Interview Questions for Clerical Positions

Prioritizing Work What system for prioritizing your work do you think works best? Give me an example of a time when you had to juggle several things at once. How often did this type of thing happen? How did you handle it? Have you ever had a situation when several people gave you assignments due around the same time? How did you decide what order to do them? Was that a successful approach to take? Business Writing/Editing When typing, what kinds of mistakes can you catch quickly and correct for the original writer? When typing a document, which things do you feel comfortable changing without needing to check with the one who has assigned you the work? Which do you feel necessary to ask about before changing or rewriting? What type of letters, memos, etc., can you set-up or write from scratch. How much writing have you done from incomplete instructions or notes? Give me some examples, please. What formats or form letters have you had experience working with? Career Goals What are some of the positive things about working in the clerical field? How are you keeping up with the changes in software, technology, etc.? What are your ultimate career goals? How are you going about reaching them? What does service mean to you in this field? What keeps you challenged, as a clerical or administrative support person? Is it enough? Handling Clerical Pressure Give me a recent example of a situation you have faced when the pressure was on and tell me what happened as a result and how you handled it. How often have you had to deal with others frustrations? Give me an example of how you handled an upset person. What is the busiest recent work situation you have worked under? How did you like it compared to other work situations? When did it become too busy? How did you cope? How tight are the deadlines you have faced? Give me an example of a tight deadline youve faced recently. In past work situations, when have you felt most overwhelmed by work pressures? How did you react? Have you ever had a situation when someone was pressuring you for his or her work to be completed? How did you handle it?

Independence and Initiative How have you organized your typical workday? Give me an example of a complex assignment you have accomplished on your own. How did you get it started? Why did you set it up that way? What amount of supervision do you feel most comfortable working under? Why? What have you done when you have had down time at work? How much training and guidance did you receive in past jobs? What sort of directions do you want from a supervisor? Do you like detailed instructions or would you rather just know the highlights? Do you want them in writing? What is a creative idea or change youve successfully put to work in a recent assignment? Internal Relations Give me an example of the kind of thing you have had to keep confidential. When was it most difficult to keep that

confidence? Which sort of manager (tenant, co-worker) do you find hardest to work with? What did they do that bothered you? Give me an example of a recent conflict situation with a co-worker that you were involved in. What was your part in it? Organization How did you change a system or procedures you worked under in your last job? What were your responsibilities for ordering supplies? How did you keep track of that responsibility? What have you done that has organized others? One of our biggest problems has always been keeping track of_________. What suggestions do you have for improving this? What is the most technical assignment you have had to organize? What part of it was easiest/most difficult for you? Attention to Detail Walk me through how you set up and complete an assignment. What were the most important trouble spots you anticipated? Have you had assignments that had many tiny details? Give me an example. Do you enjoy proofreading or correcting others work? Why or why not? Assertiveness Have you had to speak up recently to your boss or others who gave you work when it wasnt comfortable to do so? Have you had people who gave you assignments without complete instructions? How did you handle it? Please give a recent example. Have you ever had a situation when you found mistakes on an assignment someone else gave you (to type, process, etc.)? What did you do about it?

Top

Re: which questions will be asked in sbi clerk interview Answer Hai, # 5 Yesterday I have attended the

interview and it was so easy, Just they have asked some questions regarding the subjects in graduation and about family background and ragarding hobbies and very simple questions about banks like what is ATM, what is the new name of UTI bank, and what is the full form of UTI bank and what is the difference between private and public sector banks and how do u feel after entering a private bank and public sector bank, what is internet banking, and what are the business that will be undertaken

by the banks that all. Be cool, no need to take any tention and they didn't even ask about current affairs and GK, for every one it is the same and i have attended the interview at Hyderabad do not forget to take the three sets of biodata along with the original set, if u are OBC please take the recent OBC certificate and character certificates are must and they should be recent, if u do not produce now they are asking to write that u will submit afterwards at the time of appointment.
Re: which questions will be asked in sbi clerk interview Answer Hai, # 5 Yesterday I have attended the

interview and it was so easy, Just they have asked some questions regarding the subjects in graduation and about family background and ragarding hobbies and very simple questions about banks like what is ATM, what is the new name of UTI bank, and what is the full form of UTI bank and what is the difference between private and public sector banks and how do u feel after entering a private bank and public sector bank, what is internet banking, and what are the business that will be undertaken by the banks that all. Be cool, no need to take any

tention and they didn't even ask about current affairs and GK, for every one it is the same and i have attended the interview at Hyderabad do not forget to take the three sets of biodata along with the original set, if u are OBC please take the recent OBC certificate and character certificates are must and they should be recent, if u do not produce now they are asking to write that u will submit afterwards at the time of appointment. 3 ell I can suggest you some of questions as What is a company ? Pulic limited company & private limited company? what is NABARD? what is RBI? What is CRR / SLR ? What is Deposit Clearing House ? What is a MICR ? What is DRT ( Debt recovery

Vas u

tribunal ) What is Banking Regulation Act. Concept of Nationalizat ion of Banks What is a relationship between a Banker & Customer What is ment by Account Payee Cheque ? What is bank interdetness ? WITH BEST REGARDS
20 9 11 No Ye s

Is This Answer Correct ?

Answer #7

Re: which questions will be asked in sbi clerk interview 2 Vinu about uvr family?

core banking?its adv and disadv? introduction of ne technologies in banking?

Is This Answer Correct ?

55 Yes 13 No

Answer

Re: which questions will be asked in sbi clerk interview 0 Sbh Clerk for any type of bank

#8

queries do visit http://bankjobsin.blogspo t.com

Is This Answer Correct ?

21 Yes 10 No

Answer #9

Re: which questions will be asked in sbi clerk interview 3 Rajinikant hi h generally in bank

interviews they observs body language, n ur appearence in the interview room. and da questions r what abt smart cards. atm fullform banking sectors
34 Yes 7 No

Is This Answer Correct ?

Answer # 10

Re: which questions will be asked in sbi clerk interview 0 Ajay I THINK THEY WILL ASKED

ONLY OLSO QUETION WHICH WE KNOW VERY WEEL BUT .....

9 Yes 33 No

Is This Answer Correct ?

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Other BSRB Clerical Interview Questions

Question Asked @ Answers 19 1 11 1 32

Has anyone qualified CORPORATION BANK CorporationClerical exam??? If yes, then have you received Bank your appointment letter?? plz reply... How do u know you'll like the career path? Are u sure u r interested in this field? my brother is MCA, selected as Development Officer in LIC also selected clerk in State bank of india, which one he should join please send me the sylbus of Andra bank clerk test model papers. email id : gtulasiraj@yahoo.co.in when the SBI CLERICAL result will comes,,, State-Bankdoes any body hav an idea?????????? Of-India-SBI I want to know the qualifing marks for Indian bank clerical exam held on 22-8-2010... as per the notification it is said that the mininum passing marks will be decided by bank but I want to know the common passing marks digits for indian bank... i.e. for 80 marks in reasoning and Indian-Bank apetitude how much we should get in exam to pass, in same way, out of 40 marks in clerical how much we must get to pass and also qualifing marks for english and descriptive test?... Plz inform me,if any one knowns its, I will be thank ful to them... I am Sastha.I have been short-listed for interview for CLERICAL POST in KARNATAKA BANK written exam held on January 3rd.I had completed B.E in Electrical and Electronics Engineering.What kind of kind of questions will be asked in the clerical interview?Please help me..if any answers,kindly send 2 my id:sastha.natarajan2405@gmail.com or call me 9944883679 hiiiiiiii friends i have been selected for syndicate bank clerical interview soplz share ur previous interview experience When is the SBI clerical result held in State-BankNOVEMBER 2009 is most likely to come out?? Of-India-SBI If any idea then please share here... What happens with the chances of employability with an overage candidate which when applying for the post was eligible but became overage after few months at the time of interview in indian public sector banks?

1 17

WHAT ABOUT MOBILE BANKING? I have cleared sbi clerk and have interview in may.But I am working in MNC i do not have testimonial and service certificate,So I want to u know can i attend interview without those certificates or what shoul I do.

State-BankOf-India-SBI State-BankOf-India-SBI

For more BSRB Clerical Interview Questions Click Here

A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities: Banking in India originated in the last decades of the 18th century. The first banks were The General Bank of India, which started in 1786, and Bank of Hindustan, which started in 1790; both are now defunct. The oldest bank in existence in India is the State Bank of India, which originated in the Bank of Calcutta in June 1806, which almost immediately became the Bank of Bengal. This was one of the three presidency banks, the other two being the Bank of Bombay and the Bank of Madras, all three of which were established under charters from the British East India Company. For many years the Presidency banks acted as quasi-central banks, as did their successors. The three banks merged in 1921 to form the Imperial Bank of India, which, upon India's independence, became the State Bank of India.
Contents
[hide]

1 History 2 PostIndependenc e

3 Nationalisa tion 4 Liberalisati on 5 Further reading 6 References 7 External links

[edit]History

Indian merchants in Calcutta established the Union Bank in 1839, but it failed in 1848 as a consequence of the economic crisis of 184849. The Allahabad Bank, established in 1865 and still functioning today, is the oldest Joint Stock bank in India.(Joint Stock Bank: A company that issues stock and requires shareholders to be held liable for the company's debt) It was not the first though. That honor belongs to the Bank of Upper India, which was established in 1863, and which survived until 1913, when it failed, with some of its assets and liabilities being transferred to the Alliance Bank of Simla. When the American Civil War stopped the supply of cotton to Lancashire from the Confederate States, promoters opened banks to finance trading in Indian cotton. With large exposure to speculative ventures, most of the banks opened in India during that period failed. The depositors lost money and lost interest in keeping deposits with banks. Subsequently, banking in India remained the exclusive domain of Europeans for next several decades until the beginning of the 20th century. Foreign banks too started to arrive, particularly in Calcutta, in the 1860s. The Comptoire d'Escompte de Paris opened a branch in Calcutta in 1860, and another in Bombay in 1862; branches in Madras and Puducherry, then a French colony, followed. HSBC established itself inBengal in 1869. Calcutta was the most active trading port in India, mainly due to the trade of the British Empire, and so became a banking center. The first entirely Indian joint stock bank was the Oudh Commercial Bank, established in 1881 in Faizabad. It failed in 1958. The next was thePunjab National Bank, established in Lahore in 1895, which has survived to the present and is now one of the largest banks in India. Around the turn of the 20th Century, the Indian economy was passing through a relative period of stability. Around five decades had elapsed since the Indian Mutiny, and the social, industrial and other infrastructure had improved. Indians had established small banks, most of which served particular ethnic and religious communities. The presidency banks dominated banking in India but there were also some exchange banks and a number of Indian joint stock banks. All these banks operated in different segments of the economy. The exchange banks, mostly owned by Europeans, concentrated on financing foreign trade. Indian joint stock banks were generally under capitalized and lacked the experience and maturity to compete with the presidency and exchange banks. This segmentation let Lord Curzon to observe, "In respect of banking it seems we are behind the times. We are like some old fashioned sailing ship, divided by solid wooden bulkheads into separate and cumbersome compartments." The period between 1906 and 1911, saw the establishment of banks inspired by the Swadeshi movement. The Swadeshi movement inspired local businessmen and political figures to found banks of and for the Indian community. A number of banks established then have survived to the present such as Bank of India, Corporation Bank, Indian Bank, Bank of Baroda, Canara Bank and Central Bank of India. The fervour of Swadeshi movement lead to establishing of many private banks in Dakshina Kannada and Udupi district which were unified earlier and known by the name South Canara ( South Kanara ) district. Four nationalised banks started in this district and also a leading private sector bank. Hence undivided Dakshina Kannada district is known as "Cradle of Indian Banking". During the First World War (1914-1918) through the end of the Second World War (1939-1945), and two years thereafter until theindependence of India were challenging for Indian banking. The years of the First World War were turbulent, and it took its toll with

banks simply collapsing despite the Indian economy gaining indirect boost due to war-related economic activities. At least 94 banks in India failed between 1913 and 1918 as indicated in the following table:

Yea rs

Number of banks that failed

Authorised capital (Rs. Lakhs)

Paid-up Capital (Rs. Lakhs)

191 3

12

274

35

191 4

42

710

109

191 5

11

56

191 6

13

231

191 7

76

25

191 8

209

[edit]Post-Independence

The partition of India in 1947 adversely impacted the economies of Punjab and West Bengal, paralyzing banking activities for months. India'sindependence marked the end of a regime of the Laissez-faire for the Indian banking. The Government of India initiated measures to play an active role in the economic life of the nation, and the Industrial Policy Resolution adopted by the government in 1948 envisaged a mixed economy. This resulted into greater involvement of the state in different segments of the economy including banking and finance. The major steps to regulate banking included:

The Reserve Bank of India, India's central banking authority, was nationalized on January 1, 1949 under the terms of the Reserve Bank of India (Transfer to Public Ownership) Act, 1948 (RBI, 2005b).[Reference www.rbi.org.in]

In 1949, the Banking Regulation Act was enacted which empowered the Reserve Bank of India (RBI) "to regulate, control, and inspect the banks in India."

The Banking Regulation Act also provided that no new bank or branch of an existing bank could be opened without a license from the RBI, and no two banks could have common directors.

[edit]Nationalisation

Banks Nationalisation in India: Newspaper Clipping, Times of India, July, 20, 1969

Despite the provisions, control and regulations of Reserve Bank of India, banks in India except theState Bank of India or SBI, continued to be owned and operated by private persons. By the 1960s, the Indian banking industry had become an important tool to facilitate the development of the Indian economy. At the same time, it had emerged as a large employer, and a debate had ensued about the nationalization of the banking industry. Indira Gandhi, then Prime Minister of India, expressed the intention of the Government of India in the annual conference of the All India Congress Meeting in a paper entitled "Stray thoughts on Bank Nationalisation." The meeting received the paper with enthusiasm. Thereafter, her move was swift and sudden. The Government of India issued an ordinance andnationalised the 14 largest commercial banks with effect from the midnight of July 19, 1969.Jayaprakash Narayan, a national leader of India, described the step as a "masterstroke of political sagacity." Within two weeks of the issue of the ordinance, the Parliament passed the Banking Companies (Acquisition and Transfer of Undertaking) Bill, and it received the presidential approval on 9 August 1969. A second dose of nationalization of 6 more commercial banks followed in 1980. The stated reason for the nationalization was to give the government more control of credit delivery. With the second dose of nationalization, the Government of India controlled around 91% of the banking business of India. Later on, in the year 1993, the government merged New Bank of India with Punjab National Bank. It was the only merger between nationalized banks and resulted in the reduction of the number of nationalised banks from 20 to 19. After this, until the 1990s, the nationalised banks grew at a pace of around 4%, closer to the average growth rate of the Indian economy. [edit]Liberalisation

In the early 1990s, the then Narasimha Rao government embarked on a policy of liberalization, licensing a small number of private banks. These came to be known as New Generation tech-savvy banks, and included Global Trust Bank (the first of such new generation banks to be set up), which later amalgamated with Oriental Bank of Commerce, Axis Bank(earlier as UTI Bank), ICICI Bank and HDFC Bank. This move, along with the rapid growth in the economy of India, revitalized the banking sector in India, which has seen rapid growth with strong contribution from all the three sectors of banks, namely, government banks, private banks and foreign banks. The next stage for the Indian banking has been set up with the proposed relaxation in the norms for Foreign Direct Investment, where all Foreign Investors in banks may be given voting rights which could exceed the present cap of 10%,at present it has gone up to 74% with some restrictions. The new policy shook the Banking sector in India completely. Bankers, till this time, were used to the 4-6-4 method (Borrow at 4%;Lend at 6%;Go home at 4) of functioning. The new wave ushered in a modern outlook and tech-savvy methods of working for traditional banks.All this led to the retail boom in India. People not just demanded more from their banks but also received more. Currently (2007), banking in India is generally fairly mature in terms of supply, product range and reach-even though reach in rural India still remains a challenge for the private sector and foreign banks. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets relative to other banks in comparable economies in its region. The Reserve Bank of India is an autonomous body, with minimal pressure from the government. The stated policy of the Bank on the Indian Rupee is to manage volatility but without any fixed exchange rate-and this has mostly been true.

With the growth in the Indian economy expected to be strong for quite some time-especially in its services sector-the demand for banking services, especially retail banking, mortgages and investment services are expected to be strong. One may also expect M&As, takeovers, and asset sales. In March 2006, the Reserve Bank of India allowed Warburg Pincus to increase its stake in Kotak Mahindra Bank (a private sector bank) to 10%. This is the first time an investor has been allowed to hold more than 5% in a private sector bank since the RBI announced norms in 2005 that any stake exceeding 5% in the private sector banks would need to be vetted by them. In recent years critics have charged that the non-government owned banks are too aggressive in their loan recovery efforts in connection with housing, vehicle and personal loans. There are press reports that the banks' loan recovery efforts have driven defaulting borrowers to suicide.[1][2][3] [edit]Further

reading

The Evolution of the State Bank of India (The Era of the Imperial Bank of India, 1921-1955) (Volume III) Banking Frontiers - a monthly magazine, published by Mumbai based Glocal Infomart. Editor

[edit]References

1. 2.

^ "ICICI personal loan customer commits suicide after alleged harassment by recovery agents". Parinda.com. Retrieved 2010-07-28. ^ "Karnataka / Mysore News : ICICI Bank returns tractor to farmers mother". Chennai, India: The Hindu. 2008-06-30. Retrieved 2010-07-28.

3. ^ "ICICIs third eye : Its Indiatime". Indiatime.com. Retrieved 2010-07-28. [edit]External links
Private banks score over public sector banks The importance of public banking

[dead link]

Brief profiles, 2008-09 performance, and 2009-10 outlook on 10 leading Indian banks Indian Banks Logos Reserver Bank of India

A central bank circulates money on behalf of a government and acts as its monetary authority by implementing monetary policy, which regulates the money supply.

A commercial bank accepts deposits and pools those funds to provide credit, either directly bylending, or indirectly by investing through the capital markets. Within the global financial markets, these institutions connect market participants with capital deficits (borrowers) to market participants with capital surpluses (investors and lenders) by transferring funds from those parties who have surplus funds to invest (financial assets) to those parties who borrow funds to invest in real assets.

A savings bank (known as a "building society" in the United Kingdom) is similar to a savings and loan association (S&L). They can either be stockholder owned or mutually owned, in which case they are permitted to only borrow from members of the

financial cooperative. The asset structure of savings banks and savings and loan associations is similar, with residential mortgage loans providing the principal assets of the institution's portfolio. Because of the important role depository institutions play in the financial system, the banking industry is highly regulated, and government restrictions on financial activities by banks have varied over time and by location. Current global bank capital requirements are referred to as Basel II. In some countries, such as Germany, banks have historically owned major stakes in industrial companies, while in other countries, such as the United States, banks have traditionally been prohibited from owning non-financial companies. In Japan, banks are usually the nexus of a cross-share holding entity known as the "keiretsu". In Iceland, banks followed international standards of regulation prior to the recent globalfinancial crisis that began in 2007. The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in Siena, Italy, which has been operating continuously since 1472.[1] A Bank's main source of income is interest. A bank pays out at a lower interest rate on deposits and receives a higher interest rate on loans. The difference between these rates represents the bank's net income.[2]