1329839248feb 22 2012 Z3 Low Rez

A
petition to push the

federal government to
address Passaic River
Basin flooding has passed the
5,000 signature mark and con-
tinues to gain support from
local residents and people from
around the country who
acknowledge that severe flood-
ing of the Passaic River Basin
deserves federal funding of a
long-term solution.
Assemblyman Scott T.
Rumana (40th District,
Passaic, Bergen, Essex, and
Morris) launched the on-line
petition drive (www.floodpeti-
tion.com) that encourages the
federal government to priori-
tize the Passaic River Basin in
New Jersey as a presidential
priority in the Fiscal Year 2013
budget request to Congress
with the late Assemblyman
Alex DeCroce. Assemblyman
DeCroces widow Betty Lou
was recently sworn-in as the
Assemblywoman representing
her late husbands former
District, which encompasses
areas affected by flooding. She
has committed to continuing
her husbands efforts to bring
real solutions to thousands of
residents and businesses within
the Passaic River Basin.
The federal government
needs to make solving the
chronic flooding of the Passaic
River Basin a priority, said
Rumana, who acknowledges
President Obamas inclusion of
$1 million in his FY 2013 budg-
et. I applaud the administra-
tion for making Passaic River
Basin flood control a
Presidential priority. I am
hopeful that this will result in
an acceleration to achieve a
project that will once and for
all solve our flooding prob-
lems. To that end, we need to
keep the pressure on the feder-
al government.
Plans are underway to cre-
ate a video to accompany an
email blast. If you have any
photos or video from the latest
flood or would like more infor-
mation on the petition or to
receive a paper petition, please
contact Assemblyman Scott
Rumanas Legislative Office
at 973-237-1362 or asmru-
mana@njleg.org.
Petition to address Passaic River Basin Flooding
gathers 5,000+ signatures
Push for More Signatures Continues
as Assemblywoman
Betty Lou DeCroce Joins Efforts
Proverbs 3:5,6 God Bless America
February 22, 2012
Zone 3, Vol. 10, No. 4
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Community Happenings please
email us the information in a
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calendar@lifeandleisurenj.com.
Feb 28
Are you interested in
becoming more involved in
your town? The Riverdale
Fire Department Auxiliary is a
great way to increase your
town involvement. The
Auxiliary is a support unit to
the fire department, made up
of volunteers from the area. It
is our duty to assist the fire
department by bringing food,
water, etc. to the firefighters
when needed at an incident.
Members also participate in
fundraising events to not only
support the Riverdale Fire
Department, but also to sup-
port other worthy causes, such
as the St. Barnabas Burn
Foundation and the Grace
Peine Memorial Scholarship,
which, each year, is given to a
Riverdale resident graduating
from high school. The
Riverdale Fire Department
Auxiliary meets on the fourth
Tuesday of each month at 7:00
p.m., except during the
months of June, July, August,
and December. So, if you are
over eighteen, have an hour
or two a month to spare, and
would like to become part of
this fun and worthy organiza-
tion, call Meg at 973-248-
9723, or Marge at 973-835-
5851 to join us at our next
meeting on February 28, 2012.
Feb 29
Join us for a De-cluttering
workshop at Butler Library on
Wednesday, February 29 from
6:00 pm - 7:30 pm, presented
by Dawn Noble, Professional
Organizer & Owner of
Balance and Beyond. Come
to this valuable free workshop
and bring home some tips on
how to go from clutter to clar-
ity. Professional Organizer,
Dawn Noble will help you
learn how to recreate your
space to suit your needs and
bring physical, emotional and
spiritual clarity to your life.
Please Note: All of our Adult
Programs are open to those
who are at least 18 years of
age. All programs are free of
charge. Please call or visit the
library to reserve your place.
Butler Public Library is locat-
ed at 1 Ace Road, behind the
municipal building, on the
internet at www.butlerli-
brary.org, or by phone 973-
838-3262.
Mar 11
The annual Christ Church
Soup Off competition will
be held on Sunday, March
11th at 5:00pm at Parish Hall
(at the corner of Passaic &
Ramapo Avenues in Pompton
Lakes). Adult tickets- $10.00
in advance ($15.00 at the
door), Children tickets- $5.00
in advance ($8.00 at the
door). Tickets available at the
Christ Church office - 973-
835-2207. This event brings
together a group of excellent
soup makers and their favorite
recipes to compete for prizes
and the coveted Soup maker
of the Year title. You are
visit our website at www.lifeandleisurenj.com
February 22, 2012 Page 2, Zone 3
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continued on page 9
February 22, 2012 Zone 3, Page 3
BACK PAIN?
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Waiting to walk Why isnt my child walking yet? By Gena Livingston PT
W
hat a thrilling
time for parents
watching their
baby taking their first tenta-
tive steps. Sure its cute
when they begin to roll, sit
up and crawl, but walking is
different. The baby is now
able to venture out and
explore their world. What an
exciting and daunting time
for new parents when the
baby proofing must com-
mence. When a baby is late
with a milestone like walking
it can be difficult to tell
whether it is a justified con-
cern or just a matter of time
before they will start taking
steps.
Babies typically acquire
motor skills in a predictable
sequence, but the timing of
the attainment of those skills
may vary widely. Many fac-
tors affect the timing of first
steps from heredity to body
size. About half of all babies
are walking by their first
birthday, but most pediatri-
cians do not consider a child
to be a late walker until they
are 15 months old. Walking
later than 15 months is not
very uncommon; one in ten
children takes their first steps
between 15 and 18 months.
Regardless of how old your
baby is catching a problem as
early as possible offers the
best chance for improve-
ment. Listed below are sev-
eral red flags that may signal
an early motor problem that
can cause late walking:
Your baby does not have
a large movement repertoire.
Children that are not mov-
ing and may just stay in a sit-
ting position, or may only
roll to get their toys and are
beyond the age at which they
should have begun to crawl
or pull up to stand, may have
an underlying issue that
should be addressed. This
type of child that is not
crawling or pulling up to
stand probably wont be
walking in the near future
and should be evaluated by a
professional.
The baby appears to be
lazy and uninterested in
walking. Babies are not lazy.
Sometimes they may appear
uninterested in one area of
development when they are
refining their skills in anoth-
er. For example, a baby who
has just had a big burst in
language may be working on
refining these skills leaving
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continued on page 9
A
s introduced in the
last issue of Life and
Leisure, readers are
encouraged to call, mail, fax
or email their financial ques-
tions to me for a response, so
everyone can benefit from the
answers. Questions must
include the name and contact
information of the reader, yet
may remain anonymous in the
paper. This weeks first two
questions are:
Dear Mark: My husband
and I are 40 something with
two girls ages 3 and 5. We feel
like we are doing everything
right, contributing monthly to
529s ($200 per child), auto-
matically contributing to my
husband's 401k and maxing
out his company match. We
refinanced our mortgage down
to 4%, which paid for itself in
7 months. We carry no credit
card debt, though we use them
to pay for EVERYTHING we
can, but we pay them off each
month. Our only other debt is
one car payment, our mort-
gage and a student loan pay-
ment of $200/mos. Despite
being what we feel is finan-
cially responsible (we can
account for every dollar spent
in the past 10 years!) we are
anxious about paying for col-
lege, having enough for retire-
ment and knowing the right
amount of life insurance we
should be carrying on each of
us. Any help in how we can
work towards ensuring our
financial future and that of
our children's is secure would
be appreciated. Carolyn E.
Dear Carolyn: Thank
you for writing, what a pleas-
ure to read your financial
report card; I grade you and
your husband an A. Not an
A+ though, because of the
529 plans which, as Ive writ-
ten before, I do not like them
at all. In concept and theory
they sound good, 2 kids and
Charnet answers financial questions from
Life & Leisure readers By Mark Charnet
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continued on page 27
B
ridesmaids are an impor-
tant part of the wedding
party, and most brides
opt to have a handful of close
friends and family members
play a special role in the wed-
ding. Choosing a gown and a
color that will flatter all of the
bridesmaids typically takes a
little work.
An overwhelming majori-
ty of couples choose to have a
formal wedding. The average
number of bridesmaids for
these formal weddings is four.
Considering around two mil-
lion weddings take place in
North America every year,
that's a lot of bridesmaids for
whom gowns and other attire
must be planned.
Many bridesmaids worry
about the gowns they will wear
come the big day. Horrible
bridesmaid dresses have been
the butt of jokes for years, and
many people have their own
stories of garish gowns they've
been asked to don for a wed-
ding. Some have said that
brides intentionally choose
ugly gowns for their brides-
maids to ensure they're not out-
shined come the wedding day.
Although this may be the case
for some, most brides aspire to
select gowns that will be flat-
tering for all. And color
scheme is integral in the choice
of gown.
Every well-planned wed-
ding carries a color scheme
throughout. This includes the
color a bride selects for her
bridesmaids to wear. But not
every color accentuates every-
one's features. Therefore, some
experimentation might be nec-
essary to find a color that is flat-
tering to all and fits with the
color scheme.
Depending on hair color
and skin shade, there are many
flattering hues available for
gowns. When making this
decision, consider bridesmaids'
ethnicity and skin tone.
African-American: Women
with dark skin and hair may
really shine in jewel-colored
gowns, including silver, gold,
purple and salmon. Very pale
colors may be daring and con-
spicuous.
Asian and olive-skinned
women: Those with a slight
yellow tone to their skin will
look good in many colors,
including red, navy, peach, and
fuchsia. However, avoid colors
in light yellow, aqua, gray,
taupe, or mint, which may
make the bridesmaid look
washed out.
Fair skin: Ladies with pale
skin will benefit from richly
colored gowns in jewel tones.
Pastels may work, but be care-
ful about those depending on
hair color. Pink or red-hued
gowns may clash with someone
with auburn hair. Yellow and
green may not work with a fair
brunette. Gray and silver may
wash out someone who is pale
and blonde.
Once a color is chosen,
brides also need to consider the
season. Certain colors may look
out of place depending on the
season. For example, an ever-
green or deep blue may seem
wintry during a summer wed-
ding. Similarly, russet or brown
may work for the autumn but
not for a spring wedding. Many
brides gravitate toward mid-
level blues, greens, pinks and
purples for their weddings, sim-
ply because those colors tran-
scend the seasons.
After colors are worked
out, the style of the gown
deserves consideration. Be-
cause not every bridesmaid has
the same physical attributes,
many brides are now open to
selecting a color and length
and allowing the bridesmaid
herself to choose the exact
style. This way someone who is
busty won't feel uncomfortable
in strapless, and someone who
is thin won't be overwhelmed
by a lot of ruffles. The intent is
to have bridesmaids feel beau-
tiful and comfortable, and dif-
ferent styles can help achieve
this.
Making the effort to
choose a gown color and style
that is flattering to all in the
bridal party will help the ladies
feel they are truly a special part
of the wedding.
Coloring the wedding; Choosing a hue for the bridesmaid gowns
Choosing a gown that flatters bridesmaids is a significant
responsibility for prospective brides planning their big day.
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E
rgonomics is the study
of the relationship
between people and
their workplace. Its funda-
mental purpose is to improve
the work environment in
order to reduce unnecessary
stress and strain on the
human body. Ergonomics
has now come to include not
only the workplace, but any
environment where one may
do a task or activity: the
home, the workshop, driving
the car, and so on. Whatever
environment one is in, being
aware of body positioning
and continually seeking to
improve the design of the
environment to minimize
stress and strain on the body
will help to ensure a healthy
spine.
The following are some
key points to remember when
learning to "think ergonomi-
cally":
Whenever possible,
position your environment to
reduce strain on your body
rather than straining your
body to accommodate the
environment. For example,
if you work at a desk, do not
place heavy objects that you
regularly use (like heavy files
or books) in the drawer on
the side of the desk. In order
to get them you are forced to
bend and twist at the same
time, a motion responsible
for many back disorders. To
avoid chronic neck and
upper back problems, posi-
tion computer and T.V. mon-
itors so that, when sitting
normally, you are not forced
to look down. Monitor and
adjust your environment to
ensure your body positioning
and motions are balanced.
Be "posturally aware" at
all times. Posture is vital to
spinal well-being and health
in general. Think optimum,
balanced posture as it relates
to everything you do.
Question how you can
improve your work or leisure
environment so that opti-
mum posture can be best
maintained. For example,
does your environment allow
you to "think tall"?
Design your environ-
ment so that your three basic
spinal curves are maintained
as close to normal as possible.
While you are sitting or
standing, does your environ-
ment force you to slouch,
rounding your mid-back and
pushing your head forward?
When you sit, is your back
supported so that the normal
arc is maintained without
you feeling strain? Does your
job or recreational activities
require you to look down or
bend forward for prolonged
periods?
Thinking
ergonomically By Dr Glenn Foss
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In-Office Whitening
Invisible Braces
Veneers Crowns Bridges
Dentures Implant Crowns
Tooth Colored Fillings
Sedation Dentistry
Complimentary Consultation
for Invisalign (reg. $153)
Delta Dental Provider 10% Senior Courtesy
"We go the extra mile
to give you a healthy smile"
continued on next page
invited to sample the soups
and cast a ballot for your
favorite soup. Salad, bread,
refreshments and desserts are
also available to accompany
the soups. This event has been
running for over twenty years
and is a guaranteed good time.
So, bring your family, bring
your friends, bring the neigh-
their motor skills on the back
burner. When the language
improves the toddler will
most likely pay more atten-
tion to the motor skills. On
the other hand, a child may
appear to have a lack of
interest in walking, but the
infant may be physically
unable to do so and may not
have the necessary strength
to perform. A child may
require intervention to
appropriately strengthen the
necessary muscles utilized for
walking.
The baby is not only a
late walker, but never
crawled and scooted on his
bottom to get around.
Scooting is an asymmetrical
activity that typically utilizes
one side of the body to get
around the environment. If a
baby is primarily using one
arm and leg, the side that is
not being used will become
weaker. In addition the mus-
cles on one side of the body
may be less flexible and if not
addressed, may cause skeletal
and muscular problems into
adulthood. Crawling is an
important developmental
sequence because it not only
builds strength in the trunk,
shoulder girdle and hips nec-
essary for stability during
standing and walking, but
also utilizes both right and
left hemispheres in the brain
in a complex action of neuro-
logical coordination.
The baby seems very
floppy and has a hard time
maintaining upright posi-
tions. The baby may feel this
way because of weakness of
the trunk and extremities.
The baby may have low mus-
cle tone (hypotonia,) a con-
dition that causes difficulty
activating the appropriate
muscle groups required to
sustain upright positions.
Although walking is a
skill with many variables it is
important that late walking
is not overlooked. Not all
children are moving at their
own pace and a wait and see
attitude is not always the
most effective. There may be
an underlying problem that is
causing a delay and should be
addressed now in order to
prevent later musckuloskele-
tal problems into adulthood.
A skilled pediatric physical
therapist can not only help
to discover why the baby may
be late with his walking, but
also employ the appropriate
treatment to get the toddler
moving.
Gena Livingston is a pediatric
physical therapist, who brings
over five years of experience to
Kids Therapy Center of
Riverdale. Specializing in early
childhood intervention, Gena is
very experienced treating chil-
dren with cerebral palsy, de-
layed motor development,
autism, torticollis, post-surgical
corrections, and athletic in-
juries. If you would like to
schedule an appointment or
consult with Gena, she can be
reached at Kids Therapy
Center, 18 Newark Pomp-
ton Turnpike, Riverdale,
973-616-4555.
Your chiropractor can
help you improve the
ergonomic factors in your life
to ensure a healthy spine.
Drs. Glenn and Christine Foss
are the owners of Advance
Sports Medicine & Chiroprac-
tic Center in Riverdale. Both
doctors have been practicing
chiropractic for over thirteen
years and have been amongst
the communities leading health
care providers. As innovators
in health care, they have
merged chiropractic and physi-
cal therapy services together to
enhance the quality of patient
care and overall treatment out-
come. If you have any
questions for either of the
doctors or would like to
schedule a consultation please
call 973-616-4555.
Thinking
ergonomically
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lcrch 31, 2012.
B|ccm|ngcc|e /n|mc| Hcp|lc|
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|nfcc|ccm|ngcc|ecn|mc|hcp|lc|.nel www.c|ccm|ngcc|ecn|mc|hcp|lc|.nel
/ppc|nlmenl &
lmergenc|e:
73-838-4141
You want the best
for your pet.
SO DO WE.
CATS, DOGS 8 EXOT!C PETS
Serving the community since 1960
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prevenl|ve cnc lhercpeul|c mec|c|ne
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L|m|l cne l|me cn|y cnc cne per pel.
lcrch 31, 2012.
B|ccm|ngcc|e /n|mc| Hcp|lc|
Margaret (Peggy) Tana
Ed.M, MAT, LPC, LCADC
Licensed Professional Counselor
Licensed Clinical Alcohol and
Drug Counselor
NJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse, trauma,
cultural, and spiritual issues.
Trained in EMDR.
170 Kinnelon Road Kinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
Anxiety
Addiction
Depression
continued from previous page
To Advertise
in Life & Leisure
Call 973-696-8008
Waiting to walk
continued from page 4
To Advertise
Call 973-696-8008
Community Happenings
Conveniently Located On Route 23 South
At 615 Route 23 Pompton Plains
973-839-5666
Authorized Service Center & Dealer
For Most Major Brands
Mon. - Fri. 9:00 a.m. - 5:00 p.m.
Sat. 9:30 a.m. - 4:00 p.m.
www.vacshackinc.com
SALES SERVICE REPAIRS
With this coupon only. Not to be combined. Sale items not included. Expires 3/21/12 With this coupon only. Not to be combined. Sale items not included. Expires 3/21/12
10%
OFF
On All
Vacuum Cleaners
10%
OFF
On All
Vacuum Repairs
Powerful 12 Amp Motor
Canister Vacuum with HEPA Filter
Quick Release Handle
On/Off Switch on Handle
On Board Tools Belt Protector
2 Chrome Extension Rods
14-Foot Nozzle Width
Panasonic Can
Model# S2220
$
59
99
Hoover
Super
Powerful
HEPA Filtration
Only 8lbs.
Broom Flair
$
279
00
Riccar
Bagless E-Z Empty
TM
Dirt Cup
Powered nozzle for enhance
carpet and rug cleaning
Lightweight
20ft. Power Cord
Large rear wheels and
swivel floor nozzle for
added moveability
Full One Year Warranty
Panasonic
Performance Plus
Platinum
Model# MC-CG902
Model# RSL3
Powerful 12-amp Motor
Motor Protection System
QuickDraw Tools on Board
TriForce Agitator
30-Ft. Power Cord HEPA Filter
Model#MC-UG583
$
279
99
FREE
VACUUM BAGS!
Buy 2 Packages of Bags
(3 Pack Size Only) & Get 1 Pack
of the Same Size FREE
At Vac Shack you will not have to page a Department Clerk to help
you. You will always find a factory trained vacuum technician in the
store to take the time to explain how the machine works, select the
right vacuum bag or repair your current vacuum to work like new again.
Vac Shack is a family-owned store, now celebrating 35 years of fine
service. Stop in today to take advantage of our personalized
service. You will find a 15% sale on new vacuums.
$
199
99
Hoover Steamer
12-amp Motor
Beltless
Removable Brushes for easy
cleaning
Deep cleans carpet fibers
by applying hot water and
cleaning solution
Model# F5914-900
Eureka
Cordless Brush Vac
Power, Quiet & Lightweight
Clean Carpet & Bare Floors
2-Motor System
$
40
99
Save $40
Eureka
Maximum Power
Canister Vacuum
1400 Watt motor
Convenient for carpets and hard floors
Lightweight, compact design
Deluxe on board accessories
Metal telescope wand
2 Year Warranty
Tools-on-Board Turn Off Brush Roll
Bare Floor & Carpet
Great For Stairs & Cars
Model# SH10005
$
44
99
Unique Twisting Head Feature
Powered Brush
Washable Long Life Filter
Bagless 20Ft. Cord
1 Year Warranty
$
29
99
$
219
99
(SAVE
$30)
Dont Be Fooled - Only Genuine Parts Used!
$
59
99
Soft Grip Looped Handle
Telescopic Handle
Motorized Brushroll
No-tip/Anti-clog
Tools-on-Board
Power - 12 amps
Cord Length - 20ft.
Model# 431
LARGEST VACUUM PARTS SELECTION IN NEW JERSEY
Since 1976
Celebrating 35 Years
ALL
Brands
Serviced
Eureka 70A Hand Vac Hoover Sidewinder
Eureka Optima
$
119
99
With this coupon only. Not to be combined. Sale items not included. Expires 3/21/12
bors, and join us for a fun and
delicious evening!
Mar 22
Want to learn more healthy
ways to eat everyday meals?
Come to this workshop on
Thursday, March 22, 2012
from 6:00 pm - 7:30 pm at
Butler Public Library and let
Dawn Noble, Nurse and
Owner of Balance and
Beyond, teach you how to
plan your meals weekly in
advance in order to get the
most nutrition into your diet
by planning ahead. Learn
simple techniques to plan
each meal for each week.
Please Note: All of our Adult
Programs are open to those
who are at least 18 years of
age. All programs are free of
library to reserve your place.
Butler Public Library is locat-
ed at 1 Ace Road, behind
the municipal building, on
the internet at www.butlerli-
brary.org, or by phone 973-
838-3262.
Mar 24
Sign up your child ages 2 -
4 years for a Pre-School
Toddler Dance at Butler
Public Library on Saturday,
March 24, from 11:30 am -
12:15 pm. Give your Toddler
the opportunity to move to
the music & dance with other
children in their age group.
Dance Instructor, Michele
Theiler will lead the children
& teach them how to move to
the groove. All programs are
free of charge. Please call or
visit the Library to reserve
your place if your child will be
attending. Parents should
remain in the library at all
times while this program is
running. Thank you for your
help. All programs are free of
Library to reserve your place,
as space is limited. Check our
website for other programs at
www.butlerlibrary.org. Butler
Public Library is located at 1
Ace Road, behind the munic-
ipal building, on the internet
at www.butlerlibrary.org, or by
phone 973-838-3262.
Mar 26 & 27
Smiling Rhino Theatre pres-
ents auditions for FAME JR.
on Monday March 26th 7:30-
9:00pm and Tuesday, March
27th 4:15-6:30pm. Age: to
play high school students.
FAME show dates are June 2,
3, 9, 10, 2012. Please be pre-
pared to sing 16 bars of a song
that shows your vocal range
and personality. There will be
a dance audition and please be
prepared to read from the
script. A headshot or photo is
also mandatory. No appoint-
ment necessary. Smiling
Rhino Theatre is located at
247 Wanaque Ave., Pompton
Lakes NJ. For more info
please call 973-248-9491.
Please visit our website at
www.smilingrhinotheatre.com
May 2
The Pompton Lakes Repub-
lican Club will be holding its
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
We Also Buy Sterling Silver & Coins
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,725 oz.
P
r
y
Automotive
Automotive
50 Boonton Ave BUTLER
973-838-1656 pryauto@optonline.net
P
r
y
Est. 1986
Foreign and Domestic
NJ State Inspection
Motorcycle Repairs
Brakes Mufflers Exhaust
OIL CHANGE
$
10.00
Up to 5 qts. Not to be combined w/any other offers.
With coupon. Expires 3/31/12 With coupon. Expires 3/31/12
FREE
Become A Pry Customer
& Receive
With Any Service
Did you know that having
your car repaired or serviced
by Pry does not void your
manufacturers warranty?
Si m
pl y th
e Best!
Most cars. Not to be combined w/any other offers. With coupon. Expires 3/31/12
MAINTENANCE SPECIAL
$
29
95
Oil Change &
Rotate Tires
Check:
Belts & Hoses
Check Wiper Blades
Fluid Levels
Low Test Battery
Brakes
Suspension
Charging System
Tires
Filters
Battery
Most cars. Not to be combined with any other offers.
With coupon. Expires 3/31/12
WILD CARD!
$
20 OFF
Any Repair Over $150
Fluid Top-Offs Between
Oil Changes
Motorcycle
Customizing
Available
GIVE PRY
A TRY!
Is Your Car Ready for the
Winter Driving Season?...
Lndergruund PC
973.850.6205
142 Hain St., wards Plaza Bluumingdale
undergruund_c2000yahuu.cum
Bardware/ Suftware Sulies
System Lgrades, Cumlete
& Custum Systems, System
Netwurking Services, Cumlete
web Prutectiun, 4nti-virus &
Firewall, Hil-sec Security
Laptops - Desktop Computers
Netbooks - Servers - Wireless Network
Handheld Computers
Best of all, we have Underground Prices!
To Advertise in Life & Leisure Call 973-696-8008
O
ld age happens. Our
dogs are no excep-
tion. As our dogs
become senior citizens, their
physical and mental capabili-
ties change and their needs
change too. Being aware of
these changes and knowing
what to expect will help your
pets golden years be happy
and comfortable.
Some common changes
that you may expect to see in
your senior dog are: loss of
hearing or vision, decreased
activity and/or weight gain,
changes in skin or fur, dental
disease, more sensitive stom-
ach, lumps and bumps, or
even dementia. These
changes dont happen at the
same time for all dogs because
in general, smaller breeds live
longer than larger dogs. A
good rule of thumb is that, on
average, a dog is considered a
senior at 7 years of age.
Senior dogs may act dif-
ferently and may require dif-
ferent care but age is not a dis-
ease. These dogs arent lost
causes and minimal effort can
add years to their lives. The
main focus should be on pre-
vention. Whenever possible,
it is better and less costly to
prevent a problem from occur-
ring, rather than wait for a
problem to develop. Detecting
diseases in their early stages
greatly improves the out-
come. Advancements in vet-
erinary medicine have kept
our pets alive longer, healthier
and happier. If there is a prob-
lem with your dog, don't
assume its just because he/she
is old, and nothing can be
done. With the appropriate
treatment, which can be sim-
ple and non-invasive, many
conditions can improve.
Geriatric care for your
dog and prevention begins
with routine visits to your vet-
erinarian. Most pets visit
their veterinarian once a year
but it is recommended that
senior pets be seen every 6
months. Mainly because dogs
age approximately seven times
faster than us and early detec-
tion of problems is key. Your
veterinarian may do the fol-
lowing to assess and maintain
a healthy senior dog: take a
thorough medical history not-
ing changes in behavior and
physical abilities, a complete
physical examination, early
detection blood work and uri-
nalysis, aspiration of any new
lumps or bumps, x-rays, glau-
coma checks and blood pres-
sure checks.
Based on the veterinari-
ans findings, treatment
options and care can be dis-
cussed. One of the most
important aspects is nutri-
tion. In general, a high quali-
ty senior food is recommended
once your dog reaches 7 years
of age but there may be very
individual nutritional needs.
The best food to feed depends
on the specific problems or
nutritional requirements of
the individual animal. For
instance, obesity is a very
common problem of older ani-
mals and will shorten their
lifespan. A lower calo-
rie/higher fiber diet
would be recommend-
ed for these dogs.
Other diets would be
advised for dogs with
GI disorders, kidney or
liver disease, arthritis,
skin problems, etc.
Home care is also essen-
tial. Close observation of any
changes in mobility, drinking,
eating, etc should be noted
and reported to your veteri-
narian early. Potential prob-
lems may also be uncovered
by getting your hands on your
pet to inspect them periodi-
cally.
Feed a good quality dog
food that is appropriate for
your dog's specific needs. Do
not allow your pet to gain
excessive weight which is very
common when your senior
dogs metabolism slows down
and they dont exercise as
much. It can make them
more prone to arthritis, heart
disease and diabetes. Follow
your veterinarian's recom-
mendations as to exercise,
nutrition and any medications
that may be needed.
Our senior dogs may not
be able to do what they used
to but with a little prevention
and early detection they can
still live a happy, fulfilling life
and still be wonderful com-
panions to us.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home, with his wife, three cats
and two dogs, to provide quality
and compassionate care for your
pets in the community. The Pe-
quannock Animal Hospital is lo-
cated at 591 Newark Pompton
Turnpike in Pompton Plains.
You may reach them by calling
(973) 616-0400.
Senior citizen canines By Dr. Matthew Krupnick
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 3/21/12
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 3/21/12
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
annual Spring Fundraiser on
May 2nd. A Murder Mystery
Dinner Theatre entitled
Murder at the Brownstone
will be an interactive and fun
evening. $60 per person
includes the Ultimate
Beefsteak and show. For more
information, contact Tim at
973-839-1137 or Maria at
973-839-5831. Tickets can be
purchased online via PayPal at
http://www.plrepublicanclub.o
rg/forms/mmtickets.html.
Around the
Community
Relay for Life is the
American Cancer Society's
signature event to raise aware-
ness and funding to fight can-
cer. A victory lap recognizes
local cancer survivors and a
Luminaria ceremony honors ad
remembers those who have
faced cancer. West Milford
will host Relay for Life of the
Highlands on June 9-10, 2012
at West Milford High
School McCormack Field.
Anyone who has an interest in
fighting cancer is welcome to
attend our Team meetings at
West Milford High School,
67 Highlander Drive, W.
Milford at 7:45 pm on February
29, March 21, April 18 and
May 9. Please get involved by
forming a team or joining a
committee. It's a lot of fun and
it's one of the most rewarding
experiences you'll ever
have. For more information
please email our local Relay
Co-Chairs, Nicole Rivera and
Vickie Evans at relay.highland-
snj@gmail.com or check out
the web site: http://www.
relayforlife.org/highlandsnj
OR phone Jessica Gaeta at
201.457.3418 x 2227.
To celebrate Valentine's
Day, come into the Library
between February 1 and 29
and have a blind date with a
book. Just choose a wrapped
book to borrow. You won't
know what it is until you get
home! This is a great oppor-
tunity to try reading some-
thing you might not normally
pick out yourself. (After
about 50 pages - give it a
chance, if you don't like the
book, no problem- just stop
reading and return it to us.
The book's feelings will not be
hurt.) If you enjoy the book,
you can review it using the
review slip inside. Then we'll
post your review in the
Library. Butler Public Library
is located at 1 Ace Road,
behind the municipal build-
ing, on the internet at
www.butlerlibrary.org, or by
phone 973-838-3262.
The Pompton Lakes Repub-
lican Club invites you to join
them at their monthly meet-
ings. Meetings are held the
third Thursday of each month
at the VFW Post 2906 off
Wanaque Avenue in Pompton
Lakes. Membership is open to
the public. Get involved with
the PLRC and participate in
our informative meetings,
community outreach, scholar-
ships for our youth, and our
social activities. Questions?
Call 973-835-4025 or email
kbaig @optonline.net.
749 8loomfleld Ave. - WesL Caldwell, n! 07006 - 973.403.3434
www.thewe||nessstud|on[.com
$
39(
$
99 value, 1sL Llme guesL only)
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T
oys that encourage
physical fitness are a
great way to keep
your children fit, active and
having fun all year-round.
Therefore, giving the right
activity-gift will not only
ensure your kids have fun,
but will also stay healthy
without even realizing it.
What is an activity-toy?
One of the most popular
activity gifts is the ride-on-toy.
Aside from being fun, ride-on-
toys offer many additional ben-
efits, such as developing a sense
of balance and coordination,
and make a big contribution to
a child's overall physical fit-
ness. This year, take a look at
the PlasmaCar by Plasmart Inc.
It's a mechanical marvel that
can be driven on any flat sur-
face, indoors and outdoors, and
is powered solely by kid-power.
This attractive vehicle is a fun
way for kids to ride around the
neighborhood, keep their bod-
ies fit, and have fun at the same
time. It requires no batteries or
fuel, just the occasional cookie
or two for the driver.
What makes a good
outdoor gift?
Outdoor toys need to be
well made. Not only do they
need to stand-up to rough and
tumble kid treatment, they
need to be able to survive all
types of weather. Outdoor toys
should also have rounded cor-
ners to help prevent scrapes
and cuts that go hand-in-hand
with outdoor fun. Makers of
the PlasmaCar say it's highly
durable and can handle a load
of up to 100 kg (220 lbs) on a
smooth, flat surface, and 55 kg
(120 lbs) on a rough, flat sur-
face. Not only will it handle
the daily abuse at the hands of
your children, it's so durable
that parents can have fun rid-
ing it, too. The colour is highly
appealing to kids -- and with its
rounded curves, seat and steer-
ing wheel, this design will help
reduce summer bumps and
bruises.
I
n
fu
n
ts &
P
re
sch
o
o
I
MON-FRI :30AM-PM
Muin St,- IoomingduIe
{Humburg Turnpike}
973-3-Z49 973-3-Z49
Licensed by the Stute of New Jersey, Entire Stuff CPR Certified
ASES
W
EEkS
& U
P|
Nursery SchooI
for Z 3 & 4 yeur oIds
from 9um-1Zpm
Visit Us On
Fucebook
CeIebruting Our 30th Yeur| CeIebruting Our 30th Yeur|
DAge Appropriute CurricuIum
D Two PIuygrounds & Sym
D Creutive Art Music
& Dunce
D Computer Lessons
D kurute
D And Much More
FREE RESISTRATION
New Registrations OnIy. Not to be combined
with any other offer. Exp. 3/15/12
1/2 OFF
NEW REGISTRATION
VALID THROUGH MARCH 31ST
WITH THIS AD
SUMMER
CAMP
AVAILABLE
CALL FOR DETAILS
NEW LOW RATES OPEN ENROLLMENT
PRE-K & KINDERGARTEN
FULL & 1/2 DAY PROGRAMS
1255 Broad Street
Bloomfield, NJ
973-338-8300
ages: 6 weeks - 6 years old
670 Turnpike
Pompton Plains, NJ
973-835-8026
22 Varettoni Place
Clifton, NJ
973-772-2330
970 Black Oak Ridge Rd.
Wayne, NJ
973-835-1848
ages: 2 1/2 - 6 years old
4 CONVENIENT LOCATIONS
OPEN YEAR ROUND
6:30AM-6:30PM
Offering P/T and F/T
Infants Toddlers 2, 3, 4 & 5 yr. olds Pre-K Enrichment
Full Day Kindergarten Before & After Care
Included in our tuition:
Fitness, Music, Art, Sign Language, Story Time & Computers
Sibling & Vacation
Discounts
Free Registration, Plus 2 Weeks FREE*
VALID THRU MARCH 31ST ONLY.
First time families only. Must present this ad. *2 weeks free upon completion for 5 months of enrollment.
Indoor Play Space
Spacious
Class Rooms
Security System
620 Rt. 23 N Pompton Plains
(next to Buffet 23) Easy access from Rt. 23 & Rt. 287
973-835-0044 www.sobigcdc.com
Loving Child Care
from 6 weeks to Full Day Kindergarten
Open House: Sat., March 31 - 11am-1pm Open House: Sat., March 31 - 11am-1pm
RE G I S T RA T I O N
Keep your child fit while they play
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I
f I could tell you how to
build a home with practi-
cally no more money
than a conventional heating
and cooling system, and
youd have no heating or
cooling bills, would you do
it? If I could then tell you
how to eliminate your elec-
tric bills also and end up with
a net zero home, would you
do it?
I would hope so, because
this is all possible now, and
you really dont have any out
of pocket costs because its
part of the cost of the house.
A Geothermal Heating
and Cooling system works off
the constant 54o tempera-
ture of the earth. With heat
pumps that take heat out of
the house in the summer and
bring it into the house in the
winter, you have an air distri-
bution system that is the
most comfortable of any
heating or cooling system
there is. If dry heat bothers
you with asthma, bronchitis
or allergies, geothermal will
reduce those symptoms and
youll be much more com-
fortable.
So heres how it can
work. Contracting for a
geothermal system with Solar
& More will give you the
opportunity to save 30% on
your system and your homes
insulation and ductwork.
How do we do this? We
design and include the
homes air handling and
ductwork into the
Geothermal system. We
then provide the spray-in
foam insulation as part of the
Geothermal system also.
This does two things; it
increases the insulation from
the homes envelope (the
insulated living area of the
house) and reduces the size of
the Geothermal system
because of this extra insula-
tion. Spray in insulation is
much more efficient than
standard mat insulations pro-
vided with most homes.
Whats all this mean?
Basically, you get a
Geothermal system for the
same amount as a traditional
heating and cooling system.
And, you get a much tighter
home with fewer drafts and
the most comfortable heat
and cooling system you can
buy!
So now youve finished
86 Main Street
Bloomingdale
973-838-0300
973-879-7319
nas86@msn.com
WE DO THE COMPLETE JOB
Plumbing, Electric, Carpentry & Ceramic Tile
50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates
Free Estimates
& Design Services
Building a house? With Geothermal, I hope! By Tom Ferraro, Solar & More
FREE
CUTS
WITH MAINTENANCE
CONTRACT
New customers only. Must be presented at time
of estimate. Expires 3/31/12.
$
49
HARDWOOD
MULCH
5
PER YARD
INSTALLED
FREE
FIRE-PIT
WITH ANY JOB OVER
$10,000.00
-Landscape Design -Landscape Maintenance
-Custom Water Features -All Types of Masonry
-Outdoor Entertainment Areas
-Retaining Walls -Pavers
NJ Contractor #13VH05605300
Free Estimates Fully Insured References Available
Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens,
Additions, Bathrooms & Master Suites
Transforming Lives By Transforming Living Spaces...
Its What We Do
A Tradition of Delivering Value For Over 15 Years
Loans provided by EnerBank USA (1245 E. Brickyard Rd. Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time.
Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 17.91% fixed APR, effective as of [date], subject to change.
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location 973-696-0333
1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit) www.advantagecontracting.com
License#
13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
- Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
building the house and youre
in. What happens next?
Youve reduced your heating
and cooling bills by up to
70%! You also cover about
70% of your domestic hot
water bills with this geother-
mal system as we install a
desuperheater that trans-
fers heat from the heat pumps
to a hot water heater. What
could be better!
Tell your architect to be
sure he considers a
Geothermal system. If he
doesnt, weve got an archi-
tect who will design this for
you and it wont cost you any
more than a traditional
design. If hes really good,
hell also give you a south
facing roof for some solar
panels. This could eliminate
the remaining portion of
your electric bill to give you
that net zero homeno
electric, no heating and no
cooling costsfor the life of
your home. Thats energy
efficiency!
Tom Ferraro owns Solar &
More, a retail showroom in
Pompton Plains, NJ where you
can go to see and learn about
solar, geothermal and other
renewable energy systems.
For more information, see their
website at www.solarnmore-
store.com, visit the store or call
800-782-0241.
Sales, Concept, Design,
Installation & Service
Wood/Pellet Stoves
Gas Fireplaces
Inserts Gas Log Sets
Mantels Doors
Come & See Our HUGE
Showroom Selection
Store Hours: Mon, Tues, Wed, Fri & Sat 12pm to 6pm
Thurs 12pm to 8pm, Sun 12pm to 4pm
Custom Designed
Fireplaces & Restorations
A&J Fireplaces
WAYNE, NJ Call Rich Hoefling
Office/Fax 973.628.7230 Cell 201.390.0682
RNC
NJ State Licensed Home Improvement
Contractor # 13VH02187700
give
your home a
NEW
look.
Construction
FREE ESTIMATES
Serving the Tri
State Area Since 1988
No subcontractors,
no salespeople;
just honest, quality work.
Complete Residential
Remodeling
Kitchen and/or
Bathroom Renovations
Basements & Interior
Additions
Replacement Windows
Emergency Repairs
Roofing
CURRENTLY SERVING Montville, Kinnelon, Pequannock Township,
Wayne, Butler, Pompton Lakes, Little Falls on a weekly basis.
OVER 10 YEARS EXPERIENCE, HORTICULTURIST
WEEKLY
LAWN CARE
$34.99
Cut Lawn, Edge Beds,
Blow All Walkways, Curb,
Driveway (up to 5000sqft)
2 TIMES A
MONTH
$99.99
Cut Lawn, Edge Beds,
Blow All Walkways, Curb,
Driveway (up to 5000sqft)
FREE
LANDSCAPE
DESIGN
(with installation)
$100 OFF
ANY LANDSCAPE
INSTALLATION
(over $1,000)
973.305.8803 ~ www.DCLandscapeDesigns.com
Serving North Jersey
DESIGN. BUILD. MAINTAIN.
Building a house?
With Geothermal, I hope!
To Advertise
in Life & Leisure
Call 973-696-8008
Kinnelons Open Space
Committee (OSC) and Open
Space Advisory Committee
(OSAC) are inviting members
of various organizations and
committees throughout the
Borough to join them on a tour
around Kinnelon. The Land
Conservancy of New Jersey will
be taking notes and gathering
information on Kinnelons
Historical, Recre-ational, and
Open Space facilities in order
to update the Boroughs Open
Space Plan. Residents should
go to the Boroughs website
(www.kinnelonboro.org) for
additional information regard-
ing Public Meetings in which
they can participate. Com-
ments /suggestions are always
welcome at: Kinnelon_OSAC
@yahoo. com.
The Bloomingdale Seniors
are planning on a 10 day
Caribbean Cruise out
of Bayonne on Royal
Caribbeans Explorer of the
Seas on April 26, 2012. The
itinerary includes Haiti,
Bermuda, St. Maartin and San
Juan. For information and
pricing, please call Pat at
(973) 838-9259.
Jewish Family Service of
North Jersey, a recipient of
financial assistance from UJA
Federation of North Jersey, is
expanding its Kosher Meals
on Wheels program in Wayne.
The Meals on Wheels
Program provides hot, nutri-
tious kosher meals to people
age 60 and over, or those
younger who have a disability
and who are unable to cook or
shop. Volunteer drivers bring
needed meals; offer a smile, a
greeting and a personal con-
tact to the elderly, many of
whom seldom get out. Drivers
are needed to deliver meals
two times a month. Presently,
we are accepting referrals for
people who would like to
receive meals. Please call Paul
Klein at (973) 595-0111 to
volunteer, to request Kosher
Meals on Wheels, or for addi-
tional information.
The Circle of Friendship, a
support group for the separat-
- Fast, On-Time Professional Service
- 24 Hour Emergency Service
- Satisfaction Guaranteed
- Senior Citizen Discounts
- Financing Available
- Also Providing Professional
Roofing Services
Chimney
Fire Place
Cleaning
& Repairs
SERVING ALL OF
NEW JERSEY!
Full Drainage Systems Sump Pumps
Drywells Lawn Drains Mold Remediation
Basement Remodeling or Refinishing
Free Estimates Fully Insured
Local References Proudly Given
Lifetime Warranty
NJSLIC#13VH00820600
No Pushy Sales People! Deal Directly With The Owner!
Proudly Providing Quality
Service for Over 30 Years!
THE LOCAL GUYS YOU CAN TRUST
F
R
E
E
S
u
m
p
P
u
m
p
With Any FULL DRAINAGE SYSTEM
Booked Before 3/31/12
Our Reputation Is Our
Best Advertisement
Serving Passaic, Morris, Bergen & Essex
Counties For Over 28 Years!
ADDITIONS RENOVATIONS
KITCHENS BATHS FINISHED
BASEMENTS DEMOLITION
MASONRY WORK MODULAR HOMES
COMPLETE TURN-KEY SERVICE
FREE ESTIMATES FULLY INSURED
973-831-5910
REFERENCES
PROUDLY
GIVEN NJSLIC.#13VH00820600
TIME
IS
PROJECT TIME!
R O O F I N G , I N C .
KOVACH
Iree
Lstmates
Iu||y Insured
$350 OFF
ANY ROOFING JOB
Of $3,000 Or More
FREE
COBRA RIDGE VENT
With Any New Roof
$30 OFF
ANY ROOFING REPAIR
Of $250 Or More
Member Of The
North East Roofing
Contractors Association
Member Of The
Better Business
Bureau
ua||t, \ou 0an Irust S|nce 1886...|rom Amer|ca's Largest koof|ng Nanufacturer
973-835-5330
FREE
Upgrade To Lifetime Shingles
Call for more details!
5enor
Utzen
0scounts
Established 1948 A Professional Roofing Company
WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
W
e
U|ean
Poofs
Roof Removal Slate Tile Wood Shingles Skylight Repairs
Rubber Roofs Flat Roofs Leaders & Gutters Chimney Repairs Solar Panels
With coupon. May not be combined with any
other offers. Expires 3/31/12
www.Kovachroofing.com Email: Kovachroofing@aol.com
Nohod, 0o.ers \ou 8etter
ed and divorced, meets at 7:30
p.m. every Thursday at St.
Marys Church, 17 Pompton
Ave in Pompton Lakes. For
further information call
Christine at 973-335-9880.
For Singles in their 20s-30s
looking to meet other young
Jewish singles, come join us
for games, friends, snacks and
more! We meet the first
Sunday of the month at
Congregation Beth Shalom,
21 Passaic Ave, Pompton
Lakes, NJ. Bring your friends.
Find our page on Facebook
or email singles.jewish@
gmail.com
Passaic Valley Hospice, a
non-profit organization is in
need of volunteers for various
duties. Volunteers are an
integral part of the profes-
sional Hospice team that
provides physical, emotional
and spiritual support to the
terminally ill. They work
directly with patients and
families, providing respite for
caregivers, companionship
for patients and families, and
run errands. For additional
information please call at
973-256-4636 ask for Laura
Entwistle. Weekday volun-
teers are especially needed.
REACH OUT - Give the
Gift of SELF!!
Mommy and Me Fitness!
Mothers with infants and
young toddlers have always
been challenged to find a
way to get back in shape
while focusing on the
demands of new mother-
hood. This class lets mom
keep baby within arms reach
so there is no need to worry
about finding a sitter or mak-
ing the time away from baby
to workout. The StrollFit
program is developed with
the needs of both mom and
baby in mind. Each 60-
minute class consists of car-
diovascular, strength and
flexibility training for a total
body workout. The classes
also provide a great environ-
ment for moms to connect
with one another and devel-
op support systems for
achieving fitness goals. Not
to mention bonding with
baby! Now offered in 2
locations Wayne and
Montclair. For more informa-
tion or to attend a free class-
Contact Tami Wolfe at 973-
896-4828 or email tamis-
wolfe@comcast.net.
www.carlsonbrothers.com
ROOFING
ROOFING
Cape Cod $2,500
Bi-Level $2,700
Split Level $2,900
Carlson Brothers
Carlson Brothers
201-796-7374 201-796-7374
$
1
0
0
O
F
F
MENTION
THIS AD
888-882-2757 888-882-2757
Lic. # 13VH01591200
N
N
1273 Rt. 23 South Butler
973-838-1433
Hours: Mon.-Thurs. 7-6, Fri. 7-7, Sat. 8-4, Sun. 9-12
"THE COMPLETE PAl NT 5TORE! "
Cabots & Sikken Stains
$2.00 OFF
BENJAMIN MOORE PAINT
With coupon. Excludes Aura and Super Hide Products.Cannot be combined.
20% OFF
All Wallpaper And Borders
BOOKS MAY BE TAKEN HOME With coupon. Cannot be combined.
N
o
C
h
a
rg
e

F
o
r
T
in
tin
g
FOR 63 YEARS COVERING THE TRIBORO REGION
We Feature Moore's Computer Color Matching System
Expert Advice On Your Paint Problems
Buy 1, Get 1 FREE - Benjamin Moore 2oz. Color Samples
FREE
COLOR CONSULTATION AT THE STORE
OR IN-HOME WITH CHARGE
Now at PJ Monahan's by appointment.
Get the latest trends and new color ideas for 2012!
By Joan Ginty, Decorative Artist, member of IDAL, founder &
owner of Heaven On Walls. Call Joan at 973-283-0945.
Specials
On All Culture
Stone, Brick
& Concrete
W
ork!
New customers only.
Present coupon when order is taken.
Cannot be combined with other offers.
Expires 03/31/12.
New customers only.
Expires 03/31/12.
New customers only.
Expires 03/31/12.
New customers only.
Expires 03/31/12.
5 FREE
CUTS
With Annual
Maintenance Agreement
FREE
Landscape
Design
With any plant
installation project.
$29.99
Lawn Cut
Special
Call for details.
$15 Off
Any Job
Over $1,000
To Advertise
Call 973-696-8008
$z.zz
Lurge Cheete izzu
Luchy Wed. & Ihurt.
$s.so
All Iubt & Wrupt
Mon thru Ihurt
$tz.9s
Lg izzu & Antiputto
or Wingt or Muttelt
Mon thru Ihurt
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ALL 0AV,
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Antiputto or Wingt or Muttelt
Fri & Iut {Reg. $zt)
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Hot Freth Zeppolet
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Muximum 0rder of tz
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Big 0itcountt on Lurge
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all it a sign of the
times or just plain
good luck for those
of us yearning to swap fast
food fare for some tasty home
cooking. Potluck gatherings
are back and one of this year's
hottest trends in entertaining.
Although these commu-
nal "luck of the pot" meals
(where everyone brings their
favorite dish) hearken back to
the late 19th century, they
found their footing in the
mid-1950's when it seemed
like every mom in the neigh-
borhood was filling casserole
dishes for church socials and
family get-togethers.
"There are three primary
reasons driving the return of
potluck -- our schedules, the
economy and childhood
memories," says Chef Jeff
Gillis, www.Celebrating
Home.com. "We live such
fast-paced lives that divvying
up the cooking makes home
entertaining more realistic
than putting all of the burden
on the hostess. Making one
dish instead of several also
helps stretch the budget --
something we're all looking to
do these days. And, let's face
it -- after years of dashing
through the drive-thru,
wouldn't you like to sit down
to some home-cooked food,
even if it's only once a week?"
Got potluck fever but
not a clue what to do? Here
are four tips that'll make your
next gathering both tasty and
stylish, plus, a family-fave
recipe that'll put your home
on the map as potluck heav-
en.
Organize Participants
Divide the meal by cate-
gories so guests will have a
balance of appetizers, entrees,
sides and desserts from which
to choose. Cooks needn't
commit to a specific recipe
but it's helpful to know up-
front that a well-rounded
meal is in the making.
Agree on Advance Prep
All dishes should be
cooked prior to arrival so only
a quick re-heating is required.
Everything should also hit
your doorstep ready for pres-
entation to avoid last minute
searches for serving bowls and
platters.
Choose Easy-Fix, Crowd-
Pleasing Recipes
To appeal to guests vary-
ing tastes, save the exotic for
later and dust off mom's (or
grandma's) cookbook. Tra-
ditional potluck dishes like
casseroles, chili, soup, bread,
and cakes are always popular
Coupon must be presented before ordering. Maximum 2 coupons per table. Not valid for
parties of 8 or more. Not valid with other offers. Excludes beverage and tax.
All coupons good for two meals. NOT VALID ON HOLIDAYS. Expires 3/21/12
*
Coupon must be presented before ordering. Maxi-
mum 2 coupons per table. Not valid for parties
of 8 or more. Not valid with other offers. Excludes
tax. NOT VALID ON HOLIDAYS. Expires 3/21/12
*
Shrimp Scampi or Francaise
over Linguine, Veal, Chicken,
Shrimp or Eggplant
Parmigiana w/Linguine,
Chicken or Sole Francaise
w/Potato, Meat Loaf
w/Mashed Potatoes, Fried
Shrimp w/French Fries
***Soup or Salad***
With the purchase
of a beverage.
MONDAY - THURSDAY
$10.99
LUNCH SPECIAL
6 Choices for
ALL DAY
SPECIAL
1. Grilled Chicken or Shrimp Caesar Salad
2. Eggplant Parmigiana Platter or Hero
3. Chicken or Shrimp Scampi over Pasta
4. Chicken, Shrimp or Sole Francaise with Vegetable
5. Meatloaf with Mashed Potatoes
6. Fried Shrimp & French Fries
7. Fish & Chips
CANNOT COMBINE WITH LOBSTER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table.
Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 3/21/12
With the purchase of a beverage.

With minimum
Food purchase of $35
.00
$
10 Off
$
5
99
*
Not to be combined with $9.99 or $10.99 coupons.
RESTAURANT
*
MONDAY - SATURDAY
MONDAY - SATURDAY
With the purchase
of a beverage.
STEAKSCHICKENSEAFOOD PASTAKIDS MENU
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
BUY 1 ENTREE - GET 1 FREE*!
TUESDAY ALL DAY
*CASH ONLY. NOT VALID ON HOLIDAYS. Of equal or lesser value. Not valid with other offers. Excludes tax.
Cannot be combined with any other offers. One offer per table. Must present coupon. Valid with purchase of beverage.
2 LARGE CHEESE PIES

$
18
99
1 Lg. Cheese Pie & 1
Order of Buffalo Wings
Only
$
15
99
Only
1 Lg. Cheese Pie & 1 Cold
Antipasto or Mussels
$
16
99
Only
3 LARGE CHEESE PIES
$
27
99
Only
Super Family Package
$
17
99
Only
$
2.00 Off
$15.00 or More
$
2.00 Off
Any Large Pie
$
5.00 Off
$35.00 or More
1 Lg. Cheese Pie, 6 Mozzarella Sticks,
6 Garlic Knots & One 2 Lt. Soda
Closed Mondays, Tues-Thurs 11am-10pm,
Fri-Sat 11am-11pm, Sun 12-10pm
LUNCH SPECIALS AVAILABLE 11AM-3PM
Dannys Pizza
Take-Out or Delivery only. Not to be
combined w/any other offers. Exp. 3/31/12
Dannys Pizza
Dannys Pizza
Dannys Pizza
Dannys Pizza
Dannys Pizza
Dannys Pizza
Dannys Pizza
Dannys Pizza
DINNER FOR 2
$
21
99
Only
Chicken Entrees
Any Style
Pasta Any Style
Side Salad
2 PLAIN PIES, 2 ORDERS
OF MOZZARELLA STICKS
& 1-2 LITER SODA
$
29
99
Only
Dannys Pizza
RATED 3 STARS IN THE RECORD DELIVERY AVAILABLE $15 MINIMUM

Potluck's back -- let's eat! By Carla Jordan
A slow cooker (like Celebrating Home's Venetian Home Spice Bean
Pot shown here) is potluck perfect. It's sized to feed a crowd and to
go from kitchen to table without missing a stylish beat.
Photo courtesy of www.CelebratingHome.com
Bean Pot Beef Stew
This twist on an American
favorite yields a hearty,
flavorful entree that takes less
prep time because it slow cooks
in the oven in a bean pot.
A Warm, Elegant &
Engaging Atmosphere
Restaurant & Fine Catering
Gift Certificates Available
Daily Lunch Buffet & Full Menu with Specials
Take-Out Full Bar
Since 1983
A
T
o
uch O
f
I
taly I
n
B
lo
o
m
i
n
g
d
a
l
e
C
aterin
g
F
o
r A
ll O
ccasio
n
s
O
n
&
O
ff S
ite
49 Main St Bloomingdale, NJ 973-492-2211 1-888-522-Lina (5462)
www.linasristorante.com
Just off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am
VISIT US ON FACEBOOK
Let Our Family Host Your
Childs Communion Celebration,
Reserve Your Party Today!
Call Linas at 973-492-2211
Customer Appreciation Night
Every Wednesday & Friday
50% OFF Entire Check
4pm-11pm. Cash only. 18% Gratuity added
to total bill. Not valid with any other offers.
We will open for
private parties
on Mondays & Tuesdays
M
aryann Brown and
Jeff Montemarano,
Brokers/Owners of
CENTURY 21 Preferred
Real-ty, Inc. are pleased to
announce Barbara Pagella
earns Circle of Excellence
Bronze level award for 2011.
Barbara places her real
estate wisdom and passion for
life in her everyday business,
helping to make clients more
comfortable with the real
estate transaction as they
make what may be one of the
most significant purchase of
their lives, said Maryann
Brown and Jeff
Montemarano, Barbara is
well valued and trusted real
estate source for the commu-
nity and a major contributor
to the overall success of
WEST MILFORD $300,000
COMPLETELY RENOVATED
Lower West Milford gem. 3BR, 2 bath Ranch on 1 acre of
beautiful landscaped property. Brand new septic, Kit.
w/granite counter & ceramic tile, ss appls & generous
sized deck. Unsurpassed quality & craftsmanship.
WANAQUE $249,900
SPACIOUS RANCH
Outstanding home on prime, quiet street. HWF o/s LR and
partially finished basement. Great for TV room or play-
room. Walk outside to the double deck & above ground
pool (great for summer fun). 2 zone heat, 6 ceiling fans
and full attic. Walking distance to town center.
WAYNE STARTING AT $899,000
NEW CONSTRUCTION
9 custom homes to be built. Home will be custom and
unique. All offer complete package of amenities including
hardplank siding, a complete landscaping and trim package,
ample lighting, luxurious baths and custom kitchens and
more.
BUTLER $450,000
COLONIAL
Colonial 4BR, 2.1 bath, 2 car gar., custom kit. With sitting
area off kit., FR with fplc., lg. BRs, plenty of closets.
Gazebo rm off kit. Open floor plan. HW flrs., 9 ceilings +
sliders off FR to very large deck.
LINCOLN PARK $168,000
DEER RUN
Awesome location in Deer Run features 1BR end unit near
the 2nd fairway. Enjoy the Golf community with pool, ten-
nis and more! Call for more details!
BUTLER $285,000
BEAUTIFUL HOME
Bi-level with 3BRs, finished lower level with den/office; FR
with gas ventless fplc., sliders to an enclosed patio with
access to IG pool & large laundry room. Great Value!
BLOOMINGDALE $409,900
COLONIAL
Beautiful Victorian w/spacious 6BRs, FR, LR, FDR, 2 fplcs,
new gas furn & HWH, most new windows, IG pool with
heater, wrap around front porch, master BR with bath &
WIC.
O
P
E
N
H
O
U
S
E
2
-
2
6
1
-
3
P
M
Butler
1333 Route 23 South
Office: 973-838-1001
Maryann Brown/Jeff Montemarano, Brokers/Owners
www.c21preferredrealty.com
POMPTON LAKES $265,000
BEAUTIFUL AND CHARMING
Beautifully maintained & charming 3BR Colonial on large
park-like property with HW flrs. LR with picture window
overlooking Twin lake. Large walk-up attic & 1 car det. Gar.
RINGWOOD $274,900
SKYLINE LAKE HOME
2/3bedroom, 1.2 bath home boasting breathtaking views
from LR, DR & BRs. Huge LR with sliders to covered balcony
overlooking two tier deck, dock & lake; DR with large win-
dows, HWF & fplc. MBR on lower level features lake views,
office, bath and laundry room.
KINNELON $459,000
SMOKE RISE
Meticulously maintained 3BR, 3 full bath custom multi-
level home in gated community. Feats: FDR, country kit,
FLR with wood stove. Lower level FR with beamed ceil &
brick fplc & full bath.
WANAQUE $200,000
GREAT OPPORTUNITY
Great location to own this 4BR, 2 full abth, HW flrs., gran-
ite in kit., 2 full baths, full bsmt., Home is near Rt. 287 &
shopping.
BUTLER STARTING AT $399,000
ARGONNE WOODS
3BR, 2.5 bath, 1 car gar. Lg. foyer w/slate flrs. Foyer leads
to main level w/HWF, 9ft. ceilings, cust. Kit. w/granite
tops, s/s appls. Sliders to patio, powder room, LR w/gas
fplc., sliders to balcony. MBR w/full bath w/jetted soaking
tub, double vanity, WIC. Dir.: Rt. 23S just past Boonton
Ave. a/k/a 511
N
E
W
P
R
IC
E
O
P
E
N
H
O
U
S
E
S
A
T
. &
S
U
N
.
1
2
-
4
P
M
R
em
ind
er
...
N
e
ed to C
h
ang
e
C
are
er
s!!!
C
A
LL
T
O
D
A
Y
!
Century 21 Preferred Realty, Inc. announces
Barbara Pagella earns Circle of Excellence Award For 2011
MARIA FERRITO
973-986-6914 Cell
Townhome Specialist Relocation Agent
LINCOLN PARK $249,999
3BR Penthouse, hardwood floors.
Private back location.
OPEN HOUSE
Sunday, Feb. 26th 1-4pm
Located at 39 Robertson Way
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2011
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC ReaIty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
WAYNE $899,999
5,000 s.f. of luxury - Custom 4br,
5.1 bath. Set on .75 acre private lot.
Call MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
SMARTER. BOLDER. FASTER.
Exccpional Iull Scvvcc...
Qualiy ikai Maiicvs.
Make your first choice the right choice.
Call Danielle today at 973.460.4352
Advertising on over 170 websites
Direct access to all real estate listings
Short Sales & Foreclosure Certification
TOP PRODLCER
NJAR Circle of Excellence Award ~ 2006-2011
Masters Emerald ~ 2011
Quality Service Pinnacle Producer ~ 2011
DANIELLE FIORINA
REALTOR
, ABR
Crest Real Estate

142 Route 23 N
Pompton Plains, NJ 07444
danielle.fiorina@century21.com
www.daniellefiorina.com
Office: 973.646.7440
OFFICE 973-696-6660 x140 or CELL 973-725-8810
Fax 973-694-3915 JLagreca@weichert.com
JOAN LA GRECA
REALTOR
991 Hamburg Turnpike Wayne, NJ 07470
Call Me for a FREE Market Analysis of your home.
I will bring you RESULTS in getting your home SOLD!
2001 Brick 5BR, 3Bath Col. on Cul De Sac. Enjoy the
mountian views where home is high and dry. Kit. has
granite counter tops, ss appliances. Slider door to
deck. Great Room with cozy fplc. Master suite B/R
and Bath w/jacuzzi tub. Custom shaped IG pool and
parklike prop. surrounded by breathtaking landscap-
ing. Huge patio. High Ceilings. Marble & HW flrs
throughout 1st Floor. UG water sprinkler. 3 car
attached gar.. Taxes are being appealed. Must See!
Wayne $925,000
Wayne
S
O
L
D
!

T
o
p
Lister January 2012
Century 21 Preferred Realty,
Inc. and the Century 21
System as a whole.
I attribute my success
to the reputation for excel-
lent customer service,
whether working with home
sellers or buyers. I always
strive to show my clients the
utmost professionalism and
courtesy, stated Barbara.
For more information regarding
home buying and selling services,
contact Barbara Pagella at Centu-
ry 21 Preferred Realty, Inc., But-
ler office at 973-838-1001 Ext.
136 or e-mail Barbara.
Pagella@century21.com.
Century 21 Preferred Realty, Inc.
To Advertise
in Life & Leisure
Call 973-696-8008
Feature Your Listing in
Our ReaI Estate Section
CALL 973-696-8008
OnIy
$125
UNLOCK YOUR SELLING
POTENTIAL WITH
LIFE & LEISURE
100% MaiIed to over
49,500 Homes & Businesses
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIE'S IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0473 WANTED
ANTIQUE/COLLECT.
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
CIeaning
& FIoor Service
ResidentiaI
& CommerciaI
973-839-6436
0656 SERVICES
CARPET/FLOORING
0680 SERVICES
CHIMNEYS
Do It Right
ChimneyService
Chimney CIeaning
SpeciaI-$39.95
Prevent
Carbon Monoxide
Poisoning!!
our other services
include
Repairs, Liners,Caps
& Dampers
CaII 973-570-7362
0685 SERVICES
CLEANING
Mariya's CIeaning
Service
Ukrainian ladies clean
your home or office to
your complete
satisfaction.
Exper. Refs Avail
CaII 973-557-3621
POLISH GIRL, speaks
English. Exper. & with
References can clean
your house.Call Anna
201-421-7887
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds.
Attics & Bs'mnt
cleaned. Things your
garbagemen wont
pick up. WE DO !!!
CALL
862-200-1283
Dan's Light HauIing
Removal of
household &
Construction Debris
Demolition - Free Est.
973-839-7024
0709 SERVICES
DECKS/FLOORING
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0766 SERVICES
GLASS
0769 SERVICES
GARAGE DOORS
0771 SERVICES-
GUTTERS
HANDYMAN
0785 SER. HOME
IMPROVEMENT
Home Improvement
By GIenn
All types of work
nside & Out
35 yrs experience
Reasonable rates
"For Someone
who cares"
973-356-5035
0800 SERVICES
LANDSCAPING
Main-Land
Landscaping
& Home Maintenance
Established 2005
Landscaping,
Driveway Sealing,
Painting & More!
The Best for Less
Colin O'Keeffe,
Owner
862-220-6139
0804 SERVICES
LAWN CARE
0815 SERVICES
MASONRY
SERVICE DIRECTORY & CLASSIFIEDS
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
No Job
Too Small
Residential
Commercial
& Industrial
NJ Lic # 15081
Insured & Bonded
973-633-5050
M STEN
electric electric
To Advertise
CaII KathIeen
973-696-8008
To
Advertise
CaII
KathIeen
973-696-8008
WE BUY
GOLD & ANTI QUES
Instant Cash for Precious Metals Jewelry
Antiques Collectibles, & More!
Cal l Now For A FREE Appr ai sal
WE PAY MORE & COME TO YOU
973-809-2554 Available 7 Days A Week
GOLD
10 - 24 K Jewelry
Broken Jewelry
Class Rings
Coins
Wedding Rings
Dental Gold
SILVER
Silverware
Flatware Tea Sets
Coins Jewelry
Broken Jewelry
WATCHES
COINS ANTIQUES
State Certified with the
Weights & Measures &
Bonded up to $10,000
In Business for Over 30 Years
Just Wood
Floors & Decks
973.981.4640
Since 1985 Insured
Free Estimates
Refinishing Sanding Deck Repairs
Installation Mold Treatment
www.JustWoodFIoors.biz
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
MIKE'S HOME
MAINTENANCE
Garage Doors and
Openers Serviced,
Repaired, nstalled.
"No Job Too Small
Registered & nsured
Call 973-882-3852
0656 SERVICES
CARPET/FLOORING
0730 SERVICES
ELECTRICAL
0771 SERVICES-
GUTTERS
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
SERVICES
TRI-COUNTY
www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 3/15/12.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
$22 OFF
TOMS HANDYMAN
SERVICE
Malntenance Realr
Bulldlng Remedellng
No 1ob Too 5mall or Blg!
25 Years xperlence
973-632-6411
CARPENTER
201.913.8044
HANDYMAN
Repair, Remodeling
40 Years Exp.
Pompton Lakes Area
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
0800 SERVICES
LANDSCAPING
ATM
Landscaping
ConpIete Property Maintenance
MuIching PIanting
Landscape Design & Construction
Brick Paver 5idewaIks, Patios
& Driveways fron $7.00/sq.ft.
Keystone and Decorative 5tone
Retainer WaIIs fron $17.00/sq.ft.
973-200-0989
Landscapernj@yahoo.com
Free Estimates
Fully Insured
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Fl0$
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107 0l8000l l0f 80N0ll0l8
8088080l0 88l08
0 Nl0080l F0f8
9J1910
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
Lawn Service
Weekly &
Bi-Monthly
No Job Too Small

0815 SERVICES
MASONRY
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
'No Job Too
Small or Large"
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
0825 SERVICES
MOVING
WE DO CLEAN OUTS
"THE GOOD GUYS"
973.942.8925
Local Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www.waynemovers.com
Wayne
Expert Piano Moving
Low Local Rates
Professional Office Moving
Small Jobs Welcomed
Fully Insured Senior Discounts
0815 SERVICES
MASONRY
0826 SERVICES
PAINT/POWER WASH
0827 SERVICES
PAINTING
0860 SERVICES
PLUMBING
0886 SERVICES
ROOFING
DIRECTORY
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
The Original
Georges Painting
Interior and Exterior
Painting
Home Improvements
973-628-9143
Established 1986
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
973-616-9150
Free
Estimates
Roof Repairs
by
Michael Perna
Kovach
Roofing
Shingles - Slate
Flat Roofs - Gutters
973-835-5330
Senior Citizen Discount
$300 OFF
ANY JOB OF
$3,000 MORE
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
973-696-5699
ROSS
ROOFING & SIDING
"ImperiaI
InternationaI"
Cherry Wood,
9 ft. PooI
TabIe. Leather
Pockets.
ExceIIent
Condition.
Never been
moved.
BeautifuI
Wood DetaiI.
A Must See!
$2,500
CaII
973-459-2570
To
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CaII
KathIeen
973-696-8008
0827 SERVICES
PAINTING
0826 SERVICES
PAINT/POWER WASH
and easy to make.
Dress Up the Table
Remember the special table-
cloth mom used for Sunday dinner?
Create some memories for your own
family with a pretty fabric table-
cloth, cloth napkins (pretty and eco-
friendly!) and some candles. A few
minutes is all it takes to create a fes-
tive look that'll make guests feel
honored to have gathered around
your table.
Ingredients:
1 pound round steak, cut
into bite-sized pieces
1 large yellow onion,
roughly chopped
2 tablespoons olive oil
4 cloves garlic, chopped
fine
1 can (14.5 ounces) diced
tomatoes
6 cups beef broth (or stock)
1
1
2 teaspoons dried thyme
3 bay leaves
2 cups potatoes, cubed
1 cup celery, diced
1 cup carrots, diced
Salt and pepper to taste
Directions:
Rub steak with olive oil and
coat with salt and pepper.
Let steak sit at room temperature in
bean pot while preparing all other
vegetables. Chop and dice every-
thing, then add to bean pot. Add
beef broth (or stock), thyme, bay
leaves, diced tomatoes and salt and
pepper. Cover and bake in 375 F
oven for 3 to 4 hours until meat is
tender.
*Recipe courtesy of www.Cele-
bratingHome.com
Potluck's back -- let's eat!
the abhorrent future price of college,
the 529 plan created a vehicle to
accumulate wealth for that purpose.
The problem is, the success you will
enjoy in the plan will hurt or hinder
the availability for financial aid pack-
ages available to you for college when
the girls apply. 529 assets are part of
the EFC, Expected Family
Contribution. There is a better way
that will accomplish the goal of accu-
mulating capital for college and at the
same time, maximize your aid eligibil-
ity, in other words, have your cake
and eat it to. Interestingly, the solu-
tion ties into your second question,
ample life insurance coverage for you
and your spouse. To elaborate, I will
need a bit more information. In this
way I can do some work for you and
create some fascinating proposals and
illustrations that will completely sat-
isfy all of your requirements.
The answer for Carolyn lies in
the proper life insurance for her and
her husband. Interestingly, life insur-
ance cash values are not factored in
the EFC formula; yet, their cash value
may be accessed for college tuition
needs, tax-free, if removed from the
policy properly. Further, the cash
value accumulations may be linked to
a stock market index like the S+P 500
where, by formula, can only grow
without the possibility of negative
returns from crashes and corrections.
Therefore, Carolyn and her husband
can use the same money to provide
for the proper life insurance protec-
tion today, a supplemental tuition
reimbursement plan in 13 and 15
years respectively and ultimately a
tax-advantaged retirement plan at
their age 67, to complement their
Social Security benefits all at the
same time! Thank you Carolyn for
your question, additional information
is already on its way to you.
Our next question comes from
Bruce M, a high school teacher in
Wayne:
Dear Mark: Why would a person
ever have a Variable Annuity inside a
403(b)? As someone who deals in
annuities I am hoping you will have
an interesting take on this issue.
Thanks, Bruce
Dear Bruce: Your question is an
excellent one and interesting at the
same time, the 403(b) industry was
devoted exclusively to variable annu-
ities in the beginning of their intro-
duction to the investment communi-
ty for those people looking for equi-
ties (stocks or stock mutual fund like
alternatives). The biggest difference
with a variable annuity is the death
benefit feature that protected the
value from market losses at the death
of the annuitant. Another name for a
403(b) is a tax-sheltered annuity or
TSA. TSAs are available to teachers
as well as hospital workers and not for
profit organizations as their retire-
ment plan of preference and all annu-
ity types are available as a TSA to
include traditional fixed, fixed
indexed and variable annuities.
Bruce, I believe your underlying
question is: Is their value in rolling
over or transferring an employer
sponsored 403(b) into an IRA vari-
able annuity where they both provide
income tax-deferral anyway?
The answer is absolutely yes! In
addition to a death benefit VAs also
offer a living benefit rider (LBR).
This feature, unavailable in most
TSA versions, would provide imme-
diate upgrades and incentives for the
participant. With different nuances
from each issuing carrier and product,
its important to check the fine print
to secure the best benefits in line with
the purchasers individual goals and
objectives. The finest LBRs share in
common, a lifetime income guarantee
for single or joint annuitants, a step-
up mechanism to lock in performance
gains if any and an annually increas-
ing roll-up feature that will
increase your income base in periods
of declining or negative market per-
formance. Most school sponsored
403(b)s do not offer living benefit
riders which is truly a shame! It
would be my pleasure to demonstrate
to you and your fellow teachers the
variable annuities I feel offer the best
combination of benefits and value.
Bruce, just email me or call, better
yet, come on over as I never charge
for a consultation and my kids would
like to see one of their favorite former
teachers. All annuities are not creat-
ed equally nor are 403(b)s for that
matter; therefore they should be stud-
ied carefully before making any
exchanges or cancellations.
Readers, please continue to
send me your financial questions.
Every question will get my personal
response even if it doesnt make it to
this page. Thank you all for your
participation and the opportunity to
be of service. Maybe, next issue will
be your chance to see your name and
question in print!
Mark E. Charnet is President and
Founder of American Prosperity
Group. APG is the Premier Retire-
ment and Estate Planning Franchise in
the United States with 16 offices in 8
states. Mr. Charnet has over thirty
years of experience in the Retirement
and Estate Planning fields. Creator of
the Trinity Method of Investing,
Mark encourages your inquiries and
can be reached at: 877-885-1APG
(1274) or 973-831-4424 or via email,
markcharnet@1APG.com Check out
our website: www.1APG.com Inter-
ested in a career in retirement and es-
tate planning? Check out this website:
www.APGFranchise.com Securities
through: BCG Securities, Inc. Mem-
ber SIPC, FINRA and a Registered
Investment Advisor.
Charnet answers financial questions
Cindy Gallagher
A Few of Cindys Listings...For a private tour of these houses
call Cindy 973-714-3897 cell
A Aative Of Kinnelon
#1 1op Producer
Relocation Specialist
Circle Of Excellence
Premier Sales Agent
Preview Property Specialist
2010 Coldwell Banker Real Estate LLC. Coldwell Banker
is a registered trademark oI Coldwell Banker LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC. RESIDENTIAL BROKERAGE
A FEW OF CINDYS RECENT SOLDS
Kinnelon $849,900
"For the buyer who appreciates quality+ fine wood work".
Fabulous custom 5 bedroom 3 full bath expanded ranch with
custom solid doors and custom woodwork throughout. The
living room/gathering room offers imported black slate
flooring,radiant heat,a built in coffee bar and a custom hick-
ory cabinetry unit. A media room / office or in - law suite
with a separate entrance. A beautiful kitchen with a sub zero
refrigerator, large breakfast bar open to the dining room
and great room with a beautiful stone fireplace. The garage
offers custom cedar garage doors, epoxy floors, separate
gas heat, central air and stereo system. This house has a
back up generator for your convenience, a lawn sprinkler
system, outdoor lighting and a custom water feature with a
water fall. GSMLS# 2911268
Kinnelon $550,000
Wonderful Colonial Tudor home offers 4 bedrooms and 2
and 1/2 baths. Pride of ownership throughout. Eat in
kitchen open to the family room with a brick fireplace and
a pellet stove insert.Sliding glass doors to the large deck
overlooking level back yard. A formal living room and din-
ing room with hardwood floors. A main level 2 car garage,
powder room and laundry room. The second level offers a
very spacious Master Bedroom Suite with 2 walk in closets,
a large sitting room or office, a updated master Bathroom.
Three additional Bedrooms and a updated main Bath. A
finished lower level on 1.01 acres in the Prestigious Sawmill
Manor Estates. GSMLS# 2915794
Call Cindy at 973-714-3897 cell
www.KinnelonRealty.com
Coldwell Banker Kinnelon/Smoke Rise
1450 Rt23 North, Butler, N1 07405
Office 973-838-9300 x244
55 KIEL AVENUE, KINNELON
26 CABOT LANE, KINNELON (I Listed and Sold)
8 STEVENS AVE., KINNELON
9 SYCAMORE TRAIL, KINNELON
11 HONEYSUCKLE LANE, KINNELON
18 CUTLASS RD, KINNELON
6 DERRYGALLY CIRCLE, KINNELON
102 FAYSON LAKES RD, KINNELON
4 LAKESIDE TRAIL, KINNELON
17 CARL PLACE, KINNELON (I Listed and Sold)
787 WEST SHORE DR., KINNELON/SMOKE RISE
Kinnelon/Smoke Rise Land $550,000
The most beautiful level property with wonderful landscap-
ing in Smoke Rise, a very prestigious gated million dollar
community. Build your dream home. Close to north gate for
easy access. Bring your own builder or we have a builder.
In-ground pool and pool house on the property. Enjoy swim-
ming, boating, sailing, fishing, tennis, horseback riding and
fun activities all year round. Kinnelon has a top rated school
system and is only 35 miles from NYC. Gsmls# 2744081
Kinnelon $875,000
Look no further, this is the magnificent house everyone
admires! Turn-key you only need to unpack and then
relax!! The landscaping is so lush and beautiful! A custom
home built in 2006 features 5 bedrooms and 3 and 1/2
baths. A large eat-in-kitchen with maple cabinets and gran-
ite countertops, chef style gas range, a center island, and a
large dining area. Open to the family room with a stone
fireplace. A game room/office, a formal dining room & a
living room, the master bedroom suite offers a gas fireplace
and the master bathroom with a double sink vanity and
granite, a jacuzzi tub and a large stall shower. Large Trex
type deck off kitchen, central vac, hardwood floors on the
1st and 2nd levels, lawn sprinklers and ground lighting,
security alarm system. For your most discerning buyer!
GSMLS# 2884055
Kinnelon $999,000
Elegance and comfort abound in this impeccably appointed
custom Center Hall Colonial, many updates throughout this
home. Four bedrooms, four and one half bathrooms. Turn-
key formal living room, formal dining room a two story
great room with a stone fireplace. A fabulous eat in kitchen
with cherry cabinets and granite countertops, and all top of
the line stainless appliances. Hardwood floors on both the
first and seconds levels. The master bedroom suite offers a
sitting area with a gas fireplace and a large walk in closet.
A master bathroom with cherry cabinets, a granite double
sink vanity and a jacuzzi tub. A finished walk out lower level
with a kitchenette, recreation room, den and a full bath. A
beautiful heated in-ground pool and level back yard. 3 car
main level garage. You will love this home. GSMLS#
2889022
Kinnelon/Smoke Rise $549,900
New septic just installed! Beautiful custom CH Col. 4 BRs & 2
1/2 baths in the spectacular 24 hour gated community of
Smoke Rise. Many updates throughout. A spac. kit. with gran-
ite counter tops and dining area French drs to a deck over-
looking the beautiful level yard. The Fla rm with the brick frpl
is great for entertaining. DR, LR, office & laundry rm, complete
the main level. 2nd level offers the master bdrm suite with a
walk in closet and a M/bath with a double sink vanity. Also 3
addl bdrms & another full bath. The lower level is perfect for
a 2nd office and a rec rm area. A main level 2 car gar on
1.03 acres. Close to East gate for easy access. Enjoy swim-
ming, boating, fishing, tennis and horseback riding. Kinnelon
offers top rated schools only 35 miles from NYC.GSMLs#
2861528
Kinnelon/Fayson Lakes $650,000
Wow! Beautiful lake front in Fayson Lakes. "A rare find".
Spectacular 5 bedroom 3 full bath home on a level lot with
magnificent lake views of south lake. Enjoy fishing, boating,
sailing & ice skating from your own back yard. Large spa-
cious rooms throughout. Views of the lake from most of the
rooms. Eat in kitchen, living room, dining room and master
bedroom all have lake views. Upstairs offers a bedroom, liv-
ing room, kitchenette, and a full bathroom. The walk out
lower level offers a bedroom, kitchenette, recreation room,
a full bath and an office with lake views. "Perfect for an
inlaw suite". Close to main beach for swimming and fun
activities. GSMLS#: 2900268
Kinnelon/Fayson Lakes $299,000
Charm & character throughout this wonderful custom home
at the end of the cul-de-sac in Fayson Lakes close to the main
beach. A living room w/ fireplace & hrdwdflrs + large din-
ing room kitchen with separate dining area. 4 bedrooms, 2
full baths, large deck. Backs up to the woods for privacy.
Enjoy swimming, boating, fishing, and tennis in this fabulous
lake community. (Short Sale). Close to shopping and major
highways. Kinnelon offers a top rated school system and is
only 35 miles from NYC. GSMLS# 2851816
If you are considering a move, give me a call and I will guide you every step of the way.
Cell 973-714-3897. The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!
Kinnelon $650,000
Fabulous turn-key Center Hall Colonial, you will fall in
love with this home. Pride of ownership! Offers 4 bedrooms
3 & 1/2 baths, a large eat in kitchen w/cherry cabinets,
granite counter tops. The kitchen is open to the family room
for entertaining. A formal dining room and formal living
room with a fireplace, hardwood floors, and crown mold-
ings. Laundry and 2 car main level garage. The second level
has a very spacious master bedroom suite with 2 walk in
closets, a luxurious master bathroom and an office/sitting
area. 3 additional bedrooms and a full bath. Finished walk
out lower level is perfect for an in-law suite, with a kit., liv-
ing room, bedroom and a full bath. Situated on 1.18 acres
with a fenced in back yard and a above ground pool, paver
walkway, newer-AC, windows, roof, deck & driveway.
GSMLs# 2893310
Kinnelon/Smoke Rise $899,000
MOVE IN READY!!! Exquisite New Construction Built with the
Finest Quality. This home features 4 bedroom, 3 and 1/2
baths and is unparalleled in every detail and amenity.
Exceptional in every way, with formal Entertaining spaces
with Informal Comfort. Main level garage for your conven-
ience. Gourmet Eat In Kitchen with Cherry cabinets,Granite
counter tops, center island,stainless steel appliances. Beautiful
tile work through out the house. Hardwood floors on the first
& second levels.A very large Master Bedroom suite with a
work out room or office or nursery, two walk in closets. A
Luxurious Master Bathroom with a jacuzzi Tub,large shower
stall and a Granite + Cherry double sink vanity. Enjoy
Swimming, boating, fishing, tennis and horseback riding in
this premier gated community. Top rated school system!!
GSMLS# 2916932
Visit www.KinnelonRealty.com For All Local Listings
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Kinnelon Ridge $1,650 monthly
Wonderful light and bright 55+ condo. Featuring 5
rooms, 2 bedrooms and 2 full bathrooms and washer
& dryer in the unit. Kinnelon Heights community
includes club house and exercise room. Close to shop-
ping and major highways 23, 287, 46 & 80. Includes
a 1 car garage.
Kinnelon/Grandview $1,375,000
A dream come true, this elegant home with 5 bedrooms and
4 and 1/2 baths is absolutely stunning! Professionally dec-
orated. All you need to do is unpack and relax by the heat-
ed in ground pool. Nestled at the end of a quiet cul-de-sac,
with seasonal views of the reservoir. Exquisite architectural
detail with a open floor plan for entertaining. Spacious eat
in kitchen with cherry, granite and stainless steel appliances.
A 2 story great room with a gas frpl and walls of glass. A
formal dining room, a formal living room, a conservatory, a
office and a spectacular inlaw suite with a bedroom, a liv-
ing room, and a full bath. The luxurious master bedroom
suite offers a sitting area, a vanity area, walk in closet and
a master bath with two vanities, a jacuzzi tub and stall
shower. A w/o basement with sliding glass doors. GSMLS#
2861508
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EXPERIENCE IN SALES
& MARKETING
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