Balance Sheet of ICICI Bank

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

1,151.82
1,151.82
0.29
0.00
53,938.82
0.00
55,090.93

1,114.89
1,114.89
0.00
0.00
50,503.48
0.00
51,618.37

1,463.29
1,113.29
0.00
350.00
48,419.73
0.00
49,883.02

1,462.68
1,112.68
0.00
350.00
45,357.53
0.00
46,820.21

1,249.34
899.34
0.00
350.00
23,413.92
0.00
24,663.26

Deposits
Borrowings
Total Debt

225,602.11
109,554.28
335,156.39

202,016.60
94,263.57
296,280.17

218,347.82
67,323.69
285,671.51

244,431.05
65,648.43
310,079.48

230,510.19
51,256.03
281,766.22

Other Liabilities & Provisions

Total Liabilities

15,986.35
406,233.67
Mar '11

15,501.18
363,399.72
Mar '10

43,746.43
379,300.96
Mar '09

42,895.39
399,795.08
Mar '08

38,228.64
344,658.12
Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

20,906.97
13,183.11
216,365.90
134,685.96

27,514.29
11,359.40
181,205.60
120,892.80

17,536.33
12,430.23
218,310.85
103,058.31

29,377.53
8,663.60
225,616.08
111,454.34

18,706.88
18,414.45
195,865.60
91,257.84

9,107.47
4,363.21
4,744.26

7,114.12
3,901.43
3,212.69

7,443.71
3,642.09
3,801.62

7,036.00
2,927.11
4,108.89

6,298.56
2,375.14
3,923.42

Capital Work In Progress

Other Assets
Total Assets

0.00
16,347.47
406,233.67

0.00
19,214.93
363,399.71

0.00
24,163.62
379,300.96

0.00
20,574.63
399,795.07

189.66
16,300.26
344,658.11

Contingent Liabilities
Bills for collection
Book Value (Rs)

883,774.77
47,864.06
478.31

694,948.84
38,597.36
463.01

803,991.92
36,678.71
444.94

371,737.36
29,377.55
417.64

177,054.18
22,717.23
270.37

Capital and Liabilities:

Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block

Key Financial Ratios of ICICI Bank

Mar
'11

Mar '10

Mar '09

Mar '08

Mar '07

Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios

10.00
14.00
64.08
281.04
358.12
--

10.00
12.00
49.80
293.74
356.94
--

10.00
11.00
48.58
343.59
351.04
--

10.00
11.00
51.29
354.71
346.21
--

10.00
10.00
42.19
316.45
199.52
--

Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios

4.01
17.52
15.91
42.97
9.35
9.27
478.31
478.31

5.66
13.64
12.17
44.72
7.79
7.53
463.01
463.01

3.66
11.45
9.74
56.72
7.58
7.55
444.94
444.94

3.51
11.81
10.51
62.34
8.94
8.80
417.64
417.64

3.43
12.30
10.81
82.46
13.17
12.31
270.37
270.37

Interest Income / Total Funds

Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios

8.41
4.01
-4.41
2.09
1.77
1.34
0.17
8.41
4.41
0.08
3.55

8.82
4.08
0.08
4.74
2.59
1.41
1.08
0.17
8.90
4.74
0.09
4.60

9.82
3.99
0.08
5.83
2.60
1.30
0.96
0.18
9.90
5.83
0.10
5.14

10.60
4.29
0.02
6.31
2.76
1.40
1.12
0.20
10.62
6.31
0.11
5.61

9.55
4.06
0.10
5.49
2.79
1.19
1.04
0.17
9.65
5.49
0.10
4.52

Interest Expended / Interest Earned

Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios

65.29
0.02
24.81
0.94

68.44
0.92
29.05
0.72

73.09
0.86
26.22
1.74

76.28
0.17
26.00
4.43

71.14
1.07
28.87
6.12

Capital Adequacy Ratio

Advances / Loans Funds(%)
Debt Coverage Ratios

19.54
64.96

19.41
58.57

15.53
69.86

13.97
72.67

11.69
77.72

Credit Deposit Ratio

Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund

87.81
59.77
11.32
4.10

90.04
53.28
10.72
3.91

91.44
46.35
10.14
4.42

84.99
42.68
10.12
5.27

83.83
41.15
6.99
9.50

Investment Valuation Ratios

Financial Charges Coverage Ratio

Financial Charges Coverage Ratio Post Tax
Leverage Ratios

0.44
1.34

0.33
1.26

0.25
1.20

1.25
1.20

1.25
1.22

Current Ratio
Quick Ratio
Cash Flow Indicator Ratios

0.11
15.86

0.14
14.70

0.13
5.94

0.11
6.42

0.09
6.04

Dividend Payout Ratio Net Profit

Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

35.23
31.76
64.49
68.01
39.77

37.31
32.33
61.40
66.70
44.79

36.60
31.00
63.23
68.87
49.41

33.12
29.08
66.35
70.51
52.34

33.89
28.84
64.80
70.22
65.12

Mar
'11

Mar '10

Mar '09

Mar '08

Mar '07

44.73
478.31

36.10
463.01

33.76
444.94

37.37
417.64

34.59
270.37

Earnings Per Share

Book Value