Arketeer: Gold Rush!

March 2012 Zone 6
Local Savings for Our Neighbors in

Cedar Grove & Verona
Call to advertise 973-434-8888
M
ARKETEER
NJ
GOLD RUSH!
Highest Prices Paid!
sell your
jewelry
Gold, Platinum or Silver
With or Without Stones
In Any Condition
as Well as Designer Jewelry,
Watches and Coins
(SUPER COUPON (
ADD
20%
*
* Sell your jewelry!
Receive our offer and then
add 20% with this coupon.
Walter Bauman Jewelers
Coupon expires 4/30/12. Limit one per transaction.
M
A
R
K
E
T
E
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R
Offers are made at no charge or obligation to you.
Other locations:
Union 088Z443Z
$MJGUPOtZ35Z4Z555
1BSTJQQBOZtZ338880
4IPSU)JMMTtZ33Z003
www.walterbauman.com
West Orange
43 Eoglo Rock Avonuo
Pleasantdale Center
Z3Z313155
To Advertise, call 973-434-8888 www.NJMarketeer.com March 2012 Area 6
FULLY
INSURED
CARPET PROTECTOR & DEODORIZINE AVAILABLE
(EXTRA CHARGE FOR THIS SERVICE)
WHY YOU SHOULD CHOOSE US...
Personalized Assistance to Every Home
All Prices are for Full Service
Stains are Pre-Treated
Powerful Truck-Mounted Equipment
Give Life to Carpet
Carpets Can be Walked on Immediately After Service
FRESH WATER
NO RECYCLED WATER IS USED!
/00%03t/0/509*$
CHILD & PET SAFE
NO STICKY RESIDUE
NO OVERWETTING
STAYS CLEANER LONGER
TRUCK POWERED CLEANING
PRE-TREATMENT & SPOT REMOVAL
ARE INCLUDED ON ALL SPECIALS
Evening
Appointments
Available
COMBINE ANY 2 COUPONS & RECEIVE $10 OFF!
With coupon. Exp. 4/15/12.
TILE & GROUT
CLEANING
Any Service of $125 or More
$
20
off
2 ROOM OR
AREA SPECIAL
Min 2 Cleaning Areas
Up to 250 sq. ft. per room
$
69
95

3 ROOM OR
AREA SPECIAL
Any Room Combo, Halls or Stairs
$
89
95

5 ROOM OR
AREA SPECIAL
Any Room Combo, Halls or Stairs
$
129
95

SOFA &
LOVESEAT
SPECIAL
$
110
00

7 AREAS
Any 7 Rooms, Halls or Stairs
$
165
00

973-235-9111
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New Location
67 MAIN ST.
HACKENSACK, NJ 07601
201-250-8930
Piaget Ave.
Lexington Ave.
Clifton Ave.
MAIN AVE
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Serving Morris, Essex &
Bergen Counties
201-878-7824
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VL 16 YLk8 LXFLILh6L h 18 T 8I 8MkLL
Coupon must be presented at time of estimate.
10
%
OFF
ANY
JOB
Free! No Obligation Estimates!
We honor all Competitors Coupons.
Deck
Specialists
Residential &
Commercial
www.georgessonsconst.com
FLL L8TIMkTL8
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NO SUB-CONTRACTORS!rALL WORK DONE BY OWNER!
SONS
INC.
en. Const. & Landscaping All Type Masonry
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Prepare now for a dream summer
outdoor living space
(ARA) - Beat the winter blues by taking the frst steps to
create a summer backyard oasis. By preparing now, youll
be ready to install - and enjoy - a dream deck once warmer
weather arrives.
The outdoor living experts at Trex recommend checking
these outdoor projects off your to-do list early in the
year.
Create a distinctive design - Start thinking about the style,
shape and color scheme of your outdoor space. Are your
tastes country cottage or mostly modern? Do you desire
a basic deck or one that spans multiple levels and wraps
around your home? Now is the ideal time to order product
samples and seek online tools that allow you to virtually
experiment with different products, fnishes and layouts.
Plan a secure and stable substructure - Long before any
deck boards are installed, its crucial to create a strong base
for your outdoor living space. A steel substructure, such as
new Trex Elevations, will increase the value of your deck,
while improving overall appearance. This ultra-durable
deck-framing system manufactured of dual-coated, gal-
vanized steel will not warp, twist, split or decay - unlike
traditional wood substructures - and its stability creates a
remarkably fat deck surface. Trex Elevations25-year lim-
ited warranty offers additional peace of mind.
Homeowners often dont realize that much of a decks per-
formance and aesthetics depend on whats underneath,says
Adam Zambanini, vice president of marketing for Trex, the
worlds largest manufacturer of wood-alternative decking
and railing. A high-quality substructure offers a strong
return on investment and adds years to the life of a deck.
Just remember to build this additional - and essential - step
into your project timeline.
Research local contractors - One of the most important
parts of planning an outdoor living space is selecting the
right contractor. Look for a professional whos been spe-
cially trained to install the type of products youve cho-
sen. Inquire about business licenses, liability insurance and
length of experience. Request references - and make sure
to call them.
Upgrade outdoor furniture - Take a look at the outdoor
furniture currently stored in your garage for the winter.
Before warm temperatures hit, consider replacing old,
worn-out tables and chairs with stylish and durable wood-
alternative pieces that wont rot, crack or splinter and
never need to be sanded, stained or painted. If youre not
ready to invest in all new furniture, update upholstery and
cushions with colorful, weather-resistant fabrics.
For more outdoor living tips, project ideas and design re-
sources, visit www.trex.com.
557 Bloomfield Ave.
Near Pleasant Valley Way
Verona
973-239-4645
Fax: 973-239-8363
$
5 OFF
ANY ORDER
$
25 OR MORE
With this coupon. Cannot be combined with any
other offer. Offer expires 4/15/12.
VERONA PIZZA COUPON
1/2 OFF
BUY 1 DINNER AT
REG. PRICE GET
2ND DINNER 1/2 OFF
VERONA PIZZA COUPON
Must mention coupon when ordering. Cannot be
combined with any other offer. Expires 4/15/12.
VERONA PIZZA COUPON
$
3 OFF
ANY ORDER
$
15 OR MORE
VERONA PIZZA COUPON
SAVE $6
+ tax
$
17
99
1 LARGE PIZZA
12 BUFFALO WINGS
1 - 2 LTR. SODA
SAVE $5
Look for our menu in the Marketeer
Free Delivery
Minimum Order $8.00
We Serve Brown Rice
Will Make Your Order To Taste
(Med, Hot, Spicy)
Daily Lunch & Dinner Specials
Taka uI aIIvary 6aIarIng
Open 7 Days
Mon-Thurs: 11:00am to 10:30pm
Fri & Sat: 11:00am to 11:30pm
Sunday: 12:00noon to 10:00pm
867 8IoomHaId kva. 6aIdWaII (haxI Io h& 8Iork)
973-228-5977/6331 Fax: 973-226-3368
MosI Ma|or 6radII 6ards krrapIad
Hong Kong Coupon Hong Kong Coupon Hong Kong Coupon Hong Kong Coupon
$3 Off
$5 Off
$2 Off $2 Off
kny rdar $Z6 or Mora kny rdar $60 or Mora kny rdar $16 or Mora
kny rdar $16 or Mora
973-228-5977 973-228-5977 973-228-5977 973-228-5977
With Coupon. Not valid with lunch specials. Cannot be
combined with any other offers. Expires 4/15/12
Home of The Handmade Bagel
r1BSUZ1MBUUFST"WBJMBCMFr
With coupon. Cannot be combined
with other offers.
$50 or more
10
%

OFF
ANY
CATERING
ORDER
BAGELWICH COUPON
6 FREE
BAGELS
With Purchase
Of A Dozen
With coupon. Cannot be
combined with other offers.
BAGELWICH COUPON
with other offers.
BAGELWICH COUPON
with other offers.
BAGELWICH COUPON
Buy 1 Sandwich at
regular price, get 2nd
Sandwich of equal or
lesser value Half Price
1/2 PRICE
SANDWICH
with purchase of 9
F
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652 8IoomfIeId kve. 808k
673 8IoomfIeId kve. w. 0kl0wll
0rder oaIIae @ WWW.eroaa8aeIs.com
973-228-0848
973-857-9408
Voted
BEST BAGELS
in Essex County
ORDER
NOW
FOR YOUR
GREEN BAGELS
4 FREE
BAGELS
WE BUY GOLD
Verona Silver & Gold Coin
Free Appraisal
524-A Bloomfeld Ave.
Verona, NJ
973-857-8008
Get Immediate Cash!
Mon.-Sat. 10am-5:30pm
Dont Miss Out
Gold Is At A 30 Year High
Over $1700 An Oz.! WE BUY COINS!
Anylhing Mode Ol Gold J0K * J4K * J8K * 22K
%JBNPOETt$PJOTt#SPLFO+FXFMSZt)JHI4DIPPM3JOHTt4JMWFS'MBUXBSF
8ring ln Ihis Ad And keceive 25% Exlro Cosh
*
HIGHEST PRICES GUARANTEED
25%
CASH
BONUS
*
HIGHEST
PRICES PAID FOR
DIAMONDS!
I have been advertising with Marketeer each month for the past
ten years and each year my business continues to grow.
Thanks Marketeer for another successful year.
ANOTHER MARKETEER
Satisfed Customer!
OFFICE: 973-669-2550 CELL: 973-687-5980
LUIGI
GENERAL CONTRACTORS, PAVING & LANDSCAPING
luigiconstruction.com
THE BEST VALUE IN NEW JERSEY
HUGE SERVINGS... At
WORLDS
GREATEST
PASTRAMI
MONDAY to THURSDAY
The Same Incredible Quality
UNBELIEVABLE VALUE!
PA5TRAMI C0RHED BEEF
R0A5T TURREY R0A5T BEEF
5ALAMI CHICREH 5ALAD
TUNA SALAD
DINE IN OR CARRY OUT
CANNOT BE COMBINED WITH ANY OTHER OFFER
ALL
DAY
ALL
NIGHT
575 W. Mt. Pleasant Ave.
Route 10 East -
LIVIHG5T0H 973-994-5100
Mon-Thurs 10-9
Fri 10-10
Sat 8-10
Sun 8-9
Coupon may not be combined with any other offer
or used on Comedy Night. Limit 1 coupon per table.
Expires 4/15/2012.
Expires 4/15/2012.
Expires 4/15/2012.
Irvings Delicatessen Irvings Delicatessen Irvings Delicatessen
$
10 OFF
Purchase of
$
50 or More
$
10 OFF
$
5 OFF
Purchase of
$
25 or More
$
5 OFF
$
2 OFF
Purchase of
$
10 or More
$
2 OFF
KIDS LOVE IRVINGS - FAMILY RESTAURANT
CATERING HEADQUARTERS
TAKE-OUT HOLIDAY MENUS ONLINE
(including Passover)
www.irvingsdeli.com
Please Make Reservations
PASSOVER DINNERS AT IRVINGS
Friday 4j6j12 Saturday 4j7j12
5 & 7:S0 Seatings
$
24
95
Adults
$
12
95
Children
Under 12
(VJUBSt,FZCPBSE
%SVN$FOUFS
Private Music
Lessons
All Instruments
& Voice
Name brand instruments at
the best price anywhere
/FX6TFE
-BZBXBZT"WBJMBCMF
8F#VZt4FMMt3FOU
3FQBJSt$POTJHO
NEW LOCATION:
776 Bloomfeld Avenue
Verona
(Parking in front)
973-239-6369
One
FREE
Trial Lesson
We teach from
Rock to Bach
and anywhere
in between
Expires 4/15/12
FREE ESTIMATES
FULLY INSURED
REFERENCES
Joseph & Sons
Any Job
Over $1500
Joseph & Sons Joseph & Sons
973-731-1832
10% OFF 10% OFF
RESIDENTIAL
& COMMERCIAL
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Masonry
WEEK 1 SR WEEK 1 SR
50
OFF
Any
CHEFS EXPRESS ITEM
With Any $7.50 Purchase or More
WEEK 1 SR
50
OFF
Any
DELI ITEM
Limit one per family. Good at
any ShopRite. With coupon
only good from 3/11/12-3/24/12
WEEK 3 SR WEEK 3 SR
50
OFF 50
OFF
WEEK 3 SR
50
OFF
Any
BAKERY ITEM
Any
DAIRY ITEM
Any
FROZEN ITEM
Brookdale ShopRite
1409 Broad St
BLOOMFIELD
973-338-4141
Carry out
Service
50
OFF
Any
MEAT ITEM
All Shoppers Must Present This Coupon To Receive Discount
All Shoppers Must Present This Coupon To Receive Discount All Shoppers Must Present This Coupon To Receive Discount
All Shoppers Must Present This Coupon To Receive Discount All Shoppers Must Present This Coupon To Receive Discount All Shoppers Must Present This Coupon To Receive Discount
Serving you
7 Days a Week
7am-10pm
5
S
5
G
WEEK 2 SR WEEK 2 SR
50
OFF 50
OFF
WEEK 2 SR
50
OFF
Any
SEAFOOD ITEM
Any
GROCERY ITEM
Any
DAIRY ITEM
WEEK 4 SR WEEK 4 SR
50
OFF 50
OFF
WEEK 4 SR
50
OFF
Any
GROCERY ITEM
Any
SEAFOOD ITEM
Any
BAKERY ITEM
Baggers at
Every Register
No Time to Shop?
Order your
groceries online @
www.shoprite.com
Super Coupon
With this coupon. Limit one per person. Good at any
ShopRite. Effective Sun., March 11th thru Sat., April 7th, 2012
All Shoppers Must Present This Coupon To Receive Discount
SR
$
10
00
OFF
ShopRite from Home
Online Purchase
of $100
00
or More
With
M
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E
Y

S
A
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S
Get your pool ready for safe family fun
(ARA) - As the weather starts to warm, you cant help but stare at your backyard pool, anxious to begin a
new season of memories with friends and family. No matter the season, pool safety should always be top of
mind where children are concerned. With safety barriers - or layers of protection - in place between the home
and the pool, you can experience the pleasures of backyard swimming pools and feel confdent that children,
grandchildren and visitors will be safeguarded from pool accidents.
Its impossible to watch your children every second of every day. There are times when a parent or caregiver is
distracted by answering the phone or door, household tasks or checking email. Unfortunately, accidents tend
to happen very quickly. According to the Centers for Disease Control and Prevention, drowning is the second
leading cause of accidental death in children ages 1 to 14. The CDC reports that in most cases, the children
involved were out of their parents sight for less than fve minutes.
The good news: Drowning can be prevented. Barriers help buy those few minutes needed to see where children
are after youve momentarily lost sight of them.
Numerous studies have shown that an isolation fence separating the home from the pool can prevent 50 to 90
percent of all toddler drownings. Only an isolation fence with a self-closing, self-latching gate in proper work-
ing order will prevent children from getting into the water without your knowledge.
Liability can become an issue if a visitor is injured. Homeowners can improve the safety and security of their
pools or spas with isolation fencing with self-closing, self-latching gate hardware by D&D Technologies (www.
ddtechglobal.com).
Magnetically triggered latches like D&Ds self-latching MagnaLatch have been shown to offer safe, reliable
operation, latching even when locked in the open position. Pool gates must also be self-closing, and D&Ds
TruClose hinges feature a tension adjustable enclosed spring so gates need no hazardous external spring.
Rust-free gate hardware by D&D Technologies is available under the Stanley or National Hardware brand
through select Lowes stores or online at www.lowes.com and other hardware retailers.
If you have a pool, you have a responsibility to safeguard it. There is no substitute for vigilant supervision. But
there are additional steps you can and should take to keep everyone safe - including these.
* Never prop a gate open for convenience or during pool parties. Its simply not worth the risk.
* Always ensure that doors from the home are locked, alarmed, or ftted with child-safety latching devices.
* Ensure that pet doors are secured or open into an area that is isolated from the pool.
* If the house forms one side of the barrier, doors leading into the pool area should be protected with alarms
that produce a loud sound when the door is unexpectedly opened.
* Power safety covers that meet American Society for Testing and Materials (ASTM) standards can be very
effective if closed whenever the pool is not in use. Manually operated covers tend to be left open; closing them
frequently requires two adults.
* Ensure children in the home learn how to swim, and that adults know CPR. CPR can make the difference
between full recovery and brain damage or death. If anyone else will be supervising kids in the pool, make sure
they learn it, too. Impress upon babysitters that they must follow your safety rules.
* When children are in the pool, designate a water watcher to maintain uninterrupted supervision of children
in the pool at all times.
* When not in use, keep toys and other objects out of the pool area, and dont use chlorine dispensers that look
like animals or toys that will attract children.
With layers of protection between your home and your pool, you can give your family years of safer relaxation
and enjoyment, and build some great family memories. For drowning prevention tips, visit www.ndpa.org or
poolsafely.org. Take the pledge and tell others about the Simple Steps that Save Lives at
www.ddtechglobal.com/pledge.
338 Broad Sl. - BIoomfioId (Opposilo of CVS)
(973) 743-0392 - (973) 743-0393
vvv.nalrajpaIacoroslauranl.com
Any Delivery Or
Take Out Order
With coupon. Cannot be combined with any other offers.
Valid at both locations.Expires 4/10/12.
ANY LUNCH or DINNER
BUFFET
$10.00 OFF
25% OFF
$30 or More
EAT IN or TAKE OUT
Buy One Entree at Regular Price Get 2nd
Free of equal or lesser value
(up to a $10 value)
With coupon. Cannot be combined with any
other offers. Valid at both locations.
Expires 4/10/12.
FREE DINNER
ENTREE
Di no I n
OnI y
I
u
n
cl
B
u
ffol $
8
.9
5
7 D
ays a W
ooI
Voggio &
N
on-Voggio
Opon
7 days a vooI
CaII for
moro info
formorIy of MonlcIair
BUY
GET
1 FREE
F
R
E
E
D
E
L
IV
E
R
Y
Dinner Buffet
$
12.95
(Wodnosday OnIy)
866-972-0113
IS GETTING IN & OUT OF YOUR TUB DIFFICULT?
Turn Your Bath Into a Walk-In Shower in Just 1 Day!
Starting at just $999 Installed!
ONE DAY BATH
INC.
The Affordable Solution
to help you stay in your
home and maintain
your independence.
SIep-Ihru access !or exisIihg Iubs
IhsIalls ih 1/2 day
Reversible
IhIegral parI o! 1U8, NO1 A CAP
Works wiIh all Iubs
FacIory appearahce
Li!eIime CuarahIee
Free Grab
Bar
$150 VALUE
Expires 4/15/12
Mention this ad.
www.renewyourbath.com
$250 OFF
Tub to Shower
Stall
Expires 4/15/12
Mention this ad.
100% SATISFACTION GUARANTEED
QUALITY WORK
FULLY LICENSED & INSURED
OFFICE
973-325-0919
L I C # 13VH03844800
FREE ESTIMATES
REFERENCES
15% OFF
Any Job
Please present coupon at time of estimate.
C OU P ON
NO JOB TOO SMALL
Residential - Commercial
General Construction:
Landscape Design
All Paving, Masonry
Driveways
Parking Lots
Stone, Patios
Concrete
Steps, Block
Retaining Walls
Interior Work
Chimney Pointing
Bathrooms Kitchens
Additions
Carpentry
Basements
BEFORE
AFTER
Painting
Ceramic Tile
Basement Water Proofing
Historic Home
Restoration
Stop
the Leaks

Repair Now
Before
Winter
Comes
INTEREST FREE FOR 1 YEAR
F8mIIy DentI8try Co8metIC FIIIInQ8 Dent8I ImpI8nt8
Denture8 CroWn BrIdQe
175 Franklin Ave, Ste 101
NUTLEY
973-284-1011
10 Smull Avenue
CALDWELL
973-618-0200
Amer A2I2oQII, DD5
2 LDCATIDN5
DUALITY DENTAL
1/2 OFF DENTURES
$
699
Upper
or LoWer
DUALITY DENTAL
1/2 DFF ZDDM WHITENINC
$
325
Upper LoWer
Teeth
Reg
$
700
Reg
$
1400
DUALITY DENTAL
INVI5ALICN CLEAP ALICN BPACE5
$
4500
$
1500
00
OFF
Take Home Whitening Kit
upon completion
of Treatment
DUALITY DENTAL
$
59
Reg
$
150
Reg
$
6000
CIe8nInQ PoII8hInQ
Comprehen8IVe
Exam
Implants immediately
hold your new
overdentures in place.
Call for details
LOOSE DENTURES?
(ARA) - In todays economy, people want to
know how they can keep their vehicles on the
road for longer periods of time. Frequent
maintenance will keep your car in good
health, ensuring you get the most out of all
those expensive-to-replace parts, according
to the Car Care Council. When does it make
sense to upgrade to a premium automotive
product?
Thats a question that stumps a lot of people
when confronted with the wide range of
prices for seemingly comparable products.
Here are a few tips on common automotive
product categories to help you make informed
decisions.
Gasoline: Engines are designed to use a
particular grade/octane of gasoline. While
some auto manufacturers specify using a high-
octane gasoline, some consumers purchase the
higher octane gasoline based on the assump-
tion that its better for the car. However, there
is no beneft in using a higher octane than
recommended by the manufacturer. In fact, if
you paid 40 cents a gallon extra to purchase
super premium gas as opposed to regular, that
would cost you an additional $320 a year
(assuming 12,000 miles driven and 15 miles
per gallon).
The bottom line: Dont use a higher octane
rating than recommended by the cars manu-
facturer.
Motor oil: Lubrication technology has seen
signifcant improvements over the years. The
longer oil life of high-performance synthetic
motor oil allows for extended oil drains, sav-
ing time and money, and reducing the impact
on the environment. Additionally, some
high-performance synthetic oils such as Royal
Purple have been reported to improve mileage
as much as 3 percent or more. Three percent
may not seem like a substantial amount, but
it can result in hundreds of dollars in savings
over the course of a year.
The bottom line: Upgrade to a high-perfor-
mance synthetic motor oil for extended oil
drains and improved fuel economy.
Wiper blades: Where you live is the critical
factor in determining the value of upgrading
to a premium wiper. There is a noticeable per-
formance difference in low-cost wiper blades
versus those specifcally designed for rainy and
snowy climates. Premium wiper blades are
considerably sturdier and more durable than
low priced blades.
The bottom line: Rainy and snowy climates
justify spending a few dollars more for pre-
mium wiper blades.
Oil flters: Inexpensive flters are typically
made with the 3,000 mile interval in mind.
These flters often use low-quality paper
media for fltration and deteriorate rapidly
after 3,000 miles. The new generation of
high-performance premium oil flters from
manufacturers such as K&N, Royal Purple
and others allow for extended oil drain
intervals. For example, Royal Purple uses a
proprietary long-life, micro-glass media that
provides protection for 12,000 miles. It also
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to the density of the fltration. You can fnd
out more at www.royalpurple.com.
The bottom line: Upgrade to a premium oil
flter if you plan to extend oil drain intervals
or if you operate your vehicle in extreme
conditions such as dusty environments or cold
weather climates.
Price versus value: When is it worth the upgrade?
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www.SALLEDONNELANDSCAPING.com
Serving North Jersey Since 1979
CALL SAL DIRECT
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J HARRIS JEWELERS
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$
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00
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Includes Installation
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OUR WORK IS GUARANTEED
OUR RATES ARE COMPETITIVE
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We also do Preventive Maintenance
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25
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(ARA) - The new year is a time for
celebration, but its also time for plan-
ning. For many Americans, that means
reviewing your budget for the next year
and setting some fnancial goals. As with
any other goals, the key to achieving your
fnancial goals is laying out a process that
will ultimately lead you to success.
If youve set yearly fnancial goals in the
past, but have failed to achieve them,
now is a great time to re-evaluate your
process. And dont let past failures dis-
courage you, because you are not alone
- only 12 percent of consumers reached
their fnancial goals in 2011, according to
a recent Zogby IBOPE survey commis-
sioned by TransUnion, one of the three
major credit reporting companies.
Even though you may be busy with
the holidays, now is the perfect time to
appraise your current fnancial situa-
tion and make goals for where you want
to be at the end of 2012, says Heather
Battison, TransUnions senior director
responsible for consumer education.
So what can you do to ensure fnancial
success in the coming year? TransUnion
offers fve tips for planning and achieving
your goals:
Clecl youi ciedil ieoils eveiy lliee
months. Monitoring your credit can
help you recognize bad fnancial habits,
like making late payments, which can
affect credit score. Regularly checking
your credit report is also a way to protect
yourself against identity theft. If you ever
run into a situation where you suspect
identity theft, TransUnion provides a
guide for what to do next.
Clecl loi accuiacy. Male suie lle
information on your credit reports is up-
to-date and refects your current credit
history. Give yourself at least 30 days to
resolve any issues. Online dispute forms
are available at TransUnion.com.
Know youi scoie. Youi ciedil scoie
helps determine your interest rates on
credit purchases. A healthier credit score
can help you receive the best interest rate,
ultimately putting more money in your
pocket as your work toward achieving
your fnancial goals.
Cieale a monllly sending lan and
stick to it. Breaking down your spending
habits into smaller and more manage-
able increments can help you achieve
your fnancial goals. Through breaking
it down by month, you can also set aside
a fxed amount each month to deal with
unexpected fnancial emergencies that
may come up later in the year. If you
dont have to spend this reserve fund, you
can treat it as a year-end bonus, or, even
better - put it toward next years goals.
Tale addilional measuies lo minimize
your exposure to identity theft. In addi-
tion to frequently checking your credit,
you can sign up for a credit monitoring
service that will alert you whenever some-
thing changes in your report.
Setting yourself up for a successful
fnancial year means developing plans
now that you can execute as the year goes
on. Additional planning tools to help
you understand your credit information,
manage your debt load, protect your
identity and help you achieve your fnan-
cial goals can be found TransUnion.com.
Tips for meeting your fnancial goals this year
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box. Shipping Paid. Hablamos
espanol. 1-800-267-9895 /
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MARKETEER
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COMPLETE PLUMBING RE-
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ACR METAL ROOFING - GO
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866-362-6497
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OSCARS
PAINTING & LANDSCAPING
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973-651-7384
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By Ben - Over 25 Years Experience
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by licensed person, Tiles, Roofing, Siding,
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Locks, Glazing, Screens,
Drain & Sewer Clearance,
Kitchen, Bathroom,
Addition or Cleaning,
Attic or Basement Renovation,
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973-228-1442
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FULLY LICENSED & INSURED
NJ Lic. 13VHO1850000
ATLAS
TREE
SERVICE
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Free Estimates
201-842-TREE
(8733)
All Phases of Tree Care
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(SJOEJOH
CHARLIE
The Painter
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QUALITY WORK AT
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Interior, Exterior Painting
Wall Covering
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201-438-5932
SPRING SPECIAL
10% Off Any Job
We Leave No Mess
AUBIN PAINTING
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EXPERIENCED CRAFTSMEN
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BEST WAY Handyman Service
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CALL: 973-450-3050
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00
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$
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Expires 4/30/2012
HOME IMPROVEMENT CONTRACTOR
Have Your
Childs Next
Birthday Party
Here!
Call for details
B
la
s
t O
ff In
to

E
x
c
i
t
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!
GIFT
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AVAILABLE
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w

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in
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e
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io
n

Classes we offer:
Gymnastics
Arts & Crafts
Dance
Yoga
10
%
OFF
CLASSES OR
BIRTHDAYS
Limit 1 coupon per family.
Cannot be combined with other
offers. Good for Spring 2012
Session classes and Birthday
parties booked by 3/31/12.
Expires 4/30/2012

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