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If a service member misses a payment because of pay disruptions caused by the shutdown of the federal
government, then this section should provide relief. Service members should contact their lenders or the other party
to their contract or obligation and request relief under this section.
See your local legal assistance attorney if you cannot get the matter resolved. You can find the closest legal
assistance office at http://legalassistance.law.af.mil/content/locator.php .
Once another CRA or an appropriations act is signed into law, normal disbursement of pay
will resume for pay earned after employees return to work. Excepted employees who
perform duty during the shutdown will be entitled to retroactive payments, as will
servicemembers. For furloughed employees, Congress will have to provide authority for
retroactive payments to be made.
For additional information on how a government shutdown could affect your pay, please
view ourFrequently Asked Questions.
How a Shutdown Impacts the GI Bill
Found on the following website:
http://www.facebook.com/notes/the-post-911-gi-bill-us-department-
of-veterans-affairs/how-a-shutdown-impacts-the-gi-bill/10150261533554852
We understand you have many questions during this time of uncertainty. We wanted to make sure we were able to give you
a reasonable explanation before posting anything about a potential government shutdown. We hope the following
information addresses your concerns.
If the Federal government shuts down and we are furloughed , services related to all GI Bill education benefit programs
Maintenance, including updates, announcements and modifications, to the GI Bill website (gibill.va.gov) and Facebook page
(facebook.com/gibilleducation) will be suspended;
Work will not be completed on any new application or any enrollment certification received during a shutdown. We will not
process payments for any education benefit program, including the Post-9/11 GI Bill, if your school certifies your enrollment
to us during a shutdown;
Only applications and enrollment certifications received and completed before a shutdown will be paid. You will still receive
your living allowance through the end of your most recently certified period of enrollment.
If there is a shutdown and we are furloughed, we will be unable to post any information until we are reinstated. We promise
For more information please see our Veterans Field Guide at the link below.
LINK: http://www.va.gov/FieldGuide_Flyer_Final_6261.pdf
In the event of a government shutdown, BPM/NPC capabilities and services will continue at reduced
capacity using assigned military personnel with the following exceptions:
Selection Boards will cease and current members will return to home base
BUPERS Inspector General will suspend operations
BUPERS 05 manpower will continue support for identification of BSO 22 individual
augmentation requirements
BUPERS 1/Navy Personnel Research, Studies, and Technology (NPRST) will suspend operations
except maintaining RDTE network security updates
Please visit the U.S. Office of Personnel Management "Guidance and Information on Furlough"
at http://www.opm.gov/furlough2011/
Resources/Guidance
Military relief societies are poised to help service members and their families in the event of a government shutdown
that interrupts military pay.
Officials for the relief societies stress that they aren’t able to ―backfill the entire payroll,‖ but they can help with quick
loans for emergency necessities such as food and gasoline until pay resumes.
The societies remind service members and families who are not near an installation — or who can’t get in touch with
their installation’s relief society — to contact their local chapter of the American Red Cross, which has reciprocal
agreements with all the military relief societies. The societies also have reciprocal agreements with each other, too,
so that soldiers who are near a Navy base can seek help from the Navy-Marine Corps Relief Society, for example.
If there is an interruption to military pay, NMCRS will help with rapid, short-term, interest-free loans for necessities
such as food and gasoline. ―This situation will be treated as we would a natural disaster, requiring rapid financial
assistance without reviewing budgets or providing financial counseling,‖ Alexander said. ―We will respond to clients’
needs as quickly and efficiently as possible.‖
Pre-approved financial assistance — $300 for single sailors and Marines, and $600 for families — will be in the form
of a check. Clients need only show a military ID card and sign a repayment document.
•Army Emergency Relief officials are looking at contingency plans on how to expedite help for those who need it for
emergencies. The systems are in place; officials are making sure they can handle large numbers of requests quickly,
said retired Col. Andrew Cohen, deputy director for finance and treasurer for the relief society.
They are awaiting guidance from the Army as to whether some AER capability will be declared mission essential, and
whether Army civilians who provide the AER functions will be allowed to keep working. In some areas, active-duty
soldiers provide the service, generally at family centers on Army installations.
•Air Force Aid Society officials are making sure installations have enough checks, said retired Air Force Lt. Gen. John
Hopper Jr., chief executive officer. ―We’ll probably resemble business as usual. We can’t backfill the entire payroll,
but if service members and families have emergency issues, we’ll be there.‖
Air Force Aid Society offices are located on Air Force bases, generally in the Airman and Family Readiness Center,
and staffed by the Air Force, similar to Army Emergency Relief. Hopper said he believes personnel will be available,
such as the readiness NCO, to do business for those who need help.
“The department remains hopeful that a government shutdown will be averted. However, prudent
management requires
that we plan for an orderly shutdown should Congress be unable to pass a funding bill.”
If a shutdown were to occur, the Navy would retain the ability and authority to continue to protect the
nation’s vital interests around the world, to safeguard the nation's security, and to execute the
operations we're conducting right now, including in Libya and humanitarian aid missions in Japan.
�Active-duty and activated Reservists on orders will be required to report to work and will continue to
earn wages in the event of an April 8 shutdown of the federal government, however they would have to
wait to collect wages until Congress passes and the President signs a new appropriation or continuing
resolution.
�All civilian employees are expected to report to work on their next regularly scheduled workday to
conduct an orderly shutdown.
�Civilian employees whose salaries are funded through annual appropriations will not be able to work
and will be furloughed, unless their duties qualify under the law as "excepted" (or “exempted”) to
continue to work during periods of lapsed appropriations.
�During a shutdown, non-excepted employees are not permitted to work as unpaid volunteers for the
government.
�Federal agencies do not have the authority to pay their employees during a shutdown, regardless of
whether the employees are working as "excepted" or furloughed as "non-excepted". "Excepted"
employees will receive pay for hours worked when the Congress passes and the President signs a new
appropriation or continuing resolution. Congress will also determine whether non-excepted employees
will receive pay for the furlough period.
�Excepted activities will include inpatient and essential outpatient care in DoD medical treatment
facilities; emergency dental care; non-appropriated funds activities such as mess halls and child care
activities; certain legal activities to support ongoing litigation and legal assistance for deployed DoD
personnel.
�The Navy will continue to plan for a shutdown, while supporting its people and conducting current
operations.
�In addition to the ASN (FM&C) website visit: http://www.opm.gov/furlough2011/, the Navy
Facebook and Twitter pages for the latest guidance. �If there is a government shutdown, the Navy-
Marine Corps Relief Society will remain open. In the event there is an interruption to military pay, the
Society will be prepared to assist with rapid, short-term, interest free loans for essential items.
Q: During the period that military pay is affected, will Quick Assist Loans (QAL) be available?
A: No. The QAL program will be suspended during this period.
For over 75 years, Navy Federal has been there to serve its members' financial needs. If a government shutdown does occur, your
credit union has programs in place to help you through this time of uncertainty. Here are some topics that may be of interest in
the event of a government shutdown.
Help with day-to-day expenses. We have many options to help you through a shutdown and beyond.
Navy Federal will cover the 15 April payroll for those active duty members who have their direct deposit
of pay at the credit union. Details regarding subsequent adjustments concerning the 30 April pay will follow.
Civilian employees of the Department of Defense who are paid through DFAS and have their direct deposit of
pay established with Navy Federal will also receive advanced pay for the first scheduled payday after the
government shutdown.
Overdraft options: Checking Overdraft Line of Credit, with expedited approvals for lines up to $500 and regular
lines available up to $10,000. Or Optional Overdraft Protection Service (OOPS), providing up to $500 overdraft
coverage for your debit and ATM transactions, checks and bill payments.
Credit cards: Expedited approvals for line increases for your existing Navy Federal credit card. You may also
want to take advantage of our special no-fee balance transfer offer to open a new credit card.
Personal loans: Share Savings and Certificate Pledged loans can provide instant funds without dipping into
savings accounts. Rates are set at the share or certificate rate plus 2%. Personal expense loans with no collateral
are also available.
Credit card and loan payments. We understand that timely loan payments may be a concern for those members whose
government paychecks are suspended. Please call or visit a branch for personal assistance if you have a concern.
Navy Federal operations. All branches will remain open, including those on base (unless otherwise directed by base
commands). 24/7 telephone support is available worldwide at 1-888-842-6328 (overseas, call collect at 1-703-255-8837). ATMs,
Navy Federal Online® and mobile banking will all be operating normally. For those not already signed up, mobile banking alerts
can provide timely deposit, withdrawal and balance information. Sign-up is quick and easy.
Navy Federal remains hopeful that a government shutdown can be averted. At the same time, we wish to reassure all members
that we are here to support you as needed. Just call 1-888-842-6328 (overseas, call collect at 1-703-255-8837), visit a branch,
or apply for a loan online.
We continue to hope a government shutdown will be averted. USAA is committed to being there for our
USAA stands ready to help federal government employees who might face financial challenges from missed
federal pay as a result of the shutdown, and we are prepared to discuss possible options to help them
protect their financial security. Some options include payment deferrals, flexible payment arrangements,
term modifications and fee waivers. As always, USAA members can sign up for free overdraft protection at
any time.
Affected members can contact USAA at 1-800-531-USAA (8722) to discuss which options might be
available.
In the meantime, as consumers make decisions they can refer to these articles:
We value all the feedback and questions we are receiving from our members, and we will continue to work
Military Community and Family Policy provides quality of life programs to service members and their families
worldwide. Our programs and services range from commissaries, exchanges and MWR to child and youth centers,
family programs and centers, and family advocacy.
A shutdown would furlough much of our global workforce and affect programs, some more than others. We have
identified those family support missions and functions that will continue during a shutdown.
Here is a list of some of our programs and how they would operate:
On-Installation Banks and Credit Unions will remain open for business to provide normal services. They
can also provide free financial education and counseling.
Service members who encounter financial difficulties caused by the shutdown are eligible for support through
the Servicemembers Civil Relief Act and financial aid from service organizations.
We at MC&FP serve more than 2.2 million uniformed service members, 1.1 million civilian spouses and 1.8 million
military children. Your care and support is a top national security priority, and it’s our mission.
What advice do you have for other military families in the event of a government shutdown? Join ourdiscussion to
share your advice and questions. Thank you.