Christopher A.

McGrath Summary of Qualifications Highly motivated and versatile financial manager with experience in corporate tr easury, trading and fixed income sales. Innovative in analyzing and structuring secured and unsecured funding programs. Skilled negotiator with strong manageme nt, sales and marketing background. Outstanding academic and practical training in financial and investment areas. A self-starter with high energy who is able t o immediately contribute to corporate goals. Professional Experience Associate Director January 2011 - October 2011 Sandler ONeill + Partners, New York Recruited to create a new business, brokered CD underwriting, as part of the fir ms effort to expand their interest rate sales group. I was responsible for assembli ng a team of three professionals, creating a business plan with budget forecasti ng and financial analysis of the business as well as an action plan and policies and procedures manual. As the sole marketer of the product I also developed all marke ting and training materials for both internal and external use. Traveled extensively throughout the country to promote the business, train the sales team and present funding options to bank clients ranging from $50 millio n community banks to $80 billion commercial banks Presented various liability management options to clients including: new issue Brokered CDs, FHLB restructurings, Brokered MMDA funding, structured repo, and t he use of interest rate swaps and caps to mitigate interest rate risk Structured and priced all bullet, callable and structured CDs along with corresp onding interest rate swaps Head of Money Market Sales October 2006 - January 2011 Bank Hapoalim, New York Promoted to Head of Money Market Sales in my third year, making me the youngest manager and assistant vice president at the bank with two direct reports and a $ 7 million budget. During my tenure in this position I oversaw the funding and li quidity management of the bank, optimized the funding process, proposed new busi ness initiatives, lowered the cost of funds by 15 basis points or $4.5 million, and increased income by over 70% from $7 to $12 million annually. Responsible for the firms money market sales initiatives which include: US dollar a nd foreign currency time deposits, interest rate swaps (fixed-float, caps, floor s and collars), and structured deposits Directed a $3 billion FDIC insured Brokered CD program of bullet, callable and s tructured deposits Developed a long-term liquidity plan for senior managers and regulators which in cluded the use of reverse repo, FDIC insured Brokered CDs, fed funds, commercial pa per and secured lines of credit Created and implemented a system to streamline communication between the Money M arket Desk and other departments within the bank regarding the funding of US dol lar and foreign currency deposit and loan activities Managed cash investments through the use of repo, CDs, fed funds, commercial paper and corporate bonds

 Traded US Treasury and Eurodollar financial futures on a proprietary basis Coordinated global funding and liquidity in US dollars and foreign currencies wi th three international branches Instrumental in upgrading the U.S. funds transfer system to reflect changes in m arket practice Built strong relationships with underwriters, swap counterparties and various ot her brokers Trained two full-time employees and eight interns on funding and liquidity manag ement Actively participated in several committees charged with establishing and implem enting new policies, procedures and processes as related to funding, crisis mana gement, deposit and loan pricing, and bank-wide reporting systems Liability Manager 2005 - 2006 Lehman Brothers Commercial Bank, New York Hired out of college as a trading assistant and within two months became the lia bility manager for a newly chartered commercial bank which grew from $200 millio n to $3 billion in assets within one year. I was quickly identified as a versati le employee who was willing to learn and work on any project from creating ALCO reports to working on loan review packages. Funded the banks balance sheet through the issuance of FDIC insured Brokered CDs an d fed funds deposits Managed a one billion dollar cash investment vehicle through various money marke t products including: repo, commercial paper, CDs, and fed funds Maintained and reconciled all bank transactions and operating accounts on a dail y basis Provided liability reporting to top management and the ALCO committee on a regul ar basis Education & Training Masters in Business Administration (MBA), anticipated graduation 2012 Iona College - Hagan School of Business Bachelor of Business Administration (BBA) in Accounting, 2005 Iona College - Hagan School of Business Magna Cum Laude Honors Whos Who among Students in American Universities and College, 2005 Robert Schoenherr Memorial Award for Involvement in Humanitarian Activities, 200 5 Technological Skills Proficient with Microsoft Suite, Bloomberg, Mysis Opics, YieldBook, ReVal and ne w technologies FINRA Series 7 and 63 certified Community Involvement Member of the Iona College Alumni Board of Directors 2007 to present

As an Alumni Director I help develop strategies and tactics designed to ensure f ellow alumni understand the personal, professional and civic value the college c an provide at all stages of life. I also serve as a member and former chair of a committee dedicated to the recruitment, retention, mentoring and career develop ment of current and future alumni.