1539 Placid Lane - Colton, CA 92324 909-783-1427 Cell 909-228-7761 eh125cf98@westpost.

net Financial Services Manager Mortgage ~ Finance ~ Banking EXECUTIVE PROFILE Offer dynamic track record as Senior Executive, Area Sales Manager and Branch M anager, with consistent results in growing companies, driving sales and optimizi ng bottom-line performance. Effectively define, develop and implement targeted action plans to optimize pro ductivity, efficiency and profitability. Talent for defining and capitalizing on opportunities to target and penetrate c ompetitive markets, capture new business, expand/diversify profit channels, and maximize operational efficiencies. Strong leader who excels in recruiting, hiring, training, developing, and direc ting top-performing management, sales, customer service and production/administr ative teams. Effectively establish, cultivate and manage critical relationships with key dec ision makers and strategic partners. Drive business growth through aggressive initiatives that result in increased r evenues. CAREER BACKGROUND Ovation Home Loan/Grand Bank - Santa Ana, CA SENIOR LOAN OFFICER 9/2010-5/2011 * Great experience in banking and lending environment with excellent knowledge of mortgage lending selling , FHA, FNMA, FHLMC and VA lending. * Strong sales and customer service skills. * Thorough knowledge of pricing and underwriting requirements of various mortgag e products. * Due to company down sizing, retail lending was closed. Seeking a solid career opportunity in mortgage lending, finance or banking. In House Lender - Santa Ana, CA SENIOR ACCOUNT EXECUTIVE/WHOLESALE 10/2009-9/2010 Contribute dynamic communication and analytical skills in handling FHA governme nt and conventional loans from inception to completion with Wholesale Lender. Successfully contribute to business development by using proactive prospecting techniques to generate new customers at a fast pace wholesale environment. Pursued further career opportunities with larger lender due to warehouse lendin g capacity and stronger stability.

ERIC C. HERRING

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CAREER BACKGROUND CONTINUED... Nations Direct Mortgage - Irvine, CA SENIOR ACCOUNT EXECUTIVE/SALES EXECUTIVE 2007-10/2009 Contribute dynamic communication and analytical skills in handling FHA governme nt lending from inception to completion with Wholesale Lender. Proficiently design, develop and launch targeted strategies to maximize product ivity, efficiency and performance. Successfully contribute to business development by using proactive prospecting techniques to generate new customers. Sought out other career opportunities for higher compensation and more thorough knowledge of mortgage lending. Including FNMA, VA, FHLMC and FHA products. New Century Mortgage - Irvine, CA AREA SALES MANAGER 1996-2007 Maintained full accountability for broker development in Alt A and subprime len ding arena and first and second mortgage loan packages, demonstrating exceptiona l industry expertise in achieving goals and timelines. Steered deadline-driven loan fundings, closings and reports, with strong focus on accuracy and completion in high-pressure environments to maximize profitabili ty. Promoted superior service and exceptional customer satisfaction by promptly res olving issues and preventing escalation. EquiCredit Corp. of California - Woodland Hills, CA BRANCH MANAGER 1994-1996 Exhibited solid leadership qualities in managing all aspects of daily operation s, business development, mortgage lending, and credit checks. Spearheaded diverse managerial and administrative activities including staffing , training and performance evaluation, playing an instrumental role in the devel opment of top performing team members. Strategically planned and coordinated schedules to maximize use of resources wh ile controlling costs and meeting customer needs. Successfully grew revenue by increasing branch receivables while reducing and m aintaining low level of bad debt through proactive risk management and collectio n practices. PRIOR EXPERIENCE BRANCH MANAGER - 3 YEARS Western Family Bank, Colton, CA BRANCH MANAGER - 8 YEARS American General Finance, Riverside, CA EDUCATION AA, BUSINESS ADMINISTRATION - Riverside City College BUSINESS STUDIES - Oxnard Jr. College NUMEROUS DRE AND BROKER SEMINARS AND CLASSES NMLS LICENSING #308710 NATIONAL & STATE PROFESSIONAL AFFILIATIONS

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