WAY TO SUCCESS

INDIAN INSTITUTE OF BANKING & FINANCE

(Formerly- The Indian Institute of Bankers)
www.iibf.org.in An ISO 9001-2000 Organisation

Diploma in Banking and Finance (DBF)

Members of the Governing Council: President

1. Dr. Anil K. Khandelwal, Chairman & Managing Director, Bank of Baroda

Vice President
2. Shri H. N. Sinor, Chief Executive, Indian Banks' Association

Members
3. 4. 5. 6. 7. 8. 9. Shri S. K. Banerji, Managing Director, The Saraswat Co-op. Bank Ltd. Shri O. P. Bhatt, Chairman, State Bank of India Prof. Y. K. Bhushan, Senior Advisor, ICFAI Business School Shri Gunit Chadha, Chief Executive Officer-India, Deutsche Bank AG Ms. H. A. Daruwalla, Chairperson & Managing Director, Central Bank of India Shri Abhijit Datta, Deputy Managing Director & CDO, State Bank of India Shri Bhaskar Ghose, Managing Director, IndusInd Bank Ltd.

10. Shri Amitabha Guha, Managing Director, State Bank of Hyderabad 11. Shri P. K. Gupta, Chairman & Managing Director, United Bank of India 12. Shri C. Krishnan, Executive Director, Reserve Bank of India 13. Shri A. C. Mahajan, Chairman & Managing Director, Allahabad Bank 14. Shri Y. H. Malegam, S. B. Billimoria & Co. 15. Shri M. D. Mallya, Chairman & Managing Director, Bank of Maharashtra 16. Shri T. S. Narayanasami, Chairman & Managing Director, Bank of India 17. Shri M. B. N. Rao, Chairman & Managing Director, Canara Bank 18. Dr. Asish Saha, Director, National Institute of Bank Management 19. Shri C. P. Swarnkar, Chairman & Managing Director, Syndicate Bank 20. Dr. Y. S. P. Thorat, Chairman, NABARD 21. Shri M. Venugopalan, Chairman & CEO,The Federal Bank Ltd 22. Shri R. Bhaskaran, CEO, Indian Institute of Banking & Finance

Indian Institute of Banking & Finance

(Established in 1928)

Vision
'To be the premier Institute for developing and nurturing competent professionals in banking and finance field'.

Mission
'To develop professionally qualified and co mp ete n t b an k e r s an d f in an c e professionals primarily through a process of education, training, examination, consultancy/counselling and continuing professional development programs'.

Diploma in Banking and Finance (DBF)

The demand for qualified manpower for the banking sector is expected to grow in the coming years on account of expansion of volume of business and large scale retirement of personnel. Banking and finance industry will require professionally qualified manpower endowed with necessary knowledge and skills together with technology-familiarity, customer-orientation and hands-on application skills who can be assigned to various desks/jobs with minimal training intervention at the bank/financial institution level. In view of the huge current as well as potential demand for professionally qualified manpower for the banking sector, and to ensure a steady stream of industry-ready professionals at the entrylevel, IIBF has designed a professional qualification in banking and finance - titled Diploma in Banking & Finance (DBF) for graduates in any discipline who aspire for a career in banking and finance The course will give knowledge inputs to the candidates and expose them to the operational processes and modern banking environment so that they can man the counters at the bank from first day of their joining the bank. It is expected that successful candidates of DBF would have a competitive edge and will be absorbed by banks and DBF would emerge as a preferred professional qualification with graduation for employment in the sector. Hosting of the Resume of Successful candidates on IIBF's Website for employment: IIBF will host on its website, brief resume with photograph of all the successful candidates and make it available to its Member Banks, which include the Reserve Bank of India, State Bank of India, Public Sector Banks, Private Sector Banks, Foreign Banks, Co-operative Banks and IT Companies providing services to banking industry, for considering them for employment.

Salient Features
a distance education programme DBF is impart banking knowledge and skills together with technology-familiarity, and DBF will customer-orientation High quality academic rigour, and specially prepared courseware Candidates undertaking the course will have comprehensive and up-to-date knowledge in the subject of banking and finance. The diploma offers practical insights into the subjects while, at the same time, emphasizes robust theoretical foundation The course will make the candidates job ready. The course is designed by the institute with the assistance of professionals in the banking sector and therefore is relevant and would be valued by industry. The course is cost effective and at the same time high in quality. At an additional fee, candidates can seek educational support in the form of e-learning/virtual classes/contact classes The diploma carries professional recognition among the banking and finance community as it is equivalent to banking industry recognized JAIIB qualification of IIBF. The certification is backed by a system of high professional standards of the Institute. PAPERS : Three papers covering the industry relevant topics, as shown below: Paper 1: Principles & Practices of Banking: covering: (i) Indian Financial System; (ii) Functions of banks; (iii) Banking Technology; (iv) Marketing of banking services/products.

about DBF

Paper 2 : Accounting & Finance for Bankers: covering: (i) Basics of Business Mathematics; (ii) Accounting in banks/branches; (iii) Bank Accounting and Balance Sheet and (iv) Computerized Accounting. Paper 3 : Legal & Regulatory Aspects of Banking: covering: (i) Regulations and Compliance; (ii) Legal Aspects of Banking Operations; (iii) Banking Related Laws; and (iv) Commercial Laws with reference to banking operations.

Eligibility:
A graduate (in any discipline) or above from any University or students appearing for final year graduation will be eligible to enroll for the examination. (For the final year graduate students, the DBF Certificate will be issued only on successful completion of the graduation course and production of Graduation Certificate). A candidate will have to clear all the three papers in a single sitting. Periodicity and Dates of Examination The examination will be held online and offline in multiple choice mode normally twice a year. The dates of the Examination will be notified on the web-site of the Institute at http://www.iibf.org.in .

How to Enrol:
Application forms, Registration for Course and Examination, Fees: Stage 1 : Application form for course enrolment and syllabus can be obtained from the website of the Institute as given above or from any of the offices of the Institute or from Manipal Universal Learning Private Limited as per the addresses given in this booklet. The last date for submission of forms would be as notified in the application form / website. Stage 2 (Course Enrolment) : Candidates will be required to submit their application for enrolment for the DBF course against a payment of fee of Rs. 3,200/- upon which they will be given the courseware and application form for the DBF Examination. Stage 3 (Examination registration) : Candidates who are ready to give the examination should submit their examination application before the due date mentioned therein against payment of Examination Fee of Rs.1,800/-. The Examination Fee is for three subjects for one attempt. Examination will normally be conducted 3 to 4 months after closure of enrolment for that examination. Mode of Payment and submission of applications: The following options are available for submitting applications and making payments: (i) On-line submission of application (both for the course and examination) against making payment by credit card using payment gateway. For this facility visit: www.iibf.org.in /dbf/default.asp. (ii) Submission of application form to the following address by making cash payment at any of the branches of the AXIS Bank Ltd. (formerly UTI Bank Ltd.) and attaching the Payment Receipt (IIBFs copy) to the application. (iii) Submission of application form with Demand Draft for the requisite amount drawn in favour of Indian Institute of Banking & Finance payable at Manipal.
about DBF

Application Forms under (ii) and (iii) above should be submitted to:

The Officer-in-Charge DBF Examination of IIBF Manipal Universal Learning Private Limited Syndicate House Manipal 576 104, Karnataka Job Potential With Banks, Financial Institutions, NBFCs, Broking Houses, Mutual Funds, BPO / IT Companies. Educational Support: Candidates will be issued courseware / books and are expected to prepare for the exams based on the content of the books. Arrangements are being made to deliver tutorials using VSat and virtual classroom technologies. Details of the fees for the same and dates will be available on the web site as soon it is finalized, Transition: The candidates can have a smooth transition into the banking industry after passing DBF as shown below: 1) Join DBF with your graduation or in the final year of graduation

2) Pass DBF and join the Banking and Finance Industry

3) Join the Institute as its member, get exemption from JAIIB and obtain a JAIIB Certificate.

4) Progress to CAIIB industry recognized professional qualification with management subjects in banking for the practitioners of banking and finance.
1

Most banks give additional increment or incentive on passing JAIIB

about DBF

Indian Institute of Banking & Finance (IIBF) formerly known as The Indian Institute of Bankers (IIB), a professional body of banks and financial institutions in India was established in 1928 at the initiative of a few eminent bankers, businessmen and industrialists in India. IIBF has emerged, during its 80 years of service, as a premier institute in banking and finance education for those employed in the sector in the country aiming for professional excellence. The Institute has serviced over 8 lakh members since inception and awarded over 5 lakh banking & finance qualifications, viz., JAIIB, CAIIB, Diploma and Certificates in specialized areas. The Institute is managed by a Governing Council comprising eminent persons drawn from the banking and finance sector, academicians and professionals. The day to day management of the Institute vests in the hands of the Chief Executive Officer who is supported by a Deputy CEO, Director of Academic Affairs, Director of Examinations and Director of Administration. The Institute is a 'distance learning' Institute. In order that the candidates who appear for the examinations get adequate education/knowledge inputs, the Institute prepares courseware and offers e-learning, virtual classes and contact class support. The portal of the Institute also plays a pivotal role in knowledge dissemination.

about IIBF

Membership
(i) Ordinary Members Membership is open to the employees of recognised banking and financial institutions that are operating in India or in any other country and other institutions providing financial services or working in the domain in India as may be approved by the Council from time to time (ii) Associates Associates are elected by the Executive Committee under the provisions of Article 6 of the Articles of Association of the Institute. (iii) Fellows Fellows are elected by the Council under the provision of the Article 5 (a) of the Articles of Association of the Institute. (iv) Institutional Members Election of Institutional Members is governed by the provisions of the Article 8(b) of the Articles of Association.

Programmes and Courses

The process of Education The Institute has the mandate to ascertain and meet the educational needs of banking and finance professionals. These needs arise on account of changes in regulatory initiatives as well as market forces. Based on discussions and study of the issues at hand the Institute prepares an approach paper and syllabus in the required area. The syllabus is considered by the Education and Training Committee. On approval, the Institute approaches professionals to prepare the study material and courseware. The courseware so prepared is vetted by experts, edited and then published. Based on this, the Examination Committee designs the rules for the examination.
about IIBF

The educational programmes can be broadly divided into four, namely, flagship programmes, diploma courses, certificate courses and management courses. In addition, the Institute, in its efforts towards Continuous Professional Development, organises seminars and events for the benefit of its members. It also encourages and financially supports research and studies in the field of banking and finance. The Institute is also actively involved in publication of courseware, an e-news letter, a monthly newsletter and a quarterly journal (Bank Quest).

Flagship Programmes/Examinations
The professional banking qualification of the Institute is offered to the employees of banking & finance industry at two levels. JAIIB is the first level of the Institute's flagship professional course. The banking industry has recognised this and offers increments to the qualified. The objective of the JAIIB exam is to ensure working knowledge in banking and financial systems in order to enable a bank employee to carry out the day-to-day banking operations. The CAIIB examination is the level two of the professional examination conducted with the objective of providing advanced knowledge in various areas of banking. The emphasis is on specialized areas of banking and the examination tests a candidate's knowledge in the specialized areas.

Diploma Courses
Depending on the needs of the banking and finance professions, the Institute, from time to time, develops and offers subject specific diploma courses. These diplomas are developed such that the candidates get relevant and up-to-date knowledge in the chosen areas. This helps their employers (banks, financial institutions) to ensure common level of knowledge and top it up with training. The Institute prepares specific courseware for each diploma. Usually each diploma is of three papers. (i) Diploma in International Banking and Finance (3 papers) Objective With the increasing integration of India with the rest of the world there is a need for bankers to be familiar with the principles of international banking and finance to finance trade as well as engage in cross border financial transactions. The objective of this course is to make a banker well-versed with norms/principles and regulations guiding international banking and finance. (ii) Diploma in Banking Technology (3 papers) Objective The objective of the course is to provide knowledge to bankers as well as those desirous of joining the banking industry on matters relating to use and implementation of technology in banks. (iii) Diploma in Treasury, Investment and Risk Management (offered in collaboration with FIMMDA) (3 papers) Objective The objective of the exam is to help candidates understand the operations of the markets namely money market, capital market and foreign exchange market. This will help a candidate understand the role of the treasury department of the banks and how funds are managed in the treasury. It also aims to equip a candidate with the skills of asset liability management in the context of risk, control and hedging operations. 150 hours e-coach through KESDEE.

about IIBF

(iv) Post Graduate Diploma in Financial Advising (6 papers) Objective To create a cadre of financial advisors who are well versed in the various financial products available in the market and are able to guide those who seek financial counselling. The Institute has an MOU with FPSB for leading PGDFA qualified persons to CFP qualification.

Certificate Courses
The certificate courses are introduced in new areas as they develop in the field of banking and finance. The courseware provides in-depth knowledge on one subject. The aim is to provide common- but with full details- denominator education to employees. This equips them with the fundamentals of the concerned area. Over and above this, they need to equip themselves with specific product knowledge of their bank/institution. The certificate courses are one paper examinations. The courses are: (i) Certified Information System Banker (CeISB) (ii) Certificate Examination in Trade Finance (CTF) (iii) Certificate Examination in Anti-Money Laundering and Know Your Customer (AML/KYC) (iv) Certificate course for DSA/DMA (Basics of Banking and Credit Cards) Banking oriented paper in Hindi (India's national language) Objective The paper is meant for bankers who wish to hone their abilities to carry out their banking activities in Hindi. Certificate course in Banking for BPO and IT companies Objective The objective of the course is to familiarise employees in Business Process Outsourcing (BPO) units as well as employees in IT companies with the basics of banking. This course is targeted at those employees who are working with the Banking and Financial Services Industry (BFSI) verticals in these industries.

Other Courses/Programmes
Courses to be launched (2007) shortly are: Certificate Examination in Quantitative Methods for Banking & Finance professionals Advanced Diploma in Urban Co-operative Banking Diploma Course/Examination in Commodity Derivates for Banking & Finance professionals Diploma Course/Examination for Micro Finance Professionals in collaboration with Sa-Dhan Certified Home Loan Advisor Examination.

about IIBF

Management Programmes
Besides the above courses the Institute offers Executive Development Programmes and Post Graduate Diplomas in Management to specialists. These courses are offered in collaboration with management institutes (i) Advanced Management Programmes in collaboration with leading management institutes - SIESCOM (Nerul), Welingkar Institute of Management Development & Research (Mumbai), International Management Institute (New Dehli) and others. Objective This management programme/course has been designed to empower the middle management with skill-sets necessary for handling modern banking challenges in the emerging competitive global market place. The course is divided into four modules spread through the 11 month course. (ii) IIBF-IFMR - Course in Project Finance Objective The course is aimed at equipping bankers with advanced skills in the field of project appraisal, financing, etc. The programme intends to provide practical knowledge in project appraisal and lending, to help the candidate in developing competence and overall expertise in project finance. (iii) Advanced Diploma in Banking Technology in collaboration with PNBIIT Objective To facilitate industry ready IT graduates by teaching them banking and banking technology To facilitate attainment of competence as techno - bankers

Seminars and Events

Every year the Institute has been holding seminars across the country, on topics of contemporary interest to banking & finance professionals. The Institute also tries to bring international perspectives by organising international seminars in India through collaboration with international agencies/institutions. The Institute also organises an annual event known as Bank Education Conference meant exclusively for senior executives in the Human Resources Department of banks. The Bank Education Conference usually attracts the best of talent both in terms of speakers as well as participants. The other annual event of the Institute is the Sir Purshotamdas Thakurdas Memorial Lecture. The lecture is usually delivered by a person of eminence. The Institute will also host a lecture in memory of the late Mr. R K Talwar, former Chairman of State Bank of India.

about IIBF

Journals and Magazines

One of the ways in which the Institute keep updating its members on various issues that concern the banking and finance development is through its magazines. There are two regular publications of the Institute. One is IIB Vision, a monthly newsletter which covers the major happenings in the banking and finance sector in the month. It also covers the movements in the major markets viz., currency, money markets and provides a monthly round up of the market. The other regular publication is Bank Quest, a quarterly journal which carries detailed articles on various topics and issues. Bank Quest is a thematic journal, providing and focussing on one issue every quarter. In addition, the Institute also brings out a daily e-news digest fin@quest on its portal. Fin@quest is also mailed to subscribers to their e-mail accounts daily.

Publications/Books
The Institute publishes courseware for its various examinations. The Institute also publishes books on topics of contemporary interest and books of general interest for Banking and Finance in its Brand Know your Banking. In the last few years the Institute has published books in most areas of banking and finance. The details are as follows

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Publications
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. Principles of Banking, 2005 Accounting & Finance for Bankers, 2005 Legal Aspects of Banking Operations, 2005 Risk Management, 2005 Financial Management, 2005 General Bank Management, 2005 Business Economics, 1999 An Introduction to Computers and Their Applications to Banking, 2000 Practice and Law of Banking, 2000 Perspectives on Finance, Reforms and Innovation (Lectures in memory of Sir Pushotamdas Thakurdas, 1993- 2002) Anti-Money Laundering & Know Your Customer (Know Your Banking III), 2006 International Banking Operations,2007 International Banking : Legal & Regulatory Aspects, 2007 International Corporate Finance, 2007 Laws of Co-operative Banking, 2007 Co-operative Banking Operations,2007 Technology, Risk Management &Supervision in Co-operative Banks, 2007 Information Technology, Data Communications & Electronic Banking, 2nd edn., 2007 Design, Development & Implementation of Information System, 2nd edn., 2007 Security in Electronic Banking, 2nd edn., 2007 Banking Products & Services, 2nd edn., 2007 Insurance Products (Including Pension Products), 2nd edn.,2007 Mutual Funds (Products & Services), 2nd edn., 2007 Securities Market and Products, 2nd edn., 2007
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Continued...

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Books at Sr. Nos. 1 to 20 have been published by M/s Macmillan (India) Limited and are available for sale at Macmillan's Outlets. Books at Sr. Nos. 21 to 43 have been published by M/s Taxmann Publications Private Limited and are available for sale at Taxmann's Outlets. Book No. 44 was published by M/s Northern Book Centre and is available for sale at Northern Book Centre, 4221/1, Ansari Road, Daryaganj, New Delhi - 110 002

25. 26. 27. 28. 29. 30. 31. 32.

33.

34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44.

Managing and Marketing Financial Services, 2nd edn., 2007 Introduction to Financial Planning, 2nd edn.,2007 Bank Financial Management, 2004 Information System for Banks, 2005 Practitioners' Book on Trade Finance,2005 Basics of Banking (Know Your Banking - I), 2005 Credit Cards (Know Your Banking II), 2005 JAIIB-Work Book, 2006 Paper 1 : Principles of Banking Paper 2 : Accounting & Finance for Bankers Paper 3 : Legal Aspects of Banking CAIIB-Work Book, 2006 Paper 1 :Risk Management Paper 2 : Financial Management Paper 3 : General Bank Management Theory and Practice of Treasury & Risk Management in Banks, 2006 Readings on Financial Inclusion, 2006 Home Loans (Know Your Banking - IV), 2007 Banking Ke Siddhant, 2005 Bankaron Ke Liye Lekhankan Evam Vitt, 2005 Banking Ke Vidhik Paksh, 2005 Jokhim Prabandhan, 2005 Vittiya Prabandhan, 2005 Bank : Samanya Prabandhan, 2005 Banking Ek Parichay, 2007 Management of Non-Performing Advances, 2005
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Portal and e-learning

The Institute's portal contains all information about the Institute including rules for membership, timetable, schedule of examinations, results of various examinations, latest issues of IIB Vision and Bank Quest, Financial Quotient, monthly columns written by experts on various topics. It allows download of admit cards and time table of the examination. It contains a page of financial education. Any updates about the Institute is also instantaneously made available on the website www.iibf.org.in

Training and Consultancy

The Institute conducts training programmes in certain specialised areas and also undertakes selected consultancy.

Research
The Institute supports research among bankers and academicians inclined towards banking and finance. Each year four researchers are selected to conduct research on behalf of the Institute. The Institute encourages research aptitude among bankers by awarding prizes for researched articles on Banking & Finance. 12
about IIBF

Contact Us: The application forms / syllabi for various membership / examinations and for all other details log on to www.iibf.org.in or write to the addresses overleaf.

Corporate Office Mr. J. K. Deshpande Deputy Director (DBF) Indian Institute of Banking & Finance World Trade Centre, Cuffe Parade Mumbai 400 005 Tel No : 022 22155089/22187003/04/05 Fax : 022 22185147/22155093 E-mail : dbf@iibf.org.in Western Zonal Office Dr. Rekha Rani Singh Deputy Director Indian Institute of Banking & Finance 191 Maker Towers, Cuffe Parade Mumbai 400 005 Tel No : 022 22185357/22183302 Fax : 022 22180845 E-mail : iibwz@iibf.org.in Eastern Zonal Office Mr. Chandan Ghosh Deputy Director Indian Institute of Banking & Finance Anand Lok, 3rd Floor, 227 A J C Bose Road Kolkata 700 020 Tel No : 033 22809681/82/83 Fax : 033 22809680 E-mail : iibez@iibf.org.in Northern Zonal Office Mr. Pran Verma Zonal head Indian Institute of Banking & Finance 11 A Atmaram house, 1 Tolstoy Marg New Delhi 110 001 Tel No : 011 23354921/23354316/23312219 Fax : 011 23351165 E-mail : iibnz@iibf.org.in Southern Zonal Office Mr. Francis Xavier Deputy Director Indian Institute of Banking & Finance 76 Arya Gowda Road, West Mambalam Chennai 600 033 Tel No : 044 23711429/24746961 Fax : 044 24746966 E-mail : iibsz@iibf.org.in
UCHITHA : 24978289 www.uchitha.com