Welcome to my

Presentation

Name-Afnan tarofder Anik
Id-0910089
An over view of Foreign Exchange Operation, Performance
Evaluation and Banks Profitability

Problem of the statement
Foreign exchange means exchange of currency in term of
goods from one country to another country. The main
concern of this paper is to assess what extent Banks can
control their foreign exchange operation , what tools or
techniques they use to handle their performance and to
what extent their performance can be evaluated bank
profitability.

Research Design

This research has been done by Exploratory Study. Exploratory study
is particularly useful when researchers lack of a clear idea of the
problem any research. Qualitative techniques are applied in this study.
Under Exploratory study secondary data analysis and experience
survey techniques are used. Also face to face interview is used while
collecting the data.

Sampling Method

Sample unit- randomly selected people .
Sample size- people of foreign exchange department .
Sample procedure- Non probability .
Data collection
Primary and secondary sources of data have been used in this study.
Face to face conversation with employees .
Face to face conversation with the clients.
Relevant file study as provided by the officers concerned .
By using organizational information .
Annual report of bank Asia.




Limitation of the study
Lack of time only 74 hours working day allotted.
Lack of my experience and efficiency to prepare the
standard report.
Unavailability to required published documents.
Bank limitation and security problem.
Objective of the Report

Broad Objectives

To examine and analysis operation, performance & Bank profitability
of foreign exchange activities.

Specific Objectives

To learn about foreign trade activities Export , Import & Remittance.
To know about how to issuing L/C.
To be acquainted with the Export & Import required documents.
To know about how bank profitability of this foreign exchange.
Conceptual Framework

Export service (IV)
Import service (IV)
Inward service (IV)
Outward service (IV)

Bank profitability
(DV)
Research hypothesis

H3:There is a significant positive relation between Foreign Exchange
and its Operation

H2: There is a significant positive relation between Foreign Exchange
and its Performance Evaluation

H3: There is a significant positive relation between Foreign Exchange
and Banks Profitability

Overview of Bank Asia Ltd
For a better tomorrow (slogan).
Bank Asia Ltd is third generation bank .
Established on 27th November in 1999.
Public limited company .
It has 80 branches all over the Bangladesh.
In 2003 comes to share market (IPO).
The asset and liability growth has been remarkable.

Mission and vision of the Bank Asia
Mission
To assist in bringing high quality service to the customers .
To set high standers integrity and bring total satisfaction to the clients,
shareholders and employees.

Vision
To have a poverty free Bangladesh in course of a generation
To build a society where human dignity and human right receive the
highest consideration along with reduction of poverty.

FOREIGN EXCHANGE OPERATION

Foreign Exchange
Foreign trade department and
Foreign Remittance department

Foreign trade department
Import Section
Export Section
Foreign Remittance
Inward foreign remittance and
Outward foreign remittance

TREND ANALYSIS & BANK PROFITABILITY
Trade analysis of import
2008 2009 2010 2011 2012
Million Taka 50985 67378 110418 99414 106746
0
20000
40000
60000
80000
100000
120000
Million
Taka
TREND ANALYSIS & BANK PROFITABILITY
Trade analysis of import
TREND ANALYSI S & BANK PROFI TABI LI TY
Trade analysis of Export

TREND ANALYSIS & BANK PROFITABILITY
Trade analysis of export
40
10
2
10
6.3
20
11.7
Item wise Export
RMG (Ready made garments) 40%
Leather
Medicine
Frozen food
Tea
Jute goods etc.
Others
TREND ANALYSI S & BANK PROFI TABI LI TY
Trade analysis of inward remittance
Finding
The growth rate of Banks depends on import. Each year
the import is rising. Though in 2011 the import declined
by 10% but the overall charts reflects an increase in import
and 2010 was a remarkable year for bank because in that
year Bank earned the highest profit .
The export is also increasing in each year. In 2011 their
export was remarkable and they earned most profit from
2011 but in 2012 their export earning decreased to 8317
million taka.
The bank is Rapidly growing economy
Strong Financial Position of the bank


Recommendation
Shortage of employees.
Give opportunity customer is open a L/C at a very low margin depends
on Banker's relationship.
Bank should consider such types of facilities to be given to the
exporters.
Long term training required for the officers .
Measuring performance is critical part of foreign exchange .
Successfully established online banking.
The bank works To reduces the interest rate.
The Employees of the bank are highly efficient and client-focused.
Lot of registers are kept and maintained, especially at the front desk-
reception.
There is no customer complain desk in the bank branches.


Conclusion
After end of the report I got learn so many things about foreign
exchange related activities such as import, export, procedure foreign
remittance, and performance and trend analysis which gave me a vast
knowledge about money market, capital market, inflation, deflation,
measuring a percentage of growth year .

Thank you