International Trade Finance Module (Import): ULTIMUS Preparation of Import LC Proposal (for both AD and Non AD branches) Import

LC Issue Import LC Amendment Margin Build-up for Import LC Issuance of Shipping Guarantee Import Bill Settlement/Acceptance Import Bill Settlement/Retirement Accepted Bill Payment LC Cancellation Un Utilized LC Settlement Bill of Entry Receiving Import Against Contract/LCAF Non AD Import Bill Lodgment/Acceptance Pending Transaction Maintenance INCO Term and HS Code Setup International Trade Finance Module (Export): ULTIMUS

Export LC Advice Export LC Entry Sales Contract Entry Export LC Transfer Export Bill Forwarding Pre Shipment Finance/Packing Credit Export Bill Purchase/Discount Export Proceed Realization Advance TT Proceed Realize Sales Contract Replacement to Export LC

International Trade Finance Module (Back to Back): ULTIMUS Back to Back LC Issue/Amendment Issuance of Shipping Guarantee Bill Lodgment/Acceptance Bill Settlement/Retirement Accepted BTB Bill Payment EDF Bill Lodgment EDF Fund Collection EDF Bill Fund Return LC Cancellation Un utilized LC Settlement Bill of Entry Receiving

Credit Module: ULTIMUS Loan Facility Sought Data Entry Preparation of Credit Proposal Approval of Credit Proposal/Sanction Credit / Loan Approval to Customer Prepare Amortization Schedule Commitment and Credit Limit Maintenance Commitment Portfolio Registrar Commitment Initiation Commitment and Limit Enquiry Commitment Roll Over Loan Account Opening Loan Account Roll Over Maintenance Loan Account Allowable Limit Maintenance Loan Account Status Change / Closure

Commitment Availability Status Change Commitment Availability Status Authorize Commitment Availability Swapping Commitment Availability Swapping Authorize Loan Document Tracking (SISO)

International Trade Finance (Import) Branch. Follow thoroughly the institution's policies, procedures and guidelines of International Trade Finance (Import) Business in performing daily desk tasks. Prepare LC proposals for LC to be opened in case to case basis. Process issuance of LC, both in SWIFT and banking software. Issue LCAF & maintain respective register. Maintain different registrars regarding Import business of the branch. e.g. LC Opening Registrar, ABP Registrar, PAD Registrar, LTR Registrar, Liability Registrar, Margin Registrar etc. Maintain Balancing of LC liability & margin. Correspond with Pre Shipment Inspection (PSI) Companies during opening LC and in every amendment made in them. Maintain all outgoing credit report files. Prepare office notes regarding opening of LC. Send Add Confirmation request letter to International Division, Head Office. Fill up and maintain all LC files & correspond with the clients regarding LC. Examine of Import Document, prepare necessary papers for LC lodgment and retirement, send Payment Instruction and Reimbursement Authority through SWIFT. Prepare Daily Exchange Position and send to International Division, Head Office.

International Trade Finance (Export)

Continued

Collect Bill of Entry, verify them in PAD Registrar and send Bill of Entry statement to Bangladesh Bank through Head Office. Code and Compile IMP Form, TM Form, C Form etc. and prepare Bangladesh Bank Returns and submit thereof. Ensure advising LC to the beneficiary immediately upon receiving. Forward Local Export Document to LC opening bank. Purchase or discount of Local Export Bill in accordance with authorized limits. Monitor, pursue and correspond to LC issuing bank regarding payment of Local Export Bill and realize the proceeds upon receiving. Interact with corporate & individual clients and open various kinds of Foreign Currency Accounts like FC, RFCD, NFCD NITA etc. Ensure realization of Inward TT, Draft etc. Make endorsement of Cash Dollar and issue Traveler s Cheque (TC). Issue FDD, FTT, as per the GFET Bangladesh Bank. Open and maintain Student File and send remittance to foreign countries as per GFET Bangladesh Bank. General Banking: Interact with customers and help them clarify their long term financial goals, provide information and present customized plans and pursue opening them several deposit accounts like Savings, Time Deposit, Scheme Deposit accounts etc, Opening and closing different kind of accounts like Savings, Time Deposit, Scheme Deposit accounts etc. Encashment of both Matured and Premature several types of Time Deposit and Scheme Deposit accounts. Issuance, Collection and Cancellation of Bills and Remittance instruments like Demand Draft, Pay Order etc. Issuance and Responding of OBC, IBC, LBC etc. as well as IBCA & IBDA etc. for inter branch transactions. Inward & Outward Clearing. Ensure that deposit, investment and loan sales and services meet regulatory and institutional policy requirements. Follow security procedures and report any unusual or fraudulent activity by entering data in the FIU (Financial Intelligent Unit) Software as per the guideline provided by the Central Bank Develop customer service procedures and deal with customer complaints. International Division (Head Office) Accounts : Prepare all related responding vouchers against IBCA & IBDAs from branches as well as originating vouchers by HO International Division. Reconciling the result of the above on daily basis by tallying with the Daily Exchange Position submitted to the Bangladesh Bank. Rectify any anomaly or discrepancies found in the reconciliation and inform the same to the Head of ID as well as management (if necessary).

Keep record in voucher movement registrar and maintain proper follow up of vouchers and advices handed over to FAD until the central reconciliation by FAD. Prepare Monthly position of Exchange gain / loss for reporting to Head of ID, FAD, Treasury and management.

Interact with customers and help them clarify their long term financial goals, provide information and present customized plans and pursue opening them several deposit accounts like Savings, Time Deposit, Scheme Deposit accounts etc,

Follow thoroughly the institution's policies, procedures and guidelines of International Trade Finance (Import) Business in performing daily desk tasks. Prepare LC proposals for LC to be opened in case to case basis. Process issuance of LC, both in SWIFT and banking software. Issue LCAF & maintain respective register. Maintain different registrars regarding Import business of the branch. e.g. LC Opening Registrar, ABP Registrar, PAD Registrar, LTR Registrar, Liability Registrar, Margin Registrar etc. Maintain Balancing of LC liability & margin. Correspond with Pre Shipment Inspection (PSI) Companies during opening LC and in every amendment made in them. Maintain all outgoing credit report files. Prepare office notes regarding opening of LC. Send Add Confirmation request letter to International Division, Head Office. Fill up and maintain all LC files & correspond with the clients regarding LC. Examine of Import Document, prepare necessary papers for LC lodgment and retirement, send Payment Instruction and Reimbursement Authority through SWIFT. Prepare Daily Exchange Position and send to International Division, Head Office. PRIME EXP ID Prepare all related responding vouchers against IBCA & IBDAs from branches as well as originating vouchers by HO International Division, Reconciling the result of the above on daily basis by tallying with the Daily Exchange Position submitted to the Bangladesh Bank, Rectify any anomaly or discrepancies found in the reconciliation and inform the same to the Head of ID as well as management, Keep record in voucher movement registrar and maintain proper follow up of vouchers and advices handed over to FAD until the central reconciliation by FAD. IMG Issue LC, LCAF & maintain respective registrar, Maintain Balancing of LC liability & margin, Correspond with PSI Companies during opening of LC and in every amendment made in them, Send Add Confirmation request letter to International Division, maintain all LC files & correspond with the clients regarding LC, Examine of Import Document, prepare necessary papers for LC lodgment and retirement,

send Payment Instruction and Reimbursement Authority through SWIFT, Prepare Daily Exchange Position and send to International Division IT Preparation of Import LC Proposal (for both AD and Non AD branches), Import LC Issue, Import LC Amendment, Margin Build-up for Import LC, Issuance of Shipping Guarantee, Import Bill Settlement/Acceptance, Import Bill Settlement/Retirement, Accepted Bill Payment, LC Cancellation, Un Utilized LC Settlement, Bill of Entry Receiving, Import Against Contract/LCAF, Non AD Import Bill Lodgment/Acceptance, Pending Transaction Maintenance, INCO Term and HS Code Setup, Export LC Advice, Export LC Entry, Sales Contract Entry, Export LC Transfer, Export Bill Forwarding, Pre Shipment Finance/PC, Export Bill Purchase/Discount, Export Proceed Realization, Advance TT Proceed Realize, Sales Contract Replacement to Export LC, Back to Back LC Issue/Amendment, Issuance of Shipping Guarantee, Bill Lodgment/Acceptance, Bill Settlement/Retirement, Accepted BTB Bill Payment, EDF Bill Lodgment, EDF Fund Collection, EDF Bill Fund Return, LC Cancellation, Un utilized LC Settlement, Bill of Entry Receiving,