R GANDHIMATHINATHAN

INSURANCE & INVESTMENT CONSULTANT.

OLD NO:3,NEW NO:1,KOTHANDARAMAN 1st LANE,
OLD WASHERMENPET,CHENNAI:600 021
TEL:044 25972558/9382158935
E.MAIL:rgandhimathinathan@yahoo.com

Multi - Plan Chart

Date : 25/02/2009

Wonder-Plan Quotation

Quotation No

: 961M

Chart Date

: 25/02/2009

Name

: SAHHAS

Chart required upto

: 25/02/2096

Date of Birth

: 09/05/1995

I. T. Slab

: 30.60%

Sec.80 CCE Inv. Limit

Plan/Tm/
Prem. Tm

2009

178/20/20

: 14

: 9.00%

Loan Interest Rate

Sr.
No Year

Age

: 100000

M
Sum d

Plan Name

Jeevan Tarang

2000000 Y

Interim
Bonus
Rate

48

Loan Re-Investment Rate

: 0.00%

Maturity/S.B. proceeds Re-invt. Rate

: 0.00%

Sec.80 CCE Tax Rebate

: 30.60%

Assu
Bonus
Rate

70

Assu
Step
Rate A/c

Basic
Premium

0.00

2000000

Installment
Premium

96440

96440

96440

96440

Mat
Date

Annual
Premium

96440

25/02/29

96440 p.a.

Modewise Premium Summary

Mode of Payment
Sr No

Year

Plan

Term

Premium
Term

2009

178

20

20

Yearly

Half Yearly

Quaterly

Monthly

SSS

96440

48735

24625

8637

8208

96440

48735

24625

8637

8208

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2008

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

3. ** If premiums paid during the year for any policy exceeds 20% of Sum Assured then Maturity proceeds will be taxable and
eligible amount for section 80 CCE rebate will be restricted to 20% of Sum Assured.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

R GANDHIMATHINATHAN
INSURANCE & INVESTMENT CONSULTANT.
OLD NO:3,NEW NO:1,KOTHANDARAMAN 1st LANE,
OLD WASHERMENPET,CHENNAI:600 021
TEL:044 25972558/9382158935
E.MAIL:rgandhimathinathan@yahoo.com

Multi - Plan Chart

Insurance Facts
Quotation No

: 961M

Chart Date

25/02/2009

Name

: SAHHAS

Chart required upto

25/02/2096

Date of Birth

: 09/05/1995

I. T. Slab

30.60%

Age

Risk Cover
Year

Age

: 14

Normal

Accident

Annual
Premium

Tax
Saved

Nett
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available
0

2009

14

2140000

2140000

96440

29511

66929

2010

15

2280000

2280000

96440

29511

66929

2011

16

2420000

2420000

96440

29511

66929

70000

70000

2012

17

2560000

2560000

96440

29511

66929

136000

206000

2013

18

2700000

2700000

96440

29511

66929

80750

286750

2014

19

2840000

2840000

96440

29511

66929

92000

378750

2015

20

2980000

2980000

96440

29511

66929

104500

483250

2016

21

3120000

3120000

96440

29511

66929

118250

601500

2017

22

3260000

3260000

96440

29511

66929

133750

735250

2018

23

3400000

3400000

96440

29511

66929

151000

886250

2019

24

3540000

3540000

96440

29511

66929

170000

1056250

2020

25

3680000

3680000

96440

29511

66929

171750

1228000

2021

26

3820000

3820000

96440

29511

66929

193500

1421500

2022

27

3960000

3960000

96440

29511

66929

218750

1640250

2023

28

4100000

4100000

96440

29511

66929

249000

1889250

2024

29

4240000

4240000

96440

29511

66929

284500

2173750

2025

30

4380000

4380000

96440

29511

66929

345250

2519000

2026

31

4520000

4520000

96440

29511

66929

390250

2909250

2027

32

4660000

4660000

96440

29511

66929

440500

3349750

2028

33

4800000

4800000

96440

29511

66929

671000

4020750

2029

34

2000000

2000000

2800000

399250

1620000

2030

35

2000000

2000000

110000

110000

1620000

2031

36

2000000

2000000

110000

110000

1620000

2032

37

2000000

2000000

110000

110000

1620000

2033

38

2000000

2000000

110000

110000

1620000

2034

39

2000000

2000000

110000

110000

1620000

2035

40

2000000

2000000

110000

110000

1620000

2036

41

2000000

2000000

110000

110000

1620000

2037

42

2000000

2000000

110000

110000

1620000

2038

43

2000000

2000000

110000

110000

1620000

2039

44

2000000

2000000

110000

110000

1620000

2040

45

2000000

2000000

110000

110000

1620000

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

R GANDHIMATHINATHAN
INSURANCE & INVESTMENT CONSULTANT.
OLD NO:3,NEW NO:1,KOTHANDARAMAN 1st LANE,
OLD WASHERMENPET,CHENNAI:600 021
TEL:044 25972558/9382158935
E.MAIL:rgandhimathinathan@yahoo.com

Multi - Plan Chart

2041

46

2000000

2000000

110000

110000

1620000

2042

47

2000000

2000000

110000

110000

1620000

2043

48

2000000

2000000

110000

110000

1620000

2044

49

2000000

2000000

110000

110000

1620000

2045

50

2000000

2000000

110000

110000

1620000

2046

51

2000000

2000000

110000

110000

1620000

2047

52

2000000

2000000

110000

110000

1620000

2048

53

2000000

2000000

110000

110000

1620000

2049

54

2000000

2000000

110000

110000

1620000

2050

55

2000000

2000000

110000

110000

1620000

2051

56

2000000

2000000

110000

110000

1620000

2052

57

2000000

2000000

110000

110000

1620000

2053

58

2000000

2000000

110000

110000

1620000

2054

59

2000000

2000000

110000

110000

1620000

2055

60

2000000

2000000

110000

110000

1620000

2056

61

2000000

2000000

110000

110000

1620000

2057

62

2000000

2000000

110000

110000

1620000

2058

63

2000000

2000000

110000

110000

1620000

2059

64

2000000

2000000

110000

110000

1620000

2060

65

2000000

2000000

110000

110000

1620000

2061

66

2000000

2000000

110000

110000

1620000

2062

67

2000000

2000000

110000

110000

1620000

2063

68

2000000

2000000

110000

110000

1620000

2064

69

2000000

2000000

110000

110000

1620000

2065

70

2000000

2000000

110000

110000

1620000

2066

71

2000000

2000000

110000

110000

1620000

2067

72

2000000

2000000

110000

110000

1620000

2068

73

2000000

2000000

110000

110000

1620000

2069

74

2000000

2000000

110000

110000

1620000

2070

75

2000000

2000000

110000

110000

1620000

2071

76

2000000

2000000

110000

110000

1620000

2072

77

2000000

2000000

110000

110000

1620000

2073

78

2000000

2000000

110000

110000

1620000

2074

79

2000000

2000000

110000

110000

1620000

2075

80

2000000

2000000

110000

110000

1620000

2076

81

2000000

2000000

110000

110000

1620000

2077

82

2000000

2000000

110000

110000

1620000

2078

83

2000000

2000000

110000

110000

1620000

2079

84

2000000

2000000

110000

110000

1620000

2080

85

2000000

2000000

110000

110000

1620000

2081

86

2000000

2000000

110000

110000

1620000

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

R GANDHIMATHINATHAN
INSURANCE & INVESTMENT CONSULTANT.
OLD NO:3,NEW NO:1,KOTHANDARAMAN 1st LANE,
OLD WASHERMENPET,CHENNAI:600 021
TEL:044 25972558/9382158935
E.MAIL:rgandhimathinathan@yahoo.com

Multi - Plan Chart

2082

87

2000000

2000000

110000

110000

1620000

2083

88

2000000

2000000

110000

110000

1620000

2084

89

2000000

2000000

110000

110000

1620000

2085

90

2000000

2000000

110000

110000

1620000

2086

91

2000000

2000000

110000

110000

1620000

2087

92

2000000

2000000

110000

110000

1620000

2088

93

2000000

2000000

110000

110000

1620000

2089

94

2000000

2000000

110000

110000

1620000

2090

95

2000000

2000000

110000

110000

1620000

2091

96

2000000

2000000

110000

110000

1620000

2092

97

2000000

2000000

110000

110000

1620000

2093

98

2000000

2000000

110000

110000

1620000

2094

99

2000000

2000000

110000

110000

1620000

2095

100

2000000

2000000

110000

110000

1620000

2096

101

2000000

2000000

2110000

1928800

590220

1338580

12170000

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

R GANDHIMATHINATHAN
INSURANCE & INVESTMENT CONSULTANT.
OLD NO:3,NEW NO:1,KOTHANDARAMAN 1st LANE,
OLD WASHERMENPET,CHENNAI:600 021
TEL:044 25972558/9382158935
E.MAIL:rgandhimathinathan@yahoo.com

Multi - Plan Chart

Summary of Proposed Insurance

Quotation No

: 961M

Chart Date

: 25/02/2009

Name

: SAHHAS

Chart required upto

: 25/02/2096

Date of Birth

: 09/05/1995

I. T. Slab

: 30.60%

Age

: 14

4800000

Maximum Risk Cover enjoyed (Normal)

Rs.
Maximum Risk Cover enjoyed (Accidental)

4800000
Rs.

1928800

Total Premium paid

Rs.
Rs.
Less : Tax saved on premium

590220

Nett Premium paid Rs

Proceeds from LIC by way of Maturity / Sur. Bens.

Rs.

1338580
12170000

Rs.
Tax Payable

0
Rs.

12170000

Nett after tax Payable

Rs.
Compounded Value of LIC proceeds @ 0.00 % by 2096

12170000

Additional Gain through Loan re-cycling @ 0.00 %

0
Rs.

Nett in hand as on 2096 Rs.

Yield on Investments 9.49 %

Assumptions
--> Premium payments will save tax.
--> Returns will not be Re-invested in Section 80 CCE schemes.
--> Gains on Returns Re-investments will not be taxed.
--> Gains on Loans Re-investments will be taxed.

Medical Requirement Details

A. S. A. :

2000000

Medical by D.M.R.

No

Special Reports
FBS, Lipidogram, Elisa for HIV, Hb%

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

12170000