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2010-11
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NOTES
Explanatory Notes
This publication provides quick data on select important items on scheduled commercial banks, excluding regional rural
banks, from 2006-07 to 2010-11. This is the seventh volume in the series; first volume of the series was published for
the year 2004-05.
1.
Data sources
1.1. Most of the data presented in the publication are from annual accounts of banks.
1.2. Data on number of offices are from Master Office File, Department of Statistics and Information Management
(DSIM), RBI.
1.3. Data on number of employees are from Indian Banks Association (IBA).
2.
Data definitions
2.1. Capital, reserves & surplus, deposits, investments, advances, interest income, interest expended and
operating expenses are as in annual accounts of banks.
2.2. Business (defined as deposits plus advances) per employee, profit per employee, return on assets, capital
adequacy ratio (CRAR) and net non-performing assets as percentage of net advances (Net NPA ratio) are
from Notes on Accounts of annual accounts.
2.3. For the years 2008-09 to 2010-11, bank-wise CRAR is given as per Basel-II. However, for the year
2007-08, wherever CRAR as per Basel-II is not available CRAR as per Basel-I is given and which is
indicated by $. For the year 2006-07, CRAR is given as per Basel-I.
2.4. Number of offices includes branches and administrative offices.
2.5. Cost of Funds (CoF) is defined as the ratio (in %) of interest paid on deposits and borrowings to average
of opening and closing balances of deposits and borrowings for the respective years.
2.6. Cost adjusted return on advances is CoF subtracted from return on advances, where return on advances
is defined as the ratio (in %) of interest earned on advances to average of opening and closing balances
of advances for the respective years.
2.7. Wages as percentage to total expenses is computed as the ratio (in %) of payment to and provisions for
3
employees to total expenses.
3.
4.
Bank group level aggregates have been computed from respective items at bank level. Computation of
ratios follows definitions similar to those of bank level ratios; that is ratios of corresponding aggregates at
bank group level. More specific details are as follows:
i)
Business per employee (or profit per employee) is computed by dividing the total business (or profit)
for the group by the number of employees in the group.
ii)
CoF is computed as the ratio (in %) of interest paid on deposits and borrowings to average of opening
and closing balances of deposits and borrowings of the respective years.
iii)
Return on advances adjusted to CoF is computed by subtracting CoF for the group from return on
advances for the group; the latter is computed as the ratio (in %) of interest earned on advances by
the group to average of opening and closing balances of total advances of the group.
iv)
Return on assets for a group is obtained as weighted average of return on assets of individual banks
in the group, weights being the proportion of total assets of the bank as percentage to total assets of
the group.
v)
Capital adequacy ratios for the bank groups have been obtained from OSMOS, Department of Banking
Supervision, RBI.
General
4.1.
IDBI Bank Limited, a public sector bank, is clubbed along with nationalised banks.
4.2.
For quick comparison, bank group aggregates and all banks aggregates for 2010-11 are given against
every bank.
4.3.
As on the date of printing, annual account of one bank, i. e., Bank International Indonesia was not available.
Therefore, this banks data have not been included in this publication.
4.4.
The symbol - indicates nil or negligible and the symbol .. indicates not applicable or not available.
Foreign Banks
AB Bank
(Amount in
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
crore)
2006-07
2007-08
2008-09
2009-10
1
27
209.48
8.80
1
26
212.37
10.67
1
27
215.69
14.06
1
28
204.63
17.46
1
28
326.63
17.08
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
46
25
9
33
47
31
11
26
49
31
11
29
54
34
16
17
59
55
14
72
80972
240689
165499
195539
509813
5616432
1916053
4298704
5
5
1
4
4
4
3
5
8
1
4
3
12
7
4
16
8
28520
10972
10622
12557
491665
79564
298891
123129
2.31
6.88
16.93
1.56
7.07
21.18
2.32
9.36
20.25
1.34
8.80
14.52
0.61
5.71
11.82
3.11
5.64
23.31
4.73
4.45
17.05
3.42
100.00
-
3.84
43.09
9.25
4.75
50.67
6.67
5.58
30.01
7.68
4.53
30.57
-
1.74
16.72
0.67
1.10
14.17
0.97
A,B
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2
36
1865.72
4.80
2
39
1772.97
78.29
2
40
1759.98
41.96
2
41
1542.63
18.60
2
43
1607.70
19.11
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
78
474
144
203
107
414
162
162
123
509
195
137
131
523
246
152
139
565
220
180
80972
240689
165499
195539
509813
5616432
1916053
4298704
47
15
32
19
65
7
27
27
48
5
20
13
41
3
20
13
43
4
24
15
28520
10972
10622
12557
491665
79564
298891
123129
5.06
3.78
10.33
4.73
3.42
10.90
4.20
7.54
16.30
3.89
4.57
20.89
3.74
4.54
21.47
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.23
27.66
0.63
3.96
51.71
-
2.40
47.57
-
1.13
44.79
0.19
1.12
45.25
2.89
1.74
16.72
0.67
1.10
14.17
0.97
Nationalised Banks
Allahabad Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
2140
20379
495.00
3.68
2234
20079
604.00
4.85
2335
20457
706.00
3.75
2361
20959
845.00
5.76
2473
21227
1063.00
6.70
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
4477
59544
18746
41290
5221
71616
23400
49720
5852
84972
29651
58802
6753
106056
38429
71605
8507
131887
43247
93625
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
4884
376
3133
1027
6171
965
4499
1158
7365
1142
5206
1399
8369
1516
5719
1618
11015
1370
6992
2338
256490
28625
164135
53819
491665
79564
298891
123129
5.57
3.65
14.92
6.50
3.30
12.2
6.10
4.02
13.23
5.37
4.44
13.79
5.23
4.78
16.69
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.26
12.52
1.07
1.32
11.99
0.80
0.90
13.11
0.72
1.16
13.62
0.66
1.11
12.96
0.79
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Foreign Banks
Items
2006-07
2007-08
crore)
2008-09
2009-10
2
857
133.83
-
2
870
137.58
-
2
971
167.66
2.69
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
481
330
213
695
481
569
221
875
624
519
239
1078
80972
240689
165499
195539
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
77
335
81
375
64
315
32
321
62
398
38
416
28520
10972
10622
12557
491665
79564
298891
123129
19.06
-10.55
22.38
6.17
1.03
24.40
5.83
-0.76
22.45
3.11
5.64
23.31
4.73
4.45
17.05
-7.92
21.34
4.34
-4.24
19.10
1.59
1.67
23.61
1.50
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Nationalised Banks
Andhra Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1322
12981
536.06
4.14
1401
13387
626.53
4.30
1463
14255
728.29
4.58
1586
14292
939.00
7.00
1643
14098
1165.00
9.00
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3156
41454
14301
27889
3249
49437
14898
34238
3647
59390
16911
44139
4410
77688
20881
56114
6492
92156
24204
71435
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
3315
447
1898
933
4210
626
2870
909
5375
765
3748
1104
6373
965
4178
1350
8291
897
5070
1705
256490
28625
164135
53819
491665
79564
298891
123129
4.82
4.40
19.39
6.12
4.11
13.48
6.40
4.36
12.86
5.38
4.92
14.91
5.23
5.26
16.30
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.31
11.33
0.17
1.16
11.61 $
0.15
1.09
13.22
0.18
1.39
13.93
0.17
1.36
14.38
0.38
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
1
18
2071.57
55.63
1
19
2618.95
53.54
1
24
3371.97
70.76
1
24
1955.63
-7.88
1
25
2592.31
-60.06
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
147
54
158
375
203
80
171
476
219
81
215
700
217
57
195
446
202
55
165
600
80972
240689
165499
195539
509813
5616432
1916053
4298704
41
7
25
6
41
8
23
6
48
13
23
8
34
15
8
11
29
11
7
12
28520
10972
10622
12557
491665
79564
298891
123129
4.60
2.51
8.78
3.79
2.39
10.00
3.33
2.33
11.73
1.14
3.36
23.24
0.67
2.67
36.86
3.11
5.64
23.31
4.73
4.45
17.05
1.70
46.48
-
1.63
37.09
-
1.64
26.79
3.35
-0.25
33.72
14.32
-1.72
33.73
3.04
1.74
16.72
0.67
1.10
14.17
0.97
10
Axis Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
508
9980
1024.00
7.59
651
14739
1117.00
8.39
831
20624
1060.00
10.00
1035
21640
1111.00
12.00
1459
26435
1366.00
14.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
3402
58786
26897
36876
8771
87626
33705
59661
10215
117374
46330
81557
16045
141300
55975
104341
18999
189238
71992
142408
138589
1002759
422020
797534
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
4462
1010
2993
1215
7005
1795
4420
2155
10835
2897
7149
2858
11638
3946
6634
3710
15155
4632
8592
4779
96827
20726
57115
27606
491665
79564
298891
123129
4.96
4.17
9.06
4.98
4.85
10.19
5.74
4.83
9.97
4.03
4.57
12.14
4.10
4.34
12.07
4.56
5.11
14.54
4.73
4.45
17.05
1.10
11.57
0.72
1.24
13.73 $
0.42
1.44
13.69
0.40
1.67
15.80
0.40
1.68
12.65
0.29
1.43
16.46
0.56
1.10
14.17
0.97
Return on Assets
CRAR
Net NPA ratio
11
Foreign Banks
Bank of America
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
5
283
1920.89
69.09
5
314
2483.54
102.08
5
293
2430.57
110.85
5
284
3101.97
121.26
5
323
3852.25
139.02
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1778
2718
1886
2916
2411
4191
2878
3452
2748
4167
3670
3356
3099
5490
8383
3631
3521
5992
4861
5859
80972
240689
165499
195539
509813
5616432
1916053
4298704
430
233
169
140
514
348
163
167
607
393
152
175
569
493
186
244
725
581
198
359
28520
10972
10622
12557
491665
79564
298891
123129
4.70
2.24
25.20
3.70
4.08
27.31
2.22
9.06
24.6
1.85
5.75
29.50
1.96
5.12
39.08
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
3.10
13.33
-
3.76
13.45
-
3.42
12.73
-
2.60
15.49
-
3.77
14.51
-
1.74
16.72
0.67
1.10
14.17
0.97
12
Foreign Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
2
76
704.00
-11.00
2
94
718.00
20.00
2
103
616.00
14.00
2
106
850.00
2.00
2
100
896.00
14.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
88
364
109
171
95
395
123
280
100
472
149
287
100
515
225
387
106
515
233
383
80972
240689
165499
195539
509813
5616432
1916053
4298704
30
5
17
11
35
9
19
12
49
15
25
17
41
10
27
17
52
10
24
17
28520
10972
10622
12557
491665
79564
298891
123129
4.59
5.38
15.45
4.50
5.06
16.03
5.19
7.12
17.76
4.90
4.19
16.73
3.55
6.62
20.22
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
-1.90
22.00
0.12
4.08
21.61
1.51
3.14
25.52
0.09
0.37
25.01
1.95
1.99
23.28
0.52
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
13
Nationalised Banks
Bank of Baroda
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2812
38604
555.00
2.73
2931
37260
710.00
3.94
3006
36440
914.00
6.00
3182
38152
981.00
8.00
3447
39385
1333.00
11.00
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
8650
124916
34944
83621
11044
152034
43870
106701
12880
192397
52446
143251
15106
241262
61182
175035
20993
305439
71261
228676
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
9004
1382
5427
2544
11813
2051
7902
3034
15092
2758
9968
3576
16698
2806
10759
3811
21886
2809
13084
4630
256490
28625
164135
53819
491665
79564
298891
123129
4.58
3.69
20.63
5.33
3.51
17.41
5.25
3.71
17.34
4.37
3.51
16.14
4.19
3.83
16.47
4.93
4.27
16.41
4.73
4.45
17.05
0.80
11.8
0.60
0.89
12.94
0.47
1.09
14.05
0.31
1.21
14.36
0.34
1.33
14.52
0.35
1.03
13.47
0.92
1.10
14.17
0.97
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
14
Foreign Banks
Bank of Ceylon
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1
25
579.00
9.00
1
29
483.00
15.00
1
30
488.00
73.00
1
30
444.00
18.00
1
27
605.00
27.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
57
86
31
41
61
74
30
41
80
86
31
45
86
92
63
40
93
97
37
67
80972
240689
165499
195539
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
10
3
4
3
11
4
3
3
14
15
3
3
11
6
4
4
13
5
4
4
28520
10972
10622
12557
491665
79564
298891
123129
4.18
4.17
13.78
3.70
9.07
14.71
3.35
10.76
16.28
4.18
7.41
17.69
3.99
7.03
17.37
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.25
63.21
14.96
2.24
55.97
4.01
10.23
45.18
-
2.73
50.85
-
3.68
42.09
-
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
15
Nationalised Banks
Bank of India
(Amount in
crore)
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2819
41511
498.00
2.71
2980
40557
652.00
4.95
3109
40155
833.00
7.49
3228
39676
1011.00
4.39
3387
39785
1284.00
6.20
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
5895
119882
35493
85116
10589
150012
41803
113476
13495
189708
52607
142909
14230
229762
67080
168491
17291
298886
85872
213096
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
8936
1563
5496
2608
12355
2117
8126
2645
16347
3052
10848
3094
17878
2617
12122
3668
21752
2642
13941
5068
256490
28625
164135
53819
491665
79564
298891
123129
4.55
3.96
19.92
5.37
3.97
15.38
5.69
4.09
13.90
4.97
3.45
14.54
4.53
3.59
18.28
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.88
11.75
0.95
1.25
12.04
0.52
1.49
13.01
0.44
0.70
12.94
1.31
0.79
12.17
0.91
1.03
13.47
0.92
1.10
14.17
0.97
Items
Interest income
Other income
Interest expended
Operating expenses
16
Nationalised Banks
Bank of Maharashtra
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1386
13893
404.94
1.95
1416
13590
515.69
2.39
1463
13631
636.00
2.76
1496
13673
762.00
3.21
1575
13861
825.00
2.38
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
1742
33919
11298
22919
1782
41758
12283
29286
2517
52255
18382
34291
2858
63304
21324
40315
3971
66845
22491
46881
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
2722
265
1628
746
3440
380
2312
836
4292
500
3035
963
4736
591
3439
1073
5563
531
3595
1644
256490
28625
164135
53819
491665
79564
298891
123129
4.88
3.77
19.55
5.6
4.22
15.42
5.86
4.42
14.50
5.28
3.75
14.53
4.89
4.30
22.09
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.76
12.06
1.21
0.75
10.85 $
0.87
0.72
12.05
0.79
0.70
12.78
1.64
0.47
13.35
1.32
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
17
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
5
194
2311.12
39.10
5
203
3082.88
49.89
5
195
3890.97
78.39
5
196
3750.43
101.43
5
194
4294.06
97.37
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
608
2079
1095
2969
708
3755
1644
4774
861
2976
1726
4805
1060
3454
1922
5071
1252
3655
2439
6299
80972
240689
165499
195539
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
257
82
179
40
354
114
258
40
545
171
371
59
424
133
181
46
462
154
239
53
28520
10972
10622
12557
491665
79564
298891
123129
5.16
1.63
7.06
5.11
1.58
5.67
5.94
2.58
4.16
2.4
4.58
8.48
3.34
2.50
8.11
3.11
5.64
23.31
4.73
4.45
17.05
1.73
23.26
-
1.73
20.15 $
-
2.04
12.70
-
2.79
13.15
-
2.20
11.80
-
1.74
16.72
0.67
1.10
14.17
0.97
Return on Assets
CRAR
Net NPA ratio
18
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
3
132
1780.52
35.42
3
137
2613.45
60.50
3
95
3107.91
41.57
3
180
3069.80
40.70
3
223
3103.38
45.57
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
642
960
522
1589
1140
1327
589
2307
1208
2076
875
2991
2307
2199
1440
3348
2922
1654
906
5267
80972
240689
165499
195539
509813
5616432
1916053
4298704
127
49
48
42
214
43
77
30
315
63
174
41
256
77
126
51
313
81
67
69
28520
10972
10622
12557
491665
79564
298891
123129
2.49
4.37
24.6
2.91
5.7
14.68
5.26
3.78
8.69
2.98
3.45
11.72
1.73
3.85
24.31
3.11
5.64
23.31
4.73
4.45
17.05
2.11
30.71
-
2.40
26.87
-
1.49
29.51
-
1.31
68.16
-
1.46
58.67
-
1.74
16.72
0.67
1.10
14.17
0.97
19
Foreign Banks
Barclays Bank
(Amount in
crore)
2006-07
2007-08
2008-09
2009-10
3
265
280.54
36.28
5
2078
942.33
0.50
5
1534
1110.13
1.96
7
1084
1208.05
- 42.26
9
978
1436.73
9.47
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1393
1010
1342
173
4865
6902
2857
7636
5001
12486
7883
10551
5516
7075
10647
7565
5541
6740
12553
8311
80972
240689
165499
195539
509813
5616432
1916053
4298704
138
217
71
128
624
568
323
692
2037
589
979
892
1659
149
698
780
1680
456
833
760
28520
10972
10622
12557
491665
79564
298891
123129
5.1
20.64
41.75
6.14
4.93
24.8
8.68
8.61
14.15
4.5
8.88
22
4.27
6.98
19.96
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
4.45
13.68
-
0.10
21.11 $
0.42
0.16
17.07
4.59
-3.12
16.99
5.15
0.47
14.89
1.46
1.74
16.72
0.67
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
20
Foreign Banks
BNP Paribas
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
9
328
1353.00
19.00
9
359
1950.00
36.00
9
347
2035.00
49.00
9
330
2776.00
55.00
9
335
3008.00
56.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
745
2098
1120
2342
1214
3236
2690
3772
1656
3353
3562
3710
1834
5020
4027
3738
2019
4646
3806
5451
80972
240689
165499
195539
509813
5616432
1916053
4298704
303
137
172
129
459
256
254
178
637
243
272
193
585
195
143
238
646
249
241
276
28520
10972
10622
12557
491665
79564
298891
123129
5.46
2.51
21.84
5.69
2.56
22.03
4.54
5.57
19.57
2.17
5.41
26.72
3.51
4.48
21.99
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.41
10.76
-
1.97
12.66
-
2.13
12.37
0.86
2.05
15.78
-
2.00
11.92
-
1.74
16.72
0.67
1.10
14.17
0.97
21
22
Nationalised Banks
Canara Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2687
46359
548.76
3.24
2788
45260
609.41
3.65
2841
44090
780.17
4.97
3140
43380
982.58
7.35
3329
43397
1228.18
9.76
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
10354
142381
45226
98506
10500
154072
49812
107238
12208
186893
57777
138219
14672
234651
69677
169335
20040
293973
83700
212467
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
11365
1451
7338
2565
14201
2213
10663
2791
17119
2311
12401
3065
18752
2858
13071
3478
23064
2703
15241
4419
256490
28625
164135
53819
491665
79564
298891
123129
5.35
3.08
16.25
6.77
2.83
12.35
6.62
3.82
12.14
5.61
3.46
13.26
5.29
3.64
15.03
4.93
4.27
16.41
4.73
4.45
17.05
0.98
13.5
0.94
0.92
13.25
0.84
1.06
14.10
1.09
1.30
13.43
1.06
1.42
15.38
1.11
1.03
13.47
0.92
1.10
14.17
0.97
Return on Assets
CRAR
Net NPA ratio
23
C,D
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
crore)
2006-07
2007-08
2008-09
2009-10
356
2791
278.00
0.68
375
2723
317.00
1.34
377
2676
374.00
1.39
377
2696
419.00
0.06
376
2820
537.00
0.45
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
229
4749
1553
3013
305
5318
1819
3314
388
6333
2184
3684
390
6978
2289
4467
545
8726
2690
6220
138589
1002759
422020
797534
509813
5616432
1916053
4298704
409
43
252
137
481
60
317
151
557
100
391
187
578
74
455
189
762
75
514
289
96827
20726
57115
27606
491665
79564
298891
123129
5.33
4.87
23.78
6.11
5.11
21.01
6.50
5.26
20.65
6.61
3.63
18.11
6.20
5.05
26.43
4.56
5.11
14.54
4.73
4.45
17.05
0.37
9.58
1.98
0.64
11.21
1.61
0.57
12.29
2.39
0.02
10.82
1.58
0.14
11.22
1.74
1.43
16.46
0.56
1.10
14.17
0.97
24
Nationalised Banks
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
crore)
2006-07
2007-08
2008-09
2009-10
3321
39055
303.85
1.35
3435
37488
400.99
1.56
3644
32804
560.28
1.71
3704
34826
711.76
3.30
3863
34015
835.17
3.96
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3790
82776
27742
51795
5943
110320
31455
72997
6412
131272
43061
85483
7692
162107
50563
105383
10873
179356
54504
129725
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
6234
476
3760
1684
7884
902
5772
1746
10455
1070
8227
1862
12064
1735
9519
2222
15221
1265
9895
3999
256490
28625
164135
53819
491665
79564
298891
123129
4.78
3.42
21.59
5.76
2.73
16.15
6.59
3.19
12.61
6.06
3.00
13.15
5.09
4.48
21.33
4.93
4.27
16.41
4.73
4.45
17.05
0.62
10.4
1.70
0.54
9.39
1.45
0.45
13.12
1.24
0.66
12.23
0.69
0.70
11.64
0.65
1.03
13.47
0.92
1.10
14.17
0.97
25
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
1
21
1042.00
3.00
1
26
845.00
13.00
1
31
675.00
18.00
1
33
963.00
10.00
1
35
1070.00
13.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
43
103
41
116
46
92
41
128
116
61
13
148
119
114
17
203
123
97
32
235
80972
240689
165499
195539
509813
5616432
1916053
4298704
12
1
7
4
14
2
8
5
19
3
6
9
17
4
3
12
21
5
6
11
28520
10972
10622
12557
491665
79564
298891
123129
5.23
3.42
12.99
5.57
3.7
11.00
5.68
6.16
20.13
3.11
6.05
24.79
4.12
4.48
26.66
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.34
22.14
0.27
1.63
22.72
-
2.91
45.40
-
1.33
31.12
1.39
1.39
22.92
1.07
1.74
16.72
0.67
1.10
14.17
0.97
26
Foreign Banks
Citibank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
40
5194
1360.48
17.33
40
4782
1763.78
37.73
41
4795
1880.10
45.12
43
4613
1979.89
18.32
43
5327
1745.94
28.61
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
6603
37875
16021
32861
9351
46125
18450
38377
11518
51677
24519
39920
13514
54452
28109
36655
14961
56668
30399
40597
80972
240689
165499
195539
509813
5616432
1916053
4298704
4384
1346
1696
1853
5964
2446
2311
2179
6840
3582
2429
2587
6070
1591
2017
2354
6298
1918
2222
2717
28520
10972
10622
12557
491665
79564
298891
123129
3.87
6.30
15.83
4.08
7.49
15.75
3.56
9.04
17.56
2.67
7.82
20.02
2.72
6.34
20.47
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
2.79
11.06
1.02
2.24
12.00
1.23
2.12
13.23
2.63
0.96
18.14
2.14
1.37
17.31
1.21
1.74
16.72
0.67
1.10
14.17
0.97
27
Items
crore)
2006-07
2007-08
2008-09
2009-10
164
1871
350.12
3.84
183
2170
499.06
4.69
210
2424
565.18
4.98
225
2628
651.00
6.00
249
2836
781.00
8.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
366
4699
1307
3329
567
6425
1718
4537
661
8207
2397
5645
826
10285
3210
6833
1007
12914
3616
9255
138589
1002759
422020
797534
509813
5616432
1916053
4298704
400
54
233
90
596
90
396
110
804
124
562
140
957
143
678
166
1218
157
798
216
96827
20726
57115
27606
491665
79564
298891
123129
5.51
4.98
13.75
7.04
5.15
9.69
7.61
5.27
9.26
7.27
4.85
9.49
6.74
5.26
10.01
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.57
12.58
1.09
1.60
12.48 $
0.98
1.50
12.69
1.08
1.52
13.46
0.58
1.67
12.75
0.52
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
28
Foreign Banks
Items
2006-07
2007-08
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
29
2008-09
2009-10
crore)
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
158
2
7
26
80972
240689
165499
195539
509813
5616432
1916053
4298704
8
2
27
28520
10972
10622
12557
491665
79564
298891
123129
0.10
1.57
38.43
3.11
5.64
23.31
4.73
4.45
17.05
-11.50
143.96
-
1.74
16.72
0.67
1.10
14.17
0.97
Nationalised Banks
Corporation Bank
(Amount in
crore)
2006-07
2007-08
2008-09
2009-10
923
11880
637.00
4.79
1006
12010
839.00
6.52
1077
12465
1049.00
7.64
1124
13143
1268.70
9.52
1276
13861
1572.79
10.92
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3765
42357
14417
29950
4229
55424
17325
39186
4897
73984
24938
48512
5775
92734
34523
63203
7138
116747
43453
86850
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
3360
636
2052
804
4517
700
3073
892
6067
1107
4376
1047
6988
1493
5084
1260
9135
1324
6196
1642
256490
28625
164135
53819
491665
79564
298891
123129
4.85
3.94
13.25
5.8
3.52
10.79
6.14
3.86
9.46
5.08
3.84
9.96
4.68
3.95
11.42
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.17
12.76
0.47
1.29
12.09 $
0.32
1.24
13.61
0.29
1.28
15.37
0.31
1.21
14.11
0.46
1.03
13.47
0.92
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
30
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
6
109
1629.00
82.00
6
131
2249.00
97.00
6
120
2105.00
130.00
6
110
2983.00
71.00
6
109
3614.00
44.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
781
775
948
1003
849
1135
1461
1812
910
818
4031
1763
1345
1066
4123
2235
1392
672
3892
3275
80972
240689
165499
195539
509813
5616432
1916053
4298704
168
152
95
79
276
230
143
108
347
255
174
100
330
240
101
80
369
180
175
95
28520
10972
10622
12557
491665
79564
298891
123129
5.41
4.45
27.09
5.31
4.12
27.39
3.92
6.18
21.08
1.60
4.81
23.4
2.92
2.19
19.22
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
4.60
15.10
-
4.20
9.70
-
4.10
13.20
-
1.72
19.50
6.18
0.89
13.98
-
1.74
16.72
0.67
1.10
14.17
0.97
31
Foreign Banks
DBS Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2
186
1003.02
39.84
2
230
1416.58
28.27
10
359
1662.32
72.16
10
417
2554.5
64.75
12
620
2406.49
20.52
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1076
3836
1078
1230
1141
5096
4512
2364
1401
6023
7811
2723
1671
6637
10086
4015
1798
7368
10313
7552
80972
240689
165499
195539
509813
5616432
1916053
4298704
381
86
242
74
634
-33
393
88
809
302
494
165
880
155
318
168
1066
96
591
273
28520
10972
10622
12557
491665
79564
298891
123129
7.52
1.37
14.52
6.74
2.45
11.52
5.47
3.93
13.89
2.59
5.61
15.13
3.72
2.4
14.5
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.60
29.24
-
0.86
18.15
0.05
2.72
15.70
0.55
2.38
16.96
1.00
0.79
14.98
0.31
1.74
16.72
0.67
1.10
14.17
0.97
32
Nationalised Banks
Dena Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1071
10120
458.00
1.99
1098
9957
559.00
3.61
1125
9883
714.00
4.28
1164
10525
827.00
4.86
1231
9953
1077.00
6.15
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
1496
27690
9235
18303
1801
33943
10283
23024
2170
43051
12473
28878
2602
51344
15694
35462
3656
64210
18769
44828
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
2119
392
1263
612
2676
478
1817
650
3447
430
2383
768
4010
589
2910
848
5034
534
3270
1073
256490
28625
164135
53819
491665
79564
298891
123129
4.62
3.94
20.49
5.52
3.93
15.03
5.77
4.12
14.85
5.67
3.68
13.61
5.26
4.26
15.84
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.71
11.52
1.99
1.06
11.09 $
0.94
1.02
12.07
1.09
1.01
12.77
1.21
1.00
13.41
1.22
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
33
Foreign Banks
Deutsche Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
8
2250
1143.53
20.98
10
1695
1616.74
27.54
13
1599
1434.10
26.90
13
1498
1841.78
29.80
15
1453
1988.76
43.37
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1940
6978
6204
4945
4292
13755
10171
8960
4760
14147
8705
8798
4945
14693
9047
12923
5575
14646
8598
14294
80972
240689
165499
195539
509813
5616432
1916053
4298704
972
654
467
744
1445
1018
537
1054
1881
1020
588
1155
1579
817
302
956
1880
980
462
1123
28520
10972
10622
12557
491665
79564
298891
123129
4.00
5.45
31.45
3.25
7.05
30.97
3.21
10.11
24.34
1.60
7.10
40.56
2.36
6.16
34.48
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.23
10.62
0.01
1.56
15.05
0.22
1.75
15.25
0.88
1.73
16.45
0.79
1.95
15.03
0.23
1.74
16.72
0.67
1.10
14.17
0.97
34
Items
crore)
2006-07
2007-08
2008-09
2009-10
93
1331
391.00
0.40
104
2235
454.00
2.00
110
1942
379.00
-4.00
110
1591
515.00
-5.00
110
2174
506.00
1.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
336
4415
1847
2658
636
6075
2135
4069
598
4647
1622
3274
601
4787
2018
3460
621
5610
2295
4271
138589
1002759
422020
797534
509813
5616432
1916053
4298704
347
92
227
171
562
174
388
238
645
120
448
242
459
108
317
201
536
112
347
215
96827
20726
57115
27606
491665
79564
298891
123129
5.76
4.20
17.18
6.90
5.84
15.51
7.43
6.04
15.14
5.87
4.82
16.99
5.68
4.74
18.92
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.71
11.34
1.64
0.48
13.38 $
0.66
-1.25
13.30
3.88
-1.30
14.85
3.11
0.30
13.25
0.97
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
35
Dhanlaxmi Bank
(Amount in
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
crore)
2006-07
2007-08
2008-09
2009-10
190
1385
366.68
1.18
190
1411
409.08
2.02
190
1402
585.88
4.10
282
3275
369.61
0.71
289
3665
589.22
0.71
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
147
3088
865
1837
172
3608
1075
2102
424
4969
1567
3196
440
7098
2028
5006
845
12530
3640
9065
138589
1002759
422020
797534
509813
5616432
1916053
4298704
249
28
150
88
312
42
214
97
408
79
287
113
535
91
394
193
906
147
641
344
96827
20726
57115
27606
491665
79564
298891
123129
5.10
5.22
18.40
6.17
4.98
15.28
6.53
4.50
15.65
6.15
4.07
18.59
6.00
3.94
20.44
4.56
5.11
14.54
4.73
4.45
17.05
0.47
9.77
1.75
0.76
9.21 $
0.88
1.21
15.38
0.88
0.35
12.99
0.84
0.23
11.80
0.30
1.43
16.46
0.56
1.10
14.17
0.97
36
Federal Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
553
6029
544.00
4.43
619
6945
655.00
5.43
640
7570
750.00
6.90
700
7896
813.00
6.01
771
8320
923.00
7.26
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1502
21584
7033
14899
3926
25913
10027
18905
4326
32198
12119
22392
4690
36058
13055
26950
5109
43015
14538
31953
138589
1002759
422020
797534
509813
5616432
1916053
4298704
1801
303
1085
406
2515
395
1647
469
3315
516
2000
571
3673
531
2262
677
4052
517
2305
836
96827
20726
57115
27606
491665
79564
298891
123129
5.11
4.51
17.47
6.32
4.49
12.82
6.32
6.10
12.35
6.11
5.44
12.45
5.26
5.49
15.29
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.38
13.43
0.44
1.34
22.46 $
0.23
1.48
20.22
0.30
1.15
18.36
0.48
1.34
16.79
0.60
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
37
E,F
Foreign Banks
FirstRand Bank
(Amount in
Items
2006-07
2007-08
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
38
2008-09
2009-10
crore)
1
35
71.61
-106.64
1
45
365.55
-19.66
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
177
5
209
20
409
25
494
141
80972
240689
165499
195539
509813
5616432
1916053
4298704
6
12
1
54
35
23
15
52
28520
10972
10622
12557
491665
79564
298891
123129
0.46
3.10
72.07
5.79
-1.63
54.17
3.11
5.64
23.31
4.73
4.45
17.05
-21.45
74.73
-
-1.37
94.81
-
1.74
16.72
0.67
1.10
14.17
0.97
HDFC Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
666
21477
607.00
6.13
745
37386
506.00
4.97
1422
52687
446.00
4.18
1729
51888
590.00
5.98
1963
55752
653.00
7.37
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
6433
68298
30565
46945
11497
100769
49394
63427
14652
142812
58818
98883
21522
167404
58608
125831
25379
208586
70929
159983
138589
1002759
422020
797534
509813
5616432
1916053
4298704
6648
1516
3179
2421
10115
2283
4887
3746
16332
3291
8911
5533
16173
3983
7786
5940
19928
4335
9385
7153
96827
20726
57115
27606
491665
79564
298891
123129
4.58
5.99
13.87
5.24
7.38
15.07
6.92
8.04
15.50
4.66
6.11
16.68
4.64
5.91
17.15
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.33
13.08
0.43
1.32
13.60 $
0.47
1.28
15.69
0.63
1.53
17.44
0.31
1.58
16.22
0.19
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
39
G,H
Foreign Banks
crore)
2006-07
2007-08
2008-09
2009-10
47
6564
979.68
14.32
47
7753
1012.34
16.69
47
7446
961.81
16.06
50
6685
1135.52
11.73
50
6373
1221.70
23.2
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
6159
34825
14131
23142
8459
42620
19290
29944
11214
49970
31154
27589
12135
55748
41289
23475
13687
54107
37279
27401
80972
240689
165499
195539
509813
5616432
1916053
4298704
3508
1212
1213
1584
4979
2117
2016
2145
6327
2699
2661
2195
5166
2135
1915
1950
5195
1789
1859
2191
28520
10972
10622
12557
491665
79564
298891
123129
3.49
7.11
22.05
4.39
7.87
21.41
4.82
8.81
18.01
3.17
7.19
21.28
3.06
6.41
21.59
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.82
11.06
0.43
1.82
10.59 $
0.58
1.51
15.31
1.42
0.88
18.03
2.31
1.68
18.03
0.91
1.74
16.72
0.67
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
40
ICICI Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
716
33321
1027.00
9.00
1271
40686
1008.00
10.00
1432
34596
1154.00
11.00
1719
35256
765.00
9.00
2564
56969
735.00
10.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
24663
230510
91258
195866
46820
244431
111454
225616
49533
218348
103058
218311
51618
202017
120893
181206
55091
225602
134686
216366
138589
1002759
422020
797534
509813
5616432
1916053
4298704
21996
6928
16358
6691
30788
8811
23484
8154
31093
7604
22726
7045
25707
7478
17593
5860
25974
6648
16957
6617
96827
20726
57115
27606
491665
79564
298891
123129
5.34
4.08
7.01
6.40
4.33
6.57
5.72
4.33
6.62
4.18
4.51
8.21
3.59
4.68
11.95
4.56
5.11
14.54
4.73
4.45
17.05
1.09
11.69
1.02
1.12
13.96
1.55
0.98
15.53
2.09
1.13
19.41
2.12
1.35
19.54
1.11
1.43
16.46
0.56
1.10
14.17
0.97
41
I,J
Nationalised Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
442
7482
1387.16
8.44
509
8253
1809.17
8.86
520
10201
2030.33
8.42
718
12220
2417.42
8.44
820
13602
2346.41
11.93
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
8300
43354
25675
62471
8822
72998
32803
82213
9424
112401
50048
103444
10165
167667
73345
138202
14568
180486
68269
157098
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
6345
1027
5687
778
8041
1582
7364
959
11545
1476
10306
1338
15261
2302
13005
1831
18601
2084
14272
2255
256490
28625
164135
53819
491665
79564
298891
123129
2.68
6.42
4.38
3.97
5.06
4.59
5.14
4.62
4.89
5.19
3.73
5.10
4.90
4.41
6.21
4.93
4.27
16.41
4.73
4.45
17.05
0.67
13.73
1.12
0.67
11.95 $
1.30
0.62
11.57
0.92
0.53
11.31
1.02
0.73
13.64
1.06
1.03
13.47
0.92
1.10
14.17
0.97
Return on Assets
CRAR
Net NPA ratio
42
Nationalised Banks
Indian Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1478
20892
364.00
3.64
1577
20548
488.00
4.91
1680
19993
617.00
6.23
1792
19641
761.00
7.92
1894
19311
930.00
8.88
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3841
47091
20878
29058
5160
61046
21915
39839
7136
72582
22801
51397
8272
88228
28268
62146
9521
105804
34784
75250
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
4195
823
2413
1247
5213
1006
3159
1400
6830
1035
4222
1588
7714
1316
4553
1730
9361
1182
5325
1926
256490
28625
164135
53819
491665
79564
298891
123129
4.97
4.93
24.01
5.46
4.71
21.22
6.13
5.02
19.84
5.56
4.66
19.30
5.39
4.94
18.38
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.46
14.14
0.35
1.64
12.74 $
0.24
1.62
13.98
0.18
1.67
12.71
0.23
1.53
13.56
0.53
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
43
Nationalised Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
1777
23861
467.23
4.04
1961
24947
582.70
4.82
2009
25512
689.50
5.20
2096
26732
712.00
2.63
2233
25626
1005.00
4.16
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3990
68740
23974
47060
4866
84326
28475
60402
7151
100116
31215
74885
7525
110795
37651
78999
9325
145229
48610
111833
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
5832
387
3271
1388
7739
1037
5289
1485
9641
1596
6772
1942
10246
1143
7078
2466
12101
1225
7893
2572
256490
28625
164135
53819
491665
79564
298891
123129
4.93
4.60
19.98
6.20
4.07
14.02
6.42
4.36
14.60
6.14
3.81
18.18
5.55
3.72
16.64
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.36
13.27
0.55
1.30
11.93 $
0.60
1.17
13.20
1.33
0.53
14.78
2.52
0.71
14.55
1.19
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
44
IndusInd Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
185
2613
1039.77
2.61
195
2869
1062.67
2.62
195
4251
836.00
3.49
231
5383
837.46
6.51
319
7008
843.98
8.24
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1057
17645
5892
11084
1350
19037
6630
12795
1664
22110
8083
15771
2397
26710
10402
20551
4050
34365
13551
26166
138589
1002759
422020
797534
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
1500
244
1229
344
1881
298
1580
402
2309
456
1850
547
2707
553
1821
736
3589
714
2213
1008
96827
20726
57115
27606
491665
79564
298891
123129
6.77
3.47
6.12
7.59
4.34
6.15
7.53
5.03
7.81
5.69
5.95
11.37
5.35
6.79
11.88
4.56
5.11
14.54
4.73
4.45
17.05
0.34
12.54
2.47
0.34
11.91 $
2.27
0.58
12.55
1.14
1.14
15.33
0.50
1.46
15.89
0.28
1.43
16.46
0.56
1.10
14.17
0.97
Return on Assets
CRAR
Net NPA ratio
45
Items
crore)
2006-07
2007-08
2008-09
2009-10
413
5162
486.09
1.66
421
5709
547.28
2.68
470
6086
606.39
3.03
493
6113
623.78
3.88
523
6909
674.79
4.53
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1103
15419
4528
11976
1536
20458
6293
14650
1703
24889
10496
16756
2331
25865
10473
18507
2624
30194
11021
23602
138589
1002759
422020
797534
509813
5616432
1916053
4298704
1268
286
822
505
1680
419
1182
609
2240
548
1590
772
2233
620
1403
808
2694
655
1688
1026
96827
20726
57115
27606
491665
79564
298891
123129
4.82
3.83
17.12
5.69
4.05
16.88
5.84
5.29
16.60
4.10
5.59
19.40
4.40
5.26
22.32
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.52
10.56
0.70
0.74
10.20 $
0.70
0.70
11.65
1.20
0.80
14.91
1.20
0.89
12.94
0.39
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
46
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
1
155
1121.88
82.15
1
160
1614.67
153.77
1
175
1825.28
253.63
1
182
2135.81
6.06
1
221
2217.69
219.41
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1211
1667
4367
799
2068
3313
6143
1059
2512
3587
6694
703
2977
5931
9162
1012
3927
6384
9940
3463
80972
240689
165499
195539
509813
5616432
1916053
4298704
279
172
127
71
451
384
204
128
513
721
231
138
438
-101
180
163
740
542
247
204
28520
10972
10622
12557
491665
79564
298891
123129
1.97
3.85
19.95
2.52
8.64
23.51
2.69
5.67
21.22
2.04
1.29
28.60
2.40
2.31
28.56
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.71
16.14
2.17
3.07
17.72 $
2.12
4.21
15.90
1.27
0.09
23.63
2.88
3.56
22.99
-
1.74
16.72
0.67
1.10
14.17
0.97
47
Items
crore)
2006-07
2007-08
2008-09
2009-10
461
6847
585.00
4.00
499
7558
596.00
5.00
510
7627
500.00
5.00
510
7790
731.00
7.00
510
7938
856.00
8.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
2009
25194
7392
17080
2281
28593
8758
18883
2623
33004
10736
20930
3010
37237
13956
23057
3479
44676
19696
26194
138589
1002759
422020
797534
509813
5616432
1916053
4298704
1899
160
1131
372
2434
245
1624
404
2972
261
1988
471
3057
416
1938
577
3713
365
2169
759
96827
20726
57115
27606
491665
79564
298891
123129
4.56
4.01
14.63
5.89
4.55
11.14
6.28
5.25
11.34
5.32
5.33
14.57
5.03
5.65
17.88
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.96
13.24
1.13
1.09
12.80 $
1.07
1.09
14.48
1.38
1.20
15.89
0.28
1.22
13.72
0.20
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
48
Foreign Banks
Items
2006-07
2007-08
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
49
crore)
2008-09
2009-10
1
17
73.26
-
1
16
114
-
1
16
381.54
-
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
111
2
10
111
9
2
10
111
7
1
54
80972
240689
165499
195539
509813
5616432
1916053
4298704
7
7
5
8
7
9
28520
10972
10622
12557
491665
79564
298891
123129
8.57
33.38
13.54
35.46
0.23
6.11
37.90
3.11
5.64
23.31
4.73
4.45
17.05
-0.26
317.51
-
-1.16
225.93
-
-1.03
123.59
-
1.74
16.72
0.67
1.10
14.17
0.97
50
Karnataka Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
428
4456
524.00
4.00
453
4677
589.00
5.00
469
4947
649.00
5.00
486
5244
727.00
3.00
501
5795
771.00
4.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1239
14037
5048
9553
1380
17016
6327
10842
1567
20333
8961
11810
1833
23731
9992
14436
2429
27336
11506
17348
138589
1002759
422020
797534
509813
5616432
1916053
4298704
1256
174
836
238
1560
237
1102
306
1949
322
1444
347
1976
379
1708
386
2371
292
1758
549
96827
20726
57115
27606
491665
79564
298891
123129
5.94
3.45
12.02
6.86
4.15
12.86
7.56
4.72
10.64
7.45
3.14
9.88
6.40
4.35
14.96
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.15
11.03
1.22
1.37
12.17 $
0.98
1.25
13.48
0.98
0.67
12.37
1.31
0.72
13.33
1.62
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
51
K,L
Items
crore)
2006-07
2007-08
2008-09
2009-10
293
3286
489.00
4.87
319
3580
604.00
5.82
344
3941
638.00
5.98
369
4175
789.00
8.05
399
4574
935.00
9.09
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1063
9340
2874
7040
1190
12550
3526
9422
1350
15101
4716
10410
1620
19272
6602
13447
2137
24722
7732
17814
138589
1002759
422020
797534
509813
5616432
1916053
4298704
867
119
520
192
1106
183
765
216
1446
265
1036
258
1758
247
1193
349
2218
264
1451
431
96827
20726
57115
27606
491665
79564
298891
123129
5.96
3.90
13.01
6.79
3.64
10.37
7.36
4.14
9.50
6.79
4.42
10.59
6.31
4.45
12.20
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.53
14.51
0.23
1.63
12.58 $
0.18
1.49
14.92
0.25
1.76
14.49
0.23
1.71
14.41
0.07
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
52
Items
crore)
2006-07
2007-08
2008-09
2009-10
110
5437
383.91
3.13
182
9058
384.00
4.00
225
8227
347.00
3.00
257
8804
487.00
7.00
329
11337
535.00
8.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
1662
11000
6862
10924
3594
16424
9142
15552
3906
15644
9110
16625
4540
23886
12513
20775
6833
29261
17121
29329
138589
1002759
422020
797534
509813
5616432
1916053
4298704
1319
319
699
613
2535
463
1310
1019
3065
274
1547
1196
3256
628
1397
1189
4304
633
2058
1553
96827
20726
57115
27606
491665
79564
298891
123129
5.11
6.51
22.33
6.14
7.48
22.29
6.00
9.50
21.28
4.50
9.01
22.56
5.10
8.18
21.70
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.94
13.46
1.98
1.10
18.65 $
1.78
1.03
20.01
2.39
1.72
18.35
1.73
1.77
19.92
0.72
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
53
Foreign Banks
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
crore)
2006-07
2007-08
2008-09
2009-10
1
10
539.16
13.04
1
10
812.81
18.04
1
10
1021.69
16.87
1
10
1015.45
7.08
1
10
1173.43
23.60
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
44
49
22
10
45
81
22
9
45
103
28
9
44
107
31
5
46
116
32
13
80972
240689
165499
195539
509813
5616432
1916053
4298704
6
1
3
8
1
2
3
10
1
5
3
8
1
4
4
10
2
3
4
28520
10972
10622
12557
491665
79564
298891
123129
2.62
6.63
17.78
3.69
5.41
11.07
4.95
3.47
8.15
3.48
3.83
9.36
2.58
4.27
11.78
3.11
5.64
23.31
4.73
4.45
17.05
1.72
121.73
-
1.99
109.03
-
1.36
81.86
-
0.52
61.02
-
1.67
71.18
-
1.74
16.72
0.67
1.10
14.17
0.97
54
Items
crore)
2006-07
2007-08
2008-09
2009-10
250
1926
430.00
0.91
253
2078
453.00
1.22
265
2433
510.00
2.07
280
2655
560.00
1.13
284
2626
719.00
3.85
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
396
5020
1309
3613
418
5618
1694
3859
454
7361
1863
5236
739
9075
2983
6277
892
11150
3519
8094
138589
1002759
422020
797534
509813
5616432
1916053
4298704
418
57
299
102
506
82
382
116
658
107
504
152
909
104
660
186
1065
137
700
228
96827
20726
57115
27606
491665
79564
298891
123129
6.09
3.41
14.00
6.85
3.30
12.65
7.56
3.83
11.96
7.81
4.70
10.92
6.58
5.03
12.53
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.33
12.43
1.58
0.41
12.73 $
1.55
0.71
10.29
1.24
0.33
14.82
4.11
0.91
13.19
0.90
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
55
56
Foreign Banks
Mashreq Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
2
16
440.07
64.70
2
15
225.63
53.61
2
16
310.03
34.12
2
16
191.16
26.69
2
13
524.70
60.20
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
73
35
28
33
82
31
26
41
87
21
53
10
92
42
34
56
100
60
36
41
80972
240689
165499
195539
509813
5616432
1916053
4298704
8
8
1
6
8
10
6
5
10
6
5
13
8
5
15
7
28520
10972
10622
12557
491665
79564
298891
123129
1.11
6.14
35.68
0.66
3.20
42.24
0.59
4.75
41.18
0.33
3.46
36.15
0.27
3.99
49.32
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
8.19
97.06
-
8.82
52.81
-
4.43
76.80
-
3.35
78.21
-
5.03
59.07
-
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
57
M,N
Foreign Banks
crore)
2006-07
2007-08
2008-09
2009-10
2
83
918.86
14.60
2
95
1589.56
25.03
2
113
2023.79
38.14
2
126
1940.86
17.56
2
153
2082.86
47.73
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
381
121
160
641
401
447
247
857
744
1148
404
1119
765
1188
447
1083
3238
671
396
2516
80972
240689
165499
195539
509813
5616432
1916053
4298704
44
13
15
17
75
20
34
26
129
38
58
36
98
37
51
46
154
67
38
54
28520
10972
10622
12557
491665
79564
298891
123129
4.32
3.40
21.19
4.71
3.37
16.35
4.86
5.96
15.83
3.69
3.52
18.74
3.71
3.40
25.63
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.30
34.40
-
1.96
29.68
-
2.43
37.58
-
0.89
38.98
-
2.37
87.25
-
1.74
16.72
0.67
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
58
Nainital Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
82
662
279.00
3.00
89
667
366.00
4.00
94
650
425.00
6.00
103
692
521.00
6.00
103
725
585.00
6.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
125
1481
388
795
146
1790
483
995
175
2137
561
1131
240
2507
707
1288
323
2825
791
1678
138589
1002759
422020
797534
509813
5616432
1916053
4298704
123
5
55
34
169
8
93
32
209
10
116
39
224
16
131
45
257
11
141
56
96827
20726
57115
27606
491665
79564
298891
123129
4.21
6.04
26.27
5.62
5.99
16.32
5.79
6.84
16.70
5.55
5.40
15.77
5.25
5.63
17.77
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.26
12.89
-
1.51
12.32 $
-
1.68
13.10
-
1.72
15.68
-
1.56
16.35
-
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
59
60
Foreign Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
2
37
528.62
-6.14
2
36
484.99
19.91
2
39
480.49
7.50
2
37
522.45
24.47
2
36
447.73
28.78
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
164
194
104
2
166
177
93
1
168
187
94
2
170
172
94
2
172
166
93
2
80972
240689
165499
195539
509813
5616432
1916053
4298704
16
1
13
6
15
1
12
6
15
3
9
6
14
11
8
7
15
13
8
7
28520
10972
10622
12557
491665
79564
298891
123129
5.61
29.05
9.13
5.60
5.73
9.31
4.32
-0.25
11.32
4.04
0.21
12.59
3.95
0.24
14.58
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
-0.90
10.99
-
3.15
23.09
-
1.22
25.17
-
3.52
41.08
-
4.47
45.64
-
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
61
O,P
Nationalised Banks
crore)
2006-07
2007-08
2008-09
2009-10
1341
14730
742.64
5.61
1392
14804
924.38
5.84
1472
14656
1142.43
6.18
1579
15358
1331.17
7.39
1676
16618
1419.50
9.04
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
5600
63996
19808
44138
5776
77857
23951
54566
7403
98369
28489
68500
8238
120258
35785
83489
11097
139054
42075
95908
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
5165
603
3474
998
6827
628
5156
1080
8856
1071
6860
1398
10257
1200
7350
1686
12088
960
7910
1892
256490
28625
164135
53819
491665
79564
298891
123129
5.74
2.75
11.65
6.83
2.97
8.81
7.27
3.32
9.34
6.21
3.75
10.75
5.56
4.43
10.70
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.21
12.51
0.49
1.02
12.12 $
0.99
0.88
12.98
0.65
0.91
12.54
0.87
1.03
14.23
0.98
1.03
13.47
0.92
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
62
Nationalised Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
860
9324
328.59
2.34
883
9013
466.87
4.24
927
8700
656.00
5.00
932
8259
963.00
6.00
974
8107
1190.00
6.00
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
1406
19319
6693
11738
2093
24831
8474
18343
2140
34676
12627
24615
2616
49155
17887
32639
3803
59723
18644
42638
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
1727
228
960
523
2219
318
1433
561
3247
408
2235
698
3934
412
2750
718
4933
437
3372
984
256490
28625
164135
53819
491665
79564
298891
123129
5.09
4.77
25.43
5.90
4.27
21.09
6.54
5.04
17.91
5.75
3.87
15.27
5.57
4.01
17.35
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.01
12.88
0.66
1.49
11.57 $
0.37
1.24
14.35
0.32
1.05
13.10
0.36
0.90
12.94
0.56
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
63
Nationalised Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
4192
57316
407.41
2.68
4319
56025
504.52
3.66
4472
54780
654.92
5.64
4978
57103
807.95
7.31
4997
56963
1017.80
8.35
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
10435
139860
45190
96597
12318
166457
53992
119502
14654
209760
63385
154703
17723
249330
77724
186601
21509
312899
95162
242107
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
11236
1730
6023
3326
14265
1998
8731
3525
19127
3065
12295
4206
21422
3610
12944
4762
26986
3613
15179
6364
256490
28625
164135
53819
491665
79564
298891
123129
4.24
4.69
25.16
5.31
4.35
20.08
5.93
4.71
17.72
4.90
4.87
17.63
4.58
5.26
20.71
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.03
12.29
0.76
1.15
13.46
0.64
1.39
14.03
0.17
1.44
14.16
0.53
1.34
12.42
0.85
1.03
13.47
0.92
1.10
14.17
0.97
64
Ratnakar Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
80
553
254.41
0.54
81
544
310.00
3.00
87
566
373.00
5.00
90
707
391.00
3.00
102
907
435.00
1.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
199
876
316
531
323
1101
361
586
341
1307
404
801
353
1585
507
1170
1085
2042
892
1905
138589
1002759
422020
797534
509813
5616432
1916053
4298704
76
5
42
32
107
9
52
30
138
16
74
33
144
13
85
39
189
19
94
94
96827
20726
57115
27606
491665
79564
298891
123129
4.81
5.84
29.60
5.26
5.49
20.85
6.14
5.02
19.04
5.86
3.86
18.47
5.16
3.56
38.34
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.31
34.34
1.92
1.31
49.15 $
0.99
1.96
42.30
0.68
1.05
34.07
0.97
0.53
56.41
0.36
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
65
Q,R
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
28
3550
1011.88
11.36
28
3871
1070.26
7.66
30
3241
1029.41
0.62
31
2716
1158.97
-4.06
31
2165
1113.24
8.26
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
1974
15998
6407
18388
2366
18912
11777
20381
2386
15960
10811
16660
2281
16601
7265
13406
2462
13947
8902
10551
80972
240689
165499
195539
509813
5616432
1916053
4298704
2185
862
1038
970
3038
644
1460
1307
3120
1225
1437
1497
2126
749
714
996
1813
786
735
1000
28520
10972
10622
12557
491665
79564
298891
123129
3.81
6.30
16.65
3.96
7.30
19.92
4.19
8.28
25.61
2.94
7.38
24.37
3.48
4.86
21.90
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.37
11.34
0.12
0.78
12.92
0.85
0.06
12.66
2.20
-0.40
12.5
1.95
0.76
11.65
1.65
1.74
16.72
0.67
1.10
14.17
0.97
66
Items
crore)
2006-07
2007-08
2008-09
2009-10
3
90
648.34
7.79
3
93
754.67
13.82
3
84
960.48
13.17
3
71
1055.38
4.43
3
72
955.05
5.85
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
102
488
126
329
115
522
144
358
126
588
296
311
129
492
319
205
133
513
286
270
138589
1002759
422020
797534
509813
5616432
1916053
4298704
34
4
23
9
44
14
36
9
54
3
36
10
40
6
33
10
36
5
26
10
96827
20726
57115
27606
491665
79564
298891
123129
4.70
2.21
14.38
6.68
1.48
8.73
6.47
4.53
9.10
6.07
4.01
10.97
5.19
3.37
12.62
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.13
20.93
0.19
1.93
23.48
-
1.52
21.24
-
0.49
27.31
-
0.63
28.16
-
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
S,T
67
Foreign Banks
Shinhan Bank
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2
34
1433.00
25.00
2
38
1709.81
34.59
2
53
2445.00
38.58
2
53
2210.54
45.77
3
76
1855.76
33.43
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
217
208
82
136
230
336
118
314
249
766
203
458
274
692
196
480
485
792
228
619
80972
240689
165499
195539
509813
5616432
1916053
4298704
25
3
6
9
48
6
15
13
64
8
26
13
69
13
22
13
89
13
30
18
28520
10972
10622
12557
491665
79564
298891
123129
1.70
5.42
18.42
4.15
3.19
12.74
4.25
6.95
13.74
2.93
6.61
13.54
3.74
4.61
15.52
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.60
89.26
-
1.86
48.66
-
1.86
36.80
-
2.28
40.85
-
1.82
50.73
-
1.74
16.72
0.67
1.10
14.17
0.97
68
Foreign Banks
Societe Generale
(Amount in
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
2
114
1316.00
19.20
2
118
1459.10
33.90
2
115
1017.00
33.83
2
109
1098.54
3.85
2
86
1868.37
24.67
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
348
1128
1457
385
372
1363
2516
385
381
825
1540
366
363
836
1788
415
384
888
2077
700
80972
240689
165499
195539
509813
5616432
1916053
4298704
169
40
117
49
221
42
165
61
153
69
80
66
109
9
44
62
182
37
112
56
28520
10972
10622
12557
491665
79564
298891
123129
5.97
2.75
17.44
4.38
5.81
14.69
3.14
9.54
22.01
2.16
5.42
31.49
2.75
4.76
15.78
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.96
31.82
-
1.33
20.77
-
2.07
22.47
-
0.31
22.77
-
0.80
16.23
-
1.74
16.72
0.67
1.10
14.17
0.97
69
Foreign Banks
Sonali Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
2
39
71.45
1.38
2
41
74.02
1.38
2
34
138.45
1.29
2
35
89.14
1.58
2
44
83.85
0.39
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
5
28
5
3
5
23
5
8
6
42
5
10
6
32
5
8
7
28
5
9
80972
240689
165499
195539
509813
5616432
1916053
4298704
1
4
1
3
1
4
1
3
1
5
1
3
1
5
1
4
1
4
1
4
28520
10972
10622
12557
491665
79564
298891
123129
1.72
9.63
47.48
1.41
8.06
48.11
1.22
6.23
50.14
1.34
5.68
54.74
1.67
6.07
56.36
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.52
71.42
0.67
1.60
41.25 $
-
1.98
20.31
2.55
1.64
20.03
3.39
0.43
21.60
2.46
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
70
Items
crore)
2006-07
2007-08
2008-09
2009-10
484
3868
508.00
2.69
510
4223
600.43
3.59
541
4523
645.00
4.00
591
4860
771.00
5.00
652
5357
918.00
5.00
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
724
12239
3430
7919
1161
15156
4572
10454
1304
18092
6075
11848
1485
23012
7156
15823
1847
29721
8924
20489
138589
1002759
422020
797534
509813
5616432
1916053
4298704
977
103
609
219
1291
143
915
248
1687
164
1164
328
1936
208
1367
366
2446
197
1655
463
96827
20726
57115
27606
491665
79564
298891
123129
5.43
4.29
16.09
6.57
3.89
12.58
6.83
4.56
14.35
6.42
4.56
13.06
6.11
4.52
13.69
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.88
11.08
0.98
1.01
13.80 $
0.33
1.09
14.76
1.13
1.07
15.39
0.39
1.05
14.01
0.29
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
71
Foreign Banks
crore)
2006-07
2007-08
2008-09
2009-10
82
6658
924.20
19.62
91
8967
817.35
20.22
91
7825
971.43
23.82
95
8084
1083.45
26.31
95
7813
1345.62
26.36
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
5801
34175
11902
30104
8370
37004
12787
33352
10277
41802
15552
37489
11606
48192
18477
41552
13062
58419
23088
49201
80972
240689
165499
195539
509813
5616432
1916053
4298704
4046
1347
1652
1404
4878
2322
2130
2051
5649
3097
2490
2500
5675
2838
1784
2419
6352
2471
2351
2597
28520
10972
10622
12557
491665
79564
298891
123129
4.17
5.41
19.32
4.92
5.98
18.98
4.89
7.41
21.09
3.04
7.53
24.38
3.49
6.26
25.48
3.11
5.64
23.31
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
3.06
10.44
1.43
3.13
10.59
1.04
2.87
11.56
1.37
3.03
12.41
1.40
2.44
11.88
0.27
1.74
16.72
0.67
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
72
Items
crore)
2006-07
2007-08
2008-09
2009-10
887
11752
355.89
2.57
909
11421
445.45
2.73
928
11439
555.39
3.55
953
11629
628.00
4.00
997
11444
751.00
5.00
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
1654
28480
8735
20526
1713
34108
10498
25076
2046
39224
10999
29851
2417
46059
13601
35176
2851
53852
13521
41207
84394
1245862
385697
994154
509813
5616432
1916053
4298704
2374
493
1435
753
3052
472
2113
750
3810
577
2707
787
3977
583
2766
890
4796
640
3027
1269
109828
19240
67018
29146
491665
79564
298891
123129
5.20
4.20
21.79
6.17
3.96
15.61
6.66
4.22
13.19
5.77
3.81
13.73
5.44
4.44
19.25
4.80
4.05
19.21
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.00
12.89
1.09
0.87
12.51
0.83
0.92
14.52
0.85
0.93
13.30
0.78
0.96
11.68
0.83
0.79
12.25
1.49
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
73
Items
crore)
2006-07
2007-08
2008-09
2009-10
990
12880
473.64
3.92
1028
12813
599.08
4.35
1062
12577
839.82
4.87
1169
13597
755.62
5.58
1220
13519
1037.68
7.89
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
2541
41503
13919
28109
2694
50108
16027
35849
3208
62449
20982
43679
4264
72971
24009
52825
5315
88628
28447
64720
84394
1245862
385697
994154
509813
5616432
1916053
4298704
3362
584
2135
809
4403
677
3290
799
5709
769
4243
933
6334
841
4471
984
7851
984
5003
1513
109828
19240
67018
29146
491665
79564
298891
123129
5.37
3.67
16.71
6.86
2.98
11.47
6.75
3.82
10.67
5.76
3.97
11.05
5.43
4.58
15.95
4.80
4.05
19.21
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.14
12.51
0.22
1.00
11.97
0.16
0.91
11.53
0.38
1.03
14.90
0.55
1.22
14.25
0.87
0.79
12.25
1.49
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
74
Items
crore)
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
9679
185388
357.00
2.37
10683
179205
456.00
3.73
12034
205896
556.00
4.74
13094
200299
636.00
4.46
13929
222933
704.65
3.85
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
31299
435521
149149
337336
49033
537404
189501
416768
57948
742073
275954
542503
65949
804116
295785
631914
64986
933933
295601
756719
84394
1245862
385697
994154
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
37242
6765
22184
11824
48950
8695
31929
12609
63788
12691
42915
15649
70994
14968
47322
20319
81394
15825
48868
23015
109828
19240
67018
29146
491665
79564
298891
123129
4.55
3.74
23.33
5.64
3.70
17.48
5.72
3.95
16.64
5.14
3.48
18.86
4.67
3.97
20.14
4.80
4.05
19.21
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.84
12.34
1.56
1.01
13.54 $
1.78
1.04
14.25
1.79
0.88
13.39
1.72
0.71
11.98
1.63
0.79
12.25
1.49
1.10
14.17
0.97
75
Foreign Banks
crore)
Items
2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
3
28
1236.00
28.00
3
32
1491.00
17.00
3
29
2357.00
20.00
3
28
2613.00
-14.00
3
39
2811.00
19.00
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
154
212
126
134
159
248
90
214
164
372
133
303
162
348
122
410
319
499
417
597
80972
240689
165499
195539
509813
5616432
1916053
4298704
36
6
25
6
37
6
26
6
45
3
31
6
44
5
36
7
58
5
36
10
28520
10972
10622
12557
491665
79564
298891
123129
7.63
2.86
6.07
8.21
2.94
6.01
8.37
2.86
5.01
8.01
0.79
5.50
5.40
2.75
12.30
3.11
5.64
23.31
4.73
4.45
17.05
1.53
38.99
-
1.12
41.66
-
0.90
38.01
-
-0.66
34.40
4.32
0.93
45.66
2.18
1.74
16.72
0.67
1.10
14.17
0.97
76
Items
crore)
2006-07
2007-08
2008-09
2009-10
661
9666
398.00
2.60
687
9720
495.00
3.28
719
9671
602.00
3.48
735
10111
672.00
4.41
746
9926
795.00
5.00
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
1141
22022
6990
16466
1378
27462
8403
21027
2271
32916
11378
25616
2665
38880
11494
29536
3683
43225
12927
34030
84394
1245862
385697
994154
509813
5616432
1916053
4298704
1776
350
1093
562
2494
422
1732
617
3247
480
2409
665
3559
426
2322
725
4079
455
2443
917
109828
19240
67018
29146
491665
79564
298891
123129
5.01
3.99
19.19
6.09
4.07
14.37
6.39
4.45
12.51
5.65
4.35
13.73
5.29
4.78
16.32
4.80
4.05
19.21
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.10
11.47
0.45
1.08
11.73
0.43
0.91
12.99
0.50
1.06
12.42
1.02
1.03
13.76
1.38
0.79
12.25
1.49
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
77
Items
crore)
2006-07
2007-08
2008-09
2009-10
792
11329
599.54
3.24
840
11175
759.82
3.70
889
11365
910.24
4.68
937
12409
895.21
4.45
1057
12559
956.30
5.20
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
2488
39184
12358
28770
2709
48571
14375
36400
3134
60006
17029
43587
3747
64552
18165
46347
4095
68066
17275
51433
84394
1245862
385697
994154
509813
5616432
1916053
4298704
3065
443
2060
659
4310
596
3420
707
5804
632
4676
794
5975
674
4441
901
6478
756
4145
1330
109828
19240
67018
29146
491665
79564
298891
123129
5.13
3.59
14.72
6.88
3.31
9.32
7.65
3.61
8.12
6.36
3.89
9.37
5.45
4.87
16.09
4.80
4.05
19.21
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.77
12.38
0.83
0.83
13.56
0.60
0.83
12.60
0.60
0.79
13.26
1.04
0.88
13.41
1.21
0.79
12.25
1.49
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
78
Items
crore)
2006-07
2007-08
2008-09
2009-10
719
11019
506.13
2.96
727
11423
558.65
3.40
755
11365
658.00
5.00
780
12192
696.00
6.00
823
12072
888.00
8.00
18772
282453
793.06
4.20
76696
1004182
987.38
7.00
1599
30984
9718
24630
1718
35354
11353
28137
2250
42041
13232
32601
2841
50883
15844
38461
3464
58158
17927
46044
84394
1245862
385697
994154
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
2691
364
1698
645
3434
439
2477
687
4123
573
2841
799
4378
528
2978
956
5229
581
3533
1101
109828
19240
67018
29146
491665
79564
298891
123129
4.96
3.70
17.5
6.11
3.73
13.14
6.08
4.37
13.40
5.58
3.88
15.64
5.57
3.96
15.11
4.80
4.05
19.21
4.73
4.45
17.05
0.86
11.68
1.08
0.89
13.53
0.94
1.30
14.03
0.58
1.26
13.74
0.91
1.12
12.54
0.98
0.79
12.25
1.49
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Return on Assets
CRAR
Net NPA ratio
79
Nationalised Banks
Syndicate Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
2231
24360
489.17
2.76
2282
24656
586.02
3.18
2343
25068
750.65
3.64
2429
25569
746.84
3.18
2557
26288
875.44
3.99
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
3627
78634
25234
51670
4291
95171
28076
64051
5010
115885
30537
81532
5627
117026
33011
90406
7051
135596
35068
106782
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
6040
618
3890
1386
7906
890
5834
1495
9525
915
6978
1791
10047
1167
7307
2034
11451
915
7068
2548
256490
28625
164135
53819
491665
79564
298891
123129
5.44
4.05
16.95
6.29
3.58
12.68
6.08
4.06
12.77
5.42
3.53
14.32
4.60
4.73
18.44
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.91
11.74
0.76
0.88
11.82
0.97
0.81
12.68
0.77
0.62
12.70
1.07
0.76
13.04
0.97
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
80
Items
crore)
2006-07
2007-08
2008-09
2009-10
194
2227
451.23
4.76
217
2386
541.99
5.31
230
2337
679.25
6.43
233
2267
870.16
8.14
249
2531
959.18
9.91
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
759
6020
2316
4047
858
7670
2554
5331
989
9566
3207
6572
1148
11639
3499
8288
1366
13793
3767
10759
138589
1002759
422020
797534
509813
5616432
1916053
4298704
638
83
342
147
761
131
499
169
977
136
643
204
1118
173
744
231
1371
188
827
298
96827
20726
57115
27606
491665
79564
298891
123129
5.85
4.94
18.17
6.75
4.04
15.19
7.41
5.06
14.67
6.96
4.54
14.76
6.42
4.92
17.33
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.57
16.77
0.98
1.58
15.35 $
0.38
1.51
16.05
0.34
1.54
15.54
0.24
1.74
15.13
0.27
1.43
16.46
0.56
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
81
82
Foreign Banks
UBS AG
(Amount in
Items
2006-07
2007-08
crore)
2008-09
2009-10
1
18
-109.66
1
34
673.73
3.09
1
53
2484.20
109.28
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
284
75
-
1459
204
1403
25
1949
632
3797
685
80972
240689
165499
195539
509813
5616432
1916053
4298704
Interest income
Other income
Interest expended
Operating expenses
8
26
61
8
13
58
185
57
57
101
28520
10972
10622
12557
491665
79564
298891
123129
54
12.40
-12.38
39.99
3.98
3.50
38.43
3.11
5.64
23.31
4.73
4.45
17.05
-7.98
229.37
-
0.10
157.86
-
1.63
90.01
-
1.74
16.72
0.67
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Return on Assets
CRAR
Net NPA ratio
83
U,V,W
Nationalised Banks
UCO Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1923
24773
464.00
1.30
2018
23950
580.00
1.76
2133
23736
732.00
2.40
2215
23264
864.00
4.43
2268
23046
1069.00
4.19
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
2662
64860
19525
46989
2926
79909
24250
55082
3957
100222
29385
68804
5211
122416
43521
82505
7419
145278
42927
99071
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
5210
550
3623
1193
6509
772
5021
1306
8121
1020
6477
1463
9526
966
7202
1584
11371
925
7526
2075
256490
28625
164135
53819
491665
79564
298891
123129
5.33
3.06
17.30
6.27
3.05
14.14
6.50
3.50
12.56
5.78
3.61
12.04
5.03
4.34
15.42
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.47
11.56
2.14
0.52
11.02
1.98
0.59
11.93
1.18
0.87
13.21
1.17
0.66
13.71
1.84
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
84
Nationalised Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
2310
27536
509.21
3.25
2476
27168
620.00
5.39
2678
29014
694.00
6.28
2935
29419
853.00
7.47
3142
29462
1043.00
7.50
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
5190
85180
27982
62386
7348
103859
33823
74267
8740
138703
42997
96534
10424
170040
54404
119315
12765
202461
58399
150986
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
7382
687
4592
1476
9215
1320
6361
1593
11889
1483
8076
2214
13303
1975
9110
2508
16453
2039
10236
3950
256490
28625
164135
53819
491665
79564
298891
123129
5.16
3.60
14.40
6.12
3.73
10.63
6.03
4.39
11.19
5.28
3.70
11.66
4.89
4.02
18.33
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.92
12.80
0.96
1.26
12.51 $
0.17
1.27
13.27
0.34
1.25
12.51
0.81
1.05
12.95
1.19
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
85
Nationalised Banks
Items
crore)
2006-07
2007-08
2008-09
2009-10
1361
16793
350.00
1.59
1436
16009
463.00
1.99
1485
15111
585.00
1.22
1564
15285
714.00
2.11
1596
15062
860.00
3.48
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
2415
37167
14602
22156
2661
46971
18515
27858
3078
54536
17924
35394
3903
68180
26068
42330
5022
77845
26259
53502
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
2825
348
1675
778
3557
465
2653
903
4312
491
3150
975
5249
559
3858
1074
6341
637
4172
1299
256490
28625
164135
53819
491665
79564
298891
123129
4.80
3.98
22.72
5.85
3.13
18.04
5.78
3.72
15.94
5.92
3.55
13.43
5.23
4.44
14.88
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.73
12.02
1.50
0.68
11.24
1.10
0.34
13.28
1.48
0.45
12.80
1.84
0.66
13.05
1.42
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
86
Foreign Banks
Items
2006-07
2007-08
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Fund (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
87
2008-09
2009-10
crore)
316
27968
1559.74
27.59
76696
1004182
987.38
7.00
129
-
80972
240689
165499
195539
509813
5616432
1916053
4298704
6
7
28520
10972
10622
12557
491665
79564
298891
123129
36.58
3.11
5.64
23.31
4.73
4.45
17.05
-0.24
341.49
-
1.74
16.72
0.67
1.10
14.17
0.97
Nationalised Banks
Vijaya Bank
(Amount in
Items
crore)
2006-07
2007-08
2008-09
2009-10
1039
11330
455.17
3.04
1113
11439
612.67
3.32
1174
11975
756.00
2.30
1229
11565
836.00
4.50
1259
11415
928.00
6.30
45640
475082
1144.77
6.95
76696
1004182
987.38
7.00
1897
37604
12018
24224
2459
47952
16617
31689
3149
54535
17388
35468
3475
61932
21107
41507
4817
73248
25139
48719
205857
3127122
942837
2311478
509813
5616432
1916053
4298704
2823
275
1751
651
3889
532
3058
701
5238
699
4113
925
5201
679
3752
1072
5844
533
3897
1433
256490
28625
164135
53819
491665
79564
298891
123129
5.05
3.57
16.33
6.62
3.05
10.77
7.15
4.25
11.86
5.84
4.13
14.63
5.23
4.06
18.96
4.93
4.27
16.41
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
0.92
11.21
0.59
0.75
11.22 $
0.57
0.59
13.15
0.82
0.76
12.50
1.40
0.72
13.88
1.52
1.03
13.47
0.92
1.10
14.17
0.97
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
88
Yes Bank
(Amount in
crore)
2006-07
2007-08
2008-09
2009-10
41
2443
530.50
3.86
68
3150
683.12
6.35
118
2671
988.36
11.38
151
2906
1623.84
16.75
213
3929
2220.25
20.89
11968
218679
823.26
8.10
76696
1004182
987.38
7.00
787
8220
3073
6290
1319
13273
5094
9430
1624
16169
7117
12403
3090
26799
10210
22193
3794
45939
18829
34364
138589
1002759
422020
797534
509813
5616432
1916053
4298704
588
195
416
193
1305
361
974
341
2001
437
1492
419
2370
576
1582
500
4042
623
2795
680
96827
20726
57115
27606
491665
79564
298891
123129
6.36
3.36
19.26
7.83
4.01
15.39
8.67
4.96
11.41
6.05
4.19
12.34
6.54
4.03
10.43
4.56
5.11
14.54
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.44
13.60
-
1.54
13.60 $
0.09
1.59
16.60
0.33
1.79
20.60
0.06
1.58
16.50
0.03
1.43
16.46
0.56
1.10
14.17
0.97
Items
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
Capital and Reserves & surplus
Deposits
Investment
Advances
Interest income
Other income
Interest expended
Operating expenses
89
X,Y,Z
90
Items
2006-07
crore)
2010-11
No. of banks
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
8
14673
255699
436.35
2.57
8
15848
249008
549.22
3.62
7
16894
268598
650.22
4.43
7
18178
266605
737.43
4.66
6
18772
282453
793.06
4.20
42941
633476
211875
482270
61706
773875
263823
593722
72422
1007041
357624
739450
83726
1108086
387473
857937
84394
1245862
385697
994154
Interest income
Other income
Interest expended
Operating expenses
53465
9420
32607
15987
70428
11818
47809
16993
89196
16073
61770
20088
97954
18394
66229
25283
109828
19240
67018
29146
4.75
3.72
21.55
5.90
3.65
15.89
5.94
3.95
15.06
5.32
3.60
17.10
4.80
4.05
19.21
Return on Assets
CRAR
Net NPA ratio
0.86
12.32
1.32
0.97
13.21
1.43
1.02
13.96
1.47
0.91
13.46
1.50
0.79
12.25
1.49
91
GROUP
AGGREGATES
(Amount in
crore)
2010-11
20
37435
473179
490.01
2.87
20
39255
466400
618.28
3.77
20
40956
462926
783.16
4.86
20
43452
473041
935.86
5.67
20
45640
475082
1144.77
6.95
92689
1360724
452981
957877
113079
1679993
536018
1203678
135920
2105706
655042
1519762
157276
2583934
828125
1843082
205857
3127122
942837
2311478
110720
14264
69353
27268
142647
20979
101093
29670
183892
26394
131676
35416
208029
30500
145712
40792
256490
28625
164135
53819
4.80
3.99
17.94
5.82
3.69
14.05
6.09
4.09
13.31
5.37
3.82
13.65
4.93
4.27
16.41
Return on Assets
CRAR
Net NPA ratio
0.94
12.37
0.94
1.01
12.13
0.77
1.03
13.24
0.68
1.00
13.18
0.91
1.03
13.47
0.92
92
crore)
2010-11
28
52108
728878
471.18
2.76
28
55103
715408
594.24
3.72
27
57850
731524
734.35
4.70
27
61630
739646
864.34
5.31
26
64412
757535
1013.63
5.93
135630
1994200
664856
1440146
174785
2453868
799841
1797401
208342
3112747
1012666
2259212
241001
3692019
1215598
2701019
290252
4372985
1328534
3305632
164185
23684
101960
43255
213075
32797
148902
46663
273088
42466
193447
55504
305983
48893
211940
66075
366318
47865
231153
82965
4.79
3.90
19.15
5.85
3.67
14.66
6.04
4.04
13.88
5.35
3.75
14.79
4.89
4.20
17.27
Return on Assets
CRAR
Net NPA ratio
0.92
12.36
1.06
1.00
12.51
0.99
1.02
13.49
0.94
0.97
13.27
1.10
0.96
13.08
1.09
93
crore)
2010-11
No. of banks
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
17
4723
47994
481.59
2.34
15
4690
48700
569.32
4.06
15
4908
51341
638.43
4.69
15
5220
55052
697.49
4.20
14
5011
55075
814.90
5.63
10736
138249
43647
92887
15315
165589
54080
111670
17477
199274
72393
128504
20171
229897
83499
154085
23821
264157
92617
184647
Interest income
Other income
Interest expended
Operating expenses
11474
1568
7055
2967
14614
2184
9960
3235
18790
2782
12834
3939
20497
3152
14076
4715
23299
3029
14768
5600
4.98
4.06
16.89
6.20
4.26
13.67
6.67
5.15
13.26
6.13
4.82
14.57
5.50
4.92
16.75
Return on Assets
CRAR
Net NPA ratio
0.78
12.08
0.96
1.14
14.08
0.66
1.15
14.76
0.90
0.95
14.85
0.82
1.12
14.56
0.53
94
crore)
2010-11
No. of banks
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
8
2599
91060
807.82
5.87
8
3635
110123
831.96
6.85
7
4333
124998
787.15
6.77
7
5232
127468
840.41
8.47
7
6957
163604
826.07
8.93
39736
413738
171008
321865
76056
509444
224498
406733
82192
537104
234139
446824
99813
592904
270618
478356
114768
738602
329403
612886
38092
10745
25802
12353
56377
14822
38535
17032
66282
15078
44123
17840
62309
17271
37130
18136
73528
17697
42347
22006
5.24
4.47
9.36
6.11
5.05
9.56
6.04
5.26
10.17
4.42
5.14
12.10
4.27
5.16
13.83
1.09
11.99
0.97
1.13
14.39
1.21
1.12
15.33
1.40
1.38
18.03
1.09
1.51
16.87
0.56
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on advances adjusted to CoF
Wages as % to total expenses
Return on Assets
CRAR
Net NPA ratio
95
crore)
2010-11
No. of banks
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
25
7322
139054
695.23
4.65
23
8325
158823
751.42
6.00
22
9241
176339
743.85
6.16
22
10452
182520
797.31
7.18
21
11968
218679
823.26
8.10
50473
551987
214655
414751
91371
675033
278578
518402
99669
736378
306531
575328
119984
822801
354117
632441
138589
1002759
422020
797534
Interest income
Other income
Interest expended
Operating expenses
49567
12313
32856
15320
70991
17006
48495
20267
85071
17860
56957
21779
82806
20423
51206
22851
96827
20726
57115
27606
5.18
4.38
10.93
6.13
4.88
10.35
6.18
5.23
10.83
4.83
5.06
12.73
4.56
5.11
14.54
Return on Assets
CRAR
Net NPA ratio
1.02
12.01
0.97
1.13
14.34
1.09
1.13
15.23
1.29
1.28
17.43
1.03
1.43
16.46
0.56
96
Foreign Banks
(Amount in
Items
2006-07
crore)
2010-11
No. of banks
No. of offices
No. of employees
Business per employee (in lakh)
Profit per employee (in lakh)
29
272
28426
974.77
16.13
28
277
31301
1125.50
21.12
31
295
29582
1282.74
25.39
32
308
28012
1411.39
16.92
33
316
27968
1559.74
27.59
33075
150750
71471
126339
49332
191161
98910
161133
59937
214076
130354
165385
69176
232099
159291
163260
80972
240689
165499
195539
Interest income
Other income
Interest expended
Operating expenses
17924
7044
7603
7745
24417
10588
10604
10353
30322
14894
12819
12298
26390
9951
8938
11102
28520
10972
10622
12557
4.03
5.74
20.08
4.33
6.60
19.95
4.46
8.15
19.44
2.83
7.16
23.48
3.11
5.64
23.31
Return on Assets
CRAR
Net NPA ratio
2.28
12.39
0.73
2.09
13.05
0.77
1.99
14.32
1.81
1.26
17.26
1.82
1.74
16.72
0.67
97
crore)
2010-11
82
59702
896358
521.91
3.48
79
63705
905532
640.18
4.72
80
67386
937445
753.44
5.63
81
72390
950178
867.59
6.01
80
76696
1004182
987.38
7.00
219179
2696937
950982
1981236
315488
3320062
1177330
2476936
367947
4063201
1449551
2999924
430161
4746920
1729006
3496720
509813
5616432
1916053
4298704
231675
43041
142420
66319
308482
60391
208001
77283
388482
75220
263223
89581
415179
79268
272084
100028
491665
79564
298891
123129
4.82
4.12
17.32
5.80
4.12
14.01
5.96
4.53
13.60
5.10
4.19
14.85
4.73
4.45
17.05
Return on Assets
CRAR
Net NPA ratio
1.05
12.28
1.02
1.12
13.00
1.00
1.13
13.98
1.05
1.05
14.54
1.12
1.10
14.17
0.97
98
Published by :
Dr. A. R. Joshi, Director
Banking Studies and Risk Modelling Division
Department of Statistics and Information Management
Reserve Bank of India
C-9, 7th Floor, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051.
99
Printed by : Jyoti Enterprises, 40/42 Modi Street,
Fort, Mumbai - 400 001. Tel. : 2263 2173/2270 4558