MARK D.

MICHAUD
CORPORATE FINANCE EXECUTIVE
Mergers&Acquisitions,EquityandDebtFinancing,Training CapitalManagement,StrategicBusinessDevelopment,FinancialPlanning&Analysis PROFILE
12yeartrackrecordoriginatingandexecutingcomplexinvestmentbankingtransactions,engineeringbusinessand revenuegrowth,anddeliveringtechnicaltrainingtoincreaseproductivity.Provenleaderandteambuilder.Skilledin identifyingandstructuringopportunitiesthatmaximizereturnoninvestmentandshareholdervalue,andinleading diverseteamstoresolvecomplexproblems.Administrativeandoperationsexperience.

AREAS OF EXPERTISE
Mergers&Acquisitions EquityandDebtFinancing FinancialAnalysis&Planning GeneralAccounting&Reporting Forecast&ValuationModeling DividendPolicy CapitalManagement InvestorRelations StrategicBusinessDevelopment DueDiligence StaffTrainingandDevelopment RegulatoryCompliance

EXPERIENCE
PACIFIC CAPITAL VENTURES Founder, Principal (2008)
EstablishedtoprovidefinancialmodelingandanalysistoentrepreneursseekingtostartorexpandbusinessesinAsianmarkets

Los Angeles

MDM BUSINESS MODELING Founder, Principal (2007 Present)

Los Angeles

Financialmodelingandanalysisonacontractbasistothelocalinvestment,strategicconsulting,andturnaroundmanagement industries Modelingtrainingtocorporatedevelopmentandindividuals

DBS BANK LTD. Senior Vice President, Corporate Development, Group Finance (2004 2006)

Singapore

CoheadofCorporateDevelopment,thefirmsstrategicplanningandexecutiongroup,withdualreportinglinestotheCEO andCFO: Alignedbusinesslinesacrosstheregionbydeveloping,centralizing,andcoordinatingbankinorganicgrowthstrategy; Originatedandexecutedacquisitionsandjointventuresconsistentwiththisstrategy,inpartnershipwiththeDBS ExecutiveCommitteeandrelevantdepartmentheads; Reducedcostofexternalfinancialandaccountingadvisorsbycreatingtechnologyinfrastructure,includingdeveloping robustprojectionandvaluationmodels,andcoordinatinginternalduediligenceteamsfortransactions. DevisedandcoordinatedtheDBSIndiainorganicgrowthstrategywithDBSIndiacountryheadandReserveBankof India(RBI);strategybalancedDBSgrowthobjectivesandRBIforeignbankguidelines;concludedthattheacquisitionof aconsumerfinancecompanyofferedthegreatestlongtermbenefittoDBS; Directedacrossfunctional14memberteaminperformingafourweekduediligenceinChennai;presentedthe transactiontotheDBSBoardofDirectorsandtheMonetaryAuthorityofSingapore;developed,obtainedsenior managementapproval,andimplementedanintegration/cooperationplan; Implementedacomplexacquisitionstructureinvolvingasequentialblocktradeandgeneralofferthatsatisfiedthedual objectivesofequalizingtheownershipbetweenDBSandCIFsmajorshareholderwhileadheringtoIndianSEC guidelinesonminorityshareholderrights.

Ledandclosedthe$60mmacquisitionofa38%stakeinCholamandalamInvestmentandFinance(CIF)ofChennai,India: -

Developedandpresentedstrategicrationaleandanalysis,aswellasdirectedduediligencefor,anumberofunsuccessfulbids formajoritystakesinforeignbanks:

PartnershipwithalocalKoreanbankforthe$3.2billionacquisitionofa51%stakeinKoreaExchangeBank;eventually losttoalocalbankconsortium,buttransactionlatervoidedbyKoreangovernment; $2.5billionacquisitionofa51%stakeinahighlyregardedIndianbank;duringprocess,RBIpassednewguidelines disallowingforeignmajorityownershipoflocalIndianbanks; $800millionacquisitionofaTaiwanesebank;sellerultimatelydecidedtoretaincontrol.

Addressedtheneedtoexaminealargenumberoftransactionswithasmallstaffbydevelopingstandardcashflowand earningsaccretion/dilutionmodels,aswellasstandardpresentationtemplatesforboth.Effortsexpeditedthescreeningof dealsinthepipeline,andledtoknowledgetransferandgreaterunderstandingbyDirectorsandseniormanagementof effectiveapproachesforanalysisofpotentialtransactions.

J.P. MORGAN CHASE & CO. Vice President (2002-2003), Financial Institutions Group (FIG), Investment Banking
CompletedAsiastwohighestprofilebankacquisitions,resultingin$25mminrevenue: -

Hong Kong

LedtransactionteamthatadvisedShinhanFinancialGrouponitsacquisitionofChohungBanktoformKoreas2nd largestbank,resultingin$13mminadvisoryanddebtcapitalmarketsfees; LedtransactionteamthatadvisedCathayFinancialHoldingsonitsacquisitionofUnitedWorldChineseCommercial Bank,producingoneofAsiaslargestandmostcompletefinancialinstitutions,andresultingin$12mminadvisory fees.

ConceivedandheldthepositionofFinancialInstitutionsGroup(FIG)ChiefOperatingOfficertomanagestaffing,project selection,training,andperformancereviewfor20memberteam.WithFIGastheonlyindustryteamtohavesuchastructure, FIGanalystsandassociateswereconsistentlyamongmosthighlyratedandsoughtafterstaffduetobroaderproject experienceandanalyticalcapabilities. ReinforcedJPMorganleadershipinthefieldoffinancialinstitutionsadvisorybydesigninganddeliveringseminarsonmergers &acquisitionstopicstoleadingfinancialinstitutionsinSingapore,Taiwan,HongKong,andKorea.

Associate (1998 2001), Financial Institutions Group (FIG), Investment Banking

LedtheadvisoryprojectthatcreatedKeppelCapitalHoldings,theregionsfirstfinancialholdingcompany:

Hong Kong

Createdpowerfulfinancialmodelstovaluebank,insurance,securities,andassetmanagementsubsidiaries,aswellas testmultipleholdingcompanyformationscenarios; PreparedandpresentedregularupdatestoclientBoardofDirectors; ProvidedregularfeedbacktoMonetaryAuthorityofSingaporeonnascentfinancialholdingcompanyguidelines.

Producedandpresentedamasterplanfortheresolutionof40banksundercontroloftheIndonesianBankRestructuring Agency(IBRA),theagencytaskedwithrestructuringtheIndonesianbankingsystemafterthe1997financialcrisis: Formulatedrigorouscriteriatodeterminewhichbankstoberecapitalized,merged,orrationalized; MaximizedvaluetotheIndonesiangovernmentandpreservedcrownjewelinstitutions; Devisedasystemcomprisinguniversalandnichebanks,mirroringglobalbestpracticesystems.

DevelopedthediscounteddividendvaluationmodelforBankofEastAsiassuccessfulacquisitionofFirstPacificBankin HongKong; Createdtheregionsfirstgoodbank/badbankfinancialmodelstosupporttheBankofThailandssuccessfulresolutionof fourdistressedbanks; TrainedallnewanalystsandassociateshiredinAsia(exJapan)infinancialprojectionandvaluationmodeling,Excel.

Analyst (1996-1997), Models Group, Mergers & Acquisitions Division

New York, NY

DevelopedmodulesfortheJPMorganstandardfinancialprojectionandvaluationmodels.Templatesenabledbankerstofocus onclients,ratherthantimeconsuming,redundantmodelbuilding; Providedrealtime,custommodelingdesignandsupporttoAsiabasedInvestmentBankingprofessionalsbyrelocatingto HongKonginsummer1997; DevelopedJPMorganAsiasfirstbankdividenddiscountvaluationmodeltemplatetosupportthenewlycreatedFinancial InstitutionsGroup.

KRAFT GENERAL FOODS INTERNATIONAL Analyst, Information Systems (1992-1994)

InstalledandtestednewPCs,applications,andemailsystemfor140employeedivision; Establishedthefirstinternalhelpdesktosupportnewoperatingenvironment;

Rye Brook, NY

Computerizedhardwareandsoftwareinventory.

EDUCATION
1994-1996 LUBIN SCHOOL OF BUSINESS, Pace University Master in Business Administration - Management Science and Investment Management 1987-1991 CORNELL UNIVERSITY Bachelor of Science - Operations Research and Industrial Engineering Ithaca, NY New York, NY

OTHER
FounderandChiefExecutiveOfficerofLittleMinds,BigFuturesLLC,acompanyestablishedtodevelopPatsSchoolhouse,a Singaporebasedpreschoolfranchise,inSouthernCalifornia ProficientinMicrosoftOfficesuite,VisualBasicforApplications(Excelprogramminglanguage) Interestsincludegolffacilityandtrainingaiddesign