Professional Documents
Culture Documents
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
Working Required
Documents of the Land
Building Map and its estimation by the engineers
All Quotation - for Plant and Machinery.
All Quotation for Furniture
Implementation Schedules for Fixed Assets
SSI Registration
Sales Tax Registration
Pan No
TAN No
Raw Material Detail : it Procurment and Supply
Manufacutraing Process
Sales Aggrements
Project Report : Projections
: Buiseness Profile
Net Worth Statement - Assets Copy
Colletrial Security : Photo Copy
Legal Report of the Prime and Colletrial Security
Valuation Report of the Prime and Colletrial Security
Photo / Pand Card / Address Proof /
Details
AAQPP4465J
PROJECT REPORT
Submitted by
1
2.
3.
4.
5.
6.
Repayment Schedule
Ratio Analysis
Introduction
About the Promoter
The Project
Manufacturing Process
Marketing Strategies
Statutory Requirement
Highlights of Project
1 Name of Enterprise
2 Constitution
Proprietorship Concern
:
:
:
4 Names of Propeitor
5 Nature of Business
240 days
7 Manpower required
9 at factory,
8 Project Cost
a) Land
b) Building Construction
c) Plant & Machinery
d) Furniture & Fixture
e) Security Deposit
f) Working Capital
f) Preliminary Expenses
Rs. ( in lac )
0.99
13.54
0.10
1.25
1.19
0.75
17.82
9 Sources of Funds
a) Term Loan from Bank
b) Working Capital Loan
c) Unsecured Loans
d) Share Capital
9.50
8.32
17.82
:
Rs. ( Lac )
57.03
53.94
3.09
Introduction
B 1.
The proprietorship concern M/s Om Bhagwati Stone Arts is a proposed setup unit for manufacturing of
stone cutting unit. The product is in well demand all over the Rajasthan basically the main product for
building. Raw material i.e Sand stone is available in near by areas. and propreitors is also having a
mines.
B2
B3
The Project :
The promotor of the firm is basically established as an stone cutting industry in the soorsagar area. The
proprietor of the firm basically belong to the soorsagar.
The sand stoen is available in near by area of the soorsagar. All the mine are in this areas only. The raw
material is avilable.
The sand stone is used for construction of the house. Now a days the residential house are build with this
sand stone, and the front poration of the house are built from these liriya. This is genrating huge demand
in the market.
B4
Manufacturing Process ;
It is just like marble cuttin gmachine and the sand stone is cutting with the hefp of cutter machine. It is
very simple process and does not required any specialisation or extra ordinary skiled leabor.
The sand stone is also used for artistic work. Same work is complited with the heip of machienry and
skiled labour. It is hand made work and it will be complited exactily according to the drawings provided by
the buyers.
B5
Marketing Strategy :
The jodhpur is the main source of the sand stone. The near by mines are the only source of the material.
The raw material is easily available and the proprietor of this firm is also having a mines and have a
experience of more than 30 years in this field.
The akhali and the contact will genrate the demand. Although the demand is at very high and now a days
it is not possible to meet the demand. This is the main reaseon to estabilished this industry.
B6
Statutory Requirement :
SSI Registration : Firm has got SSI registration and it is a Tinny Industry.
Sales Tax Registration : The Firm will get registration in sales tax department.
Power Connection : The total power requirement for this unit is 80 HP inclusive of factory lighting load.
Water : Water will be available from neary by tube well.
C1
Project Cost Estimates : The total cost of project works out to be Rs. 24.68 lac. The break up of the
project cost is as under :a)
b)
c)
d)
e)
f)
f)
Land
Building Construction
Plant & Machinery
Furniture & Fixture
Security Deposit
Working Capital
Preliminary Expenses
0.99
13.54
0.10
1.25
1.19
0.75
17.82
Land
Land is taken on rent basis.
Factory Building
Facory buidling required only a tin shed and small office for meeting.
Plant and machinery
The detail of the plant and machinery is mention in the annexure. The main machine is cutter and others
are the supporting one of the main machine.
Furniture and Fixture
Just required basis table and chair for the customer meeting.
Working Capital
The unit intends to maintain stock of raw material stone at 7 days level, Work in Process for 1 days and
finished good at 1 days sale level, sundry debtors at 3 days level, and sundry creditors also at 15 days
level.
C2
Means of Finances : The firm intends to finance the project cost through following means :
in Lacs (Rs.)
a) Term Loan from Bank
9.50
b) Working Capital Loan
c) Unsecured Loans
d) Share Capital
8.32
17.82
a)
Long Term investment in purchase of Plant and Machinery (apx. Rs.13.54 Lac ) The firm is seeking
Term Loan from Bank to the extent of 75 % of value of Plant and machinery and intends to repay the
Term Loan in 84 months, by monthly instalments.
b)
Working Capital Requirements
Working capital will be self finace and firm does not require any loan on the working cpaital.
c)
Unsecured Loans :
NIL
d)
Capital :
The proprietor will share capital of the company is 8.32 Lac
e)
Profits : As a policy, the promoters will retain major part of the profits in the business to meet
working capital requirements.
D
D1.
Primary Security : All the stocks of raw materials, stores, finished goods, and plant & machinery will be
hypothecated to the Bank. The bank will have a lien over the book debts. Factorys land and building will
also be offered as prime security.
D2
Collateral Security :
Shri om Praksh
Size
a) Plot at Khasra No 799
110 * 30
Residential house
28.11.2002
Soorsagar
Jodhpur
Total Value of Colletrial Security
Sq Feet
Cost
366.67 15.00 Lacs
Market Rate
15.00 Lacs
Repayment Schedule
F1
Ratio Analysis
Please refer to a separate sheet attached herewith.
COST OF PROJECT
ANNEXURE - I
COST OF PROJECT & MEANS OF FINANCE
Rs in Lacs
EXISTING
ADDITION
TOTAL
Land ( Rented)
Building
0.99
0.99
13.54
13.54
0.10
0.10
1.25
1.25
Working Capital
1.19
Priliminery Expenses
0.75
1.19
0.75
17.82
17.82
Proprietor Fund
8.32
8.32
17.82
17.82
MEANS OF FINANCE
9.50
9.50
REALISATION
PER MONTH
AMOUNT
SALES - Domestic
Stone Cutting Liriya
Ave. Rate
Per Feet
1,530
765
340
No of Item
Working Days
17.00
35.00
50.00
100
90
26
2,601,000
2,409,750
442,000
Ave. Rate
500
500.00
250,000
YEARLY REALISATIONS
Assumption
1. Aslet Purchases 2.5 * 10 * 2
Wesate
Available for liriya
Total Liriya Production - 3 "
5,702,750
3'
15%
9 Feet in one Squire cube
5'
200
30
170
9
1530
9'
200
30
170
4.50
765
200
30
170
2.00
340
COST
1 COST OF PURCHASES
A)
Squre
Rate
200
20
MONTH
TOTAL
252,000
30,600
12.00
12.00
3,024,000
367,200
-
78,500
12.00
942,000
Working Days
Feet
RAW MATERIAL- ASLATE
OTHER STONE
PER MONTH
in Month
70
85
18
18
B) CONSUMABLES & UTILITYTOOLS BITS FOR 1000' @ 2.5 PER FEET EXP
POWER
CONSUMABLES
WATER
45,000
27,000
2,500
4,000
78,500
SALARY
PERSION
SKILLED STAFF
UNSKILLED STAFF
ACCOUNTANTS CUM MANAGER
CHOWKIDAR- STORE KEEPER
FRIENGE BENEFIT 15 %
3 ADMIINISTRATIVE EXPENSES
PERTOL / CONVERYANCE EXPENSES
PRINTING & STATIOENRY
TELEPHONE EXPENSES
TRAVELLING
ADVERTISEMENT EXPENESES
BANK CHARGES
INSURANCE EXPENSES
AUDITING AND OTHER EXPENSES
PERIODICALS AND BOOKS
MEETING EXPENSES
GENERAL EXPENSES
TOTAL
SALARY
2
5
1
1
7500
3500
5000
4000
15,000
17,500
5,000
4,000
41,500
6,225
47,725
12
572,700
2,500
350
1,000
1,500
1,000
350
1,000
1,000
100
1,000
1,500
11,300
11,300
12
135,600
13,540
495
14,035
6 DEPRECIATION CHARGES
LAND
BUILDING
PLANT & MACHINERY
FURNITURE AND FIXTURE
7 FINANCIAL CHARGES
TERM LOAN
WORKING CAPITAL
FIXED
0%
10%
15%
10%
9.50
-
9,900
203,100
1,000
214,000
113,943
113,943
8 PRELIMINERY EXPENSES
214,000
113,943
10,714
TOTAL EXPENSES
NET SURPLUS
14,035
5,394,192
SALES REALISATION
Less TOTAL EXPENESE
5,702,750
5,394,192
308,558
308,558
950,000
Repayment
84 Monthly Installment
Repayment Commencement
Rate of Interest
13 % Per Annum
Repayment will be start after 6 MONTHS from last installment
Opening
YEAR
MONTHS
MONTHS
Repayment
Balance
Closing
Monthly
Balance
Interest
Yearly Interest
2008-09
2009-10
2010-11
Aug-08
100,000
100,000
1,083
Sep-08
150,000
250,000
2,708
Oct-08
350,000
600,000
6,500
Nov-08
350,000
950,000
10,292
Dec-08
950,000
10,292
Jan-09
950,000
10,292
Feb-09
950,000
10,292
Mar-09
950,000
10,292
Apr-09
950,000
11,310
938,690
10,169
May-09
938,690
11,310
927,381
10,047
Jun-09
927,381
11,310
916,071
9,924
Jul-09
10
916,071
11,310
904,762
9,802
Aug-09
11
904,762
11,310
893,452
9,679
Sep-09
12
893,452
11,310
882,143
9,557
Oct-09
13
882,143
11,310
870,833
9,434
Nov-09
14
870,833
11,310
859,524
9,312
Dec-09
15
859,524
11,310
848,214
9,189
Jan-10
16
848,214
11,310
836,905
9,066
Feb-10
17
836,905
11,310
825,595
8,944
Mar-10
18
825,595
11,310
814,286
8,821
Apr-10
19
814,286
11,310
802,976
8,699
May-10
20
802,976
11,310
791,667
8,576
Jun-10
21
791,667
11,310
780,357
8,454
Jul-10
22
780,357
11,310
769,048
8,331
Aug-10
23
769,048
11,310
757,738
8,209
Sep-10
24
757,738
11,310
746,429
8,086
Oct-10
25
746,429
11,310
735,119
7,964
Nov-10
26
735,119
11,310
723,810
7,841
Dec-10
27
723,810
11,310
712,500
7,719
Jan-11
28
712,500
11,310
701,190
7,596
Feb-11
29
701,190
11,310
689,881
7,474
Mar-11
30
689,881
11,310
678,571
7,351
61,750
113,943
96,301
2011-12
2012-13
2013-14
2014-15
Apr-11
31
678,571
11,310
667,262
7,229
May-11
32
667,262
11,310
655,952
7,106
Jun-11
33
655,952
11,310
644,643
6,984
Jul-11
34
644,643
11,310
633,333
6,861
Aug-11
35
633,333
11,310
622,024
6,739
Sep-11
36
622,024
11,310
610,714
6,616
Oct-11
37
610,714
11,310
599,405
6,494
Nov-11
38
599,405
11,310
588,095
6,371
Dec-11
39
588,095
11,310
576,786
6,249
Jan-12
40
576,786
11,310
565,476
6,126
Feb-12
41
565,476
11,310
554,167
6,003
Mar-12
42
554,167
11,310
542,857
5,881
Apr-12
43
542,857
11,310
531,548
5,758
May-12
44
531,548
11,310
520,238
5,636
Jun-12
45
520,238
11,310
508,929
5,513
Jul-12
46
508,929
11,310
497,619
5,391
Aug-12
47
497,619
11,310
486,310
5,268
Sep-12
48
486,310
11,310
475,000
5,146
Oct-12
49
475,000
11,310
463,690
5,023
Nov-12
50
463,690
11,310
452,381
4,901
Dec-12
51
452,381
11,310
441,071
4,778
Jan-13
52
441,071
11,310
429,762
4,656
Feb-13
53
429,762
11,310
418,452
4,533
Mar-13
54
418,452
11,310
407,143
4,411
Apr-13
55
407,143
11,310
395,833
4,288
May-13
56
395,833
11,310
384,524
4,166
Jun-13
57
384,524
11,310
373,214
4,043
Jul-13
58
373,214
11,310
361,905
3,921
Aug-13
59
361,905
11,310
350,595
3,798
Sep-13
60
350,595
11,310
339,286
3,676
Oct-13
61
339,286
11,310
327,976
3,553
Nov-13
62
327,976
11,310
316,667
3,431
Dec-13
63
316,667
11,310
305,357
3,308
Jan-14
64
305,357
11,310
294,048
3,186
Feb-14
65
294,048
11,310
282,738
3,063
Mar-14
66
282,738
11,310
271,429
2,940
Apr-14
67
271,429
11,310
260,119
2,818
May-14
68
260,119
11,310
248,810
2,695
Jun-14
69
248,810
11,310
237,500
2,573
Jul-14
70
237,500
11,310
226,190
2,450
Aug-14
71
226,190
11,310
214,881
2,328
Sep-14
72
214,881
11,310
203,571
2,205
Oct-14
73
203,571
11,310
192,262
2,083
Nov-14
74
192,262
11,310
180,952
1,960
Dec-14
75
180,952
11,310
169,643
1,838
Jan-15
76
169,643
11,310
158,333
1,715
Feb-15
77
158,333
11,310
147,024
1,593
Mar-15
78
147,024
11,310
135,714
1,470
78,658
61,015
43,372
25,729
2015-20016
Apr-15
79
135,714
11,310
124,405
1,348
May-15
80
124,405
11,310
113,095
1,225
Jun-15
81
113,095
11,310
101,786
1,103
Jul-15
82
101,786
11,310
90,476
980
Aug-15
83
90,476
11,310
79,167
858
Sep-15
84
79,167
11,310
67,857
735
Oct-15
85
67,857
11,310
56,548
613
Nov-15
86
56,548
11,310
45,238
490
Dec-15
87
45,238
11,310
33,929
368
Jan-16
88
33,929
11,310
22,619
245
Feb-16
89
22,619
11,310
11,310
123
Mar-16
90
11,310
11,310
950,000
8,086
476,976
480,768
DEPRECIATION CHART
FIXED ASSETS
LAND
LESS DEPRECIATION
2008
-
BUILDING
ADDITION
99,000
99,000
LESS DEPRECIATION
99,000
1,354,000
1,354,000
LESS DEPRECIATION
1,354,000
FURNITURE
ADDITION
10,000
10,000
LESS DEPRECIATION
10,000
TOTAL FIXED ASSETS
DEPREICATION
1,463,000
2009
2010
2011
2012
2013
2014
2015
2016
99,000
99,000
9,900
89,100
89,100
80,190
72,171
64,954
58,459
52,613
47,351
89,100
8,910
80,190
80,190
8,019
72,171
72,171
7,217
64,954
64,954
6,495
58,459
58,459
5,846
52,613
52,613
5,261
47,351
47,351
4,735
42,616
1,354,000
1,150,900
978,265
831,525
706,796
600,777
510,660
434,061
1,354,000
203,100
1,150,900
1,150,900
172,635
978,265
978,265
146,740
831,525
831,525
124,729
706,796
706,796
106,019
600,777
600,777
90,117
510,660
510,660
76,599
434,061
434,061
65,109
368,952
10,000
10,000
1,000
9,000
9,000
8,100
7,290
6,561
5,905
5,314
4,783
9,000
900
8,100
8,100
810
7,290
7,290
729
6,561
6,561
656
5,905
5,905
590
5,314
5,314
531
4,783
4,783
478
4,305
182,445
155,569
132,675
113,171
96,553
82,392
70,323
1,463,000
214,000
FIXED ASSETS
2008-09
2009-2010
2010-2011
2011-2012
2012-2013
2013-2014
2014-15
2014-15
1,463,000
1,463,000
1,463,000
214,000
1,249,000
1,249,000
182,445
1,066,555
1,066,555
155,569
910,986
910,986
132,675
778,311
778,311
113,171
665,140
665,140
96,553
568,588
568,588
82,392
486,196
SECURITY
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
CURRENT ASSETS
CLOSING STOCK
119,000
-
380,000
550,000
605,000
665,500
732,050
805,255
885,781
SUNDRY DEBTORS
109,368
257,796
590,586
959,703
1,007,688
1,007,688
1,007,688
CASH IN HAND
82,171
60,194
130,679
198,150
534,430
940,649
1,048,121
75,000
64,286
53,571
42,857
32,143
21,429
10,714
1,782,000
2,009,825
2,113,116
2,405,109
2,758,807
3,085,736
3,457,894
3,552,785
PRILIMINERY EXPENSES
LIABILITIES
CAPITAL
ADDITION
ADD PROFIT
LESS WITHDAWALS
UNSECURED LOAN
TERM LOAN
2008-09
2009-2010
832,000
832,000
832,000
950,000
WORKING CAPITAL
TRADE CREDITORS
1,782,000
2010-2011
2011-2012
2012-2013
2013-2014
2014-15
2014-15
832,000
1,040,558
1,271,815
1,688,279
2,172,617
2,638,841
3,044,146
308,558
1,140,558
100,000
1,040,558
356,257
1,396,815
125,000
1,271,815
566,464
1,838,279
150,000
1,688,279
659,338
2,347,617
175,000
2,172,617
666,224
2,838,841
200,000
2,638,841
630,305
3,269,146
225,000
3,044,146
606,895
3,651,041
250,000
3,401,041
814,286
-
678,571
-
542,857
407,143
271,429
-
248,810
-
154,981
162,730
173,973
179,047
175,466
164,938
151,743
2,009,824
2,113,116
2,405,109
2,758,807
3,085,736
3,457,894
3,552,785
(0)
0
0
NOTE : EXCESS CASH AVAILABLE WILL BE UTILISED FOR EXPANSATION OF THE PROJECT.
Particulars
2009-2010
IST
CAPACITY UTILISATION
A
B
50.00%
55.00%
60.00%
65.00%
2014-15
VITH
2014-15
VIITH
65.00%
65.00%
65.00%
5,702,750
6,273,025
7,185,465
7,784,254
8,173,466
8,173,466
8,173,466
3,771,200
942,000
572,700
14,035
5,299,935
380,000
4,919,935
3,959,760
1,036,200
629,970
15,438
5,641,368
380,000
550,000
5,471,368
4,233,343
1,243,440
755,964
16,982
6,249,729
550,000
605,000
6,194,729
4,356,816
1,492,128
907,157
18,680
6,774,781
605,000
665,500
6,714,281
4,269,680
1,790,554
1,088,588
20,548
7,169,369
665,500
732,050
7,102,819
4,013,499
1,880,081
1,306,306
22,603
7,222,489
732,050
805,255
7,149,284
3,692,419
1,974,085
1,567,567
24,863
7,258,934
805,255
885,781
7,178,409
782,815
801,657
990,736
1,069,973
1,070,647
1,024,183
995,058
13.73
12.78
13.79
13.75
13.10
12.53
12.17
135,600
155,940
179,331
206,231
237,165
260,882
286,970
135,600
5,055,535
155,940
5,627,308
179,331
6,374,060
206,231
6,920,511
237,165
7,339,985
260,882
7,410,166
286,970
7,465,379
647,215
645,717
811,405
863,742
833,482
763,301
708,088
113,943
113,943
96,301
96,301
78,658
78,658
61,015
61,015
43,372
43,372
25,729
25,729
8,086
8,086
Depreciation
214,000
182,445
155,569
132,675
113,171
96,553
82,392
10,714
10,714
10,714
10,714
10,714
10,714
10,714
REALISATION
COST
COST OF PURCHASES
A) ALL TYPES MATERIAL
B) CONSUMABLES & UTILITYC) WAGES & SALARY
REPAIR AND MAINTENANCE EXPENSES
COST OF SERVICE
ADD OPENING STOCK
LESS CLOSING STOCK
COST OF PRODUCTION - B
2013-2014
VTH
Gross Profit
A-B
G.P.RATE
C
D
E
F
Administrative Overhead
ADMIINISTRATIVE EXPENSES
Total Administrative Overhead C
Cost of Realisation
B+C
308,558
356,257
566,464
659,338
666,224
630,305
606,895
E-F-G-H
100,000
125,000
150,000
175,000
200,000
225,000
250,000
208,558
231,257
416,464
484,338
466,224
405,305
356,895
224,714
193,159
166,283
143,389
123,885
107,267
93,106
433,272
424,416
582,747
627,727
590,110
512,572
450,001
Repayment of loan
Repayment of Unsecured Loan
Debt Service Coverage Ratio
135,714
135,714
2.19
2.16
135,714
2.93
135,714
3.30
135,714
3.31
135,714
3.10
135,714
2.95
Average DSCR
2.85
Ratio
Gross Profit ( Gp/Sales)
13.73
12.78
13.79
13.75
13.10
12.53
12.17
11.35
10.29
11.29
11.10
10.20
9.34
8.66
3.66
3.69
5.80
6.22
5.70
4.96
4.37
Material
Amount
1 Stock
Qty
Rate
FEET
Feet
Number
of Day Material
Require
200
70
98,000
OTHER STONE
20
85
11,900
Per
WORK IN PROGRESS
16353
16,353
20
60,000
25,000
25,000
2,000
2,000
FINISHED PRODUCTS
STONE LIRIYA
3000
2 SUNDRY DEBITORS
15,624
46,872
260,125
3 LESS CREDITORS
9,420
15
141,300
118,825
Area
RATE
QTY
per squre feet
AMOUNT
1 SHED
20 * 30
600
125.00
75,000.00
10 * 10
100
150.00
15,000.00
90,000.00
Add : Extra for Sanitary, Water, Electrical Installation @ 10%
9,000.00
99,000.00
OR SAY
0.99
RATE
QTY
AMOUNT
1 CUTTER - PLAT
72"
48"
360,000.00
200,000.00
1
1
360,000.00
200,000.00
2 CUTTER
72"
48"
54"
30,000.00
15,000.00
15,000.00
1
1
1
30,000.00
15,000.00
15,000.00
25 HP
15 HP
3 HP
2 HP
1 HP
DC
55,000.00
40,000.00
15,000.00
7,500.00
7,000.00
7,500.00
1
1
2
2
2
2
55,000.00
40,000.00
30,000.00
15,000.00
14,000.00
15,000.00
30,000.00
60,000.00
3 ELECTRIC MOTORS
4 PANNAL SET
5 CABLES
50,000.00
6 CRAIN GRANITERY
LUMP SUM EXPENSES - CIVIL AND IRON WORK
SIZE
RATE
AMOUNT
IRON CHANNEL
40 POND
160
400
64,000.00
55 POND
62
500
31,000.00
IRON GUDDER
600
160
96,000.00
IRON GUDDER
12' * 6 '
62
860
53,320.00
L & T - CHARGES
100,000.00
344,320.00
7 WATER TANKS
27 * 9 * 7
1,700
20
34,000.00
344,320.00
34,000.00
1,277,320.00
Add : Extra Taxation and Transporation etc 6%
76,639.20
1,353,959.20
OR SAY
13.54
2010-2011
2011-2012
IIND
IIIRD
2012-2013
2013-2014
IVTH
2014-15
VTH
2014-15
VITH
VIITH
GROSS INCOME
1. Sales (Net of returns)
a. Domestic Sales
b. Export Sales
c. Sub- total (a+b)
5,702,750
5,702,750
6,273,025
6,273,025
7,185,465
7,185,465
7,784,254
7,784,254
8,173,466
8,173,466
8,173,466
8,173,466
8,173,466
8,173,466
d. Sub-total (a+b+c)
5,702,750
6,273,025
7,185,465
7,784,254
8,173,466
8,173,466
8,173,466
3,771,200
3,959,760
4,233,343
4,356,816
4,269,680
4,013,499
3,692,419
Total Purchases
3,771,200
3,959,760
4,233,343
4,356,816
4,269,680
4,013,499
3,692,419
2 COST OF SALES
I
Purchases
380,000
550,000
605,000
665,500
732,050
805,255
380,000
550,000
605,000
665,500
732,050
805,255
380,000
550,000
605,000
665,500
732,050
805,255
885,781
380,000
550,000
605,000
665,500
732,050
805,255
885,781
3,391,200
3,789,760
4,178,343
4,296,316
4,203,130
3,940,294
3,611,893
1,528,735
1,681,608
2,016,386
2,417,965
2,899,690
3,208,990
3,566,515
4,919,935
5,471,368
6,194,729
6,714,281
7,102,819
7,149,284
7,178,409
4,919,935
4,919,935
-
5,471,368
5,471,368
-
6,194,729
6,194,729
-
6,714,281
6,714,281
-
7,102,819
7,102,819
-
7,149,284
7,149,284
-
7,178,409
7,178,409
-
4,919,935
5,471,368
6,194,729
6,714,281
7,102,819
7,149,284
7,178,409
GROSS PROFIT
782,815
801,657
990,736
1,069,973
1,070,647
1,024,183
995,058
3.
135,600
155,940
179,331
206,231
237,165
260,882
286,970
PROJECTED
2009-2010
2010-2011
2011-2012
2012-2013
2014-15
VTH
2014-15
IIND
IIIRD
647,215
645,717
811,405
863,742
833,482
763,301
708,088
5.
INTEREST
113,943
96,301
78,658
61,015
43,372
25,729
8,086
6.
DEPRECIATION
214,000
182,445
155,569
132,675
113,171
96,553
82,392
7.
366,971
577,178
670,053
676,939
641,019
617,610
4.
IVTH
2013-2014
IST
VITH
VIITH
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
10,714
(10,714)
(10,714)
(10,714)
(10,714)
(10,714)
(10,714)
(10,714)
308,558
356,257
566,464
659,338
666,224
630,305
606,895
A.
B.
C. SUB-TOTAL (INCOME)
II. LESS: OTHER NON-OPERATING EXPENSES
A.
PRLIMINERY EXPENSES
B.
C. SUB-TOTAL (EXPENSES)
III. NET OF OTHER NON-OPERATING INCOME/
EXPENSES
[Net of 8 (ii) ]
9. PROFIT BEFORE TAX / LOSS [ 7+8(III) ]
10. PROVISION FOR TAXES & WITHDRAWALS
308,558
356,257
566,464
659,338
666,224
630,305
606,895
100,000
125,000
150,000
175,000
200,000
225,000
250,000
208,558
231,257
416,464
484,338
466,224
405,305
356,895
67.59
64.91
73.52
73.46
69.98
64.30
58.81
FORM III
ANALYSIS OF BALANCE SHEET
M/S OM BHAGWAT STONE ARTS
LIABILITIES
2009-2010
IST
2010-2011
IIND
PROJECTED
2012-2013
IVTH
2011-2012
IIIRD
2013-2014
VTH
2014-15
VITH
2014-15
VIITH
CURRENT LIABILITIES
1. Short Term Borrowing from banks
(a) from applicant Bank CC
(b) Bank A/c
(c) of which BO & BD)
154,981
162,730
173,973
179,047
175,466
164,938
151,743
4. Financial Creditors
5. Provision for Taxation
6. Bank Loan
154,981
162,730
173,973
179,047
175,466
164,938
151,743
154,981
162,730
173,973
179,047
175,466
164,938
151,743
814,286
678,571
542,857
407,143
271,429
248,810
TERM LIABILITIES
11. Debenture
12. Preference Share
13. Term Loan
14 Deferred Payment credit
15 Term Deposit
16 Other Term Liabilities- Financial Creditors
#REF!
#REF!
814,286
678,571
542,857
407,143
271,429
248,810
#REF!
977,016
852,544
721,904
582,609
436,367
400,553
832,000
308,558
1,040,558
356,257
1,271,815
566,464
1,688,279
659,338
2,172,617
666,224
2,638,841
630,305
3,044,146
606,895
100,000
1,040,558
125,000
1,271,815
150,000
1,688,279
175,000
2,172,617
200,000
2,638,841
225,000
3,044,146
250,000
3,401,041
#REF!
2,248,830
2,540,823
2,894,521
3,221,451
3,480,513
3,801,594
NET WORTH
19. Capital
20. General Reserve/Profit
21. Revaluation Reserve
22. Other Reserve
23. Additional
24. Surplus/Withdrawals
25. NET WORTH
TOTAL LIABILITIES
CONTROL CHECK
BAL AS PER PBS
2,009,824
DIFF
#REF!
2,113,116
2,405,109
2,758,807
3,085,736
3,457,894
3,552,785
135,714
135,714
135,714
135,714
22,619
248,810
ASSETS
2009-2010
IST
CURRENT ASSETS
26. Cash & Bank Balance ( FDR )
27. Investments- Advance to Compnay
28. Receivable
( Month domestic Sales)
Export Receivable
( Month export Sales)
29 Investments under Deferred receivables
30 Stock in Trade
( Month cost of sales )
31. Advance to Supplies
32. Advance payment of taxes
33 Other Current Assets
34 TOTAL CURRENT ASSETS
( Total 26 to 33 )
FIXED ASSETS
35 Gross Block
36. Depreciation to date
37. Net Block
2010-2011
IIND
82,171
109,368
60,194
257,796
130,679
590,586
2013-2014
VTH
198,150
959,703
2014-15
VITH
534,430
1,007,688
2014-15
VIITH
940,649
1,007,688
1,048,121
1,007,688
380,000
550,000
605,000
665,500
732,050
805,255
885,781
571,539
867,990
1,326,265
1,823,353
2,274,167
2,753,592
2,941,589
1,463,000
214,000
1,249,000
1,249,000
182,445
1,066,555
1,066,555
155,569
910,986
910,986
132,675
778,311
778,311
113,171
665,140
665,140
96,553
568,588
568,588
82,392
486,196
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
125,000
64,286
53,571
42,857
32,143
21,429
10,714
2,009,825
976,272
#REF!
2,113,116
1,218,243
840,974
2,405,109
1,645,422
1,288,007
2,758,807
2,140,474
1,780,020
3,085,736
2,617,413
2,234,415
3,457,894
3,033,432
2,611,273
3,552,785
3,401,041
3,038,655
416,558
3.69
705,260
5.33
1,152,292
7.62
1,644,305
10.18
2,098,701
12.96
2,588,654
16.69
2,789,846
19.39
#REF!
0.80
0.52
0.34
0.22
0.14
0.12
#REF!
0.64
0.40
0.25
0.15
0.09
0.07
42 Interngible Assets
43 Total Assets
Total of 34+37+41+42
44 Tangible Net Worth (24-42)
45 Net Working Capital ( 17+24 ) - (37+41+42)
Tally with ( 34 -10 )
(34-10)
46. CURRENT RATIO (34/10)
47 TOTAL OUTSIDE LIABILITIES /
TANGIBLE NET WORTH ( 18 / 44 )
PROJECTED
2012-2013
IVTH
2011-2012
IIIRD
NIL
NIL
NIL
NIL
NIL
NIL
NIL
CURRENT ASSETS
2009-2010
IST
2010-2011
IIND
PROJECTED
2012-2013
IVTH
2011-2012
IIIRD
2013-2014
VTH
2014-15
VITH
2014-15
VIITH
Stock in Trade
( Month cost of sales )
380,000
550,000
605,000
665,500
732,050
805,255
885,781
Receivable
( Month domestic Sales)
109,368
257,796
590,586
959,703
1,007,688
1,007,688
1,007,688
Investment
82,171
60,194
130,679
198,150
534,430
940,649
1,048,121
571,539
867,990
1,326,265
1,823,353
2,274,167
2,753,592
2,941,589
154,981
162,730
173,973
179,047
175,466
164,938
151,743
Statutory Liabilities
Total
154,981
162,730
173,973
179,047
175,466
164,938
151,743
FORM V
COMPUTATION OF MAXIMUM PERMISSIBLE
BANK FINANCE FOR WORKING CAPITAL
M/S OM BHAGWAT STONE ARTS
2009-2010
IST
2010-2011
IIND
PROJECTED
2012-2013
IVTH
2011-2012
IIIRD
2013-2014
VTH
2014-15
VITH
2014-15
VIITH
571,539
867,990
1,326,265
1,823,353
2,274,167
2,753,592
2,941,589
154,981
162,730
173,973
179,047
175,466
164,938
151,743
416,558
705,260
1,152,292
1,644,305
2,098,701
2,588,654
2,789,846
142,885
216,997
331,566
455,838
568,542
688,398
735,397
416,558
705,260
1,152,292
1,644,305
2,098,701
2,588,654
2,789,846
273,673
488,262
820,726
1,188,467
1,530,159
1,900,256
2,054,448
273,673
488,262
820,726
1,188,467
1,530,159
1,900,256
2,054,448
-1 SALES
Particulars
Sales
Growth in Sales
2009-2010
2010-2011
2011-2012
2012-2013
2013-2014
2014-15
2014-15
IST
IIND
IIIRD
IVTH
VTH
VITH
VIITH
5,702,750
6,273,025
7,185,465
7,784,254
8,173,466
8,173,466
8,173,466
9.09
12.70
7.69
4.76
-
Justification :
2010-2011
IIND
475,229
409,995
2011-2012
IIIRD
522,752
455,947
598,789
516,227
2012-2013
IVTH
648,688
559,523
2013-2014
VTH
2014-15
VITH
681,122
591,902
2014-15
VIITH
681,122
595,774
681,122
598,201
2010-2011
IIND
380,000
109,368
82,171
571,539
2011-2012
IIIRD
550,000
257,796
60,194
867,990
605,000
590,586
130,679
1,326,265
2012-2013
IVTH
665,500
959,703
198,150
1,823,353
2013-2014
VTH
732,050
1,007,688
534,430
2,274,167
2014-15
VITH
2014-15
VIITH
805,255
1,007,688
940,649
2,753,592
885,781
1,007,688
1,048,121
2,941,589
RECEIVABLES :
2010-2011
IIND
2011-2012
IIIRD
2012-2013
IVTH
2013-2014
VTH
2014-15
VITH
2014-15
VIITH
380,000
550,000
605,000
665,500
732,050
805,255
885,781
380,000
550,000
605,000
665,500
732,050
805,255
885,781
2010-2011
IIND
109,368
82,171
191,539
2011-2012
IIIRD
257,796
60,194
317,990
590,586
130,679
721,265
2012-2013
IVTH
959,703
198,150
1,157,853
2013-2014
VTH
1,007,688
534,430
1,542,117
2014-15
VITH
2014-15
VIITH
1,007,688
940,649
1,948,337
1,007,688
1,048,121
2,055,808
2010-2011
IIND
154,981
154,981
2011-2012
IIIRD
162,730
162,730
173,973
173,973
2012-2013
IVTH
179,047
179,047
2013-2014
VTH
2014-15
VITH
175,466
175,466
2014-15
VIITH
164,938
164,938
151,743
151,743
2010-2011
IIND
2011-2012
IIIRD
2012-2013
IVTH
2013-2014
VTH
2014-15
VITH
2014-15
VIITH
Total C.A.
Less : Total O.C.L.
571,539
154,981
867,990
162,730
1,326,265
173,973
1,823,353
179,047
2,274,167
175,466
2,753,592
164,938
2,941,589
151,743
416,558
416,558
-
705,260
705,260
-
1,152,292
1,152,292
-
1,644,305
1,644,305
-
2,098,701
2,098,701
-
2,588,654
2,588,654
-
2,789,846
2,789,846
-
COMMENTS :
-9 MPBF :
a ) As per second method of lending
1. Total Current Assets
2. Other Current Liabilities
3. Working Capital Gap
4. Minimum stipulated margin
(I.e., 25 % of current assets
excluding export receivable )
5. Projected/accepted N.W.C.
6. Item 3 - 4
7. Item 3 - 5
8. M.P.B.F.
Say Rupees ( Lacs )
2009-2010
IST
2010-2011
IIND
2011-2012
2012-2013
2013-2014
2014-15
2014-15
IIIRD
IVTH
VTH
VITH
VIITH
1,326,265
1,823,353
2,274,167
2,753,592
2,941,589
173,973
179,047
175,466
164,938
151,743
1,152,292
1,644,305
2,098,701
2,588,654
2,789,846
331,566
455,838
568,542
688,398
735,397
571,539
154,981
416,558
142,885
867,990
162,730
705,260
216,997
416,558
273,673
-
705,260
488,262
-
1,152,292
820,726
-
1,644,305
1,188,467
-
2,098,701
1,530,159
-
2,588,654
1,900,256
-
2,789,846
2,054,448
-
5,702,750
6,273,025
7,185,465
7,784,254
8,173,466
8,173,466
8,173,466
1,425,688
1,568,256
1,796,366
1,946,063
2,043,367
2,043,367
2,043,367
285,138
416,558
313,651
705,260
359,273
1,152,292
389,213
1,644,305
408,673
2,098,701
408,673
2,588,654
408,673
2,789,846
1,009,130
862,997
644,074
301,758
(55,334)
(545,287)
(746,479)