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*****4 DAY FUND Small Business Loan*****

MIN CREDIT SCORE REQUIREMENT: -500 credit score: 2 years in business -600 credit score: 1 year in business -Judgments/liens up 10K are OK % OWNERSHIP REQUIRED: -Min 50% ownership MIN AVE BANK BALANCE PER MONTH: -$3K- 5K REQUIRED DOCUMENTATION: -2010 business tax return, showing an income of 150k for the year LOAN AMOUNTS: -If merchant business UP TO $150K A. 6 months bank statements: 3 months business/ 3 months merchant B. 3K month in merchant account -If non-merchant business UP TO $75K A. 6 months business bank statements ***If a business owner claims less on their tax return but deposits 12-15K monthly that helps to show the business is generating 150K annually. ***12-15K in deposits per month required LOAN TYPE AND TERMS: Loans are unsecured Loans are short term: 6 months to 18 months ***REPAYMENT TERMS: Payments are deducted from bank account/merchant account daily, in small increments If payments are made on time, half way through the term of loan, client can RE-UP for 50% of loan value NO CAP ON HOW MANY TIMES

TURN AROUND TIME: -Within 24 hours the client will know if they are approved. A formal letter is sent directly to the clients email with the name of the lending institution, interest rates, terms and remaining documents required for approval. It should take a total of 7 days to fund.

RESTRICTED INDUSTRIES: Mortgage lenders, Real Estate Brokers, Cash Checking, Collection Agencies, Real Estate management companies, Currency Exchange, Insurance related, Personal trainers, Adult materials, Bail Bonds, Gambling establishments, Car dealerships, Boat dealers, Construction, Fraternity/Sorority, Mobile phone dealers, Flea markets, etc. TOP INDUSTRIES: General car repair, dentist office, physician office, chiro office, limo services, clothing store, beauty salon, nail salon, gas station w/ convenient store (capped at 35k), beer/wine/liquor stores, drinking places (alcohol), hotels/motels, plumbing/heating/ac contractors, misc. retailers(not tobacco), restaurants, etc. *****Personal Lines of Credit 730+ FICO*****

REQUIREMENTS FOR PERSONAL CREDIT LINES FROM $10K-$120K: * Credit Score of 730 or higher (on all three bureaus) * 3 to 5 open lines of credit (at least 2 year history) * Minimal inquiries within the past year * Low debt to credit ratio (Preferred: 40% range or better)

PROCEDURE TO GET CLIENT APPROVAL: 1. Register for $1 trial account with www.creditchecktotal.com 2. Provide username/password to our office for a prequalification. 3. Upon satisfactory review of credit reports if we are 99% sure we can secure lines of credit with our bank affiliations, we will have client fill out official application and fee agreement. 4. Client needs to be an active participant for the next 72 hours with our underwriting team to ensure we procure maximum funding for client.

Contact our office if you fit requirements above: Prosperity Financial Group

404-997-2029

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