Career Objective: Apply banking and management experience in another industry t
o gain a broader business experience that will continue my professional and pers onal growth. Education: Auburn University at Montgomery, Montgomery, Alabama, 1983. Bachelor of Science in Business Administration, Major: Accounting. Experience: Career in commercial banking and state tax covering 26 years, with 5 years as a senior executive with a major regional bank. Extensive experience in managing * business units, including budgeting, profitability, loan and depos it goal setting, internal audit, operating policies and procedures, retail sales processes, customer service and administration; * lending portfolios, including underwriting, monitoring, problem resolution and extensive work out situations; * lenders, including teaching and coaching business development, loan structuri ng including terms and pricing, negotiation, collateral documentation and legal ramifications, banking knowledge and mentoring career development; and interacti ng with a wide range of individuals and businesses. I have personally performed as a lender developing business, monitoring and maintaining loan portfolios, ga ining extensive banking knowledge and achieving goals. BancorpSouth Bank, Coast Division President, Gulfport, MS (January 2008 - Decemb er 2009), Comprising $475MM in loans, $580MM in deposits, 10 branches, 27 lenders, and 115 staff. * Provided significant benefit to bank regarding problem credits, foreclosures a nd loan losses. BancorpSouth Bank, Laurel Division President, Laurel, MS (June 2003-December 200 7), Comprising $78MM in loans, $263MM in deposits, 7 branches, 10 lenders, and 55 st aff. * Largest loan ($8MM) in division history. * Achieved number one deposit market share. * Collected largest problem loan in division history without loss. 1983 to 2003 many banking and accounting positions including BancorpSouth Bank, SouthTrust Bank, Colonial Bank, and the State of Alabama Department of Revenue, Income Tax Division. Service: Broad experience in community involvement including chamber of commerc e, public education, community leadership, Rotary and United Way. Served as * P resident of Rotary and Chamber of Commerce; * Finance Chairman of school distric t strategic planning and bond issue committees, and undergraduate and alumni fra ternity; * member of board of directors of education support association, chambe r of commerce, chamber leadership development, Rotary, and United Way. Eagle Sc out Married to the former Bridgett Swint, three children, Amy - 18, Paul - 16, Jessi ca - 13, and granddaughter Anna Grace - 9 months. Member of First Presbyterian Church of Gulfport. References upon request.