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Szymon Dowgwiowicz-Nowicki
Stycze 2012 roku
Mobile Everywhere
2012
Introduction to Accumulate ME
ACCUMULATE
Founded 2004 +60 million installed applications +30 employees Offices in Stockholm, London and Beijing Mobile Payment Mobile Security Mobile Banking
About
Services
Clients Services
Awards Awards
MILESTONES
Founded 2004 First mobile platform (Flexion) commercial launch, 2004 Opening of UK office 2005 Reaches 100 000 unique installations 2006 Second mobile platform (ME) commercial launch, 2007 Reaches 1 000 000 unique installations 2007 First ME implementation June 2009 Opening of China office 2010 Acquired PayPal, TeliaSonera, Marginalen and Telenor as clients (2011)
REFERENCES
World leading online payment provider +100 million active accounts Swedish niche bank Operations in Sweden, Nederland, Latvia and Lithuania
OVERVIEW Security
Client Processes
Flexibility
Methods Services
Independent
Operator
Handset Network Subscription
Coverage / Speed
Handsets
User friendly
SOLUTION
ME COMPONENTS
Safe Frame
Services
Client side
Account integration
DS
TS SGW
Services
TDB
Enrolment integration
ME Core
IMPLEMENTATION
CLIENT SECURITY
KEY FEATURES
Security application installed over the air on users mobile device True PKI safe client Advanced security features:
ILLUSTRATION
RSA key handshake IMEI verification MSISDN verification SIM verification PIN verification 3rd factor voice or face recognition (add on) Behavior recognition (add on)
Mobile Everywhere
MOBILE PAYMENT
KEY FEATURES 360 mobile payment solution Unique processes for increased security (No sensitive information sent to merchant) Works on existing infrastructure
Carrier technologies Active/passive NFC One-time ticket Barcode QR codes Blue tooth Payment functionalities POS Person-to-Person Remittance Online Man-to-Machine Other services Ticketing Loyalty Instant purchasing Digital coupons m-Commerce
MOBILE SECURITY
KEY FEATURES
Authentication (Login) Cost efficient User friendly Signature Sign what you see Cost efficient User friendly
Increased security compared to current solutions Focuses on user experience and cost saving Comprehensive range of services
Card services (3-D secure) 3-D secure Sign what you see Cost efficient e-ID EU Directive 1999/93/EC Separate key handling for signing & authentication Possibility to generate the keys on the terminal
MOBILE BANKING
KEY FEATURES
Complete access channel to the account Increased security Transactional services Informational services Balance statement Transaction history Push/Pull notifications Bonus/loyalty points ATM/branch locator Video support
SECURITY FACTORS
1 FA typically username and password. 2 FA based on the concept, something you have and something you know. Something you have could be a hardware token, application or similar which is protected by a PIN code i.e. something you know. 3 FA based on the concept something you have, something you know and something you are. This adds biometric properties to the authentication solution such as voice or face recognition.
DEMO
Demo request Accumulate invites organisations, press and analyst's to test the mobile payment, banking and security services solutionSend your name, company name and mobile number to info@accumulate.se.
You will then recieve a link for downloading of the mobile application together with a short manual on how to use it.The services works on all platforms, including:AndroidBlackberryiPhoneJavaWindows mobiles Use cases in video: http://www.youtube.com/user/larsaase?feature=watch
Dzikuj za uwag
Szymon Dowgwiowicz-Nowicki sdow@premiumtechnology.pl 601.890.080
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