Professional Documents
Culture Documents
Mark Salerno
Presenter :
RESEARCH
Chain of Players
INTERNATIONAL
Tapping World Markets
FINANCE
AFFORDABLE HOUSING
RESEARCH
Chain of Players
INTERNATIONAL
Tapping World Markets
FINANCE
AFFORDABLE HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
WWII Home
Now House
One small house. One million opportunities.
48 EnerGuide Scale 0 20 21 49
Least Efficient
94
LAND USE
ENERGY
HEALTHY HOUSING
MATERIALS
WATER
ACCESSIBLE
FLEX HOUSING
AFFORDABLE
ADAPTABLE
HEALTHY HOUSING
FLEX HOUSING
HEALTHY HOUSING
Improved IAQ
Improved IAQ
Improved IAQ
Control Moisture Control Mould Select Non-Toxic Products (Low VOC Coatings, Sealants)
Improved IAQ
Control Moisture Control Mould Select Non-Toxic Products (Low VOC Coatings, Sealants)
Improved IAQ
Control Moisture Control Mould Select Non-Toxic Products (Low VOC Coatings, Sealants) Install Effective Ventilation (Heat Recovery Ventilator)
Energy Efficiency
Energy Efficiency
Energy Efficiency
Energy Efficiency
Passive Solar Design Insulation & Air Tightness Lighting, Appliances, Heating & Cooling
Summer Rays Shaded
Energy Efficiency
Passive Solar Design Insulation & Air Tightness Lighting, Appliances, Heating & Cooling Renewable Energy (Active Solar & Wind Power)
Summer Rays Shaded
Energy Efficiency
Passive Solar Design Insulation & Air Tightness Lighting, Appliances, Heating & Cooling Renewable Energy (Active Solar & Wind Power)
Summer Rays Shaded
Material Efficiency
Material Efficiency
Durable Assemblies
Material Efficiency
Material Efficiency
Material Efficiency
Durable Assemblies Reclaimed Material Waste Diversion During Construction During Occupancy
Material Efficiency
Durable Assemblies Reclaimed Material Waste Diversion During Construction During Occupancy
Water Efficiency
Water Efficiency
Water Efficiency
Water Efficiency
Water Efficiency
Water Efficiency
Low-Consuming Planting Indigenous Species Fixtures/Appliances Rainwater Re Use Grey Water Re Use Black Water Re Use
Retain Trees
FLEX HOUSING
Curbless Entry
Curbless Entry
Accessible Switches
Curbless Entry
Accessible Switches
42
18
Curbless Entry
Accessible Switches Manoeuvring Space
42 18
Curbless Entry
Accessible Switches Manoeuvring Space
42 18
Curbless Entry
Accessible Switches Manoeuvring Space
42 18
Curbless Entry
Accessible Switches Manoeuvring Space
42 18
Safety Provisions
Curbless Entry
Accessible Switches Manoeuvring Space
42 18
Safety Provisions
http://www.cmhc.ca/newcomers/
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
Now House
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
Now House
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
Now House
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
Now House
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
50 79
80 100
Most Efficient
Now House
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
48 EnerGuide Scale 0 20 21 49
Least Efficient
94
50 79 80 100
Most Efficient
Now House
NEIGHBOURHOOD RENOVATION PROJECT
ACCESSIBLE HOUSING One small house. AFFORDABLE HOUSING One million opportunities. RESILIENT HOUSING
35 4 79 18 5 77
55 1 74
28 3 79
Average
Average
EnerGuide Scale 38 0 20 21 49
Least Efficient
78
50 79 80 100
Most Efficient
Gather Data
Gather Data
* http://oee.nrcan.gc.ca/residential/personal/retrofit-register/register.cfm
Current
Potential
$15,000
2: Undertake Upgrades
a) Review Pre-Retrofit Report b) Select Energy Upgrades c) Undertake Upgrades by 3/31/12
Spray Foam Insulation Cost = $200 Insulation Windows Furnace Heat Recovery Ventilator $5,500
Drain Water Heat Recovery
$250-1,000
$500/unit
$3,500
$2,000
$800
Before:
$2,565 Yrly
After:
$1,340Yrly
Savings:
$1,225Yrly
Payback:
TOTALS
$15,000
12.24Yrs
Realtor Considerations
Seller List with Evaluation / Rating / Construction Estimate
Shows Efficiency or Opportunities; Financing via Purchase + Improvements
RESEARCH
Chain of Players
INTERNATIONAL
Tapping World Markets
FINANCE
AFFORDABLE HOUSING
RESEARCH
Chain of Players
INTERNATIONAL
Tapping World Markets
FINANCE
AFFORDABLE HOUSING
FINANCE
3 Which Home is 40% GROSS Right for You? 4 The Homebuying Process MONTHLY = PRINCIPAL + INTEREST + TAXES + HEATING
INCOME
LEGAL Suite: Include 50% of Gross Income
(MORTGAGE)
With more income & reduced expenses qualify for more Mortgage LEGAL Suite: Exclude 100% of Property Taxes & Heating
www.cmhc.ca
Green Mortgages
Purchase + Improvements Purchase Price Loan + Extra Amount for Renovations
Cash Rebate
Various Financial Products 4-7% Cash Back on Mortgage $300,000 x 7.0% = $21,000
Possible Purchases Land Transfer Tax Lawyer's Fees Moving Costs Closing Costs Energy Upgrades
Terms
Enroll in ecoENERGY
www.ecoaction.gc.ca/
microfit.powerauthority.on.ca
Mark Salerno
Presenter :