JOANNE COLEMAN 2445 FM 547 Farmersville, TX 75442 972-897-2660 jc1ae767c@westpost.

net PROFESSIONAL OBJECTIVE To acquire a position where my experience in finance and personnel management ca n be utilized and I will have the opportunity to enable my customers to improve their credit standing and family well-being. SUMMARY OF QUALIFICATIONS Service oriented Experience with all type loan needs Relationship banker Secondary mortgage lender Employee management skills Employee hiring experience Organizational skills Board of Directors experience BUSINESS EXPERIENCE First National Bank of Trenton Farmersville, TX Branch Vice President - Lending Oct. 2009 April 2011

Supervised and trained one employee focusing on all functions associated with c ommunity banking office management and loan entries, focusing on financial analy sis and cash flow of commercial borrowers. Handled formal applications for all borrowers and obtained all documentation ne cessary to begin processing. Coordinated activities so all employees worked as a team in recruiting mortgage loan applicants as the secondary mortgage loan fees were the focus of the banks income at that time. First Bank Farmersville July 1973 July 2009 FKA First National Bank of Farmersville Various positions held see page #2

Joanne Coleman Page 2 of 3 January 2009 Worked in the Farmersville main branch location and continued to serve as the Secretary to the Board of Directors and as Senior Lender/Collection s for the bank. Sept. 2000 Dec. 2008 Served as lender at the Lavon branch and as Secretary to the Board of Directors. April 1987 Aug. 2000 Executive Vice President Real Estate while continuing to serve as Secretary to the Board of Directors. Jan. 1985 March 1987 Served as interim President. Oct. 1983 Dec. 1984 Vice President Mortgage Lending June 1983 Sept. 1983 Vice President Consumer Lending Jan. 1982 May 1983 Cashier Jan. 1980 Dec. 1981 Assistant Cashier; Assistant Vice President July 1973 Dec. 1979 Bookkeeping Department, Safety Deposit Clerk, New Account s, Collections, Executive Secretary, Administrative Assistant and Compliance Of ficer.

Holder and Patterson Insurance Adjusters August 1968 June 1973 Holder and Steed Insurance Adjusters Office Assistant to Alan Holder, Charles Patterson and Glen Steed received cla ims and worked with policy holders and claimants in resolving accident and physi cal loss claims with various insurance companies. EDUCATION Numerous banking courses through Independent Bankers Association and Texas Depa rtment of Banking. Various banking related college courses through Texas A & M University in Comme rce, Grayson County Junior College and Collin County Community College. Graduate of National Compliance School in Norman, OK. Honor Graduate Bland High School ON THE JOB TRAINING Extensive training under former bank president Edward E. Stuart in all areas of lending responsibilities and general banking laws, consumer loan documentation and real estate loan documentation. Real Estate documentation clerk hands on experience in processing interim con struction and residential mortgage loans including coordination of all pertinent loan Joanne Coleman Page 3 of 3 information from our lenders to prepare advance disclosures, TILs, closing instr uctions present to legal counsel. Compliance Officer wrote original compliance policies and trained personnel. Created original credit files for the bank. Handled foreclosure processing and disposition of those properties, along with repossession and sale of collateral. As interim bank president, I continued to handle all types of loans, assisted loan officers with daily administration and past dues while being in charge of d aily operation of the bank and dealing with an out-of-town CEO. Maintained cohe siveness of the bank employees and the community during a volatile period. COMMUNITY INVOLVEMENT Farmersville Main Street - Chairman for annual Audie Murphy Day Celebration Wylie Lions Club V. P. Farmersville Chamber of Commerce - Director and Secretary/Treasurer