Professional Documents
Culture Documents
CHARTERED BANK
Introduction
Generally the information systems has become part of the daily activities
within every aspect of our businesses especially in the service delivery
sector of the Ghanaian market, and Standard Chartered Bank (SCB) has an
elaborate information system that helps us to not only serve our customers
ever modern demands, but also to compete in the growing banking trends
and practices in the business world. At SCB, there are some basic roles and
responsibility within departments in the banking industry of Ghana that
cannot simply not hold without the use of information systems.
My Role
I also ensure that good relationships are maintained and deepened with
existing customers whiles establishing new relationships with prospective
customers. Again I follow up on Processing of customer’s request with other
units of the bank and provide call reports after each visit and management
reports to discuss issues.
All these set of activities are done very effectively with the help of the
technology software and hard ware with which we use as a platform to
execute this responsibility to the customers of our company and the
wellbeing of the internal customers. The set of processes with which
activities are done is made possible by the deployment of good technology
base whereby the unit management has created a customer relationship
management system known as SME Informer. This system helps my
department to coordinate all business processes from prospecting, through
relationship management to loan management. It consolidates and
integrates customer information from various channels by the use of
telephone, emails, field observation etc. The technology department develop
a good real time and robust technology base which uses a unified
communication technology, made up of the emails (intranet and extranet),
telephone, cell phones and transaction data which has accelerated
information sharing and decision making by employees and management
within my department. Example a customer’s request can be attended to
within a short time because it gives the customers’ ability to make their
request through the cell phone, e-mail and any electronic medium and it
seen as authentic enough to give the mandate to a banking officer to
execute transactions on behalf of the customer even before the customer
walks into the banking hall, this has aided the effectiveness of service
delivery to my customers. Customers can also sit in the comfort of their
offices and make payments on their accounts whiles monitoring their
outflows and inflows.
The above efficiencies notwithstanding has a few challenges that are still
being ironed out by the Bank. These include;
Like every system, changes and alterations are done until it gets to
perfection and the SME Informer is still open for suggestions from users.
Their needs and demands help considerably to ensure that new features that
will further enhance the system are installed.
Personal Benefits
My personal take and satisfaction about the information systems that allows
me to deliver in my role are:
5. Finally, the collective relief that I gain thanks to the bank’s information
system cannot be quantified.