Internship report on

THE BANK OF PUNJAB

MUHAMMAD RIZWAN SHABIR

ROLL # 10229

Internship Report submitted in partial fulfillment of the requirements

For the degree of Master of Business
Administration

At

National University of Modern Languages

Islamabad, Pakistan
December 2010

© Copyright by Muhammad Rizwan Shabir,

Shabir, 2010

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 NATIONAL UNIVERSITY OF MODERN
LANGUAGES Faculty of Management
Sciences

It is hereby certified that the report has been thoroughly and carefully read and recommended to the

Faculty of Management Sciences for acceptance of Final Internship Report by, Muhammad Rizwan

Shabir, Roll No. 10229, Session (Jan 2009 to Dec 2010) Evening, in partial fulfillment of the

requirements for the degree of Master of Business Administration of National University of

Modern Languages Islamabad.

Dated: _______________

Supervisor Name

Supervisor Signature

Panel Member Name

Panel Member Signature

Head of Department:

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 ACKNOWLEDGMENT

First of all I would like to thank ALLAH who has provided me opportunity to explore this hidden

world. I am also thankful to my parents who have provided me resources to study in such a

quality institution. And at least but not the least I am thankful to our teacher MR. Hanif Shahzad

Malik who has made me capable of doing things practically and conveyed my knowledge with

full dedication.

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 DEDICATED TO

“This report is dedicated to my parents and teachers who have shown terrific support for me

ever since I started learning. Thank you all”

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 EXECUTIVE SUMMARY

This report is about The Bank of Punjab, its history, and the functions of the bank. This report

contains detail about what I have learned in my eight-week internship in The Bank of Punjab. It

starts with the short history and background and brief introduction about the management of The

Bank of Punjab. The vision of the bank along with its mission and existing status has also been

discussed. This report contains detail about “business practices in The Bank of Punjab.

The purpose of this exercise was to learn while working in the practical field. Specially, the

knowledge related to the General Banking, foreign exchange and advances. It has really helped

me observe to what extent the bookish knowledge is being practiced in real field.

This report contains the Comparison of other banks with the bank of Punjab, current financial

position of the bank, the business process of the bank and all my learning, during the internship

period.

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 TABLE OF CONTANTS

Chapter#1 History 1
1.1 History of Banking in Pakistan 2
1.2 History of Bop 5
1.3 Vision of Bop 6
1.4 Mission Statement of Bop 6
1.5 Core Values of Bop 6
1.6 Major Customers of Bop 7

Chapter#2 Departments of Bop 8

2.1 Deposit Department 9
2.2 Clearing Department 12
2.3 Remittance Department 14
2.4 Accountants Department 17
2.5 Bills Department 20
2.6 Credit Department 22

Chapter#3 Financial Analysis of Bop 27

3.1 Importance of financial analysis 28
3.2 Balance Sheet 29
3.3 Income Statement 30
3.4 Ratio Analysis 32
3.5 Advances and Deposits 38
3.6 Swot Analysis 39
3.7 Pest Analysis 41

Chapter#4 Conclusion and Recommendations 48

4.1Conclusion 49
4.2 Suggestions 50
4.3 Recommendations 55
4.4 Bibliography 57