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Current Challenges: Increased and aggressive competition, security threats to sensitive customer
and business data, margin pressures
What TCS provides: A broad range of solutions that help card issuers, transaction processing
agencies, credit bureaus, large merchants, and payment networks implement strategies and
solutions that improve process efficiencies, simplify transactions, speed up time-to-market for
products, and reduce risks.
Current Challenges: Deploying the right technology architecture, applications, and policies that
allow banks to operate as seamlessly connected and integrated enterprises
What TCS provides: Comprehensive, custom strategies that align a bank¶s business needs and
result in increased productivity, real-time processing, and synchronized processes
Current Challenges: The huge rise in cross-border and online trading, supporting diverse
portfolio of instruments, and processing huge volumes
What TCS provides: Domain knowledge in the securities industry and vast IT expertise that
helps customers reduce operational risk, enhance efficiencies, and build real-time
depository/registry solutions to increase reliability and efficiency in multi-currency, cross-border
operations
What TCS provides: Strategies for global custodians and custody departments to support
operations, manage complex processing requirements, reduce risks, successfully adapt to market
demands, rationalize diverse platforms, build common infrastructure, and centralize processes
Current Challenges: Financial instruments are getting increasingly complex, transaction volumes
are escalating exponentially, changing maket conditions warrant flexible reconciliations
operations, and reducing IT budget makes it difficult to manage a large workforce with
significant overheads to process transactions at the desired service level.
What TCS Provides: TCS Aspire Service helps customers eliminate limitations of their
reconciliations and investigations operation in the fastest possible time. It delivers a scalable,
industry leading µcentre of excellence¶ for the matching, investigation and reconciliation of core
and client-specific financial transactions.
What TCS provides: Comprehensive strategies for creating reliable systems that improve
operational efficiency and effectively meeting business goals
Current Challenges: Low margins, workflow disconnects, data redundancies; complying with
mandated regulations such as Basel II and incorporating frameworks like Straight Through
Processing (STP) present additional challenges. To be able to work round-the-clock in such
demanding environments, investment banks have made technology an integral part of their
strategic initiatives.
Current Challenges: Mergers and acquisitions, increasing focus on regulatory norms such as
Basel II, Sarbanes-Oxley, Solvency II and spiraling compliance costs, inadequate and
inconsistent controls and accountability, data quality and data integration, integrated GRC
fragmented risk infrastructure and model risk.
What TCS provides: A broad range of solutions and services to address regulatory compliance
such as Basel II, risk infrastructure upgrades (risk warehouse), GRC requirements, model
building/validation and other risk management related areas.
For more details, visit Risk Management ± TCS Basel II Implementation framework.
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Current Challenges: Introduction of new instruments, greater volumes of cross-border trading,
market manipulation, erroneous reporting, and illegal trading practices.
What TCS provides: Real-time solutions for monitoring transactions while assessing and
reducing risks, the ability to anticipate abnormal trading behaviors and take steps to prevent
further market abuse, and comprehensive strategies for risk mitigation
What TCS provides: Comprehensive strategies and solutions that provide a unified multi-channel
view of corporate customers, and automation of processes to increase profitability and improve
customer satisfaction
Current Challenges: Increasing numbers of clients with high expectations of financial advisors¶
roles and client relationships
What TCS provides: Tools for greater CRM, including real-time access to integrated client
information throughout the advisory relationship
Current Challenges: Trans-national markets and global exchanges that demand fast, accurate
processing of high transaction volumes, delivering superior customer service
What TCS provides: Mission-critical, flexible, scalable trading solutions that support multiple
channels and that span across equities, derivatives, commodities, forex, and fixed income
instruments, covering different types of trading methodologies, resulting in increased agility and
transparency in trading environments
What TCS provides: Secure platforms that support multiple settlement models and payment
methods, resulting in real-time connectivity and computation, effective risk management, and
improved operational efficiency
áp ÿ C and Anti-Money Laundering
áp FI Insourcing
áp G30 Recommendations
áp MFID
áp Algorithmic Trading
áp Basel II
áp Common Loan Origination
áp Market Data Streaming
áp Relationship Based Pricing
áp Loyalty Management
áp Straight Through Processing
áp SEPA and Payments
áp Multi channel integration
ÿ
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: Strategies that help banks combat and prevent money-laundering
effectively and comprehensively, including ÿ C, which enables banks to know and understand
customers and their financial dealings, and helps manage risks prudently.
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) The need to develop direct and long-term relationships with their
customers.
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: An insourcing strategy for integrating business processes, selecting the
right technology, and when needed, transitioning from technology outsourcing services.
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) The need to create and implement global standards in technological and
operational areas, improve risk management practices, and harmonize legal and regulatory
environments to improve governance for providers of clearing and settlement services, which,
when implemented, will significantly improve the safety and efficiency of international securities
markets.
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) An interoperable securities settlement network, as well as risk mitigation
in clearing and settlement that results in improving corporate governance of the entities involved.
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) Strategies for transforming processes and systems to comply with MiFID
standards effectively.
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) Better and improved means of ensuring that their trading process is
effectively and efficiently managed, including the ability to exploit micro-trends in price
movements or optimizing order execution costs.
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) Strategies to leverage algorithmic trading effectively, including using it
for trend following, contrarian, benchmark, and order book.
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) Comprehensive strategies that include establishing rigorous guidelines for
assessing existing practices and systems, building specific data warehouses and analytical
modules, and deploying technology solutions to address Basel II requirements more effectively.
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) Strategies and solutions to implement a common loan origination
platform, with standardized processes and straight-through-processing for successfully
controlling and reducing origination and fulfillment costs.
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)Providing up-to-the-second market data and generating real-time quotes in
order to make optimal trading decisions.
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) Automation of trading environments to stream critical market data for
generating real-time quotes directly from execution venues, and for handling multiple asset
classes like equity and commodities.
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)TCS provides an end to end solution of Business Consulting, Systems
Integration and a state of the art solution in collaboration with it¶s alliance partner, SunTec. We
have an in-depth understanding and experience in selection and implementation of products to
suit the varied needs of Retail and Commercial Banks globally.
!
)TCS has partnered with SunTec to deliver on the promise of Relationship Based
Pricing for global banks. SunTec is a leading provider of Relationship-based Pricing and
centralized billing solutions for Banking, Financial Services industry. It has conceptualized and
created the core pricing and billing platform, horizontal in nature and flexible enough to address
the pricing and billing requirements of any transaction-based vertical.
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#
: Lower than optimal organic growth due to customer attrition and low
advocacy coupled with limited cross-buying behaviour in a highly regulated and maturing
market place
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)TCS provides an end-to-end solution in Business Consulting, Systems
Integration, and a state of the art solution for Relationship Loyalty in collaboration with its
alliance partner, SunTec. We have an in-depth understanding and experience in selection and
implementation of products to suit the varied needs of retail and commercial banks globally.
!
)TCS has partnered with SunTec to provide services in the area of Loyalty Management
for global banks. SunTec is extending its suite of products for players in the Banking and
Financial Services industry by introducing centralized Relationship Loyalty solution to its
existing suite of relationship-based pricing and centralized billing solutions.
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) Internal STP implementation to assist in automating processes, integrating
internal and external systems, and eliminating batch processing for increased efficiency
application.
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) Strategies to transform internal systems quickly and effectively in light of
SEPA requirements.
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) Frameworks for realizing multi-channel integration objectives, including
consistent customer service, improved cross-sell opportunities, quicker time-to-market for new
channels and services, and a real-time view of customers
TCS BaNCS enables transformation in financial services through a superior and holistic suite of
solutions for banks, capital market firms, insurance companies, and diversified financial
institutions. Each solution in the TCS BaNCS family has been designed to run as a scalable and
robust service, fully integrated with existing business models, enterprise infrastructures and
technology architectures.With our collaborative and innovative approach, financial services
organizations can gain from:
TCS BaNCS is a globally recognized industry leader, with its solutions consistently ranked in
top positions by industry experts.
áp TCS BaNCS recognized as #3 Core Banking Solution in the 2009 IBS Sales League
Table
áp TCS BaNCS scores top rankings in Celent¶s ABCD analysis. Only global vendor to top
in multiple categories in the vendor profile for large banks
áp TCS BaNCS Core Banking ranked No. 1 Banking Solution of China in 2008 by
Independent Research firm
áp TCS Ranked 6th in FinTech100 as Leading Global IT Provider. For the third year in a
row, TCS has been named in the top 10.
áp TCS BaNCS Payments accredited with SWIFT Ready label 2009
áp TCS Financial Solutions named a Leader in Global Banking Platforms by Independent
Research Firm (Source: Forrester, January 2009)
áp TCS BaNCS awarded µSystem of the ear Award¶ 2008 by BISS Research
áp TCS BaNCS placed in the Leaders Quadrant in Leading Industry Analyst Firm¶s
International Retail Core Banking 2008 Report
áp TCS BaNCS ranked among the top 10 solutions in Global FINTECH in 2007-08
áp TCS BaNCS Corporate Actions accredited with SWIFT Ready label for the fourth
consecutive year (2009)
áp TCS BaNCS Securities Settlement was accredited with SWIFT Ready label for
the seventh consecutive year (2009)
áp TCS BaNCS received BISS Corporate Actions accreditation for the sixth consecutive
year (2008)
áp TCS BaNCS accredited for Corporate Finance by BISS Research in 2008
áp TCS BaNCS Payments won The Banker Technology Award for Cash Management and
Treasury in 2007
áp Banking
áp Capital Markets
áp Insurance