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h,mai: jenine.davey@tbdphe.corn I

Jenine Davey,Esquire l{. LitigationDepartment

Representing Lenders in Pennsylvania New Jersey and

August ,2011 1 VIA HAND DELIVF]ITY

O1'1lce the Prothonotary of 201 W. MarketStreet WestChester, 19380-0989 PA Re: Mary Aun Smilerv. Nationstar Mortgage, LLC Chcster CountyCCPNo. 201l-05832 RC

DearSir/Madam, ploase Enclosed find Def-endant's AnswerandNew Matterto Plaintilfs'Complaint and Certification o1'Service Entry ol'Appearance Certillcation Service filing with the Court. Please and and for of returna tirue-starnped copy of the first pageof the Answer and Certificationin the enclosed self--addressed stamped envelope.Your c;ooperation this matteris appreciated. in truly yours.

Enclosures cc: Cheri Robinson,Esquire

* Irleasebe advisedthat this lirm is a debt oollcctor attcmptingto oollect a dcbt. Any inlornrationrcoeivcdwill be uscd for that purpose.Il you have previouslyrecciveda dischargein bankruptcyand this debt rvasnot realfinnod,this gorrespondence not and should not be oonstrued bs m attemptto is to collcct a debt, but only cnforccnrentofa lien againstpropcrly.

\-l ,' 1 ' : r - t ? t s r t \ . .,

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PHELAN I'IAI-LINAN & SCFIMIEG,L,LP BY: JenincR. Davey,Esquire Identification No.: 87077 1 6 1 7 i r K B l v c lS L r i t 1 4 0 0 J . e I'}hiladclphia, I !)I03 I'}A ( 2 1 5 )5 6 3 - 7 0 0 0 Mary Amr Srniler

Attorney lor Delbrrdant Courtof CommonPleas Civil Division Chester County N o . : 2 0 11 - 0 5 8 3 2 - R C

Plaintiffs
VS.

Nationstar Mortgage, LLC Delendant

DBFBNDANT'S ANSWER AND NEW MATTER TO PT,AINTIFF'S COMPLAINT Defendeurt, NationstarMortgage,LLC (hereinafter "Nationstar"),by and throughits undersigned counselherebyAnswersand asserts New Matter to Plaintiff, Mary Ann Smiler's,Complaintas follows: 1. 2. 3. 4. 5. Admitted. Admitted. Admitted. Deniied.The Morlgage is a documentin writing and no characteization thereofis required. Denied. The Note is a documentin writing and no characterization thereofis required.

6. 7. required. 8. required. (). required. 10. reqr-rired.

Denied. The Morlgage is a documentin writing and no charactenzation thereofis required. Denied. The Assignmentis a documentin writing and no characterization thereofis

Denied. The Assignmentis a documentin writing and no characterization thereofis

Denicd. The Assignmentis a documentin writing and no aharaclerization thereofis

Denied. The Assignmentis a documentin writing and no characterization thereofis

ll-12. Dcnied. I'heaverments o1'paragraplis eleven(11) andtwelve(12) aredeniedasconclusions of luw to which no response requircd. By way ol'lurtherresponse, an abundance caution, new is in of a Assignment Mortgagewas executed of and recorded.A true and correctcopy o1'theAssignrnent of Morlgageis attached hereto,rnadepart hereofand markedas Exhibit A. NEW MATTER 13. 14. 15. 16. 17. 18. 19. 20. 2l. 22. Nationstar incorporates responscs Paragraphs (l) thror"rgh its to one twelve(12),above. Plaintiff s Cornplaint lailed to state claim uponwhich relief can be granted. a Plaintiff-sComplaintis banedby the applicable statute limitations. of Plaintiff s Complaint is bared in whole or in party by the doctrineof waiver. Plaintiff s Complaintis bared in wholeor partby the doctrine estoppel. of Plaintifls Complaintis banedin whole or in parl by the doctrine laches. of Plaintiff s Complaintis banedin wholeor in parl by the paroleevidence rule. Plaintiff s Complaint is barredin whole or in party by the doctrineof consent. MorLey damages not recoverable Plaintiff in a quiet title action. are by Any allegeddamages which Plaintiff contends sutt-ered, which sheclaimsthey may she or

suffer in the future,are a result of her inaotion,misconduct, misrepresentation and/orunreasonableness.

23.

Any allegeddamages which Plaintiff contends hassuffered,or which sheclaimsshemay she

sufferin the future,are a result of the actions,or inactions,of a party other than Defendant. 24. damages. 25. 26. Defendant hasat all times actedin good faith. Plaintiffhasfailedto articulate ascertainable any damages. To the extentPlaintiff has sufferedany actualdamages, hasfailed to mitigateher she

WHEREFORE,Def.endant respectfullyrequests that Plaintiff's Complaintbe dismissed with pre.iudice. Respectlullysr-rbmitted, I)IIEI-ANIIALLINAN & SCHMIEC.LLP

Date:

Aucustl. 201| R. Davey, Esquire ey lbr Defendant No. 87077

1 6 l 7 . l F K l v d .S u i t e 4 0 0 B , 1 Philadclphia, 19103 PA I': (215) 563-7000

EXI{IBIT A

r ASSIGNMENT OF MORTGAGE

KNOW At.L MtrN IJY TIIESFI PRESENTS that "Mortgagc Electronic Registrrtion Systems, Inc." hercinafler "Assignor'' the holder of the Mongage hcreinaltcr mentioned, for and in consideration by NATIONSTAR MORTCAGE Ll,C, "Assignee," the receipt whereof is acknowlcdgcd,has grantcd. bargained,sold, 6signed, transfcned and set ovcr unto lhe said Assignee, its successors and assi3ns.At,L THAT CERl'AlN Indenture of Mort8aSe givcn anLicxecuted by irlARY ANN SlvllLEIt ro MOll'l'GnCE 0|,EC-I-RONIC RIGISTRATION SYS'TEIVIIJ. INCoR.PORATEI) AS A NOMINEE }-OII. ADVANI'AGE T'INANCIAL FUNDING CORPORAIlON, bcaring the date 08/09/2006,in thc amounl ol $175,000.0O, said Mortgage being recordedon O9125/2DO[, thc County of CIIES'[ER, Cornrnonwealth Pennsylvania. Mortgage Book 6963 Page 28, MIN: in of in I 000J75-1)60 6l5J | 8-ll M ERS Phonelf I 888-679431 7. I B c i n gK n o r v nr P r e m i s e sl:0 l F I R E T I | O R N D R I V E , D O W N I N G I ' O W N , P A 1 9 3 1 5 - 1 0 2 0 P a r c eN o : l 0 - 2 - 5 2 . 3 9 I Thc transli:rof the mongage and accompanying rights was cllcctivc at the time thc loan was sold and considcration -l passed the Assignor. his assignment solely intendcdto dcscribcthc instrumcntsold in a mannersufficientto put to is third panieson public notice of what hasbecn sold. l'ogcthcr with all Rights, Remedics and incidcnts thereuntobclonging. And all its Right, Title, lnterest,Property. Claim and Demand,in md to the same : TO l{AVE, tIOLD, RECEIVE AND TAKE, all and singulu thc hcrcditmcnts and premises grantdand 6signed, or mentioncdand intcndedso to bc, with the appurtenances to unto Assignce,its successors and assigns, and for its only propcr usc. bcnellt and bchoof forever: subjcct.nevcrlhelcss, the cquity of redemptionof said Mortgagor in the said to lndcntureof Mortgagenamcd.and his.4rcr/their hcirs and osigns thcrern. lN \\.\l'Nl.SS \\ | ll Ri ()l:. thc said "Assignor" hs causedlhis documcntto b duly executedby its proper oflicers rhr. tllh .i.r. . t()l I "i }jt,. \ l o r t g a g c . E l e c t r o n i c e g i s t r a t i o n y s t e m s l,n c . R S ,i t rr

or,tli,dluLlhtt- -' --

in thc prcscnce us; of

-f!,{.AS srut"ur' county DrefftOn or

. ttn tl'is

N;*dlrlrE trI-'ln 't"'' MlJecretary

'1*h --{ tt , of J Jtt{--. 2 0 - l L . b e f o r c m c , t h e s u b s c r i b e rp e r s o n a l l y , /fl\11. r1'pirrurl wilo t .l'tn->fi.S{. acknouleigcd hin'hersclf to be thc U<alt:tl. Electronic l{egisrrarionSystems, Inc., ild rhat he/she, s such !'SdCfg-dO,fVi;-M"ns;c. Aa':,| being authorizcd to do so, cxccuted thc foregoing instrument for the purposcs 32/31-ll-:4. _ f1iy.f,thcrcrncorlntncd. )'

L\.IWIl NESS WIiEREOF, I hereuntoset my hmd

icul seal

Stamp/Se:a

NotaryPublic.Stale of Texas E My Commission xPires A p r l l 1 4 , 2 0 13

R. C O U R I N E YG R E W I N G
Notary

The prcc Assrgnee rs:

l;-,*Acfl'i-

P h e l a nH a l l i n a o & S c h m i e g , L P L l6l7 JFK BoulevardSuite1400 , O n e P e n n C e n t e rP l a z a P h i l a d e l p h i aP A 1 9 1 0 3 ,

Document Executiotr PIIS H 222249