(Variable Universal Life)

12
34
5
SeparateAccount
GeneralAccount

(Variable Life)

(Variable Annuity)

(Singlepremium Immediate Annuity)

(Persistency)

Premium
Payment Period

(Paid- Up Policy)(1)
(2)(3)

(Extra premium)

(Bilateral Contract)



(Occupational Hazard)

(Waiver Of Premium)

(General account)

(Preferred risk)

(War clause)

(Claim Reserve)
(Claims In The Course Of Settlement)
(Claims Incurred But Not Reported)

(Earned Premium)

(Overlapping insurance)

(Annuity certain)

(Standardrisk)

(Binder, bindingslip)

(Grace Period)

(Dataa Of Grace)(Grace Period)

(Increase Of Sum Assured)

(Deferred Compensation Plan)

(Deferred Annuity)

(Admitted Assets)

(Actuary)

(Maturity Value)
10

(Economic benefit)

(Reimbursement benefits)

(Hospital & SurgicalHS)

(Group insurance)

(Assumed interest rate)

(Expected mortality)
()

(Moral Hazard)

(Asset Share)

(Asset Valuation Reserve)AVR
MSVR AVR
AVR (Risk Based Capital)

(Cash Surrender Value)

11

(Supplementary contract)

(Broerage Agency)

(Universal Life)

(Prospect)

(Agent Registration Certificate)

(Accident)

(Accident Insurance)

(Accidental Insurance)

(Excess insurance)

(Overloading)

(Waiting period)

(Waiting Period)

(Age at issue)



(Date Of Issue)

(Reduced Paid-Up Insurance)

(Ratio Of Prevalence)

(Reserve)

(The Insured)

(Whole Life)

(Annuity life)


(Career Agent)

(Health Declaration Statement)

(Health Insurance)

(limitation)

(Anti-Selection)

(Net premium)1.
2.3.

(Premium Pure)

(Special Reserve) AIDS

(Travel Insurance)

(Termination)



(Substandard insurance)

(Extended term option)

(Extended Term Insurance)

()

(Aleatory Contract)
()

(Material Fact)

(Dread Disease Insurance)

(Application Form)

(Policyholder)

(Ratio Of Insurance Penetration)

(GDP)

(Pre-Existing Condition Or Abnormality)

(Act Insurance)
(Compulsory Insurance)

(Policy Cancellation Right)

(Policy Rescission Right)

(Policy Termination)

(Guaranteed Deposit Fund)

(Broker)

(Life underwriter)



(Insurance rate)
1000

(Automatic Premium Loan)

(Insurance Premium)

(Policy term)

(Insurance Policy)

(Insurance Density)

(policy period)

(business)

(Sum insured)

(Beneficiary)

()()

(Insurance interest)

(Insurance Age)



(Assurer)

(Policy Value Reserve)

6 6

( 100 )

(Dividend)

(Expense Loading)

(Loading)

(Policy Loan)

(Mandatory Securities Valuation Reserve )
MSVR 1951 90 AVR IMR
(Preferred Stock)(bond)MSVR
MSVR

(Term Life)

(Data Of Expiration)

(Accident Rate)

(Week IncomeWI)

(Right Of Policy Chang)

(Riskspeculative)