Improving Slum Conditions through Innovative Financing

FIG/UN-Habitat seminars and workshops in Stockholm, Sweden June 16-17, 2008

Housing for urban poor

Constraints on access to land (property) Need for functioning institutions and mechanism (land management, financial mechanisms) Slums represents a market, 3 billion people need adequate housing, housing a human right Formal credits only available for freehold and leasehold titled properties

 Microfinancing institutes (MFI) is lending 500-5000 USD on short-term conditions, not so interested in housing. Mortgage market usually more than 10 000 USD and on terms longer than 10 years. Need to mobilise local capital markets Public-private partnership Alternative tenure: group rights, occupancy rights, rents, common facilities

Project content
Focal problem: Money is available but is not used due to lack of institutions and mechanisms Secure tenure a key for efficient finance of housing Functional financial markets needed for housing finance

Activities
Two-day seminar in Stockholm, June 2008 Thematic studies, cross-cutting issues, projects to promote change Bringing new actors on board for the slum upgrading market and widen the dialogue and understanding to explore possibilities for change of institutions

Organisation
FIG-UN-Habitat Commission 3, 7, 8, 9, 10 Lincoln Institute
Global Land Tool Network (UN-Habitat) High Level Commission on the Legal Empowerment of the Poor National Housing Credit Board (Sweden) Lantmteriet (Sweden)

Paper from Com 7

Analyses of good and bad experiences from land administration upgrading projects and identifying issues for discussions:
Formal and informal tenure situation, social, customary, occupancy legal-illegal, leasehold, rent, group rights, common facilities. Collect, safekeeping and updating of information Graphic information, different ways Connection between information system and legal situation, enforcement of rights Connection between information system and financial markets Connection between markets, values and foreclosure procedures

Results: Recommendations for change of land administration institutions, for studies, for elaboration of projects, for dissemination and networking

Assistance needed
References to projects, examples etc of interest Members to reference group for the development of the key analysis paper. Participation in the discussion in Stockholm

Process of Adjudication (4)

Data Registration
Attribute data entered in the Peri - Urban Property Database
i.e. Owner details, Zone, Block & House number, Landuse, Occupancy licence number and Number of units

Spatial data entered in the Chaisa Property Map

i.e. Ten digit House Reference Number. e.g. 0031800025

A MAP SHOWING KIBERA INFORMAL SETTLEMENT.

N W S E

WOODLEY ESTATE

JAMHURI ESTATE

ROYAL NAIROBI GOLF COURSE

MAKINA
(42.666 Ha)

W thi aga Mb

NGUMMO ESTATE

ay

K ib

era

Dr ive

AYANY ESTATE

KIANDA
(15.764 Ha)

KAMBI MURU
(7.758 Ha)

MASHIMONI
(12.519 Ha)

LAINI SABA
(23.682 Ha)

NGONG FOREST

OLYMPIC ESTATE

KISUMU NDOGO
(16.987 Ha)

KEMRI

LINDI SOWETO WEST

(7.088 Ha)

SOWETO EAST
(21.379 Ha)

GATWEKERA
(28.557 Ha)

(26.213 Ha)

Lin kR oa d

RAILA
(7.797 Ha)

SILANGA
(22.445 Ha)

Byp ass outh er n

NAIROBI DAM

DECANTING SITE LANG'ATA WOMEN'S PRISON NGEI ESTATE SOUTHLANDS JONATHAN NG'ENO ESTATE

DOG SECTION

LEGEND
Tarmac roads Railway Line 30m Road reserve Drainage Rivers Dams Village boundaries Ngong forest Wetland

OTIENDE ESTATE

La ng'ata

Roa d

0.1

0.1

0.2

0.3

0.4

0.5

0.6

0.7

0.8

0.9 Kilometers

METHODOLOGY (cont.)
Structure numbering

STRUCTURE NUMBERING (cont.) Identification of structures.

222 202 050 162 205 203 057 208 159 158 156 204 155 209 152 218 218 4 217 151 151 168 169 063 167 157 160 154 164 153 165 166 059 062 161 0 163 058 060 052 056 053