Apartment # 206, Tower 101, Sector G-11/3, Islamabad, Pakistan.

Call (91) 51 7102036 Cell (92) 300 5969007 vig@hotmail.com or bashkaam@yahoo.com

AHMAD, KAMRAN BASHIR

EXECUTIVE SUMMARY
A strong analytical background in Financial Simulation, Credit Appraisal, Corporate Risk Management, Policy & Strategic Planning, Investment & Financial Analysis, Product Innovation & Development, Mergers & Acquisitions, Investment Ventures & Partnership Development and Good Corporate Governance. Extensive professional experience in Banking, Development & Finance, Money Market Trading & Analysis, Report Writing, Scenario Analysis, Cooperation Risk Consultations, & Development Affairs. During my term in office with The Bank of Khyber 1999-2001 restructured Operational and Credit Administration Systems & Procedures of Microfinance development initiative according to Basel I & II. Presently, heading Benchmarking / R&D/Marketing/Policy department of PASDEC Ministry of Industries & Production, to restructure Industry value chain to support international competitiveness under special initiatives of Government of Pakistan.

___________________________CAREER ACCOMPLISHMENT_________________________________

Budgetary reforms Ministry of Finance, Revenue & Economic Affairs GOP for M&G sector SRO 490(1) 2007 Custom Notification Environmental policy for industrial development ( Marble & Granite Sector) 2007, MOIP&SI PASDEC Set up investment consortium for clients in Abbottabad, PAKISTAN amounting Pak Rs. 10.05million. Macroeconomic analysis & policy recommendations for formulating sector development strategies for SMEs, SMEDA. Strategic public sector intervention policies for promoting private sector participation, SMEDA. Created financial modeling and multimedia presentation modules for periodic operational reviews of MFU The Bank Of Khyber. Investment analysis of Lipton Tea Development Initiative of the BOK in Shinkiarhi Manshera District NWFP Operational Restructured systems & procedures and the strategic environment of MFU BOK in accordance with Basel Accord Co-author of Credits Administration Manual for MicroFinance BOK. Author of MicroFinance Unit (MFU) Financial Supervision and Regulation manual. Founding co-author MICROBANKER newsletter of MicroFinance, The Bank of Khyber. Developed & launched new consumer loan product(s) for MFD, The Bank of Khyber. Marketed commercial and subsidized micro loan products for low-income segment of the market worth millions of rupees. Negotiated & settled Non-Performing enterprise (micro) urban & rural Loan(s) worth over a quarter million rupees.

___________________________PROFESSIONAL COMMENDATION___________________________
Environmental Policy (Dimension Stone Industry) MOIP&SI Statutory Regulatory Order (customs policy reform) Streamlining Strategic Microfinance Policy & ProceduresAug 29, Business Plan Product Development Develop Monitoring & Recovery Manual Operational Restructuring Sep 14, 2007 PASDEC Ministry of Industries, Production &SI June 08, 2007 PASDEC Ministry of Industries, Production &SI 2001 Microfinance Department, The BANK OF KHYBER Aug 29, 2001 Microfinance Department, The BANK OF KHYBER Aug 29, 2001 Microfinance Department, The BANK OF KHYBER Aug 29, 2001 Microfinance Department, The BANK OF KHYBER Feb12, 2001 Microfinance Department, The BANK OF KHYBER

__________________________PROFESSIONAL EXPERIENCE_____________________________
Jan 2007 till date

PASDEC Pakistan Stone Development Company (subsidiary of PIDC) Ministry of Industries Production & Special Initiatives. Government of Pakistan 2nd floor, Islamabad Chamber of Commerce and Industries, Islamabad G8/1
Specialist Benchmarking/ Research & Development/Marketing &Planning Assigned with PASDEC Ministry of Industries & Special Initiatives top government team to develop Industrial competitiveness and reengineering of Dimension Stone Sector Industry value chain according to strategy developed by SWOG(Strategic Working Group).

Aug 2002 -Jan2007

Industry policy reforms - public /private partnership & networking Standardization & benchmarking business processes to improve industry competitiveness. Foster investment ventures & partnership. Business intelligence & research Develop & implement export marketing strategy & country advertising. Dimension stone sector resource management -GIS profiling

AL AASER Private VENTURE ASSETS & INVESTMENT GROUP (VAIG)

520 Munirullah Cottages, Kaghan Colony Mandian Abbottabad, Pakistan (camp office)

Investment Advisor & Vice President Private Business Group

Investment ventures & partnership development. Cooperation risk consultations.

Business simulation; Risk Swap, Tactics & Growth. Market psychology in risk environment. Specialized community social finance advice on business plans, systems design, capacity building,
strengthening the supervisory environment and impact assessment and targeting.

Reason for leaving: joined top level SWOG team in implementing sector development strategy approved by the President

AHMAD

PAGE TWO

16Oct 1999 -Aug 2002 THE BANK OF KHYBER, MICRO FINANCE DEPARTMENT (MFD) Head office, State Life Building 4th floor, The Mall Peshawar 2500, Pakistan Specialist Monitoring& Recovery, reporting to the Executive Vice President, Head MFD.

Oct 1999- Aug 2001

Empirical and Intuitive analysis of NPLs, Debt settlements and litigation.

Market & obligation risk analysis and appraisals; business simulation /financial modeling. Strategic corporate planning and policy recommendations Financial reporting and professional standards & compliance to Central Bank Administration of bilateral credit lines: IFAD & BADP Asia Development Bank loan(s)

Research Analyst & Credit Officer

Credit market profiling & sales administration. Present credit proposals to credit committee. Processing regional data (MIS) for Quarterly Management & Financial Strategic Reviews. Co-ordinate execution of strategic policy & goals accomplishment. Design & Execute Research Plans for Operational Risk Structuring. Reason for leaving: Pursue research in Islamic finance and set up Investment firm based on Islamic shariah.

Dec1998-Oct 1999

SMALL AND MEDIUM ENTERPRISE DEVELOPMENT AUTHORITY, (SMEDA) Government of Pakistan. Ground floor, State Life Building, The Mall. Peshawar, PAKISTAN Policy development officer-.Marble & Granite Sector, NWFP Generated macroeconomic analysis, Business Modeling and PEST Analysis. Presented strategic policy recommendations towards public & private sectors partnership. Designed and developed value chain analysis modules and primary data collection(s). Participated in designing specific Marble & Granite sector development plans for the government.

Reason for leaving: opportunity to join expert team in restructuring Microfinance initiative of the Bank of Khyber.
March 1995-1996 MULTI FOREX INTERNATIONAL (PVT.) LTD Financial data services and brokerage house, Islamabad. PAKISTAN. Research Assistant, reporting to Research Head Technical & Fundamental analysis of Financial Markets. Presented weekly policy recommendations, in multi currency environment Supervised publication of newsletter on daily basis. Generated macro-economic views on key G-7 countries.

Reason for leaving: Joined a multinational construction firm as HR& Project Administration Manager with Int. Construction firm.

______________________________ COMMUNITY /PUBLIC SERVICE _________________________________

Participated in public service with regional private Community Development & Support Activities-associated with livelihoods since 1995. Various private community development initiatives; measured through benchmarks like environmental protection awareness programs & community education with active participation in key areas like sanitation, water supply, health care awareness, socio economic obligations and community empowerment. After the Oct 08 2005 devastating earthquake in northern areas of Pakistan, supported private concerns in reviving micro business activities; linking venture capital and private long term soft lending/grants arrangements to distressed entrepreneurs and provided technical support required in business administration.

__________________________________ EDUCATION _______________________________________________

PRESTON UNIVERSITY Wyoming, United States of America Master of Business Administration in Finance and Accounting UNIVERSITY OF PESHAWAR. NWFP, Pakistan. Bachelor of Science in Zoology (genetics), Chemistry and Geography
_________________________________PROFESSIONAL

TRAINING__________________________________________

09 months intensive training in Management of Financial Services conducted by MFU, BOK. 09 months intensive training in Currency Trading & Analysis with Reuters Technical analysis and Reuters Money 1995 conducted by Asia FX (PTE) Ltd. Singapore. International course on Micro Finance organized by FACET BV The Netherlands, ASA and BOK 2001 in collaboration with Swiss Contact. Certified Internet Web Master (e-commerce), conducted by FITSEN Peshawar. Portfolio Management Organized by Microfinance Group 2000, Micro Credit Linkage study Workshop organized by Development Consortium, Pakistan One day workshop on East Asia financial Crisis: Lessons for Pakistan jointly organized by Friedrich Ebert Stiftung (FES) and University of Peshawar.

________________________________BRIEF WORK HISTORY_______________________________________

1995 1998 Research Officer, Fundamental and Technical Analysis, MultiForex International (Pvt) Ltd Policy Development Officer, Marble & Granite Sector, Small & Medium Enterprise Development Authority (SMEDA), Government of Pakistan. Corporate Strategy & Research Officer, assisting top management in operational restructuring Micro Finance Unit The Bank of Khyber Specialist Monitoring & Recovery Cell, MFU, BOK Business & Investment Advisor - Business Services Group, Vice President Al Aaser A private Venture Assets &Investment Group (VAIG). R&D/Marketing Department PASDEC Federal Ministry of Industries Productions &Special Initiatives (MOIP&SI) Govt. of Pakistan Specialist Benchmarking/R&D PASDEC MOIP&SI Specialist Benchmarking/R&D/Policy/Marketing PASDEC MOIP&SI

1999
2000 2002 2007 2007 2007

------------------------------------------------ PERSONAL INFORMATION _________________________________

NAME DATE OF BIRTH MARITAL STATUS SEX ID DOMICILE LANGUAGES TRAVEL INTERESTS ADDRESS Permanent : Ahmad , Kamran Bashir : Aug 20, 1971. : Single. : Male. : 17301-1229456-7. : North-West Frontier Province. Manshera District. : English, Urdu, Hindko. : Iran, Turkey, Oman, Qatar, Kuwait, Lived in the UAE for 20 years. : Quran, Sunnah, Books/Papers on Finance, International Affairs & Development Economics. : Apartment No: 206, Towers 101, street 100, sector G-11/3, Islamabad, Pakistan. House no: 9A, Al-Bashir, Kaghan Colony Mandian 22044 Abbottabad, Pakistan.