SUMMER TRAINING PROJECT

ON

COMPARATIVE ANALYSIS OF
MUTUAL FUNDS
By FIROZ SHAMS MBA 4th Sem.

Brief History of JM Financial AMC

JM financial AMC, is a joint venture of JP Morgan, a well-known and trusted name in financial services in India. It came into existence in 199OS where in it operated with Asset Under Management (AUM) of about Rs. 4,383 crores. Chairman - Mr Nemash Kampani

DUTIES & RESPONSIILITIES HANDLED

To study and make comparative analysis of mutual fund schemes with the competitors. To give suggestions to channel partners and potential customers. Make ABC analysis of the channel partners.

COMPETITORS
RELIANCE MUTUAL FUND HDFC MUTUAL FUND BIRLA SUNLIFE MUTUAL FUND UTI MUTUAL FUND HSBC MUTUAL FUND SBI MUTUAL FUND FRANKLIN MUTUAL FUND

What Is a Mutual Fund?

A mutual fund is a pool of money collected from investors and is invested according to stated investment objectives

Where is your money going ?

Fund Management Team

Investors

What to Invest For ?

Capital Growth
Risk: Medium to High Period: 3 years and above
Stocks
Growth Funds

Income
Risk: Medium to Low Period: 6 months to 3 years

Bonds Debentures Income / Bond Funds Company Fixed Deposits

Capital Preservation
Risk: Low to Medium Period: Less than 6 months

Money Market Funds Short-term deposits / Government Paper

Types of Funds

Equity
Equity Funds Index Funds Sector Funds

Debt
Fixed Income Funds

Money Market
Money Market Mutual Funds

Balanced Funds

Liquid Funds

CONSERVATIVE PORTFOLIO

MODERATE PORTFOLIO

AGGRESSIVE PORTFOLIO

MUTUAL FUNDS : WHY ? LIQUIDITY CONVENIENCE

DIVERSIFICATION

FLEXIBILITY
TRANSPARENCY

TAX BENEFITS

COMPLETE TAX PORTFOLIO BENEFITS MOST OPEN MUTUAL DISCLOSURE EASY TO DIVERSIFIED EASY TERMS ENDED FUNDS FUNDS CAPITAL INVEST PORTFOLIO FOR AND REDEEM ARE GAINS EASY TO MAINTAINING CONTROLS WITHIN REGULATED DAILY REDEEM ASSET RISK 3THE WORKING BY SEBI. TAX-FREE MARK TO ALLOCATION DAYS. DIVIDENDS MARKET / NAV

PERFORMANCE

MUTUAL FUNDS : WHY NOT ?

SPECIFIC SOLUTION

WORK WITHIN THE READY MADE MANDATE GARMENT VS ABSOLUTE TAILOR MADE RETURN SOLUTION VS RELATIVE RETURN

A recurring deposit account with a mutual fund

Systematic Investment Plan

What is an SIP?
Investing a fixed sum, regularly in a mutual fund Allows one to buy units in a particular scheme on a given date every month Similar to regular savings schemes like a recurring deposit

SWOT ANALYSIS

STRENGTH
POWERFUL BRAND. EFFICIENT & EXPERIENCED FUND MANAGEMENT TEAM WIDE RANGE OF PRODUCTS. BETTER CUSTOMER SERVICE.

WEAKNESS
PAYOUTS TO DISTRIUTORS. INNOVATION. DIVIDEND PAY OUT ADVERTISEMENT COST AND PULIC AWARENESS

OPPORTUNITY
BECOME LARGEST AMC. BRING INNOVATIVE PRODUCTS. MORE EXPOSURE TO EQUITY.

THREAT
COMPETITORS. INSURANCE COMPANIES.

FINDINGS/RECOMMENDATIONS
MORE ADVERTISEMENT NEEDED MAINTAINING RELATIONSHIP. TO LAUNCH INNOVATIVE PRODUCTS TO DECLARE MORE DIVIDENDS MORE TRAINING AND DEVELOPMENT

WHAT I LEARNT ??????

Gained practical experience. Become acquainted with professionals in the field. Develop an appreciation of good public relations. Time Management.

THANK YOU