Budget Planner - Overview / Help

Instructions

Budge

Budge
Month
Budge

Budge
Quick

Month
Quick

tt By
You may move from worksheet to worksheet by clicking on the dark blue buttons

By
tt
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 e aa budget
budget by
by month
month
Quick Budget
Chart: Yearly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 160000.00 1920000.00
Salary/Wages Monthly 160000.00 160000.00 1920000.00
Salary/Wages (Spouse) Monthly 0.00 0.00 1768000
Other Weekly 0.00 0.00
Other (claims) Monthly 0.00 0.00
Other Monthly 0.00 0.00
1920000

Spending Total: 12666.67 152000.00

Transportation 0.00 0.00 152000

Auto Loan/Lease Monthly 0.00 0.00
Insurance Monthly 0.00 0.00
Gas Weekly 0.00 0.00 $152,000 $1,920,000 $1,768,000
Maintenance Quarterly 0.00 0.00 $0 $500,000 $1,000,000 $1,500,000 $2,000,000

Registration/Inspection Yearly 0.00 0.00

Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00 10000

Home 5000.00 60000.00

EMI Monthly 0.00 0.00
Rent Monthly 0.00 0.00 37000
60000
Maintenance Monthly 0.00 0.00
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
Household Supplies Monthly 5000.00 5000.00 60000.00
Groceries Weekly 0.00 0.00
Real Estate Tax Semi-Annually 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Utilities 1550.00 18600.00

Phone - Home Monthly 0.00 0.00 26400
Transportation Home Utilities
Phone - Cell Monthly 1000.00 1000.00 12000.00 Health Entertainment
18600Miscellaneous
Cable Monthly 200.00 200.00 2400.00
Gas Monthly 50.00 50.00 600.00
Water Monthly 0.00 0.00
Electricity Monthly 300.00 300.00 3600.00
Internet Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 2200.00 26400.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medication Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 1200.00 1200.00 14400.00
Other Monthly 0.00 0.00
Other Monthly 1000.00 1000.00 12000.00

Entertainment 3083.33 37000.00

Memberships Monthly 0.00 0.00
Dining out Monthly 3000.00 3000.00 36000.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 0.00 0.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 1000.00 83.33 1000.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 833.33 10000.00

Dry Cleaning Monthly 0.00 0.00
New Clothes Semi-Annually 5000.00 833.33 10000.00
Donations Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00
Gifts Monthly 0.00 0.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 reate
reate a quick
quick budget
budget
Budget By Month
Chart: April
1

Income Jan Feb Mar Apr May 4 Months Budget Summary

Jan to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

Salary/Wages 0.00 0
-11600
Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other (balance) 0.00 0

Other (claim) 0.00 0

0

Spending Total: 9600.00 6600.00 6000.00 11600.00 0.00 33800.00

9600

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

11600
Auto Loan/Lease 0.00 0

Insurance 0.00 0

Gas 0.00 0
$11,600 $- $(11,600)
Maintenance 0.00 -15,000 -10,000 -5,000 0 5,000 10,000 15,000
0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00
2000
0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0
5600
Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other (dad) 0.00 0

Utilities 0.00 600.00 0.00 0.00 0.00 600.00 0

4000
Phone - Home 0.00 0.00 0

Transportation Home Utilities

Phone - Cell 0.00 0.00 0 Health Entertainment Miscellaneous
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 600.00 0.00 600.00 0

Internet 0.00 0.00 0

12,000
Other 0.00 0.00 0

Other 0.00 0.00 0

10,000

Health 3600.00 0.00 0.00 5600.00 0.00 9200.00 3600 8,000

Dental 2000.00 2000.00 0

Medical 0.00 0
6,000
Medication 0.00 0

Vision/contacts 0.00 0

4,000
Life Insurance 3600.00 0.00 0.00 3600.00 7200.00 3600

Other 0.00
2,000
0

Other 0.00 0

0
Entertainment 4000.00 4000.00 4000.00 4000.00 0.00 16000.00 Row 16 Row 8
Jan Feb Mar Apr May
4000

Memberships 0.00 0

Dining out 2000.00 2000.00 2000.00 2000.00 8000.00 2000

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 2000.00 2000.00 2000.00 2000.00 8000.00 2000

Other 0.00 0

Other 0.00 0

Miscellaneous 2000.00 2000.00 2000.00 2000.00 0.00 8000.00 2000

Dry Cleaning 0.00 0.00 0

New Clothes 2000.00 2000.00 2000.00 2000.00 8000.00 2000

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
Tracking
Chart: January
Income Jan Feb Mar Apr Jan to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other (claims) 0.00
Other 0.00
0

Spending
Total Spending: 0.00 0.00 0.00 0.00 0.00
0
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00 $- $- $-
Gas 0.00 0 0 0 0 0 0 1 1 1 1 1

Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

EMI 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Jan Row
Feb 17 Row 8
Mar Apr
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
Comparison Compare March to Budget March

Income Budget Mar Actual Vs Budget Tracking vs Budget Summary

147333.33
Total Income (net) 160,000 0 -160,000
Salary/Wages 160000 -160,000.00
Salary/Wages (Spouse) 0 0.00 160000
Other 0 0.00
Other (claims) 0 0.00 12667
Other 0 0.00

Spending 0

Total Spending: 12,667 0 -12,667

0
Transportation 0 0 0
Auto Loan/Lease 0.00 0.00
0
Insurance 0.00 0.00
Gas 0.00 0.00 Expense Income Balance
Maintenance 0.00 0.00 0 20,000 40,000 60,000 80,000 (Savings)
100,000 120,000 140,000 160,000
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00

Home 5,000 0 -5,000 5,000

EMI 0.00 0.00
Rent 0.00 0.00
Maintenance 0.00 0.00
Insurance 0.00 0.00
Furniture 0.00 0.00
3083
Household Supplies 5,000.00 -5,000.00
Groceries 0.00 0.00
Real Estate Tax 0.00 0.00 2200
Other 0.00 0.00
Other 0.00 0.00 1,550

Budget Tracking
Utilities 1,550 0 -1,550 833
Phone - Home 0.00 0.00 Transportation Home Utilities
Phone - Cell 1,000.00 -1,000.00 Health Entertainment Miscellaneous
Cable 200.00 -200.00 0 0 0 0 0 0 0
Gas 50.00 -50.00
Water 0.00 0.00
Electricity 300.00 -300.00
Internet 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Health 2,200 0 -2,200

Dental 0.00 0.00
Medical 0.00 0.00
Medication 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 1,200.00 -1,200.00
Other 0.00 0.00
Other 1,000.00 -1,000.00

Entertainment 3,083 0 -3,083

Memberships 0.00 0.00
Dining out 3,000.00 -3,000.00
Events 0.00 0.00
Subscriptions 0.00 0.00
Movies 0.00 0.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 83.33 -83.33
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 833 0 -833

Dry Cleaning 0.00 0.00
New Clothes 833.33 -833.33
Donations 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 0.00 0.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 980.00 200.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,630.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 930.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 930.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 930.00 930.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 450.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 250.00 250.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 200.00 200.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00
345.00
Entertainment 50.00 200.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00
Memberships 0.00
Dining out 50.00 100.00 150.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 100.00 100.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00