Budget Planner

BUDGET PLANNER
Distributed by;
Ghazali Haji Abu
Perunding Takaful, Wasiat dan Unit Trust
013-7733115
zalita@tm.net.my
Budget Planner - Overview / Help

Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Quick Budget
Budget By
Month
Enter data in only the white cells with gray borders:

Use the drop down boxes
to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)
Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.
Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section
Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
Quick Budget
Chart:
Income
Frequency
Total Income (net)

Salary/Wages
Salary/Wages (Spouse)
TAKAFUL
PUBLIC MUTUAL
OTHERS
:Spending
Monthly
Monthly
Monthly
Monthly
Monthly
Amount
0.00
0.00
0.00
Total
Monthly
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Roadtax
Car Accessories
TOL
Other
Monthly
Yearly
Monthly
Quarterly
Yearly
Quarterly
Monthly
Monthly
0.00
0.00
Home / Education
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Child Tution
Other
Monthly
Monthly
Monthly
Monthly
Yearly
Monthly
Weekly
Yearly
Monthly
Monthly
0.00
0.00
Utilities
Phone - Home
Phone - Cell
ASTRO
PETROL
Water
Electricity
Internet
GAS
Other
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
BISNES
Magazines
Souvenir/Cards/Gifts
Commission
Office Rental
Life Insurance
Coaching Program
Other
Yearly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Entertainment/Health
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Medical
Other
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Weekly
Yearly
Monthly
Monthly
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous
Dry Cleaning
New Clothes
Donations
Maid
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Mom
Atuk
Others
Quarterly
Semi-Annually
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Budget Summary
Yearly
0.00
0.00
0.00
0.00
0.00
0.00
$0
$0
$0
Balance
$1
Income
$1
$1
Expense
Spending Summary
00
Transportation
Home / Education
Utilities
BISNES
Miscellaneous
Budget By Month
Chart:
-2
Income
Sep
Oct
Nov
Dec
Jan
Budget Summary
0 Months
Sep to Date
Total Income (net)

Salary/Wages
Other
Other
Other
0.00
:Spending
Total
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Roadtax
Car Accessories
TOL
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Child Tution
Other
0.00
Utilities
Phone - Home
Phone - Cell
ASTRO
PETROL
Water
Electricity
Internet
GAS
Other
0.00
BISNES
Magazines
Commission
Office Rental
Life Insurance
Coaching Program
Other
0.00
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Medical
Other
0.00
Miscellaneous
Dry Cleaning
New Clothes
Donations
Maid
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Mom
Atuk
Others
0.00
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Balance
Income
Expense
Spending Summary
000
Transportation
Home
Utilities
BISNES
Miscellaneous
Budget by Month
1
1
1
1
1
1
0
0
0
0
0
Sep
Oct
Nov
Expense
0
Dec
Income
Jan
Tracking
Chart:
Income
Total Income (net)
Salary/Wages
TAKAFUL
PUBLIC MUTUAL
OTHERS
Sep
0.00
Oct
0.00
Nov
0.00
Dec
0.00
Actual Income/Spend Summary
Sep to Date
0.00
0.00
0.00
0.00
0.00
0.00
Spending
0
Total Spending:
0.00
0.00
0.00
0.00
0.00
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Roadtax
Car Accessories
TOL
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Home / Education
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Child Tution
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Utilities
Phone - Home
Phone - Cell
ASTRO
PETROL
Water
Electricity
Internet
GAS
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
BISNES
Magazines
Commission
Office Rental
Life Insurance
Coaching Program
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Medical
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous
Dry Cleaning
New Clothes
Donations
Maid
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Mom
Atuk
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Balance
Income
Expense
Actuals by Month
1
1
1
1
1
1
0
0
0
0
0
Sep
Oct
Expense
Nov
Income
Dec
Comparison
Income
Total Income (net)
Salary/Wages
TAKAFUL
PUBLIC MUTUAL
OTHERS
Compare
June
to Budget
Budget
Jun Actual
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
Tracking vs Budget Summary
Vs Budget
0
0.00
0.00
0.00
0.00
0.00
0.00
Budget
0
0
Spending
0
Tracking 0
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Roadtax
Car Accessories
TOL
Other
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Home / Education
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Child Tution
Other
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Spending:
Balance (Savings)
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
BISNES
Magazines
Commission
Office Rental
Life Insurance
Coaching Program
Other
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Medical
Other
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous
Dry Cleaning
New Clothes
Donations
Maid
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Mom
Atuk
Others
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Expense
Spending Comparison
Budget
Utilities
Phone - Home
Phone - Cell
ASTRO
PETROL
Water
Electricity
Internet
GAS
Other
Income
Transportation
Utilities
Tracking
Home / Education
BISNES
Miscellaneous
Daily Spending Record

Income
Spending
1st
2nd
3rd
4th
5th
6th
7th
8th
9th
10th
11th
12th
13th
14th
15th
16th
17th
18th
19th
20th
21st
22nd
23rd
24th
25th
26th
27th
28th
29th
30th
31st
Month
Total Day's Spending:
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Roadtax
Car Accessories
TOL
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Home / Education
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Child Tution
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Utilities
Phone - Home
Phone - Cell
ASTRO
PETROL
Water
Electricity
Internet
GAS
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
BISNES
Magazines
Commission
Office Rental
Life Insurance
Coaching Program
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Medical
Other
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous
Dry Cleaning
New Clothes
Donations
Maid
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Mom
Atuk
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Budget Planner - Overview / Help

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Budget Planner - Overview / Help

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Copyright:

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Budget Planner - Overview / Help

Enter data in only the white cells with gray borders:

you stick to your budget.

Total Income (net)

Total Income (net)

Actual Income/Spend Summary

Tracking vs Budget Summary

Daily Spending Record

Total Day's Spending:

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