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Franklin Templeton Asset Management (India) Pvt. Ltd.

Franklin Templeton Mutual Fund

Key Information Memorandum


and Application Form

Franklin Asian Equity Fund


(FAEF)
(An Open – End Diversified Equity Fund)

Initial Offer Opens on : Nov 19, 2007


Initial Offer Closes on : Dec 18, 2007
Scheme Re-opens for
continuous sale and
repurchase on : Jan 17, 2008

Offer of Units at Rs. 10 Per Unit (plus applicable load) for cash
during the New Fund Offer Period and at NAV based prices
upon re-opening.

The Key Information Memorandum is dated November 8, 2007. This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought
to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors,
penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer Document available free of cost at any of the Investor
Service Centres or distributors or from the website www.franklintempletonindia.com. This KIM shall remain effective until a 'material change' (other than a change in
fundamental attributes and within the purview of the KIM) occurs and thereafter Material changes will be filed with SEBI.
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed
with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified
the accuracy or adequacy of this KIM.

Sponsor: Templeton International Inc., Florida, USA.


Asset Management Company: Franklin Templeton Asset Management (India) Pvt. Ltd.
New Fund Offer Opens on Nov 19, 2007
Franklin Asian Equity Fund New Fund Offer Closes on Dec 18, 2007
(FAEF) Scheme Re-opens for continuous W99999
sale and repurchase on Jan 17, 2008
Distributor information For Office Use Only

Advisor Code* Sub-Advisor Code* : 88924 Application received


Branch :
Bajaj Capital/ ARN-0010
* AMFI Registered Distributors Representative :
Existing Unitholders (Please provide the following details in full; Please refer Instruction 2)

First Applicant Name


Customer Folio No. Account No.
Unit Holder Information (To be filled in Block Letters. Use one box for one alphabet leaving one box blank between name and surname)

Name of First/Sole Applicant

Proof of KYC enclosed* ■ or KYC Application No.* Date of Birth# D D M M Y Y Y Y


PAN No. (Mandatory)$ Enclosed: ■ PAN Card Copy or ■ Form 49A & ■ Form 60^ Gender ■ Male ■ Female
Status: ■ Resident Individual ■ NRI/PIO ■ Company/Body Corporate ■ Partnership ■ Trust ■ Society ■ HUF ■ Bank ■ AOP
■ Sole Proprietorship ■ Minor through Guardian# ■ FI ■ FII ■ Others (Please specify)_______________________________________
Nationality and Country of Residence_____________________________________________________________________________________________

Name of Second Applicant


Proof of KYC enclosed* ■ or KYC Application No.* Date of Birth# D D M M Y Y Y Y
PAN No. (Mandatory)$ Enclosed: ■ PAN Card Copy or ■ Form 49A & ■ Form 60^ Gender ■ Male ■ Female
Status: ■ Resident Individual ■ NRI/PIO ■ Minor through Guardian# ■ Others (Please specify)_________________________________
Nationality and Country of Residence_____________________________________________________________________________________________

Name of Third Applicant


Proof of KYC enclosed* ■ or KYC Application No.* Date of Birth# D D M M Y Y Y Y
PAN No. (Mandatory)$ Enclosed: ■ PAN Card Copy or ■ Form 49A & ■ Form 60^ Gender ■ Male ■ Female
Status: ■ Resident Individual ■ NRI/PIO ■ Minor through Guardian# ■ Others (Please specify)_________________________________
Nationality and Country of Residence_____________________________________________________________________________________________
Name of Guardian
Proof of KYC enclosed* ■ or KYC Application No.* Date of Birth D D M M Y Y Y Y
PAN No. (Mandatory)$ Enclosed: ■ PAN Card Copy or ■ Form 49A & ■ Form 60^ Gender ■ Male ■ Female
Status: ■ Resident Individual ■ NRI/PIO ■ Others (Please specify)_____________________________________________________________
Nationality and Country of Residence_______________________________________________ Relationship with Minor ■ Parent ■ Guardian
*Please provide any one of the following: 1. Copy of the KYC acknowledgement issued by CVL or 2. KYC Application with necessary documents. (Mandatory for all Investors). $PAN: In terms of SEBI circular dated
April 27, 2007, verification of PAN is mandatory for all Unitholders (including joint holders, guardians in case of minors and NRIs) w.e.f. July 2, 2007 irrespective of the amount of transaction. Please submit photocopy
of the PAN card (alongwith the original for verification, which will be returned across the counter). ^Submission of form 60 is mandatory for investments of Rs.50,000 and above #Date of Birth - mandatory for Minors.
Mode of Operation
■ Single ■ Joint ■ Either or Survivor(s)
Power of Attorney (POA) Details
Name of POA Holder
Proof of KYC enclosed* ■ or KYC Application No.* Date of Birth D D M M Y Y Y Y
Status: ■ Resident Individual ■ NRI/PIO ■ Others (Please specify)_________________________________Gender ■ Male ■ Female
Investment Details
Fund Name Plan /Option Amount Net Amount Payment Details
Invested Paid Cheque/DD No. Bank,Bank A/c No. and Branch
■ Lumpsum
■ Systematic Investment Plan
FAEF ■ Growth Less DD Charges:
■ Dividend
■ Reinvestment ■ Payout
Minimum Investment - Rs. 5,000/-; Please use separate application forms for Lumpsum and Systematic Investment Plan. For Systematic Investment Plan, please fill the SIP Auto Debit (ECS/Direct Debit) form alongside and submit it together with the application form

Acknowledgement W99999
Received from ______________________________________________________________________________________________________________
_______________________________________________________________________________________________________Pin________________

Fund Name Plan/Option Payment Details


■ Lumpsum
■ Systematic Investment Plan
Amount _______________________ Cheque/DD No. ______________________ Date ________________
■ Growth ■ Growth
FAEF
■ Dividend
■ Reinvestment ■ Payout■ Dividend Bank and Branch details _____________________________________________________________________

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Address (Mandatory if you have not completed your KYC process via CVL, else the address of the 1st Holder as registered with CVL will be automatically updated in our records)

City State Country Pincode

Overseas Address for NRIs/PIOs

City State Country Pin/Zip


Contact Details (Please provide your contact details even if you have already submitted your KYC acknowledgement)
If the Applicant is Sole Proprietorship Firm, please provide the name of Sole Proprietor. If HUF, please provide the name of Karta. In case of other Non-Individuals, please provide the details of Contact Person.
Name

Tel
STD Code Office Residence Fax
Email__________________________________________________________________________ Mobile
Franklin Templeton ‘Easy’ Services
1. Franklin Templeton Easy e-Update: Receive account statements, annual reports and 3. Franklin Templeton Easy Call: Just call 1800 425 4255 or 6000 4255 to access your
other information instantly by Email * account using TPIN______________________■ Yes, I would like to receive my TPIN
Email Address: 4. Franklin Templeton Easy Mobile: Get instant SMS alerts to confirm your transactions *
________________________________________________________________
Mobile Number __________________________________________________________
■ I / We wish to receive the above by email
I/We wish to register for SMS updates on my/our mobile phone. ■ Yes ■ No
■ I / We do not wish to receive the above by email
2. Franklin Templeton Easy Web: Access your account and transact online at * Note: Where the investor has not opted for any option or has opted for both options, the
www.franklintempletonindia.com using your HPIN application will be processed as per the default option, i.e., receive the account statement,
■ Yes, I would like to receive my HPIN annual report and other correspondence by E-mail and receive SMS updates on mobile.
Bank Details (Mandatory - For new investors)

Bank Name
(Do not abbreviate)
Account No. Branch/City
Please provide the full account number

Branch
Address Pin
Account type For Residents ■ Savings ■ Current For Non-Residents ■ NRO ■ NRE ■ Others _______________________________________
■ Repatriable ■ Non-Repatriable
*RTGS code *NEFT code *MICR code
*Note: For more details on RTGS/NEFT/MICR codes, please refer detailed instructions in page 10.
Direct Credit Facility is currently available with: ABN Amro Bank, Citibank, Centurion Bank of Punjab, Development Credit Bank, HDFC Bank, HSBC Bank, IDBI Bank, ICICI Bank, Kotak Mahindra Bank, Standard Chartered Bank, YES Bank
& Axis Bank. Please provide a cancelled, signed cheque of the bank account you wish to register for Direct Credit. If you do not provide a cancelled and signed cheque, Franklin Templeton will record the new bank details as provided, but
reserves the right to effect payments of dividends and redemptions by way of a cheque or payment instrument till such time that the account details provided can be verified. I/We DO NOT wish to avail direct credit facility (Please tick) ■
Please verify and ensure the accuracy of the bank details provided above and as shown in your account statement. Franklin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is incomplete or inaccurate.

Nomination Details

Nominee Name & Address_________________________________________________________________________________________________________


Guardian name & address (if nominee is a minor)______________________________________________________________________________________
_______________________________________________________________________Signature of Nominee/Guardian______________________________
Declaration
Having read and understood the contents of the Offer Document of the Fund, the Key Information Memorandum and the Addenda issued till date, I / We
hereby apply to the Trustees of Franklin Templeton Mutual Fund for units of Franklin Templeton Mutual Fund as indicated above, and agree to abide by the Signatures
terms, conditions, rules and regulations of the Fund as on the date of this investment and confirm that the monies invested in the fund legally belong to me /
us. I / We have not received nor been induced by any rebate or gifts, directly or indirectly in making this investment.
______________________________________
* I / We confirm that I am / we are Non-Resident Indians / Persons of Indian Origin but not United States persons within the meaning of Regulation (S) under
the United States Securities Act of 1933, as amended from time to time, and I / We hereby further confirm that the monies are remitted from abroad through First/Sole Applicant/Guardian
approved banking channels or from my/our monies in my/our NRE/NRO Account.
I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I further agree not to hold ______________________________________
Franklin Templeton Investments liable for any consequences in case of any of the above particulars being false, incorrect or incomplete.I hereby undertake to
promptly inform the mutual fund of any changes to the information provided hereinabove and agree and accept that the Mutual Funds, their authorised agents, Second Applicant
representatives, distributors ('the Authorised Parties') are not liable or responsible for any losses, costs, damages arising out of any actions undertaken or
activities performed by them on the basis of the information provided by me as also due to my not intimating / delay in intimating such changes. I hereby ______________________________________
authorize the mutual fund to disclose, share, remit in any form, mode or manner, all / any of the information provided by me to Authorised Parties including
Financial Intelligence unit-India (FIU-IND) including all changes, updates to such information as and when provided by me without any obligation of advising Third Applicant
me/us of the same. I hereby agree to provide any additional information / documentation that may be required by the Authorised Parties, in connection with
this application."
I/We confirm and declare that I/ We have read and understood the terms and conditions for HPIN usage and online transactions/ TPIN/ Email Services and also the disclaimer and terms and conditions as posted on the website,
www.franklintempletonindia.com. I/ We agree and shall abide by the norms, terms and conditions for HPIN usage and online transactions/ TPIN/ Email services and agree not to hold Franklin Templeton Investments responsible for
any action relating to the use of HPIN/ TPIN/ Email services facility.
Date:______________________________Place ______________________________________________________________________________ * Applicable to Non-Resident investors
Disclaimer: In the event of any KYC Application Form being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction will be cancelled and the amount
may be redeemed at applicable NAV, subject to payment of exit load, wherever applicable. Such redemption proceeds will be despatched within a maximum period of 21 days from date of acceptance of application. However, in case
of subscriptions in scheme where Units are under a lock – in period as prescribed in the respective offer Documents (including ELSS Schemes) or a New Fund Offer, allotment will be done only on confirmation from the Central
Agency that the KYC is final and if the Central Agency informs that the KYC is cancelled, the original amount invested will be refunded.

For investment related enquiries, please contact:


Franklin Templeton Investments Service Centres
Ph: 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For
non-MTNL/non-BSNL users, please prefix the city STD code if calling from a mobile phone)
Email: service@templeton.com
www. franklintempletonindia.com
CHECK LIST: Please ensure the following : • Application form is complete in all respects and signed by all Applicants • Bank Account details are filled
• You have registered Permanent Account Number (PAN) for all holders, including joint holders, guardians & NRI s and submitted the necessary proof (refer instructions)
• Appropriate Options are filled up • Cheques/DDs should be drawn in favour of Franklin Asian Equity Fund • If you are investing for the first time, please ensure that
you fill in the contact details for us to contact you in case of any discrepancy in the form. • You have provided a copy of the KYC acknowledgement or submitted the KYC
Application and entered the application No. for all applicants, guardians for minors and POA holders

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Franklin Templeton Mutual Fund W99999
Systematic Investment Plan through ECS/Direct Debit (See instructions overleaf)

Advisor Name & Code* Sub Advisor Name & Code* * AMFI Registered Distributors

Having read and understood the contents of the Offer Document(s) and Key Information Memorandum, Addenda issued till date, I / We hereby apply to the
Trustees of Franklin Templeton Mutual Fund for a Systematic Investment Plan (SIP) through ECS / Direct Debit under the following Scheme and agree to
abide by the terms, conditions, rules and regulations of the scheme(s)as on the date of this investment.
Name of Sole/First Account holder

Existing Unitholders’ Folio Number Account No.


New Investors (Please also complete and submit a NFO Application Form) Regn. No. (For office use only)

SIP Details (Please note that a minimum of 30 days is required to set up the ECS/Direct Debit)

Scheme F R A N K L I N A S I A N E Q U I T Y F U N D

Plan Option
SIP Amount Rs. (per installment) Frequency ■ Monthly SIP Date ■ 1st
■ Quarterly ■ 7th
(please tick as applicable) ■ 10th
First SIP Cheque Date Cheque No. ■ 20th
(If Cheque is given) d d m m y y y y
■ 25th
ECS Period From To
m m y y y y m m y y y y
(Should be from the Bank Account from which ECS/Direct Debit is to be effected) (for minimum period and installments, please refer point no. 12 overleaf)
I/We authorize Franklin Templeton Mutual Fund or their authorized service providers to Debit
Mandatory Enclosures: (If 1st installment is not by cheque)
my/our account listed below by ECS (Electronic Clearing Services) / Direct Debit for collection
of SIP payments. ■ Blank cancelled cheque ■ Copy of cheque

Bank Details Signatures of Bank Account holders


Bank Name
1st Holder
Branch Name
Address 2nd Holder
City
Account Number
3rd Holder

9 Digit MICR Code Account Type ■ Savings ■ Current ■ CC/OD ■ NRE/NRO(please ✓)


Please provide the MICR Code of the bank branch from where the ECS/Direct Debit is to be effected.
■ Please change my/our bank account ECS / Direct debit ( change in bank account only)

Account Holder Name as in Bank Account


I/We hereby declare that the particulars given above are correct and complete. If the transaction is delayed or wrongly effected or not effected at all for reasons of incomplete or
incorrect information, I/We will not hold Franklin Templeton Investments responsible. I/We confirm that the funds invested belongs to me/us. I/We further undertake that any
changes in my/our Bank details will be informed to the Fund immediately. I/We have read and agreed to the terms and conditions mentioned overleaf. I/We have not received nor
been induced by any rebate or gifts, directly or indirectly in making this investment. *I/We confirm that I am/we are Non-residents of Indian National / Origin but not United
States persons within the meaning of Regulation (s) under the United States Securities Act of 1933, as amended from time to time and that I/We hereby confirm that the funds are
remitted from abroad through approved banking channels or from my/our funds in my/our NRE/NRO/FCNR Account. * Applicable to Non Resident Investors

Date Signature of the Investor(s) 1. 2. 3.


Banker’s Attestation (For bank use only)
Certified that the signature of account holder and the details of
Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account No.

Authorisation of the Bank Account Holders Signatures of Bank Account holders


This is to inform that I/We have registered for RBI’s Electronic Clearing Service (Debit Clearing) and
that my/our payment towards my/our investment in Franklin Templeton Mutual Fund shall be made 1st Holder
from my/our below mentioned bank account number with your bank. I/We authorize Franklin
Templeton Asset Management (India) Pvt. Ltd. (Investment Manager of Franklin Templeton Mutual
Fund) acting through their service providers and representative carrying this ECS mandate form to get it 2nd Holder
verified and executed. Mandate verification charges if any, may be charged to my/our account
Bank Account Number 3rd Holder

Acknowledgement Slip for SIP through ECS/Direct Debit (To be filled in by investor )
Investor’s Name Franklin Templeton Investor
Service Centre Signature & Stamp
Customer Folio Account No.

SIP Amount (Rs.) Frequency: ■ Monthly Scheme: FRANKLIN ASIAN EQUITY FUND
■ Quarterly

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Investment Objective Franklin Asian Equity Fund (FAEF) is an open-end diversified equity fund that seeks to provide medium to long term appreciation through investments
primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.
Asset Allocation Pattern Types of Instruments Normal Allocation #
of the scheme (as % of
Net Assets) (Min% - Max %)
Equities and Equity Linked instruments 70% - 100%
- Domestic securities 0% - 40%
- Foreign Securities@ 50% - 100%
Domestic Debt securities* and Money Market Instruments 0% - 30%
@ including investments in units/securities of overseas mutual funds/unit trusts and such other foreign securities/ instruments as may be permitted by
SEBI/RBI
# exposure in derivatives up to a maximum of 50%
* including securitised debt up to 30%

Risk Profile of the Scheme Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment.

Plans and Options Growth Plan and Dividend Plan (with Payout and Reinvestment Option). Please note that where the Unitholder has opted for Dividend Payout option
and in case the amount of dividend payable to the Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the Scheme.

Applicable NAV (after During NFO: The units are being offered at Rs. 10 per unit (plus applicable load) during the New Fund Offer Period.
the scheme opens for On an ongoing basis upon re-opening:
repurchase and sale)
Purchases including switch ins : In respect of valid applications received up to 3 p.m. by the Mutual Fund along with a local cheque or a demand draft
payable at par at the place where the application is received$, the closing NAV of the day on which application is received shall be applicable.
In respect of valid applications received after 3 p.m. by the Mutual Fund along with a local cheque or a demand draft payable at par at the place where
the application is received$, the closing NAV of the next business day shall be applicable.
However, in respect of valid applications with outstation cheques / demand drafts not payable at par at the place where the application is received$,
closing NAV of the day on which cheque/demand draft is credited to the account of Franklin Templeton Mutual Fund shall be applicable.
Redemptions including switch outs: In respect of valid applications received$ up to 3 p.m. by the Mutual Fund, same day’s closing NAV shall
be applicable.In respect of valid applications received after 3 p.m.$ by the Mutual Fund, the closing NAV of the next business day shall be
applicable.
During NFO the applications will be accepted at the Franklin Templeton Branches(ISC)/collection banks mentioned on page no. 12 - 16. For any
application of switch-in from other Franklin Templeton Funds into FAEF, received on any date during the NFO, the application will be deemed to have
been received on the last date of the NFO and processed accordingly. However, in case the last date of the NFO is a non-Business Day for the Source
scheme, the application will be deemed to have been received on the last Business Day for the Source scheme immediately preceding the last date of the
NFO and will be processed accordingly.
$Received at the official points of acceptance of transactions of Franklin Templeton Mutual Fund.

Minimum Application Purchase Additional Purchase Repurchase


Amount/ Number of Units Rs.5,000/- or any amount Rs.1,000/- or any amount Rs.1,000/- or any amount
in multiple of Re.1/- in multiple of Re.1/- in multiple of Re.1/-
thereafter thereafter thereafter
Despatch of Repurchase The redemption cheque will be despatched to the unitholders within the statutory time limit of 10 business days of the receipt of the redemption
(Redemption) Request request at the Registrar’s office.

Benchmark Index MSCI Asia (ex-Japan) Standard Index

Dividend Policy Dividends are distributed based on the distributable surplus in the fund. The Trustee may declare dividends in the fund though there is no assurance
or guarantee to the Unitholders as to the rate of dividend distribution nor that the dividend will be regularly paid.
Name of the Fund
Sukumar Rajah assisted by Ms. Roshi Jain (dedicated for making investments in Foreign Securities)
Manager(s)
Name of the Trustee Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956, and approved by SEBI to act as the Trustee to the
Company funds of Franklin Templeton Mutual Fund.

Performance of similar Not Applicable


Scheme
Expenses of the Scheme Initial Offer Period Continuous Offer
(i) Load Structure Entry load: In respect of each purchase of Units less than Entry load: In respect of each purchase of Units less than Rs. 5
Rs. 5 Crores in value – 2.25% Crores in value – 2.25%
In respect of each purchase of Units equal to or greater than In respect of each purchase of Units equal to or greater than
Rs. 5 Crores in value – Nil Rs. 5 Crores in value – Nil

Exit load: In respect of each purchase of Units less than Rs. 5 Crores in Exit load: In respect of each purchase of Units less than Rs. 5 Crores in
value – 0.50% if redeemed within 1 year of allotment value – 0.50% if redeemed within 1 year of allotment
In respect of each purchase of Units equal to or greater than In respect of each purchase of Units equal to or greater than Rs. 5 Crores
Rs. 5 Crores in value - 1% redeemed within 6 months of allotment in value - 1% redeemed within 6 months of allotment

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Switchover/Exchange fee: Switchover/Exchange fee:
Switch-in: Same as entry load mentioned above When there is an exchange / switch from one Franklin Templeton scheme
Switch-out: Same as exit load mentioned above where the investor has paid anentry load (Scheme I) to another Franklin
Templeton scheme with an entry load (Scheme II), the entry load levied by
Scheme II will be as follows: Switch-in: If Entry Load paid for Scheme I is
greater than the entry load for Scheme II then No entry load will be charged
by Scheme II;
If Entry Load paid for Scheme I is lower than the entry load for Scheme
II then the differential load will be charged by Scheme II;
If Entry Load paid for Scheme I is same as the entry load for Scheme II
then an exchange fee of 0.25% will be charged by Scheme II
Switch-out: Same as exit load mentioned above

(ii) Recurring expenses The maximum annual recurring expenses that can be charged to the fund shall be within the prescribed limits and subject to a percentage limit of
Daily/Weekly Average Net Assets as follows.
First Next Next Over
Rs.100 crores: Rs.300 crores: Rs.300 crores: Rs.700 crores:
2.50% 2.25% 2.00% 1.75%

The total expenses of the fund including the investment management and the advisory fee (together with additional management fee, wherever
applicable) shall not exceed the prescribed limits.
Tax treatment for the TAX BENEFITS
Investors (Unitholders)
(As per laws currently in force)
The following summary outlines the key tax implications applicable to unit holders based on the relevant provisions under the Income-tax Act, 1961
(‘the Act’), the Wealth-tax Act, 1957 and the Finance Act, 2007 (collectively called ‘the relevant provisions’).
THIS INFORMATION IS PROVIDED FOR GENERAL INFORMATION PURPOSE ONLY. HOWEVER, IN VIEW OF THE INDIVIDUAL NATURE OF
THE IMPLICATIONS, EACH INVESTOR IS BEST ADVISED TO CONSULT WITH HIS OR HER OWN TAX ADVISORS/AUTHORISED DEALERS
WITH RESPECT TO THE SPECIFIC TAX AND OTHER IMPLICATIONS ARISING OUT OF HIS OR HER PARTICIPATION IN THE SCHEMES.
TAX IMPLICATIONS TO UNITHOLDERS
UNDER THE INCOME-TAX ACT, 1961
Taxability of income on units (other than sale/redemption):
The income received by an investor (other than income on sale/redemption) in respect of units of a mutual fund specified under Section 10(23D) of
the Act, is exempt under the Act.
Taxability o f income on sale/redemption of units:
The taxability of the income on sale/redemption of units and the rates at which such income is taxed is discussed below:
If the units are held as stock-in-trade:
If the units are held by an investor as stock-in-trade of a business, the said income will be taxed at the rates at which the normal income of that
investor is taxed.
On sale of the units of an equity oriented fund on a recognised stock exchange or to the Mutual Fund, the investor will also be charged with Securities
Transaction Tax (‘STT’) as per the rates specified in para on STT, provided the transaction is also considered as a "taxable securities transaction". In
other cases, STT is not levied.
Further, the investor is not allowed any deduction of STT paid for the purposes of computing his business income. However, a rebate under section
88E of the Act is available in respect of STT paid. The rebate is available in form of a deduction of the STT paid from the tax payable on the income
from the taxable securities transaction. The tax payable on the income from taxable securities transaction is computed by applying the average rate of
income-tax on the total income. The rebate in respect of STT paid cannot, however, exceed the tax payable. Also, this rebate can be claimed by an
investor only if appropriate evidences are furnished in Form No. 10DB along with the Return of Income.
If the units are held as investments:
If the units are held as investments, the tax rates applicable will depend on whether the gain on sale of units is classified as a short term capital gain or
a long term capital gain. If the units of the scheme are held as a capital asset, for a period of more than 12 months immediately preceding the date of
transfer, will be treated as long-term capital assets for the computation of capital gains. In all other cases, they would be treated as short-term capital
assets.
The tax rates applicable on short term or long term capital gains arising on transfer of units of a scheme, being an equity oriented fund are stated in
the following table:
Nature of income Tax rate$
Short-term capital gains on sale either to the Capital gains tax payable at 10 percent* [applicable to all investors
Mutual Fund or on a recognised stock exchange including Foreign Institutional Investors (FII)]
Long- term capital gains on sale either to the No capital gains tax payable by any investor.
Mutual Fund or on a recognised stock exchange
* plus surcharge and education cess as may be applicable. In case of non-resident investors, the above rates would be subject to applicable treaty relief.
$ Additionally, STT would be payable at the rates specified in para on STT.
The tax rates applicable on short term or long term capital gain arising on transfer of units of a scheme, not being an equity oriented fund as discussed
above are stated in the following table:

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Nature of income Tax rate
Short-term capital gains In case of FIIs, 30 percent* For others, taxed at normal tax rates.
Long-term capital gains In case of FII’s, 10 percent* (without indexation)
In case of others, 20 percent* (with indexation) or, 10 percent* (without
indexation), whichever less.

*plus surcharge and education cess as may be applicable.


The withholding tax implication (i.e. TDS) in respect of the capital gains explained above is discussed below:
(a) Resident Investors:
No tax is required to be deducted at source from capital gains arising to resident investors at the time of repurchase or redemption of the units.
(b) Non-Resident Investors:
The tax is required to be deducted at source from the sale proceeds or redemption proceeds paid to non-resident investors. This withholding is in
addition to the STT payable, if any, by the investor. The rates are:
(i) Foreign Institutional Investors: No tax has to be deducted on redemption/sale proceeds.
(ii) Non-Resident Indian (‘NRI’) / Person of Indian origin (‘PIO’):

Short Term Capital Gains Long Term Capital Gains


Equity oriented funds* 10% Nil
Other than equity oriented fund* 30% 20%

* plus surcharge and education cess as may be applicable.


For administrative purpose, the Fund will deduct 10% surcharge.
(iii) Non-Resident Corporates:

Short Term Capital Gains Long Term Capital Gains


Equity oriented funds* 40% Nil
Other than equity oriented fund* 40% 20%

* plus surcharge and education cess as may be applicable.


For administrative purpose, the Fund will deduct 2.5% surcharge.
All the above non-resident investors may also claim the tax treaty benefits available, if any. For details of applicability and eligibility of such benefits,
the investors are requested to consult their tax advisors.
Provisions regarding Dividend income and Bonus
Losses arising from the sale/redemption of units purchased within 3 months prior to the record date (for entitlement of dividends) and sold within 9
months after such date, is disallowed to the extent of income on such units (other than on sale/redemption) claimed as tax exempt.
If an investor purchases units within 3 months before the record date (for entitlement of bonus) and sells/redeems the units within 9 months after that
date, and by virtue of holding the original units, he becomes entitled to bonus units, then the loss arising on transfer of original units shall be ignored
for the purpose of computing his income chargeable to tax. In fact, the loss so ignored will be treated as cost of acquisition of such bonus units.
Note :
"Equity oriented fund" is defined to mean a fund -
• where the investible funds are invested by way of equity shares in domestic companies to the extent of more than sixty five percent of the total
proceeds of such fund; and
• which has been set up under a scheme of a Mutual Fund specified in section 10 (23D) of the Act.
FAEF - is not an Equity Oriented Fund
"Taxable securities transaction" means a transaction of –
• purchase or sale of an equity share in a company or a derivative or a unit of an equity oriented fund, entered into in a recognised stock exchange;
or
• sale or an equity oriented fund to the Mutual Fund
Rates of Securities Transaction Tax (STT)

Sr. No Taxable securities transaction Tax rate (%)


1 Purchase of a unit of an equity oriented fund, where
(a) the transaction of such purchase is entered into in a recognised stock exchange; and
(b) the contract for the purchase of such share or unit is settled by the actual delivery or
transfer of such unit 0.125
2 Sale of a unit of an equity oriented fund, where -
(a) the transaction of such sale is entered into in a recognised stock exchange; and
(b) the contract for the sale of such share or unit is settled by the actual delivery or
transfer of such unit 0.125
3 Sale of unit of an equity oriented fund to the Mutual Fund 0.25

UNDER THE WEALTH TAX ACT, 1957


Units are not to be treated as assets as defined under Section 2(ea) of the Wealth-Tax Act, 1957 and hence will not be liable to wealth-tax.

7
RELIGIOUS AND CHARITABLE TRUSTS
Investments in the units of the Fund by Religious and Charitable Trusts is an eligible investment under Section 11(5) of the Act, read with Rule 17C of
the Income-tax Rules, 1962.
TAX IMPLICATIONS ON MUTUAL FUND
Income earned or received by the Mutual Fund
Franklin Templeton Mutual Fund is registered with SEBI and as such, the entire income of the Fund is exempt from income tax under Section
10(23D) of the Act. In view of the provisions of Section 196(iv) of the Act, no income tax is deductible at source on the income earned by the mutual
fund.
Income distributed by the Mutual Fund
Franklin Templeton Mutual Fund will be required to pay dividend distribution tax (‘DDT’) as follows:
• No DDT to be paid on equity oriented funds;
• DDT to be paid on other funds at the following rates:
- at 28.325 percent (including surcharge and education cess) on dividend distributed by a money market mutual fund or a liquid fund;
- at 14.1625 percent (including surcharge and education cess) on dividend distributed to any person being an individual or a Hindu
Undivided Family by a fund other then a money market mutual fund or a liquid fund; and
- at 22.66 percent (including surcharge education cess) on dividend distributed by a fund other than a money market mutual fund or a liquid
fund, to persons other than individuals and HUFs.
"Money market mutual fund" is defined to mean a money market mutual fund as defined in sub-clause (p) of clause (2) of the Securities and
Exchange Board of India (Mutual Funds) Regulations, 1996.
"Liquid fund" is defined to mean a scheme or plan of a mutual fund which is classified by the Securities and Exchange Board of India as a liquid fund
in accordance with the guidelines issued by it in this behalf under the Securities and Exchange Board of India Act, 1992 or regulations made
thereunder.]

Daily Net Asset Value The NAV will be normally declared on all business days and and will be published in 2 newspapers. The NAV can also be viewed on
(NAV) Publication www.franklintempletonindia.com and www.amfiindia.com.
You can also telephone us at 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users,
please prefix the city STD code if calling from a mobile phone).

For Investor Grievances Ms. Sheela Kartik, Investor Services, Franklin Templeton Centre, No. 7, 3rd Cross Street, Adyar, Chennai 600 020. Off : 1-800-425 4255 (For
please contact MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users, please prefix the city STD code if calling from a mobile
phone). Email: service@templeton.com.
Name and Address of Registrar: Franklin Templeton Asset Management (India) Pvt Ltd, Franklin Templeton Centre, No. 7, 3rd Cross Street, Adyar,
Chennai 600 020. Off: 1-800-425 4255 (For MTNL/BSNL users only. Local call rates apply) or 6000 4255 (For non-MTNL/non-BSNL users, please
prefix the city STD code if calling from a mobile phone). Email: service@templeton.com.
Name of the Mutual Fund: Franklin Templeton Mutual Fund; Head Office: Level 4, Wockhardt Towers, Bandra Kurla Complex, Bandra (East),
Mumbai 400 051

Unitholders’ Information Account Statement:


Each Unitholder will receive an Account Statement on allotment and each time subscription or redemption of Units is made, or dividend or other
distributions in respect of units are declared and reinvested. The Unitholders can also obtain an Account Statement on request from any of the ISCs.
Annual Financial Reports
As required by the SEBI Regulations, the Fund will mail/e-mail (if an e-mail address is provided with the consent of the unitholder), as soon as
practical after 31st March each year but not later than six months thereafter, as the Trustee may decide, an abridged scheme-wise annual report to all
the unitholders. The full annual report of the Fund will be furnished to the Unitholders upon a written request and will be available at the Head Office
of the Investment Manager for inspection. The Fund will make all disclosures required by the SEBI Regulations, including information about the
entire portfolio held by the Fund under this Scheme.
Half Yearly Disclosures
The Fund shall before the expiry of one month from the close of each half year that is on 31st March and 30th September, publish its financial results,
containing details specified in Regulation 59 read with Twelfth Schedule of SEBI Regulations, in one English newspaper circulating in the whole of
India and in one regional newspaper circulating in the region where the head office of the Fund is situated. In addition, the Scheme shall mail/e-mail
(if an e-mail address is provided with the consent of the unitholder) or publish the complete portfolio to the investors before the expiry of one month
from 31st March and 30th September each year. These shall also be displayed on the web site of the Mutual Fund and that of AMFI.
Prevention of Money Laundering
In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued there under (AML Laws), Mutual Funds are required
to formulate and implement a client identification programme, to collect, verify and maintain the record of identity and address(es) of investors.
Know Your Customer (KYC)
Presently, it is mandatory for all investors to furnish such documents and information as may be required to comply with the Know Your Customers
(KYC) policies under the AML Laws. Applications without such documents and information may be rejected.
Please refer to the Offer Document for any further details

8
Instructions

Please read the Unabridged Offer Document containing - by NRE/NRO account cheque from a bank located at
the terms of offer. All applicants are deemed to have accepted places having a Franklin Templeton branch/
the terms subject to which the offer is being made and bind Collection Centre. Please provide a photocopy of the
themselves to the terms upon signing the Application Form cheque alongwith the application form if investment
and tendering the payment. is made through a NRE/NRO account.
1. The application form must be completed in BLOCK - by Rupee draft purchased abroad payable at locations
LETTERS in ENGLISH. where the application is submitted to Franklin
2. Investors already having an account in any Franklin Templeton branch/Collection Centre
Templeton funds can provide their folio/account number - by inward remittance through normal banking
and first applicant name in the space provided. Such channels
Investors need not fill the section ‘Unit Holder c. Foreign Institutional Investors and International
Information’. Multilateral Agencies shall pay their subscription by
3. Signatures should be in English or in any of the Indian direct remittance from abroad or out of their special Non
languages. Thumb impressions must be attested by a Resident Account, maintained with a designated bank in
Gazetted Officer/Notary Public under his/her official seal. India. FIIs, Trusts must also provide the Overseas
In case of HUF, the Karta will sign on behalf of the HUF Auditor’s Certificate.
4. Mode of payment:- 5. A switch from any Franklin Templeton fund to FAEF will
During NFO be effected by redeeming units from the Fund in which
- Applications along with a local cheque can be the units are held on the Applicable NAV for Redemption,
deposited at Franklin Templeton Branches (ISC) / subject to the applicable load/CDSC and investing the net
Collection Banks as mentioned on page 12 - 16. proceeds in FAEF. All the switch requests would be
- No outstation cheques will be accepted. Applicants deemed to have been received on the last day of the New
from places where there is no Franklin Templeton Fund Offer and processed accordingly. However, in case
branch/Collection Banks can deduct DD charges from the last date of the NFO is a non-business day for the
the application amount provided these drafts are source scheme, the application will be deemed to have
payable at locations where the application is been received on the last business day of the source
submitted to a Franklin Templeton branch/Collection scheme immediately preceeding the last day of the NFO
Bank. However, DD charges shall be limited the bank and will be processed accordingly.
charges stipulated by The State Bank of India. The 6. In case of an Application Form under a Power of Attorney
AMC will not accept any request for refund of or by a limited company or a body corporate or a
Demand Draft charges. registered society, or a Trust, the relevant Power of
- Cheques should be drawn in favour of the fund name. Attorney or the relevant resolution or authority to make
"Franklin Asian Equity Fund". The fund is not the application, as the case may be, or a duly certified
obliged to represent dishonoured cheques or inform copy thereof, alongwith a certified copy of the
the investor/ investor’s agent about it. Memorandum and Articles of Association [where
- Investors are instructed NOT to make cash payments applicable] and/or bye law may be lodged alongwith the
along with the application. application form. The signature must be duly attested by
On an ongoing basis a notary public.
a. For Resident Investors - by local cheque deposited with 7. As per SEBI Circular SEBI/ IMD/CIR No. 11/78450/06
any Franklin Templeton branch/ Collection Centres. dated October 11, 2006, Franklin Templeton Mutual
- Applicants from places where there is no Franklin Fund (FTMF) hereby declares all it’s 34 branches as
Templeton branch/Collection Centres can deduct DD described on page 12 of the Key Information
charges from the application amount provided these Memorandum under the head "Franklin Templeton
drafts are payable at locations where the application is Branch Offices" as the Official points of acceptance of
submitted to a Franklin Templeton branch/Collection transactions. The "cut off time" as mentioned in the Offer
Centre. Applicants may send their application Documents shall be reckoned at these official points. All
alongwith bank draft to the Investor Service purchase and redemption applications must be
Centre/Collection Centre. However, DD charges shall demonstrably received by the Mutual Fund at these
be limited the bank charges stipulated by The State "official" points of acceptance of transactions.
Bank of India. The AMC will not accept any request 8. Applications that are incomplete or inaccurate are termed
for refund of Demand Draft charges. as Not in Good Order (NIGO). NIGO applications are
- Investors are instructed NOT to make cash payments processed or rejected in accordance with the guidelines as
along with the application. mentioned on our website
- Cheques should be drawn in favour of the fund name. www.franklintempletonindia.com as amended from time
"Franklin Asian Equity Fund". The fund is not to time. All applications are accepted "Subject to
obliged to represent dishonoured cheques or inform Verification". Applications can be therefore rejected at the
the investor/ investor’s agent about it. counter itself, or subsequently at the time of a good order
b. For Non-Resident Investors: review either at the branch or at the back office.

9
Know Your Customer (KYC): • Switch transactions will be processed only if the day is a
All investors (including Joint holders, NRIs, POA holders BUSINESS DAY for both the Source and Destination
and guardians in the case of minors) must ensure Funds.
completion of Know Your Customer (KYC) formalities, • If the existing account details are not provided in the
failing which the transaction may be rejected. In terms of destination account field, units / amount will be
SEBI circular dated April 27, 2007 read with SEBI letter transferred to a New Account.
dated June 25, 2007, Permanent Account Number (PAN) General
would be the sole identification number for all • Broker codes will be processed under UNKNOWN in the
participants transacting in the securities market, following situations:
irrespective of the amount of transaction w.e.f July 2, a) Broker code is corrected but not countersigned by the
2007. Submission of a self attested copy of PAN card investor in the application
(along with original PAN card for verification, which will b) If there are multiple broker codes mentioned in the
be returned across the counter) is mandatory for all application
investors. Investors not having PAN can attach a self
c) If the broker code is not clear in the application
attested copy of Form 49A (as evidence for having applied
for PAN) till such time PAN is allotted with the 9. In order to pay the investor the redemption amount
Application. If the investment is for value of Rs.50,000/- (including switch outs) requested for (in Rupees)
or more, the application should also be accompanied by Franklin Templeton will redeem that many units as would
Form 60 with address proof. In these cases, please register give the investor the net redemption amount requested
your PAN card copy (along with original PAN card for for, after deducting Securities Transaction Tax and exit
verification, which will be returned across the counter) as load/CDSC as applicable.
soon as you receive the same 10. Investors are requested to contact the nearest Investor
New Purchases: Service Centre in case of non receipt of requisite
documents (Account Statement / Letter confirmations)
• Where the mode of holding is not mentioned, an application within 30 days from the date of your lodging with the
be treated as either SINGLE or JOINT based on the number Investor Service Centre, failing which it would be deemed
of applicants/ number of signatures on the form. to be resolved to the satisfaction of the investor.
• In case the status of the investor is not available, the Instructions on RTGS, NEFT, MICR codes
default status would be individual, HUF or Company
based on the information available in the application • Investors are requested to provide their bank's Indian
form. Financial System code (IFSC), Real Time Gross
Settlement (RTGS) or National Electronic Fund Transfer
• In case more than one investor’s name appears in the (NEFT) / Magnetic Ink Character Recognition (MICR)
application form, but the form has been signed by the first code(s).
holder only, the same will be processed with the mode of
holding as SINGLE in favour of the first holder. However, • Investors need to provide a copy of cheque leaf (where the
for JOINT holders, all the unit holders must have signed IFSC/MICR code is printed) or banker's confirmation for
the form else the application will be rejected. verification of the code.
• In case the amount of the cheque, instrument or payment • Investors are requested to note that RTGS and NEFT
codes may be different for the same bank/branch. Please
advice differs from the amount of the application, the contact your bank for the details of the same.
same would be processed for the amount of the cheque,
instrument or payment advice only. • Payment through RTGS can only be made when the
amount paid is not less than Rs.1,00,000 Payment
• The investors must clearly and unambiguously indicate through NEFT / ECS can be made for all payments
their choice of the Plan (Growth or Dividend) and/or irrespective of value.
Option (Reinvestment or Payout) in the relevant space
provided for in the Application Form. In the absence of • RTGS / NEFT / ECS are facilities offered by Reserve Bank
such clear and unambiguous instructions, it will be of India (RBI), for facilitating better customer service by
assumed that the investors has opted for the following direct credit of dividend/redemption to an investor’s bank
Default Options and the application will be processed account through electronic credit. This helps in avoiding
accordingly: Default Plan: Dividend Plan, Default Option loss of dividend/redemption warrant in transit or
- Reinvestment Option. fraudulent encashment. Payments made through
ECS/RTGS/NEFT are subject to applicable rules and
• If the Fund name in the application is different from the policies of RBI and the working of banking system. The
fund name in the cheque, the transaction will be Mutual Fund will endeavour to arrange such facility for
processed as per the application. payment of dividend/redemption proceeds to the Unit
Redemptions/Exchanges: holders. It may be noted that there is no commitment
• If the number of units and All units is mentioned in the from the Mutual Fund that this facility will be made
request for redemption or Switch, the number of units available to the Unit holders for payment of
(Cleared units) will be considered. Where the number of dividend/redemption proceeds.
units and an amount is mentioned, the number of units • Any charges levied by the investor's bank for receiving
(cleared units) will be considered. payment through ECS/RTGS/NEFT will be borne by the
• If neither units nor amount are mentioned in the request, investor. The Mutual Fund / AMC will not accept any
ALL units (Cleared units) will be considered. request for refund of such bank charges.

10
SIP Payment through Electronic Clearing Services/Direct Debit be minimum 60 days after the date of NFO closure.
General Instructions: 6) All SIP requests during NFO must be submitted at
1) This facility is offered to investors having Bank accounts in designated Bank Branches (see overleaf) and not to our
select cities mentioned below. The cities in the list may be Branches.
modified/updated/ changed/removed at any time in future 7) ECS will automatically be discontinued if two consecutive
entirely at the discretion of Franklin Templeton Investments installments fail for any reason.
without assigning any reasons or prior notice. SIP
8) To effect ECS/Direct debit, investors must provide a
instructions for investors in such cities via ECS/Direct Debit
cancelled cheque or copy.
route will be discontinued.
2) The bank branch provided for ECS/Direct Debit should Terms and Conditions for Systematic Investment Plan through
participate in the local MICR clearing. The investor shall ECS / Direct Debit Post NFO (on-going) (please read this with
inform their Bankers about the ECS/Direct Debit mandate General Instructions)
and Franklin Templeton will not liable for any transaction 1) Minimum Investments: 12 instalments of Rs.500/- (or) 6
failures due to rejection by the investors bank/branch. instalments of Rs.1000/-. All Instalments should be of the
3) SIP through ECS/Direct Debit is available only on 1st / 7th / same amount. In FTLF,12 installments of Rs.2000/- (or) 6
10th / 20th / 25th of the month. In case these days are non instalments of Rs.4000/- and in TGSF-PF Plan 12
business days for the scheme, then SIP will be processed on instalments of Rs.10,000/- or 6 instalments of Rs.20,000.
the next business day. 2) To effect ECS/Direct debit, investors must provide a
4) The investor agrees to abide by the terms and conditions of cancelled cheque or copy thereof or the first investment
ECS/Direct Debit facility of Reserve Bank of India (RBI).
must be by means of cheque from that account. Banker’s
5) Investor will not hold Franklin Templeton Investments and
attestation is recommended for Payable at par cheque.
its service providers responsible if the transaction is delayed
or not effected by the investor Bank or if debited in advance 3) Existing investors must provide their Folio Number /
or after the specific SIP date due to various reasons. Account number and need not fill up a Common
6) Franklin Templeton reserves the right to reverse allotments Application Form.
in case the ECS debit is rejected by the bank for any reason 4) New investors who wish to enroll for SIP through
whatsoever. ECS/Direct Debit should also fill up the Common
7) Franklin Templeton Investments shall not be responsible Application form in addition to this form.
and liable for any damages/compensation for any loss, 5) The SIP through ECS/Direct Debit Form, and the Common
damage etc., incurred by the investor. The investor assumes Application Form (in case of new investors), along with the
the entire risk of using the ECS/Direct Debit facility and necessary cheque or copy thereof should be submitted at
takes full responsibility for the same. least 30 days in advance of the date of the first ECS/Direct
8) The AMC/Trustees reserve the right to discontinue or Debit Transaction.
modify the SIP facility at any time in future on a prospective
6) For further details of the Scheme features like minimum
basis.
amounts, risk factors etc, investors should, before
9) Franklin Templeton Investments reserves the right to
discontinue the SIP in case of Direct Debit through ECS / investment, refer to the Offer Document(s), Key
Direct Debit routes are rejected by the investor bank for any Information Memorandum and Addenda issued till date
reasons. available free of cost at any of the Investor Service Centers
10) For load details, please refer to the Key Information or distributors or from the website
Memorandum . www.franklintempletonindia.com.
11) Franklin Templeton Investments reserves the right to reject List of cities where SIP through ECS/Direct Debit is available:
any application without assigning any reason thereof. Ahmedabad, Agra, Allahabad, Amritsar, Bangalore, Baroda,
12) For intimating the change in bank particulars, please tick Bhopal, Bhubaneswar, Bhilwara, Chandigarh, Chennai,
the box provided overleaf under the ‘Bank Details’. Also Coimbatore, Dhanbad, Dehradun, Erode, Gorakhpur, Goa,
fillup all the relevant details as applicable. Changes in the Guwahati, Gwalior, Hubli, Hyderabad, Indore, Jammu,
ECS Bank Mandate request should be submitted 30 days in
Jabalpur, Jaipur, Jalandhar, Jodhpur , Kanpur, Koch, Kolhapur,
advance and cancellation of ECS should be submitted 15
Kolkatta, Kozhikode, Lucknow, Ludhiana, Madurai, Mangalore,
days in advance.
13) Please contact Franklin Templeton ISC / visit Mumbai, Mysore, Nagpur, Nashik, New Delhi, Nellore, Patna,
www.franklintempletonindia.com for updated list of banks / Pondichery, Pune, Raipur, Rajkot, Salem, Sholapur, Simla,
branches eligible for Direct Debit Facility. . Siliguri, Surat, Tirupur, Tirupathi, Thrissur, Trichy,
Terms and Conditions for Systematic Investment Plan through Trivandrum, Udaipur, Varanasi, Vijayawada, Vizag,
ECS / Direct Debit during NFO: (please read this with General Jamshedpur, Aurangabad & Ranchi
Instructions) List of banks / branches for SIP through Direct Debit Facility is
1) Minimum Investments: 12 installments of Rs.1000/-. All available.
Instalments should be of the same amount.
2) 1st installment must be by cheque and balance by ECS. Banks Branches
3) To effect the ECS/Direct debit, investors must provide a
cancelled cheque or copy thereof for the same account from • IDBI Bank, HDFC Bank All Branches
which the ECS/Direct Debit is to be done IndusInd bank and Kotak
4) 1st installment will be treated as an NFO purchase with load Mahindra Bank & Axis Bank
structure prevailing in the NFO. Ongoing load structure • Bank of India, Punjab National Select Branches
will apply to subsequent instalments. Bank and Centurion Bank (where core banking
5) 2nd installment (i.e. first one post NFO allotment) should of Punjab, facility is available)

11
Franklin Templeton Branch Offices

Ahmedabad: 202, 2nd Floor, Abhijeet-III, Opp. Mayor’s Bungalow, (Near Mithakali Six Roads),
Ahmedabad 380 009 ; Bangalore: Niton Compound, 11, Palace Road, Entrance from Cunningham
Road, Near Carmel College, Bangalore 560 052.; Bhubaneswar: No.77, Kharavel Nagar, Unit III,
Janapath, Bhubaneswar 751 001; Chandigarh: S.C.O. 373-374, 1st Floor, Sector 35-B, Chandigarh
160 022; Chennai: Century Centre, 75, T.T.K Road, Alwarpet, Chennai 600 018; Cochin: 41/418-C,
First Floor, Chicago Plaza, Rajaji Road, Ernakulam, Cochin - 682035.; Coimbatore: 424-C, Red Rose
Towers, 2nd Floor, D.B.Road, R.S.Puram, Coimbatore 641 002.; Dehradun: Pokhrial House 1st floor,
67/3 Rajpur Road opp meedo Plaza Dehradun-248001.; Hyderabad: Ground Floor, Sagar Society, Plot
No:44, Banjara Hills, Road No.2 Hyderabad 500 034.; Indore: 101, Starlit Towers, 29/1 Y.N Road,
Opp. State Bank Of Indore Head Office, Indore - 452001.;Jaipur: 250, 2nd Floor, Ganpati Plaza, M I
Road, Jaipur 302 001.; Jalandhar: Rachnaa Chambers, (Next to Hotel Centre Point) BMC Chowk,
G.T.Road, Jalandhar 144 001.; Kanpur: Office No.208-09, 14/113, KAN Chambers, Civil Lines,
Kanpur- 208001; Kolkatta: 2D & 2E, Landmark Building, 2nd Floor, 228-A, A.J.C Bose Road,
Kolkatta 700 020.; Lucknow: 2, Uttam Palace, 1st Floor, 3 Sapru Marg, Lucknow 226 001; Ludhiana:
SCO-37, 1st Floor, Feroze Gandhi Market, Ludhiana 141 001; Madurai: No.210/20, 1st
Floor,Petchiamman Padithurai Road, Near AR Plaza, Madurai – 625001.; Mangalore: 1st Floor,
Manasa Towers, M.G. Road Kodialbail, Mangalore 575 003; Mumbai: Mittal Tower, Office No. A/31,
A/32 & A/35, 3rd Floor Mittal Tower – ‘A’ Wing Opp. Vidhan BhavanNariman Point, Mumbai 400021
Bandra Kurla Complex, Level 4, Wockhardt Towers, East Wing, Mumbai 400 051.; Nagpur: Shop
No. 3 & 4, Ground Floor, Maharshi Shivpad Complex, Plot No. 262, West High Court Road, Bajaj
Nagar, Nagpur 440 010.; Nasik: S-6, Suyojit Trade Centre, Opp. Rajiv Gandhi Bhavan, Sharanpur
Road, Nasik 422 002.; New Delhi: F-126, 12th Floor, Himalaya House, Kasturba Gandhi Marg, New
Delhi 110 001.; Patna: 505, Ashiana Hariniwas Apartments, Dak Bungalow Road, Patna 800 001. ;
Pune: 401, Karan Salene, 187, Bhandarkar Road, Pune 411 004.; Rajkot: 528, Star Plaza, 5th Floor,
Phulchhab Chowk, Rajkot 360 001.; Raipur: 244, Rishabh Complex, 2nd Floor, M.G. Road, Raipur
492 001.; Salem: 214 / 215, Second Floor, Kandaswarna Shopping Mall, Sarada College Road, Salem
636 016.; Surat: 404-405, Lalbhai Contractor Complex, Opp. Library, Nanpura, Surat 395 001.;
Trichy: Jenne Plaza, Ground Floor, 5/C, 28 Bharathiar Salai, Contonment, Trichy 620 001.;
Vadodara: First Floor-Spentha Complex, Opp. Pizza Hut, Near Ambedkar Circle, Race Course,
VADODARA-390007.; Varanasi: 4th Floor, Kuber Complex, Rathyatra Crossing, Varanasi 221 010.;
Vijayawada: "White House" 1st Floor, Room #2 M.G.Road, Vijayawada 520 010.; Visakhapatnam:
204, First Floor, Eswar Plaza, Dwarakanagar, Visakhapatnam 530016.

12
COLLECTION BANKS DURING NFO 525/4, NEAR RTC COMPLEX,EDARAPALLI 533 201, EAST GODAVARI DISTRICT,ANDHRA PRADESH; ERODE:R.S.
AXIS BANK: ABOHAR:KHASRA NO. 1275,CIRCULAR ROAD, ABOHAR 152 116,DIST. FEROZEPUR, PUNJAB; NO. 418/2, ADJOINING SUDHA NURSING HOME,PERUNDURAI RD., VEERAPPAN CHATHIRAM
ADDA DHAKA:KHATA NO. 601/671, KHASRA NO. 72/14/2,VILLAGE DAKHA-II, FEROZPUR ROAD,ADDA DAKHA PANCHAYAT,ERODE 638 011, TAMIL NADU; FAIZABAD:PLOT NO. 2/1/6, OPPOSITE CIRCUIT HOUSE ,CIVIL
141 102, TEHSIL AND DISTRICT LUDHIANA, PUNJAB ; AGARTALA:BANIK TOWER, HG BASAK LINES, FAIZABAD 224 001, UTTAR PRADESH,; FARIDKOT:B-VI/65, CIRCULAR ROAD,FARIDKOT 151 203,
ROAD,AGARTALA 799 001, TRIPURA,; AGRA:GROUND FLOOR, BLOCK NO.41/4A,FRIENDS TOWER,SANJAY PUNJAB,; FEROZEPUR:ES-30/3, HARJI NIWAS,1-THE MALL,FEROZEPUR CITY 152 002, PUNJAB;
PLACE, AGRA - 282 002 (U.P.); AHMEDABAD:‘TRISHUL’, OPPOSITE SAMARTHESHWAR TEMPLE,LAW GARDEN, GADAG:CEEKAY TOWERS, J. T. MUTT ROAD,NEAR GENERAL HOSPITAL,GADAG 582 101,KARNATAKA;
ELLIS BRIDGE,,AHMEDABAD 380 006, GUJARAT; AHMEDNAGAR:HOTEL SANKET COMPLEX,189/6, TILAK GANDHIDHAM:PLOT NO.349, SECTOR 12/B,GANDHIDHAM 370201,KACHCHH DISTRICT, GUJARAT;
ROAD,AHMEDNAGAR 414001, AHMEDNAGAR DISTRICT, MAHARASHTRA; AIZAWL:HOUSE NO. A/69/A, GANGANAGAR (SRIGANGANAGAR):4-B-22, JAWAHAR NAGAR,ADJACENT TO GUPTA NURSING
CHANMARI,AIZAWL 796 007, MIZORAM,; AJMER:AMC NO.481-485/10,KUTCHERY ROAD,INDIA MOTOR HOME,GANGANAGAR 335001, SRIGANGANAGAR DISTRICT, RAJASTHAN; GANGTOK:NEW MARKET, M.G.
CIRCLE,AJMER 305 001,RAJASTHAN; ALAMURU:S. NO. 232/1,MANDAPETA TO ALAMURU ROAD,ALAMURU ROAD, OPP. HOTEL TASHE DELEK,GANGTOK 737 101, SIKKIM ,; GHAZIABAD:PLOT NO. III, N/30,AMBEDKAR
533 233,EAST GODAVARI DISTRICT, ANDHRA PRADESH; ALAPPUZHA:S. NO. 820/30/A1/1,,DANIS ARCADE, ROAD, NEHRU NAGAR,GHAZIABAD 201001, UTTAR PRADESH ; GODHRA:20, BHAGWAT NAGAR,PRABHA
CULLEN ROAD, MULLACKAL JUNCTION,ALAPPUZHA 688 011, KERALA; ALIGARH:OMJI COMPLEX, ROAD, GODHRA-DAHOD HIGHWAY,GODHRA 389 001, GUJARAT ; GOKAK:CTS NO. 3200/A-1/A & B,MATRU
RAMGHAT ROAD ,NIRANJAN PURI, ALIGARH 202 001,UTTAR PRADESH; ALLAHABAD:28B, CIVIL CHAYA BUILDING,BUS STAND ROAD, GOKAK 591 307,DISTRICT BELGAUM, KARNATAKA; GORAKHPUR:PLOT
STATION,M.G. MARG, CIVIL LINES,ALLAHABAD 211 001, UTTAR PRADESH; ALWAR:1, JAI COMPLEX, ROAD NO. 560, MOHALLA PURDILPUR,AD CHOWK, BANK ROAD ,GORAKHPUR 273 001, UTTAR PRADESH;
NO.2,ALWAR 301 001,RAJASTHAN ; AMBALA:LIC OFFICE, AMBALA CANTONMENT,JEEVAN JYOTI BUILDING, GUDIVADA:D.NO.10/156, ELURU ROAD,GUDIVADA 521 301, DISTRICT KRISHNA,ANDHRA PRADESH;
LIC OFFICE,JLN MARG, JAGADRI ROAD, AMBALA CANTT.-133001, HARYANA; AMRAVATI:GROUND FLOOR, GULBARGA:JAWALI COMPLEX ,SUPER MARKET,GULBARGA 585 101, KARNATAKA; GUNTUR:1ST FLOOR, P. R.
GULSHAN TOWER,MOFUSSIL PLOTS, NEAR PANCHSHEEL TALKIES, NH NO. 6,NEAR JAISTAMBH CHOWK, RAJU PLAZA, 11-1-1,NAAZ CENTRE, GUNTUR 522 001,; GURDASPUR:KHASRA NO. 292-298,A.P. PALACE, TIBRI
AMRAVATI 444 601, MAHARASHTRA; AMRELI:OM NAGNATH COMPLEX,NEAR NAGNATH TEMPLE,AMRELI ROAD,GURDASPUR 143 521, PUNJAB; GURGAON:SCO-29, SECTOR-14,NEAR HUDA OFFICE,OLD DELHI-
365 601, GUJARAT ; AMRITSAR:29, KENNEDY AVENUE, COURT ROAD,AMRISTAR 143001,AMRISTAR DISTRICT, GURGAON ROAD,GURGAON-122001,HARYANA; GUWAHATI:GROUND FLOOR, CHIBBER HOUSE,G.S. ROAD,
PUNJAB ; ANANTAPUR:NO.1946, NITHIN COMPLEX ,SAPTAGIRI CIRCLE, SUBHASH ROAD,ANANTAPUR 515 DISPUR, ,GUWAHATI 781 005, ASSAM; GWALIOR:GROUND FLOOR, KANWAL COMPLEX, SHRIMANT
001, ANDHRA PRADESH ; ANGUL:SHREERAM MARKET COMPLEX,MAIN ROAD, ANGUL 759 122,ORISSA ; MADHAVRAO,SCINDIA MARG, GWALIOR 474002, MADHYA PRADESH; HABRA:HOLDING NO. 92, WARD NO.
ANKLESHWAR:ANKLESHWAR INDUSTRIAL ASSOCIATION,PLOT NO. 618, GUJARAT INDL DEVELOPMENT 4,HABRA BAZAR, JESSORE ROAD, HABRA 743 263,DISTRICT 24 PARGANAS (NORTH), WEST BENGAL;
CORPN,GIDC, ANKLESHWAR 393002, DISTRICT BHARUCH, GUJARAT; ARAMBAGH:LINK ROAD, HALDIA:AKASH GANGA COMMERCIAL COMPLEX,BASUDEVPUR, P.O. HALDIA,DISTRICT PURBA MEDINIPUR,
ARAMBAGH,DIST. HOOGHLY, PIN 712 601,WEST BENGAL; ARNI:NO. 42/1,THATCHUR ROAD, ARNI 632 PIN 721 602; HARIDWAR:6, HARI NAGAR, OPPOSITE HOTEL CLASSIC RESIDENCY,MAIN HARIDWAR-DELHI
301,DIST. THIRUVANNAMALAI, TAMIL NADU; ASANSOL:PURBASHA BANQUET HALL, APURBA COMPLEX, ROAD,HARIDWAR 249 407, UTTARANCHAL; HASSAN:GROUND FLOOR,LALITHA KRUPA, B M ROAD,HASSAN
APCAR,GARDEN, SEN RALEIGH ROAD, ASANSOL 713 304,; ATUL:QUARTER NO. AO/5,ATUL COMPLEX, OPP. 573 201, HASSAN DISTRICT, KARNATAKA; HIMATNAGAR:ASHOKA HOUSE, GROUND FLOOR,OPP. CIVIL
STATE BANK OF INDIA,ATUL 396 020, DIST. VALSAD; AURANGABAD:‘SAKAR BUILDING’,ADALAT ROAD, NEAR HOSPITAL,HIMATNAGAR 383 001, GUJARAT ; HISSAR:SCO NO. 177,COMMERCIAL URBAN ESTATE,NO.1,
KRANTI CHOWK,AURANGABAD 433 001, MAHARASHTRA; BADDI:SHOW ROOM NO. 45,46,47,FAUJI HISSAR 125 001, HARYANA; HOSHANGABAD:MEENAKSHI CHOWK,,SADAR BAZAR, HOSHANGABAD 461
COMPLEX, SAI ROAD,BADDI 173 205, HIMACHAL PRADESH ; BAGHA PURANA :KHASRA NO. 1487/2-13,MUDKI 001,MADHYA PRADESH ; HOSHIARPUR:B-XX/214,MAIN COURT ROAD,HOSHIARPUR 146 001, PUNJAB;
ROAD, BAGHA PURANA 142 038,DISTRICT MOGA, PUNJAB; BALASORE (BALESHWAR):SUBHRA PLAZA, O T HUBLI:KALBURGI PLAZA,163/20A, MAIN ROAD, DESHPANDENAGAR,HUBLI 580 029, KARNATAKA;
ROAD,PADHUAN PADA (NEAR POLICE LINES SQUARE),BALASORE 756 001, ORISSA; BALLABGARH:PLOT HYDERABAD:6-3-879/B, G. PULLA REDDY BLDG.,FIRST FLOOR, BEGUMPET ROAD,HYDERABAD 500 016;
NO.40,SCO, SECTOR 7,BALLABHGARH, ,FARIDABAD 121 006,HARYANA; BANGALORE:NO. 9, M. G. INDORE:KAMAL PALACE,1, YESHWANT COLONY,Y N ROAD, INDORE 452003; ISLAMPUR:N.D. PATIL
ROAD,BLOCK A,BANGALORE 560001; BANKURA:240/A, NUTAN CHATI,PO AND DISTRICT BANKURA,PIN 722 BUILDING,NEAR ASTA NAKA, DISTRICT SANGLI,ISLAMPUR 415 409, MAHARASHTRA ; ITANAGAR:TELI
101, WEST BENGAL; BAPATLA:D. NO. 501/3, RADAM BAZAR, CAR STREET,BAPATLA 522 101, DISTRICT PLAZA, NEAR MLA COTTAGE,E SECTOR, NATIONAL HIGHWAY 52A,ITANAGAR 791 111, ARUNACHAL
GUNTUR,ANDHRA PRADESH ; BARAMATI:PLOT NO.485,'GUDDI' BUILDING,BHIGWAN ROAD,BARAMATI 413 PRADESH ; JABALPUR:124, NAPIER TOWN,COMMERCIAL AUTOMOBILES BUILDING,SHASTRI BRIDGE
102, MAHARASHTRA; BARBIL:HOTEL PRACHI, OPPOSITE BARBIL BUS STAND,PO BARBIL, DISTRICT CHOWK, JABALPUR 482001, MADHYA PRADESH; JAGRAON:KHASRA NO.937, PROPERTY NO.364/7,DARSHAN
KEONJHAR,PIN 758 035, ORISSA; BARDOLI:MANCHHABA SANKSKRUTI BHAVAN,SARDAR BAUG, BARDOLI 394 TRACTORS BUILDING, TEHSIL ROAD,JAGRAON 142 026, DISTRICT LUDHIANA, PUNJAB; JAIPUR:O-15, GREEN
601,DISTRICT SURAT, GUJARAT; BAREILLY:148, CIVIL LINES,,BAREILLY 243 001,UTTAR PRADESH; HOUSE,ASHOK MARG, C-SCHEME,JAIPUR 302 001; JAJPUR ROAD:BANK STREET, JAJPUR ROAD,DISTRICT
BARGARH:CHANDA MARKET COMPLEX,NH 6, BARGARH 768 028,ORISSA; BARNALA:NO.B/12/443,"MEGHRAJ JAJPUR,PIN 755 019, ORISSA; JALGAON:PATEL PLAZA,,C S NO. 2683, A1/17,M G ROAD, JALGAON 425 001,
& SON'S BUILDING",COLLEGE ROAD, BARNALA 148 101, PUNJAB; BATHINDA (BHATINDA):POCKET NO. 6, MAHARASHTRA; JALLANDAR (JALANDHAR):50, BADRI DASS COLONY, MAHAVIR MARG,NEAR BMC CHOWK,
MC BUILDING NO. 2089,TP SCHEME, THE MALL,BATHINDA 151 005, PUNJAB; BEHARAMPUR:3/20, K K ,JALANDHAR 144 001, PUNJAB; JALNA:HEAD POST OFFICE ROAD,JALNA 431 203, MAHARASHTRA,;
BANERJEE ROAD, LAL DIGHI,BEHARAMPUR 742 101,WEST BENGAL ,; BELGAUM:CTS NO. 5854, CONGRESS JALPAIGURI:A C COLLEGE OF COMMERCE, JALPAIGURI,BDC ROAD, JALPAIGURI 735 101,WEST BENGAL;
ROAD,TILAKWADI, BELGAUM 590 006,KARNATAKA; BELLARY:DOOR/S.NO.8, MAIN ROAD,SIDDARTHA JAMKHANDI:NO. 101, KUDACHI ROAD,OPPOSITE TENNIS COURT,JAMKHANDI 587 301,DISTRICT:
COMPLEX, PARVATHI NAGAR,BELLARY 583 103, KARNATAKA ; BERHAMPUR (GANJAM):TIME WORLD, PLOT BAGALKOTE, KARNATAKA; JAMMU:GROUND FLOOR, HIGHLAND TOWER,RAIL HEAD COMPLEX,JAMMU 180
NO. 1195,WARD NO. 20 TATA BENZ SQUARE,BERHAMPUR 760 005 GANJAM DISTRICT, ORISSA; BHADRAK:R. 004, J & K STATE; JAMNAGAR:MATRU ASHISH,OPPOSITE ST. ANNE’S SCHOOL,PANDIT NEHRU MARG,
C. BEHERA MARKET COMPLEX,SALANDI BY PASS,BHADRAK 756 100, ORISSA; BHAGALPUR:34, PATAL BABU JAMNAGAR 361 008, GUJARAT; JAMSHEDPUR:VOLTAS HOUSE, NEAR RAM MANDIR, BISTUPUR, JAMSHEDPUR
ROAD,BHAGALPUR 812 001,BIHAR,; BHARUCH:SHRI S'AD VIDYA MANDAL INSTITUTE OF TECHNOLOGY,OLD 831 001; JANGAREDDIGUDEM:DOOR NO.9-36, SATHI PANDU COMPLEX,ELURU ROAD, JANGAREDDIGUDEM
NATIONAL HIGHWAY NO. 8,BHARUCH 392 001, GUJARAT ; BHAVNAGAR:PLOT NO.6 B OPPOSITE 534 447,WEST GODAVARI DISTRICT, ANDHRA PRADESH ; JHANSI:CITY PLAZA BUILDING,NATRAJ CINEMA
DAKSHINAMURTHY SCHOOL,WAGHAWADI ROAD,BHAVNAGAR 364 002, BHAVNAGAAAR DISTRICT, COMPLEX,CIVIL LINES, JHANSI 284 001, UTTAR PRADESH; JHARSUGUDA:OPP. HOTEL ARYAN, BY PASS
GUJARAT; BHILAI:BLOCK A, PLOT NO. 5 UTTTAR GANGOTRI,OFF. G E ROAD, SUPELA CHOWK ,BHILAI 490 ROAD,PO AND DIST. JHARSUGUDA ,PIN 768 201, ORISSA; JODHPUR:SHOWROOM NO.4,PANCHRATAN
020, DURG DISTRICT, CHHATISGARH; BHILWARA:GANPATI ENCLAVE, HEERA PANNA CAMPUS,OPP. NAHAR APARTMENTS,818, CHOPASNI ROAD, JODHPUR 342 001; JORHAT:A.T. ROAD, CHOWKBAZAR,JORHAT 785
BROTHERS PETROL PUMP,PUR ROAD, BHILWARA 311 001, RAJASTHAN; BHIWANI:KHASRA NO. 723/2, 001,ASSAM; JUNAGADH:SHOP NO. 1,2,3 (GROUND FLOOR AND FIRST FLOOR),RAIJI NAGAR SHOPPING
CIRCULAR ROAD, BABA NAGAR,BHIWANI 127 021,HARYANA; BHOPAL:STAR ARCADE, PLOT NO.165 A & CENTRE,N.K. MEHTA ROAD, MOTI BAUG, JUNAGADH 362 001, GUJARAT; KAITHAL:KHASRA NO. 500/1/1,
166,ZONE - I, M.P.NAGAR, ,BHOPAL -462 011; BHUBANESHWAR:C/O. ARCHBISHOP'S HOUSE,SATYANAGAR, NEAR KHURANIA PALACE,OPP. R.K.S.D COLLEGE, AMBALA ROAD ,KAITHAL-136027, HARYANA;
,BHUBANESHWAR 751 007; BIDAR:NO. 9-9-3 (OLD NO. 9-9-2), SEENU COMPLEX,B.V.B. COLLEGE ROAD, KAKINADA:1ST FLOOR, G R R BUILDINGS,, 13-1-15, SUBHASH ROAD,SURYARAOPETA, KAKINADA 533 001,
GANDHI GUNJ,BIDAR 585 401, KARNATAKA; BIKANER:SHREE GAURAV COMPLEX, DAGA MAIDAN,NEAR DAK ANDHRA PRADESH; KALNA:SAPTAGRAM KALNA KATWA ROAD,NEAR NEW BUS TERMINUS, AMBIKA
BUNGLOW AND RAILWAY STATION,RANI BAZAR ROAD, BIKANER 334 001, RAJASTHAN; BILASPUR:RAMA KALNA,PIN 713 409, DIST. BURDWAN, WEST BENGAL; KALOL:KALOL TALUKA KELAVANI
TRADE CENTRE,OPPOSITE RAJIV PLAZA, NEAR NEW BUS STAND,BILASPUR, CHHATISGARH 495001; MANDAL,VAKHARIA P J HIGH SCHOOL,KALOL, DISTRICT GANDHINAGAR, GUJARAT - 382721; KALYANI:B-
BOKARO:HOTEL BLUE DIAMOND, GROUND FLOOR,15 D/1, WESTERN AVENUE,BOKARO STEEL CITY, 9/276 (CA), PO & PS KALYANI,DIST. NADIA, PIN 741 235, WEST BENGAL,; KANNUR (CANNANORE):PEEKAY
BOKARO 827 001, JHARKHAND ; BOLPUR (BOLPAR):MUNICIPAL SUPER MARKET ,SHANTINIKETAN COMMERCIAL COMPLEX, NR. POTHERY NURSING HOME,MUNEESWARANKOIL ROAD,KANNUR 670 001,
ROAD,BOLPUR 731 204, DISTRICT BIRBHUM, WEST BENGAL; BURDWAN:37, G. T. ROAD,,BURDWAN 713101,; KERALA; KANPUR:18/179, THE MALL,, OPP PHOOL BAGH,KANPUR 208 001, DIST-KANPUR,UTTAR PRADESH;
CALICUT (KOZHIKODE):"KARUPALLI ARCADE",YMCA CROSS ROAD,CALICUT 673 001, KERALA; KAPURTHALA:1ST FLOOR, NANHA COMPLEX, MALL ROAD,KAPURTHALA, PUNJAB 144 601,;
CHANDIGARH:SCO 343-344,,SECTOR 35-B,,CHANDIGARH 160 022; CHENNAI:82, DR.RADHAKRISHNAN KARIMNAGAR:BUSINESS TOWERS, MUKARRUMPURA,KARIMNAGAR 505 002, ANDHRA PRADESH ,;
SALAI,MYLAPORE,CHENNAI 600 004; CHINNAMIRAM:7-132, J P ROAD, VENKATRAJUNAGAR,CHINNAMIRAM KARNAL:3/250, 1-SHAKTI COLONY ,MALL ROAD, KARNAL 132 001,HARYANA; KARUR:NO. 5, DINDIGUL
534 204,WEST GODAVARI DISTRICT, ANDHRA PRADESH; CHITTOOR:18-1024, ‘SINDHU TOWERS’,PRAKASAM ROAD,KARUR 639 001, TAMIL NADU,; KARWAR:SHAAN COMPLEX,453, GREEN STREET,KARWAR 581 301,
HIGH ROAD,CHITTOOR 517 001, ANDHRA PRADESH ; COCHIN (KOCHI):41/419, GROUND FLOOR, ,CHICAGO KARNATAKA; KASHIPUR:407, CITY CENTRE, STATION ROAD,KASHIPUR 244 713,UTTARANCHAL ;
PLAZA, RAJAJI ROAD,ERNAKULUM, KOCHI - 682 035; COIMBATORE:VIGNESWAR CRESTA, NO.1095, KATNI:GROUND FLOOR, NAGPUR GOLDEN BUILDING ,OPPOSITE OLD COLLECTORATE,KATNI 483 501,
AVINASHI ROAD,PAPPANAICKENPALAYYAM,, COIMBATORE - 641 037; CONTAI:PLOT NO. 232, WARD NO. II, MADHYA PRADESH ; KATWA:MIRA PLAZA, NAJRUL SARANI ,CIRCUS MAIDAN, KATWA 713 130,DIST.
SERPUR ETWARIBAR,PO + PS CONTAI, DISTRICT PURBA MEDINIPUR,PIN 721 401, WEST BENGAL; BURDWAN, WEST BENGAL; KHAMMAM:11-4-16 & 17,SRI HARSHA COMPLEX, VYRA ROAD,KHAMMAM 507
CUTTACK:JAYASHREE PLAZA,, 34, DOLAMONDAI, BADAMBADI,CUTTACK 753 009; DAHOD:GROUND FLOOR, 002, ANDHRA PRADESH; KHANNA:KHASRA NO. 3145 & 3146, H.NO.267,268,269/20,NEAR KALGIDHAR
VRUNDAVAN HOTEL,STATION ROAD, DAHOD 389 151, GUJARAT ,; DAMAN:SAGAR, TEEN BATTI,DAMAN 396 GURUDWARA,G.T. ROAD, KHANNA 141 401 DISTRICT LUDHIANA (PUNJAB); KHARAGPUR:180/1, MALANCHA
210,; DARJEELING:MARYLAND RESORTS LTD., RINK MALL,16-22, LADEN LA ROAD, OPPOSITE GENERAL ROAD,KHARAGPUR 721 304,PASCHIM MEDINIPUR DISTRICT, WEST BENGAL ; KOCH BIHAR:SUNITY ROAD,
POST OFFICE,DARJEELING 734 101, WEST BENGAL; DAVANAGERE:NO. 821, RENUKA OPP. UBI,P.O.& DIST. KOCH BIHAR,PIN 736 101,WEST BENGAL.; KOHIMA:UT COMPLEX,OPP. UBC CHURCH,
EXTENSION,ONKARAPPA LANE, P.B. ROAD,DAVANGERE 577 002, KARNATAKA ; DEESA:GROUND FLOOR, ,KOHIMA 797 001, NAGALAND; KOLHAPUR:GROUND FLOOR,HOTEL 'PANCHSHIL' BUILDING, 517, SHIVAJI
PANCHAL COMPLEX,RAILWAY STATION ROAD,DEESA 385 535, DIST. BANAS KANTHA, GUJARAT; PARK,STATION ROAD, KOLHAPUR 416 001, MAHARASHTRA; KOLKATA:GROUND & FIRST FLOORS,7,
DEHRADUN:56, RAIPUR ROAD,DEHRADUN – 248 001,; DEWAS:LIC OF INDIA, DEWAS,BRANCH OFFICE NO. 1, SHAKESPEARE SARANI,KOLKATA 700 071; KOLLAM (QUILON):VAIDYA COMMERCIAL ARCADE,ASRAMAM
MOTI BUNGALOW,A. B. ROAD, DEWAS 455 001, MADHYA PRADESH; DHANBAD:SHRI RAM PLAZA, ,1ST ROAD, CHINNAKADA,KOLLAM 691 008, KERALA ; KORBA:HINDUSTAN HOSIERY,POWER HOUSE
FLOOR, BANK MORE,DHANBAD 826 001, JHARKHAND ; DHULE:GROUND FLOOR. LANE NO. 2,MAIN ROAD,KORBA 495 677, CHATTISGARH; KOTA:414, SHOPPING CENTRE,KOTA 324 007, RAJASTHAN,;
MARKET, LALBAUG,DHULE 424 001, MAHARASHTRA; DIMAPUR:CIRCULAR ROAD, NEAR CITY TOWER KOTTAYAM:NO.IX - 311, A/ 2,CENTURY TOWERS, NEAR YWCA,M.C.ROAD, KOTTAYAM - 686 001;
,DIMAPUR 797 112, NAGALAND,; DINDIGUL:‘SPENCER’S COMPOUND’,SALAI ROAD, DINDIGUL 624 KRISHNANAGAR (WB):12, M.M. GHOSH STREET,OPPOSITE TOWN HALL, NEAR MAIN POST OFFICE,P.O.
001,TAMIL NADU; DINDORI:CHAROSKAR BUILDING, NEAR MANBHARI CLOTH CENTRE,NASHIK- KALWAN KRISHNANAGAR, DISTRICT NADIA, PIN 741 101, WEST BENGAL; KURNOOL:40/581, S.V. COMPLEX,R.S. ROAD,
ROAD, DINDORI,DISTRICT NASHIK 422 202, MAHARASHTRA; DURGAPUR:NO. 101/N, SAHID KHUDIRAM KURNOOL 518 004,ANDHRA PRADESH ; KURUKSHETRA:HOUSE NO.577/8,OPP.STATE BANK OF
SARANI,CITY CENTER, DURGAPUR 713 216 ,DISTRICT BARDDHAMAN, WEST BENGAL; EDARAPALLI:S. NO. PATIALA,,RAILWAY ROAD, KURUKSHETRA 136 118, HARYANA ; LUCKNOW:HALWASIYA HOUSE,11, M. G.

13
ROAD,HAZRATGANJ, LUCKNOW - 226 001; LUDHIANA:SHOP NO.3, LGF,SURYA TOWERS,108, THE MALL, ROAD,ROHTAK 124 001, HARYANA; ROORKEE:343/29, CIVIL LINES,ROORKEE 247 667,UTTARANCHAL ;
LUDHIANA (PUNJAB) 141 001; MACHILIPATNAM:NO.25/305, KENNADY ROAD, BESIDES DURGA ROURKELA:GROUND FLOOR, MANGAL KUNJ,KACHERY ROAD,ROURKELA 769 012, ORISSA;
MAHAL,JAGANNADHAPURAM, MACHILIPATNAM 521 001,DISTRICT KRISHNA, ANDHRA PRADESH; RUDRAPUR:PLOT NO. 20, AWAS VIKAS COLONY,NAINITAL ROAD, UDDAM SINGH NAGAR
MADHAPAR:NAVO VAS,,NEAR PANCHAYAT OFFICE, MADHAPAR 370 020,KACHCHH DISTRICT, GUJARAT; DISTRICT,RUDRAPUR 263 153, UTTARANCHAL; SADAURA:KHASRA NOS.40/18/5, 40/18/4 & 40/18/3,WARD
MADURAI:DOOR NO. 4,GOODS SHED STREET,MADURAI 625 001, TAMIL NADU ; NO.7, OPPOSITE DAV PUBLIC SCHOOL,SADAURA 133 240, DISTRICT YAMUNA NAGAR, HARYANA;
MALAPPURAM:MALAPPURAM – PEEKAY’S ARCADE,DOWN HILL, MALAPPURAM,KERALA 676 519; SAHARANPUR:A-5, MODEL TOWN,MISSION COMPOUND, COURT ROAD,SAHARANPUR 247 001, UTTAR
MALDA:MALDA MUSLIM INSTITUTE ,1 K J SANYAL ROAD,P.O. AND DIST. MALDA, PIN 732 101, WEST BENGAL; PRADESH ; SALEM:DOOR NO. 115-1A, SHARPTRONICS SHOPPING COMPLEX,OPPOSITE TVS, OMALUR MAIN
MALERKOTLA:KHASRA NO. 1949, OPP. BUS STAND,SATTA BAZAR ROAD, MALERKOTLA 148 023,DISTRICT ROAD,SALEM 636 009, TAMIL NADU; SAMANA:KHASRA NO. 135/28/3/2,MAIN ROAD, SAMANA,DISTRICT
SANGRUR, PUNJAB; MALOUT:KHASRA NO.1792, KHATOUNI NO.960,KHEWAT NO.689,,G T, ROAD, MALOUT PATIALA 147 101, PUNJAB; SAMBALPUR:RR MALL, ASHOK TALKIES ROAD ,V.S.S. MARG,SAMBALPUR 768 001,
152107 MUKTASAR DISTRICT, PUNJAB ; MANGALORE:ESSEL TOWERS, BUNTS HOSTEL CIRCLE,MANGALORE ORISSA; SANGLI:CITY SURVEY NO. 32/A,AMBRAI ROAD, AZAD CHOWK,SANGLI 416 416, MAHARASHTRA;
- 575 003,; MANSA:QUILA NO. 1088, KEWAT NO. 1507,WATER WORKS ROAD, MANSA 151 505,PUNJAB; SANGRUR:SCF NO. 17 & 18 (GROUND FLOOR & BASEMENT),SCF NO. 19 (GROUND FLOOR), KAULA PARK
MAPUSA:EDEAN CENTER ,NEAR ALDONA BUS STAND,ANGOD MAPUSA 403507; MARGAO:SHOP NO. 1, MARKET ,SANGRUR-148001, PUNJAB; SATARA:ABANJANI, S NO. 257,PLOT NO.2, BHOSALE MALA,G D TAPASE
2,3,GARDEN VIEW,PADRE MIRANDA ROAD, MARGAO, SALCETE, GOA 403 601; MATHURA:OJAL MALL, MARG, SATARA 415 009, MAHARASHTRA; SATNA:UPPER GROUND FLOOR,TIWARI TOWERS, REWA
OPPOSITE HOTEL MUKUND PALACE,JUNCTION ROAD, MATHURA 281 001,UTTAR PRADESH.; ROAD,SATNA 485 001, SATNA DISTRICT, MADHYA PRADESH; SATYAMANGALAM:OLD NO.252, NEW NO. 66,
MEERUT:HOTEL CRYSTAL PLAZA,G -2/47,CIVIL LINES BOUNDARY ROAD,MEERUT 250 001, MEERUT MYSORE TRUNK ROAD,(ADJACENT TO GOBALDU THEATRE),SATHYAMANGALAM 638 401, TAMIL NADU;
DISTRICT UTTRA PRADESH; MEHSANA:SHOP NO. 1 TO 5 (GROUND FLOOR),SAKAR CENTRE POINT, NEAR SHILLONG:O.B. SHOPPING MALLM, POLICE BAZAR JUNCTION,JAIL ROAD, SHILLONG 793 001,MEGHALAYA;
NAGALPUR COLLEGE,HIGHWAY ROAD, MEHSANA, GUJARAT 384 002; MIDNAPUR:37/3, STATION ROAD SHIMLA:GF/FF, DURGA COTTAGE,COMMERCIAL COMPLEX,KASUMPTI, SHIMLA - 171 009; SHIMOGA:G.R.
,MIDNAPUR 721 101,DISTRICT PASCHIM MIDNAPUR, WEST BENGAL; MIRYALGUDA:OPP. APSRTC BUS PRABHU ARCADE,JPN ROAD, 1ST CROSS,SHIMOGA 577 201, KARNATAKA; SILCHAR:"CHOWCHAKRA
STAND,SAGAR ROAD, MIRYALGUDA 508 207,NALGONDA DISTRICT, ANDHRA PRADESH; MIRZAPUR:NO. 480, COMPLEX",SHYAMA PRASAD ROAD, SHILLONG PATTY,SILCHAR 788 001, ASSAM; SILIGURI:SPECTRUM
WARD NO. 8,BADALI KATARA (BELTAR),MIRZAPUR 231 001, UTTAR PRADESH; MOHALI:SCF 113 & SCF HOUSE,SEVOKE ROAD,SILIGURI 734 401, WEST BENGAL; SIVAKASI:# 64, N R K R, RAJARATHNAM
114,PHASE-VII, SECTOR 61,S A S NAGAR, MOHALI 160 062, PUNJAB; MORADABAD:NO.8/10/6, SARAI STREET,SIVAKASI 626 123,TAMIL NADU,; SOLAPUR:GROUND FLOOR, KANALE KALYAN MANDAP, DUFFERIN
KHALSA,CIVIL LINES, NEAR HEAD POST OFFICE,MORADABAD 244 001, UTTAR PRADESH; CHOWK,RAILWAY LINES, SOLAPUR 413 001,MAHARASHTRA; SUDHAR:KHASRA NO.48/18, RAIKOT ROAD,OPP.
MUMBAI:UNIVERSAL INSURANCE BLDG.,GROUND FLOOR,SIR. P. M. ROAD, FORT, MUMBAI 400 001; G.H.G., KHALSA COLLEGE,SUDHAR 141 104, DISTRICT LUDHIANA, PUNJAB; SURAT:DIGVIJAY TOWERS,OPP.
MUSSOORIE:GARHWAL MANDAL VIHAS NIGAM LTD (GMVN),HOTEL GARHWAL TERRACE, THE MALL ST. XAVIER'S SCHOOL,GHOD DOD ROAD, SURAT - 395 001; SURENDRANAGAR:AJMERA CHAMBERS, S. T.
ROAD,MUSSOORIE 248 179, UTTARANCHAL; MUZAFFARPUR:RD COMPLEX, CLUB ROAD,KALYANI, ROAD,SURENDRANAGAR 363 002,GUJARAT; TAMLUK:PLOT NO.68, BHIMAR BAZAR,MAIN ROAD, PURBA
MUZAFFARPUR 842 001,BIHAR; MYSORE:HARIPRIYA COMPLEX, TEMPLE ROAD,V V MOHALLA, MYSORE 570 MIDNAPORE,TAMLUK - 721636, WEST BENGAL; TARN TARAN:MC NO. 5/253 & 254,NEAR PARTAP TALKIES,
002,; NABHA:SHOP NO. 12, GROUND FLOOR AND FIRST FLOOR,DR. AMBEDKAR MARKET, NEAR NABHA AMRITSAR ROAD,TARN TARAN 143 401, PUNJAB; TENALI:ANNABATHUNI SATYANARAYANA DEGREE
IMPROVEMENT TRUST, NABHA 147 201, DIST. PATIALA, PUNJAB STATE; NADIAD:SHETH MAHAGUJARAT COLLEGE,PRAKASAM ROAD, TENALI 522 201,GUNTUR DISTRICT, ANDHRA PRADESH; THANJAVUR:C/O. LIFE
HOSPITAL,COLLEGE ROAD, NADIAD - 387001,; NAGERCOIL:THAYAMMAL HARRIS TOWERS,NO. 42, COURT INSURANCE CORPORATION OF INDIA,THANJAVUR MAIN BRANCH,JEEVAN CHOLA BUILDING,TRICHY
ROAD,NAGERCOIL 629 001, KANYAKUMARI DISTRICT ; NAGPUR:1ST FLOOR, SANSKRUTIK SANKUL,JHANSI ROAD, THANJAVUR 613 007,TAMIL NADU; THENI:NO.229/134,MADURAI ROAD, THENI 625 531,TAMIL NADU
RANI SQUARE,SITABULDI, NAGPUR - 440 012; NANDED:"NIKHIL HEIGHTS",VAZIRABAD - BUS STAND ; THIRUVANANTHAPURAM (TRIVANDRUM):2/2421, CONDOR PLAZA,M.G. ROAD,
ROAD,NANDED 431 601, MAHARASHTRA; NARASARAOPET:D. NO. 9-9-9 & 9-9-10, BANK PATTOM,THIRUVANANTHAPURAM 695 004, KERALA; THODUPUZHA:SURVEY NO. 195/5, DOOR NO. X/72, A &
STREET,ARUNDELPET, NARASARAOPET 522 601,ANDHRA PRADESH ; NASIK:MALPANI PRIDE, BEHIND B,RUBBER MARKETING SOCIETY BUILDING, OPPOSITE MINI CIVIL STATION,THODUPUZHA 685 584, IDUKKI
RAYMOND RETAIL SHOP,NEW PANDIT COLONY, SHARANPUR ROAD,NASHIK 422 005, MAHARASHTRA; DISTRICT, KERALA; THREEKE:BUILDING OPPOSITE GODAWRI MOTORS,NEAR INDIAN OVERSEAS BANK,
NAVSARI:BUILDING ‘A’, PREM ANAND CO-OP HOUSING SOCIETY LTD.,NEAR LUNSIKUI GROUND,NAVSARI THREEKE VILLAGE,FEROZPUR ROAD THREEKE 142 021, DISTRICT LUDHIANA, PUNJAB ; THRISSUR
GANDEVI ROAD, NAVSARI, GUJARAT 396 445; NEEMUCH:VIJAY TALKIES COMPOUND,NEEMUCH - 458 (TRICHUR):CITY CENTRE,XXV/1130, ROUND WEST,THRISSUR - 680 001; TINSUKIA:SHREE SHYAM
441,MADHYA PRADESH; NELLORE:DOOR NO.22/1223/A-1, G T ROAD, NEAR RTC DEPOT,NELLORE 524 003, KUNJ,CHIRWAPATTY ROAD,TINSUKIA 786 125, ASSAM; TIRUNELVELI:12, EAST CAR STREET,TIRUNELVELI
ANDHRA PRADESH,; NEW DELHI:"STATESMAN HOUSE",148, BARAKHAMBA ROAD,NEW DELHI 110 001; 627 006,TAMIL NADU; TIRUPUR:3, COURT STREET,TIRUPUR 641 601,COIMBATORE DISTRICT, TAMIL NADU;
NIZAMABAD:5-6570/3C, C/O. SHAM AGENCIES,HYDERABAD ROAD, NIZAMABAD 503 003,ANDHRA PRADESH; TIRUVALLA:1ST FLOOR, MAR THOMA BUILDING,M.C. ROAD, TIRUVALLA 689 101, KERALA,; TRICHY
NOIDA:B2-B3, SECTOR 16,NOIDA, U.P. - 201 301,; ONGOLE:DOOR NO.37-1-406/10,TRUNK ROAD, (OPP. LIC OF (TIRUCHIRAPALLI):NO.75 E/1, SALAI ROAD,NEAR THILLAI NAGAR ARCH,THILLAI NAGAR, TIRUCHIRAPALLI
INDIA),BHAGYA NAGAR, ONGOLE 523 001, ANDHRA PRADESH; OOTY:LINGADEVI COMPLEX, 421, ETTINES 620 018, TAMIL NADU; TUMKUR:GROUND FLOOR, SIDDHAGANGA OFFICE COMPLEX ,B.H. ROAD, TUMKUR
ROAD,OOTY (OOTACAMUND) 643 001, TAMIL NADU,; PAIDIPARRU:RS NO. 12/5, V. SOMASUNDARARAO 572 104,KARNATAKA; TUTICORIN:"V.V.D. MAHAAL", 181,PALAYAMKOTTAI ROAD,TUTICORIN 628003, TAMIL
MANSION,OPPOSITE HERO HONDA SHOWROOM,TADEPALLIGUDEM ROAD, PAIDIPARRU 534 211; NADU; UDAIPUR:151-152, GROUND FLOOR,PARIHAR BHAWAN, CHETAK MARG,UDAIPUR, RAJASTHAN 313
PALAKKAD:CITY CENTRE, ENGLISH CHURCH ROAD,PALAKKAD 678 014, KERALA ,; PALANPUR:MOVIE 001; UDUPI:SIMAZ COMMERCIL COMPLEX,NEAR DIANA CIRCLE,UDUPI 576101, KARNATAKA;
WORLD BUILDING,COLLEGE ROAD, PALANPUR 385 002,BANAS KANTHA DISTRICT, GUJARAT; UJJAIN:GROUND FLOOR, HOTEL ASHRAY,77, DEWAS ROAD,UJJAIN 456 010, MADHYA PRADESH;
PALWAL:GUPTA NURSING HOME & MATERNITY CENTRE,NEW COLONY ROAD, NEAR AGRA VADODARA:VARDHAMAN COMPLEX,OPP GB CIRCLE, NEAR PIZZA HUT ,RACE COURSE CIRCLE (SOUTH),
CHOWK,PALWAL 121 102, HARYANA; PANCHKULA:SCO 10, SECTOR 10,PANCHKULA 134 109,HARYANA; VADODARA 390 015; VALLABH VIDYANAGAR (ANAND):SHIV SHALIN COMPLEX,OPP. CHEMISTRY
PANDRI:KHASRA NO. 151/1 (KHATA NO 230) ,SITARGANJ ROAD, PANDRI 262 405,DISTRICT UDHAM SINGH DEPARTMENT, NEAR H. M. PATEL HOUSE,DSIT : ANAND, GUJARAT, VALLABH VIDYANAGAR - 388 120;
NAGAR, UTTARAKHAND; PANIPAT:515-515B, WARD NO. 8,GAYLORD HOTEL BUILDING ,G.T. ROAD, PANIPAT VALSAD:SHOP NOS. 1, 2 & 4, HALAR ROAD,VALSAD - 396 001, GUJARAT,; VAPI:HOTEL FORTUNE GALAXY
132 103, HARYANA ; PANJIM:ATMARAM COMMERCIAL COMPLEX, DR. ATMARAM,BORKAR ROAD, OPP. COMPLEX,COMMERCIAL PLOT NO. C7/67, P.N.H. NO. 8,NEAR KOPARLI ROAD, G.I.D.C. VAPI 396 195,
HOTEL NOVA GOA,PANJIM- 403 001; PANVEL:RAJJE COMPLEX, PLOT NO 198 A,SHIIVAJI CHOWK,PANVEL DISTRICT VALSAD, GUJARAT; VARANASI:C-19/134, M-B, GROUND & FIRST FLOOR,SHASTRI NAGAR,
410206; PATAN:SHRIDEV COMPLEX,OPPOSITE GPO, STATION ROAD,PATAN 384 265, GUJARAT ; SIGRA,VARANASI 221 002, UTTAR PRADESH; VASCO:HERITAGE, GROUND FLOOR,SWATANTRA PATH,
PATHANAMTHITTA:KUNNITHOTTATHIL PLAZA,GENERAL HOSPITAL ROAD,PATHANAMTHITTA 689 645, OPPOSITE SAPNA TERRACES,VVASCO-DA-GAMA 403 802, MARMAGOA, GOA; VIJAYWADA:GROUND FLOOR,
KERALA ; PATIALA:4464/5, RAJWARA ROAD,OPPOSITE HEAD POST OFFICE, THE MALL ROAD,PATIALA 147 D NO. 59A 1-7,MATHA TOWERS, RING ROAD,NEAR BENZ CIRCLE, VIJAYAWADA 520008; VILLUPURAM
001, PATIALA DISTRICT, PUNJAB ; PATNA:SAKET TOWERS, S.P. VERMA ROAD,PATNA 800 001, BIHAR,; :RAVINDRAN ARCADE, TRICHY ROAD,OPPOSITE TO NEW BUS STAND,VILLUPURUM 605 602, TAMIL NADU;
PATTI:KHASRA NO. 116/26/2/50,WARD NO. 16, PATTI 143 416 ,DISTRICT AMRITSAR, PUNJAB ; VISHAKHAPATNAM (GAJUWAKA):ARJUN ARCADE, NH-5, OLD GAJUWAKA,VISHAKHAPATNAM - 530 026,;
PHAGWARA:MUNICIPAL NO. XXXI/73, G. T. ROAD,PHAGWARA, PUNJAB 144 401,; PHULLANWALA:KHASRA VISNAGAR:GROUND FLOOR, SHRI KADVA PATIDAR KELAVANI UTTEJAK MANDAL,NOOTAN SARVA
NO. 8/26, KHATA NO. 166/180,VILLAGE PHULLANWALA, PAKHOWAL ROAD ,PHULLANWALA 141 002, TEHSIL VIDYALAYA CAMPUS,VISNAGAR 384 315, DISTRICT MEHSANA, GUJARAT ; WARANGAL:8-9-33-33/1 & 8-9-32-
AND DISTRICT LUDHIANA, PUNJAB ; PIMPALGAON:"SUDESH CHAMBERS", OPP. S.T. BUS DEPOT,MUMBAI- 32/1,CHOWRASTRA, STATION ROAD,WARANGAL 506 002, ANDHRA PRADESH; YAVATMAL:GROUND
AGRA ROAD, PIMPALGAON (BASWANT),DISTRICT NASHIK, PIN 422 209, MAHARASHTRA; POLLACHI:39, FLOOR,NAGAR PARISHAD COMMERCIAL COMPLEX,AZAD MAIDAN ROAD, YAVATMAL 445 001,,
KOVAI ROAD,POLLACHI 642 001, TAMIL NADU,; PONDICHERRY:NO.164,BUSSY STREET,PONDICHERRY 605 MAHARASHTRA ;
001; POOLAPALLE:1-103, PALAKOLE-BHIMAVARAM ROAD,NEAR PALAKOLE, POOLAPALLE 534 261,WEST BANK OF BARODA: AHMEDABAD:OPP.NATRAJ CINEMA,ASHRAM ROAD,,AHMEDABAD:380009;
GODAVARI DISTRICT, ANDHRA PRADESH; PORBANDAR:BUILDING OF P H WADIA & SONS,GROUND FLOOR, AHMEDABAD:FUVARA, GANDHI ROAD ,AHMEDABAD:380001; AHMEDABAD:SANKLAN, NR. PATEL BHUVAN
M.G. ROAD,OPPOSITE STATE BANK OF INDIA, PORBANDAR 360 575, GUJARAT; PORT BLAIR:5, MIDDLE BUS-STOP, MANINAGAR CHAR ASTA:MANINAGAR ,AHMEDABAD:380008; AHMEDABAD:PANCHVAT MARG,
POINT,PORT BLAIR 744 101, ANDAMAN & NICOBAR ISLANDS; PUNE:STERLING PLAZA, PLOT AMBAWADI ,AHMEDABAD:380006; ANAND:STATION ROAD DESAI HOUSE,ANAND:388001; BARODA:OPP.
NO.1262/B,JANGLI MAHARAJ ROAD,NEAR DECCAN GYMKHANA, PUNE 411004; PURI:TRIMURTI HEIGHTS, PETROL PUMP R C DUTT ROAD ALKAPURI,BARODA:390005; BARODA:YASH KAMAL BLDG. LOKMANYA TILAK
BADASANKHA,GRAND ROAD, PURI 752 002,ORISSA ; PURULIYA:RANCHI ROAD, NEAR PURULIYA RD. SAYAJIGANJ,BARODA:390005; BARODA:BANK OF BARODA BLDG. ANDVI,BARODA:390006; BHARUCH:OLD
CLUB,PURULIYA-723101,WEST BENGAL; RAICHUR:MPL NO. 1-10-151 & 152/1 ,KUBERA PALACE, STATION N\H NO. 8,BHARUCH:392001; BHAVNAGAR:LOKHAND BAZAR, BUNDAR ROAD,,BHAVNAGAR:364001;
ROAD,RAICHUR 584 101, KARNATAKA; RAIGARH:NEAR BAJAJ SHOWROOM,JAGATPUR, RAIGARH 496 BULSAR:NANA KHATRIWAD,BULSAR:396001; GANDHINAGAR:SECTOR 21, VIDHANSABHA BRANCH,
001,CHATTISGARH; RAIPUR:OPP. NEW BUS STAND, JEEVAN BIMA MARG,PANDRI, RAIPUR (C.G.) 492 004, GANDHINAGAR,GANDHINAGAR:382011; JAMNAGAR:MAIN BRANCH PB NO 73 RANJIT
CHATTISGARH,; RAJAHMUNDRY:D. NO. 7-27-8,VYGRAM ROAD, T. NAGAR,RAJAHMUNDRY 533 101, ANDHRA ROAD,JAMNAGAR:361001; MEHSANA:STATION ROAD, MEHSANA:384001; MUMBAI:MODI CHAMBRS (NEAR
PRADESH; RAJKOT:ARADHANA, NR. BANK OF BARODA, ,KALAWAD ROAD,RAJKOT - 360 001; RAJPURA:1-2, FRENCH BRIDGE), OPPOSITE ROYAL OPERA HOUSE THEATRE, PANDIT PAULSKAR CHOWK, OPERA HOUSE,
CALIBER MARKET ,RAJPURA 140 401,DISTRICT PATIALA, PUNJAB; RAMGARH:NARAYANI COMPLEX,MAIN MUMBAI.,MUMBAI:400004; MUMBAI:RAM MAHAL, DINSHAW VACHHA ROAD,
ROAD, RAMGARH CANTT.,DIST. HAZARIBAGH, JHARKHAND PIN 829 122; RANCHI:NO. 4, 5 A, 5B, WARD NO. CHURCHGATE,MUMBAI:400020; MUMBAI:CRYSTAL BLDG.,ALTAMOUNT ROAD,MUMBAI:400026;
15, GROUND FLOOR ,BELOW BATA SHOWROOM, MAIN ROAD, ALBERT EKKA CHOWK,RANCHI 834001, MUMBAI:SWEET HOME, L.J.ROAD, MAHIM,MUMBAI:400016; MUMBAI:MEGHDOOT BLDG. JUNCTION OF
JHARKHAND; RATLAM:ANKLESARIA COMPLEX, GROUND FLOOR,OPPOSITE DRM OFFICE,DO BATTI, LINKING & TURNER RD, BANDRA (WEST),MUMBAI:400050; MUMBAI:87-HEM NIWAS, S.V. ROAD, KANDIVALI
RATLAM 457 001, MADHYA PRADESH ; RATNAGIRI:GROUND FLOOR, HOTEL VIHAR DELUXE,MAL-NAKA, (W),MUMBAI:400067; MUMBAI:SOMAIYA SADAN, D. J. ROAD, VILE PARLE (W),MUMBAI:400056;
M.D. NAIK ROAD,RATNAGIRI 415 612, MAHARASHTRA; RAWATBHATA:RAJASTHAN ATOMIC POWER STATION MUMBAI:KAMANA CO-OP HSG SOCY.,S.K.BOLE ROAD,PRABHADEVI,MUMBAI:400028; MUMBAI:CHEMBUR
COMPLEX,ANUKIRAN COLONY, P.O. BHABHANAGAR,RAWATBHATA 323 307, DISTRICT KOTA, RAJASTHAN; FAIR LAWN CHS LTD ST ROAD,MUMBAI:400071; MUMBAI:309,CHANDAVARKAR ROAD, MATUNGA
RAYAGADA:PLOT NO. 1568, NEW COLONY,RAYAGADA NAGAR MOUZA,RAYAGADA 765 001, ORISSA; (E),,MUMBAI:400019; MUMBAI:MIRA ROAD,MUMBAI:400019; MUMBAI:GROUND FLOOR, ALFA,
REWA:BLOCK B, SHILPI PLAZA,PILI KOTHI ROAD, REWA 486 001,MADHYA PRADESH; REWARI:PLOT NO. HIRANANDANI PARK, POWAI,MUMBAI:400076; MUMBAI:NIRMAL BUILDING, NARIMAN
6530/Y/1 & E,BAWAL CHOWK, CIRCULAR ROAD,REWARI 123 401, HARYANA; RISHIKESH:BHARAT BAZAAR, 16, POINT,,MUMBAI:400021; MUMBAI:HOTEL PRESIDENT BLDG, CUFFEP PARADE,MUMBAI:400005;
ADARSH GRAM,DEHRADUN ROAD, ,RISHIKESH 249 201; ROHTAK:SHOP NO. 1,,MUNJAL COMPLEX, DELHI MUMBAI:GROUND AND MEZZANINE FLOOR, BANK OF BARODA BUILDING, SAMACHAR MARG,

14
FORT,MUMBAI:400001; MUMBAI:AGRA BUILDING, M.G. ROAD,,MUMBAI:400023; NADIAD:BASUDIWALA SHOWROOM,HAJIPUR:844 101; HALDWANI:8/6 , NAINITAL ROAD,BHOTIA PRAO ,HALDWANI:263 141;
BLDG., STATION ROAD,NADIAD:387001; NAVSARI:P.B. NO.6,,NAVSARI:396445; PORBANDAR:MAHATMA HAZARIBAGH:ANNADA CHOWK,GURU GOBIND SINGH ROAD,HAZARIBAGH:825 301; HIMMATNAGAR:G.F
GANDHI ROAD ,,PORBANDAR:360575; RAJKOT:M G ROAD, NEAR GPO, BOB BLDG.,RAJKOT:360001; SHOP NO 5-8 & FIRST FLOOR 4 - 9,KUMAR HOUSE , DURGA OIL MILL COMPOUND,HIMMATNAGAR:383 001;
SURAT:KANPITH,BHAGATALAV,,SURAT:395003; THANE:VASHI, NAVI MUMBAI,THANE:401202; HISAR:SCO 170 A COMMERCIAL BUILDING ,RED SQUARE MARKET , STATION ROAD,HISSAR:125 001;
CITIBANK: AHMEDABAD:3RD FLR,"REMBRANDT" C.G ROAD, NEAR PANCHVATI CIRCLE,AHMEDABAD:380 HOSHIRAPUR:SCO 1-2-3 , SCHEME NO 11 ,IMPROVEMENT TRUST MARKET CHANDIGARH
006; AURANGABAD:CTS NO 498, NIRALA BAZAAR, OPP. S.B. COLLEGE BUS STOP.,AURANGABAD:431001; ROAD,HOSHIARPUR-:146 001; HOSUR:NO. 24 & 25, MARUTHI NAGAR,NEAR DHARGA, SIPCOT PO,HOSUR:635
BANGALORE:506/507,5TH FLR,PRESTIGE MERIDIAN 2, 30 MAHATMA GANDHI ROAD,,BANGALORE:560 001; 126; HUBLI:T B REVANKAR COMPLEX,VIVEKANAND HOSPITAL ROAD,HUBLI:580 029; HYDERABAD:6-1-73
BHOPAL:133 ZONE1 KAYKAY BUSINESS CENTRE,M P NAGAR,OPP HOTEL RESIDENCY,BHOPAL:462011; 3RD FLOOR SAEED PLAZA,LAKADIKAPAUL,HYDERABAD:500 004; ICHALKARANJI:HOUSE NO 7 - 55 ,MAIN
BHUBANESHWAR:UNIT 3 ,98 JANPATH STATION SQUARE,BHUBA:751001; CHANDIGARH:SCO132/133,SECTOR ROAD , JANATA CHOWK,ICHALKARANJI:416 115; INDORE:3 RD FLOOR , 9/1A , U.V.HOUSE,SOUTH TUKONJ
9C,MADHYA MARG,CHANDIGARH:160 017; CHENNAI:GTS, 3RD FLR, NO.2 CLUB HOUSE ROAD, ,INDORE:452 001; IRINJALAKUDA:USHUS COMPLEX,MAIN ROAD WEST TANA PO,IRINJALAGUDA:680 121;
,CHENNAI:600 002; COIMBATORE:1ST FLR, TRISTAR TOWERS, 657 AVINASHI ROAD ,COIMBATORE:641 037; JABALPUR:1702 , NAIPER TOWN , MODEL ROAD,JABALPUR:482 002; JAGRAON:368 B , KAPOOR
HYDERABAD:QUEENS PLAZA, S.P. ROAD, BEGUMPET, SECUNDERABAD - 500003.,HYDERABAD:500003; BUILDING,TEHSIL ROAD,JAGRAON:142 026; JAIPUR:1ST FLOOR ,O - 10 , ASHOK MARG,AHIMSA CIRCLE , C
INDORE:UG 1, APOLLO SQUARE,7/2 RACE COURSE ROAD,OPP NARAYAN KOTHI,SAWARKAR PRATIMA SCHEME,JAIPUR:302 001; JALANDHAR:911 , NEAR NARINDER CINEMA, G T ROAD,JALANDHAR:144 001;
CHOWK,INDORE:452007; JAIPUR:2ND FLR,BHAGWATI BHAWAN, GOVT HOSTEL CROSSING,MI ROAD, 2ND JALGAON:PLOT NO 134 / 135 , DSP CHOWK ,FACING MAHAL ROAD,JALGAOAN:425 001; JAMMU:CB 13 ,
FLOOR,JAIPUR:302 001; JALANDHAR:36 GOBIND NIWAS,G T ROAD,JALANDHAR:144001; KOCHI:FOTOFAST RAILHEAD COMPLEX,GANDHI NAGAR , JAMMU TAWI,JAMMU:180 001; JAMNAGAR:PLOT NO 6 , PARK
HOUSE,38/1581,M G ROAD,PADMA JUNCTION,KOCHI:682 035; KOLKATA:KANAK BLDG,1ST FLOOR COLONY,ST ANN'S SCHOOL , BEDI BUNDER ROAD,JAMNAGAR:361 008; JAMSHEDPUR:C/O MITHILA MOTORS
41,CHOWRINGHEE ROAD,,KOLKATA:700 001; LUCKNOW:17/1 ASHOK MARG,,LUCKNOW:226001; LTD,NEAR RAM MANDIR , BISTUPUR,JAMSHEDPUR:831 001; JHANSI:DAMROO CINEMA COMPLEX,CIVIL
LUDHIANA:LUDHIANA STOCK EXCHANGE, GROUND FLR ,FEROZE GANDHI MARKET,,LUDHIANA:141 001; LINES,JHANSI:284 001; JODHPUR:PLOT NO 57 / B ,9TH CHOPASANI ROAD,JODHPUR:342 003;
MUMBAI:BOMBAY MUTUAL BLDG,MEZZANINE FLOOR,293 D N ROAD,FORT,MUMBAI:400 001; JUNAGADH:MOTI PALACE , GROUND FLOOR,OPP RAIJINAGAR,JUNAGADH:362 001; KADI:RADHASWAMI
NASIK:RISHURAJ PRESIDENCY,PLOT NO.52 & 53,D'SOUZA COLONY, COLLEGE ROAD,NASIK:422005; NEW COMPLEX ,R.S NO 242, ,NR N.C. DESAI PETROL PUMP , HIGHWAY CHAR RASTHA,KADI:382 715; KALYANI:B-
DELHI:4TH FLR ,JEEVAN BHARTI BLDG 124, CONNAUGHT CIRCUS,,NEW DELHI:110 001; 7/40 & 41(S) CENTRAL AVENUE WEST ,CENTRAL PARK,B-7/40 & 41(S),CENTRAL AVENUE WEST, CENTRAL
PONDICHERY:NO.22,RUE BUSSY ST,LAL BAHADUR SHASTRI ST.,PONDI:605001; PUNE:PARMAR HOUSE ,2413 PARK,KALYANI:741 325; KANNUR:CMS DEPT,K V R TOWERS, SOUTH BAZAR ROAD,,KANNUR:670 002;
EAST STREET,CAMP,PUNE:411001; SURAT:GHODDOD RD.,OPP.KAKADIA COMPLEX,,SURAT:395007; KANPUR:NAVIN MARKET BRANCH,15/46 CIVIL LINES ,KANPUR:280 001; KAPURTHALA:MGN SCHOOL,MALL
VADODARA:PELICAN, 1ST FLOOR , OPPOSITE RACE COURSE TOWERS,GOTRI RD,,VADODARA:390007; ROAD,KAPURTHALA:144 601; KARAD:NEAR HOTEL SANGAM,PUNE BANGALORE HIGHWAY,KARAD:415 110;
VAPI:THE EMPEROR, 1ST FLOOR, VAPI-DAMAN ROAD;CHALA,VAPI:396191; KARNAL:SCO 778-779,OPP MAHABIR DAL HOSPITAL , KANJPURA ROAD,KARNAL:132 001; KARUR:126 / D / E
HDFC BANK:AGRA:SHOP NO F3,F3-A,1ST FLOOR , FRIEND'S PLAZA , SANJAY PLACE ,AGRA:282 002; , ANNA PLAZA ,KOVAI ROAD,KARUR:639 002; KHANNA:OPP BUS STAND,G.T ROAD,KHANNA:141 401;
AHMEDABAD:HDFC BANK HOUSE,NEAR MITHAKALI SIX ROADS,NAVRANGPURA:380 009; KOLHAPUR:GEM STONE , RAOSAHEB VICHARE COMPLEX,517 , E WARD , NEW SHAHUPURI , NEAR CENTRAL
AHMEDNAGAR:AMBER PLAZA ,STATION ROAD,OPP ADCC BANK SAHAKAR GRUH,AHMEDNAGAR:414 001; BUS STAND AND PARIKH POOL ,KOLHAPUR:416 001; KOLKATA:ABHILASHA II ,6, 1ST FLOOR, 6 ROYD
AJMER:AMC NO - 13/10 & 14/10,NEAR SUCHMA KENDRA , ADAJCENT TO SWAMI COMPLEX,AJMER:305 001; STREET,KOLKATA:700 016; KOTA:SHOW ROOM NO 13 - 14,MAIN JHALAWAR ROAD,KOTA:324 007;
AKOLA:SETHI HEIGHTS , OPP TO COLLECTOR OFFICE,Z P ROAD,AKOLA:444 001; ALIGARH:3-316 RAMGHAT KOTTAYAM:UNITY BUILDING , OPP MIDC CENTRE,K K ROAD,KOTTAYAM:686 002; KURUKSHETRA:CMS DEPT
ROAD,NEAR DEVI TRAY HOSPITAL ,ALIGARH:202 001; ALLAHABAD:54/1 S.P. MARG CIVIL , SHOP NO 1 TO 5 , KALAWATI MARKET,RAILWAY ROAD,KURUKSHETRA:136 118; LATUR:SHRI PRABHA
LINES,,ALLAHABAD:211 003; ALWAR:BHAGAT SINGH CIRCLE,ROAD NO 2 ,ALWAR:301 001; AMBALA:SHINGAR ARCADE , SHOP NO 3-6,M.G ROAD , NEAR NAGAR PARISHAD , OPP TOWN HALL,LATUR:413 512;
PALACE COMPLEX,NICHOLSON ROAD,AMBALA CANTT:133 001; AMRAVATI:C/O RASIK PLAZA , JAISTAMBH LUCKNOW:PRANAY TOWER,DARBARI LAL SHARMA MARG,BESIDE PRATIBHA CINEMA ,LUCKNOW:226 001;
CHOWK,MORSHI ROAD,AMRAVATI:444 601; AMRELI:2 MANEKPURA,STATION ROAD,AMRELI:365 601; LUDHIANA:CMS DEPT , 5TH FLOOR,MALL ROAD,LUDHIANA:141 001; MADURAI:NITHTYA KALYANI TOWERS
AMRITSAR:1ST FLOOR , R.S TOWERS ,HALL BAZAR ,AMRITSAR:143 001; ANAND:1ST FLOOR , SANKET , NO 34, KRISHNAYAR TANK STREET,NO . 8 , NORTH VELI STREET,MADURAI:625 001; MANDI
TOWERS,OPP ANAND ARTS COLLEGE , GRID ROAD,ANAND:388 001; ANKLESHWAR:COMMERCIAL PLOT - 73 GOBINDGARH:HUKUM CHAND BANSAL BUILDING,MAIN POST OFFICE RODA,MANDI GOBINDGARH:147
/ P ,,GIDC ESTATE ,S A MOTORS BUILDING,ANKLESHWAR:395 002; ASANSOL:CMS DEPT,P C CHATTERJEE 301; MANGALORE:M.N TOWERS,KADRI,MANGALORE:575 002; MANJERI:CMS DEPT ,KURIKAL PLAZA, BLDG
MARKET , G.T ROAD , RAMBHANDU TALA,ASANSOL:713 303; AURANGABAD:SHIVANI CHAMBERS,MANJEET #20/1245 KACHERIPADY,MALAPURRAM ROAD,MANJERI:676 121; MAPUCA:S 1 / 2 GROUND FLOOR , COSMOS
NAGAR , JALNA ROAD , OPP AKASHWANI,AURANGABAD:431 001; BAGALKOT:CTS NO 121 , B.S NO 39,WARD TOWERS,NEAR GOVT BLDG COMPLEX,MAPUSA:403 507; MARGOA:RANGHAVI BUILDING ,OPP
X , OPPOSITE RAILWAY STATION,BAGALKOT:587 102; BALASORE:C/O BHARAT MOTORS,F.M MUNICIPALITY GARDEN,DR GEORGE BARETTE ROAD,MARGOA:403 601; MATHURA:CMS DEPT, OPS BSA
CIRCLE,BALASORE:756 001; BANGALORE:NO 8 / 24 SALCO CENTRE,RICHMOND ROAD,BANGALORE:560 025; COLLEGE,GAUSHALA RAOD,MATHURA:281 001; MEERUT:381 WESTERN KACHERY ROAD,,MEERUT:250 001;
BARDOLI:SHREE AMBIKA NIKETAN TEMPLE,SHREE AMBIKA NIKETAN TEMPLE,BARDOLI:394 601; MEHSANA:PRABHU COMPLEX , NEAR RAJ KAMAL PETROL PUMP,ABHU HIGHWAY,MEHSANA:384 002;
BARIELLY:154 , KRISHNA PALACE,CIVIL LINES,BAREILLY:243 001; BARODA:5TH FLOOR , MIDWAY MOGA:G.T ROAD,OPP D.C OFFICE,MOGA:141 001; MORADABAD:CHADDHA SHOPPING COMPLEX,GMD
HEIGHTS,NEXT TO PANCHMUKHI HANUMAN TEMPLE , LOKMANYA TILAK ROAD ,KIRTI MANDIR ,NEAR ROAD,MORADABAD:244 001; MORVI:OM SHOPPING CENTER,REVAPUR MAIN ROAD,MORVI:363 641;
KALA GHODA , RAOPURA BARODA - 390 001,BARODA:390 001; BEGUSARAI:KACHARI MUMBAI:MANECKJIWADIA BUILDING,NANIK MOTWANI MARG,MUMBAI:400 023; MUZZAFARNAGAR:53/4 -A
CHOWK,,BEGUSARAI:851 101; BELGAUM:3 RD FLOOR , KHIMJIBHAI COMPLEX,,BELGAUM:590 006; BHAG KAMBAL WALA,JANSAT ROAD , NEW MANDI,MUZAFFARNAGAR:251 001; MUZZAFARPUR:ABOVE
BHAGALPUR:KHALIFA BAGH CHOWK ,,TRIVENI APARTMENTS , DR R P ROAD ,BHAGALPUR:812 002; MARUTI SHOWROOM,CHOTI SARIA GANJ,MUZZAFARPUR:842 001; MYSORE:MYTHIRI ARCADE,1ST MAIN ,
BHARUCH:NEAR OCTROI NAKA LINK ROAD,NEAR OCTROI NAKA , LINK ROAD,BHARUCH:392 001; SARASWATHIPURAM,MYSORE:570 009; NABHA:SCO 14-15,PATIALA GATE,NABHA:147 201; NADIAD:SHOOT
BHATINDA:3027 - B GURU KANSHI MARG,,BHATINDA:151 001; BHAVNAGAR:1ST FLOOR , GOPI ARCADE,OPP OUT BUILDING , NADIAD ICE FACTORY COMPOUND,COLLEGE ROAD,NADIAD:387 001; NAGPUR:303 & 304
TAKHTESHWAR POST OFFICE , WAGHAWADI ROAD,BHAVNAGAR:364 001; BHILAI:CHAUHAN ESTATE,G.E 3RDFLOOR , WARDH ROAD,12, MILESTONE, NEAR LOKMAT SQUARE, ,NAGPUR:440 010; NASIK:ARCHIT
ROAD , SUPELA,BHILAI:490 023; BHILWARA:2-3-4 , S.K PLAZA COMPLEX,PUR ROAD ,BHILWARA:311 001; CENTRE , 3RD FLOOR , CHANDAK CIRCLE LINK ROAD,OPP SANDEEP HOTEL , NEAR MAHAMARG BUS
BHIWADI:SP 54 ASHIANA ARCADE,RIICO INDUSTRIAL AREA,BHIWADI:301 019; BHOPAL:E - 1/57 , ARERA STAND,NASIK:422 002; NAVSARI:NANDINI COMPLEX , GROUND FLOOR,STATION ROAD , SANDH
COLONY,,BHOPAL:462 016; BHUBANESHWAR:JUNCTION OF JANPATH & GANDHI MARG,HOTAL JAJATI KUVA,NAVSARI:396 445; NAWANSHAHAR:B 1 / 48,BANGA ROAD,NAWANSHAHAR:144 514; NELLORE:G.T
COMPLEX , KHARVELANAGAR , UNIT - III , MASTER CANTEEN SQUARE ,BHUBANESHWAR:751 001; BHUJ:101 ROAD,,NELLORE:524 001; PALAKKAD:8 / 246,CHANDRA NAGAR,PALAKKAD:678 007; PALANPUR:PARTH
& 102 SUNRISE TOWER,11 - VIJAYNAGAR SOCIETY , HOSPITAL ROAD,BHUJ :370 001; BHUSAVAL:MANSINGH COMPLEX , NEAR COZY TOWER,OPP JORAVAR PALACE,PALANPUR:385 001; PANIPAT:801 / 4 , G.T
COMPLEX , C.T.S NO 3294,H NO 4 / 285 , JAMNER ROAD, OPPOSITE CSM COMPLEX ,BHUSAVAL:425 201; ROAD,,PANIPAT:132 103; PANJIM:SWAMI VIVEKANAND ROAD,301 , MILROC LAR MENEZES,OPP GOMANTAK
BOKARO:B-9 CITY CENTRE , SECTOR IV,B - 9 , CITY CENTER , SECTOR IV , BOKARO STEEL CITY,BOKARO:827 MARATHA SAMAZ,PANJIM:403 001; PATHANAMTHITTA:CMS DEPT , ABAN ARCADE WARD #
004; BURDWAN:45 G.T ROAD,BIRHATA ,BURDWAN:713 001; CALICUT:MALABAR PALACE,G.H ROAD 9/1128,PATHANATHITTA-KUMBAZHA ROAD, ,PATHANATHITTA:689 645; PATIALA:S.C.O 70 - 73 , LEELA
,CALICUT:673 001; CHALAKUDY:POLICE STATION ROAD,,CHALAKUDY:680 307; CHANDIGARH:SCO BHAWAN MARKET,,PATIALA:147 001; PATNA:RAJENDRA RAM PLAZA,EXHIBITION ROAD,PATNA:800 001;
371/372,SECTOR 35 - B,CHANDIGARH:160 034; CHANGANACHERRY:CMS DEPT , GOLDEN TOWER,GOLDEN PERINTHALMANNA :CALICUT ROAD,PERINTHALMANNA , MALAPPURA DIST,PERINTHALMANNA:679 322;
TOWER , M C ROAD , VEZHAKATTIUCHIRA ,CHANGANACHERRY:686 101; CHENGANNUR:GOVT HOSPITAL PHAGWARA:KALRA ROAD , OPP HANUMAN GARHI MANDIR,G.T ROAD,PHAGWARA:144 401; PONDA:ROYAL
JUNCTION,,CHENGANNUR:689 121; CHENNAI:MARIAM CENTRE , GROUND FLOOR,751 B , ANNA CHAMBERS , GD1 -GD4,TISK,PONDA:403 401; PONDICHERRY:TS NO 6 , 100 FEET
SALAI,CHENNAI:600 002; COCHIN:1ST FLOOR, SL PLAZA,PALARIVATTOM,COCHIN:682 025; ROAD,ELLAIPILLAICHAVADY,PONDHICHERRY:605 005; PORBANDAR:OM SHIV SAKTHI,R D
COIMBATORE:1635 CLASSIC TOWER,TRICHY ROAD,COIMBATORE:641 018; CURCHOREM:CMS CHAMBER,PORBANDER:360 575; PUNE:5 TH FLOOR MILLENNIUM TOWER , BHANDARKAR ROAD,SHIVAJI
DEPT,MOPKAR CHAMUNDA , GROUND FLOOR ,NEAR POST OFFICE , CURCHOREM - SANGUEM ROAD NAGAR ,PUNE:411 004; QUILON:VGP BUILDINGS , DOOR NO XVI / 1539 (1320A),VADAKUMBHAGOM WARD ,
,CURCHOREM:403 706; CUTTACK:BAJRAKBATI ROAD,,CUTTACK:753 001; DAHANU:MATRUASHISH BUILDING IRUMPUPALAM,KOLLAM:691 001; RAIPUR:CHAWLA COMPLEX , NEAR VANIJYA BHAWAN , SAI
,IRANI ROAD , DAHANU ROAD,DAHANU:401 602; DAMAN:ARC SHOPPING MALL, DILIP NAGAR,TEEN NAGAR,DEVENDRA NAGAR ROAD ,RAIPUR:492 009; RAJAMUNDRY:H.NO : 46-17-20,MAIN ROAD,
BATTI,DAMAN:396 210; DAVANGERE:NO 621 , BHM ENCLAVE,BINNY CO ROAD , MANDIPET,DAVANGERE:577 DANAVAIPET,RAJAHMUNDRY:533 103; RAJAPALAYAM:NO 251 , THENKASI
002; DEHRADUN:56 , RAJPUR ROAD,UTTARANCHAL,DEHRADUN:248 001; DELHI:FIGOPS , IST ROAD,KADAMBANKULAM,RAJAPALAYAM:626 117; RAJKOT:OPP ALFRED HIGH SCHOOL,2ND FLOOR ,
FLOOR,KAILASH BUILDING , 26 K G MARG,NEW DELHI:110 001; DHANBAD:SRI RAM PLAZA , 1ST PANCHRATNA BLDG , JAWAHAR ROAD,RAJKOT:360 001; RAJPURA:11 - 12 BLOCK B,CHANDIGARH PATIALA
FLOOR,BANK MORE DHANBAD,JHARKHAND:826 001; DHARAMSALA:363 / 6 CENTRE POINT,CIVIL LINES ROAD,RAJPURA:140 401; RANCHI:ROHINI 1ST FLOOR ,56 CIRCULAR ROAD,RANCHI :834 001; RANIGANJ:NSB
,DHARAMSALA:176 216; DHULE:LANE NO 6 , MUNDADA ARCADE,PAROLA ROAD ,DHULE:425 001; ROAD ,PLOT NO 408,RANIGANJ:713 347; RATLAM:90 , STATION ROAD,,RATLAM:475 001; REWARI:L-203. OLD
DURGAPUR:A102 & 103, CITY CENTRE,BENGAL SHRISTI COMPLEX , CITY CENTER , DURGAPUR COURT ROAD,MODEL TOWN,REWARI:123 401; RISHIKESH:M NO 53 , M J MALL ,RAILWAY
ROAD,DURGAPUR:713 216; ERODE:456 BROUGH ROAD,,ERODE:638 001; FEROZEPUR:CMS DEPT,BUILDING ROAD,RISHIKESH:249 201; ROHATAK:401 -402 , D PARK,MODEL TOWN , MAIN DELHI ROAD,ROHTAK:124
307 / 7 , THE MALL , FEROZPUR CITY,HARYANA:152 002; GANDHIDHAM:PLOT NO 1 , SECTOR 001; ROORKEE:313 / 8 , CIVIL LINES ,,ROORKEE:247 667; ROPAR:SOHANA CHANDIGARH RD ,COLLEGE ROAD
8,RABINDRANATH TAGORE ROAD , NEAR GPO ,GANDHIDHAM:370 201; GAYA:NEAR GANTA GHAR,K.P ,ROPAR:141 001; ROURKELA:BISRA ROAD , DWIVEDI BHAWAN,DWIVEDI SQUARE,ROURKELA:769 001;
ROAD,GAYA:823 001; GONDAL:GROUND AND FIRST FLOOR,COLLEGE CHOWK , NEXT TO CENTRAL BANK RUDRAPUR:PLOT NO1&2,NANITAL ROAD ,PLOT NO1&2,NANITAL ROAD ,RUDRAPUR:263 153;
OF INDIA ,GONDAL:363 031; GORAKHPUR:CMS DEPT , PRAHLAD RAI TRADE CENTRE,AYODHYA CROSSING SAHARANPUR:MISSION COMPOUND,COURT ROAD, ADJOINING TOP SHOP,SAHARANPUR:247 001; SALEM:5 /
, BANK ROAD,GORAKHPUR :273 001; GUNTUR:87-90 , MAIN ROAD,LAKSHMIPURAM,GUNTUR:52 2007 ; 241 - F , RATHNA ARCADE,OMALUR MAIN ROAD,SALEM:636 004; SAMBALPUR:NAYAPARA,GOLBAZAR
GURDASPUR:CMS DEPT , SCF-1& 2 SHOPPING COMPLEX,,IMPROVEMENT TRUST MARKET, HANUMAN CHOWK,SAMBALPUR:768 001; SANGAMNER:SHOP NO 1 , JANAK PLAZA,OPPOSITE KUBERA SANKUL , NEW
CHOWK,GURDASPUR:143 521; GUWAHATI:FANCY BAZAR BRANCH - WBO,MISHRA COMPLEX JAIL NAGAR ROAD,SANGAMNER:422 605; SANGLI:640 , VENKATESH SENATE,MIRAJ ROAD,SANGLI:414 416;
ROAD,GUWAHATI:781 001; GWALIOR:BLOCK G1 , PLOT NO . 43,ANAND DEEP BUILDING ,CITY SANGRUR:SHOP NO. 1-2-3 KAULA PARK MARKET,SHOP NO. 1-2-3 KAULA PARK MARKET,SANGRUR:148 001;
CENTRE,GWALIOR:474 011; HAJIPUR:VIMAL COMPLEX, DAK BANGLOW COMPLEX ,OPP T V S SHILLONG:POLICE BAZAR,,SHILLONG:793 001; SHIMLA:JANKIDAS BUILDING,,3, THE MALL ,SHIMLA:171 001;

15
SILIGURI:3 NO , RAMKRISHNA SAMITY BUILDING,SEVOKE ROAD, PANI TANKI MORE,,SILIGURI:734 401; VARANASI :ARIHANT COMPLEX ,NAGAR NIGAM ROAD ,SIGRA ,VARANASI :221002 ; VASCO:GR. FLOOR
SILVASSA:1-16 JAYPEE HOUSE , OPP PATEL PETROL PUMP,VAPI SILVASSA ROAD,SILVASSA:396 230; SUVARN BANDEKAR BLDG, ,SWATANTRA PATH,,,:403802; VIJAYAWADA :BSR PLAZA ,NEAR MARIS STELLA
SOLAN:ANAND BHAVAN,NEAR DC OFFICE , RAJGARH ROAD,SOLAN:173 212; SOLAPUR:SUN PLAZA , 1ST COLLEGE ,RING ROAD ,VIJAYAWADA :; VISHKAPATNAM:BALAJI'S MANGALGIRI ,CHAMBERS, 9/29/6-1
FLOOR ,8516 / 11, MURARJI PETH , LUCKY CHOWK ,SOLAPUR:413 007; SRINAGAR:M.S SHOPPING MALL , ,SIRIPURAM ,VISAKHAPATNAM :530003 ;
,RESIDENCY ROAD,SRINAGAR:190 001; SURAT:7TH FLOOR, KASHI PLAZA,NEXT TO DR BIPIN DESAI
STATE BANK OF INDIA: AGRA:CHIPITOLA, AGRA-202 001, AHMEDABAD:P.B NO.182, BHADRA,,DISTRICT:
CHILDREN HOSPITAL , MAJURA GATE,SURAT:395 002; SURENDRANAGAR:MIDDLE POINT ,NEAR MILAN
AHMEDABAD,GUJARAT PINCODE:,380001; ALLAHABAD:P.B.NO.22, KUTCHERY RD,ALLHABAD,PIN 211002,;
CINEMA,SURENDRANAGAR:363 002; THALASSERY:AVK NAIR ROAD,,THALASSERY:670 001; THENI:NO 422 - A
, PERIYAKULAM ROAD,OPPOSITE CONVENT , THENI ALLINAGARAM,THENI:625 531; AMRITSAR:TOWN HALL,AMRITSAR 143001; BANGALORE:P.B NO.5310, ST. MARKS ROAD,,DISTRICT:
THIRUVALLA:ILLAMPALLIL BUILDINGS,26/149(1&2), MC ROAD,TIRUVALLA:689 101; TIRUNELVELI:12 ,13 BANGALORE,KARNATAKA PINCODE:,560001; BHAVNAGAR:MANGAL MAHAL,OPP. BARTON
TRIVANDRUM HIGH ROAD,VANNARPET , PALAYAMKOTTAI,TIRUNELVELI:627 002; TIRUPATHI:H.NO 10 - 14 - LIBRARY,DIUUAAN PARA ROAD,BHAVNAGAR-364001; BHOPAL :NEW MARKET BHOPAL,,DISTRICT:
575 / A3,MOSQUE ROAD , V.V MAHAL ROAD,TIRUPATI:517 501; TIRUPUR:160 ,CHIDAMBARAM BHOPAL,MADHYA PRADESH PINCODE: 462003,; BHUBANESHWAR:P.B NO.14, NEW CAPITAL P.O.,DISTRICT:
COMPLEX,KUMARAN ROAD,TIRUPPUR:641 604; TIRUR:KMS TOWER , THAZEPALAM,,TIRUR:676 101; KHURDA,ORISSA PINCODE: 380001,; BOKARO STEEL CITY:CITY CENTRE,SECTOR-4 BOKARO-827004,,;
TRICHUR:GLOBAL CENTRE,M G ROAD,TRICHUR:680 004; TRICHY:A - 10 , LAKSHMI ARCADE,11TH CROSS CHANDIGARH :SECTOR 17 CHANDIGARH PUNJAB,,DISTRICT: CHANDIGARH,CHANDIGARH PINCODE:
MAIN ROAD , THILLAINAGAR,TRICHY:620 018; TRIVANDRUM:KENTON 160017,; CHENNAI :P.B NO.16, 6 &7 NORTH BEACH ROAD, DISTRICT: CHENNAI CITY,TAMIL NADU
TOWERS,VAZHUTHACAUD,TRIVANDRUM:695 014; UDAIPUR:358 POST OFFICE ROAD,CHETAK CIRCLE , PINCODE: 600001; COIMBATORE:BANK ROAD, P.B. NO.3860,,COIMBATORE ,,DISTRICT: COIMBATORE,TAMIL
ADJACENT TO CHETAK CINEMA,UDAIPUR:313 001; UDUPI:PANDURAN TOWERS ,COURT ROAD , DIANA NADU 462003; DAVANGERE:44, DSC AVENUE,DEVANGERE,577002,; DEHRADUN:4, CONVENT ROAD,
CIRCLE,UDUPI:576 101; UNJHA:SUVIDHI COMPLEX, 1 ST FLOOR, NR. RADHA KRISHNA TEMPLE,,STATION
DEHRADUN UTTAR PRADESH,PIN COED : 248001; ERNAKULAM:P.B.NO.2503, SHANMUGHAM ROAD,
ROAD,UNJHA:382 170 ; VALSAD:1ST FLOOR ,EKTA APPT , NEAR R J J HIGH SCHOOL,THITHAL
ERNAKULAM KERALA PINCODE 682011.; GUNTUR:KANNADRITHOTA,GUNTUR – 522004; GUWAHATI:POST
ROAD,VALSAD:396 001; VAPI:LOWER GROUND , EMPEROR ARCADE,CHALA ROAD,VAPI:396 191; VARANASI:D
58 / 2 KUBER COMPLEX,RATHYATRA CROSSING,VARANASI:221 010; VASCO:GROUND FLOOR , DAMODAR BAG NO. 36, DIST KAMRUP, ASSAM, PIN-781001; GWALIOR:P.B.NO.12,,JIWAJI CHOWK,,GWALIOR,PINCODE:
BUILDING,SWATANTRA PATH,VASCO DA GAMA:403 802; VELLORE:NO 73 , OFFICERS LINE,KRISHNA 474001; HUBLI:KESHVAPURA,HUBLI,P.B. NO. 7,PIN – 580023; HYDERABAD :P.B NO.10, BANK
NAGAR,VELLORE:632 001; VERAVAL:AMRUTDEEP , OPP PUBLIC GARDEN,RAJAMAHAL ROAD,VERAVAL:362 STREET,,DISTRICT: HYDERABAD,ANDHRA PRADESH PINCODE: 500195,; INDORE :G.P.O. MAIN BRANCH,
265; VIJAYWADA:40 - 1 -48 / 2 , M.G ROAD,LABBIPET,VIJAYWADA:520 010; VISHAKAPATNAM:1ST FLOOR , A.B. ROAD, INDORE,DISTRICT: INDORE,M. PRADESH PINCODE: 452001,; JAIPUR :P.B. NO. 72, JAIPUR
PODURI CASTLE,ABOVE RAYOMOND SHOWROOM DWARKA NAGAR,VISHAKAPATNAM:530 CITY,,DISTRICT : JAIPUR,,RAJASTHAN PINCODE : ,302001; JALANDHAR:CIVIL LINES, P.B. NO. 1,JALANDHAR
016;WARANGAL:NO 1-8-605 / 1 NAKKALGUTTA,HANAMKONDA,WARANGAL:506 002; YAMUNAGAR:103 , DIST.,PUNJAB- 144001,; JAMNAGAR:NEWSUPER MARKET, P.B.NO.535,,DISTRICT : JAMNAGAR GUJARAT
MODEL TOWN,NEHRU PARK ROAD,YAMUNANAGAR:135 003; PINCODE : 361001; JAMSHEDPUR :JAMSHEDPUR (96),DISTRICT: SINGHBHUM (E),BIHAR PINCODE: 831001,;
IDBI BANK: AHMEDABAD :IDBI COMPLEX ,LAL BUNGALOWS ,OFF CG ROAD ,AHMEDABAD :380006 ; JODHPUR:JODHPUR RAJASTHAN,,DISTRICT JODHPUR,,RAJASTHAN,PINCODE 342001; KANPUR:THE MALL,
AMRITSAR :9, DEEP COMPLEX ,COURT ROAD ,,AMRITSAR :143001 ; AURANGABAD :PLOT NO. 07, RAGHBIR P.B NO. 17,,DISTRICT : KANPUR,UTTAR PRADESH PINCODE : 208001,; KOLKATA:PB NO.110,1, STRAND ROAD,
CHAMBERS ,VIDYA NAGAR ,JALNA ROAD ,AURANGABAD :; BANGALORE :IDBI HOUSE ,58 MISSION ROAD KOLKATA, WEST BENGAL,PINCODE: 700 001,,; LUCKNOW :MOTI MAHAL MARG,,LUCKNOW 226001,,;
,,BANGALORE :560027 ; BELGAUM :PAI RESTAURANT ,AT CORNER OF COLLEGE & SAMADEVI ROAD
LUDHIANA:P.B.NO.4 ,DISTRICT: PUNJAB,PUNJAB,PINCODE: 141001.; MADURAI :SANGAM TOWERS,WEST
,,BELGAUM :; BHAVNAGAR :G-10, GROUND FLOOR ,RADHE SHYAM COMPLEX ,WAGHAWADI ROAD
,BHAVNAGAR :364001 ; BHILAI :NEW ERA, 19 ,PRIYADARSHNI PARISAR ,NEHRU NAGAR SQUARE ,BHILAI :; VELI STREET,,MADURAI-625001,; MANGALORE :P.B.NO. 90,,DISTRICT: DAKSHINA KANNAD,KARNATAKA
BHOPAL :PLOT NO 43, OPPOSITE RANG MAHAL ,NEW MARKET ,T T NAGAR ,BHOPAL :; BHUBANESHWAR ,PINCODE: 575001; MATHURA:MAIN BRANCH DIST. MATHURA,PIN:281001,,; MEERUT
:IDBI HOUSE, JANPATH ,UNIT IX ,,BHUBANESHWAR :751022 ; BIKANER :VYAPAR UDYOG BHAVAN ,NEAR DRM CANT.:ROORKEEROAD,DISTRICT: MEERUT,UTTAR PRADESH PINCODE: 250002,; MUMBAI:NI&SS DIV,B S
OFFICE ,MODERN MARKET ,BIKANER :334001 ; CHANDIGARH :SCO 55-56-57, MADHYA MARG ,SECTOR 8 MARG, FORT ,MUMBAI,PINCODE : 400023; MYSORE:NEW SAYYAJI RAO ROAD, MYSORE 570 024;
,,CHANDIGARH :160018 ; CHENNAI :PM TOWERS ,37, GREAMS ROAD ,,CHENNAI :600006 ; CHITTORGARH :B- NAGPUR:P.B NO.37, KINGSWAY NAGPUR,,DISTRICT: NAGPUR,MAHARASHTRA PINCODE: 440001,; NASIK
1 MEERA MARKET, ,,CHITTORGARH ,CHITTORGARH :312001 ; COIMBATORE :GROUND FLOOR ,VISCOSE :P.B.NO.112, NASIK,,DISTRICT: NASIK,MAHARASHTRA PINCODE: 422002,; NEW DELHI :P.B NO.430, 11,
TOWERS ,1078, AVINASHI ROAD ,COIMBATORE :641018 ; CUFFE PARADE BRANCH:IDBI TOWER,WTC PARLIAMENT STREET, DISTRICT: NEW DELHI,HARYANA,PINCODE: 110 001 ,; PANJIM :PANAJI GOA,18TH
COMPLEX,CUFFE PARADE,,COLABA:400005; DEHRADUN :59/4, RAJPUR ROAD ,,,DEHRADUN :248001 ; JANE RD ,P.B NO.1,,DISTRICT GOA,PINCODE: 403001; PATNA :WEST GANDHI MAIDAN,,PATNA-800001; PUNE
DHANBAD :SKYLARK COMPLEX ,BANK MORE ,,DHANBAD :; ERODE :AANOOR AMMAN COMPLEX ,# 66 , :P.B. NO.6,PUNE,MAHARASHTRA,PIN-411001; RAIPUR :JAI STAMBH CHAUK, P.B. NO 29/61, RAIPUR, DIST -
VEERAPATHRA 2ND STREET ,SATHY MAIN ROAD ,ERODE :; FARIDABAD :GROUND FLOOR, SCO - 99 ,SECTOR RAIPUR, STATE CHATTISGARH, PIN - 492001; RAJKOT:P.B. NO.13,,DISTRICT RAJKOT,,GUJARAT,PINCODE
16 ,BEHIND SAGAR CINEMA HOUSE ,FARIDABAD :121002 ; GANGTOK:TSE-KA COMMERCIAL COMPLEX ,3/A,
360001; RANCHI:KATCHERY ROAD,RANCHI-834001; ROURKELA:PB-53 BIRSA
NATIONAL HIGHWAY, ,NEAR PRIVATE TAXI STAND ,GANGTOK :737101 ; GHAZIABAD :SUDESH PLAZA ,C-78,
RAJ NAGAR DISTRICT CENTRE ,RAJ NAGAR ,GHAZIABAD :201002 ; GURGAON :PAL TOWERS, MEHRAULI- CHAUK,DIST.SURENDRAGARDH, PIN:769011; SALEM :SALEM, DIST - SALEM, ,TAMILNADU-636001;
GURGAON ROAD ,VILLAGE SIKANDERPUR CHOSI ,SIKANDERPUR ,GURGAON :122022 ; GUWAHATI :SATYEN SECUNDRABAD:1-1-78, PATNY CIRCLE, ADJ. GENERAL POST OFFICE, SECUNDRABAD, DIST HYDERABAD,
NIWAS ,PAN BAZAR ,CORNER OF MG ROAD & SC GOSWAMI ROAD ,GUWAHATI :; GWALIOR :CHAMBER STATE A. P. PIN 500 003.; SURAT :P.B.NO.1,,CHOWK BAZAR,,SURAT,DISTIRICT SURATGUJARATPINCODE
BHAVAN ,SDM ROAD ,,GWALIOR :; HUBLI :GIRIRAJ ANNEXE ,TRAVELLER'S BUNGLOW ROAD ,,HUBLI :580029 395001; TRICHUR:ROUND EAST,DHRMODAYAM BUILDING,THRISSUR-680001,; TRICHY:MACDONALD RD.
; HYDERABAD :MAHAVIR HOUSE ,BASHEERBAGH SQUARE ,,HYDERABAD :500029 ; INDORE :ALANKAR TIRUCHIRAPALLI, DIST - TIRUCHIRAPALLI, STATE - TAMILNADU PIN - 620001; TRIVANDRUM:P.B.
CHAMBERS ,RATLAM KOTHI ,AB ROAD ,INDORE :452001 ; JABALPUR :SHUKLA BHAWAN ,1415, WRIGHT NO.14,,M.G.ROAD,,THIRUVANANTHAPURAM ,KERALA PINCODE: 695001,; VADODARA :P.B NO.94, PANI GATE
TOWN ,,JABALPUR :; JAIPUR :D-24 DURLABH NIWAS ,PRITHVIRAJ ROAD ,C SCHEME ,JAIPUR :302001 ; RD. OPP. JAMNABAI H,DISTRICT: VADODARA,GUJARAT PINCODE: 390017; VARANASI:VARANASI - 221002,
JALANDHAR :BOMBAY PALACE ,136, JAWAHAR NAGAR ,COOL ROAD ,JALANDHAR :144001 ; JAMSHEDPUR DIST- VARANASI, U.P.; VIJAYWADA:B R P ROAD VIJAYWADA,PIN-520001, A.P.; VISAKHAPATNAM:DISTRICT:
:SHANTINIKETAN ,SAKCHI BOULEVARD ROAD ,BISTUPUR ,JAMSHEDPUR :831001 ; JODHPUR :DHANALAXMI VISAKHAPATNAM , NEAR OLD POST OFFICE,ANDHRA PRADESH PINCODE: 530001;
TOWERS ,1ST CHOPSANI ROAD ,,JODHPUR :342003 ; KAKINADA :R K ELECTRICAL WORKS ,DOOR NO 43-1-
STANDARD CHARTERED BANK: AHMEDABAD:STANDARD CHARTERED BANK ABHIJEET II, GROUND FLORR
28 ,MAIN ROAD ,KAKINADA :533001 ; KISHANGARH :KABRA SADAN ,AJMER - JAIPUR ROAD ,MADANGANJ
,KISHANGARH :; KOCHI :DHANWANTARI BUILDING ,NEAR PADMA THEATER ,MG ROAD ,KOCHI :682035 ; MITHAKALI, 6TH ROADAHMEDABAD –380006; ALLAHABAD:STANDARD CHARTERED BANK2 SARDAR PATEL
KOLHAPUR :GROUND FLOOR,ROYAL HERITAGE BUILDING ,OPP TO BASANT BAHAR THEATER ,ASSEMBLY MARG, CIVIL LINES, ALLAHABAD 211 001; AMRITSAR:STANDARD CHARTERED BANKGANDHI BAZAR ,THE
ROAD ,KOLHAPUR :416002 ; KOLKATA :SIDDHA POINT, GROUND FLOOR ,101, PARK STREET ,,KOLKATA MALL,POST BOX 3AMRITSAR-143001; BANGLORE:STANDARD CHARTERED BANK 26TH FLOOR , WEST WING
:700016 ; KOTTAYAM :THEKKEKARAYAN TOWERS ,MUTTAMBALAM POST ,KANJIKUZHY ,KOTTAYAM :; RAHEJA TOWER, M .G ROAD BANGLORE –560001; BARODA:STANDARD CHARTERED BANK,GOKULESH, R C
KOZHIKODE :GROUND FLOOR & FIRST FLOOR, CITY PLAZA ,YMCA CROSS ROAD ,,KOZHIKODE :; DUTT ROAD,VADODARA – 390 009 ; BHOPAL:STANDARD CHARTERED BANKGROUND FLOOR, NORTHERN
LUCKNOW :DHAN COMPLEX ,15, ASHOKA MARG ,,LUCKNOW :226001 ; LUDHIANA :SCO 126-128, KALINGA WING,ALANKAR COMPLEX,PLOT NO.10,ZONE II,MP NAGAR, ,BHOPAL-462011.;
TOWERS, ,FEROZE GANDHI MARKET, ,,LUDHIANA :141001 ; MANGALORE :METALCO PLAZA ,HIGHLAND BHUBANESHWAR:STANDARD CHARTERED BANKPLOT NO 3 BAPUJI NGR, JANAPATH, BHUBANESHWAR:
ROAD ,FALNIR, KANKANADY ,MANGALORE :575001 ; MARGAON :JYOTI PLAZA ,ISIDORIO BAPTISTA ROAD 751009; CHANDIGARH:STANDARD CHARTERED BANKSCO, 137-138SECTOR – 9C, MADHYA
,,MARGAON :403601 ; MHOW :RED CROSS HOSPITAL PREMISES ,PLOWDEN ROAD ,,MHOW :453441 ; MOHALI MARGCHANDIGARH. 160017; CHENNAI:STANDARD CHARTERED BANK19, RAJAJI SALAI CHENNAI 600001;
:FORTIS HEART INSTITUTE ,PHASE 8 ,SECTOR 62 ,MOHALI :; MORADABAD :GR FLOOR AND FIRST FLOOR
COCHIN :STANDARD CHARTERED BANK XXIV/ 1633, KPK MENON ROAD WILLINGDON ISLAND, COCHIN-
,EKTA COMPLEX, COMPANY BAGH, CIVIL LINES ,,MORADABAD :244001 ; MUMBAI :MITTAL TOWER, C WING
682003; COIMBATORE:STANDARD CHARTERED BANK509, D. B. ROADR.S.PURAMCOIMBATORE- 641 002.;
,GRND FLOOR ,NARIMAN POINT ,MUMBAI :400021 ; NAGPUR :GUPTA HOUSE, PLOT NO 1 ,RAVINDRA NATH
TAGORE MARG ,CIVIL LINES ,NAGPUR :440001 ; NASHIK :A-1& 2 "PRATHAMESH" ,THATTE NAGAR GUWAHATI:STANDARD CHARTERED BANK G N BARDOLI ROADAMBARI –GUWAHATIGUWAHATI-781001;
,GANGAPUR ROAD ,NASHIK :; NAVI MUMBAI :BALAJI APPARTMENTS ,PLOT NO 3, SECTOR 19 ,PANVEL HYDERABAD:STANDARD CHARTERED BANK 6-3 1090 RAJ BHAVAN ROAD SOMAJIGUDA , HYDERABAD 500082;
MATHERAN ROAD, PANVEL ,NAVI MUMBAI :; NAVSARI :HAREKRISHNA COMPLEX ,CHIMNABAI ROAD ,NEAR INDORE:STANDARD CHARTERED BANK21/1 DM TOWER , RACE COURCE ROAD, INDORE 452001 ;
VASANT TALKIES ,NAVSARI :; NEW DELHI :SURYA KIRAN BUILDING ,GROUND FLOOR ,19 K G MARG ,NEW JAIPUR:STANDARD CHARTERED BANKH8, SHOWROOM NO.1,BHAGWAT BHAWAN,MI ROAD, JAIPUR 302 001;
DELHI :110001 ; NOIDA :GROUND FLOOR ,OCEAN COMPLEX, P-6, SECTOR 18 ,NOIDA ,NOIDA :201301 ; JALANDHAR:STANDARD CHARTERED BANKPLOT NO. 34, G. T. ROADJALANDHAR. 144 001.;
PANAJI :ALFRAN PLAZA, NEAR DON BOSCO SCHOOL ,M G ROAD ,,PANAJI :403001 ; PANCHKULA :SCO 65, KANPUR:STANDARD CHARTERED BANK16/105, M.G. MARG,KANPUR – 208 001; KOLKATA:STANDARD
SECTOR 11 ,PANCHKULA ,,PANCHKULA :134112 ; PATNA :KASHI PALACE COMPLEX ,DAK BUNGALOW ROAD CHARTERED BANK 19 NETAJI SUBHAS ROAD KOLKATA 700001; LUCKNOW:STANDARD CHARTERED BANK4
,OPPOSITE HEERA PALACE ,PATNA :800001 ; PHAGWARA :OHRI TOWERS ,14-A, MODEL TOWN ,GT ROAD SHAHNAJAF ROAD LUCKNOW UP-226001 ; LUDHIANA:STANDARD CHARTERED BANKSCO 16-17, FEROZE
,PHAGWARA :; PUNE :DYNANESHWAR PADUKA CHOWK ,FERGUSSON COLLEGE ROAD ,,PUNE :411004 ; GANDHI MARKETLUDHIANAPUNJAB- 141001; MUMBAI:STANDARD CHARTERED BANK 270 D.N.ROADFORT
RAIPUR :SINGHANIA HOUSE ,CIVIL LINES ,OPP MUSEUM ,RAIPUR :; RAJASMAND :SHRIJI KRIPA ,JAL CHAKI
MUMBAI 400001; NAGPUR:STANDARD CHARTERED BANKNARANG HOUSE, PALM ROAD, CIVIL LINENAGPUR
ROAD ,NEAR OBC ,RAJASMAND :313326 ; RAJKOT :SHIV DARSHAN ,JAGNATH PLOT CORNER, DR.
440001; NEW DELHI:STANDARD CHARTERED BANK H2 CONNAUGHT CIRCLE NEW DELHI 110001;
RADHAKRISHNA ROAD, ,OPP. RAJKUMAR COLLEGE, NEAR TRIKON BAGH, OFF YAGNIK ROAD, ,RAJKOT
:360001 ; RENUKOOT :BIRLA MARKET ,RENUKOOT ,SONBHADRA DISTRICT ,RENUKOOT :231217 ; THIRUPUR PATNA:STANDARD CHARTERED BANKBHAGWATI DWARAKA ARCADE, PLOT NO: 830 P, EXHIBITION ROAD,
:BALAMURUGAN COMPLEX ,266 AVINASHI ROAD ,BUNGALOW STOP ,THIRUPUR :; TIRUVALLA :WARBHA PATNA -800 001; PUNE:STANDARD CHARTERED BANKSHRIRANG HOUSE, 364-365JUNGLEE MAHARAJ
CENTRE ,RAMANCHIRA, M C ROAD ,,TIRUVALLA :; UDAIPUR :MUMAL TOWERS ,16 SAHELI MARG ,,UDAIPUR ROADSHIVAJI NAGAR, PUNE – 411 005; RAJKOT:STANDARD CHARTERED BANKBUSINESS EMPIRE, 5 JAGNATH
:313001 ; UJJAIN :HOTEL ASHRAY ,77, DEVAS ROAD ,,UJJAIN :456010 ; VADODARA :CONCORDE, RC DUTT PLOT, GYMKHANA ROADRAJKOT 360002; SURAT:STANDARD CHARTERED BANKC.K.TOWER,1ST
ROAD ,ALKAPURI ,,VADODARA :390007 ; VALLABH VIDYANAGAR :NANA BAZAR ,,,VALLABH VIDYANAGAR :; FLOOR,NR.SARGAM SHOPPING CENTER,TOWARDS SURAT-DUMAS RD.,PARLE POINT, SURAT -395007;

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