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w This is a blend of market linked and

Amazing Benefits planned exclusively for


traditional insurance products of L.I.C. of
Mr. Babu
w India.

w Premium liability limited to a short span only. Aged 30 years

Two Maturities in your Lifetime. First maturity

w at the end of term.


w You will start with a risk cover of Rs.1171700.
w The riskcover will keep increasing every year to a Peak of
Second Maturity option is available after age Rs.2929500 in the year 2080 when you will be 99 years of age.

w 80 any time upto age 100. w An additional accidental death cover of Rs.1150000 is also
provided in this proposal.

Partial withdrawal facility available during the


w You will be paying a yearly premium of Rs.50305 for 20 years.
In 20 years you will pay a total amount of Rs.1006100.
w term of the policy.

Surrender as well as Loan option also


w You will save tax of Rs.15,544 per year under Sec.80CCE on
account of premium payment.

w available after first maturity. w In the year 2031, you will receive your first maturity amount of
Rs.2095643.
w Higher Double Accident Benefit.
w After 1st maturity the policy will continue with a riskcover of
Increasing risk cover life long even after first Rs.796700 which will keep growing every year by around
Rs.37200.
w maturity.
w At age 80 you will have an option to get second maturity. You
Good prospect of earning higher returns in can exercise this option at any time between age 80 and 100.
The insurance cover will terminate after the 2nd maturity.
the 1st maturity due to exposure in the equity
w Indicative 2nd maturity amount at different ages:
80 Rs.2495500
90 Rs.2712500
100 Rs.2929500

Presented by
V.RAJENDRABABU
Insurance & Investment Consultant
144/156 Othavadai Street,
Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Ulip Anand Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1150000 Yearly Premium : 50305

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/11 30 1171700 2321700 50305 34761 0 0 0 0 0


14/1/12 31 1193400 2343400 50305 34761 0 0 0 0 0
14/1/13 32 1215100 2365100 50305 34761 0 0 0 5997 5500
14/1/14 33 1236800 2386800 50305 34761 0 0 0 12974 61808
14/1/15 34 1258500 2408500 50305 34761 0 0 0 18443 82010
14/1/16 35 1280200 2430200 50305 34761 0 0 0 300083 104884
14/1/17 36 1301900 2451900 50305 34761 0 0 0 369485 129843
14/1/18 37 1323600 2473600 50305 34761 0 0 0 443929 156037
14/1/19 38 1345300 2495300 50305 34761 0 0 0 525086 184382
14/1/20 39 1367000 2517000 50305 34761 0 0 0 613562 215061
14/1/21 40 1388700 2538700 50305 34761 0 0 0 710103 248529
14/1/22 41 1410400 2560400 50305 34761 0 0 0 815488 285011
14/1/23 42 1447139 2597139 50305 34761 0 0 0 930550 324512
14/1/24 43 1585498 2735498 50305 34761 0 0 0 1056096 367509
14/1/25 44 1740765 2890765 50305 34761 0 0 0 1192872 414220
14/1/26 45 1903076 3053076 50305 34761 0 0 0 1341889 464938
14/1/27 46 2078152 3228152 50305 34761 0 0 0 1506596 521986
14/1/28 47 2267167 3417167 50305 34761 0 0 0 1686463 584465
14/1/29 48 2474499 3624499 50305 34761 0 0 0 1882625 652260
14/1/30 49 2700000 3850000 50305 34761 0 0 0 2096456 726290
14/1/31 50 796700 796700 0 0 0 2095643 2095643 175882 786943
14/1/32 51 833900 833900 0 0 0 0 0 190430 171500
14/1/33 52 886600 886600 0 0 0 0 0 205826 185250
14/1/34 53 939300 939300 0 0 0 0 0 220399 198250
14/1/35 54 992000 992000 0 0 0 0 0 239021 215000
14/1/36 55 1044700 1044700 0 0 0 0 0 256943 231250
14/1/37 56 1103600 1103600 0 0 0 0 0 275635 248000
14/1/38 57 1162500 1162500 0 0 0 0 0 295199 265750
14/1/39 58 1221400 1221400 0 0 0 0 0 315654 284000
14/1/40 59 1302000 1302000 0 0 0 0 0 336927 303250
14/1/41 60 1385700 1385700 0 0 0 0 0 359030 323250
14/1/42 61 1484900 1484900 0 0 0 0 0 382074 343750
14/1/43 62 1584100 1584100 0 0 0 0 0 405778 365250
14/1/44 63 1683300 1683300 0 0 0 0 0 430346 387250
14/1/45 64 1782500 1782500 0 0 0 0 0 455688 410000
14/1/46 65 1881700 1881700 0 0 0 0 0 481810 433750
14/1/47 66 1980900 1980900 0 0 0 0 0 508717 457750
14/1/48 67 2080100 2080100 0 0 0 0 0 536195 482500
14/1/49 68 2179300 2179300 0 0 0 0 0 564350 508000
14/1/50 69 2278500 2278500 0 0 0 0 0 593182 533750
14/1/51 70 2300200 2300200 0 0 0 0 0 622573 560250
14/1/52 71 2321900 2321900 0 0 0 0 0 652517 587250
14/1/53 72 2343600 2343600 0 0 0 0 0 683007 614750
14/1/54 73 2365300 2365300 0 0 0 0 0 713912 642500
14/1/55 74 2387000 2387000 0 0 0 0 0 745220 670750
14/1/56 75 2408700 2408700 0 0 0 0 0 776789 699000
14/1/57 76 2430400 2430400 0 0 0 0 0 808729 727750
14/1/58 77 2452100 2452100 0 0 0 0 0 841029 757000
14/1/59 78 2473800 2473800 0 0 0 0 0 873404 786000
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Ulip Anand Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1150000 Yearly Premium : 50305

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/60 79 2495500 2495500 0 0 0 0 0 906103 815500


14/1/61 80 2517200 2517200 0 0 0 0 0 938835 845000
14/1/62 81 2538900 2538900 0 0 0 0 0 971573 874500
14/1/63 82 2560600 2560600 0 0 0 0 0 1004435 904000
14/1/64 83 2582300 2582300 0 0 0 0 0 1037255 933500
14/1/65 84 2604000 2604000 0 0 0 0 0 1070008 963000
14/1/66 85 2625700 2625700 0 0 0 0 0 1102817 992500
14/1/67 86 2647400 2647400 0 0 0 0 0 1135359 1021750
14/1/68 87 2669100 2669100 0 0 0 0 0 1167910 1051000
14/1/69 88 2690800 2690800 0 0 0 0 0 1200293 1080250
14/1/70 89 2712500 2712500 0 0 0 0 0 1233119 1109750
14/1/71 90 2734200 2734200 0 0 0 0 0 1265742 1139250
14/1/72 91 2755900 2755900 0 0 0 0 0 1299118 1169250
14/1/73 92 2777600 2777600 0 0 0 0 0 1332763 1199500
14/1/74 93 2799300 2799300 0 0 0 0 0 1367340 1230500
14/1/75 94 2821000 2821000 0 0 0 0 0 1407116 1266500
14/1/76 95 2842700 2842700 0 0 0 0 0 1444704 1300250
14/1/77 96 2864400 2864400 0 0 0 0 0 1500557 1350500
14/1/78 97 2886100 2886100 0 0 0 0 0 1556465 1400750
14/1/79 98 2907800 2907800 0 0 0 0 0 1662394 1496250
14/1/80 99 2929500 2929500 0 0 0 0 0 1744948 1570500
14/1/81 100 0 0 0 0 310000 2619500 2929500 0 0

Total 310000 4715143 5025143

u The effective yield in the above proposal works out to 9.75 % (calculated as per IRR method).
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

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