Friday, March 2, 2012 Vol. 3, No.

1
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By Nicholas Gwiazda
The New Britain school
board has offered the
superintendent position to Kelt
L. Cooper of Del Rio, TX. After
almost eighteen months the search
is over to replace Doris Kurtz
who retired. Ron Jakubowski was
named acting superintendent for
the 2011-2012 school year.
Cooper has not accepted a
contract yet. The board is offering
him the position contingent
upon a visit to Del Rio schools by
President Sharon Beloin-Saavedra.
Cooper is currently the
superintendent of the San Felipe
Del Rio Consolidated Independent
School District in Del Rio, TX.He
has held this position since 2008.
The district has an enrollment
of 10,400 and a budget of $100
million. Cooper is bilingual and
holds aPh. D. from NewMexico
State University.
Past positions include
Superintendent of the Nogales
Unied School District #1 in
Nogales, AZ, and Director of
Technical Assistance for the
Arizona State Department of
Education Ofce of English
Language Acquisition Services.
Coopers main focus will be
to close the achievement gap in
the New Britain school system.
Cooper acknowledges the ever-
growing divide between high
achieving students and those
which display poor performance.
Cooper believes this plague is
state-wide. It is for this reason
that Cooper looks to exploit
and improve the districts most
effective educational programs.
Cooper elded questions this
past week from staff and the public
at New Britain High School along
side nalists Robert L. Copeland
and Sadia M. White.
The three nalists
were selected from forty-eight
applicants, of which seven were
selected to be interviewed.
The Board is excited about the
candidate pool and hopeful that we
will be able to make an offer to one
of the three nalists, said Board of
Education President Sharon Beloin-
Saavedra last week We spent 13
hours on Monday preparing for
and interviewing all the candidates.
The Board is especially proud of
the process we developed and
the inclusion of stakeholders in
the decision making, The board
also mentioned that they hope the
new superintendent will improve
literacy, curtail the high school
dropout rate and raise standardized
test scores.
The district had twenty-four
stakeholders, parents, former
students, CCSU and staff members
participate in all interviews.

A Super Choice
New Britains FREE weekly newspaper
HCJ-20120302.indd 1 3/1/2012 3:54:51 PM
2 - Friday, March 2, 2012 Hardware City Journal
OPINION
Letters to the Editor
I agree with most of the
changes Governor Malloy has
proposed regarding alcohol sales
laws especially the one allowing
sales on Sunday. Liquor and beer
are currently about the only thing
you cant purchase from stores on
Sunday. We are allowed to purchase
these items at restaurants and bars so
why not from your favorite packy.
Why should one business selling the
same product benet while another
loses out especially when package
stores must be closed the Monday
after a Sunday Holiday and on
Memorial Day, Independence Day
and Labor Day.
The governor says the laws are
outdated and articially increase
alcohol prices. He also claims
not having Sunday sales causes
Connecticut retailers to lose
approximately $570 million in sales
each year. The last I looked the tax
on $570 million bought more than a
few six-packs.

Skip McCoy
New Britain
The Pr os and Cons
of I nt r oduc i ng Sunday
Li quor Sal e
YES NO
The recent proposal to extend the
hours of alcohol sales in Connecticut
is perhaps a mistaken notion.
Regular consumers of alcoholic
beverages currently have more than
an ample window of time to make
purchases. It is only an assumption
that extending the legal hours during
which one may buy alcohol will
result in a greater volume being
sold. The state perceives there will
be an increase in taxable revenue.
However this is not an absolute
given.
None can deny the fact
Connecticut needs to raise more
revenue. The big But is whether
or not this is an effective manner to
achieve that goal. An even bigger
But is would this action encourage
the further moral degradation of
some portion of the population as
slight as it be.
Years ago the state saw the
lottery as a revenue source and
the answer to nancial problems.
Guess what? We still have the same
problems. One could also argue
that the proposal would put smaller
businesses engaged in alcohol sales
at a deceived disadvantage in terms
of procuring market share. These
same businesses would not be able
to comfortably be able to extend
their current hours of operation.
The state needs to concentrate on
expanding revenue bases not turn to
the same old sin taxes that have been
squeezed dry.
--
Letters to the Editor................................2

Message from Mayor OBrien...............3

Commentary............................................4

Note from the Editor...............................4

Senior Citizen Notes................................5

Cryptogram.............................................6

Automotive Advice..................................6

Finance.....................................................7

Economics................................................8
Law...........................................................9

Music.......................................................10

Humor.....................................................11

Tom OFeral...........................................11

Paper Locations.....................................12
Arts..........................................................13
Around the city.......................................14
Parks and Recreations..........................15

Table
of Contents
Brian Belford
HCJ-20120302.indd Sec1:2 3/1/2012 3:55:00 PM
Hardware City Journal Friday, August 20, 2010 - 3
Mayor Timothy OBrien
About 3 months ago I took the
oath of ofce as Mayor of the
City of New Britain. Even before
assuming ofce I announced that
I would be creating a Financial
Review Task Force. The goal of this
Task Force was to nd ways the
city could reduce costs and achieve
savings without jeopardizing the
quality of city services. Its hard to
imagine a better group of individuals
to fulll this role than the three I
appointed. Two are trained auditors
and the other has signicant
knowledge of the Board of
Education. Right from the beginning
I began the process of reviewing
the citys nancial condition.
Before the Task Force had the
opportunity to start their important
work, I received an initial report
from our citys Finance Director
indicating that the citys nances
faced enormous challenges. The
estimated decit seemed to be
considerably worse than had
been previously reported - $12
million - especially large when
considering we were about
halfway through the budget year.
I saw this as an urgent matter
requiring immediate action. I
immediately called for a hiring
freeze, with the exception of those
aiding in the transition of the new
administration, and I ordered
an independent audit of city
nances to better access the true
severity and amount of the decit.
The auditors showed the citys
decit was approximately $9 -13
million. This uctuation can be
attributed to estimated collection
rates for taxes. More importantly
the independent audit provided
about $1 million worth of savings
that we implemented right away.
I have used this information in
my administrations efforts to take
immediate and effective action to
restore nancial stability in New
Britain and provide transparent and
accurate accounts to the condition
of the citys nances. Thats why
I put forward a decit reduction
plan that created a balanced, fairer
and responsible budget without
raising property taxes. It reduced
the budget decit by reducing
expenditures, step by step, through
elimination of duplication in city
government, merging departments
and reducing payroll and expenses
through attrition. I put the plan to
reduce the citys $10 million dollar
decit before the Common Council
on February 16th and it passed
unanimously. The hard work is by
no means is over.
We are refocusing our city
government on the top priorities:
Jobs & Economic Development,
Education & Job Training,
Public Safety, Infrastructure and
Community Quality of Life. I will
also ght for tax fairness. I will
enact tax relief for seniors on xed
incomes and will begin to make
sure responsible homeowners dont
get penalized with high taxes for
being responsible homeowners
while absentee landlords of blighted
properties get tax breaks for driving
down the value of their properties.
Its imperative that the city
nances become more transparent.
Not only should our newly elected
Council members know where the
money is; the citizens should know
as well. All ndings from the audit
will be posted on the city website for
public viewing.
It has never been clearer that
we cannot continue to do the same
things and expect better results. We
must reduce the size and increase
the efciency of city government.
Through consolidations and
reorganizations we can achieve
savings that preserve the quality of
services the public receives while
reducing city expenditures. My
focus will continue to be on doing
the right thing and making sure that
I can leave this city stronger than I
found it.
I want to thank the members of
the Financial Review Task Force,
Department Heads and the Common
Council for rolling up sleeves and
resolving what was the largest
decit the City of New Britain had
ever seen.
March 2, 2012
ADVERTI SE
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Contact
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hardwarecity journal@gmail.com
HCJ-20120302.indd Sec1:3 3/1/2012 3:55:01 PM
Hardware City Journal 4 - Friday, August 20, 2010
Deadline for Classieds, Advertising, and
Letters to the Editor is Tuesday 12:00 p.m.
JOURNAL EDITORIAL
Winner take all
Please send us your letters to
the editor about any topic you
choose. Include your full name,
address, and phone number. We
will do our best to publish as
many as possible. Email letters to
hardwarecityjournal@gmail.com.
Mail: 202 Broad St.
New Britain, CT 06053
email: hardwarecityjournal@gmail.com
Phone: 860 637-6806

Back Issues
If you would like to receive a
previously printed issue of the
Hardware City Journal, mail
$1 and a self addressed stamped
9x12 envelope to: 202 Broad St.
New Britain, CT 06053.
Limit: one issue per envelope.
Proper postage please.
COMMENTARY
In the past 30 years, the State of
Connecticut has seen revenue derived
from gambling activities increase
nearly 6-fold. As reported by the State
Department of Special Revenue, lottery
sales commissions and casino slot
machine revenues now add nearly $750
million to the states general revenue
fund each year. Bear in mind that this
is merely the amount the state collects
as commissions. Overall between
Indian casino gaming and Connecticut
Lottery Corporation sales, gambling
is now an $18 billion business in this
state. No longer the shadowy vice
of oily-haired men in hushed back
rooms, gambling has clearly become
mainstream. Seemingly recession
proof, the gambling industry has found
a home in the land of steady habits.
As with any modern business,
sophisticated marketing and advertising
play a key part in keeping public
imagination engaged to ensure that
revenue continues ever on the up
and up. To this end the CT Lottery
Corporation engages in multi-million
dollar ad campaigns to disabuse you of
the notion that what they are peddling
is gambling-- instead fashioning their
wares as gaming, play or fun.
Lottery advertisements conveniently
omit the many negative consequences
money; this dude has clearly hit the
jackpot and his look, mannerisms,
style and lingo are cleverly devised to
convince more of his youthful pals to
take up the sport of lottery games.
Notwithstanding the moral bankruptcy
in openly promoting vice to young
adults--a vice that can ultimately lead
to irreparable emotional, social and
physical harm (like a snowboarder,
the problem gambler can end up with
broken limbs in the pursuit of ever-
greater thrills), there is a much subtler
and perhaps more insidious subtext to
the messages being deliveredthat
material success is attained through
the intercession of lady luck and that
personal fulllment can be derived
from the handiwork of chance or by
beating the odds-- and not from the
nurturing of talents, the persistence and
patience of hard work, and the practice
of personal integrity. Just hit the
jackpot dude, and youll be set for life.
Polls conducted in 2006 by the
Opinion Research Group on
behalf of the Consumer Federation
of America report that 21% of the
American populace now believe that
winning a large lottery jackpot is
their chief hope for future economic
security, ahead of such things as
personal savings, pensions, Social
Security, home ownership, and
investments in higher education. This
is not surprising, as more and more,
key aspects of our nations psyche
resemble a game of Texas hold em,
that omnipresent and persistently
popular high-stakes poker game, where
simple card play, guile and blufng
combine with sheer luck to allow one
competitor to completely vanquish
their opponents and walk away from
the table with all the chips. Bravado,
gamesmanship and a testosterone
fueled thirst for competition create
a milieu of brinkmanship where the
riskiest and most reckless realize the
greatest rewards, provided of course
they dont go bust rst.
This penchant for risk taking is
manifesting itself in many aspects of
our modern society, where a lucky
bounce, an opportune encounter, a
chance at becoming a reality TV
celebrity outstrip and out-pace the
values of hard work, perseverance
and the deferment of immediate
gratication. Success seems no longer
to be a state of personal self-worth,
where things such as honor, good
deeds and integrity are measured
against community standards which
are rooted in traditional values, success
now seems to be dened by winning
the biggest jackpot, or securing the
grandest prize; risking more and more
to feed an over-nourished sense of
personal entitlement. Success has
been divorced from the concept of
being earned and is now a conceit
granted--based on who is willing
to connive, risk the most or degrade
their own self in order to attain it.
Witness the continuing greed and
speculation fueling Wall Street, as the
wealthy elite pick the winners and
the losers of industry by using simple
tricks of manipulation, guile and in
some cases outright fraud to leverage
markets in their favor, in an attempt to
utterly conquer established or nascent
competitors. Seeking to leverage
short-term positions into big gains, the
nancier class goes all in to ensure
the certainty of a huge windfall for
themselves and their ilk--provided of
Friday, March 2, 2012
that are associated with problem gam-
bling such as economic instability,
reckless behavior, loss of empathy,
disregard for inter-personal relations,
and potential dealings with illegal and
nefarious characters as debts from
gambling loses spiral out of control.
A recent television advertisement
produced for the CT Lottery Corpo-
ration features a shaggy-haired youth
snowboarding on a mountain of paper
Note from
the Editor
New Britains school board in the
quest to nd a new superintendent
must be commended for avoiding
the same sort of carnival hype which
was shoveled out during the last
election process.
It is a given that the process takes
into account academic credentials
and real life experience but beyond
that the candidate sought should
be a straight shooter. It appears
they found one devoid of academic
hyperbole specically designed
to impress those involved in the
election process for the sole purpose
of garnering the position.
The decision makers did well to
take into account the prospective
candidates proclivity to interact
with staff, parents, students and the
general public. This is an intricate
aspect of administering such a
position. The candidates willingness
to become an integral member of the
community was also gauged.
It appears the board did well
nding a straight shooter with
a positively forward agenda who
can do whats right for New Britain
schools.
The city is proud to welcome
Kelt L. Cooper as our new
superintendent.

course they dont go bust rst. But
as we have also witnessed, these
huge risks and nancial positions
never go bust, as there is always
a taxpayer bailout at the ready. Like
spoiled children, the wealthy elite
feel entitled to continue their ways
-- our government, acting the part of
indulgent parents is always there to
cover the loses, never demanding a
change to their bratty behavior.
HCJ-20120302.indd Sec1:4 3/1/2012 3:55:02 PM
Hardware City Journal Friday, August 20, 2010 - 5
Senior Center Schedule
PROPERTY TAX RELIEF
The Senior Center is
taking appointments for the
HOMEOWNERS, Additional
Veterans and FREEZE Property
Tax Relief programs. Individuals
65 or older in 2011 or who received
Social Security disability benets
are eligible for a discount on their
property taxes if their total income
was less than $32,300 for single
applicants or $39,500 for married
couples. These HOMEOWNERS
income limits include 2011 social
security benets. Those who have
received benets under the old
FREEZE program are eligible to
maintain their property tax relief
if their income, excluding social
security, was less than $6,000.
Those who have been enrolled in
either program in past years have
received a letter from the Tax
Assessor if they must reapply this
year. Finally, if a married couple
wishes to apply, it is only necessary
for one of the spouses to have
been over 65 to be eligible for the
program.
AARP SAFE DRIVERS COURSE
Thursday, March 22
8:45 a.m. - 12:30 p.m.
An AARP Safe Drivers Course
is offered. This is a one day course
and interested persons can sign up
at the front desk starting March 2nd.
The cost of the course is $12.00
for AARP members and $14.00 for
non members. Please make check
payable to AARP.
COMPUTER CLASSES OFFERED
ALL CLASSES ARE FREE, HOWEVER,
CLASS SIZES ARE LIMITED
SIGN UP AT THE FRONT DESK
FUNDAMENTALS OF
COMPUTERS
Mondays, 9 - 11 a.m.
Starting on March 19th
This course is intended for
those persons who have little or no
knowledge of computers and would
like to start learning computer skills.
INTRODUCTION TO
COMPUTERS
Tuesdays, 9 - 11 a.m.
Starting on March 20th
This course will cover basic
computer skills such as word
processing, creating and saving
documents, creating and organizing
les as well as other pertinent topics.
Program is intended for persons who
have basic computer skills and wish
to expand their prociency.
INTRODUCTION TO THE
INTERNET
Thursdays, 9:30 - 11:30 a.m.
Starting on April 12th
This course will discuss and
practice: Using internet Browsers;
surng the internet; using Email
along with sending and receiving
pictures; download and upload
documents & pictures; using useful
websites and other interesting topics.
DIGITAL PHOTOGRAPHY
Fridays, 9 - 11 a.m.
Starting on March 23rd
This course will cover an
introduction to digital cameras
and their features. Downloading
pictures to computers, basic editing
w/Picasa, storage and printing.
REBUILDING TOGETHER
Every year Rebuilding Together
New Britain assists low income
New Britain homeowners with home
repairs that they are unable to take
care of on their own, due to physical
and/or nancial limitations. These
repairs are done by community
volunteers free of charge for
eligible, selected homeowners.
Tasks range from yard work and
general cleaning, to painting, light
carpentry, electrical and plumbing
jobs, as well as installation of grab
bars and other simple modications
designed to allow seniors to age
safely in place.
If you would like to apply to be
considered for assistance, please
contact our ofce today at 860-
832-4389. If you would like more
information or have any questions,
please do not hesitate to call.
Wii BOWLING LEAGUE
Tuesday, March 6th; 1:15 p.m.
Lots of fun, excitement and
enjoyment. All Senior Center
members wishing to participate are
invited to attend the Signup and
organizational meeting to be held on
Tuesday, March 6th at 1:15 p.m. in
the Massachusetts room. The New
Britain Senior Centers Wii Bowling
League will commence the spring
season on Tuesdays 12:30 p.m.,
March 20th and run for 14 weeks.
MOVIE FOR MARCH
Thursday, March 15th; 12:30 p.m.
Shenandoah [Western] (1965)
Color / 106 min. / NR: will be
featured here at the Senior Center.
A dramatic story of a man caught in
a dilemma. James Stewart stars as
a Virginia farmer during the Civil
War. He refuses to support the
Confederacy because he is opposed
to slavery yet he will not support the
Union because he is deeply opposed
to war. When his son is taken
prisoner, he goes to search for the
boy. Seeing the horrors of war he is
at last forced to take a stand.
BOOK GROUP MEETING
Tuesday, March 20th; 1:00 p.m.
The Senior Center/New Britain
Public Library Book Group will be
meeting on Tuesday, March 20th at
1:00 p.m. here at the senior center. The
book read for March is Clara and Mr.
Tiffany written by Susan Vreeland
TRIPS PLANNED
A number of day trips are being
planned by the Stanley Seniors
Group and senior center members
are welcome to join up. Listed
below are some denite trips as well
as some future planned trips.
March 13th Mohegan Sun Casino
April 10th Mohegan Sun Casino
May 8th Mohegan Sun Casino
April 26th Jersey Dreamers
presents Last of the Clean
Comedians staring: Glen Anthony
Thursday, April 26th. Bus
leaves 7:30 a.m. from Stanley
Tools parking lot and returns
approximately 6:00 p.m. Trip
includes Deluxe Motor Coach,
Lunch, Show and Dancing and all
tips. Lunch includes: Salad/Pasta/
Roast Beef/Chicken Parmigianino/
Salmon/Potato and Vegetables/
Special Desert/Coffee & Tea-Soda
Plus one complementary drink. Cost
$80.00 Per Person / $25.00 Deposit
due at sign up.
Mothers Day Brunch at the
Delaney House
Save the Date: Monday, May
14th. Package includes Round Trip
Motor Coach, Brunch Buffet, Music
Entertainment and Drivers gratuity.
COST: $66.00 Per Person.
For more information on any of
these trips call Richard Macchietto
at 860-223-9144
SPRING BUS TRIP
Monsignor Bojnowski Manor &
Advanced Home Healthcare
We would like to plan a bus trip
to Newport RI for a day in April.
The cost would be about $25.00 per
person and we would need 52 people
in order to go for this price. If you
are interested or have any questions,
please contact Mary Carpenter at
860-229-0336
TRIAD PANCAKE BREAKFAST
Sunday, March 11th; 8:00 - 11:00 a.m.
Adult Advanced Tickets $5.00
($6.00 at the door)
Children under 3 are FREE
Tea Cup Drawing! Bake Sale! Live
Music! Kids Color Contest!
Breakfast Includes: Pancakes, Eggs,
Hash Browns, Sausage, Bacon,
Coffee
Manicures
Tuesday March 13rd; 10:00 12 noon
Ladies- again, we welcome
Newington Health Care back to
offer manicures. Signup sheet will
be on the Nurses Ofce Door or
call and ask for the nurse to set up
an appointment at 860-826-3553
Monday through Friday 8:30 a.m. to
11:45 a.m.
SAINT PATRICKS PROGRAM
Wednesday, March 14th; 1:00 p.m.
Join us for a special program
celebrating St. Patricks Day on
Wednesday, March 14th at 1:00
p.m. following the special holiday
lunch program. The program is
sponsored by Wellcare and will
feature a special performance by
Bob Mel. Plan on signing up for the
special lunch and stay around for
refreshments and entertainment.
DAYLIGHT SAVINGS
TIME
Sunday, March 11th
02:00 a.m.
Friday, March 2, 2012
HCJ-20120302.indd Sec1:5 3/1/2012 3:55:02 PM
Hardware City Journal 6 - Friday, August 20, 2010
By Ken Papa
PAPAS CHRYSLER DODGE JEEP
TRANSMISSION FLUSH/FILL
OR SERVICE
I get this question asked fre-
quently because most consumers do
not know the difference, and there
is a difference. There are actually
3 different automatic transmission
services that are being presented to
consumers these days. The rst is
referred to as a uid exchange
or suck and blow as it is known
in the industry. Simply put, the oil
change shop places a long tube down
your automatic transmission dip stick
tube and with a siphon tube sucks out
your transmission oil. This process
empties the transmission pan of u-
id, at which time they rell it with
new uid. Not really a benecial
service, but it does remove aged or
burnt uid which could cause other
problems. This is recommended be-
tween 24,000 and 36,000 miles as a
preventative maintenance item. The
next service is called a power ush
and ll. This is where a powerful
machine is hooked up to your trans-
mission and, under pressure, the old
uid is extracted from the transmis-
sion which in most cases includes the
draining and relling of the torque
converter (a suck and blow does
not drain and rell the torque con-
verter). The power ush and ll
does a much better job of removing
debris from the system, but could
possibly cause the transmission l-
ter to clog up with debris. A power
ush and ll is not recommended
for transmissions that have never
been cleaned or on higher mileage
vehicles. Recommended service is
between 36,000 and 60,000 miles
under normal to semi-harsh driving
conditions. Finally a transmission
service is where the transmission
pan is removed, the lter is inspected
for debris like metal shavings, and
then replaced with new transmis-
sion uid. This is a more thorough
means of getting a look inside the
transmission where the previous two
services do not allow you to see the
inner workings and whether there is
a problem developing. A transmis-
sion service is recommended for
vehicles with over 50,000 miles or
for those that trailer tow or work in
extreme weather conditions like high
temperatures. Generally speaking,
if you are planning on keeping your
vehicle for a long time, having your
transmission serviced and a new lter
installed is recommended at 75,000
miles. There you have it. Take care
of your cars transmission and it will
take care of you for many years.
Parties for Any Occasion or Event
8608036399
39 South St.
New Britain
294 Willard Ave.
Newington
Showers/
Stags
Weddings
Birthdays
Fundraisers
Meetings
Bar Area
Full Kitchen
Tables
& Chairs
Provided
THE
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AUTOMOTIVE ADVICE
860.224.4465 252 South Street, New Britain
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Each letter corresponds to a letter in the alphabet. Find the correct correlation to solve this puzzle.
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ENZZNTM NZZ YMUPRX GNZZVQ EV

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Friday, March 2, 2012
HCJ-20120302.indd Sec1:6 3/1/2012 3:55:02 PM
Hardware City Journal Friday, August 20, 2010 - 7
FINANCE
Its Your Money
You Worked Hard for it,
So What are Your Options ?
Is any bond a safer investment
than the next? This a very difcult
question but rating services such as
Moodys and Standard and Poors
determine the quality to help give
us a better idea of what may be pur-
chased. They evaluate the amount of
outstanding debt, cash ow, stability
and the ability to make payments.
The safest bonds on the market
United States government securi-
ties which are U.S. Treasury bills,
notes and bonds. Government Na-
tional Mortgage Association bonds
(Ginnie Maes) and New Housing
Authority bonds are also included in
this ca-tegory.
The next safest bonds are gov-
ernment agency issues, even though
the United States government does
not back these issues.
These include Federal National
Mortgage Association(Fannie Mae),
Federal home Loan Bank(FHLB)
and Federal Farm Credit Banks.
Municipalities offer general ob-
ligation bonds (GOs), which are
backed by taxes, and revenue bonds,
which depend on revenues from
whatever was nanced by the is-
suer.
Corporate bonds range from
very safe (AAA) to very risky (junk
bonds) and may be secured or unse-
cured. A secured bond is when the
issuer states it has specic assets
as collateral, so if default does oc-
cur the bondholder has a right to the
collateral.
One should never enter the stock
market expected a sure thing. One
should remember to have patience
and to invest with specic goals and
time frames in mind.

Any individual who owns stock
in a company owns a percentage of
that company. Such is not the case
with bonds. Bondholders have no
ownership rights and have no say as
to how the company is run. They are
like a man making wedding plans
with his ancee. They do however
get paid before stockholders if a
company has to close its doors.
Bonds are issued by corporations,
the United States government,and
municipalities who are obligated
to repay the debt on a specic date
along with interest. Since the inter-
est rate is constant, bonds are re-
ferred to as xed-income securities.
A corporation cannot issue a
bond to fund their company picnic
in Rio, but it will issue them to raise
funds to construct or renovate a plant
or to purchase major equipment.
Thisfunded debt is any long-term
debt payable in a minimum of ve
years.
The United States government
issues treasury bills, which mature
in one year or less, treasury notes
which have two to ten year maturi-
ties. For those with a little more
patience Uncle Sam offers bonds,
which can have 10-to-30 year ma-
turities. On a state and local level
municipal securities are issued to
fund mostly public works projects.
A bonds interest rate is deter-
mined by its par value which is usu-
ally $1000 per bond. This means the
holder will receive $1000 at maturi-
ty. Interest accrues daily and is paid
semiannually.
A bond with a term maturity
means all of the principal is paid at
one time. Those with serial maturi-
ties call for principal portions to ma-
ture at different intervals. A balloon
maturity is a combination of both
term and serial maturities.
With oil at year-highs, consumers
are denitely feeling the squeeze at the
pump. Its obvious that ination is upon
us, and that your paychecks are stretch-
ing a shorter distance as the price of
gasoline continues to rise past $4 per
gallon.
However, there may be some relief
in sight. Believe it or not, the prices for
some goods that you buy are actually
predicted to fall.
Before we look at the positives in
store for consumers, rest assured that
the price of oil as of yesterday was about
$108 per barrel. The raw cost of gaso-
line (before state taxes and distributor
costs) was $3.30 per gallon. So rest as-
sured, with local and state taxes factored
in, as well as gas station prot margins,
weve got $4 dollar gasoline guaranteed
unless the raw cost of gasoline falls sub-
stantially.
Meanwhile, Deckers Outdoor predicts
a sharp increase in the cost of sheepskin,
and therefore the clothing products as-
sociated with sheepskin. Deckers Out-
door is the producer and distributor of
UGG boots.
They recently slashed their forecast
in half due to steep sheepskin costs. If
youre into that end of the fashion spec-
trum you could denitely be paying
more in the near future.
Despite rising costs in petroleum by-
products and sheepskin, Deere & Com-
pany has provided us with a glimmer of
hope for our wallets. Deere & Compa-
ny, producer of John Deere farm equip-
ment, foresees double digit declines in
the price of corn, wheat and cotton in
2012.
In Deeres latest earnings report, dat-
ed February 21st, 2012, Deere estimated
that the price of corn would fall 17%,
the price of cotton would fall 15%, and
that the price of wheat would fall 10%
this year. So what does this mean for
your wallet?
Friday, March 2, 2012
Economics
Ination? What Ination?
By Al Mosley
Staff Writer
By Nicholas Gwiazda
Staff Writer
Essentially, when the price of
a material such as cotton or the
price of a commodity like wheat
rises, retailers pass the costs on
to the consumer by raising their
prices.
A higher cotton price means
you pay more for socks, jeans
and shirts. Higher corn and
wheat prices mean you pay more
for your food. Higher food and
clothing prices is the very de-
nition of ination.
What we will be looking at in
the upcoming year is a balance
for rising gasoline prices in the
form of declining food prices.
Basically, the costs associat-
ed with producing your cereal in
the morning and the t-shirts you
wear are expected to fall.
Unfortunately, declining raw
costs does not guarantee that
the prices you pay will fall. You
can however rest a little easier at
night knowing that at the very
least, the prices wont go any
higher.
HCJ-20120302.indd Sec1:7 3/1/2012 3:55:03 PM
Hardware City Journal 8 - Friday, August 20, 2010 March 2, 2012
ECONOMICS
What happened to New Britain?
We older locals remember a more
balanced, more prosperous, more
self-contained community. The wis-
est admit, of course we were young
then.
The story is complicated and far
too lengthy to tell here. An appro-
priate economic history is in many
ways the history of urban America.
New Britain was never a unique
city. It was Seneca Falls. Read a few
hundred city histories or a few thou-
sand case studies and one will real-
ize and appreciate we have always
been of common cloth. If New Brit-
ain has some uniqueness, every com-
munity can justify the same claim.
For all of our considerable local
pride, most concede to my opening
remark. Heres my twist. As with
many east coast towns, we were laid
out before the age of the automobile.
I have found that riding a bike across
town is easiest when following the
oldest roads. Taking short cuts often
takes
By Armand Zottola, Ph. D.

SPECIAL TO THE JOURNAL
me up and down. The old Yankees
were wise enough to follow paths of
least resistance and eventually they
were paved. Our roads dene land
use more effective than our zoning
board. The oldest lead most directly
to the center and exit for a horse.
What the settlers did was lay out
relatively small towns. By American
standards most communities along
the Atlantic seaboard are little more
than neighborhoods. Farther west,
newer towns were more commonly
of county scale as their growth
largely occurred in the auto age. The
roads are straight and mayors are
responsible for extensive domains
large enough to be balanced, self-
contained and prosperous. Here in
Connecticut we are Balkanized into
169 petty kingdoms bounded by lines
that are irrelevant to this century.
City Hall is obligated to admin-
ister a community that is a small
central business district surrounded
by small residential neighborhoods
that were once farmland. Meriden,
New London, Bristol Torrington and
Waterbury are in the same boat. Our
state capital is girded by a border
drawn up in 1640. Our dreams play
out inside of these lines. They also
dene havens from our urban woes.
In Connecticut we live in economi-
cally segregated communities.
Being pressed for space the only
way for New Britain to grow is up
but taller is increasingly expen-
sive. All kinds of things can be done
more cheaply where land is relatively
cheaper. Developers of restaurants,
theaters, malls and box stores seek
that advantage leaving our older cit-
ies increasing hollow. In the last fty
years New Britain has built rather lit-
tle and done even less to reclaim her
limited and precious land.

As buildings age operating and
maintenance costs rise. When repairs
are postponed properties decline in
quality and command progressively
lower rents. Lower rents attract lower
income tenants. Low income tenants
may have large families and are of-
ten clustered into our oldest cities be-
cause they offer the most affordable
shelter. I bet you are getting the idea.
There is little land to develop and
middle class escapees are replaced
by more marginal economic folks.
Connecticut needs to revitalize her
small and aging cities. They still en-
joy the substantial economic advan-
tages of centrality that once served
them so well. Short of consolidation
with suburbs (horrors) something
needs to be done to help the New
Britains reclaim land for better use.
Bring on the bulldozers, Gover-
nor Malloy

Armand Zottola, Ph. D.
Professor Emeritus of Economics
CCSU
HCJ-20120302.indd Sec1:8 3/1/2012 3:55:04 PM
Hardware City Journal Friday, August 20, 2010 - 9
The ReCONNstruction Center makes Re-Use Charitable.
7he ReCDNNstruction Center
230 South Street New ritain, C7
860.597.3390 www.ReCDNNstructionCenter.org
,OOKINGFOR'2%!4$%!,3ON
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The PeCONNstruction Center is a non-prot "Green
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while offering used, surplus and antique building materials
at below market prices. ou can nd great deals on kitchen
cabinets, vanities, counter tops, doors, sliders, windows,
hardware, lighting and plumbing xtures, lumber, tile and
more! Treasure hunt for that antique or classic gem.
ALL WORK PERSONALLY DONE
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02
Friday, March 2, 2012
HARDWARE CITY LAW
Dear Attorney Baron

I have endured a difcult marriage.
My husband often does not come
home at night. I think my husband
may be cheating on me with someone
at his work. I want to divorce him but
I do not have 100% proof that he has
been unfaithful. He has already told
me that he will never sign any divorce
papers. Am I stuck?

Broken Hearted in Berlin
Dear Broken Hearted:

I am sorry to hear about the troubles in your marriage. I can imagine this
has been a difcult decision to make. To answer your question: no, you
are not stuck. Connecticut courts allow you the option to le for a "no
fault" divorce. Basically, you do not have to provide proof whose fault
brought the end of the marriage. It is enough to say that the marriage
has broken down and cannot be salvaged. You do not need to prove your
husband has been cheating on you. If you want a divorce, the court will
grant it as long as you meet some requirements. (For example, you or
your spouse must have lived in the State for at least 12 months).

If your husband refuses to sign the papers, there are a few things the
lawyer can do to prove that he has been made aware that divorce papers
have been led. It is not a problem if he does not show up in court.
As long as he was properly given notice, the judge can still grant the
divorce. Remember, there is a 90-day waiting period before the court
can grant a dissolution of your marriage. During this waiting period, you
can petition the court for various things including exclusive use of your
home, temporary alimony or child support. I wish you all the best and
thank you for your letter. I also remind you that each case is different.
You may want to consider consulting with an attorney regarding issues
like alimony, property disbursement and parenting plans. I wish you the
best of luck.
Attorney Adrian Baron is a partner in the New Britain based law
ofce of Podorowsky Thompson & Baron. A former aide to Robert F.
Kennedy Jr., Attorney Baron is a nationally recognized award winning
legal writer. In 2012, Adrian was named as a Superlawyer Connecticut
Rising Star, a distinction given to only 2.5% of attorneys in the state. The
preceding post was provided for informational purposes only. Always
consult with an attorney before proceeding. Attorney Adrian Baron
is a partner in the Connecticut law ofce of Podorowsky Thompson
& Baron. For more information, please visit him on the web at www.
ptblegal.com or contact him directly at 860.223.4000.
HCJ-20120302.indd Sec1:9 3/1/2012 3:55:04 PM
Hardware City Journal 10 - Friday, August 20, 2010
MUSIC
The greatest thing Ive heard
about The Doors is that teenagers
think theyre listening to a new
band. Its also funny that Jim
Morrison (the Lizard King) was
pardoned by Floridas governor
recently of everything from indecent
exposure to lewd and lascivious
behavior. I wish I could get that
lucky. Its about time teens once
again can listen to music that has
soul and real poetry. The crazy cat
lady told me even she was tired of
listening to wimpy amateur hours of
Michael Jackson trying to get some
sleep or Whitney Houstons greatest
hits.
Jim Morrison was and is the
real thing. No excuses, and no
limits was his credo. He knew that
after age 5 your soul was corrupted
worse than a Somalian pirate. He
also knew you are corrupted by
your parents,teachers clergy and
peers and the only way to re-invent
yourself was to re-invent yourself.
In this 40th anniversary edition
of L.A. Woman, Jim and the
boys belt out a James Brown
sounding hard rock song called The
Changeling. The lyrics include
Ive got money, Ive got none,Ive
got money, Ive got none. But Ive
never been so broke I couldnt
leave town. This is unlike many
of my friends who are so broke
that cant leave themselves alone.
In December 1967 in New Haven,
CT Morrison was the rst rock
star to get arrested on stage. His
fellow musicians, Ray Manzarel
on keyboards, Robbie Krieger on
guitar and John Densmore on drums
may have felt Morrison needed
a substance abuse intervention
but they always knew he would
put out in performances and
recordings.
He was just 27 years old when he
died in Paris on July 3, 1971. You
dont have to be self-descrutive to
be creative but you can very well be
assured that you can circumvent life
so you can at least have a chance in
life. Isnt if the middle word in
life?
If you really want to listen to
some great music get the 40th
anniversary edition of L.A.
Woman which also features a
second disc with alternate takes
from the L.A. Woman session.
For instance, on Been Down So
Long, Jim says, Take 2. Then he
says, Lets take two. Now thats
my kind of humor. Then he gets
serious and sings the song on re as
always. As with most consummate
professionals he never disappoints.
We also learn on disc 2 that
Riders on the Storm, is heavily
inuenced by Ghost Riders in
the Sky, an old cowboy song by
Vaughn Monroe. Morrison provided
his own lyrics while Ray, Robbie
and John added their own unique
approach. Theres a killer on the
road-his brain is squirming like a
toad-let your children play-take
a long holiday-the world on you
depends-our life will never end.
Im paraphrasing but so what? They
will last along with the masters of
classical music and the legends of
blues and jazz because they are
timeless. Morrison wrote about
birth, sex, death, dreams, nightmares
and war. His Unknown Soldier
could be about war or that bottle a
beer I drank yesterday with no label.
Past, present and future, that was
his genius. His fellow band mates
genius was to wrap themselves
themselves musically around his
lizard tongue. So do me and yourself
a favor and buy The Doors 40th
Anniversary Edition and take all the
pretenders off the charts for just a
awhile.
Take Care,
Loosely
STAFF MEMO:
The Hardware City Journal
was able to locate Mr. Ostroski
with the help of a SEAL team. We
are impressed that he can be so
compassionate about the music he
loves as we have only heard him tell
of playing The Best of the Partridge
Family until his ears bled. Please
send your hate mail to Mr. Ostroski
directly if any comments in this
column offend you. The last address
he gave us was C/O The Family,
1440 Spahn Ranch, Los Angeles,
CA.
The Last Rock Star: Jim Morrison
Review of The Doors, L.A. Woman, 40th Anniversary 2 CD Collection
By Mike Ostroski
Special Correspondent
Friday, March 2, 2012
HCJ-20120302.indd Sec1:10 3/1/2012 3:55:06 PM
Hardware City Journal Friday, August 20, 2010 - 11
NOW IN STOCK Huge Selection SILLY BANDS
Bandsmania * Beach Bands * Shaped Rubber Bands
AMATOS
TOY & HOBBY
283 Main Street, New Britain
395 Main Street, Middletown
www.amatostoyandhobby.com
Friday, March 2, 2012
HCJ-20120302.indd Sec1:11 3/1/2012 3:55:07 PM
Hardware City Journal 12 - Friday, August 20, 2010
HUMOR
In search of M.O.

Many of us are familiar with
Wheres Waldo ?, Where in the
World is Carmen San Diego ? or
even Wheres the Beef ? There
is another illusive entity who is
proving more difcult to locate than
cash in the pocket of an unforgiving
gambler. Bigfoot and Elvis
sightings occur with much more
frequency and are more credible.
When I was asked if I could locate
this former Hardware City Journal
columnist I gured it could not be
that exhausting or time consuming.
I checked hospitals where he could
be either a patient or impersonating
a doctor.I searched penal colonies,
the circus and consulted psyhics.
His picture with him wearing his
trademark bandana was e-mailed
to truckstops nationwide with no
success. I went so far as to put his
name on unclaimed money and
property lists. This would surely be
enough to at least peak his interest
and allow me to have something to
pursue.
After several weeks of not even a
blip on the radar screen or messages
from witchdoctors I knew it was
time to pull out the heavy artillery.
An ad was placed in the classied
sections of local newspapers and on
Ebay offering a 1972 brown Buick
Skylark, a bottle of vodka made in
the USSR, and a ticket stubs from
John Waynes True Grit, and The
Whos Live at Leeds.
This proved unsuccessful so I
went back to his old neighborhood.
I stopped by Joes Package Store
on Arch St and asked the owner
if she had seen Mike Ostroski,
author of The Ostroski Files, in
The Hardware City Journal. You
mean the one who said I bought a
houseboat from his patronage. I
have not seen him awhile. Did
you check jail or AA chapters
worldwide. I left none the wiser.
As I headed toward my car I
noticed a 1976 Duster which could
only belong to Mikes nemesis, the
infamous Cat Lady. When I asked
if she had seen him she looked at
me with one eye closed and said she
thought he was abducted by aliens
but they brought him back because
they couldnt match his DNA with
that of humans. We both drove off
laughing.
Yours truly,
J. Walker
Friday, March 2, 2012
TOM OFERAL
Tom O`Feral taking advantage of the unseasonably
warm weather
Illustrated by Scott Jacobs
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HCJ-20120302.indd Sec1:12 3/1/2012 3:55:11 PM
Hardware City Journal Friday, August 20, 2010 - 13
ARTS
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Muriel Miller/Bold Landscapes
opened in the Downtown Gallery
at 66 West Main Street, New
Britain, on Thursday, March 1,
2012, with a reception that was
free and open to the public from
5 to 7 p.m. The exhibition is both
sponsored and catered by New
Britains newest downtown eatery
TOOLS Bar & Grill at 136 Main
Street. The Downtown Gallery
is located on the ground oor of
the New Britain Artists CO-OP
building where Five Floors of Art
will be also be open to the public
and where members of the CO-
OP will host open studios during
and after the Miller reception.
Muriel Miller has focused on
large-scale acrylic landscape
paintings that combine an
impressionist rendering of light
and atmosphere with a vividly
expressionist and psychological
use of color. Says the artist, I
try to push beyond what I see to
what I feel in expressing a reaction
to a place. Millers choice of
subjects further reects a meeting
of the familiar and the unfamiliar
as paintings depict the northeastern
Connecticut landscape where she
lives along with vivid paintings
of observations of the natural
environments during travels in
Ireland, England, Australia and the
National Parks of the West. I am
visually stimulated by landscapes
that I have never seen before and
I try to capture the uniqueness
and spirit of a place. I like the
spontaneity that comes from
painting plein air.Muriel has a
degree in Education from Eastern
Connecticut State University, a
B.F.A. from the University of
Connecticut at Storrs with major
concentrations in Painting and
Printmaking, and a M.S. in Painting
and Art Education from Central
Connecticut State University. She
has taught Printmaking, Painting,
Drawing, Color Theory and
Location Studies Abroad since
1995 at Eastern Connecticut State
University, CCSU, and Paier College
of Art, Inc. The Downtown Gallery
is open M-F 9 a.m. to 5 p.m., and,
during exhibitions, Thursdays until
8 p.m. and Saturdays 10 a.m. to 2
p.m. or by appointment. Parking on
the Street and in the City Garages is
free after 5 p.m. and on weekends.
For more information, including
images from the show, visit www.
NewBritainArts.org and go to the
Downtown Gallery menu item or
call 860-832-8299 or email gallery@
NewBritainArts.org. The Downtown
Gallery is a program of the Greater
New Britain Arts Alliance and the
New Britain Downtown District.
Muriel Miller/
Bold Landscapes
Opening
Thursday, March 1,
Free parking on the street
& in the City garages after
5 p.m.
Muriel Miller/Bold Landscapes Opening in
New Britains Downtown Gallery
Friday, March 2, 2012
HCJ-20120302.indd Sec1:13 3/1/2012 3:55:12 PM
Hardware City Journal 14 - Friday, August 20, 2010
Belvedere Breaks New Ground
March 2, 2012
The Belvedere Cafe/Restaurant is easily one of the best new establishments
to come down the pike in quite some time. The acquisitive decor and
moderately priced signature dishes make this venue at 82 Broad St. in New
Britain, a must stop in Hartford County.
General Manager Matthew Konferowicz says the restaurant opened
less than a year ago and they have not stopped improving dishes or the
furnishings.
Located across from The Farmington Savings Bank, ground has been
broken for a roofed patio at the request of patrons. This new area will
increase capacity and the number of functions available.
Belvederes menu offers tradition Polish dishes such as stuffed cabbage,
pierogi, a number of blintzes and beef tripe soup or aki, a crowd favorite.
Other popular entrees are pork chops, Hungarian goulash, salmon and
lobster ravioli.
Food is served from 11am to 8pm, seven days a week. Alcohol, including
a large selection of Polish beers is available during regular bar hours.
The Hardware City Journal is
available for FREE at over 100 lo-
cations. Here are a few places you
can nd it (sorted by street).
House of Kebob, Belvedere Plaza
Corner Market, Broad & Silver
Compare Foods, Broad St
International Hair Salon, Broad St
Karls Barber Shop, Broad St
LaRosas Bakery, Broad St
Starapolska, Broad St
The New England Shop, Broad St
Story Brothers, Burritt St
Star Food Market, Chaplin & Jubilee
Corner Store, Church & East
La Quinta Inn, Columbus Blvd
Leons Liquors, Columbus Blvd
Shell Gas, Columbus Blvd
Averys Soda, Corbin Ave
Corbin Ave Shell, Corbin Ave
New Britain Diner, Corbin Ave
5 Degrees Barber Shop, Dwight St
East Side Restaurant, Dwight St
Maria Food Store, Dwight St
Dairy Store, East & Bingham
Angelicos, East Main
Papas Dodge, East Main
Papas Used Cars, East Main
Captain Als, East St
Central Pkg Store, East St
Dawg House, East St
In & Out, East St
Paradise Restaurant, East St
CCSU Student Center, Ella Grasso Blvd
Catanzaros Meat, Farmington Ave
Gulf Station, Farmington Ave
Mobil Gas, Farmington Ave
Sams Store, Farmington Ave
A&P Wine, Fenn Rd Ngtn
Bellas Pizza, Fenn Rd Ngtn
Fenn Rd Mobil, Fenn Rd Ngtn
Jade Lee, Fenn Rd Ngtn
My Storage Space, Fenn Rd Ngtn
Nails Nobles, Fenn Rd Ngtn
Spin Cycle, Fenn Rd Ngtn
Stop & Shop, Fenn Rd Ngtn
YWCA, Glen St
NB General Hospital, Grand St
A1 Sunoco, Hartford Rd
Borders Books, Hartford Rd
NB Public Library, High St
NB Youth Museum, High St
YMCA, High St
Valero Gas, Kelsey st. Newington
New Britain Museum of American Art,
Lexington St
Amatos, Main St
Capitol Lunch, Main St
Chengs Chinese Restaurant, Main St
City Luggage, Main St
Sir Speedy, Main St
Vitos Restaurant, Main St
Mobil Gas, Mill St, Berlin
Super Buffet, Myrtle St
Kens Cards, New Britain Ave, Berlin
Mojo Beauty Parlor, New Britain Ave, Ngtn
Shell Gas, New Britain Ave, Ngtn
Eagle Credit Union, New Britain Ave, Plnvl
Laundromat, Newbrite Plaza
Automotive Connection, Newington
Giovanni Bakery, Newington
Le Mar Salon, Newington
Michael Angelos Rest, Newington
Public Market, Newington
Twin City Laundry, Newington
Veggie World, Newington
Town Line Pizza, Newington Ave
Express Food Mart, North St
Mad Max, Oak St
Ponce Supermarket, Osgood
Senior Center, New Britain, Pearl St
Stop & Save Mkt, Shuttle Meadow
7/11 Seven Eleven, South Main
NB Market, South Main
Pizza Pal, South Main St
Valero Gas, South Main St
CJs Restaurant, South St
ReCONNstruction, South St
Ace Advance Papers, St. Clair Ave
Corner Deli, Stan & Park
Gulf Express, Stanley & East Main
Getty Mart, Stanley St
Quick & Easy, Stanley St
Renos Bar, Stanley St
Royal Spirits, Stanley St
Underground Deli, Stanley St
Miss Washington Diner, Washington St.
Angelos Deli, West Main
Auto World, West Main
City Hall, West Main
West End Convenience, West Main
Your Store, West Main
Gulf Express, West Main by DMV
Achieve Financial, West Main St
Beacon Pharmacy, West Main St
Downtown District Ofce, West Main St
Liberty Pizza, West Main St
New Britain Laundry, West Main St
TD Bank, West Main St
HCJ-20120302.indd Sec1:14 3/1/2012 3:55:13 PM
Hardware City Journal Friday, August 20, 2010 - 15
PARKS AND RECREATION
March 2, 2012
Shared Bus Trips
Community Trips
HCJ-20120302.indd Sec1:15 3/1/2012 3:55:14 PM
Hardware City Journal 16 - Friday, August 20, 2010 March 2, 2012
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Hardware City Journal Friday, August 20, 2010 - 17
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Hardware City Journal 18 - Friday, August 20, 2010
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Hardware City Journal Friday, August 20, 2010 - 19
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Hardware City Journal 20 - Friday, August 20, 2010
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