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NON BANKING FINANCIAL COMPANIES GROUP NO. :-FIVE ATUL MISHRA (CO-OD.) ANKUR VERMA
JEETENDRA RAI SHISHIR GUPTA SANGARSH KUMAR ANURAG SONKER
NBFCs : OVERVIEW :
NBFCs : OVERVIEW 13000+ players registered under RBI : A & B categories Spread all across the country Approx. 570
NBFCs authorized to accept public deposits (Catg. A) Assets worth Rs. 15000 Crore financed annually & growing steadily
Asset financing Commercial vehicles Passenger cars Multi-utility & multi-purpose vehicles Two-wheelers & Three-wheelers
Construction equipments Consumer durables
WHAT IS NBFC ? :
WHAT IS NBFC ? THE COMPANY REGISTERED UNDER COMPANIES ACT,1956 REGISTERED UNDER RBI
ACT,1934 UNDER SECTION 45-IA PROVIDES BANKING SERVICES WITHOUT MEETING LEGAL DEFENATION
OF BANK SUCH AS HOLDING A BANKING LICENSE
Cont…. :
Engaged in the business of loans and advances, acquisition of shares/stock/bonds/debentures/ securities issued by
government or local authority or other securities of like marketable nature, leasing, hire-purchase, insurance business, chit
business, but does not include any institution whose principal business is that of agriculture activity, industrial activity,
sale/purchase/construction of immovable property. Cont….
Slide 7:
As….. Housing finance companies are regulated by NATIONAL HOUSING COMPANIES Venture capital fund ,Stock
broking companies are registered with SEBI. Insurance companies holding a valid certificate of registration issued by IRDA.
Nidhi companies registered under section 620-A companies Act 1956.
TYPES OF NBFC’s :
TYPES OF NBFC’s EQUIOPMENT LEASING COMPANY HIRE-PURCHASE COMPANY LOAN COMPANY
INVESTMENT COMPANY
Slide 11:
Other names of NBFC’s 1. Non-banking financial institutions 2. Non-depository credit intermediaries 3. Lending companies
Know….. :
Know….. Holding a valid certificate of registration with authorization to accept it. Should have minimum stipulated net
owned fund. Comply with the directions issued by the bank
IN RELATION TO NBFC :
IN RELATION TO NBFC OWNED FUND & NET OWNED FUND
Role of NBFCs :
Role of NBFCs As recognized by RBI & Expert Committees / Taskforce Development of sectors like Transport &
Infrastructure Substantial employment generation Help & increase wealth creation Broad base economic development
Irreplaceable supplement to bank credit in rural segments major thrust on semi-urban, rural areas & first time buyers / users
To finance economically weaker sections Huge contribution to the State exchequer
SREI’s introduction :
SREI International Finance Ltd. (SREI) was set up in 1989 Major player in infrastructure project financing – Power, Roads
and Ports Market leader in financing infrastructure construction equipment by way of Lease 32 offices spread across India
Total assets under management over US$ 450 million Shareholders’ Funds of about US$ 50 million Disbursement of more
than US$ 265 million during last year Credit rating in ‘AA’ category – signifying high credit quality & high investment
grade Recipient of prestigious Willis Harman Spirit of Work Award SREI’s introduction
Slide 26:
THANK YOU