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More the number of digits in the numbers, more lines and time you consume. No more!
Using the Sutra "Vertically and Crosswise", you have
Step 1 (mentally, don't write on notebook) : vertically (last digits) :
2x7=14; write 4 carry 1
Step 2 (mentally) : crosswise (last two digits) :
3x7 +2x1 = 23 +carry 1 = 24; write 4 carry 2
Step 3 : vertically and crosswise (three digits) :
4x7 + 3x1 +2x6 = 43 +carry 2 = 45; write 5 carry 4
Step 4 : (move left; first two digits) :
4x1 +3x6 = 22 +carry 4 = 26; write 6 carry 2
Step 5 : (move left; first digit of each number) :
4x6 = 24 +carry 2 = 26. End.
Write answer : 266544
This is how it appears on notebook :
432
x 617
266544
No matter how big the numbers are, you will need to write only the final answer. All
other steps are easily carried out mentally. If the two numbers have different number of
digits, write smaller number below the other and pad it on left side with zeros. The theory
behind above example is :
ax² +bx +c
dx² +ex +f
adx4 +(ae+bd)x³ +(af+be+cd)x² +(bf+ce)x +cf
Observe that coefficient of x0 (units digit) is cf, which is obtained by multiplying last two
coefficients (vertically). The coefficient of x1 (tens digit) is bf+ce, which is obtained by
crosswise multiplication of last two coefficients. The coefficient of x² (hundreds digit) is
af+be+cd, which is obtained by crosswise and vertical multiplication of last three
coefficients. Now as all coefficients are used up, we leave last coefficients and use the
remaining, and so on.
Note that all the calculations can be easily done in mind; you just go on writing a digit of
answer one at a time (from right to left). So on notebook you will just write:
2376
x 4060
9646560