Union Beach, NJ 07735 Cell (732) 865-4588 Home (732) 739-1688 mpffd82e@westpost.net QUALIFICATIONS Client Focused Financial Services Professional with over 30+ years experience in the financial services industry including product, service and operational mana gement. Management experience includes total profit and loss responsibility, bu dget preparation, controlling expenditures, increasing sales, improving team per formance, all activities of personnel supervision and management, insuring compl iance with regulatory policies and established practices, interpreting regulatio ns, developing, excellent customer rapport, resolving problems, project manageme nt activities and ensured that adhered to sales execution model lead to and exc eeded MLM and scorecard success. PROFESSIONAL EXPERIENCE The Berkshire Bank Northern New Jersey and Northern Manhattan 2007-Present Vice President -District Manager Branch Manager Responsibilities: Possess innate communication and analytical skills that allow me to effective m anage relationships of diverse personalities and backgrounds. Manage to aggressive service and operation standards. Increased branch deposit. Opened new branch office, Upper Manhattan Developed and managed sales goals for three branches. Educated sales force in sales techniques and methods, product knowledge, and co mpany policy Educated and monitored compliance training in such areas as bank regulations, c onsumer credit, BSA, AML, KYC. Sovereign Bank (Independence Community Bank) Brooklyn, NY 2001-2007 Senior Vice President Regional Manager Responsibilities: Possess innate communication and analytical skills that allow me to effective m anage relationships of diverse personalities and backgrounds. Manage to aggressive service and operation standards. These standards have affo rded a group high exposure to senior management and within the industry, while s eeing the business transition to a profit-centric portion. Primary oversight of service delivery for eight retail branches in Monmouth and Ocean counties with a deposit in excess of $690 million and staff development f or over 90 personnel. Increased branch deposit base in excess of 75% and fee income in excess of 35%. Assisted in the development of the New Jersey Home Equity area (SI Bank & Trust ) $16,000,000 approved from inception. Reviewed and approved home equity loans for NJ area. Single approval authority of $75,000.00 Developed and managed sales goals for eight branches with each branch exceeding 100% of goal. *Specific Project* Mergers & Acquisitions Managed the migration of eight retail branches from the former Staten Island Bank & Trust to the Independence Community Bank platform an d independence Community Bank to Sovereign Bank platform. Federal Aviation Administration Eastern Region Credit Union Clark, NJ 200 0-2001 Business & Sales Development Office Responsibilities: Senior relationship manager for top 300 clients Designed and implemented eastern region sales program Developed and implemented targeted goals for sales associates
Summit Bank Princeton, NJ 1996-1999
Vive President and Regional Manger Responsibilities: Increased core deposit base by 8.9%, exceeded referral goals by 15% and fee inc ome by 72%. Led the sales team that outperformed 86 branches in core deposit campaign with 89% of company goal, two branches successfully at 100%. Developed and managed aggressive sales goals for regional branch base. Successfully developed strategies and directed the Managing Local Markets (MLM) process, achieving excellent results in improving profitability and cross-sell goals to ancillary lines of business. Successfully developed new business relationships which led to a 5.3% increase in commercial loan portfolio. Developed and maintained 53 commercial lending relationships.
United Jersey Bank, N.A., Princeton, NJ 1977-1996
Assistant Vice President, Branch Manager Responsibilities: Held various positions within United Jersey Bank; specifically branch manager p osition. Increased core deposits in excess of 11% for each accountable branch. Responsible for staff development and loan authorizations.
CONTINUING EDUCATION AND CERTIFICATES
Bank Lending I &II, New York Institute of Credit Concepts of Banking, American Institute of Banking Law and Banking, American Institute of Banking Financial Statement Analysis, Mendlowitz Weitsen, CPAs Business Development, M. Bierly Compliance, Banking Regulations, BSA & AML, Barefoot & Co. PROFESSIONAL AND COMMUNITY AFFILIATIONS Board of Director, IEP Foundation for Youth Various Chambers of Commerce: Monmouth & Ocean counties YMYWHA of Washington Heights/ Inwood AWARDS Million Dollar Club: Achieving new business deposits in two consecutive years Presidents Award: Exceeding cross-sell goals
Designers Guide To en 1991-1-2, en 1992-1-2, en 1993-1-2 and en 1994-1-2 Handbook For The Fire Design of Steel, Composite and Concrete Structures To The Eurocodes