table of contents

in every issue
From the Editors 2 | Spring/Summer Calendar 3 | Advertisers’ Index/Websites 4

special sections with articles from our advertisers

6 | BEAUTY
8 | DINING
9 Meals that Make You Say “Mmmmm!” Michelle Wang, Miyo’s
10 Pan-Seared Pork Chops Ricky Mollohan, Mr. Friendly’s
13 | FASHION /ACCESSORIES
15 | FINANCIAL/INSURANCE/LEGAL/REAL ESTATE
16 Why Do Women Make Great Real Estate Agents?
Lynwood Duke, Russell & Jeffcoat Realtors
18 Investing in Equities and Fixed Income to Help Create a Balanced Portfolio
Jan Jernigan, Morgan Stanley Smith Barney
21 How to Choose the Right Lawyer for Your Legal Needs
Lisa Hostetler, Rogers Townsend & Thomas, PC
22 Don’t Let Emotions Rule Your Divorce Philip P. Rusnak, Divorce Settlement Solutions
23 Risk: Is it a Bad Thing? Peter A. Pigeon, The Hobbs Group
24 | GARDEN/LANDSCAPING
25 | HEALTH CARE
26 Bathing Suit Blues Ram Kalus, MD, Plastic Surgery of the Carolinas, PA
27 Lexington Medical Center Affiliates with Duke Medicine
for Open Heart Surgery Program Jennifer Wilson, Lexington Medical Center
28 HELLP! Alexander R. Smythe II, MD, Columbia Women’s Healthcare
31 Reducing Stress Factors with Massage Jennifer Landry, Massage Envy
32 Changing Lives One Person at a Time
Jandrette Rhoe, MD, Midlands Medical Wellness Center
34 | HOME DÉCOR
37 | PETS
39 | SENIORS
41 Guardianship: Who, When and Why
Mary Katherine Bagnal, MSW, CMC, CGC, Senior Matters
42 | SERVICES
45 Meeting Our Community’s Funeral Needs Kristin Jewell, Dunbar Funeral & Cremations
48 A New Home for Jim Hudson Lexus Katie Kaleita, Jim Hudson Lexus

articles from the columbia notebook staff

At-Home Acne Remedies BEAUTY | 7
Chopsticks for Beginners DINING | 11
Your Online Safety FINANCIAL/INSURANCE/LEGAL/REAL ESTATE | 17
Who Knew Vinegar Could Do So Much? HEALTH CARE | 33
Bring on the Patio Weather! HOME DÉCOR | 35

Spring/Summer 2011 | 1

Volume VIII, Number 2
Spring/Summer 2011
Ad Wise Marketing
Circulation: 30,000 Annually
15,000 per Bi-annual Edition
Managing Editor
and Operations:
Cathy Kline
Sales and Marketing:
Peggy Jacobs
Katie Evatt
Design and Cover Art:
Melissa Ligon
Copy Editor:
Victoria Reed
The Columbia Notebook
(What Women Want)
is published twice a year
by a division of:
Ad Wise Marketing
709 Woodrow St. PMB 319
Columbia, SC 29205
803.799.9922
info@thecolumbianotebook.com
www.thecolumbianotebook.com
Please contact The Columbia Notebook
for advertising rates or requests for
obtaining The Columbia Notebook.
Our circulation makes The Columbia
Notebook highly useful with its handy
size, sharp appearance and
comprehensive information.
©2011. All rights reserved.
No reproduction of this publication in part or
in whole may occur without written
permission from the publisher. Not for resale.
Every effort has been made to verify the
accuracy of all information. Please call ahead
to verify hours of operation and prices as
they may change due to economic factors.
Information included in this book is, to the best
of our knowledge, accurate and correct.
Neither Ad Wise Marketing nor any of the
advertisers assumes responsibility or liability for
incorrect, incomplete or inaccurate information.
All trademarks, registrations and brand names
should be taken as read.
2 | Spring/Summer 2011
from the editors
It all starts
with support.
From the very beginning, our way
through life is encouraged by the
support we receive. We learn to stand,
helped by the hands of our parents. We venture into
adolescence and add friends to our support. Then we
enter the teenage years and lean toward our family and
friends to get through the “break-ups, break outs and
break-throughs.”
Now we are adults; now we are holding the hands, giving
support and doing our best to live, work and play in a
changing world. Where do we turn for support? Always
from our family and friends, but also from our business
associates and service providers, from the helpful bank
teller through to the guidance counselor at our children’s
schools.
We live in a great city — Columbia, S.C. — an ideal envi-
ronment in which to grow support. In return, we can help
both friends and strangers by being there for one anoth-
er, supporting what Columbia has to offer.
At The Columbia Notebook, we are determined to iden-
tify and promote the best of our city for you. We also
share pertinent information on various topics. Our Web
page has a link to see our publication in its entirety and a
Facebook page that lets you know when there are spe-
cials with our advertisers. Supporting our advertisers in as
many ways as we can is our way of recognizing our
appreciation for the excellent support they provide us
when we need their product or service.
So to our readers, advertisers and Facebook friends… this
new issue of The Columbia Notebook is our way of sup-
porting the very best. Needless to say, we thank you all for
your support, as well! Let’s keep the “support chain” going
for each other as we welcome warmer days and the
pleasures of a Columbia summer.
Hoping your spring and summer includes time well-
spent with family and friends,
Cathy & Peggy
 april 2011 « Jazz Appreciation Month may 2011 « Personal History Month
SUN MON TUE WED THU FRI SAT SUN MON TUE WED THU FRI SAT
1 April Fool’s Day
18 Passover Begins | 22 Good Friday
1 2 1 2 3 4 5 6 7
22 Earth Day | 24 Easter Sunday

3 4 5 6 7 8 9 8 9 10 11 12 13 14

10 11 12 13 14 15 16 15 16 17 18 19 20 21

17 18 19 20 21 22 23 22 23 24 25 26 27 28

24 25 26 27 28 29 30 29 30 31 5 Cinco de Mayo
8 Mother’s Day
30 Memorial Day Observed

june 2011 « Iced Tea Month july 2011 « Cell Phone Courtesy Month
SUN MON TUE WED THU FRI SAT SUN MON TUE WED THU FRI SAT
14 Flag Day
19 Father’s Day
1 2 3 4 1 2
21 First Day of Summer 4 Independence Day

5 6 7 8 9 10 11 3 4 5 6 7 8 9

12 13 14 15 16 17 18 10 11 12 13 14 15 16
19 20 21 22 23 24 25 17 18 19 20 21 22 23

26 27 28 29 30 24/31 25 26 27 28 29 30

august 2011 « Happiness Happens Month september 2011 « Fall Hat Month
SUN MON TUE WED THU FRI SAT SUN MON TUE WED THU FRI SAT
1 2 3 4 5 6 5 Labor Day 1 2 3
28 Rosh Hashanah begins

7 8 9 10 11 12 13 4 5 6 7 8 9 10

14 15 16 17 18 19 20 11 12 13 14 15 16 17

21 22 23 24 25 26 27 18 19 20 21 22 23 24

28 29 30 31 25 26 27 28 29 30

Spring/Summer 2011 | 3
 advertisers’ index/websites
BEAUTY
Straight As String/Marcy Price ........6
straightasstring.com
Studio Allure......................................7
studioallurecolorsalon.com
Studio Marshall ................................6
Vintage Salon ....................................7
DINING
Cellar on Greene..............................10
cellarongreene.com
Cock n’ Bull Pub-Grille ....................12
cnbpub.net
Devine Foods ....................................8
Garden Bistro ..................................11
gardenbistrosc.com
Gourmet Rose Catering ..................12
gourmetrosecatering.com
Groucho’s Deli ................................12
grouchos.com
Hennessy’s ......................................12
hennessyssc.com
Miyo’s ................................................9
miyos.com
Mr. Friendly’s ..................................10
mrfriendlys.com
Pawleys Front Porch..........................8
pawleys5pts.com
Solstice Kitchen & Wine Bar ..........10
solsticekitchen.com
Takosushi ........................................12
Tombo Grille ....................................11
tombogrille.com
Z Pizza ..............................................12
zpizza.com
4 | Spring/Summer 2011
FA S H I O N / ACC E S S O R I E S
Alderman Ford Antiques ................13
stores.ebay.com/Alderman-Ford
Carolina Fine Jewelry......................14
carolinafinejewelry.com
Round Robin....................................13
roundrobinondevine.com
Swiftwater Beads ............................14
FINANCIAL/INSURANCE/
L E G A L / R E A L E S TAT E
Bernstein & Bernstein ....................15
bernsteinandbernstein.com
Divorce Settlement Solutions ........22
divorcesettlementsolutionssc.com
Healthcare Consultants, Inc. ........IBC
hciamerica.com
The Hinks Company ........................15
hinksmortgage.com
The Hobbs Group ............................23
hobbscpa.com
Midland Mortgage Corporation ....15
midlandmortgagecorp.com
Morgan Stanley Smith Barney ......BC
morganstanley.com
Mungo Homes ................................17
mungo.com
Ouzts, Ouzts & Varn, PC ..................17
oovcpa.com
Resource Financial Services ..........17
rfsvs.com
Rogers Townsend & Thomas ..........20
rtt-law.com
Russell & Jeffcoat Realtors ............16
russellandjeffcoat.com
GARDEN/LANDSCAPING
Appletree Landscaping
& Garden Center..............................24
Blue Moon Landscaping ................24
bluemoonlandscapingllc.com
Forest Lake Gardens ......................24
 advertisers’ index/websites

H E A LT H C A R E Four Paws Animal Clinic ................38

fourpawsanimalclinic.com
Columbia Skin Clinic ......................25
columbiaskinclinic.com Pawmetto Lifeline/
Bark to the Park ..............................38
Columbia Women’s Healthcare ......29 barktothepark.com
columbiawhc.com
Family Medicine Centers of SC ......33 SENIORS
fmcofsc.com
Security Federal Trust ....................39
Richard M. Kline, DMD ....................25
securityfederalbank.com
LMC Health Directions....................27
Senior Matters ................................40
lmchealthdirections.com
seniormatters.com
Massage Envy..................................30
massageenvy.com
SERVICES
Midland’s Medical
Wellness Center ..............................32 Aquarian Pools ................................47
midlandsmedwc.com aquarianpools.com

Plastic Surgery of the Carolinas ....26 The Blencowe Group, Inc. ..............47
plasticsurgerycarolina.com blencowe.com

The Vein Clinic ................................33 Dunbar Funerals & Cremations......44

veincliniconline.com dunbarfunerals.com
Dutch Heating
HOME DÉCOR & Air Conditioning ..........................43
dutchheatingandair.com
Casual Living ..................................35
Jim Hudson Lexus ..........................IFC
casuallivingsc.com
jimhudsonlexus.com
Dan’s Fan City ..................................35
Kornegay & Moseley ......................46
dansfancity.com
kornegayandmoseley.com
House of Frames
Lightscapes......................................46
& Paintings Gallery ........................36
hofpgallery.com Morganelli’s Party Store ................43
Meeting Street Interiors ................36 Palmetto Construction
& Renovations ................................46
Paul D. Sloan Interiors ....................34
pdsinteriors.com Henry Patton Pool,
Fountain & Spa Services ................43
Strobler Home Furnishings ............35
strobler.com SC Book Festival ..............................47
scbookfestival.org
TropicAire ........................................36
tropicaire.com Sincerely Yours, Inc. ........................43
sincerelyyoursinc.net
PETS Sloan Appliance Service ................42
sloanappliances.com
Dog Daze ........................................37
dogdaze-sc.com Smart Phone Medic ........................47
smartphonemedic.com
Dog Training in Your Home ............37
betterdog.com Upstairs Audio ................................42
upstairsaudio.com

Spring/Summer 2011 | 5
 beauty
r 20 11
me
/s um
ing
spr

NOTEBOOK FUN FACT

Hair is made of keratin, the same

substance that forms nails and the barrier
at the top of the skin.
from beauty-hair-styles.com

6 | Spring/Summer 2011
 beauty

For just $25 per year, you can receive the

member massage price any time of the
year and can purchase up to three gift

jj
certificates for others at the member price.
You will also have “special” access to our
salon deals that we will promote just for
YOU for being a member. Ask about our
SIGNATURE DEAL for just $45.
Call today!

n If you wear foundation makeup, look

at the ingredients. If it is an oil-based
StudioAllure
C O LO R S A LO N & S PA
product, your foundation may be the
culprit behind the acne problem. Change 803.791.8989
your makeup to one with a water base and Located one mile west of the Vista
your skin will breathe a little easier. And 841-A Meeting St. j West Columbia, SC 29169
you may also go very light on the makeup studioallurecolorsalon.com j Gift certificates available
Closed Sunday
or go without makeup to see if your acne
lessens.
n Wash your face twice a day using a mild
soap, such as pure glycerin. “Mild” is the
keyword. Harsh soaps can actually
aggravate your skin. Also, make sure that
you rinse your face thoroughly. A trace of
soap can aggravate acne.
n Try benzoyl peroxide, among the most
tried-and-true home acne remedies, an
extremely inexpensive solution that has
stood the test of time. The secret behind
benzoyl peroxide’s effectiveness is oxygen.
Oxygen kills the bacteria lying below the
surface of the skin and deep in the pores.
n Apply toothpaste to the affected area
at bedtime. Be sure to use traditional
toothpaste instead of gels or whitening
paste. When you wake up, you will find a
small remnant of the acne, if any at all.
n Wash your face with sea salt and
distilled water. After that, squeeze some
lemon juice on your face, then wash your
face with glycerin soap, rinsing thoroughly.
Spring/Summer 2011 | 7
 dining

NOTEBOOK FUN FACT

The most popular day to eat

out in the United States is
11
Saturday. Second is er 20
mm
r ing/su
Friday; third is Sunday. sp
Monday is the slowest day
for restaurants.
N from foodreference.com

It’s all
Greek to us.

Fresh-prepared food daily

To-go box lunches and
catering services available

Devine Foods
(803) 252-0356
2702 Devine Street Columbia, SC 29205
8 | Spring/Summer 2011

Meals that Make You Say “Mmmmm!”
by Michelle Wang
The recent surge in popularity for Asian
restaurants throughout the Midlands indi-
cates that more of us are taking control of
our eating habits, with an emphasis on
healthier foods. This control can often
mean specific diet requirements, which
need to be met by the highest quality
ingredients, a comprehensive range of
menu items and a variety of cooking meth-
ods that match each diner’s unique palate.
Gone are the days when Asian cuisine was
lumped in with fast-food Chinese take-out.
A more ‘culinary aware’ dining culture in
Columbia has encouraged the growth and
success of new venues for “Moderation and
Balance,” key factors in eating properly for
optimum health. Cooking methods such as
steaming, wok-frying, hibachi grilling for
fish, tofu and soy products are proving to
be popular alternatives for traditional beef,
pork and chicken, and meeting specific
dietary needs such as no or low sodium,
calorie-specific and/or allergen-free items
dining
should never interfere with the pleasure
that comes with your first bite of a meal —
that moment when your taste buds
respond with delight and that involuntary
“Mmmm” escapes.
The discerning diner today has many
choices to meet their preferences, but the
restaurant that will be their first selection
combines a comfortable ambience with
excellent and friendly service along with
reasonable prices for a menu that offers an
array of options for every taste.
“Mmmm.” The sound a restaurateur loves
to hear!
The “Mmmm” element can be found at the seven loca-
tions of Miyo’s and M, restaurants that offer casual dining
with fine dining service throughout the Columbia area.
Our new Lexington location offers heart-healthy menu
items, including loose-leaf tea with its antioxidants, as do
our other locations.
Thank you to all our loyal guests for your continued
patronage and friendship! And we thank all our hard-
working, dedicated staff for their everyday effort and
belief in our company! —MW
Spring/Summer 2011 | 9
 dining

Pan Seared Pork Chops

with Bourbon-Honey Glazed Apples & Buttery Pecans
by Ricky Mollohan, Owner & Executive Chef, Mr. Friendly’s, Solstice Kitchen & Cellar on Greene
This is a favorite dish of mine at Preheat oven to 450°. Add oil to sauté pan and heat to medi-
home and it’s super easy to do! um-high. Salt and pepper pork chops on both sides, to taste.
4 bone-in, medium pork chops, Lightly dust each pork chop with flour, then sear pork chops
about 3/4”–1” thick until golden brown on one side. Turn pork chops over; cook
for another 2 minutes. Remove pork chops from pan and put
2 T vegetable or canola oil
in oven for 5–7 minutes depending on thickness and desired
1/2 sweet onion, 1/4” dice internal temperature.
1/2 C bourbon In the same sauté pan, deglace with bourbon, adding half of
2 Granny Smith apples, sliced the bourbon while pan is away from stove. Lower heat to
medium and return pan to stove carefully to cook off the
1/4 C honey alcohol. Gently loosen any particles in pan with a whisk. Add
4 T butter 2 T of butter and onions, cook for 3–4 minutes. Add apples,
cider vinegar, honey, lemon juice, remaining bourbon and
1/2 C all-purpose flour
cook for 2 minutes until liquid is reduced by half. Add sugar,
1/2 C pecan pieces brown sugar, nutmeg, cinnamon, ground clove and season
1/4 C brown sugar with salt and pepper. Cook for another 2 minutes. By this time
the apples should be caramelized and sauce should begin to
2 T granulated sugar thicken.
2 T apple cider vinegar Remove pork chops from the oven and smother them with
1 t nutmeg Glazed Apples, leaving as little as possible in the pan.
1 t cinnamon Immediately return pan to heat, add pecans and remaining
butter, season with salt and pepper, and perhaps a pinch of
1/8 t ground clove sugar and sauté pecans until lightly browned. Top your pork
salt and pepper chops and apples with the buttery pecans and dig in!

10 | Spring/Summer 2011
 dining

Between courses, always set your chopsticks

Chopsticks for Beginners on the rest, and never leave them in your
Eating sushi may seem intimidating at bowl or on your plate. (If you
first, especially if one is unskilled with are eating ramen or have
chopsticks. It is, however, a process you not been provided with
can quickly get used to and enjoy — a chopstick rest, it is
Japanese dining is all about visual presen- acceptable to set them
tation and atmosphere as well as the on top of your bowl.)
texture and taste of the food. Everyone is If you are choosing sushi
inexperienced once... so follow these tips or another food from a
to enjoy your sushi dinner worry-free. pot or plate at the
The chopsticks are probably the first and center of the table,
worst barrier. To hold them, place a chopstick turn your chop-
between your thumb and index finger, and sticks around and
the other with the tips of your thumb, index pick up the item
and middle finger. One is always held with the fat end.
stationary while the other is manipulated And the most
to pick up food. important rule is
Chopstick etiquette isn’t extensive, but is to never, ever
extremely important to the Japanese. Never suck on your
lay your chopsticks flat on the table — they chopsticks. This is
should be laid on provided chopstick rests, the biggest taboo
and you may notice that they point to the in Japanese dining.
left. Chopsticks that point to the right are a
www.essortment.com
symbol of bad luck.

Spring/Summer 2011 | 11
 dining

Interested in selling ads for

The Columbia Notebook in
Lexington or Northeast Columbia?
Call Cathy at 803-799-9922.

12 | Spring/Summer 2011
 fashion/
accessories

spring/summer 2011

NOTEBOOK FUN FACT

The “little black dress” that Coco

Chanel introduced in 1926 has
become the epitome of chic. Her
first LBD was a slash-necked, short
silk dress with only diagonal
pin-tucks as decoration. An instant
hit, widely available (though only
in black), the LBD was meant as the
fashion ideal, designed to fit every
woman and to not show stains.
from vintagetextile.com

THE FORUM n 2800 DEVINE STREET

803.771.7610
Spring/Summer 2011 | 13
 fashion/accessories

Kind words from a reader:

I read your Fall/Winter issue

at the Columbia Eye Clinic and
was so pleasantly informed,
delighted and grateful for the
articles. Your graphics caught
my attention immediately.
Kudos to you and your
amazing staff. I look forward
to another issue. Thank you
so much!
Marlene Brazzell

14 | Spring/Summer 2011
 financial/
legal/
real estate

er 2011
/summ
spring
NOTEBOOK FUN FACT

Martha Washington is the only woman

whose portrait has appeared on U.S.
N
paper currency. It appeared on $1 Silver
Certificates, Series 1886, 1891 and 1896.
from exchangerate.com/us_currency_fun_facts.html

1019 Assembly Street

Columbia, South Carolina 29201
803.799.7900
www.bernsteinandbernstein.com

Spring/Summer 2011 | 15
 financial/legal/real estate
Why Do Women Make Great
Real Estate Agents?
by Lynwood Duke, Director of Career Development, Russell & Jeffcoat Realtors
“Why do women make great real estate
agents?”
The typical answer is “because women like to
look at homes.” While I am sure there are
many women who enjoy looking at different
homes, the more appropriate answer is
“because women are the driving force
behind the purchases of new homes.”
Women make 91% of real estate decisions in
the U.S., and to whom do they relate best? A
woman — a woman who knows what is
important to them.
Women real estate agents seem to have the
unique ability to put themselves in their buy-
ers’ shoes and listen to what buyers really
want in a new home. According to WRELDA
(Women’s Real Estate Lifestyle and Design),
women consumers have specific, unique dif-
ferences, values and needs which make them
gravitate toward professionals who relate to
“My career in real estate gives me the
flexibility and independence I want . . . ”
Russell & Jeffcoat
provides the
training and
support
I need to succeed.
16 | Spring/Summer 2011
them. Think back to the last time you had an
experience with a professional who really
pleased you. How many of your girlfriends
did you tell about it? Women typically make
more referrals, are more loyal and want to tell
all of their friends about their experiences.
Women who desire to be in a career that
offers the flexibility and freedom to set their
own pace enjoy the real estate profession.
The income earned directly reflects their
efforts, and there is no limit to what hard-
working individuals can earn. Women who
are motivated, goal-oriented and enjoy
working with people are very successful in
the real estate business. So whatever a
woman’s idea of success is — a more flexible
schedule, no limit on income or helping oth-
ers find their perfect home — she can
achieve it with an exciting career in real
estate.
The time to start
a career in real
estate is now!
The real estate market is improving
and Russell & Jeffcoat is growing!
We want you to be a part of
our #1 team.
To get started with the most
rewarding career you could ever
have, call Lynwood Duke NOW!
803-779-6000
RussellandJeffcoat.com

Your Online Safety
How to report:
Divulged Personal Information
If you believe you have mistakenly given your
personal information to a fraudster, file a com-
plaint at www.ftc.gov/complaint, then visit the
Federal Trade Commission’s Identity Theft web-
site at ftc.gov/idtheft to learn how to minimize
your risk of damage from a potential theft of
your identity.
Hacking or a Computer Virus
Alert the appropriate authorities by contacting:
n Your ISP and the hacker’s ISP (if you can identi-
fy it). You can usually find an ISP’s e-mail address
on its website. Include information on the inci-
dent from your firewall’s log file. By alerting the
ISP to the problem on its system, you can help it
prevent similar problems in the future.
n The FBI at www.ic3.gov. To fight computer
criminals, they need to hear from you.
Internet Fraud
If a scammer takes advantage of you through an
internet auction, when you’re shopping online
or in any other way, report it to the Federal Trade
financial/legal/real estate
Marty Ouzts, CPA
Sherry N. Ouzts, CPA
Charles Varn Jr., CPA/PFS
Andy Derajtys, CPA
Sherry Stark, EA
Chris Render, CPA
Patricia Maynard
OUZTS, OUZTS
& VARN, PC
C E R T I F I E D P U B L I C A C C O U N TA N T S
115 Atrium Way n Suite 110
Columbia, SC 29223 n 803.736.7855
oovcpa.com
Commission, at www.ftc.gov/complaint. FTC
enters internet, identity theft and other fraud-
related complaints into Consumer Sentinel, a
secure, online database available to hundreds of
civil and criminal law enforcement agencies in
the U.S. and abroad.
Deceptive Spam
n If you get deceptive spam, including e-mail
phishing for your information, forward it to
spam@uce.gov. Include the full header of the e-
mail, including all routing information.
n You also may report phishing e-mail to report-
phishing@antiphishing.org. The Anti-Phishing
Working Group, a consortium of ISPs, security
vendors, financial institutions and law enforce-
ment agencies, uses these reports to fight
phishing.
Social Networking Sites
Trust your instincts if you are suspicious about
something on a social networking site. Report
concerns to the police and to the social net-
working site. Most sites have links where users
can immediately report abusive, suspicious or
inappropriate online behavior.
Source: www.onguardonline.gov/
Spring/Summer 2011 | 17
 financial/legal/real estate
Investing in Equities and Fixed Income
to Help Create a Balanced Portfolio
by Jan Jernigan, Financial Advisor and Vice President, Morgan Stanley Smith Barney
Columbia, South Carolina, 803-251-3248
Introduction to Asset Allocation
Your investment goals are unique to you. An
important step toward achieving your goals
is to include the appropriate mix of assets in
your portfolio. This mix, known as ‘asset allo-
cation,’ is the balance of equities (stock),
bonds (fixed income) and cash (or cash alter-
natives) within your portfolio. A core
objective of asset allocation is to potentially
increase the overall return for a given degree
of risk, or to reduce the overall risk of a port-
folio for a targeted level of return. Although
keep in mind asset allocation and diversifi-
cation do not guarantee a profit, or prevent
a loss, in declining financial markets. Before
deciding on your asset allocation, you
should consider your investment goals and
your level of risk tolerance.
Investment Goals, Time Horizon
and Risk Tolerance
Are you looking to generate a predictable
stream of income to meet living expenses?
Or do you want to generate capital growth?
Are you investing for retirement? If so, what
is your retirement time frame (5 years, 10
years or more)? You should clearly define
your investment goals and horizon.
A key to setting investment goals is to bal-
ance return expectations with your
willingness to accept risk. It is important that
you are comfortable with the amount of risk
in your portfolio so that you will be able to
stick with your investment strategy even
through turbulent times.
You should strive to establish realistic expec-
tations and carefully determine the
appropriate investment time frame for an
investment plan. You may have multiple
goals impacting your investment strategy,
and accordingly may have multiple time
18 | Spring/Summer 2011
A core objective of
asset allocation is to
potentially increase
the overall return for
a given degree of risk,
or to reduce the over-
all risk of a portfolio
for a targeted level
of return.
horizons. Typical goals include payment of
college tuition for your children, purchase of
a home and retirement, among many others.
Revisit and Rebalance Your
Allocation Regularly
Your investment goals, time horizon and risk
tolerance will evolve over time — your asset
allocation should change with them. At the
beginning of your career, you may be willing
to take on more risk, as you have time on
your side to recoup losses. You and your
Financial Advisor may determine that it is
appropriate to include a relatively high allo-
cation to equities at this stage, as well as
fixed-income instruments which focus on
capturing high yields.
As you accumulate wealth, your needs may
expand to include the purchase of property,
the cost of education and impending retire-
ment. You and your Financial Advisor may
determine that you should reduce your
exposure to riskier equity investments and
increase your allocation to more highly rated
fixed-income securities.
Near the end of your career, you may have a
much lower tolerance for risk as you look
 financial/legal/real estate

toward retirement and spending some of

the wealth you have accumulated. Your
focus may shift to income generation and
principal protection at this stage, and you
and your Financial Advisor may transition
your allocation toward high-quality fixed-
income instruments and away from more
volatile securities.
Equally important is regular rebalancing of
your portfolio to maintain your target alloca-
tion. As markets change and different assets
appreciate and depreciate differently, the rel-
ative weightings of each sector, geographic
region and asset class in your portfolio will
change. In order to keep your asset allocation
in line with your long-term strategy, it is
important to revisit and rebalance your port-
folio regularly. A rebalancing strategy,
however, may create tax implications, there- interest rates, general market conditions
fore, please consult your tax advisor before and other political, social and economic
implementing such a strategy. developments, as well as matters relating to
the specific company itself. Before investing
Investment Strategy in equities, you should be willing and able
to accept these risks.
The key to building a diversified portfolio is
to make sure that your investment deci- Articles are published for general information pur-
sions are consistent with your financial poses and are not an offer or solicitation to sell or
objectives and long-term plans. By taking buy any securities or commodities. Any particular
the time to understand your investment investment should be analyzed based on its terms
and risks as they relate to your specific circum-
objectives and style, as well as the invest-
stances and objectives.
ment choices available, you can develop an
asset allocation strategy that is right for you. Morgan Stanley Smith Barney and its Financial
Your Morgan Stanley Smith Barney Financial Advisors do not render advice on tax or tax-
Advisor is available to review your financial accounting matters. Clients should always check
goals and level of risk tolerance with you, with their tax and legal advisor before engaging in
and to help you build a balanced and diver- any transaction involving IRAs or other tax-advan-
taged investments. This material was not intended
sified portfolio.
or written to be used, and it cannot be used by any
Asset allocation, diversification and rebal- taxpayer, for the purpose of avoiding penalties that
ancing do not protect against loss in may be imposed on the taxpayer under U.S. federal
declining financial markets. tax laws.
Article by Morgan Stanley Smith Barney LLC. Courtesy of your
The market value of fixed-income securities Morgan Stanley Smith Barney Financial Advisor.
may fluctuate and, if sold prior to maturity,
© 2011 Morgan Stanley Smith Barney LLC. Member SIPC.
the price you receive may be more or less
than the original purchase price or maturity.
The value of an equity security changes
daily and can be affected by changes in

Spring/Summer 2011 | 19
 financial/legal/real estate

20 | Spring/Summer 2011

How to Choose the Right Lawyer
for Your Legal Needs:
Legal Services and Advice for Women by Women
by Lisa Hostetler, Attorney, Rogers Townsend & Thomas, PC 803-771-7900
Ever lie awake thinking of all the things you
need to get done? As women, we tend to
take on all the stresses of life for ourselves
and our families. Often when we have a need
for legal services, it is the woman who bites
the bullet and finally addresses the situation.
Whether buying a new home, refinancing
your existing home, incorporating your busi-
ness, finally getting your estate plan done,
marrying a great guy but considering a
prenuptial agreement or seeking advice on
employment issues, you need legal assis-
tance.
What now? Find an attorney. Do your home-
work. Don’t just Google “Attorney in
Columbia, SC” and see what comes up
because you think that all attorneys are
about the same. Think again!
Different attorneys have different styles and
different areas of practice. Do you want
someone who tells you what you need to do
or someone who will listen to you and come
up with a plan that incorporates your needs
and wants?
Some things to consider when choosing a
law firm and an attorney who can assist you:
Experience: There is no substitute for experi-
ence. Choose a law firm and a lawyer with a
depth of knowledge and experience.
Reputation: Check out the reputation of the
attorneys at the law firm. Are they up-to-date
on the latest developments in the law? Are
they frequent presenters at seminars? Are
they members of pertinent industry organi-
zations? Do they have any certifications?
Consider all these factors when choosing an
attorney and a law firm to meet your legal
needs.
Full-Service Firm: “Is the firm diverse
enough to handle my family’s legal needs
over time or will I need to go somewhere else
when a new legal matter arises?” Choosing a
law firm that is a full-service firm and has a
financial/legal/real estate
diverse set of professionals with diverse prac-
tice areas to handle your needs, but still has
that one-on-one feel will ensure that some-
one is available when you need them and
that you aren’t just another billable hour. Find
out if there are attorneys with experience in
a variety of legal areas.
Specializations: Choosing a lawyer is often
like choosing a doctor who specializes in a
certain area of medicine. Lawyers also have
specialty designations, which are awarded by
the Supreme Court Commission on Continu-
ing Legal Education. What does this mean?
Lawyers with specializations spend more
than 50% of their practice concentrating on a
certain area of law, have passed additional
exams and are recertified every five years
based on their credentials, such as a Certified
Specialist in Estate Planning and Probate
Law, Employment Law, Taxation and Bank-
ruptcy. Not all areas of law have a specialty
designation.
Compatibility: “I like this lawyer. I feel like
she really understands where I’m coming
from.” Choose someone with whom you
want to work. Make sure you get a good feel-
ing about your attorney and their law firm. It
is okay to interview your potential attorney
before you make a commitment.
Consider Rogers Townsend & Thomas, PC
when choosing a law firm to assist with your
family’s legal needs.
Estate planning, employment issues, residen-
tial real estate closings, LLC and corporate
formations, tax planning, mediation/arbitra-
tion, contract review, litigation, probate
litigation, Medicaid/Medicare planning, tax
appeals… Yeah, we do that.
This article is published for general information and
is not intended as legal advice. If you would like
legal advice, please contact one of the attorneys by
visiting us at rtt-law.com.
Spring/Summer 2011 | 21
 financial/legal/real estate
Don’t Let Emotions Rule Your Divorce
by Philip P. Rusnak, CDFA
Going through a divorce can make you feel
like the captain of a leaky boat on stormy
seas — there seems to be a new crisis at
every turn. But the more frenzied your emo-
tions, the longer the proceedings and the
more costly the divorce.
Here are five strategies to help you separate
emotions from economics:
n Don’t let guilt rule you. “Please release
me, let me go” goes the country song, but
don’t give up everything to buy your free-
dom. Your spouse will still be unhappy and
you’ll be equally unhappy when you find
yourself impoverished by your foolish ges-
ture.
n Don’t “make nice” to get him or her back.
Even if you hope your divorce will end in rec-
onciliation, don’t bend over backward to
make it happen. Stand up for yourself and
get your share. If you reconcile, that’s fine, but
if you don’t, you’ll still be able to take care of
yourself financially.
22 | Spring/Summer 2011
n Leave revenge at the door. Legally, it
probably doesn’t matter who did wrong.
Revenge is costly and a wild rampage is
bound to turn out poorly. You might end up
paying your spouse’s attorney fees.
n Don’t succumb to threats or threaten
your spouse. Money and power are emo-
tionally linked, but you can’t use money to
control your spouse and get your way. What-
ever you can’t agree upon will end up being
split between your attorneys.
n Focus on problem-solving, not fighting.
Don’t let meetings turn into posturing to
show who’s in control or how smart you are.
Settling the terms of your divorce is the prob-
lem you must confront and it won’t get
solved by fighting.
Let us help you with the financial realities of
divorce. Contact a Certified Divorce Financial
Analyst at Divorce Settlement Solutions,
803-260-7890, or visit our website at
divorcesettlementsolutionssc.com.

Risk: Is it a Bad Thing? by Peter A. Pigeon, CFP®
Risk in the world of investments is a relative
term. As a financial advisor, I have seen men
and women handle risk in very different ways.
Men, who never ask for directions, often take
too much risk with their investments. Many
men lose their shirt (and their money)
because they are overly confident, too
aggressive and unwilling to ask for help with
their investments.
Women, on the other hand, are more recep-
tive to accepting help and don’t necessarily
care to research their own investments or
brag about their “winning picks” at parties.
They tend to gravitate toward safer, more
conservative investments. Too much invest-
ment risk is a bad thing, but taking no risk at
all may also have negative implications for a
portfolio.
What keeps the conservative investor from
losing in the short term might also keep them
from reaching their long-term goals. While
the safest investments historically yield a
financial/legal/real estate
much lower return than stocks and corporate
bonds, if you play it too safe, you are almost
guaranteed to have less money compared to
the investor who takes an appropriate
amount of risk, which differs for every
investor. A qualified investment professional
will work with you to determine your unique
risk tolerance and recommend an investment
allocation that will work for you.
Peter A. Pigeon, CFP, is Vice President of Hobbs
Group Advisors, LLC, The Hobbs Group, PA’s finan-
cial services affiliate located in Columbia. He may
be reached at 803-540-3034 or peter@hobbs-
groupadvisors.com.
The opinions voiced in this material are for general
information only and are not intended to provide specific
advice or recommendations for any individual. To
determine which investment(s) may be appropriate for
you, consult your financial advisor prior to investing. All
performance referenced is historical and is no guarantee
of future results.
Securities offered through Triad Advisors, Inc.,
Member FINRA/SIPC.
Spring/Summer 2011 | 23
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 NOTEBOOK FUN FACT
Laughter activates the release
of endorphin, the body’s own pain- health
reducing agent. care
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Bonding The Midlands’ Premier Dermatology Specialists
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Implant Cancer and
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for Implant Laser Skin Rejuvenation
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Richard M. Kline, DMD COLUMBIA, SC 29203 29212
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Telephone 803.699.1560 www.ColumbiaSkinClinic.com
Spring/Summer 2011 | 25
 health care
Bathing Suit Blues
by Ram Kalus MD, Plastic Surgery of the Carolinas, PA
Beautiful Carolina spring weather will soon be
upon us and the summer bathing suit season
is not far away. That may be a cause for concern
for some, especially young moms who may
feel that bearing their beautiful child(ren) may
have left their bodies somewhat less attractive
than before pregnancy. The effects of pregnan-
cy on the body can be significant, both for
breasts and tummy, but also for other areas
such as thighs.
What can be done?
First, a healthy lifestyle is paramount. Getting
close to one’s ideal weight with healthy eating
and the proper amount of exercise, be it just
plain walking, aerobics, yoga, Pilates, or some
combination, is key. But there are certain areas
of the body (breasts, in particular) that can only
be improved with plastic surgery. The most
common changes in the breasts can be sag-
ging or drooping, but also volume loss.
Sometimes an augmentation alone can pro-
vide a beautiful enhancement. Sometimes a
lift is required. Occasionally both may be nec-
essary. For a pretty and natural appearance,
26 | Spring/Summer 2011
keeping propor-
tions in mind is
the key to avoid-
ing an unnatural
or “operated”
appearance. The
tummy can
often be ad-
dressed with
liposuction, but
a tummy tuck (abdominoplasty) might be
necessary to remove the excess skin and
stretch marks, and even occasional C-section
scar that may have healed poorly. In some
cases both liposuction and a tummy tuck
(lipoabdominoplasty) may be necessary, and
liposuction can definitely help remove excess
fat deposits that may appear in the lateral
thighs, hips or buttocks.
The most valuable contribution of plastic sur-
gery is making you feel better about yourself
and more confident that you can look terrific
again, both in that pretty bathing suit and in
your birthday suit.
For more information, please visit our website at
www.PlasticSurgeryCarolina.com or call us at
803-733-5881 to schedule a consultation.

Lexington Medical Center Affiliates with Duke Medicine for
Open Heart Surgery Program by Jennifer Wilson, Lexington Medical Center
Lexington Medical Center will affiliate with
Duke Medicine’s internationally recognized
heart program, one of the world’s leading cen-
ters for cardiac care and research, to offer a full
range of cardiovascular services including
open heart surgery at Lexington Medical Cen-
ter in 2011. This agreement brings the best
heart care in the nation to Lexington Medical
Center and the Midlands.
Affiliating with Duke, recognized as one of the
top ten heart hospitals in the nation by U.S.
News and World Report and the only top ten
program in the Southeast, Lexington Medical
Center will benefit from Duke’s research, guid-
ance and services. Duke will help recruit the
best cardiovascular surgeons and cardiac
anesthesiologists to work at Lexington Med-
ical Center and assist with the recruitment and
training of nurses and staff, design of the open
heart surgery operating room, implementa-
tion of policies and procedures, and oversight
of quality and development. And Lexington
Medical Center will have access to the latest
advances in cardiovascular care.
health care
The ability to provide a full range of cardiovas-
cular services has been a goal of Lexington
Medical Center for years. LMC operates two
busy catheterization labs and the second
busiest Emergency department in South Car-
olina, treating more than 95,000 patients each
year. As one of the fastest-growing counties in
South Carolina, Lexington County is the largest
without an open heart surgery program.
Duke has decades of experience in caring for
people with heart disease. Its accomplish-
ments in the area of cardiovascular care
include medical firsts, innovation, research and
education. In fiscal year 2010, the Duke Univer-
sity Health System performed 8,500 cardiac
catheterizations, 2,000 angioplasties, more
than 1,800 open heart surgeries and 64 heart
transplants.
Lexington Medical Center expects to begin its
new cardiovascular program with two heart
surgeons and a team of nurses and staff with
special training in cardiac care, including inten-
sive post-surgery cardiac and pulmonary
monitoring.
Spring/Summer 2011 | 27
 health care
HELLP! by Alexander R. Smythe II, MD, Columbia Women’s Healthcare
No, it’s not misspelled — HELLP syndrome is
an unusual manifestation of preeclampsia,
which is a disease of pregnant women that
has been with us since Adam and Eve. In spite
of all our technology and current knowledge,
we still do not know its cause, but we do know
that it only occurs in pregnant women and the
only cure is delivery of the pregnancy.
Preeclampsia in some populations occurs in as
much as 10% of pregnant females. The usual
signs and symptoms are edema and swelling,
protein spillage in the urine, and elevated
blood pressure or hypertension, usually affect-
ing young females having their first child,
older women or those who are having multi-
ple gestations such as twins or triplets. Once
preeclampsia is diagnosed in a pregnant
female, it generally means that delivery will
have to occur for the patient to recover.
If undiagnosed or untreated, preeclampsia,
which is generally classified as mild or severe
depending on the blood pressure elevation
and other criteria such as the amount of pro-
tein in the urine or the presence of HELLP
syndrome, can progress to eclampsia, which
results in seizures and convulsions. This is a
medical emergency; once the patient is stabi-
lized on medication such as magnesium
sulfate and other hypertensive meds, then
delivery must be effected either by induction
with a drug such as pitocin or by performing a
C-section. This disease generally does not
occur before the third trimester, after 24 weeks
of pregnancy. Often it can suddenly present
itself early in the third trimester, making it nec-
essary for the pregnancy to be delivered
prematurely and requiring the baby to recov-
er in the neonatal intensive care unit.
Doctors and obstetricians do not play with
preeclampsia; once these signs and symp-
toms occur, then delivery must occur within a
day or two or the patient will become
extremely ill and may develop grave compli-
cations such as congestive heart failure,
clotting disorders, continual seizures and cere-
bral hemorrhage which may lead to death.
After the birth, patients recover rapidly with
loss of fluid retention and lowered blood pres-
sure, assisted, if necessary, with hypertensive
28 | Spring/Summer 2011
HELLP stands
for “Hemolysis
Elevated Liver
Enzymes and Low
Platelet count.”
medication for a period of time following
delivery until their former weight has been
recovered.
HELLP syndrome is a unique form of
preeclampsia that can occur, sometimes
sneaking up on the patient and the doctor.
HELLP stands for “Hemolysis Elevated Liver
Enzymes and Low Platelet count.”
How can you prevent these types of complica-
tions? First and foremost, try to watch your
weight gain during pregnancy. Often, girls
having their first child think that eating makes
a healthy baby; consequently, they’ve already
gained 15 to 20 pounds by the first prenatal
visit. Interestingly, at 7 months or 28 weeks of
pregnancy, the baby only weighs about 2
pounds. The weight gained by that time is
mostly the mother’s as the developing infant
doesn’t gain most of its weight until the third
trimester. Avoid extra salt intake during preg-
nancy to minimize fluid retention and
swelling. A balanced diet, prenatal vitamins
and early prenatal care is most important. It
seems sometimes at a prenatal visit that physi-
cians are not doing much other than
measuring your weight, abdomen and check-
ing a urine sample. But the urine sample will
tip us off to kidney diseases that are occurring
as well as gestation diabetes, which is very
common during pregnancy.
If you are overweight before pregnancy or
gain a tremendous amount of weight during
pregnancy, especially with your first child, you
are at very high risk for developing
preeclampsia.
It is important to prepare and plan adequate-
ly for a healthy pregnancy, supporting it with
good prenatal care.
 health care

Spring/Summer 2011 | 29
 health care HEALTH C ARE

30 | Spring/Summer 2011

Reducing Stress Factors
with Massage
by Jennifer Landry
Massage therapy is the art of treating com-
mon human ailments through the external
manipulation of the muscles and muscle con-
nections. The stressors that we subject our
bodies to daily cause our muscles to contract
irregularly, in ways contrary to the original
design of the human body. For example, sit-
ting at a desk with the arms forward (typing,
using a computer mouse) for eight hours a
day will shorten the pectoral, or chest, muscles
and frequently result in... back pain!
Just like the old song involving knee bones
and their connection to the shin bones, mus-
cles are interconnected as well. There is an
opposing muscle that is affected whenever a
physical action causes a muscle to flex, or con-
tract. When you bend your arm, the biceps
muscle is engaged, but it also affects the mus-
cle on the back of your arms, the triceps. This
begins to explain why typing can cause back
and shoulder pain.
When the arms are forward for extended peri-
ods of time, the chest muscles shorten,
causing the muscles that span the upper back
to stretch for longer than they would typically.
Those back muscles become less able to sup-
port the upper framework without the
corresponding support from the front mus-
cles, so they become sore from having to
accomplish a two-muscle job by themselves.
You may experience this as upper back pain.
A Licensed Massage Therapist is trained to dis-
cover the causes of muscle and joint pain. One
of the things they will look for is any repetitive
motion which strains a specific group of mus-
cles. They will then focus attention on the
opposing group of muscles for the most relief
from one session. Always remember, however,
that massage therapy is similar to exercise, in
that one session will result in a temporary feel-
ing of well-being, but true long-term benefits
may only be derived from regular practice.
In addition to the relief of muscle pain, mas-
sage therapy has been shown to affect many
of the maladies that we experience on a daily
28
health care
A Licensed Massage
Therapist is trained to
discover the causes of
muscle and joint pain.
basis. An estimated 90 percent of all diseases
are caused by stress, and a most potent reliev-
er of stress is massage. Massage releases
endorphins, the body’s natural defense
against stress, and causes a rise in the brain’s
serotonin levels, resulting in a natural feeling
of calmness.
Stress may cause inflammation, which is a pri-
mary factor in the flare-ups experienced by
those who suffer from autoimmune disorders
and arthritis. Reducing stress through mas-
sage therapy can lessen feelings of
depression, anxiety and hostility. It can relieve
insomnia and lower chronic high blood pres-
sure. Decreasing stress has also been shown to
reduce levels of cortisol in the body, a long-
term stress hormone which, incidentally, is
also the main culprit in the retention of fat
deposits in our midsections!
There are several common conditions for
which massage therapy is beneficial. One that
is gaining attention is prenatal massage. Dur-
ing pregnancy, massage can help relieve
sciatica, a common nerve pain; reduce
swelling in the extremities; ease labor pains;
and speed the recovery of the body to its pre-
pregnancy condition. Massage therapy has
also been proven beneficial to those with dia-
betes, cancer survivors and people suffering
from fibromyalgia. It is recommended that
people with these conditions be treated only
by therapists trained in those specific modali-
ties, as each has special considerations that
must be taken into account.
The cost of a good therapeutic massage can
vary; the effect it can have on your health and
well-being is priceless.
For more information and affordable massage
therapy appointments, contact your local Massage
Envy clinic, experts in massage therapy. Forest
Acres (803) 790-9000, Harbison (803) 227-4444;
www.massageenvy.com.
Spring/Summer 2011 | 31
 health care
Changing Lives One Person at a Time
by Jandrette Rhoe, MD
When Midlands Medical Wellness Center, LLC
opened its doors in 2007, the purpose was to
address the hormonal imbalance of men and
women through bio-identical hormone
replacement, an answer for menopause and
andropause (male menopause). A person no
longer has to deal with symptoms related to
“going through the change” or “having a mid-
life crisis.” BHRT pellets are compounded forms
of estrogen and testosterone. These are plant-
derived and typically cause fewer side effects.
Although there are many forms of BHRT, pellets
last for several months. Hormones are slowly
released in levels that the body previously had
when a person was in his or her prime.
Midlands Medical Wellness Center then intro-
duced the oral HCG weight-loss program into
our practice. HCG has been in use for more than
60 years for weight loss, particularly for those
trying to reduce risks related to diseases such as
high blood pressure, diabetes and heart disease.
We have seen remarkable success without hav-
ing to give “shots.” Although individual results
vary, on average our practice sees 20 to 25
32 | Spring/Summer 2011
…on average our practice
sees 20 to 25 pounds of
weight loss during the first
month of use.
pounds of weight loss during the first month of
use.
In the future, Midlands Medical Wellness Center
will continue to grow and offer alternatives that
improve quality of life. Look for the introduction
of products such as nutritional supplements
that will improve metabolism and energy as
well as toxic-free skin products that avoid ingre-
dients linked to cancer-causing agents
commonly found in many products today.
Jandrette Rhoe, MD, has been trained in the
evaluation and management of BHRT, which has
been around more than 50 years. The services that
Midlands Medical Wellness Center provides are
impacting lives and families. We hope to see you or
someone you care about soon at our office!
For more information, please go to www.Mid-
landsMedWC.com or call (803) 223-9328 to
schedule your appointment.

Who Knew Vinegar
Could Do So Much?
An inexpensive bottle of cider vinegar has
a wealth of uses for personal health.
Before you reach for an expensive solu-
tion next time, try using vinegar in the
following ways:
n Mix 1 cup of vinegar and warm water into
a large glass and use to rinse your hair after
you shampoo. Vinegar adds highlights to
brunette hair, restores the acid mantel, and
removes soap film and sebum oil.
n Relieve sunburn by lightly rubbing it
with vinegar. You may have to reapply.
n Relieve dry and itchy skin. Add 2 table-
spoons to bath water.
Kind words from an advertiser:
I loved The Columbia Notebook the
first time I saw it. We’ve had positive
response from our articles… thanks,
thanks and thanks!
Shirley Keels, Administrator,
Columbia Women’s Healthcare SC Clinical Research
Family Medicine
Centers of
South Carolina
Bhavesh R. Amin, M.D.
Pamela I. Brown, M.D.
William H. Crigler, M.D.
Tamera D. Crowe, M.D.
David C. Fisher, M.D.
Stacy J. Gajewski, M.D.
Patrice L. High, D.O.
Visit our Web site: www.FMCofSC.com
health care
n Fight dandruff by rinsing with vinegar and
2 cups of warm water after shampooing.
n Treat sinus infections and chest colds by
adding 1/4 cup or more vinegar to the
vaporizer.
n Clean dentures by soaking them
overnight in vinegar, then brush away tar-
tar with a toothbrush.
n Soothe a bee or jellyfish sting. Dot or
douse the irritated area with vinegar and
relieve itching. Relieve itching by using a
cotton ball to dab mosquito and other bug
bites with vinegar straight from the bottle.
Midtown Family Medicine
931-0100 1910 Gregg Street
Anil J. Kudchadkar, M.D. Corner of Richland & Gregg streets
Woodhill Family Medicine
John F. Mattei, D.C., M.D.
783-4433 813 Leesburg Road
David C. Morris, M.D. At Leesburg Road Exit of I-77
Minoti V. Parab, M.D. Springwood Lake Family Practice
Stephen F. Serbin, M.D. 788-7884 1721 Horseshoe Drive
Near Two Notch Road Exit of I-20
Peter J. Stahl, M.D.
Rice Creek Family Medicine
Stephen M. Tuel, M.D. 227-7777 300 Rice Meadow Way
G. Jack Walters, M.D. At corner of Hardscrabble Road
Carol S. Berry, F.N.P. Saluda Pointe Family Medicine
239-1600 3630 Sunset Boulevard
Jennifer R. Turner, PA-C Between I-26 and I-20 Exits
HOURS BY APPOINTMENT Lake Murray Family Medicine
Opening Spring 2011
724-1100 7611 St. Andrews Road
Across from Union United Methodist Church
Spring/Summer 2011 | 33
 home décor

NOTEBOOK FUN FACT

spring/
summe
r 20
11
In 1938, 27% of homes with electricity
owned a vacuum cleaner, rising to 40% ten
years later. Today, according to the Vacuum
Cleaner Manufacturers Association,
98% of households own a vacuum cleaner.
from carpet-rug.org/pdf_word_docs/0111_vacuum_fun_facts

803.733.1704 * 1012 GERVAIS ST., COLUMBIA SC 29201 * PDSINTERIORS.COM

Kind words The articles are timeless and The Columbia Notebook
from an is a perfect guide for the best places in Columbia. I
advertiser: always look forward to the next edition.
Paul D. Sloan, Owner, Paul D. Sloan Interiors

34 | Spring/Summer 2011

“Quiet Quality Fans Since 1979”
275 Harbison Boulevard
Columbia, SC 29212
803.781.3267
www.dansfancity.com
Bring On the Patio Weather!
Having a porch or patio attached to your
home can provide a huge number of benefits.
Whether it’s a place to sit out and enjoy the
weather or a gathering area for friends and
neighbors, the porch can provide safety and
comfort for you and your family. The look and
atmosphere of this area can be extremely
important when you are entertaining or
unwinding after a long day.
Spring creates the perfect atmosphere for
changes and enhanced beauty. There is a
reason that “spring cleaning” is done this time
of year; spring is a time of renewal.
Spring cleaning should be the first step in
decorating your porch or patio for spring.
Clean away any dust, dirt and debris that has
built up during winter time.
Begin planting and gardening near your
porch or patio as soon as possible. Nothing
will set a calming, welcoming atmosphere like
freshly blooming flowers. The colors and
home décor
www.casuallivingsc.com
4708 Forest Drive • (803) 790-5066
6006 Two Notch Rd. • (803) 754-5022
Blog@www.outdoorlicious.com
scents of these flowers alone will transform
your porch from a dull area to a blooming
wonderland.
Incorporating indoor-looking furniture into
your outdoor porch decorating scheme can
make the area feel comfortable and homey.
Small couches with soft cushions, or even indi-
vidual seating with an ottoman foot rest can
make you and your guests feel as though you
did not have to leave the “comfort” of your
home to come outside.
If the weather is still chilly but you’re look-
ing to enjoy the benefits of your newly-
decorated porch, consider using an outdoor
fire pot. Most home-improvement, hardware
or camping stores will sell all kinds of fire pots
from miniature barbecues to witchy-looking
cauldrons. These fires will be contained, but
can heat your patio area effectively and will
also provide light for playing games or reading
in the pleasant outdoors.
Spring/Summer 2011 | 35
 home décor

Kind words Enjoyed reading informative articles by Dr. Joe Moran,

from a Dr. Andrea Pezzella and Jan Jernigan — keep up the
reader: great work — what a wonderful resource for women!
Judy Blount Humphries

ART FROM AROUND THE WORLD AND AROUND THE CORNER

36 | Spring/Summer 2011
 pets

NOTEBOOK FUN FACT

Studies have shown

summ er 2011
that cats have spring/

better memories
than dogs, monkeys
or orangutans.
from pethealth.lifetips.com/cat/66317/fun-pet-
facts/index.html

Locally owned and operated by Patrick Hall

We encourage inspections and questions!
DAYCARE & TRAINING HOURS:
Monday–Friday 8am–6pm
(closed holidays)
KENNEL HOURS:
Monday–Friday 8am–6pm
SATURDAY & SUNDAY
8–10am and 4–6pm Kind words from an advertiser:

803.695.0091 The Columbia Notebook has been a

7716 Garners Ferry Rd. great place for us to advertise. We
Columbia, SC 29209
www.dogdaze-sc.com feel like we reach a lot of people
Certified Member of International Association of Canine
Professionals & National K9 Dog Trainer Association
because everybody reads it!
Tracy Wales, Veterinarian
Four Paws Animal Clinic

Spring/Summer 2011 | 37
 pets

Dogs’ noses have about four times

as many scent cells as cats and 14
times more than humans’. That’s
why dogs are frequently used to
sniff out allergy-causing mold,
termites, illegal drugs and missing
persons. They can also smell their
dinner from anywhere in the house!

38 | Spring/Summer 2011
 NOTEBOOK FUN FACT
As you age,
your eye color gets lighter. seniors
N
from seniorsworldchronicle.com

11
er 20
s u mm
/
ing
spr

At the age of 84, Queen Elizabeth II is

Queen of 16 different countries: the
United Kingdom, Canada, Australia,
New Zealand, Jamaica, Barbados, the DECISIONS PROTECTION RETIREMENT
Bahamas, Grenada, Papua New Guinea,
the Solomon Islands, Tuvalu, Saint
Personal Service from
Lucia, Saint Vincent and the
a Community Bank
With over 40 years of experience in
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Barbuda, and Saint Kitts and Nevis. customers, the employees at Security Feder-
al Trust can help build, manage and protect
Retirement doesn’t appear to be an your wealth, for you and your loved ones.
We can also assist individuals who seek to
option in the near future. minimize taxes, wish to avoid
probate or those who seek freedom from
the details of collecting income, managing
assets and paying bills.
LOCAL:
803-739-6100
TOLL FREE:
866-851-3000
Trust services are offered through Security Federal Trust, a division of Security Federal Bank,
a subsidiary of Security Federal Corporation. Security Federal Trust is authorized by the
Office of Thrift Supervision to provide trust, investment and asset management services.
Please consult your tax or legal
advisors before taking any action
that may have tax consequences.

Spring/Summer 2011 | 39
 seniors

40 | Spring/Summer 2011

Guardianship: Who,
When and Why
by Mary Katherine Bagnal, MSW, CMC, CGC
Certified Legal Guardian/Conservator
Eleven years ago, while dealing with my son’s
Traumatic Brain Injury (TBI), I found myself
learning the ins and outs of Guardianship.
Since he was over 18 and did not have a Health
Care Power of Attorney, the only instrument
available to protect him and allow the family
to make medical and end-of-life decisions,
determine and monitor residence, and act as
representative payee was a guardianship. This
professional can focus on the disabled individ-
ual’s living conditions, available vocational and
educational services, ancillary professional
services, caring for the dependents and, when
appointed, manage their finances. But the
most important role of the guardian is to
advocate for the individual in the least restric-
tive manner, allowing the individual to interact
as much as possible and express their desires
to those caring for them.
There are various types of Guardianships avail-
able and obtained through the Probate Court
in South Carolina. Guardian of the Person
makes decisions about the person that
include medical, residential care and authori-
zation of the release of confidential
information. Guardian of the Estate (Conserva-
tor) deals with financial, real estate and other
properties. Limited Guardianship is a specific
authorization determined by the Probate
Court. Plenary Guardianship covers both the
person and the estate.
There are questions that may shed some light
as to whether someone may benefit from a
guardian/conservator. Does the individual
understand the decisions that need to be
made and the nature of the decisions; can
they, individually, direct the decisions, the
options and the potential consequences of
those options and/or decisions? Not everyone
with a disability needs a guardian; this process
requires assessment by a licensed medical
and/or mental health physician.
The National Guardianship Association is a
wonderful website to review if you think that
there is someone in your family who may ben-
efit from having a Guardian/Conservator. At
www.guardianship.org, you can identify certi-
fied professional guardian/conservators. These
seniors
…the most important
role of the guardian is
to advocate for the
individual in the least
restrictive manner…
professional guardian/conservators have sat
for a national exam and obtain CEUs to keep
their credentials current. A registered guardian
is not a professional guardian. A professional
guardian takes a National or state-recognized
test to determine their certifications. In South
Carolina, some attorneys-at-law are profes-
sional guardians/conservators approved by
the Probate Court. Both professional
guardian/conservators and attorneys who
accept the role as guardian/conservators must
have liability and malpractice insurance to
protect their clients.
As a professional guardian/conservator, I often
see individuals who are not able to make the
medical and life plan decisions necessary to
maintain quality of life through proper care
and service delivery. Those receiving services
through state and federal agencies are popu-
lations that often do not have a voice or
someone trained to advocate and make deci-
sions that affect and enhance their well-being
and rights.
Each state determines the guidelines of
guardianship for minors and for adults. The
local county probate courts can assist you in
determining the state laws governing the dif-
ferent appointments. When possible, a family
member or qualified person who knows the
individual can be appointed as guardian, but
when there is no one who can take on those
responsibilities, a professional guardian/con-
servator may be the answer. Parents of adult
disabled children often make legal arrange-
ments through the courts to assign a
guardian/conservator after their death.
At Senior Matters Extended Services, LLC, we assist
older adults, disabled individuals and those with
chronic and progressive diseases and illnesses who
are finding it difficult to navigate through the
medical, provider and social systems. Please visit
our website, www.seniormatters.com. The
information provided in this article is sourced from
brochures from the National Guardianship
Association and through our office.
Spring/Summer 2011 | 41
 services
r 20 11
me
/s um
g
s prin

NOTEBOOK FUN FACT

Most American car horns
beep in the key of F.
from tealdragon.net/humor/facts/facts.htm

At Upstairs Audio and Video, we trump the big-box

stores with customer service and better prices.
Our nearly 40 years of locally-owned experience
will help you make the right decision when it comes to
choosing everything from a new hi-definition TV to
proper speaker wire. And of course, we’ll be happy
to professionally install your components
regardless of where you bought them!

746 Harden St. • Columbia, SC 29205

42 | Spring/Summer 2011
 services

POOL, FOUNTAIN & SPA SERVICES

HENRY PATTON
Certified Pool Operator
Balancing
Repairs
Maintenance
Pool Openings
Equipment
Cleaning
Winterizing
Supplies

Call anytime: 252-4405

SERVING METRO COLUMBIA

DUTCH
HEATING & AIR CONDITIONING

SALES & INSTALLATION

We Service All Makes and Models
230 Ermine Road, West Columbia, SC 29170

(803) 794-0318
Spring/Summer 2011 | 43
 services

DunbarFunerals.com
3926 Devine Street 4219 Hard Scrabble Rd. 7600 Woodrow Street
Columbia, SC 29201 Columbia, SC 29223 Irmo, SC 29063
803-771-7990 803-788-6310 803-732-2211

44 | Spring/Summer 2011
 services

Meeting Our Community’s Funeral Needs

by Kristin Jewell, Director, Dunbar Northeast Chapel

Through the years, motto: “Caring for people, making a difference.”

Dunbar’s inspiration Additionally, we are here to discuss numerous

options available for either cremation or burial
has been “to do the arrangements. Kristin Jewell, the Northeast
right thing at the right Chapel funeral director, has more than 20 years
of experience assisting families through the
time in the right process of selecting the most appropriate
arrangements to suit your individual needs
way…to be satisfied and preferences.
with nothing short of The Northeast Chapel opened in September
perfection.” 2009. Our facility provides a dignified and wel-
coming atmosphere. It is spacious and
Dunbar’s Northeast Chapel, our newest loca- comfortable, and ensures the proper sur-
tion, is conveniently located near the roundings for all events associated with
intersection of Clemson and Hard Scrabble funeral services. Features include state-of-the-
roads, and is staffed by individuals with long- art audiovisual systems, an onsite crematory,
term ties to the Northeast community. multiple gathering areas and a refreshment
center. Our doors are open seven days a week,
Dunbar Northeast Chapel is an integral part of so that we are available to you when you need
the continuing legacy Dunbar Funeral Homes us.
have enjoyed in the Midlands. For more than
100 years, five generations of Dunbars have If you would like to ease your mind about the services
upheld a family tradition of striving for the that may be required in the future, please visit us at the
Dunbar Northeast Chapel, 4219 Hardscrabble Road,
highest standards and an even higher level of
Columbia, SC 29223; phone (803) 788-6310. It would
service to the area’s families.
be our pleasure to proudly show you our facility and
Dunbar’s reputation for superior service and answer any questions you may have.
commitment to fair prices places us among
the top funeral homes in the
nation in terms of the number
of funeral services conducted.
This longstanding tradition
and attitude of caring and dig-
nity provide you with every
assurance that funeral needs
will be fulfilled professionally
and with compassion.
Dunbar’s association with
Stewart Enterprises, the
nation’s second largest
provider of funeral servic-
es, provides us increased
access to the resources
and expertise required to
fulfill any funeral needs.
At Dunbar, we work to
exemplify Stewart’s

Spring/Summer 2011 | 45
 services

Amazing Lemons
The citrus smell of a lemon is refreshing
Lighting The Area’s
and invigorating. Lemons are acidic and Finest Homes
can provide some antibacterial and
antiseptic properties for cleaning. Design | Installation | Service
Clean copper-bottomed pots and pans
with lemon juice. Copper fixtures can also
benefit from a lemon juice cleaning. Cut a
lemon in half. Dip it in some salt, and clean
spots from your copper.
Countertop stains can be removed by
allowing lemon juice to sit on the stain for
a few minutes. Scrub the area with baking
soda and watch the stains disappear. Don't
leave the lemon juice sitting for too long.
It can be powerful stuff. Call 803-699-7332 to schedule
Lemon rinds can be ground in the a free home demo and see your
garbage disposal to freshen the drain. home in a whole new light!
Hot water with a little lemon poured down Serving Aiken, Augusta, Columbia & Florence

Lightscapes
a drain will also freshen the drain.

housekeeping.about.com/od/environment/
a/lemonscleaning.htm
Elegant Landscape Lighting

Kitchens/Bathrooms
Custom Cabinets • Hardwood Floors
Painting • Roofing • Decks/Fences
Commercial/Residential Renovations

(803) 917-5755 Jim Evatt pcr@sc.rr.com

46 | Spring/Summer 2011
 services

We care enough
to build better.
AQUARIAN POOLS
7433-1/2 Broad River Rd. • Irmo, SC 29063
www.aquarianpools.com • Since 1970
803.732.3636 • 888.732.3636

Kind words I have found the best articles in The Notebook. Not
from a only that — I have also gotten some wonderful leads
reader: to place in my file for electricians, plumbers,
carpenters, etc. Thanks, Columbia Notebook!
Toni Elkins

MAY 14-15, 2011

COLUMBIA
METROPOLITAN
CONVENTION CENTER
Columbia, SC
Author Presentations
Antiquarian Book Dealers
Book Signings KEEP UP TO DATE scbookfestival.org
Exhibitors
Book Sales & Appraisals
+ More

Spring/Summer 2011 | 47
 services

A New Home for Jim Hudson Lexus

by Katie Kaleita, Jim Hudson Lexus
Coming this summer, Jim Hudson Lexus of
Columbia is moving! We’ve broken ground on
our new state-of-the-art building which is
conveniently located off Killian Road and I-77.
We’ll provide the same great service, along
with a first-class facility. Our new location will
have 50,000 square feet located on 6 acres,
and it’s all to better serve you.
At Jim Hudson Lexus of Columbia, it’s our mis-
sion to provide Columbia, S.C. and
surrounding areas with prestigious, luxury
cars from Lexus. From unparalleled customer
service to world-class quality, we implement
our high standards every day to meet your
high expectations as customers by selling the
finest new and used Lexus cars built. As a cer-
tified Elite of Lexus dealer, we go above and
beyond to implement our expertise and
experience to anticipate and assist with your
every need.
When you bring your vehicle into our Lexus
facility, you can be certain of two things: qual-
ity service and certified Lexus parts. Of course,
there’s nobody more qualified to install those
parts than an authorized Lexus service tech-
nician who specializes in the maintenance
and repair of Lexus vehicles. Another benefit
of maintaining your vehicle at our Lexus facil-
ity is that the service is recorded into the
Lexus National Service History database. As
long as you have your vehicle serviced at
Lexus, there will always be a record of which
repairs have been done and, also important,
which repairs still need to be performed.
Our new dealership will house 24 service bays
and five service consultant offices to serve
our customers even more quickly and effi-
ciently. In addition, our service department
offers complimentary loaner vehicles so you
don’t have to wait. Can’t get away from the
office? No problem. We can pick up your car
and return it when your service is completed.
Our team is constantly striving to serve our
customers at the highest level of service and
our new building is designed to enhance that
service. Our dealership will offer a wide range
When you bring your
vehicle into our Lexus
facility, you can be
certain of two things:
quality service and
certified Lexus parts.
of luxury amenities, such as waiting lounges
designed with comfort and consideration, a
children’s play area, a customer viewing area,
complimentary car washes, and free pick-up
and delivery service when necessary.
As another way to say “thank you for your
business,” Jim Hudson Lexus of Columbia
offers complimentary airport shuttle service
to our local customers flying in and out of the
Columbia Metropolitan Airport. Since induc-
tion in early 2010, we have had the privilege of
shuttling clients more than 335 times. For this
service, we try to accommodate each and
every request, minimizing the need for a wait
list.
For 15 years we’ve been supplying the Mid-
lands with luxury cars and customer service.
That’s not going to change. What will change
is our ability to expand upon our already
renowned service for the greater benefit of
our customers.
There is nothing we take more seriously than
providing a level of service and sales that
leads to our owners’ satisfaction. Mr. Hudson’s
top priority is and always will be customer
satisfaction. Whether you are purchasing a car
or getting your vehicle repaired, each cus-
tomer is handled with care. At Lexus, we work
as a team to ensure your experience with us is
never less than excellent. When you visit our
new dealership, you’ll be treated as we would
treat a guest in our own home. Shop with us
once and you’ll be a customer for life.
The new home of Jim Hudson Lexus is at
328 Killian Road, off I-77 in Columbia. Call
(803) 754-9500 or stop by when you’re in our
neighborhood!

48 | Spring/Summer 2011
HCI can take the headache out of dealing with your health insurance plan
and benefits. Your Human Resources Department can put the burden on
us to answer any and all employee questions. Also, they can expect us to
assist in all the following time-saving and cost-saving ways:
• Installing the health insurance plan and communicating it to
your employees
• Assisting with claim problems that employees or employers may have
• Assisting with the addition or deletion of employees
• Guiding you through continuation or COBRA concerns
• Providing a yearly review and market analysis
• Providing online access to your company's entire
range of insurance plans

CONTACT US TODAY:
David Neider/Levi Strauss
1-888-626-6858
www.hciamerica.com
Skype: HCIAMERICA