RYAN E. LOWE 28431 La Plumosa, Laguna Niguel, CA., 92677 Cell: (650) 544-4216, Fax: (650) 240-0332 rl1398b14@westpost.

net OBJECTIVE: An opportunity that will leverage my strong background in corporate F P&A, management consulting and financial services, as well as my strong systems implementation, business process, analytical and communication skills. EXPERIENCE Oakley Inc. - Foothill Ranch, CA. Manager of Financial Planning & Analysis; November 2007 - September 2010 Managed global FP&A team of six analysts, responsible for annual budgeting proce ss, monthly forecasting and variance analysis, capital adequacy analysis and var ious ad-hoc analytical requests. * Built new team responsible for developing and managing $1.1B annual revenue gl obal corporate budget and forecasts, during the course of 4 global integrations, resulting from the acquisition of Oakley Inc. by Luxottica in Q407. * Established monthly executive budget and forecast review process and presented to senior management, developed team's monthly analytical processes and metrics , designed executive reporting package and drove increased accountability, owner ship and accuracy of domestic and international subsidiary and corporate busines s unit budgets and forecasts. * Delivered a high performing, results oriented, analytical team by identifying process improvements, resulting in more timely analysis to executives and faster decision making to drive profitability. * As global Hyperion Planning application business owner, oversaw 3 development cycles of Hyperion planning application to meet rapidly changing business needs and satisfy executive enhancement requests. Managed SAP / BW ETL process, consol idations, inter-company eliminations, and currency scenario analysis within Hype rion Planning application and custom built Excel models. * Designed and implemented automated Hyperion push reporting tools that increase d both attention to and accountability for monthly budget and forecast to actual s variances for OPEX and CapEx spend. * Interfaced with all levels of management and solidified relationships between analyst team and domestic and international operating subsidiary controllers and corporate business unit executives. * Supported executive team by preparing monthly and quarterly board materials, s trategic planning, analyzing transfer pricing, managing special projects and adhoc reporting and analysis. * Supported development of capital committee by conducting ROIC analysis on all CapEx requests Black Diamond Investments, LLC - Irvine, CA. Principal; November 2006 - December 2007 Identified distressed properties for inclusion in residential real estate invest ment portfolio or resale. * Created proprietary valuation models and designed database to identify and ana lyze distressed properties that meet investor guidelines. * Drafted presentations to communicate portfolio performance, identified portfol io growth targets and managed staff researching title liens of properties and tr ustee auction pipeline. * Raised capital from outside investors and managed process from property acquis ition to portfolio inclusion or disposition depending on investor return criteri a. Wells Fargo - Private Client Services - San Francisco, CA. Associate Portfolio Manager; June 2005 - November 2006 Independently managed investment portfolios for high net worth clients and suppo rted senior portfolio managers in analyzing investment opportunities as appropri

ate for each client. * Utilized an investment consulting approach to determine asset allocation and i nvestment strategy for all accounts. * Constructed diversified portfolios from equities, bonds, ETFs, REITS, commodit ies, mutual funds and alternative investments such as hedge funds and venture ca pital. * Selected blend of in-house active management and best in breed outside equity and fixed income managers where appropriate. * Created macro based reporting tools in Excel to automatically query data from multiple platforms and produce client ready portfolio performance presentations. * Identified business process improvement opportunities to increase productivity for associates. BearingPoint - Mountain View, CA. Sr. Consultant; January 2005 - June 2005 Worked in the financial services division and provided consulting services for b anking, insurance and securities firms. * Interfaced with varying levels of client management team, managed junior consu ltants on client engagements, reviewed and modified client deliverables and comp leted performance evaluations. * Identified opportunities to enhance profitability by developing financial mode ls for new Visa U.S.A. services and products. * Assisted IndyMac Bank in entering secondary market by drafting and revising ke y policies and procedures documents and developed proprietary model to forecast HELOC portfolio performance. * Developed model to forecast engagement returns and supported creation of SOWs for payment industry companies. VISA Inc. - Foster City, CA. Sr. Financial Analyst; April 2002 - January 2005 Financial Analyst; June 2000 - April 2002 Worked in the corporate finance division and provided business analytics, and FP &A analytical support for both internal and external clients. * Supported senior management in identifying strategic opportunities to improve profitability of existing products and developed strategies and business cases f or products in incubation phase. * Created complex investment valuation and financial models, developed pricing s trategies for VISA Inc. products and services and assisted business units with b udgeting, forecasting, variance analysis and developing KPIs. * Developed contract pricing model to analyze contract profitability and assess impacts to forecasted revenues and expenses for fiscal and budget years. * Conducted comprehensive industry analysis of Issuers and Acquirers, and resear ched CABS pools performance to improve forecasting. * Created and significantly improved forecasting accuracy of multi-equation simu ltaneous econometric model, designed to forecast bankcard industry and bank spec ific portfolio returns within varying macro-economic scenarios. EDUCATION * CFA Level III candidate. * M.S. in Applied Economics and Finance, UC Santa Cruz, June 2000, Master's Thes is: "An Empirical Comparison of VAR Methodologies" - Received Bank of America ac ademic scholarship award for M.S. program and summer internship working in the m ortgage ABS group. * B.A. in Business Management Economics, UC Santa Cruz, June 1999 - Graduated wi th highest honors in the major. COMPUTER SKILLS * Adept with all MS-Office applications, Visual Basic, and very strong Excel and PowerPoint skills. SEI Bloomberg & Thompson Financial Baseline.

* Proficient in SQL, SAP and relational DB programs such as Hyperion Planning, H FM, Hyperion Essbase, Hyperion Visual Explorer and Cognos. * Familiar with statistical programs such as SAS, SAS Enterprise Miner, Mathemat ica, and E-Views. AFFILIATIONS * CFA (Chartered Financial Analyst) Institute and SASF (Security Analyst of San Francisco) Affiliate member. REFERENCES * Professional references available upon request