FORM B10 (Official Form 10) (04/10)

Case 11-02610

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PROOF OF CLAIM

United States Bankruptcy Court

Northern District of Illinois

Name of Debtor Case Number Melissa Norton 11 B 02610 Glenn B. Stearns NOTE: This form should not be used to make a claim for an administrative expense arising after the commencement of the case. A request for payment of an administrative expense may be filed pursuant to 11 U.S.C. 503 Name of Creditor (The person or other entity to whom the debtor owes money or property): Check this box to indicate that US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through this claim amends a previously Certificates, Series 2006-BC2 filed claim. Name and address where notices should be sent: Court Claim Number: Codilis & Associates, P.C. Bankruptcy Department Filed on: 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527 (630) 794-5300 Name and address where payment should be sent (if different from above): Check this box if you are aware America's Servicing Company that anyone else has fled a proof 1 Home Campus of claim relating to your claim. Bankruptcy Payment Processing Attach copy of statement giving MAC# x2302-04c particulars. Des Moines, IA 50328 Check this box if you are the debtor or trustee in this case. 1. Amount of Claim as of Date Case Filed: $127,174.42 5. Amount of Claim Entitled to Priority under 11 U.S.C. If all or part of your claim is secured, complete item 4 below; however, if all of your claim is unsecured, do not completed 507(a.) If any portion of your item 4. claim falls in one of the following categories, check the If all or part of your claim is entitled to priority, complete item 5. box and state the amount. Check this box if claim includes interest or other charges in addition to the principal amount of claim. A copy of the itemized statement of all interest or additional charges must be provided to debtor's attorney and trustee. Specify the priority of the claim. Domestic support obligations under 11 U.S.C. 507(a)(1)(A) or (a)(1)(B). Wages, salaries or commissions (up to $11,725*) earned within 180 days before filing of the bankruptcy petition or cessation of the debtors business, whichever is earlier 11 U.S.C. 507 (a)(4). Contributions to an employee benefit plan 11 U.S.C. 507 (a)(5). Up to $2,600* of deposits toward purchase, lease, or rental of property or services for personal, family, or household use 11 U.S.C. 507(a)(7). Taxes or penalties owed to governmental units 11 U.S.C. 507 (a)(8). Other Specify applicable paragraph of 11 U.S.C. 507 (a)(__). Amount entitled to priority: $_______ * Amounts are subject to adjustment on 4/1/10 and every 3 years thereafter with respect to cases commenced on or after the date of adjustment. FOR COURT USE ONLY

2. Basis of Claim: Money Loaned . 3. Last four digits of any number by which creditor identifies a debtor: ######3380 3a. Debtor may have scheduled account as: _________ 4. Secured Claim Check the appropriate box if your claim is secured by a lien on property or a right of setoff and provide the requested information. Nature of property or right of setoff: Real Estate Describe: Scheduled Value of Property: $130,000.00 Motor Vehicle Other

Current Adjustable Interest Rate

8.990%

Amount of arrearage and other charges as of time case filed included in secured claim, if any: $17,082.08 Basis for perfection: Mortgage . Amount of Secured Claim: $127,157.42 Amount Unsecured: $___________ 6. Credits: The amount of all payments on this claim has been credited for the purpose of making this proof of claim. 7. Documents: Attach redacted copies of any documents that support the claim, such as promissory notes, purchase orders, invoices, itemized statements or running accounts, contracts, judgments, mortgages, and security agreements. You may also attach a summary. Attach redacted copies of documents providing evidence of perfection of a security interest. You may also attach a summary. (See definition of redacted on reverse side.) DO NOT SEND ORIGINAL DOCUMENTS. ATTACHED DOCUMENTS MAY BE DESTROYED AFTER SCANNING. If the documents are not available, please explain:

Date: 2/3/11 Signature: The person filing this claim must sign it. Sign and print name and title, if any, of the creditor or other person authorized to file this claim and state address and telephone number if different from the notice address above. Attach copy of power of attorney, if any.

/s/ Cari A. Kauffman ARDC# 6301778

FN: 14-10-20870

Penalty for presenting fraudulent claim: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. 152 and 3571.

Case 11-02610

Claim 1-1 Filed 02/03/11 Desc Main Document Page 2 of 21 UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ILLINOIS, EASTERN DIVISION

IN RE: MELISSA NORTON Case No. 11 B 02610 Chapter 13 DEBTOR(S), Judge Bruce W. Black

__________________________________________________________________________________________ Arrearage: Mortgage Payments:(8) @ $50.00 $329.42 $25.00 $80.00 $15.00 $696.31 $14,354.33 $910.00 $1,182.75 $650.00 $2,742.75 $17,082.08 $1,642.95 from 6/1/2010 to 1/1/2011 = $13,143.60

Appraisal Fees Accrued Late Charges NSF Property Preservation Property Inspections Escrow Shortage - Arrears Arrearage Amount: Foreclosure Fees Foreclosure Costs Previous BK Fees Additional Charges:

TOTAL ARREARAGE AMOUNT DUE: ESTIMATED PAYOFF Unpaid Principal Balance: Interest From Last Paid Installment: Appraisal Fees: Escrow Advances: NSF: Property Preservation: Property Inspections: Attorney Fees and Costs: Late Charges: TOTAL ESTIMATED PAYOFF:

$112,864.85 $7,665.55 $50.00 $3,386.85 $25.00 $80.00 $30.00 $2,742.75 $329.42 $127,157.42

CLAIM FOR CURRENT MORTGAGE PAYMENTS: (if the plan so provides) Current Mortgage Payment: $1,358.84 beginning 02/01/2011. Property Address: 113 Willow Avenue, Joliet IL * Late charges will be assessed to all late payments consistent with the terms set forth in the mortgage instrument and state law.

* Post-petition, pre confirmation fees have been incurred in connection with the bankruptcy proceeding in the amount of $300.00 . This amount has not been included as part of the arrearage
claim.

* In the event this Chapter 13 has been filed and there is no stay in effect, or if the automatic stay is subject to expiring, this claim is being filed for information purposes only and is not a waiver of the Secured Creditors rights regarding the limitation or non existence of the automatic stay.
NOTE: This law firm is deemed to be a debt collector.

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