ASSIGNMENT

Name: Shivanesh.v
Class: II MBA
Roll no: 10528
Topic: Mutual Fund schemes
Submitted to: Mrs. Sankari













MUTUAL SCHEME OF HDFC
GOLD EXCHANGE TRADED FUND:
Investment Objective
The investment objective oI the Scheme is to generate returns that are in line with the
perIormance oI gold, subject to tracking errors.
Basic Scheme Information

Nature of Scheme An open ended Exchange Traded Fund
Option/Plan Currently, there are no investment Plans / Options being
oIIered under the Scheme. However, the Trustee reserve
the right to introduce investment Plans / Options under the
Scheme at a Iuture date in accordance with SEBI (MF)
Regulations.
Entry Load
(as a of the Applicable
NAV)
Not Applicable.
Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor. UpIront
commission shall be paid directly by the investor to the
ARN Holder (AMFI registered Distributor) based on the
investors` assessment oI various Iactors including the
service rendered by the ARN Holder.
Exit Load
(as a of the Applicable
NAV)
For Creation Unit Size:
No Exit load will be levied on redemptions made by
Authorised Participants / Large Investors directly with the
Fund in Creation Unit Size.

For other than Creation Unit Size:
Not Applicable

The Units oI HGETF in other than Creation Unit Size
cannot be directly redeemed with the Fund. These Units
can be redeemed (sold) on a continuous basis on the NSE
and BSE during the trading hours on all trading days.
Please click here to go through the addendum
Minimum Application
Amount
Authorised Participants: Application Ior subscription oI
HGETF Units directly with the Fund in Creation Unit Size
at NAV based prices in exchange oI PortIolio Deposit and
Cash Component.

Large Investors: Application Ior subscription oI HGETF
Units directly with the Fund in Creation Unit Size at NAV
based prices by payment oI requisite Cash as determined
by the AMC only by means oI payment instruction oI Real
Time Gross Settlement (RTGS)/National Electronic Funds
TransIer (NEFT) or Funds TransIer Letter/ TransIer
Cheque oI a bank where the Scheme has a collection
account.

Other investors (including Authorised Participants and
Large Investors): Units oI HGETF can be subscribed (in
lots oI 1 Unit) during the trading hours on all trading days
on the NSE and BSE on which the Units are listed.
Lock-In-Period Nil
Net Asset Value Periodicity Every Business Day.
Redemption Proceeds Within 10 working days.
Tax Benefits
(As per present Laws)
Please click Ior details
Current Expense Ratio (#)
(Effective Date 13th August
2010)
1.00
(#) Any change in the expense ratio will be updated within two working days.

Plan Name NAV Date NAV Amount
Gold ETF 12 Oct 2011 2661.9375
TOP
Investment Pattern
The table below provides the broad asset allocation oI the portIolio oI Scheme to be Iollowed
under normal circumstances.
Type oI Asset / Instruments Indicative allocations Instruments ( oI
total assets)
Risk ProIile
Minimum Maximum
Gold bullion* 90 100 Medium to
High
Debt Securities and Money
Market Instruments #
0 10 Low







HDFC CHILDREN'S GIFT FUND - SAVINGS PLAN
Investment Objective
The primary objective oI the Scheme is to generate long term capital appreciation. However,
there can be no assurance that the investment objective oI the Scheme / Plans will be
achieved.
Basic Scheme Information

Nature of Scheme Open Ended Balanced Scheme
Inception Date March 02, 2001
Option/Plan Growth Plan. (Debt Oriented)
Entry Load
(For Lumpsum Purchases and
investments through SIP/STP)
NIL
UnIront commission shall be paid directly by the investor
to the ARN Holder (AMFI registered Distributor) based on
the investors' assessment oI various Iactors including the
service rendered by the ARN Holder.

Please click here to go through the addendum.
Exit Load
(as a of the Applicable
NAV)
For Units subject to Lock-in Period: NIL
For Units not subject to Lock-in Period :
3 iI the Units are redeemed / switched-out within one
year Irom the date oI allotment,
2 iI the Units are redeemed / switched-out between the
Iirst and second year oI the date oI allotment,
1 iI Units are redeemed /switched-out between the
second and third year oI the date oI allotment,
Nil iI the Units are redeemed / switched -out aIter third
year Irom the date oI allotment.
No Exit Load shall be levied on bonus units and units
allotted on dividend reinvestment.
Minimum Application
Amount
(click here Ior SIP Details)
For new investors :Rs.5000 and any amount thereaIter.
For existing investors : Rs. 1000 and any amount
thereaIter.
Lock-In-Period II opted: Until the Unit Holder (being the beneIiciary
child) attains the age oI 18 years or until completion oI 3
years Irom date oI allotment , whichever is later
Net Asset Value Periodicity Every Business Day.
Redemption Proceeds Normally dispatched within 3-4 Business days
Tax Benefits
(As per present Laws)
Please click Ior details
Current Expense Ratio (#)
(Effective Date 22nd May
2009)
On the Iirst 100 crores average weekly net assets 2.25
On the next 300 crores average weekly net assets 2.00
On the next 300 crores average weekly net assets 1.75
On the balance oI the assets 1.50
Investment Pattern

Sr.
No.
Type oI Instruments Normal Allocation
( oI Net Asset)
Savings Plan
Risk ProIile oI
the Instrument
1 Equity and Equity linked instruments 0 20 High
2 Debt securities and money market
instruments
(including cash / call money and securitised
debt)
80 - 100 Low to
Medium

QUATERLY INTERVAL FUND RATIO:
Investment Objective
The primary objective oI the Scheme is to generate regular income through investments in
Debt / Money Market Instruments and Government Securities.
Basic Scheme Information

Nature of Scheme Open Ended Interval Income Scheme
Inception Date - Plan A March 29, 2007
Inception Date - Plan B April 02, 2007
Inception Date - Plan C May 07, 2007
Option/Plan Retail Plan - Growth option,Wholesale Plan - Growth
option. Wholesale and Retail Plan with Dividend options.
Dividend Option oIIers Dividend Payout and
Reinvestment Iacility.
Entry Load
(For Lumpsum Purchases and
investments through SIP/STP)
UnIront commission shall be paid directly by the investor
to the ARN Holder (AMFI registered Distributor) based on
the investors' assessment oI various Iactors including the
service rendered by the ARN Holder.
Exit Load During the Specified Transaction Period: Nill.
Other than Specified Transaction Period: Not
Applicable. The Units under the respective Plan(s) cannot
be directly redeemed with the Funds as the Units are listed
on the stock exchange(s). These units can be sold on a
continuous basis on the stock exchange(s) where the units
are listed during the trading hours on all trading days.
Listing The Units oI the Plan(s) under the Scheme will be listed on
the Capital Market Segment oI the National Stock
Exchange oI India Ltd. (NSE) or such other recognized
stock exchange(s). An investor can buy/sell Units on a
continuous basis on the NSE on which the Units are listed
during the trading hours like any other publicity trade
stock, except during the temporary suspension period.
Minimum Application
Amount
(Retail Plan): Rs.5000 and any amount thereaIter.
(Wholesale Plan): Rs. 1 Crore and any amount thereaIter.
Lock-In-Period Nil
Net Asset Value Periodicity Every Business Day.
Redemption Proceeds Normally dispatched within 3-4 Business days
Current Expense Ratio (#)
(Effective Date 10th May
2011)
For Plan A
0.25
(Effective Date 10th May
2011)
For Plan B
0.20
(Effective Date 10th May
2011)
For Plan C
0.20
(#) Any change in the expense ratio will be updated within two working days.

Plan Name NAV Date NAV Amount
Plan A Retail Plan - Dividend Option 12 Oct 2011 10.0558
Plan A Retail Plan - Growth option 12 Oct 2011 14.3279
Plan B Retail Plan - Dividend Option 12 Oct 2011 10.0051
Plan B Retail Plan - Growth option 12 Oct 2011 14.0295
Plan C Wholesale Plan - Growth option 12 Oct 2011 11.0055
Plan C Retail Plan - Dividend Option 12 Oct 2011 10.1555
Plan C Retail Plan - Growth option 12 Oct 2011 13.9940
Plan A Wholesale Plan - Dividend Option 12 Oct 2011 10.0558
Plan A Wholesale Plan - Growth option 12 Oct 2011 10.2674
Plan B Wholesale Plan - Dividend Option 12 Oct 2011 10.0134
Plan B Wholesale Plan - Growth option 12 Oct 2011 10.0000
Plan C Wholesale Plan - Dividend Option 12 Oct 2011 10.1555

Investment Pattern
The asset allocation under the Scheme will be as Iollows :

Sr.No. Type oI Instruments Minimum
Allocation
( OI Net Assets)
Maximum
Allocation
( OI Net Assets)
Risk ProIile
oI
the Instrument
1 Debt and Money
Market Instruments
(including securitised
debt)
60 100 Low to
Medium
2 Government Securities 0 40 Low

MUTUAL SCHEME OF RELIANCE
EQUITY
The aim oI growth Iunds is to provide capital appreciation over the medium to long- term.
Such schemes normally invest a major part oI their corpus in equities. Such Iunds have
comparatively high risks. These schemes provide diIIerent options to the investors like
dividend option, capital appreciation, etc. and the investors may choose an option depending
on their preIerences. The investors must indicate the option in the application Iorm. The
mutual Iunds also allow the investors to change the options at a later date. Growth schemes
are good Ior investors having a long-term outlook seeking appreciation over a period oI time.
DiversiIied Large Cap DiversiIied Theme Based
DiversiIied Multi Cap Sector
DiversiIied Mid Cap & Small Cap Tax Saver
Index Arbitrage
Banking Balanced
DEBT
The aim oI income Iunds is to provide regular and steady income to investors. Such schemes
generally invest in Iixed income securities such as bonds, corporate debentures, Government
securities and money market instruments. Such Iunds are less risky compared to equity
schemes. These Iunds are not aIIected because oI Iluctuations in equity markets. However,
opportunities oI capital appreciation are also limited in such Iunds. The NAVs oI such Iunds
are aIIected because oI change in interest rates in the country. II the interest rates Iall, NAVs
oI such Iunds are likely to increase in the short run and vice versa. However, long term
investors may not bother about these Iluctuations.
Ultra Short Term Money Market Funds (Liquid Funds)
Short Term Funds Long Term Funds
Monthly Income Plans

GOLD
Gold is seen as a symbol oI security and a sign oI prosperity. Indian consumers consider gold
jewellery as an investment and are well aware oI gold`s beneIits as a store oI value. Gold is
also recognized as a Iorm oI money in India, a tradable liquid asset. It is one oI the
Ioundation assets Ior Indian households and a means to accumulate wealth Irom a long term
perspective. Gold investment has been in the culture oI Indian tradition and has been on rise
amongst the modern investors as well due to the Iinancial uncertainty and inIlationary
pressures.
Gold Exchange Traded Fund Gold Savings Fund




MUTUAL SCHEMES OF SBI
EQUITY SCHEMES
The primary objective oI the equity asset class is to provide capital growth / appreciation by
investing in the equity and equity related instruments oI companies over medium to long
term.

Equity/ Growth Funds
O Magnum Multicap Fund
O Magnum Equity Fund
O Magnum Multiplier Plus 1993
O SBI Blue Chip Fund
O Magnum Global Fund
O SBI One India Fund
O Magnum Midcap Fund
Sectoral Funds
O Magnum Sector Funds Umbrella-Emerging Businesses
Fund
O Magnum Sector Fund Umbrella-Contra Fund
O Magnum Sector Funds Umbrella-FMCG Fund
O Magnum Sector Funds Umbrella-IT-Fund
O Magnum Sector Funds Umbrella-Pharma Fund


Thematic Funds
O Magnum COMMA Fund
O SBI InIrastructure Fund - Series I
O SBI PSU Fund
ELSS Funds
O SBI Tax Advantage Fund Series I
O Magnum Taxgain Scheme 1993
Index Funds
O Magnum Index Fund
Market Neutral Strategy
O SBI Arbitrage Opportunities Fund
HYBRID SCHEMES
These schemes invest in a mixture oI debt and equity securities in diIIerent proportions as
prescribed in the Scheme InIormation Document.

O Magnum Balanced Fund
O Magnum NRI Investment Fund - Flexi Asset Plan
O Magnum Income Plus Fund - Investment Plan
O Magnum Monthly Income Plan
O Magnum Monthly Income Plan Floater
O SBI Capital Protection Oriented Fund Series I
O SBI Capital Protection Oriented Fund Series II
LIQUID SCHEMES
The strategy Ior liquid Iunds include investments in short investment horizon, which includes
'cash' assets such as treasury bills, certiIicates oI deposit and commercial paper.

O Magnum InstaCash Fund
O Magnum InstaCash Fund-Liquid Floater
O SBI Premier Liquid Fund