To obtain and use the EMV Certification Marks, please fax or email this signed agreement to:

Fax: +1-650-362-2334

Email: emvcolegal@emvco.com

PLEASE CAREFULLY REVIEW THE TERMS AND CONDITIONS OF THIS AGREEMENT

TRADEMARK LICENSE AGREEMENT EMV Certification Marks

Last updated: June 5, 2009

This Trademark License Agreement (TMLA) is an agreement between the licensee identified in the signature area below (you or Licensee) and EMVCo, LLC, a Delaware, USA limited liability company (EMVCo). This TMLA sets forth the terms and conditions for your use of the following EMV certification trademarks (as defined further below, individually Trademark and collectively Trademarks): EMV Approved Mark, for use by product providers and certain sublicensees in connection with products that have received an EMV Approval (defined below) from EMVCo. The EMV Approved Mark and terms of use specific to the EMV Approved Mark are set forth in Schedule A-1 attached hereto, which is incorporated herein by reference. EMV Approved Mark shall be interpreted to include the logo forms set forth in the Trademark Guidelines (as defined below). EMV Accredited Mark, for use by laboratories that have received an EMV Accreditation (defined below) from EMVCo. The EMV Accredited Mark and terms of use specific to the EMV Accredited Mark are set forth in Schedule A-2 attached hereto, which is incorporated herein by reference. EMV Accredited Mark shall be interpreted to include the logo forms set forth in the Trademark Guidelines. EMV Qualified Mark, for use by test tool vendors in connection with test tools that have received an EMV Qualification (defined below) from EMVCo. The EMV Qualified Mark and terms of use specific to the EMV Qualified Mark are set forth in Schedule A-3 attached hereto, which is incorporated herein by reference. EMV Qualified Mark shall be interpreted to include the logo forms set forth in the Trademark Guidelines. Schedules A-1, A-2 and A-3 may be amended from time to time by EMVCo in its sole discretion after thirty (30) days prior written notice, including but not limited to notice by email and by posting to the EMVCo Website (defined below). By signing this TMLA below, you represent that you are a product provider, laboratory or test tool vendor that has received an EMV Approval, EMV Accreditation or EMV Qualification, and you agree to be bound by the terms of this TMLA (including the Schedules attached hereto). If you do not agree to the terms of this TMLA, do not sign this TMLA..

1.

DEFINITIONS. As used throughout this TMLA (including the attached Schedules), the following definitions shall apply: a. Certification. An EMV Approval, EMV Accreditation, or EMV Qualification.

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b. EMV Accreditation. Written accreditation provided by EMVCo to a laboratory that has undergone an accreditation assessment and is formally recognized by EMVCo as accredited to perform tests for certain types of products submitted for EMV Approval. c. EMV Approval. Written approval provided by EMVCo to a product provider for a product that has undergone approval tests and is formally recognized by EMVCo as approved. d. EMV Qualification. Written qualification provided by EMVCo to a test tool vendor for a test tool that has undergone a qualification assessment and is formally recognized by EMVCo as qualified. e. EMVCo Website. EMVCos website currently located at www.emvco.com, and any successor or replacement website thereto. f. Trademark. Shall have the meaning set forth above in this TMLA. g. Trademark Guidelines. The EMV Certification Mark Usage Guidelines attached hereto as Schedule B, as such guidelines may be amended from time to time by EMVCo in its sole discretion, as set forth in Section 3(a). LICENSE. Subject to your receipt and continued maintenance of a valid Certification from EMVCo, EMVCo hereby grants to you a limited, non-transferable, worldwide (except as set forth in Section 10(d), royalty-free, revocable, and non-exclusive license to use the Trademark applicable to the type of Certification you have received, as described above, in advertising, promotional materials, documentation, and websites for the limited purpose of denoting that you (or your product, as applicable) have received such Certification, and for no other purpose. Your use of a Trademark is subject to the additional terms and conditions set forth on Schedule A-1, A-2 or A3, as applicable. You may not sublicense any of the foregoing rights except as set forth on Schedule A-1, A-2 or A-3, as applicable. You shall not indicate or suggest in any way that you are licensed or otherwise permitted to use any Trademark in any other manner or in connection with any type of evaluation other than for the type of evaluation for which you received a Certification (e.g., a card provider whose product received a Level 1 EMV Approval may not imply that it has received a Level 2 EMV Approval). The foregoing license is limited to the scope of the Certification received from EMVCo and is subject to EMVCos rights to terminate under Section 10. You shall use only the Trademark related to the Certification that you have received, and shall not use the other Trademarks that are related to Certifications that you have not received (e.g., if you are a product provider and received an EMV Approval, you shall only use the EMV Approved Mark and shall not use the EMV Accredited Mark or EMV Qualified Mark). You shall use the Trademark only with respect to the particular product or service for which Certification was received. Except for the license rights granted herein, EMVCo reserves to itself all rights, title, and interest in and to the Trademarks. 3. USAGE OF TRADEMARKS. a. Compliance with Trademark Guidelines. You agree to comply with the Trademark Guidelines. EMVCo may modify the Trademark Guidelines at any time upon written notice to you, which may be given to you by posting the revised Trademark Guidelines to the EMVCo Website (currently at www.emvco.com/best_practices.aspx), and may terminate the right to use any of the Trademarks in accordance with Section 10. b. Attribution. You agree that any use of a Trademark will include an attribution of EMVCos ownership of the Trademark as set forth in the Trademark Guidelines. 2.

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4.

QUALITY AND COMPLIANCE AUDITS. You recognize and understand the critical importance of EMVCos right to exercise quality control over your use of the Trademarks so as to protect the goodwill associated with the Trademarks. Upon request from EMVCo or its agents, you shall cooperate to demonstrate that your use of the Trademarks is in compliance with this TMLA and the Trademark Guidelines. Such cooperation shall include prompt submission of representative samples of all variations of materials bearing any Trademark, including any advertising, promotional materials, documentation, and websites displaying a Trademark. 5. COMPLIANCE WITH CERTIFICATION. In addition to any requirements set forth in this TMLA (including in the Trademark Guidelines), your use of the Trademarks is subject to any terms and conditions as may be set forth by EMVCo in a Certification or EMVCos testing policies related to such Certification. You shall at all times during the term of this TMLA comply with all requirements of your Certification and the relevant standards on which the Certification is based. Upon request from EMVCo or its agents, you shall cooperate to demonstrate that your product, laboratory, or test tool is in compliance with the Certification and the relevant standards on which the Certification is based. If you fail to continue to comply with a Certification or the relevant standards on which the Certification is based, EMVCo may revoke your license hereunder with respect to the Trademark applicable to the product, laboratory, or test tool that was the subject of the Certification or standard with which you are no longer in compliance. OWNERSHIP. a. The Trademarks and all rights therein and goodwill pertaining thereto are owned exclusively by EMVCo. All trademark rights with respect to the Trademarks resulting from your use of the Trademarks shall inure solely to the benefit of EMVCo, and EMVCo retains the right to use or to license the Trademarks for any and all products and services. You, at EMVCos expense, shall cooperate with EMVCo as reasonably necessary to protect any of EMVCos rights to the Trademarks and to register and maintain the registrations of Trademarks in all jurisdictions in which the Trademarks are used in connection with a Certification, and such cooperation shall include but not be limited to executing all documents reasonably required by EMVCo and supplying EMVCo with samples of use and other materials reasonably required by EMVCo. b. During the term of this TMLA, and thereafter, you shall not do any of the following: (i) challenge the validity of any of the Trademarks or any applications or registrations therefor; (ii) challenge EMVCos title to or exclusive rights in and to any of the Trademarks; (iii) challenge the validity of this TMLA; (iv) argue that Licensees rights granted under this TMLA are any greater than the rights of EMVCo; (v) apply for registration of any of the Trademarks or any mark, name, logo, or other designation which is confusingly similar to or dilutes the distinctiveness of any of the Trademarks, including without limitation any use in a company name or domain name; (vi) use or permit others to use any of the Trademarks or any mark, name, logo, or other designation which is confusingly similar to or dilutes the distinctiveness of any of the Trademarks in any manner or commit any other act that would jeopardize EMVCos rights in any of the Trademarks, including without limitation any use in a company name or domain name; (vii) take any action that is intended to or could have the effect of invalidating any of EMVCos registrations for, or applications to register, any of the Trademarks; (viii) make public statements 6.

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which disparage EMVCo, the Trademarks or any specifications, requirements, guidelines, or other materials of EMVCo; or (ix) use the Trademarks in a manner which would tend to make such Trademarks generic or merely descriptive. POLICING OF TRADEMARKS. In the event that Licensee (including any employee or sublicensee of Licensee) learns of the use of any trademark or service mark similar to any of the Trademarks, or any potential infringement of any of the Trademarks, Licensee shall promptly notify EMVCo in writing. EMVCo shall have the exclusive right to take any and all actions to enforce its rights against such unauthorized users, including without limitation sending infringement notices and bringing infringement actions. If requested by EMVCo to do so, Licensee shall reasonably cooperate with and assist EMVCo in any such actions at EMVCos expense, including, in the case of any infringement action, joining or intervening in the action as a party, if necessary. Licensee shall not institute any suit or take any action against a potential infringer or unauthorized user of any of the Trademarks (except to the extent such potential infringer or unauthorized user is using a Trademark in conjunction with any Licensee trademark and such suit or other action is limited to the enforcement by Licensee of only Licensees trademarks) unless such suit or action is authorized by EMVCo in writing. Any award, or portion of an award, recovered by EMVCo in any such action or proceeding commenced by EMVCo shall belong solely to EMVCo after recovery by EMVCo and Licensee of their respective actual out-of-pocket costs. 8. DISCLAIMERS; INDEMNIFICATION. a. THE TRADEMARKS ARE PROVIDED ON AN AS IS, WHERE IS, BASIS, WITH ALL FAULTS KNOWN AND UNKNOWN. TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMVCO EXPLICITLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE TRADEMARKS, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. EMVCO MAKES NO REPRESENTATIONS OR WARRANTIES WHATSOEVER WITH RESPECT TO THE TRADEMARKS, INCLUDING, BUT NOT LIMITED TO, ANY REPRESENTATION OR WARRANTY THAT IT HAS EXCLUSIVE OWNERSHIP RIGHTS IN AND TO ANY OF THE TRADEMARKS OR THE POWER OR AUTHORITY TO GRANT THE RIGHTS GRANTED HEREUNDER. LICENSEE ACKNOWLEDGES AND AGREES THAT IT SHALL TAKE NO ACTION AGAINST EMVCO AND HEREBY UNCONDITIONALLY RELEASES EMVCO FROM ANY AND ALL LOSSES, DAMAGES OR OTHER LIABILITIES WHICH LICENSEE MAY SUFFER OR INCUR ARISING OUT OF OR RESULTING FROM ANY THIRD PARTY ACTIONS OR CLAIMS RELATING TO LICENSEES USE OF ANY OF THE TRADEMARKS. b. IN NO EVENT WILL EMVCO OR ITS MEMBERS, THEIR AFFILIATES, SUBSIDIARIES, OR PARENT ENTITIES, OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS (EACH, AN EMVCO PARTY OR COLLECTIVELY, THE EMVCO PARTIES) BE LIABLE FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER MONETARY LOSS, WHETHER OR NOT SUCH EMVCO PARTY HAS BEEN ADVISED OF THE POSSIBILITY 7.

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OF SUCH DAMAGES. THE LIMITATIONS OF DAMAGES OR LIABILITY SET FORTH IN THIS AGREEMENT ARE FUNDAMENTAL ELEMENTS OF THIS TMLA. c. Licensee agrees to indemnify, defend and hold harmless the EMVCo Parties from all losses, costs, damages, claims and other expenses (including reasonable attorneys fees) (Losses) arising out of any claim that a third party intellectual property or other proprietary right is infringed in connection with Licensees use of the Trademarks (including use by any sublicensees of Licensee) (each a Certification Mark Claim). d. Licensee agrees to indemnify, defend and hold harmless the EMVCo Parties from all Losses arising from any third party claims relating to the products, services or activities of Licensee or any sublicense of Licensee. e. Licensee acknowledges that a Certification or license to use a Trademark does not indicate that any products or test tools are free of defects or will operate properly in all conditions, or that any services (including laboratory services) are free of errors, omissions or other defects, and shall not make any representations inconsistent with the foregoing. 9. TERM. This TMLA shall be effective upon the Effective Date set forth below and shall remain in effect for as long as Licensee has a valid Certification from EMVCo, unless earlier terminated in accordance with Section 10. The term of this TMLA shall automatically expire upon the expiration or termination of all of Licensees Certifications. EARLY TERMINATION. a. Termination without Cause. (i) By Licensee. Licensee may terminate this TMLA without cause, provided that Licensee has given one hundred twenty (120) days prior written notice to EMVCo of its intent to terminate, and subject to survival of Licensees obligations under those provisions listed in Section 11(c). (ii) By EMVCo. EMVCo may terminate this TMLA immediately upon notice without cause if it is discontinuing the business of licensing the Trademarks and terminating all licenses of the Trademarks, or if it gives Licensee one hundred twenty (120) days prior written notice of its intent to terminate. b. Termination for Cause. Prior to expiration under Section 9, EMVCo or Licensee may terminate this TMLA for cause if the other party materially breaches the terms of this TMLA. In addition and without limitation of the foregoing, EMVCo may terminate this TMLA for cause for any one of the following reasons: (i) Licensee violates or does not comply or cooperate fully with any material terms of this TMLA, including by way of example and without limitation, the Trademark Guidelines and provisions relating to ownership, quality control and audits. (ii) Licensee makes any assignment of assets or business for the benefit of creditors, if a trustee or receiver is appointed to conduct the business or affairs of Licensee, or if Licensee is adjudged in any legal proceeding to be in either a voluntary or involuntary bankruptcy. (iii) Licensee fails to maintain compliance with its Certification or the relevant standards on which the Certification is based. c. Notice of Termination for Cause. The party claiming a basis for early termination under Section 10(b)(i) shall give the other party thirty (30) days written notice of 10.

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intent to terminate, and such notice shall state the basis for termination. If the party to whom notice of intent to terminate was given fails during such thirty (30) day period to cure the condition giving rise to the notice, then the party seeking early termination, by giving a final written notice to the other party, may terminate this TMLA effective as of the expiration of the thirty (30) day period or as of a later date specified in such final notice of termination. Notwithstanding the foregoing sentence, termination by EMVCo pursuant to Section 10(b)(ii) shall be effective immediately without any notice required. d. Termination in Specific Jurisdictions. In the event that (i) there is a Certification Mark Claim made against EMVCo or Licensee in a specific jurisdiction, (ii) there is a determination in a specific jurisdiction by a court of competent jurisdiction or by another governing authority that EMVCo or Licensee does not have the right to use or enforce one or more of the Trademarks, (iii) EMVCo reasonably believes that it may be unable to obtain or maintain rights to one or more of the Trademarks in a specific jurisdiction, or (iv) EMVCo reasonably believes that use of one or more of the Trademarks in a specific jurisdiction could subject EMVCo to a claim for infringement or any other liability, then EMVCo may notify Licensee in writing that it is terminating or modifying the right to use the relevant Trademark(s) in the specific jurisdiction. In the event of a notice of termination or modification based on clause (i) in the first sentence of this Section 10(d), Licensee shall stop or modify use of the Trademark(s) in accordance with the notice, within the timeframe required by a governmental authority, or within ten (10) days from the date of the notice, whichever is shorter. In the event of a notice of termination or modification based on clauses (ii) through (iv) of the first sentence of this Section 10(d), Licensee shall be permitted thirty (30) days from the date of the notice to stop or modify use of the Trademark(s), unless EMVCo is required by a governmental authority to act on shorter notice. 11. EFFECT OF EXPIRATION, MODIFICATION AND TERMINATION. a. Cessation of Use; Modification of Use. Upon expiration of this TMLA under Section 9 or termination under Section 10, Licensee shall cease use of the Trademarks, including any electronic display of the Trademarks, in accordance with the timetable set forth below, and cause any sublicensee to do the same. Upon modification under this TMLA of the provisions regarding use of the Trademarks, Licensee shall modify use of the Trademarks, including any electronic display of the Trademarks, as instructed by EMVCo, in accordance with the timetable set forth below, and cause any sublicensee to do the same. b. Phase-Out Periods. In the event of expiration or termination for reasons other than those specified in Section 10(b), Licensee shall, within ninety (90) days after expiration or termination, dispose of or return to EMVCo, at EMVCos discretion, materials bearing any of the Trademarks which are on hand or in process at the time of expiration or termination, and will take all steps necessary to terminate distribution and use of any materials displaying or causing the display of any of the Trademarks; provided, that Licensee maintains its Certifications applicable to the Trademarks used by Licensee during this ninety (90) day period. In the event of termination for any of the reasons stated in Section 10(b), Licensee shall, within thirty (30) days after termination, dispose of or return to EMVCo, at EMVCos discretion, materials displaying or causing the display of any of the Trademarks which are on hand or in process at the time of such termination, and will take all steps necessary to terminate distribution and use of any materials displaying or causing the display of any of the Trademarks. The phase-out periods for termination under Section 10(d) shall be as set forth in such section.

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c. Effect of Termination. All rights granted to Licensee hereunder shall forthwith revert to EMVCo upon expiration or termination of this TMLA. The provisions of Sections 6, 8, 11, 19, 22 and 23 shall survive expiration or termination of this TMLA. Following expiration or termination and any applicable phase-out periods set forth in Section 11(b), Licensee will refrain from further use of the Trademarks or any mark similar to the Trademarks, and from further reference to the Trademarks, direct or indirect, except as provided in Sections 11(a) and 11(b). 12. COMPLIANCE WITH LAWS. In performing its obligations under this TMLA, neither party will be required to undertake any activity that would conflict with the requirements of any applicable law, statute, rule, regulation, interpretation, judgment, order or injunction of any governmental authority (Applicable Law). Licensee shall take all reasonable steps under the circumstances to ensure that its advertising, promotional materials, documentation, and websites displaying the Trademarks comply with all Applicable Law. Licensee also agrees that its use of the Trademarks shall comply with all Applicable Law, including laws specifically relating to the use of trademarks. 13. PUBLICATION. Licensee agrees that EMVCo may publish on its website and in other publications a list of the products and/or service providers that have received Certifications, and are therefore eligible to use a Trademark under this TMLA. 14. RELATIONSHIP OF THE PARTIES. This TMLA creates no agency relationship between the parties hereto, and nothing herein contained shall be construed to place the parties in the relationship of partners or joint venturers, and Licensee shall have no power to obligate or bind EMVCo in any manner whatsoever. 15. ASSIGNMENT, TRANSFER, SUBLICENSE. Licensee may not assign or transfer this TMLA or any right granted hereunder without the prior written consent of EMVCo, and any attempted assignment without consent shall be void. Notwithstanding the foregoing, Licensee may assign this TMLA, including all of its rights and obligations under this TMLA, to any successor of its business; provided, however, that any such assignment will not relieve Licensee of any of its obligations under this TMLA, including but not limited to Licensees continuing obligations under Section 6(b). Subject to the foregoing restrictions, this TMLA shall be binding upon and shall inure to the benefit of the parties and their successors and assigns. 16. ENTIRE AGREEMENT. This TMLA and the Schedules hereto contain the entire agreement between the parties relating to the subject matter hereof, and all prior proposals, discussions or writings are superseded hereby.

17.

NOTICES. Except as otherwise provided herein, all notices to be made hereunder shall be given or made at the respective addresses of the parties as set forth below (with respect to EMVCo) and as set forth in the signature area further below (with respect to Licensee), unless notification of a

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change of address is given by either party in writing. Where notices are required to be given in writing, such notices shall be by first-class or equivalent mail service, and the date of mailing shall be deemed the date the notice is given. Notice in writing also may be given by email, provided that a confirming electronic receipt is received by the sender. Notices by email shall be sent to the email address as set forth below (with respect to EMVCo) and as set forth in the signature area further below (with respect to Licensee). EMVCo, LLC 901 Metro Center Boulevard Foster City, California 94404 Email: emvcolegal@emvco.com MODIFICATION, WAIVER. Except for the Schedules attached hereto (including the Trademark Guidelines), which may be amended by EMVCo as set forth in this TMLA, none of the terms of this TMLA may be amended, modified, or supplemented, or provisions hereof waived, except by an express agreement in writing signed (including through an electronic click-through process) by both parties. Any waiver of a breach by either party is not a waiver of any subsequent or other breach. The failure of either party hereto to enforce, or the delay by either party in enforcing, any of its rights under this TMLA, shall not be deemed a continuing waiver or a modification thereof and either party may, within the time provided by applicable law, commence appropriate legal proceedings to enforce any or all of such rights. No person, firm, group or corporation other than Licensee and EMVCo shall be deemed to have acquired any rights by reason of anything contained in this TMLA. 19. SEVERABILITY. If any provision of this TMLA or portion thereof should be declared invalid for any reason, the invalid reason or portion thereof shall be deemed omitted and the remaining terms shall nevertheless be carried into effect. 20. CERTAIN CONSTRUCTION RULES. The Section headings used in this TMLA are for convenience of reference only and in no way define, limit, extend or describe the scope or intent of any provisions of this TMLA. In addition, as used in this TMLA, unless otherwise expressly stated to the contrary, all references to days, months or years are references to calendar days, months or years, and any reference to a section or schedule is a reference to a Section of this TMLA or a schedule attached to this TMLA. A reference to a Section by number includes all subparagraphs contained in the Section. 21. INCONSISTENCIES. To the extent that the provisions of this TMLA and its schedules are inconsistent, the provisions of this TMLA will govern and control. 22. CHOICE OF LAW. The laws of the state of Delaware, United States of America, shall govern the enforceability, construction, interpretation, and validity of this TMLA, without regard to the principle of conflicts of law. Any action or any dispute arising out of this TMLA shall be tried in 18.

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Wilmington, Delaware, and the parties consent to the jurisdiction of the state and federal courts therein. 23. EMVCOS REMEDIES. a. Licensee acknowledges that its failure to comply with the terms of this TMLA, including, but not limited to, Licensees duties after expiration or termination of this TMLA, may result in immediate and irreparable damage to EMVCo, and EMVCo may seek equitable relief by way of temporary and permanent injunction and such other further relief as any court with jurisdiction may deem just and proper. b. Resort to any remedies referred to herein shall not be construed as a waiver of any other rights and remedies to which EMVCo may be entitled under this TMLA or otherwise, including, but not limited to, remedies under the federal Lanham Trademark Act and equivalent statutes in other jurisdictions. The parties hereto have caused this Agreement to be executed by their duly authorized representatives as of ___________________, 20___ (Effective Date). EMVCo: EMVCO, LLC By: Name: Title: Licensee: ____________________________________
[print full company name]

By:
[signature of authorized representative]

Name:
[print name of authorized representative]

Title:
[print title of authorized representative]

Email: Address:

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SCHEDULE A-1 EMV Approved Mark

EMV Approved Mark:

Additional Terms and Conditions for Use of EMV Approved Mark: The following additional terms and conditions apply to any use of the EMV Approved Mark under the TMLA. 1. The license granted to you in Section 2 of the TMLA does not include the right to use the EMV Approved Mark on any product, product packaging, product documentation or similar materials accompanying a product. 2. Subject to your receipt and continued maintenance of a valid EMV Approval from EMVCo for a particular product, the license granted to you with respect to the EMV Approved Mark shall include the right to sublicense your limited rights to the following sublicensees, provided each sublicensee agrees in writing to be bound by the terms and conditions of this TMLA: (a) distributors and resellers of your product(s) for which you have received an EMV Approval, who distribute such product(s) without modification; and (b) your customers who incorporate such approved product(s) into such customers own products for sale or distribution without modification of your product (other than inclusion of code in your product in order to cause the customers name or other trademarks to appear when your product is used). The scope and duration of any such sublicense shall not exceed the scope and duration of the license granted to you under this TMLA for use of the EMV Approved Mark with respect to a particular product. You shall ensure and be responsible for ensuring that such sublicensees use the EMV Approved Mark in accordance with the terms of this TMLA (including the Trademark Guidelines). Without limiting the foregoing, you shall ensure that whenever a sublicensee references or uses the EMV Approved Mark, the licensee attributes ownership of the EMV Approved Mark to EMVCo and designates you as the licensee from whom the mark has been sublicensed (e.g., EMV APPROVED mark is owned by EMVCo, LLC and used pursuant to a sublicense from [you]. You shall, at your expense, provide reasonable cooperation to EMVCo in causing your distributors, resellers and customers to cease any use of the EMV Approved Mark that is not in accordance with the terms of this TMLA. 2. Upon request from EMVCo or its agents, you shall cooperate as reasonably requested by EMVCo to demonstrate that the use by any sublicensee of the EMV Approved 10

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Mark permitted under this Schedule A-1 is in compliance with this TMLA (including the Trademark Guidelines). Such cooperation shall include submission of representative samples of all variations of materials bearing the EMV Approved Mark, including any advertising, promotional materials, documentation, and websites displaying the EMV Approved Mark. 3. With respect to an EMV Approval, nothing in this TMLA shall be deemed to indicate EMVCos verification of a products characteristics, such as usability, aesthetics, performance, capacity, interoperability, national language support, portability, code path or address coverage, freedom from viruses, misuse of cryptographic functions (with respect to practices or law or regulatory consideration), resistance to crypto-analysis or other attacks, kernel or operating system bypass, adherence to related standards, vendor value-added functions, or any fitness for purposes. 4. If you state or imply that your products or a particular product is EMV Approved, you shall make available to your customers upon request a copy of the Letter(s) of Approval you have received for such product(s) from EMVCo.

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SCHEDULE A-2 EMV Accredited Mark

EMV Accredited Mark:

Additional Terms and Conditions for EMV Accredited Mark: The following additional terms and conditions apply to any use of the EMV Accredited Mark under the TMLA. 1. If you state or imply that you are EMV Accredited, you shall make available to your customers upon request a copy of the Letter of Accreditation you have received from EMVCo.

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SCHEDULE A-3 EMV Qualified Mark

EMV Qualified Mark:

Additional Terms and Conditions for EMV Qualified Mark: The following additional terms and conditions apply to any use of the EMV Qualified Mark under the TMLA. 1. If you state or imply that your test tools or a particular test tool is EMV Qualified, you shall make available to your customers upon request a copy of the Letter of Qualification you have received for such test tool(s) from EMVCo. 2. The license granted to you in Section 2 of the TMLA does not include the right to use the EMV Qualified Mark on or in any test tool, test tool packaging, test tool documentation or similar materials accompanying a test tool.

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SCHEDULE B Trademark Guidelines

EMV CERTIFICATION MARK USAGE GUIDELINES

Last Updated: June 5, 2009. These guidelines provide standards to be followed when using any EMV Certification Mark in printed and on-screen applications. I. GENERAL PROVISIONS The following guidelines are intended for all users of any EMV Certification Mark in any media, including but not limited to printed materials, software, the Internet, and advertising. The following marks (collectively referred to as the EMV Certification Marks) are the various EMV Certification Marks available for use: Word Form EMV Approved Logo Form Reverse Logo Form

EMV Accredited

EMV Qualified

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The EMV Certification Marks are intended to indicate that a product, laboratory or test tool has been approved, accredited or qualified by EMVCo LLC (EMVCo) based on EMVCos evaluation of the results of testing for compliance with applicable EMV specifications and requirements, as modified from time to time (EMV Specifications). The EMV Specifications and approval process are described on the EMVCo web site located at www.emvco.com (EMVCo Website). The EMV Certification Marks are to be used only in conjunction with products, laboratories or test tools that have been approved by EMVCo and in accordance with these EMV Certification Mark Usage Guidelines and any applicable trademark license agreement that a product provider, laboratory, test tool provider or other service provider may have with EMVCo.

II. USAGE GUIDELINES A. Proper Form and Usage of EMV Certification Marks
1. The approved format for presentation of the EMV Certification Marks may be downloaded at the following locations: http://www.emvco.com/best_practices.aspx?id=173 2. EMV Certification Marks may not be incorporated into or combined with any other trademarks, service marks, certification marks, company names, trade names or domain names. 3. The first occurrence of an EMV Certification Mark must contain the trademark denotation (e.g., EMV Qualified). Subsequent occurrences of the EMV Certification Mark on the same page or item may appear without the denotation. 4. EMV Certification Marks must always be shown as they appear above. Never alter the EMV Certification Mark or the arrangement of type within the shape. To maximize its visibility and presence, the EMV Certification Mark must always appear in either black with white text or reversed in white with black text. 5. The background behind the EMV Certification Mark must always be a solid color. Never present the EMV Certification Mark against a graphic pattern. As demonstrated above, the reversed form of the EMV Certification Mark may appear against a medium to dark color background. Select the color alternative that provides the greatest color contrast with the selected background color. Other alternate colors can be used only with prior written EMVCo approval. 6. Always maintain the minimum clear space around the EMV Certification Mark. This minimum clear space is equal to 1/4 the height of the mark, applied on all four sides (see diagram below). No other text or graphic elements may appear inside this clear space area.

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7. To ensure legibility and visual presence, the EMV Certification Mark should never appear smaller than 1" in width.

8. EMV Certification Marks should not be used with parentheses, commas, or be modified in any form.

B. EMVCo Ownership of EMV Certification Marks; Other Guidelines

1. EMVCo is the exclusive owner of the EMV Certification Marks. EMVCo is solely entitled to claim ownership of and register the EMV Certification Marks. 2. When referencing or using the EMV Certification Marks in any web site, promotional materials, marketing and advertising materials, or other documentation, proper ownership of the mark must be attributed to EMVCo. An ownership attribution legend should appear on the same page, if practicable, or on the face of any materials where an EMV Certification Mark appears, in the following format: [name of mark] mark [and logo, if applicable] [is / are] owned by EMVCo, LLC and used under license. Sublicensees of the EMV Approved mark must also designate from whom the mark has been sublicensed. For example: EMV APPROVED mark and logo are owned by EMVCo, LLC. EMV APPROVED mark is owned by EMVCo, LLC and used pursuant to a sublicense from [Name Licensee]. EMV QUALIFIED mark is owned by EMVCo, LLC and used under license. EMV ACCREDITED mark and logo are owned by EMVCo, LLC and used under license. When use of the EMV Certification Marks is on a web site, the ownership reference must include a link to the EMVCo Website.

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3. No person or entity should register or use a trademark, service mark, certification mark, company name, trade name or domain name that incorporates the combination of letters EMV and relates in any way to EMVCo's goods, services or certifications. 4. Product providers, laboratories, test tool providers and other service providers should not create alternative word marks or logos to indicate or imply compliance with EMV Specifications or receipt of EMVCo approval, EMVCo accreditation or EMVCo qualification, even if such person or entity has received an EMVCo approval, EMVCo accreditation or EMVCo qualification. Only the applicable EMV Certification Mark provided by EMVCo should be used.

5. EMV Approved products and EMV Qualified test tools must be marketed under the product developers or product sellers own non-EMVCo product names and brands, and EMV Accredited laboratories and/or their services must be marketed under non-EMVCo names and brands (collectively or individually, the "Licensee's Mark") 6. Whenever used, the EMV Certification Mark should be no larger than 30% of the size of the Licensee's Mark. 7. The EMV Certification Marks should never be combined with the name of a product, laboratory or test tool, or the company name, domain name or logo of the product provider, laboratory or test tool provider. The name of the product, laboratory or test tool should appear in a prominent location on all materials to make it clear that EMVCo is not the product provider, laboratory or test tool provider or the author of the materials.
8. No entity or person may refer to the EMV Certification Marks in a manner that might tend to be misleading. For example, product providers whose products have not received an EMVCo approval should not state that their products were "designed for EMV" or are "EMV compliant," as such statements might mislead consumers into believing mistakenly that the products have completed EMVCo testing successfully and have been approved by EMVCo. 9. Any claim that a particular product is EMV Approved, that a particular laboratory is EMV Accredited, or that a particular test tool is EMV Qualified can be verified by requesting from the product or service provider the EMVCo Letter of Approval, Letter of Accreditation or Letter of Qualification associated with the product, laboratory or test tool (as applicable), and/or by checking the approved product or service provider list on the EMVCo Website.

10. Newspapers, magazines, television and other news organizations (the press) that use the EMV Certification Marks in news reports shall do so only in accordance with these guidelines.

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C. The EMVCo Logo and EMVCo Word Mark

The EMVCo Logo (presented here) is a visible symbol that is owned and used exclusively by EMVCo. The EMVCo Word Mark is a word mark that is owned and used by EMVCo. No rights are granted to use or reproduce this mark.

III. PROCESS FOR REPORTING POTENTIAL VIOLATIONS Potential infringements and misuses of the EMV Certification Marks include, but are not limited to, products and services that claim EMVCo certification prior to completing evaluation or earning EMVCo approval, accreditation or qualification (as applicable); the use of an EMV Certification Mark in a company, trade, domain name, product or service name or logo; non-attribution of ownership to EMVCo; or incorrect display of an EMV Certification Mark. Such uses should be reported to EMVCo.

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