C. SURESH KUMAR, M.Com.

C L I A & Chairman's Club Member

Contact No.

Address :

Mobile: 98401 62796

New No. 34, Munusamy Street, Ayanavaram, CHENNAI - 600 023. Email: suresh0509_1964@yahoo.co.in

THIS PLAN PRESENTATION RECOMMENDED TO :MR.DAVID MATHEW Age : 24 Policy Maturity age : 40 Prem. Paying Term : 16 Sum Assured : 9,00,000

Term : 16

Plan Description : New Bima Gold (179) Date : 20/08/2011 INCOME TAX BENEFITS

PREMIUM Yearly Prem. 44,204.00

I.T. rebate u/Sec.80 (C) INCOME TAX SAVED EVERY YEAR Rs. Total I.T. saved during the entire term Rs. I.T. exemption u/Sec.10(10D) Maturity Benefits from this policy are exempted from Income Tax under the above provisions of IT Act.

RISK COVER Normal Risk cover

(upto end of the term)

Tax Free Survival Benefits & Maturity Benefit 9,00,000 4,50,000 18,00,000 9,00,000 Investment Per Day 4th Year (15%) 1,35,000 At 16th Year
Total Premium paid Add: Loyalty Addns. 12th Year(15%) 1,35,000 Less : AB Premium

8th Year (15%) 1,35,000

years

7,07,264 1,26,000 ** 14,400 4,05,000 4,13,864 8,18,864

Extended Term Cover

(continues upto 8 even after maturity)

Less : SB paid Total Total income out of this plan

Accident Cover Disability Benefit

121.00
**(Loyalty Additions will vary depending on the experience of the Corporation)

Accidental Risk & Disability Cover available upto age 70 only. Extent of cover subject to other conditions.

Highlights in a nutshell

1. A unique golden jubilee year money back policy from LIC with a very special feature of extended term cover which ensures continued protection even after maturity to the extent of 50% of sum assured for half the term selected. 2. An inbuilt benefit viz. Auto cover feature is available in this plan. By this,after 2 years' premium are paid and if further premia could not be paid, risk cover to the extent of full sum assured continues for 2 years from then. 3. In case of unfortunate death during the term of the policy, full Sum Assured is paid without deducting the Survival Benefits already paid provided the policy is in full force. 4. Accident Benefit is optional and if availed, one more additional feature viz., Disability benefit will also be available. 5. At the end of the term, maturity benefit equal to total premium paid less survival benefits paid, rider premium, and extras if any is paid. Loyalty additions, if any declared in future will also be paid. 6. Liquidity options like Guaranteed Surrender Value/Paid up Value available. 7. After 3 full years' premium are paid, loan can also be raised under the plan at a very low interest rate. (For detailed highlights of this plan pl. refer

C.Suresh Kumar

Benefits & Highlights report)

The above maturity benefit is based on assumed future bonus rates and is subject to change depending on the policies of LIC/GOVT. For any specific reference with regard to the highlights, the policy bond issued by LIC of India will only hold good.

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C. SURESH KUMAR, M.Com.

C L I A & Chairman's Club Member
Contact No.

Address :

Mobile: 98401 62796

New No. 34, Munusamy Street, Ayanavaram, CHENNAI - 600 023. Email: suresh0509_1964@yahoo.co.in

MOST ATTRACTIVE PLAN RECOMMENDED TO MR/MRS/MS.MR.DAVID MATHEW Age : 24 Policy Maturity age : 40.00 / 16 Sum Assured : 9,00,000

Term & Premium Paying Term : 16 Date : 20/08/2011 SNo Age Year

NEW BIMA GOLD (179) Returns after Risk Cover reinvestment of MB payments (normal risk)
9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000 9,00,000

Yly. Prem. after IT rebate

44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204 44,204

Cumulative Outgo
44,204 88,408 1,32,612 1,76,816 2,21,020 2,65,224 3,09,428 3,53,632 3,97,836 4,42,040 4,86,244 5,30,448 5,74,652 6,18,856 6,63,060 7,07,264

Money back payments

Age

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027

1,35,000

1,35,000

1,35,000

7,06,364

24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

7,07,264 * **
Returns without reinvestment of money back payments Arrived to show how money back payments can be multiplied if reinvested @ % p.a.

**
IMPORTANT
**Guaranteed Additions 70 (12 years term) & 65 (9 years term) **Assumed Loyalty Additions per 1000 SA @

20/08/2011
C.Suresh Kumar

The above figures are based on certain assumptions which may change based on the policies of lic/govt.

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