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Double benefits of Insurance and Investment. Funds available under this plan are -Bond, Secured, Balanced and Growth fund. A policyholder can partially withdraw the units at any time after five policy years. Loan can be availed after completion of 3 policy years. Policy can be surrendered after completion of 5 years with no surrender charge. Premiums can be paid in yearly, half-yearly, quarterly and in monthly (ECS) installment OR in single installment. Policyholder can switch between any fund types during the policy term. 4 switches will be allowed free in a policy year. Policyholder has a option to enhance the risk cover by choosing the Double Accident benefit rider and the Critical Illness Rider. On death of the policyholder, the nominee will be eligible to get higher of Sum assured (minus partial withdrawal if any done during last two years) or the Fund value of units. In case of maturity the policyholder will get amount equal to the Fund value of the units.

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Endowment Plus is an unmatched Unit Linked Endowment Plan from LIC. With its exciting features, it gives you just the right way to enter the stock market along with the much-needed insurance protection.

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Endowment Plus being a unit-linked plan is dynamic in nature as it gives you the flexibility in the choice of investment in funds. The funds differ by virtue of their exposure to market risks and hence you have a broad choice to pick the fund depending on your risk appetite. Simply put, it can be viewed as a combination of insurance and stock investments, all in one package. Lets take a quick look at its remarkable features:

Presentation specially prepared for

l Maturity returns can be amplified by exercising 'Settlement Option,

through which returns can be taken in installments.

Mr. Asai ' Brother

Present age Annualized Premium Basic Life Cover Accidental Cover Critical Illness Cover : : : : : 26 Rs. 24000 Rs. 265000 Rs. 0 Rs. 0

Enjoy tax benefit under section 80CCE.

Conditions governing the Benefits Illustration shown in the subsequent pages

i) The benefits shown in the illustration on subsequent pages are calculated on the assumption that the Projected Investment Rate of Return that LICI will be able to earn throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The Projected Investment Rate of Return is not guaranteed. ii) The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification. While the presenter has taken full care to give correct picture of benefits, the presenter does not undertake any responsibilities of inaccuracies that might have reflected in the illustration.

Presented by:

DWT
LIC OF INDIA

(Powered By: Visual Magic Pro - India''s No.1 Software for Ins. Advisors)

DWT
LIC OF INDIA

(Powered By: Visual Magic Pro - India''s No.1 Software for Ins. Advisors)

Endowment Plus Plan Presentation For Asai ' Brother age 26 years
Risk Covered Life Cover Accident Cover Crit. Illness Cover

Mode of Premium Installment Premium Date of Report Term

: Monthly : Rs. 2000 : 11/07/2011 :

10

: Rs. 265000 : Rs. 0 : Rs.0

Growth of Secured fund under Scenario I-10%**

End of Policy Year 1 2 3 4 5 6 7 8 9 10 Total Premium Paid 24000 48000 72000 96000 120000 144000 168000 192000 216000 240000

Age 27 28 29 30 31 32 33 34 35 36

Annual Premium 24000 24000 24000 24000 24000 24000 24000 24000 24000 24000

Fund/Cash Value 22491 47701 75259 105386 138324 174839 214758 258403 306100 358169

Death Benefit 265000 265000 265000 265000 265000 265000 265000 265000 306100 358169

Charges 796 921 1055 1198 1353 1523 1713 1916 2157 2469

Service Tax 54 84 117 153 192 235 282 334 393 462

Total 2651 2206 2372 2550 2745 2478 2715 2970 3270 3651

** Subject to conditions printed on the cover page. # You have the option of receiving maturity amount of Rs.358169 at the age of 36 years on 2021.

* For private circulation only

DWT
LIC OF INDIA

(Powered By: Visual Magic Pro - India''s No.1 Software for Ins. Advisors)

Endowment Plus Plan Presentation For Asai ' Brother age 26 years
Mode of Premium Installment Premium Date of Report Term

: Monthly : Rs. 2000 :

11/07/2011 Life Cover Accident Cover Crit. Illness Cover

Risk Covered
: Rs. 265000 : Rs. 0 : Rs.0

: 10

Details of Charges Under Scenario II-10 %

Risk Charges Life Cover Accident Cover Critical Illness Fund Mgnt. 72 215 374 547 736 945 1174 1425 1700 1999 Service Tax 54 84 117 153 192 235 282 334 393 462 Other Charges

Year Age 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 27 28 29 30 31 32 33 34 35 36

Rate 1.43 1.45 1.46 1.46 1.46 1.46 1.50 1.56 1.64 1.73

Amount 364 335 299 257 211 161 108 48 1 -

Rate 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50

Amount -

Rate 0.94 0.97 1.05 1.09 1.16 1.27 1.36 1.48 1.64 1.80

Amount -

Allocation 1800 1200 1200 1200 1200 720 720 720 720 720

Admin 360 371 382 393 405 417 430 443 456 470

Total 2651 2206 2372 2550 2745 2478 2715 2970 3270 3651

* For private circulation only