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Your Financial Future Begins Now.

In your career, you will generate a lifetime of earnings over a short period of time. Managing those earnings is critical for your nancial security now and in the future.

For more than 25 years, OFS has helped athletes and celebrities manage their wealth
from the signing of their rst contract, through retirement and beyond. We pride ourselves on helping you understand your nances so you can enjoy the lifestyle you have worked so hard to earn.

Why OFS?
We will partner with you to create a wealth management plan that includes:
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Did You Know?


By the time they have been retired for two years,

Cash Management and Budgeting Investment Management Tax Planning Estate Planning

78% of former NFL


or are under nancial

players have gone bankrupt stress. Within ve years of retirement, an estimated

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60% of former NBA

Through all of these services, our objective is simple: to help you achieve a lifetime of nancial independence by working with you to maximize your savings and investments. Remember, its not who earns the most, but rather who walks away with the most that ultimately wins the game!

players are broke.1 It can happen to anyone without proper planning. Let us help secure your future.

Source: Sports Illustrated

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Our experience helps you... Create a budget that works

Cash Management and Budgeting


More wealth inevitably means more bills and the need for a more streamlined cash management system. We analyze your cash ow and set a realistic budget that will help you maximize your savings and investments throughout your career. We also monitor your income and can receive and pay bills on your behalf. We provide:
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Bill Paying Services


Many clients have multiple residences and/or extensive travel obligations. Our team of dedicated professionals personally manage your cash and pay your bills in a timely manner. This has proven to be an invaluable service to all clients, whether they use it as a convenience or out of necessity due to the demands of their careers.

Did You Know?


Mortgages are typically paid o over 30 years. However, if you pay it o over a -year period, the interest expense is reduced by . This tactic supports our overall strategy of helping our clients become debt-free by the end of their careers.

50%

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Client Cash Management System


Personal Account Cash Management Account

Income

Client Bills

Investment Portfolio

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Budgeting Advice and Consultation


We work with you to establish a budget that allows you to save for the future while still enjoying a comfortable lifestyle today. Based on our unique experience, we are also able to advise on your day-to-day nancial obligations and how they will impact your cash ow and overall nancial plan.

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Our experience helps you Preserve your wealth

Investment Management
Preserving your wealth is our primary goal. As a professional athlete, you will generate a lifetime of earnings over a relatively short period of time. We will educate you on how to invest your money and maintain a stream of income after your playing days are over. We provide:
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Asset Allocation
When it comes to investing, diversi cation is the key to reducing risk and generating returns. We believe in constructing a personal portfolio that will meet your short-term and long-term goals. We have access to premier investment management capabilities across a wide range of investment products and styles. We pride ourselves in delivering complex solutions simply.

Did You Know?


In order to create a post-career income of

$100,000 per year,


an investor needs to save at least four percent on those savings.

$2,500,000 and earn

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Portfolio Monitoring and Rebalancing


Clients with one-year contracts require di erent investment strategies from clients with multi-year guaranteed contracts. We constantly analyze your situation as your career progresses and tailor your portfolio to meet your changing needs.

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Detailed Reporting
We want you to understand where your money goes and how your investments are performing. Therefore, we provide clear and timely reports so you stay informed and see rsthand how your money is working for you.

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Our experience helps you Protect your income

Tax Planning
Your earnings are complicated, and so are your taxes. We understand the complexity of tax laws as they relate to celebrities like yourself. This means your tax returns will be prepared by professionals who are experts in the eld and understand your unique needs. We provide:
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Preparation of Federal and State Returns


Preparing income tax returns is about more than just lling out forms. We possess the expertise to maximize available tax deductions and thus minimize your taxable income. As your tax advisor, we will support and help you through any tax situation by communicating with government agencies on your behalf.

Did You Know?


A proper tax plan requires sport-speci c knowledge:
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The rent paid while on a one-year contract may be a deductible business expense.

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Ongoing Tax Planning


Understanding how much net income you will earn is a key component of your nancial plan because it will directly impact your level of spending and ability to save. We will educate you about tax-saving strategies and work with you to make sure you are taking advantage of proper tax planning throughout the year.

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Tax returns must be led in your home state, as well as many of the states in which you perform.

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Most endorsement contracts do not withhold income taxes. A streamlined system to project the taxes due will avoid interest and penalties.

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Worldwide Expertise and Global Reach


If your career takes you outside the U.S. or if you have investments in other countries, we coordinate with regional tax professionals to make sure your unique situation is handled properly.

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Our experience helps you... Build nancial security for your loved ones

Estate Planning
Caring for family members is important for many of our clients. Using our unique understanding and experience, we will help you identify your needs for wills, trusts and other wealth transfer plans so you can be con dent that the people who have been there for you throughout your career can be cared for according to your wishes. We provide:
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Consultation
Who in your family, circle of friends or charities do you want to help? How do you want to help them? We work with you to identify your needs and provide recommendations consistent with your objectives.

Did You Know?


In the event of your incapacity or death, a proper estate plan will:
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Tax Savings Strategies


Not all estate planning strategies are created equal. We help determine which will, trust or other wealth transfer plan is best and provide tax-e cient strategies to transfer your wealth to your chosen bene ciaries.
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Provide structure for your bene ciaries inheritance. Set forth your desires as to how your assets will be managed and distributed. Avoid public disclosure of the size and distribution of your estate. Utilize gifting strategies, irrevocable life insurance trusts and other planning techniques to potentially save your estate millions in taxes.

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Process Coordination
Estate planning is complex and requires a signi cant amount of coordination to ensure your wishes are ful lled. We will facilitate the process with experienced attorneys so you can rest assured that your loved ones needs will be met.
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OFS Delivers Complex Solutions Simply. 10% 30%

Luxury Items

30%

Living Expenses
Live within a reasonable budget during earning years in order to maintain a sustainable lifestyle in the future.

Income Tax
Take advantage of every tax deduction by planning ahead and minimizing tax.

Future Savings
Build and contribute to a post-career savings plan with an emphasis on preservation, diversication and a long-term focus.

30%

We have the unique expertise to create and execute your game plan for wealth management. Make OFS part of your team!

Did You Know?


Simply by maintaining the discipline above, a to spend on luxury items and family gifts.

$1.5 million in savings, a mortgage-free home and a signi

$5 million contract could equate


cant amount to

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