INTRODUCTION

Abhyudaya Co-operative Bank Ltd. operates as an urban co-operative bank in India. The company offers various personal banking services, such as saving bank accounts, current accounts, no frills accounts, any branch banking services, and ATM services, as well as various deposit schemes, including saving, current, and term deposit schemes; and business banking services, which include mobile and Internet banking, NRO/NRE accounts, and foreign exchange services. Its loan products include personal, housing, education, mortgage, and vehicle loans, as well as loan against gold ornaments, loan/secured overdrafts, loans against govt. securities, loan secured overdrafts against govt. securities, and loans for women entrepreneurs. The company also provides fax on demand services that consist of statement of account, latest balance, and inward clearing cheque details services; telebanking, franking, and lockers services; real time gross settlement services for customer transaction/remittances; and insurance services. Abhyudaya Co-operative Bank Ltd. was founded in 1964 and is based in Mumbai, India with branch locations in Mumbai, Navi Mumbai, Pune, Raigad, Thane, Udupi, Manglore, Vadodara, and Ahmedabad, India.