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MetLife India Insurance Company Limited

Benefit Illustration - Met Smart Platinum


IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
THE GROSS ANNUAL INVESTMENT RETURN OF 6% AND 10% ARE FOR ILLUSTRATION PURPOSE ONLY.THIS ILLUSTRATION WILL FORM PART OF THE POLICY
Your Personal Details

Your Fund details

Name of the Insured

Fund Options

Mr. VINOD

Age of the Insured


Date of Birth of the Insured
Gender of the Insured

40

Preserver II (ULIF00815/12/09PRESERVER2117)

21/May/1971

Protector II (ULIF00915/12/09PROTECTOR2117)

Male

Balancer II (ULIF01015/12/09BALANCER2F117)

Agency

Distribution channel

Allocation %

Flexi Cap (ULIF01315/12/09FLEXICAPFN117)

Your Personal Details

Virtue II (ULIF01215/12/09VIRTUE2FND117)

Application Number

Multiplier II (ULIF01115/12/09MULTIPLIE2117)

Application Date
Service tax rate

100
100%

Total

10.3 %

No
No

Automatic Rebalancing Option


Systematic Transfer Option
Your Plan Details
Name of the Plan/Rider

Sum Assured

Policy Term

Met Smart Platinum


(UIN:117L066V01)

900000

59

Premium Payment
Term

Annualised Premium
(Rs.)

Frequency of payment

60000

Quarterly

Modal Premium
(Rs.)

15000

Accidental Death Benefit Rider


(ADB) UIN -117A011V01
Critical Illness Rider (CI) UIN 117A012V01

15000
Total Premium with service tax
Some benefits are guaranteed and some benefits are variable with returns based on future performance of MetLife. If your policy offers guaranteed returns then these will be clearly marked
"guaranteed" in the illustration table.If your policy offers variable returns then the illustration on next page will show two different rates of assumed future investment returns. These assumed
rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future
investment performance
Notes to the benefit illustration in the following pages:
1. The Premium shown above in the "Premium" column indicates the amount payable under that mode and is provided for reference only.
2 The "Total charges" column includes all the deductions pertaining to Premium Allocation Charges, Policy Administration Charges, Mortality Charges, Rider charges
Management Charges (FMC) and Service tax. Service Tax at the applicable rate has been included with the charges shown in the Table
You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

for riders, Fund

3. For the purpose of partial withdrawal, any Top-Up Premium paid in the policy will have a lock-in-period of 5 years from the date of such Top-Up premium. Top-up Premium increases the
Sum Assured by 125% of the Top-up Premium. No Top-up Premiums are allowed during the last 5 years of the policy.
4. In case of any partial withdrawals being made, the death benefit would be adjusted as per the relevant provisions in the policy terms and conditions. However, this adjustment of death
benefit for partial withdrawals is not captured in this illustration.
5. Please read this benefit illustration in conjunction with the product brochure to understand all Charges, Terms, Conditions & Exclusions carefully before concluding the sale.
6.This illustration explains the benefits and features of the proposed policy and is not a contract or a representation of any guarantee or warranty
7. The gross annual investment return of 6% & 10% are for illustration purposes only. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify
our expectations of investment returns. For each of the unit linked funds, the actual investment return may be higher or lower than these rates and would be based on their actual performance.
8. 10% and 6% are the gross rates of annual investment returns. The fund values and other values have been calculated after adjusting for all the applicable charges.
9. Preserver II Fund, Protector II Fund, Balancer II Fund, Flexi Cap Fund, Virtue II Fund & Multiplier II Fund are the names of the different fund options and do not in any manner indicate the
quality of the fund, its future prospects and do not offer a guaranteed or assured returns unless specified.
10. The investments in the Unit Linked Funds are subject to investment risks associated with capital markets and the NAVs of the markets may go up or down based on the performance of
fund and factors influencing the capital market and the insured is responsible for his/her decision.
11. MetLife India Insurance Co. Ltd. is only the name of the Insurance Company and Met Smart Platinum
indicate the quality of the contract, its future prospects or returns.

is only the name of the unit linked life insurance contract and does not in any way

12. Service Tax and Education Cess are levied as per applicable tax laws from time to time and the same is subject to changes in the tax laws in
affected to that extent. The Service Tax column includes the Service Tax and Education Cess on all the applicable charges. The Fund Values shown
impact of Service Tax (inclusive of Education Cess). The Service Tax on Fund Management Charge will be deducted while calculating the Net Asset
valuation date and not by cancellation of units. In the event that in any given year, the number of units in the Unit Account is insufficient to enable the
Company reserves its right to recover such outstanding tax amount from the Unit Account in the following years. MetLife reserves the right to recover
authorities from the Policyholders fund value. The Service Tax on Fund Management Charge will be deducted while calculating the Net Asset Value of
date not by cancellation on units.

future and the policy proceeds would be


in the current illustration incorporates the
Value of the Unit Linked Funds at each
Company to recover the tax amount, the
any taxes imposed by any governmental
the Unit Linked Funds at each valuation

13. Neither MetLife India Insurance Co. Ltd nor any of its Advisor/ Financial Planning Consultants are authorised to offer any taxation related advice. The tax benefits under various sections
shall be available as per the prevailing tax regulations and the same is subject to changes in the tax laws in future. Please consult your tax advisor for more details.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

Illustrated @ 10% Gross rate of Return

Gross Yield
Net Yield
PolicyYearEnd

Top -up
Premiums
(Rs.)

Total Annualized
Regular Premium
(Rs.)

Allocated
Premium

Premium
Allocation
Charge

Policy Administration
Charge

Mortality
Charge

Rider
Charge

Total charges( with


Service Tax)

Fund Before
FMC

FMC

Fund at End

Partial
Withdrawals

10%
8.33%

Surrender Value

Death Benefit

Commission

60,000

3,640

56,360

529

2,051

0.00

6,705

56,687

484

56,621

900,000

3,600.00

60,000

3,640

56,360

529

2,074

0.00

7,546

118,162

1,302

118,026

900,000

1,200.00

60,000

3,640

56,360

529

2,056

0.00

8,415

184,876

2,190

184,663

900,000

1,200.00

2,018

0.00

9,340

60,000

3,640

56,360

529

257,294

3,153

256,998

900,000

1,200.00

60,000

3,640

56,360

529

1,960

0.00

10,329

335,921

4,199

335,534

900,000

1,200.00

529

1,996

0.00

7,356

361,797

4,830

361,381

361,381

900,000

0.00

529

2,105

0.00

7,837

389,758

5,203

389,309

389,309

900,000

0.00

529

2,209

0.00

8,345

419,982

5,606

419,499

419,499

900,000

0.00

529

2,302

0.00

8,873

452,675

6,042

452,154

452,154

900,000

0.00

10

529

2,373

0.00

9,416

488,069

6,513

487,508

487,508

900,000

0.00

2,412

0.00

11

529

9,965

526,429

7,024

525,823

525,823

900,000

0.00

12

529

2,404

0.00

10,511

568,052

7,578

567,399

567,399

900,000

0.00

13

529

2,335

0.00

11,044

613,282

8,179

612,576

612,576

900,000

0.00

14

529

2,188

0.00

11,551

662,505

8,833

661,742

661,742

900,000

0.00

15

529

1,943

0.00

12,018

716,163

9,546

715,339

715,339

900,000

0.00

16

529

1,576

0.00

12,428

774,761

10,323

773,869

773,869

900,000

0.00

1,059

0.00

12,761

17

529

838,874

11,173

837,908

837,908

900,000

0.00

18

529

361

0.00

12,994

909,160

12,104

908,114

908,114

908,114

0.00

19

529

0.00

13,652

985,797

13,123

984,663

984,663

984,663

0.00

20

529

0.00

14,758

1,068,941

14,229

1,067,711

1,067,711

1,067,711

0.00

21

529

0.00

15,959

1,159,144

15,429

1,157,810

1,157,810

1,157,810

0.00

22

529

0.00

17,261

1,257,006

16,732

1,255,559

1,255,559

1,255,559

0.00

23

529

0.00

18,674

1,363,176

18,145

1,361,607

1,361,607

1,361,607

0.00

0.00

20,207

24

529

1,478,361

19,678

1,476,659

1,476,659

1,476,659

0.00

25

529

0.00

21,870

1,603,325

21,341

1,601,480

1,601,480

1,601,480

0.00

26

529

0.00

23,674

1,738,899

23,145

1,736,898

1,736,898

1,736,898

0.00

27

529

0.00

25,632

1,885,984

25,102

1,883,814

1,883,814

1,883,814

0.00

28

529

0.00

27,756

2,045,557

27,226

2,043,203

2,043,203

2,043,203

0.00

29

529

0.00

30,059

2,218,679

29,530

2,216,125

2,216,125

2,216,125

0.00

30

529

0.00

32,559

2,406,499

32,030

2,403,729

2,403,729

2,403,729

0.00

0.00

31

529

35,271

2,610,265

34,741

2,607,261

2,607,261

2,607,261

0.00

32

529

0.00

38,213

2,831,333

37,683

2,828,074

2,828,074

2,828,074

0.00

33

529

0.00

41,405

3,071,169

40,875

3,067,635

3,067,635

3,067,635

0.00

34

529

0.00

44,867

3,331,369

44,338

3,327,535

3,327,535

3,327,535

0.00

35

529

0.00

48,624

3,613,661

48,095

3,609,502

3,609,502

3,609,502

0.00

36

529

0.00

52,700

3,919,920

52,171

3,915,409

3,915,409

3,915,409

0.00

529

0.00

57,122

4,252,182

56,592

4,247,288

4,247,288

4,247,288

0.00

529

0.00

61,919

4,612,655

61,390

4,607,346

4,607,346

4,607,346

0.00

37
38

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

39

529

0.00

67,124

5,003,732

66,594

4,997,973

4,997,973

4,997,973

0.00

40

529

0.00

72,770

5,428,014

72,241

5,421,767

5,421,767

5,421,767

0.00

41

529

0.00

78,896

5,888,319

78,367

5,881,542

5,881,542

5,881,542

0.00

42

529

0.00

85,542

6,387,705

85,012

6,380,353

6,380,353

6,380,353

0.00

43

529

0.00

92,752

6,929,491

92,223

6,921,516

6,921,516

6,921,516

0.00

44

529

0.00

100,575

7,517,277

100,045

7,508,626

7,508,626

7,508,626

0.00

0.00

109,061

45

529

8,154,968

108,532

8,145,583

8,145,583

8,145,583

0.00

46

529

0.00

118,268

8,846,802

117,739

8,836,620

8,836,620

8,836,620

0.00

47

529

0.00

128,257

9,597,375

127,728

9,586,329

9,586,329

9,586,329

0.00

48

529

0.00

139,094

10,411,674

138,564

10,399,691

10,399,691

10,399,691

0.00

49

529

0.00

150,851

11,295,111

150,321

11,282,111

11,282,111

11,282,111

0.00

50

529

0.00

163,606

12,253,554

163,077

12,239,451

12,239,451

12,239,451

0.00

51

529

0.00

177,444

13,293,373

176,915

13,278,074

13,278,074

13,278,074

0.00

0.00

14,404,879

14,404,879

52

529

192,457

14,421,477

191,928

14,404,879

0.00

53

529

0.00

208,745

15,645,360

208,216

15,627,354

15,627,354

15,627,354

0.00

54

529

0.00

226,416

16,973,156

225,886

16,953,622

16,953,622

16,953,622

0.00

55

529

0.00

245,587

18,413,688

245,057

18,392,495

18,392,495

18,392,495

0.00

56

529

0.00

266,385

19,976,525

265,856

19,953,534

19,953,534

19,953,534

0.00

57

529

0.00

288,950

21,672,054

288,420

21,647,111

21,647,111

21,647,111

0.00

0.00

313,430

23,511,539

312,901

23,484,479

23,484,479

23,484,479

0.00

25,507,203

339,460

25,477,847

25,477,847

25,477,847

4,300,958

58

529

59

529

0.00

339,989

300,000

18,200

281,800

31,237

35,422

0.00

4,385,816

The net yield excluding all risk charges (mortality, rider charges (if any) & service tax is estimated assuming a gross return of 10% p.a.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

0.00
8,400.00

Illustrated @ 6% Gross rate of Return

6%

Gross Yield

4.36%

Net Yield
Policy Year End

Top -up
Premiums
(Rs.)

Total Annualized
Regular Premium
(Rs.)

Allocated
Premium

Premium
Allocation
Charge

Policy Administration
Charge

Mortality
Charge

Rider
Charge

Total charges( with


Service Tax)

Fund Before
FMC

FMC

Partial
Withdrawals

Fund at End

Surrender Value

Death Benefit

Commission

60,000

3,640

56,360

529

2,053

0.00

6,698

55,370

476

55,307

900,000

3,600.00

60,000

3,640

56,360

529

2,082

0.00

7,510

113,228

1,260

113,098

900,000

1,200.00

0.00

8,324

60,000

3,640

56,360

529

2,077

173,720

2,078

173,520

900,000

1,200.00

60,000

3,640

56,360

529

2,063

0.00

9,167

236,975

2,934

236,703

900,000

1,200.00

60,000

3,640

56,360

529

2,045

0.00

10,043

303,125

3,829

302,776

900,000

1,200.00

529

2,139

0.00

6,937

314,166

4,268

313,804

313,804

900,000

0.00

529

2,325

0.00

7,277

325,518

4,423

325,144

325,144

900,000

0.00

529

2,532

0.00

7,643

337,174

4,582

336,786

336,786

900,000

0.00

529

2,757

0.00

8,032

349,129

4,745

348,727

348,727

900,000

0.00

0.00

8,441

10

529

2,999

361,379

4,913

360,963

360,963

900,000

0.00

11

529

3,254

0.00

8,868

373,923

5,084

373,493

373,493

900,000

0.00

12

529

3,521

0.00

9,310

386,764

5,260

386,319

386,319

900,000

0.00

13

529

3,797

0.00

9,765

399,906

5,439

399,446

399,446

900,000

0.00

14

529

4,078

0.00

10,231

413,356

5,623

412,880

412,880

900,000

0.00

15

529

4,363

0.00

10,703

427,126

5,811

426,634

426,634

900,000

0.00

16

529

4,647

0.00

11,180

441,230

6,004

440,722

440,722

900,000

0.00

0.00

455,165

17

529

4,926

11,656

455,689

6,201

455,165

900,000

0.00

18

529

5,151

0.00

12,085

470,575

6,404

470,033

470,033

900,000

0.00

19

529

5,361

0.00

12,503

485,922

6,613

485,362

485,362

900,000

0.00

20

529

5,624

0.00

12,982

501,696

6,828

501,118

501,118

900,000

0.00

21

529

5,931

0.00

13,510

517,872

7,049

517,276

517,276

900,000

0.00

22

529

6,270

0.00

14,074

534,436

7,275

533,821

533,821

900,000

0.00

0.00

14,664

23

529

6,627

551,386

7,507

550,752

550,752

900,000

0.00

24

529

6,991

0.00

15,265

568,733

7,744

568,079

568,079

900,000

0.00

25

529

7,348

0.00

15,864

586,503

7,986

585,828

585,828

900,000

0.00

26

529

7,480

0.00

16,246

604,945

8,237

604,249

604,249

900,000

0.00

27

529

7,656

0.00

16,681

624,044

8,496

623,326

623,326

900,000

0.00

28

529

8,043

0.00

17,336

643,615

8,763

642,874

642,874

900,000

0.00

29

529

8,373

0.00

17,940

663,736

9,038

662,972

662,972

900,000

0.00

0.00

18,473

30

529

8,623

684,515

9,320

683,727

683,727

900,000

0.00

31

529

8,764

0.00

18,906

706,093

9,613

705,280

705,280

900,000

0.00

32

529

8,757

0.00

19,205

728,658

9,918

727,820

727,820

900,000

0.00

33

529

8,554

0.00

19,323

752,456

10,239

751,590

751,590

900,000

0.00

34

529

8,091

0.00

19,200

777,810

10,579

776,915

776,915

900,000

0.00

35

529

7,284

0.00

18,757

805,143

10,943

804,217

804,217

900,000

0.00

36

529

6,019

0.00

17,888

835,015

11,339

834,054

834,054

900,000

0.00

529

4,144

0.00

11,776

867,166

867,166

900,000

0.00

37

16,449

868,165

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

38

529

1,459

0.00

14,253

905,573

12,264

904,531

904,531

904,531

0.00

39

529

0.00

13,338

946,191

12,809

945,102

945,102

945,102

0.00

40

529

0.00

13,913

988,655

13,383

987,517

987,517

987,517

0.00

41

529

0.00

14,514

1,033,049

13,984

1,031,860

1,031,860

1,031,860

0.00

42

529

0.00

15,142

1,079,461

14,612

1,078,219

1,078,219

1,078,219

0.00

43

529

0.00

15,798

1,127,982

15,269

1,126,684

1,126,684

1,126,684

0.00

0.00

16,485

44

529

1,178,709

15,955

1,177,353

1,177,353

1,177,353

0.00

45

529

0.00

17,203

1,231,742

16,673

1,230,324

1,230,324

1,230,324

0.00

46

529

0.00

17,953

1,287,185

17,423

1,285,703

1,285,703

1,285,703

0.00

47

529

0.00

18,737

1,345,148

18,208

1,343,600

1,343,600

1,343,600

0.00

48

529

0.00

19,557

1,405,746

19,028

1,404,128

1,404,128

1,404,128

0.00

49

529

0.00

20,415

1,469,098

19,885

1,467,407

1,467,407

1,467,407

0.00

50

529

0.00

21,311

1,535,329

20,782

1,533,562

1,533,562

1,533,562

0.00

0.00

1,602,724

51

529

22,248

1,604,571

21,719

1,602,724

1,602,724

0.00

52

529

0.00

23,228

1,676,960

22,698

1,675,030

1,675,030

1,675,030

0.00

53

529

0.00

24,252

1,752,640

23,723

1,750,622

1,750,622

1,750,622

0.00

54

529

0.00

25,323

1,831,759

24,793

1,829,651

1,829,651

1,829,651

0.00

55

529

0.00

26,442

1,914,474

25,913

1,912,271

1,912,271

1,912,271

0.00

56

529

0.00

27,613

2,000,949

27,083

1,998,646

1,998,646

1,998,646

0.00

0.00

28,836

57

529

2,091,355

28,307

2,088,948

2,088,948

2,088,948

0.00

58

529

0.00

30,115

2,185,870

29,586

2,183,354

2,183,354

2,183,354

0.00

59

529

0.00

31,452

2,284,680

30,923

2,282,051

2,282,051

2,282,051

300,000

18,200

281,800

31,237

194,208

0.00

937,263

693,618

The net yield excluding all risk charges (mortality, rider charges (if any) & service tax is estimated assuming a gross return of 6% p.a.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

0.00
8,400.00

Policyholders/ Prospects Declaration

I ______________________________________have been taken through the illustration for Met Smart Platinum. The Financial Advisor has explained to me the premiums payable,
applicable charges and benefits under the product. I having received the information with respect to the above have fully understood the above statement before entering into the
contract.
I understand that investment in this product is subject to market risks and the actual rate of return may be higher or lower than what has been illustrated, and are ignoring any current and
future tax laws that could impact these figures. I also understand that this illustration is an example in nature and as such does not indicate maximum or minimum returns.
Signature of the Policyholder/ Prospect ______________________

Date: ____________

Place: _________________

For MetLife India Insurance Company Limited,

I certify that this illustration has been fully explained to the Policyholder / Prospect, including the non-guaranteed elements. Further, I have also explained to the Policyholder / Prospect
that the actual returns/benefits under the product may be different from what has been illustrated.

Signature of the FA(Agency)/FPC (Referral Partner)/SP (CA/Micro Insurance Agent)/Authorized Person(Broker): _____________________________________________________

Date of Signature: ______________

Name of FA(Agency)/FPC (Referral Partner)/SP (CA/Micro Insurance Agent)/Authorized Person(Broker): ___________________________________________________________

Code of FA(Agency)/FPC (Referral Partner)/SP (CA/Micro Insurance Agent)/Authorized Person(Broker): ____________________________________

Seal/Stamp of CA/Broker/ Micro Insurance Agent: _________________________________________

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0

Glossary of Policy Charges

Premium Allocation Charges

These charges are deducted upfront from the premium paid by you. These charges account for the initial expenses
incurred by the company in issuing the policy- eg. Cost of underwriting, medicals & expenses related to distributor
fees. After these charges are deducted the money gets invested in the fund chosen by you.

Mortality Charges

Mortality expenses are charged by us for providing life cover you and are charged as per your age on the Sum-at
-Risk. Mortality charges are deducted on a monthly basis by deducting units from your fund account

Rider Charges

Rider Charges are charged for provide the Rider Coverage as defined under the policy. The Rider Charges vary with
the age . Rider charges are levied on a monthly basis by deducting units from your fund account

Fund Management Charges

Policy Administration Charges

These charges are levied to manage the funds chosen by you. The FMC varies from fund to fund depending on the
underlying assets in the fund. Usually a fund with higher equity component will have a higher FMC. These charges
are levied daily by adjusting Net Asset Value (NAV) of your Fund.
These charges are deducted on a monthly basis to recover the expenses incurred by the insurer for servicing and
maintaining the life insurance policy like paperwork , work force etc. These charges are levied by deducting units
from your fund account

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am - 6pm)
Our Regd Office: MetLife India Insurance Co. Ltd., Brigade Seshamahal, 5 Vani Vilas Road, Basavanagudi, Bangalore - 560004
IRDA Registration Number. 117
EC 99,
Fax +91-80-26521970.
Visit us at www.metlife.co.in
Insurance is the subject matter of the solicitation. LD/2011-12/279
Benefit Illustration Version No. - 4.0