house cost

500000
file charges
0.50%
down payment
100000
amount
2000
loan
400000
rate
12%
time
20
installment
($53,551.51)
year
beginning
instal
interest
principal
1
400000
53551.51
48000
5551.51
2
394448.49
53551.51 47333.8188 6217.6912
3 388230.7988
53551.51 46587.6959 6963.8141
4 381266.9847
53551.51 45752.0382 7799.4718
5 373467.5128
53551.51 44816.1015 8735.4085
6 364732.1044
53551.51 43767.8525 9783.6575
7 354948.4469
53551.51 42593.8136 10957.696
8 343990.7505
53551.51 41278.8901
12272.62
9 331718.1306
53551.51 39806.1757 13745.334
10 317972.7962
53551.51 38156.7355 15394.774
11 302578.0218
53551.51 36309.3626 17242.147
12 285335.8744
53551.51 34240.3049 19311.205
13 266024.6693
53551.51 31922.9603
21628.55
14 244396.1196
53551.51 29327.5344 24223.976
15 220172.144
53551.51 26420.6573 27130.853
16 193041.2913
53551.51
23164.955 30386.555
17 162654.7362
53551.51 19518.5683 34032.942
18 128621.7946
53551.51 15434.6153 38116.895
19 90504.89991
53551.51
10860.588 42690.922
20 47813.9779
53551.51 5737.67735 47813.833
house cost
down payment
loan
rate
time
installment
months
1
2
3
4
5
6
7
8
9
10
11

500000
100000
400000
1%
10
($5,738.84)

file charges
amount

ending
394448.49
388230.7988
381266.9847
373467.5128
364732.1044
354948.4469
343990.7505
331718.1306
317972.7962
302578.0218
285335.8744
266024.6693
244396.1196
220172.144
193041.2913
162654.7362
128621.7946
90504.89991
47813.9779
0.145247944

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

ending
$398,261.16
$396,504.93
$394,731.14
$392,939.61
$391,130.17
$389,302.63
$387,456.82
$385,592.54
$383,709.63
$381,807.89
$379,887.13

0
1
2
3
4
5
6
7
8
9
10
11

0.50%
2000

beginning
instal
interest
principal
400000 $5,738.84
4000 $1,738.84
$398,261.16 $5,738.84
3982.6116 $1,756.23
$396,504.93 $5,738.84 3965.04932 $1,773.79
$394,731.14 $5,738.84 3947.31141 $1,791.53
$392,939.61 $5,738.84 3929.39612 $1,809.44
$391,130.17 $5,738.84 3911.30168 $1,827.54
$389,302.63 $5,738.84
3893.0263 $1,845.81
$387,456.82 $5,738.84 3874.56816 $1,864.27
$385,592.54 $5,738.84 3855.92545 $1,882.91
$383,709.63 $5,738.84
3837.0963 $1,901.74
$381,807.89 $5,738.84 3818.07886 $1,920.76

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58

$379,887.13
$377,947.16
$375,987.79
$374,008.83
$372,010.07
$369,991.33
$367,952.41
$365,893.09
$363,813.18
$361,712.48
$359,590.76
$357,447.83
$355,283.47
$353,097.46
$350,889.59
$348,659.65
$346,407.41
$344,132.64
$341,835.13
$339,514.64
$337,170.95
$334,803.82
$332,413.01
$329,998.30
$327,559.45
$325,096.20
$322,608.32
$320,095.57
$317,557.68
$314,994.42
$312,405.52
$309,790.74
$307,149.81
$304,482.46
$301,788.45
$299,067.49
$296,319.33
$293,543.68
$290,740.28
$287,908.84
$285,049.09
$282,160.74
$279,243.51
$276,297.10
$273,321.23
$270,315.61
$267,279.92

$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84

3798.87125
3779.47156
3759.87788
3740.08826
3720.10074
3699.91335
3679.52408
3658.93092
3638.13183
3617.12475
3595.9076
3574.47827
3552.83466
3530.9746
3508.89595
3486.59651
3464.07407
3441.32642
3418.35128
3395.14639
3371.70946
3348.03815
3324.13013
3299.98303
3275.59446
3250.96201
3226.08323
3200.95566
3175.57682
3149.94419
3124.05523
3097.90738
3071.49805
3044.82463
3017.88448
2990.67493
2963.19327
2935.43681
2907.40278
2879.0884
2850.49089
2821.6074
2792.43507
2762.97102
2733.21233
2703.15605
2672.79921

$1,939.97
$1,959.37
$1,978.96
$1,998.75
$2,018.74
$2,038.93
$2,059.32
$2,079.91
$2,100.71
$2,121.72
$2,142.93
$2,164.36
$2,186.01
$2,207.87
$2,229.94
$2,252.24
$2,274.77
$2,297.51
$2,320.49
$2,343.69
$2,367.13
$2,390.80
$2,414.71
$2,438.86
$2,463.25
$2,487.88
$2,512.76
$2,537.88
$2,563.26
$2,588.90
$2,614.78
$2,640.93
$2,667.34
$2,694.02
$2,720.96
$2,748.17
$2,775.65
$2,803.40
$2,831.44
$2,859.75
$2,888.35
$2,917.23
$2,946.40
$2,975.87
$3,005.63
$3,035.68
$3,066.04

$377,947.16
$375,987.79
$374,008.83
$372,010.07
$369,991.33
$367,952.41
$365,893.09
$363,813.18
$361,712.48
$359,590.76
$357,447.83
$355,283.47
$353,097.46
$350,889.59
$348,659.65
$346,407.41
$344,132.64
$341,835.13
$339,514.64
$337,170.95
$334,803.82
$332,413.01
$329,998.30
$327,559.45
$325,096.20
$322,608.32
$320,095.57
$317,557.68
$314,994.42
$312,405.52
$309,790.74
$307,149.81
$304,482.46
$301,788.45
$299,067.49
$296,319.33
$293,543.68
$290,740.28
$287,908.84
$285,049.09
$282,160.74
$279,243.51
$276,297.10
$273,321.23
$270,315.61
$267,279.92
$264,213.88

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58

59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105

$264,213.88
$261,117.18
$257,989.51
$254,830.57
$251,640.03
$248,417.59
$245,162.93
$241,875.72
$238,555.63
$235,202.35
$231,815.53
$228,394.85
$224,939.96
$221,450.52
$217,926.18
$214,366.61
$210,771.43
$207,140.31
$203,472.87
$199,768.76
$196,027.60
$192,249.04
$188,432.69
$184,578.18
$180,685.12
$176,753.13
$172,781.82
$168,770.80
$164,719.67
$160,628.03
$156,495.47
$152,321.58
$148,105.96
$143,848.18
$139,547.82
$135,204.46
$130,817.66
$126,387.00
$121,912.03
$117,392.31
$112,827.39
$108,216.82
$103,560.15
$98,856.91
$94,106.64
$89,308.87
$84,463.12

$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84

2642.13881
2611.17179
2579.89511
2548.30566
2516.40032
2484.17592
2451.62928
2418.75718
2385.55635
2352.02351
2318.15535
2283.9485
2249.39958
2214.50518
2179.26183
2143.66605
2107.71431
2071.40305
2034.72868
1997.68757
1960.27605
1922.49041
1884.32691
1845.78178
1806.8512
1767.53131
1727.81822
1687.70801
1647.19669
1606.28025
1564.95466
1523.2158
1481.05956
1438.48176
1395.47817
1352.04455
1308.1766
1263.86997
1219.12027
1173.92307
1128.2739
1082.16824
1035.60152
988.569136
941.066427
893.088692
844.631179

$3,096.70
$3,127.67
$3,158.94
$3,190.53
$3,222.44
$3,254.66
$3,287.21
$3,320.08
$3,353.28
$3,386.82
$3,420.68
$3,454.89
$3,489.44
$3,524.33
$3,559.58
$3,595.17
$3,631.13
$3,667.44
$3,704.11
$3,741.15
$3,778.56
$3,816.35
$3,854.51
$3,893.06
$3,931.99
$3,971.31
$4,011.02
$4,051.13
$4,091.64
$4,132.56
$4,173.89
$4,215.62
$4,257.78
$4,300.36
$4,343.36
$4,386.80
$4,430.66
$4,474.97
$4,519.72
$4,564.92
$4,610.57
$4,656.67
$4,703.24
$4,750.27
$4,797.77
$4,845.75
$4,894.21

$261,117.18
$257,989.51
$254,830.57
$251,640.03
$248,417.59
$245,162.93
$241,875.72
$238,555.63
$235,202.35
$231,815.53
$228,394.85
$224,939.96
$221,450.52
$217,926.18
$214,366.61
$210,771.43
$207,140.31
$203,472.87
$199,768.76
$196,027.60
$192,249.04
$188,432.69
$184,578.18
$180,685.12
$176,753.13
$172,781.82
$168,770.80
$164,719.67
$160,628.03
$156,495.47
$152,321.58
$148,105.96
$143,848.18
$139,547.82
$135,204.46
$130,817.66
$126,387.00
$121,912.03
$117,392.31
$112,827.39
$108,216.82
$103,560.15
$98,856.91
$94,106.64
$89,308.87
$84,463.12
$79,568.91

59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105

106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

$79,568.91
$74,625.76
$69,633.18
$64,590.67
$59,497.73
$54,353.87
$49,158.57
$43,911.32
$38,611.59
$33,258.86
$27,852.61
$22,392.30
$16,877.38
$11,307.32
$5,681.55

$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84
$5,738.84

795.68909
746.257581
696.331757
645.906675
594.977341
543.538715
491.585702
439.113159
386.115891
332.58865
278.526136
223.922997
168.773827
113.073166
56.8154973

$4,943.15
$4,992.58
$5,042.51
$5,092.93
$5,143.86
$5,195.30
$5,247.25
$5,299.73
$5,352.72
$5,406.25
$5,460.31
$5,514.92
$5,570.07
$5,625.77
$5,682.02

$74,625.76
$69,633.18
$64,590.67
$59,497.73
$54,353.87
$49,158.57
$43,911.32
$38,611.59
$33,258.86
$27,852.61
$22,392.30
$16,877.38
$11,307.32
$5,681.55
($0.47)

106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

398000
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)
($53,551.51)

customer
398000

loan
time
rate
installment

1000000
20
8%
($8,364.40)