1 ) ABOUT US

About Fiduciary
FIDUCIARY - " Refers to a business or person who may act for another with total trust, good faith, and
honesty who has the complete confidence and trust of that person. A fiduciary may include a trustee of a
trust, a business adviser, attorney, guardian, estate administrator, real estate agent, banker, stockbroker,
or title company.

The fiduciary has more knowledge and expertise about the matters being handled and is held to a higher
standard of conduct and trust than a stranger or a casual businessperson.

Conflicts of interest must be avoided where the fiduciary's interests are not in the best interest of the
person who trusts him/her/it. For example: a stockbroker must consider the best investment for the client
and not buy or sell on the basis of what brings him/her the highest commission. The best beneficiary's
best interest should be primary even if a fiduciary and beneficiary join together in a business venture. 2)
adj. A relationship or situation where someone acts as a fiduciary for another.

FIDUCIARY WEALTH MANAGEMENT HAS BEEN INCORPORATED WITH THE SAME

OBJECTIVE OF PROVIDING TRUST TO OUR RESPECTABLE CUSTOMERS AND OUR PRIME AIM IS
TO PROVIDE THE SAME TO THE SOCIETY IN GENERAL.

FIDUCIARY IS BACKED BY FULL 10 YEARS OF EXPERTIES & EXPERIENCE IN FINANCIAL

WORLD-EQUITY, MUTUAL FUND, DEBT INSTRUMENTS AND INSURANCE, SAME IS ALSO
CERTIFIED BY NSE, AMFI AND IRDA ALSO.

WE AT FIDUCIARY WEALTH MANAGEMENT HAS ONE COMMON GOAL OF PROVIDING

TOTAL TRUST, TRANSPERANCY AND HONESTY TO OUR REPUTED CUSTOMERS AND TO THE
SOCIETY ALSO.

FIDUCIARY NEVER WANTS TO CREATE ANY KIND OF CONFLICTS OF INTEREST, SO WE

OFFER ONLY ADVISORY SERVICES RATHER THAN GETTING WORK WITH US AND DO THE
WORK, FOR THAT STRONG CO-ORDINATION HAS BEEN PROVIDED TO ALL OUR CUSTOMERS.

OUR MISSION :-

 OUR PRIMERY MISSION IS TO GIVE COMPLETE SHELTER TO OUR CUSTOMER AGAINST

ALL MAL PRACTICES IN THE MARKET :
 CREATE THE PORTFOLIO ACCORDING TO CLIENT’S RISK APPETITE
 CREATING FUTURE GOALS AND PLAN ACCORDING TO THEM
 EDUCATE CUSTOMERS AND SOCIETY AGAINST ALL FALSE SCHEMES OR MAL
PRACTICES OFFERRED BY ANY OF THE INTERMEDIARY,
 WE FEEL NOT ONLY CORPORATES & HNIS BUT ALSO NORMAL SALARIED PERSON
NEEDS SOME PLAN FOR HIS FUTURE AS WELL AS FOR CREATING AND MAINTAINING
HIS OWN WEALTH-SO PROVIDE SIMPLE BUT ACCURATE ADVISORY TO CORPORATES,
HNIS AS WELL AS SALARIED PERSONS.
 WE ALSO WORK TOWARDS REDUCING COST BURDEN TOWARDS ONE’S TOTAL
PORTFOLIO, AS MUCH YOU SAVE OR REDUCE YOUR COST, THE SAME WORKS AS
YOUR INDIRECT INCOME.
WHY FIDUCIARY WEALTH MANAGEMENT :-

Why Clients Choose Fiduciary Wealth

 
We believe our clients seek a personal, ongoing relationship with a team of professionals that
listens to their needs and creates proactive strategies designed to help protect their
wealth. Clients benefit from our:

Independent Research & Analysis: Receive advice, not a pitch 

fiduciary Wealth does not produce any financial products. Therefore, we can provide conflict-free advice based solely
on our clients' needs.

Comprehensive Wealth Management: Know whether you are on track with your goals 
Our all-inclusive view goes beyond just investments.  We develop a roadmap based on cash flow, real estate,
business interests, taxes, estate planning, and insurance.  Each client receives a customized Plan based on their
individual needs.  This Plan is executed and monitored
through our:  
Investment Strategy: Aligned with your Plan
Using our in-depth knowledge of our clients’ needs and risk tolerance, we develop a tailored investment solution
based on academic research, and current trends.
Coordination with Other Advisors: Save time and have confidence that your team is
working together 
We work with our clients' other advisors—including accountants, brokers,mf advisers, bankers, and others—to
ensure seamless execution of your Plan.  

Who We Serve
 
Many of our clients are at similar life stages and share similar financial needs.
Age:
Our average client age ranges from 30 to 70 years old.
Net Worth:
Most of our clients have a net worth of 0.5 - 200 crs, with a 25 lks investment minimum.
Client Profiling:
Our clients are of different categories such as doctors, industriealist, investors, builders, higher end executives,
professionals and other respectable members of our society

.
2 ) WEALTH SOLUTIONS :-
FIDUCIARY WEALTH MANAGEMENT PROVIDES COMPLETE AND COMPREHENSIVE SOLUTIONS TO
VARIOUS ASPECTS OF CLIENTS’ WEALTH :-

a) EQUITY ADVISORY
b) PORTFOLIO MANAGEMENT ADVISORY
c) MUTUAL FUND MANAGEMENT
d) DEBT MANAGEMENT
e) INSURANCE AUTID

A) EQUITY ADVISORY :-

DIRECT EQUITY IS THE MOST IMPORTANT PART OF ONE’S TOTAL LIQUID WEALTH, FIDUCIARY HAS 11
YEARS OF EXPERIENCE IN EQUITY MARKET, SO TO PLAY IN EQUITY AND GET DESIRABLE RETURN OUT OF
IT SHOULD BE THE PRIME RESPONSIBILITY THAT WE ACCEPT.

WE ADVISE OUR CLIENTS ACCORDING TO THEIR RISK TAKING ABILITIES INTO THE MARKET, BUT WE
GENERALLY PREFER TO PLAY SAFE ONLY BECAUSE IT IS VERY EASY TO LOOSE MONEY IN EQUITIES, SO
OUR APPROACH IS A BIT CONSERVATIVE IN EQUITIES.

COMPANY PROFILE, DIVIDEND YIELD, SOUND FUNDAMENTALS, STRONG PROMOTERS ETC ARE OUR
BASIC CRITERIAS,

WE THINK EQUITY IS NOT A DAILY BUSINESS, BUT A OPPORTUNITY PLAY, SO WE PLAY OR ADVISE TO
PLAY IT JUST TO GET DESIRABLE RETURN AT APPROPRIATE TIME.

TODAY’S EQUITY MARKET IS FULL OF MIS-SELLING, MAL-PRACTICES AND FRADULANT PRACTICES, SO WE

ALWAYS TRY TO SHELTER OUR CLIENTS AND SOCIETY AGAINST THESE DIRTY THINGS-WHICH
CONVERTED INTO HEAVY MONETORY LOSSES.

WE BELIEVE THAT NO-ONE CAN GIVE YOU FIXED RETURN IN TODAYS MARKET (MORE THAN BANK OR
SOME APPROVED FD RATE) , THAT’S WHY WE OFFER OUR CLIENTS SUCH EQUITY ADVISORY WHERE
THEIR RISK REWARD SHOULD FAVOUR THEM, PORTFOLIO TURNOVER SHOULD REDUCE, AND CHANCES
OF MAKING COMPETITIVE RETURN FROM OUR EQUITY PORTFOLIO AS WELL AS FROM INVESTMENTS.

WE ALSO OFFER SOME OF OUR RISKY CLIENTS VARIOUS OPTION STRATEGIES-AFTER MAKING THEM
UNDERSTAND ALL THE RISK FACTORS INVOLVED IN THEM-HERE WE BELIEVE THAT HIGHER THE RISK
HIGHER THE RETURN
B ) PORTFOLIO MANAGEMENT ADVISORY :-

FIDUCIARY HAS A CLIENT BASE WHOSE EQUITY PORTFOLIO IS VERY LARGE AND RISK APPETITE IS LOW,
SO THEY TRY VARIOUS PMS SERVICES AND SO ON,

Portfolio Advisory and Monitoring

Services (“PAMS”)

Managing your portfolio is much like managing your business. The

processes should flow seamlessly and logically, with a few strategically

placed checkpoints to ensure optimum performance. Do you have the

time and expertise to manage your portfolio as effectively as you run

your business ?

At FIDUCIARY, managing your business is a strategic part of our business.

In our continued effort to ensure optimum risk-adjusted performance,

we’ve further enhanced our processes, culminating in the design of

PAMS – Portfolio Advisory and Monitoring Services. PAMS offers our

clients a personal, coordinated, outsourced solution to portfolio

management.

An effectively managed portfolio consistently meets its financial goals

without compromising its risk profile. Portfolios are thus as unique

as their owners ; financial goals and risk appetite change as personal

circumstances change and market conditions present constantly

varying and challenging opportunities.

Optimum performance in private portfolio management requires exact

and detailed communication with one or more carefully chosen asset

managers able to identify and utilize the best available tools to structure portfolios and manage financial
objectives according to unique

profiles.
PAMS consists of a team of dedicated financial analysts responsible for

execution, advisory and monitoring of portfolio mandates, along with

consolidation of reports, all culminating in a personal financial solution.

Our global execution desk uses the clearing and custodian facilities

of industry leaders and places daily trading volumes that allow us to

negotiate the best terms for fiduciary deposits, fund investments and

the like. We have access to the latest market information and use a wide

range of data flows for all asset classes. We handle immediate trading

instructions and settlements and monitor any corporate actions.

Automated data extracts are received daily from multiple accounting

platforms and reconciled to generate meaningful and accurate

performance results, allowing us to provide structured reports for

unique financial mandates.

Portfolio (design)

Our dedicated analysts will, together with you, conduct your global

wealth analysis. Your asset base, risk appetite, preferences, needs and lifestyle will form the basis of
your portfolio profile.

As a next step, this profile will be carefully translated into an investment

mandate that will relate to asset allocation, duration, and cash flow needs

alike.

Advisory

Based on the above, we will advise you on which external asset managers

will, in our opinion, best be able to provide the investment services that

match your profile. We will periodically advise you as to any changes

to your investment profile that we think may be required in an evolving

environment.

Where requested, we can provide you with professional ad hoc advice on

specific investment ideas or products.

Relying on our broad range of relationships with financial institutions, we

offer you an independent, unbiased second opinion on a wide variety of

asset classes or investment strategies which may have been proposed to

you elsewhere.

Monitoring and Reporting

We periodically monitor your portfolio’s performance, the asset manager’s

actions, and the strict adherence to your pre-defined risk profile. The asset

allocation is regularly analyzed to ensure that no excessive risk is attracted

through unwarranted or exaggerated exposure to, amongst others, certain

asset classes, geographical, sectorial or specific allocations within the

portfolio.

Where possible, we also monitor execution of certain trades on price,

commissions paid, etc.

This process is followed for every separate mandate and/or account your

portfolio may comprise and is then aggregated through our financial

reporting tools into one consolidated review.

C ) MUTUAL FUND MANAGEMENT

FIDUCIARY POSSESSES A WIDE EXPERIENCE OF MUTUAL FUND INDUSTRY WHERE, WE HAVE SEEN SO
MANY UPS AND DOWNS IN THE INDUSTRIES, AND NOW AS THE COMMISSION HAS REDUCED, MUTUAL
FUND INTERMEDIEARIES ARE ALSO REDUCING OR GIVING LESS INTEREST IN ONE’S MUTUAL FUND
PORTFOLIO. TODAY WHEN THERE ARE SO MANY ASSES MANAGEMENT COMPANIES WITH LARGE
NUMBERS OF PLANS, IT HAS BECOME VERY DIFFICULT FOR CUSTOMER TO CHOOSE THE RIGHT FOR
THEM.

FIDUCIARY AIMS TO GIVE BASIC AND NECESSARY KNOWLEDGE TO THE RETAIL AS WELL AS HNI AND
CORPORATE CUSTOMERS, WHERE TO INVEST, WHEN TO INVEST, HOW TO INVEST AND AFTER
INVESTING HOW TO MANAGE THEM.

FIDUCIARY mutual fund advisory services is a novel concept of providing advisory services to people,
using which a resident as well as non-resident Indian can avail personalized mutual fund advisory service
and also invest in the mutual fund of their choice or in one which suits them the most. Our services
include investment, tracking, managing and rebalancing your mutual fund investment such that you get
good consistent return on an investment.
Investing in a Mutual fund is an excellent way of diversifying risk as well as portfolio. FIDUCIARY
presents its Mutual fund services that strive to meet all your mutual fund investment needs. We also
provide recommendations based on in-depth research, mutual fund performance and mutual fund ratings
to help meet your investment goals.
In India there is a large gap for personalized advisory service, which can give the client right guidance
towards mutual fund investment and also personalized post investment services. FIDUCIARY AIMS TO
fills the gap by providing pre-investment advisory service, as well as post-investment fund tracking,
portfolio rebalancing and valuation service. So in this way We stand apart by providing personalized
quality services and solutions to its client.

D) DEBT MANAGEMENT :-

FIDUCIARY FEELS THAT DEBT SHOULD ENJOY THE PRIORITY PLACE IN ONE’S
WEALTH CHART, AS WHEN ONE IS ABLE TO GET FIXED RETURN ON ITS INVT, HE
SHOULD BOTHER ABOUT ONLY SOME PART TO GET EXTRA BIT OF RETURN.
SO IF ONE IS EFFICIENT IN DEBT MANAGEMENT, THAN HIS TOTAL MANAGEMENT
WILL IMPROVE AUTOMATICALLY.

Fixed Income Advisory: 

Fixed Income Advisory looks at managed as well as direct opportunities on the fixed income
side. Fixed Income securities are evaluated through our research models and securities scoring
higher on selection criteria are picked for our clients.

E) INSURANCE AUDIT :-