Ken Knoll 1832 Rosehill Drive Arlington Heights, Illinois 60004 Mobile 773-848-1304 kk12c615a@westpost.

net PROFESSIONAL DESCRIPTION An accomplished commercial real estate banking relationship manager with 20 year s of successful business lending, portfolio management, people and process manag ement, and finance experience at local and national banks. A top producer and leader, able to manage a sizeable portfolio and secure profit able new business even under challenging market conditions. A solid professiona l recognized by customers as their trusted business advisor. PROFESSIONAL EXPERIENCE WINTRUST FINANCIAL 11/2007 to 11/2010 VP- Commercial Real Estate Commercial Lender responsible for new business development, underwriting, and ma naging commercial real estate credits in the local Chicago market and national c redits. Coordinate the work activities of credit analysts, junior officers, and other bank employees to get the job done. * Grew a portfolio to $30MM by developing net new business from prospects and cu stomers. Second in loan production, behind the manager, every year. * Recognized as the top promoter and seller of swap products at Wintrust. Imple mented procedures and led initiatives to sell bank useful products to clients. * Managed an existing portfolio, which included troubled credits that needed clo se monitoring, and restructuring, without any write-downs or charge-offs taken t o date. * Participated every week at the Credit Committee for loan approvals and renewal s. * Originated marketing campaigns for our department and our bank, which resulted in a 20% increase in loan production. * Chosen by management to participate in the selection of CRM vendors for Wintru st. * Participated in a year long sales management and development training program and selected afterwards as a committee member to continue to teach, use, and mon itor the principles learned to increase the efficiency and effectiveness of the sales cycle. * All loans originated were performing to date, without any credit issues, by fo llowing underwriting guidelines and determining appropriate loan risk grades. FIRST MIDWEST BANK VP- Commercial Real Estate 9/2005 to 11/2007

Commercial Lender responsible for sourcing, underwriting, and managing commercia l real estate credits in the local Chicago market, and national credits. Retail , Office, Residential, and Industrial projects originated, closed, and serviced. * Generated new business from existing and new customers with over $25MM of loan s closed in 2006. Loan amounts ranged from $1MM to $20MM with an average portfo lio size of $75MM. * Generated $150,000 of annual fee income by cross-selling all of the bank's pro ducts and services including treasury management, retirement services, deposits, and interest rate swap derivatives. * Made formal presentations to decision makers, from individual investors to sma ll companies, to secure current relationships and engage in new business opportu

nities. * Ensured that business development plans were on budget by constant monitoring of team and individual goals and reallocated resources for best results.

Ken Knoll, page 2 FIFTH THIRD BANK 11/2001 to 9/2005 AVP/VP- Commercial Real Estate Commercial Lender responsible for sourcing, underwriting, and managing commercia l real estate credits in the local Chicago market, and national credits. Retail , Office, Residential, and Industrial projects originated, underwritten, closed and serviced. * Generated new business from existing and new customers, over $15MM of business developed and closed in 2003 and $20MM for both 2004 and 2005. Loan amounts ran ge from $1MM to $12MM in size with an average portfolio size of $70MM. * Strong cross-selling culture of all of the bank's products including treasury management, retirement services, deposits, and interest rate swap derivatives, w hich ranked relationship manager consistently in the top 15% during tenure at th e bank. * Trained and managed new officers as they were hired at the company. Stabilize d the portfolio after 5/3rd Bank's acquisition of Old Kent Bank. STATE BANK OF COUNTRYSIDE AVP- Commercial Real Estate 4/1999 to 11/2001

Commercial Lender responsible for sourcing, underwriting and managing commercial real estate credits in the Chicago market. Loan amounts range from $100M to $2M M each. * Underwriting construction and acquisition loans primarily for single family re sidences, 3-10 unit condo developments, and apartment buildings. Hired to startup new branch. * Effectively networked, and generated new business, with a strong base of repea t business, customer referrals, brokers, accountants and attorneys. * $13MM of new business generated in closed loans in 2001. HELLER FINANCIAL / GE CAPITAL 12/1995 to 4/1999 Financial Analyst- Small Business Finance Responsible for documentation, funding, and analyzing financial statement on own er occupied commercial real estate and business credits on some local credits an d great majority national basis. Referring to the Credit Approval, SBA loan auth orization and escrow closing statement when funding and underwriting loans. * Managed 2 workers to review the loan files in preparation for external auditor s. * Recognized for successfully managing a portfolio of between 75-100 loans and f ollowing the budget for each construction and non-construction loan and operatin g procedures for any action required during the course of disbursement. CONTINENTAL BANK / BANK OF AMERICA Operations/Financial Analyst 7/1990 to 12/1995

Responsible for analyzing and reviewing credit worthiness of prospects on commer cial real estate credits on a local and national scale.

* Coordinated with Relationship and Portfolio Manager, Inspecting Architect, Tit le Company, and Borrower for the documentation and continual funding of Commercial Residential and Commercial Investment Construction loans. * Responsible for maintaining a portfolio of 20 loans with $200MM in total expos ure and alerting the Account Officer of upcoming events. * Promoted to Full Time position after college graduation. EDUCATION DePaul University, College of Commerce Bachelors of Science Degree in June 1993 Major: Finance 1989-1993