SYNOPSIS OF DISSERTATION ON

A COMPREHENSIVE STUDY ON FUND ANALYSIS OF UTI MUTUAL FUND IN COMPARISON WITH OTHER MUTUAL FUNDS

Submitted in partial fulfillment of the requirements of the Bangalore University for the award of degree in

MASTER OF BUSINESS ADMINISTRATION

Submitted by

GAJANAND 10NPCMA006
Under the guidance of

Prof. Mandanna M.P

Department of Management Studies Kattigenahalli, Yelahanka, Bangalore-560064

Title of the Dissertation project:

A COMPREHENSIVE STUDY ON FUND ANALYSIS OF UTI MUTUAL FUND IN COMPARISON WITH OTHER MUTUAL FUNDS Introduction of the project:
Mutual funds are among the popular investments on the market. Many people buy them because of their competitive returns. Others like them because they are easy to buy and sell. And other benefit of mutual fund is that it diversifies the risk by investing the available funds in different areas of investment and spread risk. A mutual fund raises money from investors to invest in stocks, bonds and other securities. It is a package made up of several individual investments. When those investments gain or loss value, you gain or as well. When they pay dividends, you get a share of them. Mutual fund also offers a professional management and diversification. They do much of your investing work for you. The main reason of its poor growth is that the mutual fund industry in India is new in the country. Large sections of Indian investors are yet to be intellectuated with the concept. Hence, it is the prime responsibility of all mutual fund companies, to market the product correctly abreast of selling.

Statement of the Problem:

A proper planning of funds in different schemes are required to give funds excellent performance. A few comparative list made by online and secondary data research shows that various fund schemes of mutual fund companies like Templeton, ICICI, HDFC has given better results than UTI schemes.

Objective of study:
To study the UTI mutual fund industry To analyze UTI mutual funds with other mutual funds To measure the satisfaction level of customers

Methodology
The collection of secondary data from the different websites, records, manuals, fact sheets, magazines, journals, newspapers etc.

Research Design:
A research design is the arrangement of condition for collection & analysis of data. For this project exploratory research design will be used to collect data.

Scope of the study:

The scope of the study is limited to UTI mutual fund comparison with other mutual funds in the mutual fund industry. I analyzed the funds depending on their schemes like equity, income, balance. But there is so many other schemes in mutual fund industry like specialized(banking, infrastructure, pharmacy) funds index funds etc. The study is mainly concentrated on UTI mutual fund comparison with other mutual funds.

Limitation of study:
Only funds, which are more than two years old, have been considered. Only open-ended funds have been considered. The study mainly depends on the secondary data.

Overview of the Study:

Literature review examines recent research studies, and industry reports that act as a basis for the proposed study. Literature review can also explain the need for the proposed work to appraise the shortcomings and informational gaps in secondary data. Secondary data, annual report is the main source of data for the study. Benefits from the Literature Secondary data are an integral part of a research study to bypass the costs and benefits of doing primary research. In many research situations one cannot conduct primary research because of physical, legal, or cost influences. Conclusion Since the secondary data are the only source for this study, considering the physical, legal and cost influences, and accessibility of records, mainly depends on secondary data.

Major Findings:
1. Most of the Respondents prefer High Returns while investing in mutual funds. 2. It is noticed that the Financial Advisor is the most important source of information about Mutual Fund. 3. Out of 100 People, 80% have invested in Mutual Fund and 20% do not have invested in Mutual Fund as there is likely to be higher risk in Mutual Fund. 4. Most of the respondents choose UTI only because of the better service and good returns year after year. 5. UTI fund shows the best performance. This fund made a return of .76% during the last one month. And during the past year it shows a return of 7.21%.