Lovely Professional University,Punjab

Format For Instruction Plan [for Courses with Lectures and Tutorials

Course No MGT523

Cours Title FINANCIAL INSTITUTIONS AND SERVICES

Course Planner 14723 :: Lalit Kumar Bhardwaj

Lectures Tutorial Practical Credits 3 1 0 4

Text Book:

1 Pathak Bharti V, Indian Financial System , Pearson Education, second edition

Other Specific Book:

Srivastava, R.M., Management of Indian Financial Institution ,Himalya Publication.

3 Varshney and Mittal, Indian financial System, Sultan Chand and Sons, New Delhi, 2007 4 Bhalla, VK, Management of Financial Services, Anmol Publication, New Delhi, 2007

Other Reading Sr No Jouranls atricles as compulsary readings (specific articles, Complete reference) 5 Varshney and Mittal, Indian financial System, Sultan Chand and Sons, New Delhi, 2007 6 http://www.niapune.com/pdfs/Bimaquest/Volume-4_Issue%201/rajagopalan.pdf 7 http://www.niapune.com/images/UserFiles/Venkata%20%20(LIFE%20INSURANCE)%20Pg%2056-65.pdf 8 "Too Big To Fail": Reining In Large Financial Firms (http://hbswk.hbs.edu/item/6230.html) 9 Ketan Parekh Scam "http://www.docstoc.com/docs/22287444/THE-KETAN-PAREKH-SCAM" 10 The US-64 Controversy "http://www.icmrindia.org/free%20resources/casestudies/The%20US%2064%20Controversy1.htm" 11 Buyback of Shares by MNCs in India "http://www.icmrindia.org/free%20resources/casestudies/Buyback%20of%20Shares%20by%20MNCs%20in %20India1.htm" 12 ICICI Bank - Innovations in Microfinance "http://www.icmrindia.org/casestudies/catalogue/Finance/ICICI%20Bank%20-%20Innovations%20in %20Microfinance.htm" 13 Things to consider before investing in an IPO : "http://casestudy.co.in/things-to-consider-before-investing-in-an-ipo/2010/06/28/" 14 Subprime crisis: "http://www.rli-epg.com/articles/Subprime-Mortgage-Crisis.pdf: 1 Approved for Autumn Session 2011-12

Relevant Websites Sr. No. (Web adress) (only if relevant to the courses) 15 www.nseindia.com 16 www.bseindia.com 17 www.rbi.org.in 18 www.banknetindia.com 19 www.india-financing.com 20 www.indiavca.org 21 www.crisil.com 22 http://en.wikipedia.org/wiki/Microfinance 23 www.sebi.gov.in 24 www.nabard.org 25 http://www.nmims.edu/Business/mdpprogrammes/understanding_banking_IT.pdf Salient Features Providing the day-to-day happenings of the stock market. Providing the day-to-day happenings of the stock market. Providing information of monetary policy & changes in the monetary policy. Providing information related to the various commercial banking in India. Information related to the leasing companies in India Information related to the venture capitalists in India Information regarding the criteria of various credit rating instruments of companies in India Microfinancing in India SEBI introduction, functions,guidelines Information about NABARD Role of IT in Banking

26 http://www.insuremagic.com/Content/Articles/Life/bancassura To know about the importance of banking in insurance nce.asp 27 http://www.einsuranceprofessional.com/bancassurance.html 28 microfinanceindia.org 29 sksindia.com Details on bankassurance Covers Micro Finance An NGO and first in its category to launch an IPO working in the field of Micro Finance

Detailed Plan For Lectures

Week Number Lecture Number Lecture Topic Chapters/Sections of Pedagogical tool Textbook/other Demonstration/case reference study/images/anmatio n ctc. planned

Part 1
Week 1 Lecture 1 Lecture 2 Financial system: Introduction Functions of financial system and its components ->Reference :1,1 Discussion on particular behaviour of financial markets ->Reference :1,5 Approved for Autumn Session 2011-12

Lecture 3 2

Financial markets: Introduction,

Week 2

Lecture 4 Lecture 5

Types- Capital market: Primary and secondary (introduction),

->Reference :1,6

Discussion on Economy and IPO's Discussion on use of money market instruments Discussion on - Short term investment options for various institutions

Money market: Introduction, types of money market ->Reference :1,4 instruments- money at call, treasury bill Certificates of deposits, commercial papers

Lecture 6

Week 3

Lecture 7 Lecture 8 Lecture 9

Financial Institution: Definition, types, Role in economic development Commercial banks

->Reference :2,1 ->Reference :1,16 ->Reference :2,4 Dicussion on - RBI regulates the Money market & SEBI regulates the capital markets Discussion on - Third party products sold by banks

Emergence of private sector bank after liberalization ->Reference :1,16

Week 4

Lecture 10

Financial innovation in commercial banks

->Reference :1,16

Part 2
Week 4 Lecture 11 Lecture 12 Week 5 Lecture 13 Lecture 14 Lecture 15 Assets and liabilities management by commercial banks Reserve bank of India: role and functions Test - Syllabus covered till this point SEBI-introductions and guidelines Types of exchanges - National, Regional & Local Types of exchanges - National, Regional & Local ->Reference :1,16 ->Reference :2,18 ->Reference :2,2 ->Reference :1,20 ->Reference :1,20 ->Reference :1,7 Why a company get itself listed on a particular stock exchange ->Reference :1,15 ->Reference :1,16 ->Reference :2,41 NABARD & agricultural growth Evaluating asset quality Discussion on credit & monetary policy Role of SEBI as a Capital market regulator

Week 6

Lecture 16 Lecture 17 Lecture 18

NABARD: role and functions NBFCs: concept, guidelines Progress and prospects QUIZ 1 - Syllabus covered till this point IFCI, SFCs

Week 7 3

Lecture 19

->Reference :1,15 ->Reference :2,35 Approved for Autumn Session 2011-12

Week 7

Lecture 20 Lecture 21

IRBI, SIDC SIDBI

->Reference :1,15 ->Reference :2,36

MID-TERM Part 3
Week 8 Lecture 22 Basic operation of Private and Public sector insurance (Life) Basic operation of Private and Public sector insurance (General) Mutual Funds:Introduction of UTI, types of mutual funds, significance Performance evaluation ->Reference :1,18 ->Reference :2,39; 40 ->Reference :1,18 ->Reference :2,39; 40 ->Reference :3,13 Hire purchse & consumer finance ->Reference :1,14 ->Reference :3,23 Role of Mutual funds in as an asset class for retail investors ->Reference :1,19 ->Reference :2,37; 38 Emergence of private sector in Life insurance & overall market share Emergence of private sector in Life insurance & overall market share

Lecture 23

Lecture 24 Week 9 Lecture 25

Lecture 26 Lecture 27 Week 10 Lecture 28

Leasing: meaning, types, financial, legal and tax aspects Hire purchasing: Concept, legal framework & taxation Factoring and forfeiting- meaning and mechanics

Part 4
Week 10 Lecture 29 Lecture 30 Discounting and rediscounting of bills Merchant banking: Role and Functions ->Reference :3,6 ->Reference :3,13 Role of merchant bankers in bringing an IPO

Week 11

Lecture 31 Lecture 32 Lecture 33

SEBI guidelines regarding merchant banking Underwriting services in India Venture Capital: Meaning, Features, Techniques, Indian Venture capital scenario QUIZ 2- Syllabus covered till this point Credit rating- Introduction Regulatory framework, credit rating process

->Reference :3,13 ->Reference :3,13;14 ->Reference :3,Part II - How Venture Capitalists 18 help to grow entreprenuership in economy. ->Reference :3,11 Understanding credit ratings

Week 12

Lecture 34 Lecture 35

Approved for Autumn Session 2011-12

Week 12

Lecture 36

Overview of Micro Financing

->Reference :28 ->Reference :29

Bringing micro Finance Institutions under SEBI Will it help?

Spill Over
Week 13 Lecture 37 Mutual Funds:Introduction of UTI, types of mutual funds, significance Merchant banking: Role and Functions ->Reference :3,Part II - Discussion on how to 16 choose a particular Mutual fund scheme ->Reference :3,13 Role in bringing an IPO

Lecture 38

Details of homework and case studies

Homework No. Objective Topic of the Homework Nature of homework (group/individuals/field work Individual Evaluation Mode Allottment / submission Week 4/4

Test - Syllabus covered till that point 1 Quiz 1

To check the Syllabus covered till that point understanding and knowledge of the students To check the Syllabus covered till 6th week understanding and knowledge of the students To check the Syllabus covered till 11th week understanding and knowledge of the students

Test

Individual

Quiz

6/6

Quiz 2

Individual

Quiz

11 / 11

Scheme for CA:out of 100*

Component Quiz,Test Frequency 2 Total :Out Of 3 Each Marks Total Marks 10 10 20 20

* In ENG courses wherever the total exceeds 100, consider x best out of y components of CA, as explained in teacher's guide available on the UMS

Approved for Autumn Session 2011-12

Plan for Tutorial: (Please do not use these time slots for syllabus coverage)
Tutorial No. Lecture Topic Type of pedagogical tool(s) planned (case analysis,problem solving test,role play,business game etc)

Tutorial 1 Tutorial 2 Tutorial 3 Tutorial 4

Importance of a healthy financial system for an economy How to use Money Market Instruments & secondary market. Basel norms for banks and service standards in public and private sector banks Use of credit & monetory policy tools (Repo, Rev repo, SLR,CRR, LAF etc by RBI and impact on financial system of India.) NBFC's /Government financial agencies - have they helped in financial Inclusion? Quality check - popular insurance schemes (ULIP's, Endowment plans) v. Mutual Funds. Emerging trends in financial services

Group discussion Group discussion Group discussion Group discussion

Tutorial 5 Tutorial 6 Tutorial 7

Group discussion Group discussion Group discussion

After Mid-Term
Tutorial 8 Tutorial 9 Tutorial 10 Tutorial 11 Tutorial 12 Factoring & Forfeiting Importance of venture capitalists to promote entreprenuership Merchant bankers role in an IPO Group discussion Group discussion Group discussion

Worthiness of credit ratings - Equity investments and for Group discussion Debt issues Recent regulatory developments in Micro Finance Business Group discussion

Approved for Autumn Session 2011-12